₦airaland Forum

Hi, I'm new here. Ecobank has offered me their mutual fund. Should I consider it or buy shares instead? I want to start with about 100k. Thanks.

Orikinla:
.

Reno is being clever by half.

The choice of university also remains key. According to the guide, 45.6% of students from the University of East London, at the bottom of the rankings, are not in professional posts six months after graduating.

Yet more than 90% of graduates from St George’s, University of London and Imperial College London, which are ranked first and second, secure good jobs or go on to further study within six months. At Surrey, the Sunday Times university of the year, 78.8% get a professional job or go on to further study.

Stephanie’s mother, Carolyn Charbine, 51, is shocked at her daughter’s experience. “When she told me she wanted to go into law, I was impressed. You think that’s a good job that will set her up for life,” she said.

“I’m surprised at how difficult it is . . . A good law degree is not a golden ticket.”

This ranking is based solely on professional jobs after graduation.
By Omokri's logic, St George’s, University of London is the best University in the UK. I don't even know the university.

See the original article here:
http://www.thesundaytimes.co.uk/sto/news/uk_news/Education/article1609459.ece?shareToken=c549b0eefc311d448a2d22e4b16ef29c

No shopping be that.

Aseneshii:
They are all the same but custom is more lucrative in terms of better posting and money .

Is there a special allowance for some postings or are you referring to illegal activities?

The boreholes are commendable, he should get to work as soon as possible. But of what use is the full page congratulatory message? He should have sent a letter to Mr. Trump.

God bless America. Never underestimate the power of the people.
The Devil you know is better than the devil you don't know - My thoughts before the election.

New 508

eyeview:
Since when did voting a candidate become a criteria for receiving your rights.
Is buhari doing the development with his personal money or our collective wealth?
As he seeks to exempt igbos in all his development plans,does he exclude them too from all taxes and fees. Go to the ports which is about the highest revenue earner for the govt and see that igbos pay about 85percent of the duties.
So what is the beauty of democracy if we all must align behind one candidate.
There were some archaic rubbish that was unheard of in past govts and modern democracy that has reared its ugly head in buhari's govt but the annoying thing is while the likes of buhari is excused because he's a myopic and outdated illiterate,educated and enlightened people like you will be supporting him and urging him on because of your tribal hatred and bigotry against a people whom God has blessed.

Why are you guys hell bent on destroying Nigeria? is this not the route for Lagos - Calabar rail line?

From Calabar-Uyo-Aba-PH-Yenago-Otuoke-Yenagoa-Ughelli-Warri-Sapelle-Benin-Agbor-Asaba-Onitsha-Benin-Ore-Ijebu ode-Sagamu-Lagos
No North Central state was mentioned but some with pass through North Central so what's the problem? The routes only show the start and end stations.

fizzile:
Whats your rate.
cc: dustydee

todays rate is 540 so I will do anything close to that, say 530.

Hi guys,
I need naira in exchange for pounds. Is anyone able to change for me? About £1000.

adconline:
Show us your analysis. Anambra state with less than 5m registered 52k and Kano with close to 10m registered 66k. May your kids be treated like this Alamajiris and Out of school kids in Kano, say Amen!!

You justified your point by saying "N3 Kano spends on education, Anambra , spends N1 : Ratio: 3 to 1." to which I said it was faulty because you didn't consider the population and all you could do is resort to insults? With your reasoning, If this is the best education you could get then we are in trouble in Nigeria although I doubt it has anything to do with your education but your unwillingness to learn and take correction.

adconline:
On education : Anambra vs Kano
WAEC 2014: Out of 66k Kano students only 18K got 5 credits and above with a pass rate of 27% while Anambra that registered 52k students, 34k got 5 credits and above with a pass rate of 65%. Makes you wonder if Boko Haram is going away soon?
Education budget: Kano 2014=N20.8bn; Anambra=N7.172bn. Explaining the numbers for dunces again! For every N3 Kano spends on education, Anambra , spends N1 : Ratio: 3 to 1.
Percentage of educational outcome: Kano: 27%; Anambra=65%.. It means that Anambra state is 38% more efficient and productive in training younger ones for university education than Kano with 1/3 of Kano's budget.

Your analysis is faulty.
How many people did Kano spend the N20.8bn as compared to the number of people Anambra spent 7.172bn?
Your analysis would have been more acceptable if you had considered the budget per head.
This does not mean Anambra is not ahead of kano in terms of education.

Baseless rumour

Chai!

EreluY:
A FATAL ACCIDENT IS ONE IN WHICH THE VICTIM'S LIFE WAS LOST.

Fatal: Causing or capable of causing death.

blueto:
Very Good, if FG has failed to revamp the legal refineries hitherto, then these ones should be given a chance to boost local productions and ease the pressure on Forex.

There's no law stopping them from applying for a licence. They are in business because they are illegal. They will not be profitable if they are regulated and operate in the manner they currently operate.

Nigerian oilman Muhammadu Indimi is one of Africa’s most successful businessmen. Indimi, who has a net worth of $500 million according to FORBES Magazine’s 2015 ranking of Africa’s richest people, is the founder of Oriental Energy Resources, a leading privately owned Nigerian oil exploration and production company. Oriental, which he founded in 1990, has three projects offshore of Nigeria’s Niger Delta region.
His current status in Nigerian society is a far cry from his origins. Born in Maiduguri, northern Nigeria in 1947, Indimi had a deprived childhood. His father was a poor hides and skin trader and the young Indimi could not get a formal education because his father could barely afford it. At a very young age, Indimi was forced to take over his father’s business. Indimi says it was the springboard to the success he enjoys today.
Indimi, who is currently working on his memoirs ahead of his 70th birthday next year, rarely grants interviews to the media. He recently invited me over for a chat in Abuja, Nigeria, where he offered a sneak peek into his memoirs, recounted his life story, and spent well over an hour sharing five of the most important lessons he has learned in business. I share the lessons here, in his own words:

1. Learn Your Trade
In 1957, I was ten years old and I was working with my father in his hides and skins trading business. We collected the skins from the villages around Maiduguri – some of them as far as 200 km away. My father and I traveled by foot on seasonal roads, and later, I would go by bicycle. If it rained, and it could rain continuously for 10 to 15 days, the road overseers closed the roads with roadblocks. We carried food with us, but it could take a month to travel 100 km, so all our food would be finished. Sometimes we ate terrible things along the way, things like rats and frogs, because that was what was available. The road overseers would catch the rats in the bush and boil them and all we had to do was brush them to remove the skin, and eat them with salt.
Anyway, I soon learned that the most expensive skins for trading were leopard skins, followed by crocodile, anaconda, and sealskins. Cow skins were the cheapest, as well as sheep and goatskins, and these were sold by weight. Other skins, like the crocodile and anaconda, were valued by their width. Most animals were skinned and cut down the belly, but for crocodiles, the belly skin was what was valuable, so it had to be cut down the back and then stretched. These were some of the things I had to learn. Many villagers didn’t know how to stretch the skins, so my father and I would do it. First we put the skins into water to make them more flexible. Then we would punch holes in the edges using nails to hold it flat, and leave it overnight. The skin could stretch up to one or two feet more, which meant more money.

The skins were also graded. Grade 1 was the best: no markings and no puncture wounds; grades 2 and 3 followed. If there were a small puncture in the skin, we would sew it so the buyer wouldn’t know. I know now that this is wrong, and I looking back, I regret it. In any case, I learned everything I could learn about the hides and skins trading business and I am proud to say that I became a master in this business. While it was not an extremely profitable, it was my start in business and it would lead me on to greater things. It is important that you learn your trade completely.
2. Pay your debts

In 1963 when I was 16, I got my independence from my father. I wanted to be my own man, and since I had nowhere to sleep, I decided to pitch my tent at a friend’s house. My hides and skin business was struggling and I was struggling to make ends meet. One day at 6am, I heard a knock on the door. It was my father. He had borrowed £100 from a neighbor friend of his so that I could continue doing business on my own. My father was well trusted, so he was given the money without any paperwork.

In 1963, £100 was an incredible amount of money and I needed to pay off this loan or else my family’s credibility. He couldn’t pay it back himself, and if I couldn’t either, it would have been shameful. But I didn’t squander his gift. Everyday, I would come back from trading and balance my accounts. I kept trading hides and skins and I also bought some acreage to farm wheat. It took me a few years to finally pay off that loan but I eventually did. That earned me reputational capital among the big businessmen in Maiduguri at the time, and when I needed loans in the future, everyone was glad to support me.
3. Always keep your eyes open for opportunity
As time went on, I decided to expand my business activities from hides trading into selling clothes. I was around 20 at the time and this was during the period of the Biafran war. Because of the war, it was a bit challenging for me to get goods into northern Nigeria. So I started crossing the border to Cameroon to buy ready-made clothes to sell in Maiduguri. As my clothing business prospered, I began to look for the next business opportunity in order to grow my income. In 1973, there was a shortage of flour in Maiduguri. The state government at the time was importing flour and selling it at a subsidized rate to locals. I soon got information from a reliable friend that there was flour for sale in Sokoto state. Sokoto at the time had excess flour and so I got in touch with the Chief Commercial Officer of the Ministry of Commerce for Sokoto state, the organization that was handling the sale. I called him and told him that I was interested in buying all his flour and wanted to see him. We met up in Jos, and when he saw me, he was shocked to see a young man. I was 26 years old at the time. At first, he doubted my seriousness- especially because I wanted to buy 50,000 bags of flour which cost £300,000. He allocated the bags to me and since I didn’t have the money, I had to return to Maiduguri to raise the money from some of the leading business people of the time. I eventually transported the bags of flour from Sokoto to Maiduguri and made a £50,000 profit on that one deal. £50,000 is not a lot of money today, but in those days it was a big deal.
4. Diversify your operations and take your business to the next level

In 1979, Nigeria was transitioning from a military to civilian government and President Olusegun Obasanjo commissioned the South Chad Irrigation Project. A pumping station was built with canals from Lake Chad. Three months before the station was to open, the water pulled back and the pumping station was left hanging. It was a very embarrassing situation. An engineer friend of mine was the project manager. He came to me and told me there was a company in Florida that was building mobile water pumps. Since I had been traveling abroad to Europe, he thought I could go to America to buy the pumps and bring them back to Nigeria.

I had never been to America, but I asked him how many pumps he needed. Within 48 hours, I was in the U.S.A. In those days, getting an American visa was not as tedious as it is now. I swiftly went to the American consulate in Kaduna and got my Visa, then went to Lagos and flew PanAM to New York, and connected to Florida.
I bought 30 pumps worth $1.3 million. To transport them, I rented an Antonov, a big Russian cargo plane. We filled the entire canal with water using the new pumps. The President of Nigeria commissioned publications about the irrigation pump projects for publicity purposes, and soon everyone wanted to do the same thing. I quickly set up an agency so that no one could sell the water pumps except for me. Six years later, I built the first irrigation pump factory in Maiduguri. It became an extremely successful venture and that was when I started making real money.
5. Exhaust all possibilities and never give up

In 1991, I was still in the mobile pump business when I started working in the oil industry in the Niger Delta. The Nigerian President at the time, General Ibrahim Babangida was encouraging indigenous participation in oil exploration and production, and so I was given the opportunity to own some oil prospecting licenses – along with some other prominent business people. It would take 20 years and over a billion dollars in capital to get to the point where I could sell oil.
Those twenty years were very uncertain and required a lot of determination and money. We drilled many dry wells. I started the first well with Conoco, an oil company based in Houston. We drilled three wells: two dry, and one with the discovery of gas. They ran away. I then partnered with Nexen, a Canadian company. We drilled one well, which was water wet, and they ran away. Then came Eer, from the UK. We drilled one well, which was not a commercial discovery, and they ran away.
Finally, I partnered with Afren, headquartered in the UK, in 2006. It was with determination that we found oil in 2011. Some of the international oil companies that abandoned us along the way came back to me to inform me that they regretted their impatience.
You need to exercise patience to be successful in life. Many young people today just want to start business today and be successful the next day. In whatever you do, do it properly and honestly. And be patient; never give up.

source: http://www.forbes.com/sites/mfonobongnsehe/2016/10/11/5-business-lessons-from-nigerian-oil-multimillionaire-muhammadu-indimi/#1410ad902810

BeingGabriel:
Quite an interesting read, I must say. But no mention was made of the 12 months period you mentioned. Plus, why is the 4 months short period complaint prevalent among the grads?

The 12 months includes your study period. You usually get around 16 months student visa.

Nice. Oya, critics over to you.

morereb10:
It is pathetic that our judiciary have no say in a country who proud themselves as democratically incline nation. After waking up to news of abduction of judges by operatives of the Department of State Services (DSS), Nigerians have taken to Twitter to denounce what they call Gestapo-style arrests without following due process.

Most of the blame has gone directly to Pres. Muhammadu Buhari whose office is operationally in charge of the DSS. One voice coming loud, clear, and strong is that of the Chairman of the National Human Rights Commission, Chidi Odinkalu, who has called the simultaneous sting operation across half a dozen states as “intimidation of the judiciary”.

See tweets from the NHRC boss below…

http://www.exlinklodge.com/2016/10/human-rights-commission-boss-mocks-dss.html

Seun and Lalasticlala do not know that he is no longer NHRC boss. Nairaland, promoting false information.

decgirl:
nice one. pls recommend one that I can read about project mgt. thanks

Coursera.org. You need a lot of data if you are based in Nigeria because it is mostly video lectures. Finished one PM course a few weeks ago from university of Virginia. If your data is limited, you may try Alison although I haven't really done a PM course with them.

I personally use Coursera.org and Alison.com. Coursera is a very good site. Just google any of the sites listed below.

1. ALISON – over 60 million lessons and records 1.2 million unique visitors per month
2. COURSERA – Educational website that works with universities to get their courses on the Internet, free for you to use. Learn from over 542 courses.
3. The University of Reddit – The free university of Reddit.
4. UDACITY – Advance your education and career through project-based online classes, mainly focused around computer, data science and mathematics.
5. MIT Open CourseWare – Free access to quite a few MIT courses that are on par with what you’d expect from MIT.
6. Open Culture – Compendium of free learning resources, including courses, textbooks, and videos/films.
7. No Excuse List – Huge list of websites to learn from.
8. Open YALE Courses – Open Yale Courses provides free and open access to a selection of introductory courses taught by distinguished teachers and scholars at Yale University All lectures were recorded in the Yale College classroom and are available in video, audio, and text transcript formats. Registration is not required
9. Khan Academy – Watch thousands of micro-lectures on topics ranging from history and medicine to chemistry and computer science.
10. Zooniverse – Take part in a huge variety of interesting studies of nature, science, and culture.
11. TUFTS Open CourseWare – Tufts OpenCourseWare is part of a new educational movement initiated by MIT that provides free access to course content for everyone online. Tufts’ course offerings demonstrate the University’s strength in the life sciences in addition to its multidisciplinary approach, international perspective and underlying ethic of service to its local, national and international communities.
12. How Stuff Works? – More scientific lessons and explanations than you could sort through in an entire year.
13. Harvard Medical School Open Courseware - The mission of the Harvard Medical School Open Courseware Initiative is to exchange knowledge from the Harvard community of scholars to other academic institutions, prospective students, and the general public.
14. VideoLectures.NET – the title says it all – amazing video lectures on many topics.
15. TED – Motivational and educational lectures from noteworthy professionals around the world.
16. Shodor – A non-profit research and education organisation dedicated to the advancement of science and math education, specifically trough the use of modeling and simulation technologies. Included in this site are instructional resources, software, interactive lessons, explorations and information about workshops for students, teachers and learners of all ages on mathematics and science. Make sure you check Shodor Interactive – a great collection of interactive math, geometry, fractal, probability, algebra and statistics activities.
17. Udemy FREE Courses – hundreds of experts teach on Udemy every month including New York Times best-selling authors, CEOs, Ivy League professionals and celebrity instructors. Courses include video, live lectures and tools to help teachers interact with students and track their progress. There are many free courses that can teach you business, law, programming, design, mathematics, science, photography, yoga and many more.
18. Maths & Science – Courses, tests and learning materials about mathematics and science for students from 1 to 12 grade.
19. edX.org – Free courses designed specifically for interactive study via the web, provided by MIT, Harvard, Barkley, Georgetown, Boston University, University of Washington, Karolinska Institute, Kyoto University and many more.
20. iTunes U – Apple’s free app that gives students mobile access to many courses. It offers many free video courses, books, presentations and audio lectures.
21. Liberty Classroom – Owned by bestselling author Tom Woods. Offers some free courses in history and economics, but at the price of one movie ticket a month you can gain access to a lot of useful information. Not completely free, but totally worth it…
22. Drawspace – Hundreds of free drawing lessons.
23. Codeacademy – Easy way to learn how to code. It’s interactive, fun and you can do it with your friends.
24. Duke U – Duke offers variety of free courses on iTunesU.
25. Scitable – A free science library and personal learning tool that currently concentrates on genetic, the study of evolution, variation and the rich complexity of living organisms.
26. My own business – Offers free online business administration course that would be beneficial to new managers and to anyone who is interested in starting a business.
27. Kutztown University’s free courses – The Kutztown University of Pennsylvania’s Small Business Development Center offers more than 80 free business courses online. Kutztown’s courses are individualized and self-paced. Many of the courses feature high-end graphics, interactive case studies and audio streams.
28. Open Learn – Gives you free access to Open University course materials.
29. Free Computer Books – Free computer, mathematics, technical books and lecture notes.
30. Academic Earth – Free video lectures from the world’s top scholars.
31. American Sign Language Browser – Teach yourself sign language online
32. BBC Languages – Teach yourself a new spoken language online.
33. unplugthetv – Randomly selects an educational video for you to watch.
34. Lifehacker – Learn to hack life! Tips and tricks for improving all areas of your life.
35. JustinGuitar – Hundreds of free guitar lessons as well as some basic music theory.
36. DuoLingo – Learn a new language for free while helping to translate the web.
37. Layers Magazine – Photoshop, Illustrator, Dreamweaver, Flash, Premiere Pro, In Design and After Effects tutorials.
38. Creative Flow – list of OVER 950 Photoshop tutorials to keep your skillset up to date.
39. Open2study – Open2Study delivers free, high-quality education online. You can study subjects with real value, and in just four weeks you can learn something new, explore the next step in your career, challenge yourself or simply satisfy your curiosity. These subjects are provided by leading Australian institutions, and are taught by academics and leading industry professionals who love to teach. All you need is an internet connection and the desire to study.
40. OEDb – Choose from over 10,000 free online classes
You can also watch free documentaries here.
Please leave a comment with any other good links that you wish to be added to the list, let’s get toge


Read More: http://www.trueactivist.com/here-is-a-list-of-over-40-educational-websites-where-you-can-get-a-free-education/

Why not promote the league using the players? It will go a long way in empowering them.

HumbleVictor:
are you not seeing the source link? please, always think before you say.

If you read my comment you'd see that the link is not the ORIGINAL source. It was copied from another source and credit wasn't given to the original author. Now don't just read but try top comprehend as well. What I expected from you is to say you are not the owner of the blog. If that is the case then you are not at fault here.

Excellent!

When did handover notes become concrete evidence? I however believe that he saved the said amount.

If we had this at the federal level we wouldn't have to lie about 'investors falling over themselves' to invest in Nigeria!

Could he (Reno) be referring to GEJ's government in this statement?

HumbleVictor:
Have you ever left a job interview knowing you completely flopped? Sometimes you probably dealt with it by beating yourself up and putting that opportunity behind you. But walking away from the job or employer with a negative attitude won’t benefit anyone. Note that we’ve all done it: you get asked to interview for a dream job and its all downhill from there. Regardless of what happened and why, all hope is not lost. Here are a few strategies you can use to bounce back and stay on the hiring manager’s radar;

REFLECT ON THE EXPERIENCE

“I talk to many job seekers who believe they have bombed the interview,” Brooks says. “The first thing I do is ask them what went well. It’s important to discover what went well first so that you’re able to look at the negative aspects with a less defeated attitude. I then ask what one thing they would change.” If you have a bad feeling about the way things panned out, identify exactly what went wrong.

EVALUATE THE SITUATION OBJECTIVELY

It’s easy to work yourself into a panic after a bad job interview, but a seemingly catastrophic interview may not be as disastrous as you think. Give yourself some time to unwind after the interview is over. If you start to think about it right after it’s concluded, you’ll only feel more worried. Once you’ve cooled off a bit, it’s time to write out exactly what you think went wrong. This includes points you forget to mention, flubbing your words, or misunderstood questions. When the list is complete, think about the severity of the problems, if you accidentally called the interviewer Matt and he was Mike; move on. It happens. But if you completely forgot to mention relevant job experience, consider a way to correct this.

LEARN FROM IT

“The best thing to do with a bad interview is learn from it,” Brooks adds. Don’t wallow in self-pity or allow the bad interview to be an excuse for not following-up or not interviewing for a while. Instead, ask yourself what you would do differently to prepare next time; figure out what information you should have had that you didn’t and think about how you would handle a difficult question next time.

FIGURE OUT HOW TO PROCEED

If you have contacts within the company, you can talk to them and see if they can get an honest assessment of what happened. They can help you understand the extent of the damage, and may even be able to help you correct the problems. If you don’t have anyone to talk to, follow up directly with the interviewer. Wait at least 24 hours and then write an email or call and clarify some of the errors that you made. Begin the call in a casual tone, and subtly segue into one of the points that make you worried.

KEEP LOOKING FOR A JOB

Lastly, unless you have recently won the lottery, you can’t afford to let this incident end your job search. So keep looking for a job. The best news is that, for most of us, interviews will be a part of our lives for many years. So, the better we become at interviews, the easier our subsequent job searches will be.
My name is [okeke chukwudi victor]. I am a sales agent with Patrick Okunima & Associates (Professional CV Writers).


Source: www.patrickokunima.com/2016/10/01/how-to-bounce-back-from-a-bad-job-interview/

Why don't you put the direct link you copied it from? Later you'd be accusing the president of plagiarism. What you did above is stealing, you could have at least given credit to the original author.

Do not despair. you need to encourage yourself and have a positive attitude and outlook. Do not push your friends away. Call them and let them know you need a job. They'll have you in mind when there's an opening. You also need to go and apologise to your father if you offended him. It doe not mean you have to move back into his house. Also have your CV ready and in the course of your job you can strike a conversation with visitors to your place of work and maybe someone will be willing to help. Have you tried teaching? You can earn a decent living if you work hard tutoring students and pupils.

funlord:



Another day another policy somersault!


These guys sef.........make up your minds na!

Which policy? and what is the somersault?

journalism is dead

However, speaking to State House correspondents, the minister of information said that, so far, all the reports were still in the realm of speculation as the federal government had not officially made its decision known on the matter.

True. The FG has not specifically mentioned which assets it intends to sell.

Mohammed said: “What the government will do is to reflate the economy; everything you have heard so far is just suggestion , until the government makes its position known.

True, unfortunately people went to town with their own version of the story. How does an idea equate to a policy when it has not been agreed and adopted by parties involved?

“All these assets sale, assets leasing, whatever is being bandied about, they are nothing but speculations. The government is yet to come out with its position on how to bail out the economy

Now how does putting the record straight amount to recanting? And did Mr Muhammed say the government will not sell any assets? He simply said that assets sale is only an idea and no definitive decision has been made and certainly the assets to be sold, if any, have not been made public and so what you have in the media is mere speculation. Crap journalism.