₦airaland Forum

shollywendy1:
Nawa oo. I heard they have gotten to ogba too

They're going everywhere on the mainland

chillex8:
You live at abesan?
Heard 9 gunshots from my end around 1:4am this morning.
Luckily for them, they didn’t get to my zone.

Heard they will be trying their luck later today.
We wait to send them on the highway to Valhalla..

No not abesan, akowonjo side. We've been on standby since 3 hours ago when we heard they're out again. I doubt they will even get near us this time cuz every street is waiting for them now

chillex8:
Impending robbery in my area.

We die here.

Dem reach my area too, thank God for area boys and able bodied men like me
We had the last laugh
They killed 2 landlords sha close to my street because they had nothing to be looted

1daboi:
So yesterday I decided to check on my car after 3weeks quarantine . As I opened my bonnet, what I saw shook me! Didn't know rats have been partying on my Engine. They used the spark plug area as their toilet. They even brought fish bone and all manner of bones and papers, leaves. I was scared that they might have eaten some wirings but as I crancked the engine of my darling sexy Chevy, it came alive once! I was relieved.
Please y'all should go check ur cars o. These rats are not practising social distancing
@gazzuz, @radautoworks, @blackbishop and all, what's the best way to avoid this from happening?

Soak your engine with sniper and thank me later

tunlapapa:
All these bloggers are just lazy, copying from words to words.


https://www..ng/talk-zone/how-being-a-bolt-uber-driver-is-killing-angry-igbo-man-explains-in-agony

And dumb

confusedworld17:
since the lock down, is there any driver here who has not even for once checked his driver's app just out of curiosity ? Raise your hand up.

I've not even mistakenly clicked on it once.

Vision2045:
I beg to differ sir or ma

What the owner of the car transfers fter signing the HP is what is term "contractual custody of property". Which allows the driver to keep, use and pay out the agreed worth of the vehicle.

Ownership of the car is only transfer when he completes the payment..

Even if it's remaining 5naira the condition that bestow ownership to him is not yet perfetected and if a case arise when he has pay almost 90% of the agreed sum in a hire purchase..the only principle that can help in suit is the principle of equity and that depends on the versatility of his lawyer...

In HP agreement the person giving out the car has the very very upper hand in law.

Thanks for making me see things from your point of view, I quite agree with you

izzou:
[color=royalblue] So who's property is it then?

The HP driver?
Uber?
FRSC?


[/color]

Izzou my friend, if we look at it critically the car belongs to the driver at the moment

Godstime234:
thanks bosses.. I gave given him the car. I didnt give him any agreement to sign nor demand anything from him.

Case closed. I hope he will be this gentle and understanding if (most likely when) the table turns

Dbossmanager:
see bro...the only logical thing is to ask for a mutual termination...that way you get your 100k back....
The only right you have to the car is your weekly payments....so unless you plan to keep paying him while the car is parked in your house...
You cant tell him not to use his property and you cant seize his key either....but You can ask him for termination since he wants to use the car....or you tell him to deduct your weekly pay for the periods he has the car for....which wont happen...
So if you are not paying for obvious reasons...return his car....and ask for your 100k.....
After the lock down....you can sit down with him and renegotiate....You can even beat the price down by claiming the car is not Tokunbo...since it has been used....

The car ceased to be his property the moment he signed the HP agreement, and it will never be his car again unless a clause is triggered that renders the agreement invalid

Godstime234:
he wants to be driving it , from ikorodu to d island . he goes to the island everyday .

I guess he wants to be using as it's difficult to get commercial buses or cabs at this period. If that's the case you can propose to be carrying him to and fro (if it's convenient for you) and he'll either be paying you or deducting the fare from your HP. As long as that agreement stands, it's your car

bolabiyi:
Did one sharparly runs this morning...Recieved call 9pm yesterday. ...rider...hello, sir pls you have carried me on bolt before and i saved your number...Me..ma, what do you want? You know there is a lockdown....Rider...i know bros, but i want to get some stuffs at oyingbo to ikorodu tho and fro....we will leave 4am...chai....so tempting as local man nwed cash this lockdown..... i replied....Madam...hmmmm, can u pay?Rider...how much? Me...14k....Rider, biko let me pay 12k....ok madam....lets shoot..... woke up, no brushing o, local man put chewing gum for mouth.....we moved true true o, like play like play the journey dey smooth until we got close to alagomeji...omo na police oo.....police...park park...hello, werw rbu coming from? Dont u know the is lockdown? Or r u a foreigner? Me....oga, i am going to buy food nio, i cant come and die of hunger...police, abeg, drive this car enter station...rider...police man biko, we cant die of hunger na, abi whick kind walahi b dis? Police...madam, we r impounding this car, you have disobeyed the law and also u and dis driver will be arrested o...rider.....henn, arrested kwa....wetin we do? Madam sharparly put her hand for purse give the idiot 2k....police...madam, u sabi jare..u b like dis big head driver wey no sabi....dem dey like do stronghead....we then left ooo....na so i drove fast and furious reach ikorodu...bottom line...3 hrs...4 to 7...12k...oya na lets go there...i go manage am take hold body......Note....na small boredom make my story long like dis o

Cool cash. It's now I know that riders also save drivers numbers without telling them. I've been receiving average of 3 calls in 2 days since lockdown.
Stranger.. Hello you're a taxify driver right?
Me.. Yes
Stranger.. Are you on duty?
Me.. No ma /sir, till further notice
Stranger.. Okay
I end call
Maybe I should start listening to them first, or start by if you're going to hospital I'm not on duty

radautoworks:
REAL TALK

I disagree

Vision2045:
Where is nacho

And where is destination

Let's go there

Nacho is airport, destination is ajah

pope191:
If u r.a movie lover, download d series Event, u will find some answers to ur tots

okay I'll check it out

Sometimes I cant help but wonder, are some people living outside the world

Lush100:
sir, which of the stanbic IBTC mutual funds?

because i have invested with stanbic Ibtc and i can categorically say that the investment projection you illustrated is not automatic.
infact from 2009(during the credit crunch,) the price came down never to go up again.

also b4 i could collect my cash, i had a rough time. ( though this was none of their fault just the TAT.)

the price goes up and down.

@ deedee44

Thanks for sharing your experience sir

nitigriti:
To be honest, worst case scenario, you loose all your funds! But for that to happen, there has to be some serious political upheaval - like maybe a Civil War!

Or maybe the bank goes bankrupt; which seems not probable.

Even if there is a military coup, your funds should be safe.

Okay thanks

A305:
Not a single risk, the only risk involved is you not investing - lol - Your money is safe with Stanbic ibtc; Even even the banking system crashes your money is still safe because you dealing with stanbic asset management and NOT stanbic bank, The Stanbic asset management is just a subsidiary of Stanbic ibtc.

When in need if cash, you can liquidate your investment and get back your money within 2 business working days.

Ok thanks

nitigriti:
@xana101
A305 gave you the best advice: invest in mutual funds! And there is no better place to take your funds to than StanbicIBTC.

Place your funds in a high yield investment portfolio (they are riskier, but yield higher) and watch your funds grow at 13-20% per annum. In extremely good years, your funds could grow by as much as 25% in 1 year. And, to make it sweet, keep rolling over your yield earnings along with your capital. In 15 years time, we would be talking about several free millions of naira in your account.

Let's crunch some numbers:
(1) If you start out with #800,000 principal in a high yield investment averaging 12% yield every year for 15 years; leaving the capital and yield (interest) untouched; but adding additional #360,000 yearly; you would have your capital of #6.2 million plus accumulated interest of #11.6 million at the end of 15 years.

(2) If you start out with the same #800,000 principal in a high yield investment averaging 15% yield every year for 15 years; leaving the capital and yield (interest) untouched; but adding additional #360,000 yearly; you would have your capital of #6.2 million plus accumulated interest of #17.4 million at the end of 15 years.

Note that both scenarios are conservative. StanbicIBTC is Nigeria's financial markets "market maker," so its book's will never go red. The implication is that its portfolio products will always give the best yields in the country for sometime to come. Only a political upheaval will upturn its current position. Maybe this is the reason Dr. Atedo Peterside refused OBJ's offer of CBN Governorship.

You have the capital. I'm sure you can afford an extra #360,000 deposit every year. StanbicIBTC is there waiting for you.

You are good to go sir.

Please can you also highlight the risks involved? Especially in a worst case scenario
Thanks

dru23:
Plz ma, do I qualify? Extend your generosity to my side.

You don't even know what you're begging to qualify for. SMH

Another 4 pages about to be wasted

radautoworks:
If you get luck you qualify na

I no get luck

radautoworks:
It's a game where you put one bullet in a gun, spin the barrel, point the barrel at your head and take your chances

I'm not qualified for that kind of game

pope191:
Sideline, u can try sometin new today boss, adventure is always fun

I'm not bored anymore, no need for games anymore

pope191:
Its fun, u r going to find it interesting...

Ohhhhh it's that game, it's one of my favorites. I love it so much, I love watching it from the sidelines not participating in it. Thanks sir

GAZZUZZ:
smiles

He said guzzguzz

[quote author=dru23 post=87946549][/quote]And.....


You did not disappoint him us

pope191:
If u r bored, I'm bored too. Let's play game n while away time... How abt Russian roulette? u start n I follow *brb"

Russian what? I'm lost

chucsmoore:
Chillex has found favour. More greese to your elbow madam Rad.

It's like all of you are omitting the conditions attached.
1. Should this pandemic be extended

2. extra resources- if available -

3. may discretely be shared

dru23:
Personal savings in the U.S. The economy might be strong in the U.S., but nearly 70 percent of Americans have less than $1,000 stashed away, according to GOBankingRates' 2019 savings survey. The poll, released December 16, revealed 45 percent have nothing saved.Dec 18, 2019...

What makes you think an average working Nigerian can save for raining day ?

But at the sametime the ones that can save, lack discipline and focus .. But the truly educated and well expose hard working ones that bust their tails off ,cannot save due to the economic conditions .. This is my p.o.v

You have learnt this from aunty radu , small time you will say you have not learnt anything on this thread.
Na coro joke o Mr dru, I'm bored

dru23:
All is forgiven and I wish you the best .....stay safe during this coronavirus epidemic.......

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