justwise: 11 If two men are fighting and the wife of one of them comes to rescue her husband from his assailant, and she reaches out and seizes him by his private parts, 12 you shall cut off her hand. Show her no pity (Deuteronomy 25:11-12)
“When she carried on her whoring so openly and flaunted her unclothedness, I turned in disgust from her, as I had turned in disgust from her sister. Yet she increased her whoring, remembering the days of her youth, when she played the LovePeddler in the land of Egypt and lusted after her lovers there, whose members were like those of donkeys, and whose issue was like that of horses. Thus you longed for the lewdness of your youth, when the Egyptians handled your bosom and pressed your young breasts.” (Ezekiel 23:18-21)
I can go on and on...
Wow, thanks. But don't think this is worse than teaching kids how to pleasure themselves and how to perform such acts on each other. But agree that sometimes we are too alarmist.
justwise: Why bible? Do you have prob with the truth? I thought you came here to moan about grooming in schools while in the bible there are many verses that are so Sexually Explicit that is not even sutiable for an adult.
That's interesting. I never knew.Please share those passages with me so I can verify
Ticha: 1. Check the rules in your area. Parts of Wales (Cardiff especially and the Valleys), Scotland (Glasgow, Edinburgh), Cornwall, Devon and London have a ban on short term lets in varying degrees. You will even need planning permission in certain areas which takes months and some serious dosh spent to get. Neighbours will rat you out so ensure you have your Ts crossed! 2. It can be a rented property but make sure you have clearance from the landlord and in writing where possible. A normal BTL mortgage expressly forbids using the property as a short let or as a residential property. Some landlords don’t care and some do – so be upfront with the landlord so they can decide for themselves if they’re happy for you to run a short let 3. It can be your own property but a. if you have bought with a residential mortgage, you will be breaching the terms (na who know go open ya yansh). If you have bought with a specialist short term let mortgage, then you will be breaching the terms by living there as well. Some lenders (Halifax for example) offer a residential mortgage where you can also use the house for short lets for short periods of time thus allowing people to rent out their homes when they go on holiday etc rather than as a proper business. 4. Interest rates for short term let mortgages are way higher than regular BTL or residential interest rates. Deposits are also higher -most lenders want between 35-50% deposit. Most lenders class it as commercial lending so the mortgage term is usually also short (between 10 to 15 years max) 5. To be profitable, you may have to be in locations that may not really be family friendly – city centres, near airports or event centres, touristy areas. These areas will also have competition, so you then have to spend money to up your game. Luxury does not usually equal profit 6. If you live in the house and run STL from it, you will benefit from the government rent a room tax free scheme. 7. People are less likely to misbehave and be shady if you live there and just rent out rooms but then you’re sharing bathrooms, toilets, kitchens and shared spaces with strangers daily – think of family safety.
Pitfalls 1. You need to either have a good cleaning crew or be open to spending a good chunk of your time on cleaning otherwise the reviews will kill your business pretty quickly 2. Location, location, location is key – which again ties into the above 3. Most residential flats expressly prohibit short term lets and where they allow it, other flats will also be STLs so there will be competition. 4. On average, you need to be booked for at least 20 days every month to break even. Expenses to think about off the bat - all the house bills are paid by you, updating furniture and fittings as the wear and tear is a lot higher, higher cleaning expenditure, fees to booking platforms (Airbnb takes an average of 18% of all bookings, booking.com takes 15%, VRBO takes 15%), linen and laundry costs (at every booking), providing and replacing toiletries and tea stuff then rent or mortgage. 5. You are not guaranteed a booking. People will cancel last minute. You will have to reduce prices to keep it competitive. There will be down periods – usually December to March that your expenses will keep running when your bookings are down. 6. The booking portals can shut you down at any time and sometimes for frivolous reasons. Airbnb is very good at this. They can also withhold payments to you and refund customers without your approval and there’ll be nothing you can do about it. 7. Neighbours will intensely dislike you – guests are not usually very considerate. They will park anyhow, party, thrash the property, make noise and you will be called out to break up issues. 8. It can easily become a full time job without the commensurate full time pay unless you outsource it and then that eats into your profits. 9. Reviews even when malicious can make or break you.
We turned our family home into an Airbnb when we first left the UK. We restricted bookings to a minimum of 3 nights. It was a larger home (5 bedroom) and could sleep 12 people, so we got large bookings and were able to charge accordingly (£300 a night and fixed so if it was 1 person or 12 people, you paid the same price. Otherwise, people book for 2/3 and sneak the reast in)
2 bookings was break even for us. So we aimed for a min of 3 bookings a month. Even though we didn’t target tourists (it was near a military base, close to a motorway, a speedway and a nuclear power plant), Nov to March was absolutely brutal! So, we targeted contractors and track racers, those would wake, head off to work, come back, drink, sleep and repeat and they were filthy! OMG! The cleaner always had to take rubbish to the tip -which cost money as well. Christmas and NY were always booked so we often upped the charge for that time to cover us till March. There is a large number of retirees (67% of the population of the town) so their families would book and stay at ours when they came to see, visit or bury their family member.
There’s was always something to be repaired after every booking. People would put the heating on in the summer and just leave it on all day. Our cleaner lived 2 doors away and would hand over keys so they knew she was nearby, people still tried to have parties, sneak people in, hide broken stuff.
Guests will message at all hours of the day for basic things even when we had a comprehensive house manual detailing every single thing. I can’t find the thermostat for the heating – it’s on the wall by the controls. The lights won’t dim – use the dimmer nau! I’ve forgotten the pin to get in (it’s always the last 4 digits of the booking person’s phone number and they can change the guest one to any 4-digit number), I’ve locked myself out (just use the 4-digit pin that you set! It’s a digital lock o! I can unlock remotely but still!), your spoons are not shiny enough, could you please buy round pasta bowls? Can you get me cots? My baby will only sleep in a cot (we don’t provide cots and it’s detailed in our listing and the booking rules), your bedsheets are not Egyptian cotton, I only sleep on cotton sheets – ogbeni carry your favourite sheets follow body o You will have your customer service face and voice on 24/7. Knowing what I know now, I’ll take Mon- Fri lodgers over short term let guests if I am not doing it full time.
PS - You can check prices and availability in your given area by checking calendars of hosts on Airbnb or VRBO by month (booked dates will be greyed out), open dates will show prices. Play round with weeks (7 days discounts), months (long term booking discount), check how lax their rules are - strictly no refunds or usually means bookings are generally slow. It is more difficult to do that on booking.com so to check viability for booking.com, use the search function and check which cheap hotel chains are in the area - Travel lodge etc as those will be your direct competition
This is very detailed. Thank you so much Ticha. I think I will probably consider fix and flip or rental. Those requests sound rediculous, but some guests can be difficult sha.
Hello all. Please how can I start a shortlet/airbnb business? Do I have to own the house or can it be a rented property? Does anyone have a guide on how to do this profitably and pitfalls to avoid?
Wow, they should remove subsidy from Kponmo. But jokes apart, a lot of the kponmo sold in the market is unwholesome. If you see the way it is imported from Niger Republic, some even rumoured to be Donkey hide, you will think twice before buying it from the market. It's better you buy the hide fresh and prepare it yourself, if you must eat kponmo.
Drey1: Yes . Its just one building and in it , we've got about 6 falts. Studio flats ,Everyone to there tent. Face me i face you type building. Nothing shared inside the house, Everyone has there prepaid meter. But wanted to know how the council tax is so as to know if I should pick the option of 600 all bills inclusive or 480 option plus water alone. Nah the council tax dey make me fear ,since I don't know how to check it or ascertain the amount required to be paid there. Okay bro. Thanks.
Ok, in that case, council tax and other bills will certainly be more than £120.
Devil1Messenger: Square peg in a round hole He just the deputy governor in charge of operations which is best suited for an engineer But to be the CBN governor, u have to be a financial expert Tinubu nor try
Someone told me they were rooting for her to become the next CBN governor but the only issue is that she is a "thief".
Drey1: Morning Comrades. I need some inputs o as regards house and council tax. I stay in a studio Flat in a building which has about 6 studio flats room. And the father of the landlord actually told me it was all bills inclusive at first . I packed in paid 600 without any agreement papers. Along the week. His grandma died ,so he travelled to Pakistan. And just last mo th his son came and brought the agreement paper and nah that time he told me that it won't be all inclusive again. That the rent will now be 480 after so many arguments with him but water inclusive and I saw on the agreement that inclusive of council tax. Nah when I paid 480 last week. He come dey ask about my council tax to? He told me he doesn't know if am Exempted but I told him am not a student but I told him back that on the agreement u gave , u wrote it there that council tax is Exempted. Nah that time shocked though.
But my question now is that considering where I leave since its not a flat but a studio flat which has 6 different rooms. Am I expected to pay council tax separately or the whole house would be billed by the council and everyone will now pay or the landlord should divide it on every occupant . Cos ,these thing looks confusing to me o.
I don't know which is okay to accept. Maybe to accept 600£ all bills inclusive Or 480 £ water inclusive ,but nah me go dey pay my electricity bill which is actually a prepaid . The issue gangan now is the amount I would paid for the council tax which am still in the dark about.
Elders. Abeg. Come o. Make this parki people no parki my head o
I am not quite sure what you are asking as your story is not well writen. I assume you mean shared apartment rather than a studio. If it's a shared apartment, then it's highly likely that the council tax is one and shared between occupants of the building. I will like to think that £600 all inclusive is the better option. On the terms in bold, na jail you wan dey go like this o. That term is deemed offensive. Please never use it.
Girlee: I'm just an eighteen years old female child who would be turning nineteen in Five months time. I'm a little girl with the brains of a wise old man. I'm a counselor, motivational speaker, inspirational writer and an upcoming writer. Nobody knows me as "Girlee"; not even me. I know that's stupid. I just had to come up with this "Girlee" I really don't fancy. For some reasons I still can't decipher, I couldn't create an account here with my actual "social media" name (still my real name though). I've counselled the married, singles and those in courtship. I've motivated so many and inspired a whole lot on the planet and things turned out great for them. But the thing is: who will and can counsel the counselor?
Tonight, I'm broken as I've never been before. I've sat for jamb thrice now and in all, I scored above 200. Why didn't I gain admission?
Continuation...
Apply to universities with less competition. They are mainly in the North. Then if you do not get your preferred course, don't worry. Go for what ever you are given. You will figure out the rest later.. I wish you the best.
Zahra29: Thank you! I don't want to talk too much cos I've already been called Suellalet 😂😂 but people need to be realistic. They talk like it's so easy to get into Australia or the US or even Canada now. Many are here because they couldn't get into these countries. The care route that has allowed thousands to come in, is there an equivalent open and accessible route in these places?
Some countries might be a bit easier but then there might be a language barrier and other factors. There is a lot of global competition with millions wanting to emigrate to better lands. The very highly skilled/in demand will fare well, but otherwise most people may complain but will suck it up because reality is there are not that many options.
Sorry I couldn't help it. Not a bad name actually.
davide470: I always look forward to semmyk detailed, 'legalistic' comment on every situation! Tuale baba!. I am glad we have you here.
OP @ojtopsy, if you are still asking questions on what to do after this, then you are definitely not serious. Sit down, go through the comment and links therein.
semmyk dey do research well well but I pray he does not go into lecturing after his PhD otherwise the students go suffer. Dem no go understand wetin he dey talk. Love you semmyk but learn to simplify stuff - use simple language biko.
AirBay: Kindly read and digest my post properly before quoting.
The OP was asking if there is anything she can do to facilitate the divorce process so that her ex can travel to the UK ad a dependant to another person.
She never mentioned she has seen another love of her life. My response was based on her post here.
In my opinion, I believe the ex should be the one looking for a means to speed up the divorce process and not her. That's my own opinion, yours may be different
From the OP's post
Thank you. I intend to start the divorce process asap but divorce in Nigeriq takes time the reason I'm asking if there's anything else I need to do to enable him be with whoever he wants as a dependent.
If she wants a divorce, she can file one immediately, I am not against that
So because she wants to "facilitate" the divorce means she is rushing ? You twisted her staements to suit your conclusions and that, in my opinion, is wrong.
AirBay: You want to help him by rushing the divorce so he can travel with another person as a dependant?
I don't understand this your matter. You are the one dragging divorce, he should be the one rushing for divorce not you abi there is another thing to this matter.. e get kleg
Where did she say she is rushing? And if the relationship has broken down, she will be right to rush the divorce so she can move on with her life. Imagine if she finds the love of her life but cannot commit because she is still married to the guy. How is she "dragging divorce"? You guys just form an opinion and spew it out as facts.
@abuhusna1 I will advice that you start doing away with your type of mindset. Do not jump into conclusions. You can ask questions but do not speak authoritatively on a matter you do not have enough details on. I know a lot of young Nigerians display this atitude but try and shake it off, you will be better for it, trust me.
abuhusna1: I am smelling foul play from your side as well. Probably you blocked him from coming and he wants to use other means to come but you wish it doesn't work out. Imagine someone you said wasn't coming suddenly wanted to come with a new person. Na you and the guy cross sha but I am sure the villain will be vindicated. He didn't come because he doesn't have your documents to come
Wow! You must know her in real life to have reached this conclusion. Well done sir.
pheranmie: The so called care job is a minimum paying job for mostly cause they don’t get more certifications and training there are people in the Sector that earns40k to 50 yearly and they are fine.the bottom line just develop your skill no be everyone go fit do business analyst or data analyst earn all these courses you have to be ready to do some more sacrifices and spend more. My company team leader is 23 lol she can’t even look at me some times if I have one on on with her cause of my stature and my age lol but I still obey her she dy drive 20plate car with customized name all she did was college and lots of certifications and me I went to uni studied chemical engineering but my experience is not recognized. So I have to start from the scratch so it’s best we do something we can that mental and health sector as for me is a easy path to reach the top than those complicated IT industry
Curious to know which organisation told you this. Your Chem eng experience from Nigeria is relevant as long as it is in a similar field. Many have gotten experienced roles and continued their careers while others had to step back so as to get on the ladder quickly.
BuildingProject: Milk type no matter. The most important is the milk to change the taste of the kolaq cause it is bitter(Agbo). And so that it can form a perfect smoothie and you can drink it in her presence without you questioned about the buildingproject you wan start. 😂🤣🤣😂
kwakudtraveller: The video is mind blowing. To go out and flap our dirty laundry outside and then give the Brits more ammunitions to use against us. Such a shameful video.
The guy said the truth on the wrong platform. That's how some clowns went to No. 10 to submit a letter about the last general election and some even went to protest in Washington. And you expect them to respect us as a people. When our people in government do wrong, we run to report to these western countries but when we do the same or worse, we want it kept indoors so we don't "wash our laundry in public". Nigerians, think,
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The School of Business and Social Sciences will feature programs in accounting, economics, mass communication, political science/international relations, and transport management.
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OmichaelO: manager insisted one she comes in. Organisation protocol is not considering the well being of the employee. Even the doctor (GP) mentioned a day or two leave never require sick note. Until it's until 7 days.
Send a formal email that you are sick and will not be able to come in that day. If they insist. show up and collapse on the job. Then sue them.
Quick one please, is an employer required to demand sick note for just one day leave considering the person has been overstressed and doesn't want to put her clients at risk. I mean not being in optimal condition to carry out duty effective?
Because going through gov.uk and other websites, one doesn't require to show it unless you are off work for 5 working days/1 week.
The employer is just trying to prove difficult because the person is question said she can't make it for work the following next due to work and exam stress.
How can one get sick leave (self certified) or what else can be done?
Just tell your manager you are sick and won't be able to come in. Follow your orgainsations' protocol
Nsogbu001: No one knows what's going to happen to him or her . Before you step out of your house, pray against principalities and powers. The devil is roaring like a hungry lion. Prayer is the only way you can conquer it. Donot mind all the so called atheist.
What evidence do you have that those people prayed? We must stop all these twisted religious teachings. God is not a wicked God. He makes the rain to fall on the just and unjust.
Aphrodite007: Lmao! You’re cute! No I’ve not been here and I have just one moniker. Yes you made various valid points especially about previous (and most times non-existent) work experience.
However, the people that recently moved to the UK ran away from naija. We are talking about big boy with years in the industry and they can easily transition to great jobs. I’ve met project managers, bank managers, architects, and engineers, etc who are struggling to get sponsorship jobs (they get calls o, but the recruiter drops them when they realise they are on a graduate visa).
Again.. because you 3 people around you got sponsorship, doesn’t mean it’s easy to get (it’s like me saying I know rich friends, so there’s no cost of living). If they studied with 100 other Nigerians- that’s not up 10% who got sponsored by a corporate.
Anyway everyone will be fine last last. It’s just 5 years sacrifice.
I can relate with this. Just over 2 years ago, before I got my ILR, I didn't require sponsorship as I was a dependent of a British citizen but yet will not get a call back after I have revealed my visa status. Sometimes I could even sense the change in tone once they heard my voice. Obvoiusly these were just my observations so may be wrong but there was a marked difference when I eventually got my ILR.
Aphrodite007: Hahaha you want to marry a divorcee? what if I was lying 😋 Don’t believe anything you see on the internent oo
I would marry you in a heart beat not minding if you are a "divorcee" if I was single. Na divorcee person go enjoy pass sef. You are a nice person. All the best in BC and visit us o.
Education › Re: Olorunfemi Adeyeye Graduates After 7 Years by dustydee: 5:16pm On Jun 20, 2023
