2ndtimeuncle:
Good morning fellow nairalanders, I hope your day is going well though mine didn't start so well. I am a nairalander but I have to open this account for this. I have an issue bothering me, I will try to keep my story as brief as possible.

I am a guy from a humble background. My parents had only two children, myself and my younger sister who is now married with two kids. She had her last baby boy some time early this month. Her marriage with this guy ( my brother inlaw) has been one I considered relatively peaceful. That is from my own perspective knowing that there's no marriage without one or two misunderstanding here or there at some point.

Well, she found out that her husband got another girl pregnant who gave birth to a baby girl. My sister found out after she gave birth to her first son. Her husband was the one that confessed to her that he has another child outside their marriage. They settled the issue and moved on he promised he would end the relationship he had with the baby mama.

Last year, during the Covid19 period, my sister found out that he was still seeing his baby mama after she saw their chats. She confronted him and he denied having anything to do with the baby mama except for sending money for his daughter's upkeep once in a while. It was a big issue which was brought to the attention the two families. They found a way to settle after a lot pleading and talking to the two of them.

To cut the long story short, she sent me screenshots that proves that he is still seeing the baby mama. In one of the screenshot he wants to see her in their normal place and the girl agreed but doesn't want them have sex on this particular occasion. My sister has bad temperament and it is not easy to calm her down when triggered. She's threatening to quit the marriage and I fear she may do something wrong this time around . She is yet to confront her husband because I managed to convince her to keep it on hold till she calms down.

Note : My Dad is late and my younger sister is a house wife hence solely dependent on her husband. Please ignore my grammatical errors. I am putting this out here because I have ran out of ideas.

It's a very terrible situation, i feel your pain and stress but my advice for you is for you to continue talking to her to calm down and i think you should call the husband and talk with him on his character of womanizing and to the point of impregnating another woman outside his marriage, reason with him that he betrayed her and she is not happy with him and he should try leave that life and focus on his family although what has happened as happened, the only way for him to earn the trust of your sister again is for him to show it in his action toward taking his wife and children serious and he should stop seeing the said girl behind your sister.

Ogun Lewes-suffering from mouth diarrhea.

Na this part make me laugh...

Congratulations, i just like this man.

This is far better compare to now, more than triple to now, God will continue to give us more money to do even greater things whether buhari witchcraft or economy down time we will continue to make more and more money to spend and take care of our families and friends and helping the helpless and less privilege...Amen.

WarriAproko:
the next election go brake him wind. Dekta central will hold that position. But from another party

Story na you dey yan even opposition nor know their left or right, unserious people them better braze up.

[quote author=zombieHUNTER post=103714618][/quote]


Guy you wicked oooo

BigCabal:
Every week, Zikoko seeks to understand how people move the Naira in and out of their lives. Some stories will be struggle-ish, others will be bougie. All the time, it’ll be revealing.

The 28-year-old makeup artist in this #NairaLife has had multiple experiences with low-paying jobs. In 2020, she went in on a plan B and moved to a new city. She hasn’t figured everything out yet, but she’s also not where she was two years ago.


What’s your oldest memory of money?

The memory that comes to mind right now happened in 2007 when I was in secondary school. I found some ₦2k I had saved and forgotten about in a Danish butter cookies container. Unfortunately, the central bank had issued new designs of the naira, so the money I had was useless.

I feel a sharp pain, and it’s not even my money.
Do you get? It wasn’t much of a big deal though. Things were good at home at the time, so it was something I could let go without much fuss.

Baller.

You’d think so. Things were really good for the most part when I was growing up. It wasn’t until 2008 or 2009 that things started to take a different turn.

How?

Let’s just say that my dad had really big dreams and tasted money earlier on, but he wasn’t on top of his finances. He started out as a lawyer and went on to become a local government chairman in the south south. I think the idea of going back to being a lawyer and hustling for measly amounts of money didn’t appeal to him after his tenure ended. He thought he was going to get another big break and he hung onto that hope and forgot about everything else. This decision affected the family’s finances. Subsequently, most of the responsibilities fell solely to my mum, but there was only so much my mum could do with what she earned from teaching.

I got into university in 2008, and by my second year, things had gotten so bad that it was a struggle to get my parents to come through for anything I needed. The money always came late, and when it did, it was never enough to do anything. Being broke was my default setting.

Tough. So you had to figure things out yourself.

Pretty much. A part of figuring things out was realising that I may have to live off my friends in school. A couple of friends understood that I didn’t have much, and they did the best they could for me. The other part was living with the shame that came with it.

What was that like?

Not fun. I didn’t even want to ask my friends for help. I tried as much as possible to stretch whatever resources I had, but it simply wasn’t enough. Having friends who came through was good for a while, but it also affected our friendship dynamics. A couple of people switched up on me before we left school because I had become a bit of a burden, which was understandable.

My last year in school was the toughest ever. First, it was an extra year. I tried to get tuition and rent from my dad. When he eventually sent some money, it was not enough to sort out both. I tried to talk my landlady into giving me a deal, but she didn’t agree to it. I eventually squatted with a friend who was kind enough to take me in, but the arrangement deteriorated into something else before the year was over. I finished uni in 2014.

Nice. Well done.

The next thing was NYSC. I served in the south-south and taught in a catholic secondary school. There was the ₦19,800 federal government allawee. The school where I worked paid ₦5k per month. There was also an extra ₦3k that came once every two months as compensation for the additional lesson hours I worked. The year wasn’t bad. The school provided free accommodation. Most of my monthly earnings went to feeding and travelling to a neighbouring state where my boyfriend at the time was serving.

I had no money saved up at the end of my service year in July 2015, though. I was pretty much winging it.

No more allawee. What did you do next?

Nothing for the first six months. I moved back home and got really antsy about finding work. My dad’s income was still non-existent, and he was taking my mum’s salary from her. When it didn’t seem like I was going to get a job, I asked my mum for help and she got me an interview at a school. I couldn’t mask my desperation during the interview, and the man who interviewed me took advantage of it. I don’t remember what he said word-for-word, but it was something along the lines of “Pay this small girl ₦15k.”

What?

I took the job. It was better than nothing. I resumed work In January 2016.

I respect that.

The workload was crazy. I was teaching all six classes in the school — two subjects for each class. With every month that passed, I hoped that they would see how hard I worked and give me a raise. But nothing came. I sent in my resignation the moment the school went on third term break. This was July 2016.

Three months after I quit, a beauty queen, who was a friend to one of my sisters, was looking for a personal assistant.I applied for the job and got it. The salary was ₦20k per month but I didn’t get paid once, and I spent four months working for her. She covered some of the logistics, but at the end of each month, she complained that she hadn’t made money from “beauty-queening”.

Omo.

My desperation was at an all-time high, and I made some ill-informed decisions and fell victim to one or two job scams. I knew something wasn’t right with the vacancies, but I went along because I was just looking for a means of survival.

After four months of working with the beauty queen, I quit. Let me even talk about the event that triggered this decision.

I’m listening.

I needed money badly that month and asked for my salary. Again, she said she had no money. But she asked if I was interested in a “Thanks for coming” gig.

Thanks for what?

Thanks for coming. This is how it works: Party organisers invite girls to a party to light things up. At the end of the party, they pay each girl between ₦20k and ₦30k. Some got more than that too. It depends on the deal you get.

Oh, I see.

I didn’t even have clothes to wear because I was broke. The beauty queen gave me one of her dresses and did my hair and makeup. We got to the location where we would get cleared to go to the venue of the party. When it was my turn, the person who was assigned to clear me said I didn’t fit the bill of whom they were looking for and should return home.

It broke me. I had bills to pay and I clocked that I wouldn’t even have gone there if I was getting paid for my job. I texted her the next day and told her I was done.

Whew.

MMM was the rave around this time and I put about ₦20k in it from the money I didn’t have. I made some money from it and it sustained me for a while before it crashed in 2017.

Fast forward to September 2017, an old friend whom I had just reconnected with reached out to me to ask if I was interested in a front desk secretary position that had opened in his brother’s office. I applied for the job and got it. They offered me ₦35k, promising to bump the salary to ₦50k after my appointment was confirmed. But I wasn’t sure if I wanted to accept it.

Was there a reason?

The job was in the heart of town and my parents were living on the outskirts. I had gotten another job at a school close to home. The basic salary was ₦20k but I could be earning up to ₦50k every month from after-school lessons.

A few days after the interview, my friend reached out again and asked me to take the job. The offer had been reviewed to ₦50k. So I took it.

Did you get a raise after?

No. But they gave me free accommodation after a couple of months with them. While I was at the job, I made more friends in the city and met one or two glucose guardians here and there, and this helped my finances a bit. My monthly earnings grew from ₦50k to ₦100k. In very good months, I got up to ₦150k. I had a bigger purchasing power. However, I couldn’t plan around the money so much because it wasn’t stable. The only money I could count on was my ₦50k salary.


I worked here till February 2019. I thought I was giving more value than they were willing to pay for. It was only when I told them that I was leaving they started talking about a raise. But my mind was already made up.

I tried looking for another job but nothing came up from the search. I was like, “It’s time to try something new.”

What was that?

I’d been looking at the possibility of moving to Lagos and trying my hand at being a makeup artist. I needed training and money for that, so it didn’t seem like it was going to happen until a friend offered to sponsor my training.

In March 2020, I moved to Lagos and enrolled at the school.

How much did this cost?

The tuition was ₦200k and I spent an extra ₦100k on buying the products I needed. My friend paid for this and also sent me a monthly stipend of ₦50k from March 2020 to December 2020.

I finished at the school in May 2020. Then came the question of what to do next again. I didn’t want to do the traditional beauty makeup where I’d have a studio and make people up for events. I wanted to do editorial and production makeup. The problem was, I didn’t have a portfolio. I did the next thing I could do.

What was that?

I started reaching out to editorial makeup artists on Instagram and offering to assist them on their projects. I slid into a lot of DMs. No reply. No call back. Thankfully, I was still receiving ₦50k from my friend so that got me through that period.

Someone eventually replied in June 2020.

Whoop Whoop!

I worked with her until September although she didn’t pay me. While I was still assisting her, another person reached out to me. She paid me ₦10k the first time we worked together.It wasn’t a lot but it was the first time I was making money off this thing, so I was convinced that it could actually work.

A big signal.

It was. My first big break came in May 2021 when a friend helped me get my first solo job on a movie set and I was paid ₦80k. Omo, I was so proud of myself, and very much relieved. I hadn’t made any money from January till March.

I’m mostly assisting people on their projects these days, and I get between ₦10k and ₦20k for each day I spend on a set with them.

How much do you make in a month now?

It’s tricky to put a handle on that. But anything between ₦50k and ₦100k seems accurate.

What’s been your best performing month so far?

June. I made about ₦100k from all the jobs I got. I’m not good at keeping track of all the money that comes in, so it may have been more than that. Also, I’ve earned more money in each of the past three months than I did at my 9-5 while doing lesser work. For context, working for four or five days in a month will fetch me more than ₦50k.

But the jobs don’t come in every time, do they?

No, they don’t. But this is peak season, so I’m enjoying it. I’ve made ₦65k so far this month. This is a big deal for me.

Let’s segue into your running costs every month.
I plan my expenses around ₦50k every month.


How much do you imagine will be enough money for you right now?

₦200-₦300k per month. I have a couple things I want to do right now but can’t afford. On top of the list is getting an apartment. I live with my sister and her boyfriend, and they’ve been super nice. I feel like it’s time to leave but I can’t and it’s killing me.

Also, I have black tax to worry about. My dad and I used to quarrel a lot about that because he thought I wasn’t doing enough. There was a time he said to me, “I put it to you that you’re stingy.” After that fight, I started sending between ₦2k and ₦5k home every month. But I’ve not been able to do that since I moved to Lagos.

I’m curious, how have your experiences shaped your perspective about money?
I’m still in a place where I obsess about money, although the intensity has reduced over time. I’m beginning to realise that it’s not a do or die affair. I suspect it’s because I’m currently making more money than ever. I have a laid back approach to finances now and am focusing on how to expand my streams of income.

Sounds like there’s a plan B.

Yes. I have friends who have digital skills and friends who work in tech. They’ve recommended courses I could take, and I spend my days off on these courses. I’m currently crazy about community management, and I think it will be the next thing I try my hands at.

Nice. So How much do you have in your bank account now?

I have ₦40k saved up. It’s something, and I’m proud of it. I don’t save a specific amount every month because of the structure of my finances. When I get paid for a job and can afford to save something from it, I do it.

What part of your finances do you think you could be better at?

I could do better at keeping track of what I currently earn and possibly saving more. I should be able to have a better grip on saving in a few months though. However, it’s almost impossible to be more prudent than I already am.

Tell me about the last thing you spent money on that made you feel good.

After I got paid for my first solo job in May, I spent ₦50k on a new set of makeup products, and man, the joy I felt! Recently, I spent ₦20k on a dress, a pair of shoes and a bag for a wedding I was invited to. I hadn’t bought anything for myself in a minute so that also felt really good.


On a scale of 1-10, how would you rate your financial happiness?

4.5. People say that financial happiness is a state of mind, and I agree. I’ve been stressing over money all my life and I just want more out of this whole thing. I’m tired but I’m also happy about the progress I’ve made in the past couple months. Am I 100% content? No. But there are no regrets. My financial situation is still a work in progress, and I’m doing the best I can. That will do for now.

Source: [url]https://www.zikoko.com/money/naira-life/nairalife-the-makeup-artist-staying-hopeful-at-%e2%82%a650k-month/[/url]

Weldon oooo.

OKPANAMboy:
Bayern Munich sent an invitation to Barcelona for Pre-season Friendly match. As we speak, the person that took the letter to Barcelona board is in the hospital, he received the beating of his life.

Guy you funny ooo..

ultiabaz36:
Good day my people, please your advise is needed. I am in my 30s and I came into this relationship this year January. I like and I love this babe so much but she’s always demanding financially despite being a working class and I am only surviving on 45k job here in lagos. I have target and ambition for my life and everything is placed on this my job. So, I have a proportion of my income to be saved for this my ambition but since I met this girl, I never have anything called savings again while I still go on borrowing to satisfy her needs.

The most painful part of it all is that anytime she asks of anything and I’m not capable of what she asked for, she will first block me on Whatsapp and drop a breakup message. I will be the one to call and persuade her and when she feels like to unblock me she will do that.

But now, she’s asking for salah cloth and I don’t have the amount she’s asking for. I told her I don’t have the money for now while I told her that I don’t know what tomorrow will say and as soon as I said this, she dropped the breakup message as usual and block me on WhatsApp.

Please Advise me on what to do as this is getting on my nerves.

My brother let me give some piece of advice, nobody in this life worth killing or stressing yourself for apart for your parents and siblings to some extent, just let her be because as you can see that girl is only using you and she can never be satisfy no matter what you do for her, if she sees a guy that has big fat pocket once she will dump you on to the next one, just build yourself you will see a girl that will love you sincerely for who you are and not what you can provide for her.
Have some dignity and move on, it hurts sometimes but just brace up and be strong and keep on moving.

jbreezy:
Lol...funny this is coming from a cool bad guy...thanks tho

Men guy i will always tell you the truth no human being is perfect, i don't break relationship i just let it unfold it's self but before then i just set my mind and her it's 70/30 Incase she said no then my heart will be so free, no woman that i have dated can say i treated her bad or i broke her heart never.
Forgive her and talk to her and hold on the relationship and also be collecting your green light from the other but never said you should dok her oooo...

jbreezy:
So the story goes like, my gf and I have been dating for 2 years now. I really love her cos she's so interesting, extremely caring and so good to me. She's a pretty one too. So I finished school ahead of her (We were in same school).

But we couldn't let each other go because we already love each other, so we continued the romance. I loved her after and I really gat plans to marry her even though I'm like 5 years older than her. I was going to wait till she finishes school (She was in 200 level when I left). So I went to visit her in school and out of curiosity, I checked her whatsapp chat...I read her chat with her very close friend (the best place to find the truth) Well well well...There was this gist about her having sex with a friend. Then another was about her trying to date a guy..It really broke me, but till today, I haven't challenged her...

Actually, I would have broken up if I dont love her up to this level cos I hate it when I'm being cheated on... But I don't think I'm ready to lose the girl..

So I met a very pretty lady lately... We've been talking and she's really been giving me all the greenlight a normal guy needs to see... This one is more mature (I felt like my gf is still probably at what y'all call the hoeing stage cos she's 21)... So I've been contemplating on leaving her for this one, by bringing up the cheating part (something like a chess game)...

Seriously, I still think I love her, and would have married her if she didn't do that... So I'm lost between challenging her and giving her another chance (cos she's going to obviously beg) or challenge her to leave her...Thanks and sorry for the long essay

Guy just forgive and forget, it's one of those things when girl is still in school and you are out of there, you said it that you have done the same, just tell her you know about her cheating on you but you forgive her and watch how she turns, don't be too hasty to end the relationship although it's painful when someone you love cheats on you.

Prechgold1180:
Hello everyone please sorry to disturb you with my personal problem I just feel it best I table the matter here.

Let me try to be short.

Please how do I tell my girlfriend to go back to her house without offending or sounding rude?
I am a young guy and she is also young too currently in my final year she is a graduate on her own side she graduated last year.

She travelled outta Nigeria after graduation came back after 1 month.
Ever since she got back she has been in my house close to two months now and she is not even talking about leaving.

I don’t even have my space again
I can’t even go out with my friends she always calling for my attention.
It is choking me seriously I can’t even keep female friends because she is always complaining.
All my friends are now referring to me as a married man.

Pls how do I tell her to go back without hurting her.

Me don tire i swear

Guy you be selfish human being, if she nor give you attention na you go complain and she is giving you and you are complaining, i like girls when dey give attention must you go out all the time even though sometimes take her along it doesn't matter what your guys are saying at least you should be use to her and understand her by now and on the jealousy part all woman are jealous even you too as a man if she is keeping male friend's you go do complain tire but you can still talk to her to chill a bit on that aspect, enjoy your relationship and stop complaining on this minor issue bcuz my guy if you tell her to leave i bet you go regret am bcus na from there na the babe go dey give you attitude nor talk say i nor tell you, when she is tired and hungry to go home she will move or you fit use style tell say make she even try reach her house so that her people go know how she dey, township na brain and same with relationship matter.
Sign out✋

No peace for the wicked.

uthlaw:
teach this freelancer!

My brother peace of mind na everything when man always wish for..

You can save time and money.
You can have enough time to build yourself.
You can move without being monitor.
No monitoring spirit.




After my girlfriend ended our relationship i just get peace of mind without thinking of anything disturbing my mind, neither to think of sending money every month for not being appreciated for...
Freelancer na i be now oooo so happy.
Just me myself and my immediate family because na them dey support me with prayers,na i dey reason now, how man go take make plenty money and help the poor and people around me that appreciate my little or big good i do for them.

With the same twitter nai this idiot take dey tweet this nonsense....shot his own foot.

Ahahahahaha...the guy just shot himself for his foot....him still use VPN to access him account...

PlayMaker14:
The money when I use take place the bet for one mega shop belongs to our Church and it was meant to repair one of the Church 18-seater bus...

I just say make I risk am.... Wetin I wan tell Pastor Ademola today?

Ehya it is well with your soul...

Neo life stuffs...na to market their drugs na them be untop am you go pay money to take buy after them don finish with their motivation talk,my guy nor waste your time.

One of the man i like very well with boldness and direct words without party affiliation, him nor send those idiot when their matter na party party matter, the country need to operate on true Federalism and not this rubbish we are practicing called federal system of government...God bless him for this.

As usual and expected tufiakwa..

E don show say Nigeria government dey dementia from the top to the bottom,all of them dey mad and to top it all some foolish Nigerians when dey this platform dey write rubbish here fools, una suffering and smiling just dey start... tufiakwa.
I regret say them born me from this country, tufiakwa i will never bring up kids in this country by God's grace..Amen.

You see why i tire for the North and Nigeria entirely, na this kind useless set of human beings na i don tire to see for this country, i know this year by the grace of God me go japa comot for this country...make una enjoy una shit nor be me and una..tufiakwa..

I thought they have postponed this summit abi nor be another doctor him don dudge go see for Paris..

Congratulations to Leicester city deserved victory..

Normally buhari foolishness and cluelessness na follow come.

MrMacinterchi1:

what then do you do ?

He does pay as you go...

ygowon:
Thirded. Let the governors too be maltreated until they support IPOB

Fourted.

I dislike simps begging vagina genda for relationship or sex as if their life depends on it, if she doesn't reciprocate the love or interest back,man up and move on, there might be a beautiful and caring girl out there that want you badly without giving you stress, i love women that gives attention and likewise me will give her same, any ways am single Sha.

You people are misquoting the man, he said it's not by force to take the vaccine..haba na wa.

Dukeolumidemans:
If this is true, that means Iheanachor just want to shine her congo and twuama... Na the last part I like pass. To Japaa ...

This guy you too funny jor...tuale for you.

The way dictionary describe Desmond Elliot just dey make me laugh, foolish and stupid person, i confirm am well for Google..