To be on the safe side, you better carry all the papers and show it to them o!

The last thing you want is to get into an argument with the police. You could get shot and paraded as an armed robber later. Even if such a case is re-visited and the culprits brought to justice, does it bring the person back from the dead?

DELE UDOH- Nigerian sprinter: Killed at a police checkpoint in 1981.
EZRA RINDHAM (Army Colonel): killed at a police checkpoint in the early 90s.

A pregnant woman has been shot at Rumuola junction in PH in 2002, when a policeman fired at the bus she was in. She died on the spot.

A young man had also been shot by a policeman as he was in a bus at Rumuola junction. The policeman in question said the bus driver sprayed water on him at the Bori Camp area, just a short distance before then. His response? To chase the bus driver on a bike and shoot indiscriminately.

This young man, whose intestines were shot out, was bleeding internally. He was treated by my medical team, where we operated on him and evacuated nearly half of his blood volume from his abdomen. He survived.

Do you know the response of the police? They offered to contribute N10,000 for his treatment! (Treatment cost nearly a N100,000). Of course the family refused the money and poured curses on the policemen involved.

My lesson? It is better to err on the side of caution and carry everything, than to start speaking grammar, trying to prove right.

DEAD MEN DON'T TALK!

Everyone on this forum should take this serious! (at least those living in Naija or who are in diaspora but will soon visit Naija).

There was a guy who talked about police response to when they stopped him and spotted his two Alsatian dogs in his car.

I think that was the funniest post.

When i saw your advert on nairaland, i called you and you said you could open an account with cashcraft since you had an inside person there (because i'm not in Nigeria now). I paid in money into your account on the 25th of May . The first problem was that your "inside person" opened the account in a wrong name. I was always calling you for the name to be changed and you kept telling me that it didn't matter. I didn't bother to call cashcraft because i felt everything should be done through you since you opened the account.

ANS: Point of correction. I told you that we would be able to execute orders in a timely manner because of a network through which I get my information for stock picks, and that Cashcraft was a good place to open your account because we would be able to execute orders faster. (despite the problems they sometimes have, I still rate Cashcraft 100%).

I scanned the forms and gave to you, which you filled and scanned and sent to me by email. I submitted same. The wrong name was definitely not from me, but an obvious typographical error. Anyone can make such errors. Besides I told you several times to exercise patience and that your misspelt name would be corrected, which it was. *****************************************************************************************************

Meanwhile, all this while you did not tell me about cashcarft being on suspension. I also called the account officer you gave me and all he could say was that they were having a delay with the CSCS account number.

ANS: If i ommitted telling you they were on suspension, then it's my bad. But at least, I mentioned it in a post on this forum.
*****************************************************************************************************

You told me almost a month after opening the account that cashcraft was on suspension. That was why i said " i did not wish my enemy to open an account with them" because of the delay.

On the 6th of August, i decided to call cashcraft straight myself to complain about the wrong name and the delay in CSCS no. Only to be told that my CSCS no was ready for sometime and they were waiting for me to place my orders. My name was also corrected the same day i called.You called me on the 8th of August to give me the CSCS no that was already given to me. I just kept quiet to give you a long rope to tie yourself. What is the point of paying you when i had to incur phone bills to monitor my transactions?
*****************************************************************************************************

ANS:I made several visits to Cashcraft before the 6th of August and indeed presented your name THREE TIMES for a CSCS number to be prepared. We spoke at about 5pm on July 28 where I asked you to exercise patience until I made further inquiries. I obtained the CSCS numbers of the affected subscribers at the same time and sent them out via email. ***********************************************************************************************

I was also told that your inside person had been suspended because of some fraudulent activities (may be yours was even one of them).

ANS: I work with several persons. Not even one of them works with Cashcraft. Whatever in-house reorganisation that was done is purely an internal matter and has nothing to do with me. *****************************************************************************************************

When you gave me the CSCS no, i asked you when you were going to make the stock picks, you said you already gave them stock picks(i.e FCMB shares). I thought eveything was settled until i received a mail from Cashcraft on the 13th of August saying they were expecting my picks because there were no transactions on my account

ANS: You even said it yourself. Your account officer was changed, affecting the execution of the order. A new procedure was setup which required that you send a letter of authority for orders to be executed by me on your behalf, which I duly asked you to provide by email, and which you sent. Same was done for others. *****************************************************************************************************

I also called them last week, no stock picks yet. So Mr analyst, when did you make the pick that is sitting in my CSCS account and that has appreciated by 40% as claimed by you? May be you need to go back there to confirm things for yourself. Stop telling lies and if you want to prove it, you can post evidence here.

ANS: You can speak to your account officer. I saw him last week and we made the picks. Please it is 40kobo and not 40%. I asked him to stay action on the second pick until I cross-checked some information and did proper analysis prior to execution. *****************************************************************************************************

You also said you didn't ask for subscription for the 4th month. I paid you 15K on the 25th of May. It was three months on 25th of August. So you expected me to pay you for the period 25th August to 3rd Sept when i have not even made the 15K on my investment. You promised that i was going to make 100% in 3 months. As at today, i have not even made 1% and you want to collect subscription again.

ANS: It would have been wicked for me to ask for any more subscription when we are just kicking off trading on your account. As it is, I still strongly believe you can make 100% in three months of trading. You only need to have waited for me to do this for you. *****************************************************************************************************

In my experience in customer services, the saying goes that " A customer is always right" and "the Customer is King". It shows the kind of service you render when you call your clients names. No wonder you cannot practice your profession as a so called medical doctor.

ANS: To the best of my knowledge, all I ever did was to tell you to moderate the way you speak on phone, because you were most times, too aggressive on phone. Besides, I am still actively in medical practice, and you have no idea about what I do. Some of my clientele include an Honourable Member of the Federal House of Representatives. *****************************************************************************************************

You are not better than all the other gurus that give their advise free. Or is it on Nairaland that you want to make money to build your long overdue hospital (or may be is dispensary that you will gather money to build).

ANS:
*****************************************************************************************************

Stop exploiting people on Nairaland. If you are sure of yourself, go and set up a financial advisory firm (if you know that medicine is no longer selling) and stop cajoling people on Nairaland with sweet words.

It might be true that some people might have benefited from your service but i did not. I did not by any means gain anything from your knowledge, even if a  did i paid for it with my hard earned money but i did not. I repeat, i did not. THAT IS MY OWN OPINION.

ANS: You did not allow enough time for us to move together after getting your account problems sorted out. If you had, I am sure your benefits would have made you forget the disappointments.
There are people who have renewed subscriptions even up till one year. If they were unsatisfied with my services, they would not have renewed theirs.

Nairastocks.com has helped a lot of people, many of whom have had no previous knowledge of how to play the market. I have students on my list who get my picks for free. All subscribers had prior interaction with me before subscribing, and I am sure as mature adults, I did not "jazz" them to subscribe.

I still maintain my stand. Any Nairalander who wants to check me out is free to request for my email newsletters containing past stock picks spanning the last four months. Check out my picks, and cross check them with the prices of the equities predicted and the extent to which the predictions came to pass, and judge for yourselves.

I am proud of my versatility in matters pertaining to Medicine, Business, Finance/Entrepreneurship, Internet marketing. I will strive to continue to improve on Nairastocks.com and what it has to offer.

Folake, what I would advise you is that you need to always be calm in the face of difficulties. The difficulties faced by yourself and the three other subscribers who had these account opening problems have been surmounted and Nairastocks.com will continue to serve people who are willing to allow the strategies I use to be put to work for them.

It would have been a different matter if I made bad stock picks for you. but we are just starting. You should be able to enjoy a stress-free investing experience from now on.

I agree with you.

There is always a need to carry everyone along, especially with such an issue that would have affected every single everyday life event for all Nigerians.

Abeg oga Charlo, slow it down pls!

Feedback from subscribers with credible info are welcome.

Let Flakom herself tell us the stock she has, the price it was bought and the present value of that stock. Thank God the records of when her CSCS account was opened are there.

To Nicolas and anyone who is interested.

I will be forwarding to your box (with your due permission of course) all the emails containing my stock picks till date.

Compare them with market trends and the market prices on the given dates viz a viz my stock picks. Assess them and publish your findings.

I am sending them right away.

flakom:

NBA.

Na true talk my brother. Leave them, anybody that wants to subscribe can of course do so at his own RISK.

The medical doctor turned analyst is just trying to cajole people. I'm talking from experience because i'm one of his subscribers. I actually paid him 15K naira in May for 3 months service and up till now (we are in sept), nothing has been done. Not even a stock has been picked talkless of any financial advise. I was just trying to be patient before posting any comment on nairaland but i think 3 months is a long time for him to do anything if he is capable of doing something.

I also paid in 400k naira into the account he opened with a broker for me and the money was left idle for three months because there were no stock picks of any kind.

The most annoying thing is that whenever i call to clarify things with him, he is always very rude as if he is doing me a favour ( upon my 5000 naira/month). NO CUSTOMER SERVICE AT ALL.

It's a free world and anybody can actually be one of his "numerous subscribers" but i tell you experience is the best teacher.

My advise to nairaland members is to beware of people offering services on nairaland especially when it involves parting with your money. What advise is he going to give that intelligent people like Frankiriri, Easimoni, Temmie10 and all the other gurus in the house can't give.

Enough said. A word is enough for the wise.

Folakemi Oke,

As a complete newbie who knows absolutely nothing about stocks, I took it upon myself to help you get started. Your Nairastocks subscription commenced on May 25, 2007, a few days before Cashcraft was suspended from trading for four weeks pending an SEC investigation into a petition filed against them. (they were eventually cleared).

You and I know very well why your account opening was delayed; the inefficiency of the stockbrokers. You were duly communicated as to the situation of things via phone calls and emails from me.

I even gave you the phone number of your account officer whom you called and you were also told the position of things. He later called me to tell me how incredibly rude you were to him on phone.

There were four of you who had this problem. I had made a reference to this in an earlier post in response to a thread on Getting a CSCS number (see https://www.nairaland.com/nigeria/topic-50856.0.html#msg1240016 posted by me on June 26, 2007 and https://www.nairaland.com/nigeria/topic-63098.0.html#msg1252450 posted on June 30, 2007).

You also said in a response to a similar thread that "you did not wish even your enemy to open an account with Cashcraft", as a result of the frustration we encountered.

Finally, the situation was resolved when I personally made contacts to someone who works in CSCS to get out your number. I even went ahead to rectify the mistakes that were made in your name after you had complained about it.

God knows the number of times I went to Cashcraft to sort your numerous complaints out.

I asked you to submit a letter of authority for me to place buying and selling mandates for you on your account as required by the broking firm, which you did by sending me a 17MB document to download from my email!

After all the problems were resolved, a stock pick was made and duly placed on your behalf. All those affected by the delay have shown maximum maturity and understanding (and I salute them all for it!) except you.

It has been close to four months since you paid your subscription fee. Please tell Nairalanders with evidence whether I have asked you to pay any other subscription fee even after the three months subscription you paid has expired.

I never did, because the delays were not your fault.

I have now made a very good stock pick for you which is now sitting pretty in your CSCS account. That stock has currently made a 40 kobo per share price appreciation, and will make at least N4 appreciation before the suggested exit point, giving you a 25% returns on your investment.

To now come here on this forum to pander lies about me and my service is simply too unfortunate. It just shows you for what you are: an ingrate. 

It is said that for every 12 disciples, there is a Judas, and here you are.

I thank God that many of my subscribers are Nairalanders who know deep down within themselves that all what you have said here are simply not true.

Well, I have made the stock pick for you. You will definitely reap the returns. But please, when you have made the money from the stock pick I have made for you, I hope you remember to come back to tell Nairalanders how much profit you made from my stock pick.

And since you mentioned it, I will address it. As a last piece of advice, learn how to address people with decency on phone. You are simply too uncouth for words. 

I am truly sorry for the company you work for, because you will drive away all their customers with the way you talk.

Thank your stars you don't live where my lawyers can reach you. By now you would be answering a court summon for your libelous claims.

I Cor 16 verse 9 talks of a wide open door being opened unto many, but there are many adversaries. Lies (and unfortunately liars as well) will always die out; truth will stand and remain.

Nairastocks.com is touching lives with God as the foundation; it will NEVER, I REPEAT, NEVER, crumble to lies and slander pandered around by people like you who will take from my knowledge with the right hand, and turn around to stab me with the left.

Davidylan,

There is no need to try to prove whether Islam is a true or false religion. Indeed, Jesus Christ did not come down here to start trying to prove susch things.

Rather concentrate your efforts on trying to win the lost. Even Paul said in one of his epistles, to avoid contentions on religious issues, because the lead to nothing.

September brings me with a new innovation.

I have been studying the forex market and am pleased to say that I have discovered a breakthrough secret. I have found out how to play the forex market using specialized software called EXPERT ADVISORS (FOREX ROBOTS).

These are software that can trade forex on your behalf with winning trades of up to 95%.

The entire forex robot package, along with free short course online tutorials on the forex market and a manual on how to configure and install your forex robot, as well as the MetaTrader4 trading platform, will be given out FREE to all new subscribers who sign up before September 10.

This forex robot package costs $600, but is going to be yours for FREE for this limited time only.

Don't miss this. This offer will not come your way again. Make it count.

This will be made available to old subscribers in their second round of subscription as well.

Yes, Transcorp moved. But it is only going in one direction-DOWNWARDS.

By the time those who bought the private placement at N3 (and who also got a stock split, effectively doubling their shares) start selling to take profit, the price of Transcorp will be lucky not to drop below N5.

For now, nothing to boost Transcorp's price.

I heard from the grapevine that MTN's profit after tax last year was in excess of N200bn (please I am yet to confirm this figure; don't criticize me if I am wrong).

The Nigerian government should force them to the stock market. They can't just grab from Nigerians and run back to South Africa with their profits.

After all, Nigeria gives MTN the bulk of their profits in Africa.

GOD of DOLLARS!

This shows the extent of degeneration our generation has undergone, where God is now brought so low to just be a God of something that is a human creation: dollars.

Can dollars buy replacements for failed kidneys?

Can dollars cure the dreaded HIV?

Can dollars give peace of mind?

Can dollars arrest situations where it is obvious that nothing human can solve?

The power that is inherent in the name of Jesus is way beyond just dollars.

That pastor should be careful lest God decides to visit him with his due reward.

Just get across to me on 08064162860 or visit http://www.epaypanel.com.

My VISA cards are never rejected on any site that uses Paypal or Clickbank as payment processor.

We can also talk about your egold problems too.

Cheers.

These people have simply pulverised the secondary market.

You sure as hell should have slapped the living daylights out of the bastard! 

Guys who have no self-control give us a very bad image. If you had slapped him, that would have sent a message. But by not doing anything, you have given the bloke a green light.

Make sure you tell your boyfriend so he knows the Judas he has as a friend, before something more serious happens! 

The Elephant is a slow but powerful animal. Let's wait for it!

All the gurus in the house had sounded advance warnings about First Bank.

With such an overbloated no. of outstanding shares (after factoring in those to be absorbed by the recently concluded public offer that raised close to N530bn) that is now threatening to strike parity with the last profit after tax, it was only a matter of time before the party would end and the free fall would begin.

If the bank does not do something to boost its profits or do a share reconstruction, there is danger ahead for the share price of this bank.

Very viable.

I have a kerosene outlet and retail outfit. I can tell u it is viable. But u need to follow the rules and get the necessary documentation to cover u legally.

Is there anyone on information of the pop and hip-hop stars of yesteryears like Heavy D and the Boys, Kirk Burrell (MC Hammer), Run DMC, Arrested Development, Shabba Ranks, Maxi Priest, etc?

Posters get to work please.

Heard from the grapevine that Dangote made close to =N=8billion from the one-day NASCON sale.

Bought the stock at 69k per share, sold at N22. The guy really made a killing.

niceuzor:

Good!!!

What about paypal account?

can u help me with that?

I can help you with that. Contact me privately by email.

In which country is the Head of the Central Bank excluded from the Economic Team?

We all saw what Bernanke (Head of the Federal Reserve Board, the equivalent of the CBN in the US) did to stabilize the stock market slide in the US.

I don't think it is proper to have removed Soludo from the Economic Team, though it is common knowledge that this is usually a first step towards removal (remember Ngozi Okonjo-Iweala). I think he should have been advised to be more inclusive in his decision making processes.

Replying NBA hereafter is a waste of my time. I have nothing to prove to him. I do not need to prove anything to him.

Meanwhile, I challenge NBA to produce his so-called evidence of the person whose portfolio you say has crashed due to stock picks from Nairastocks.com.

Dguy4u77,

If you subscribe, mark the date. I will personally take you by the hand as we play the market together. After three months, publish your findings on this forum let's see.

It is under the following section:

Nairaland>>Offtopic>>>Advert.

I think it makes simple sense to put the advert link where people can see them, and that is where it was before; on the home page with the other page links.

What's the use hiding it somewhere where people can't even find it?

dguy4u77,

What can I say? A trial will convince you.

You know what? On my screen here, I cannot see any section on Adverts. It's been like this for three months now. Thought that section was deleted.

Maybe it is with the computer I am using or my server.

I hereby tender my unreserved apologies. Please do not send me to the firing squad!

Seun:

The girl has to take responsibility for her actions. I'm sick and tired of girls claiming someone "made" them do something. It was not his fault that she got pregnant; she was probably thinking it would push him to propose to her. And after he did not propose marriage, she decided to abort. It is all her doing; someone should tell her to shut up and accept her guilt like a woman. She was not forced to get pregnant or abort it.

Out of the abundance of the heart, the mouth speaks. Such comments can only come from someone who is ignorant of the issues involved, or has a wicked heart. I wonder which of these is at work here.

Are you in this country at all? Don't you watch the news and see what stakeholders in the fight against HIV/AIDS are saying in the area of giving women more of a say when it comes to determining if and when they should have sex, safer sexual practices, knowing that in our culture, women do not have a say in such matters?

IF THIS GIRL WERE TO BE YOUR OWN BLOOD SISTER, SAME MOTHER, SAME FATHER, IS THIS WHAT YOUR RESPONSE WILL BE?

Even some married men too push their wives to abort babies if they feel the spacing of their children isn't wide enough. The last one I saw in my clinic won't forget me in a hurry: I gave him a real good piece of my mind and really gave him something to think about in a long while.

Men can be so selfish at times. Is it because we are not the ones carrying the pregnancies and enduring all the complexities that go with it?

The guy in question is not worth being called a man. He should have owned up to his responsibilities and marry the babe and take care of her and the baby.

Love is not sex, and sex is not love. You can love someone without having sex with the person until you are married. So it's time we cut the crap and get real.

Kingzy,

The admin must have deleted it for reasons best known to him.

My post should actually have been in the Advert section, which has also been deleted by the admin as well. On Nairaland, the admin runs a dictatorial style of government: his word is final and cannot be questioned. 

In his own words, "my forum, my rules"

To Seun:
If my post is causing you offence, why not re-create the Advert section where it should be properly placed? All forums I know of have this section.

That way, adverts do not end up in the Business section where they will cause some distraction (and obviously some offence). This has been the trend since you deleted the adverts section in your infinite wisdom!

Florababy2,

I am the owner of http://www.epaypanel.com. I provide online payment services in various forms. With Epaypanel.com, there is nothing like a rejected payment, because in today's world, distance and geographical location is not a barrier.

Simply visit the website and see what's there.

My student members do not pay a dime. I have about five of them.

Well as for bills being high, it's kind of relative. But if you understand that at times I have to travel from my base to Lagos in order to provide some of the extra services (such as getting certificate verification done in record time like I did for two guys) as well as spending more than average costs in things like phone bills (sometimes I have to make calls to clients based abroad; not cheap I can tell you), you can understand why it is that way.

You know in business, one has to go the extra mile (sometimes it may be a thousand extra miles) in order to deliver.

Mr NBA,

I am not exploiting anyone. Those who subscribed did so out of their own volition. Besides, it is one thing to get information. It is another thing to be able to translate that information into reality.

Subscribers at Nairastocks.com do not just get stock picks. They get much more than that.

For example, many people used UBA share plus to buy into the First Bank offer. Does any of those links you posted out tell the people who took out such loan facilities to buy into a bank public offer what will be their returns on investment from the First Bank public offer against the backdrop of when the loan's tenor expires?

If you have a 12 month tenor, when will the certificates be out? Then what time frame will it take to get them verified?

Then what will be the price of First bank in 12 months time given that after the impact of the public offer & the recent bonus declaration, the no.of outstanding shares should be approaching 18 billion shares, effectively cutting the EPS to just above N1, the lowest in three years, with a REAL fear of the price of First Bank struggling to inch higher than present levels then unless the management takes some progressive action?

When the time to repay comes, how much returns would the individual who took such a facility have made? Who benefits: the individual or the lender?

Such analysis is what people get at Nairastocks.com l would hardly call that exploitation.

It is a free world. People have the right to decide what they want. No one is exploiting anyone.

Subscribing to Nairastocks.com is way beyond just giving stock picks. One of my subscribers is right now studying for his Masters degree with proceeds from his trading from May till July. It gives me unbridled joy to know that Nairastocks.com is part of his story and that of others I can't mention here.

I thank God that at least, Nairastocks.com is making some impact in people's lives, and we will keep marching on.

My goodness, I couldn't help but admire your sense of humour.

I am sure we will make a great team like Warren Buffet and Charles Munger. Though from the description of the persona of the two men, I think I am more of a Charles Munger.

You never can tell though. Great partnerships are formed from sometimes overlooked avenues like Nairaland.