CsRockefeller's Posts
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othermen:57 mentally unstable people liked this piece of trash. |
There are very nice people here. Congratulations. |
CallMeGrace:You have a point. |
This lady's death pain me sha, it pains me so much, arrrrrghh!! Too many cruelty in man. Man unkind to mankind. |
70% of small business in Nigeria have a low Cashflow chart, which is normal given the nature of our financial system. I won't be too bothered about the cashflow if I had a biz, the major concern is are you making sales? And do you have funds to maintain your running cost for at least a month? |
One of my favourites. RIP legend. |
Amazinggirl95:I knew you would toe that line. "nobody holy pass" "Let him who is without sin cast the first stone" Bla... Bla.... Bla See, you are in a world of cause and effect, if you make a mistake, you pay dearly for it. Don't get me wrong, I am a person with empathy and sympathy. If you probably found it difficult to feed and raise that child, I'm the kind that would help. But let's call a spade a spade not a garden tool, these mistakes are too much from the female folk. The female always have a lot too loose and must do everything within her power to make sure she is not at the mercy of the society. Please, move on if you can't find the father, even if you do, he might not be interested in the child's life depending on where he is in his life. You are all that little girl has right now, don't fail her. |
pakingzzzzz:Oga, go village pick one young fine gal and enjoy life. |
I don't pity you or that your friend. You would probably make the same mistake again, so what's the point? Sometimes, I wish you female understood yourselves, you allow emotions to becloud reasoning every time. The funny thing is, you people are always the worst hit from your actions, just look at, for 5 years you have bourne the burden alone while the guy is somewhere chopping life. Well, be happy, because this foolishness won't stop with you. There are thousands of females out there ready to toe your footsteps. |
So u want to open the Airports but still ban Inter-State travel, does it make sense? |
itzdeejay:Lol. Oga na me go reach you how to love happily o! ![]() |
nams77:I won't advice such, even if the goods get to the buyer, there is a high chance of it being defective. Anything outside one's location is at buyer's risk. Alternatively, one can send a trusted to receive the good/goods on his behalf (that's if one has a friend in d seller's location) |
Oga wetin you dey type? I'm lost. |
If I say I'm not tired of Nigeria leaders I lie. Someone should pls explain how this interstate lockdown solves anything? Police are just extorting and causing traffic everywhere. Democracy which way? Nigeria which way? |
I have sold two items here. The first, I had to go meet the guy from Yaba to Ikorodu to sell a phone. The second, he had to meet me from Abule Egba axis to Ogba, for the TV. I have also bought an electric iron here. All were payment on delivery. Please insist on payment on delivery, I beg Una. |
Bush baby. ![]() |
gidgiddy:I saw your thread on "Whatever they told you Igbos did, they did 10 times worse" and I must confess, that was brilliant, you took all the thoughts in my head and the words off my mouth. Facts don't lie bro, when the give us a bad name and hang us, the facts States them at their faces. |
Kaduna Nzeogwu. That's the name upon which every attrocity and marginalisation is gleefully justified. From his name one would have thought he didn't have an allegiance to any one, but no, they said we did it. So the oldest trick in d book worked. Give a dog a bad name and hang it. |
Faithful007:Thanks. |
frozen70:Anyone can be happy or unhappy, whether introvert, extrovert or ambivert. |
frozen70:Lol. Why? |
frozen70:Yes I am. |
Lizzyangel: |
Theconglomerate:Didn't mean to scare you. There are levels to it and opportunities at each level. It's fine, nice meeting you too. |
Theconglomerate:Then, we had about 5 trucks no warehouse but we had a station where we parked our trucks. We wrote a proposal to Honeywell foods and got the approval (Companies do not like handling Logistics so the outsource it) We load at their factory at Ikeja to locations in the South-South and South-East. We had insurance cover (very important). The company (Honeywell) has a price list to all locations, they pay based on that and according to tonnage capacity of your truck. We normally delivered, but returning the trucks back to Lagos was d problem, bad drivers frustrated us till we lost d contract. I work presently with a top transport company here in Lagos and we move products from NB. The benefit of having a warehouse is for better efficiency and movement. Instead of paying demurrage at the ports, we can help store these goods at our facility and move later to preferred destination. |
Theconglomerate:I don't have the kind of funds required. We were into it before (those days before tracking came). Honeywell foods were our clients but bad drivers drove us out of the biz. I'm younger, and more enlightened than my Dad and I'm ready to succeed in this biz. |
Paramount01:I have modified my post. |
I have a different approach as an Economist /Accountant. The plan: I have my personal account, she has hers. She's definitely gonna be doing something (can't marry an unemployed lady) We create a budget for the year (expenses, revenue). In the expenses sheet, we are gonna allocate tasks to each one (probably on a % basis). I may handle rent and groceries, she may handle light bill, refreshments, toiletries and other miscellaneous. These would be done after first line deductions like transport fare/fuel to work, tax and pension. The most important comes here: We would have a joint account where each of us transfers a certain amount or % of our income to after necessary expenses have been deducted. This account would serve as a savings/investment account for our building plans, assets purchases, children's school fees, business plans, travel plans, borrowings to friends and relatives to mention but a few. More like what the ECA is to the FG. If she has a biz, or we both have a biz or any of us has a biz, there would be slight changes in the account configuration. Having a joint account isn't much of a problem, d issue is good financial plan with the discipline it requires. If both of us make 200k a month and after tax and pension, it comes to 150k, we need to have known what our monthly expense is (this gets bigger as children sets in). If 80k is required to run the home and work for a month, then we plough the profit of 70k into our joint account. When I got my first professional job of a 40k, I made sure that 25k goes to my savings/investment account with Mansard insurance leaving me with 15k for my expenses each month. In that 15k, 10k was for my transport and feeding, while d 5k was for other miscellaneous. If I wanted to buy clothes, and other important purchases, I fell back to my Mansard account. Everyone should learn budgeting, it's important. |
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