Travel / Re: Nigerian Woman Laments The Increasing Cost Of Living In Canada by Entanglement: 12:34pm On Feb 28 |
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Family / Re: Nigerian Claims Ownership Of 24 Kids, Gets €22k Monthly Child Support From Germa by Entanglement: 8:54am On Feb 28 |
SoNature: A typical Nigerian is dubious, opportunistic and hypocritical. In fact, 99% of Nigerians fall into one, two or three of all these categories, so I am not surprised! so your father is a dubious and opportunistic and hypocritical and a scammer? |
Food / Re: Can You Cook Your Meals With Shea Butter? (pictures) by Entanglement: 5:31pm On Feb 27 |
VeryWickedMan: I will test it on my preeq first. why are you exposing our secret? |
Foreign Affairs / Re: Houthis Knock Out Underwater Cables Linking Europe To Asia - Globes by Entanglement: 10:19am On Feb 27 |
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Travel / Re: I Want To Relocate To Gabon. Advice Me. I’m A Teacher by Entanglement: 5:23pm On Feb 26 |
mkbessman: Please I’ve been thinking about this since last year. I teach here In Nigeria. I can’t afford to go to the western or Asian countries but I think I can be able to save to move to Gabon to atleast teach.
I’ve checked their minimum wage, unemployment rate and their exchange rate snd I think it’s better off than Nigeria. Please advise me. I’m still single and in my mid 30s.
Is it worth taking a try? I know no one there.
I am willing to take the risk to go look for a job there with what I’ve saved so far. I’m projecting 500k.
Please I honestly and sincerely need your advice let me tell you the truth! Nigeria is far far better than many of this Africa countries you know! Forget Their stupid currency you claim is better than Nigeria and overlooking their purchasing power! With their superior currency you will even find out that things are even cheaper here in Nigeria. Back to your main point! Common sense would have told you to rather look for international countries like Switzerland Germany or the rest instead of traveling to another useless country Is like you are jumping from frypan to fire 1 Like |
Travel / Re: I Want To Relocate To Gabon. Advice Me. I’m A Teacher by Entanglement: 5:17pm On Feb 26 |
Kingpele: Chai Gabon of all places...for whatever reason don't go to Gabon..u will suffer...I have travelled to Europe and gambia and I know that exchange rate is not much factor....look at China yuan the currency exchange rate is way less than dollar but their economy is doing better than USA ...population is key...I have a guy who travelled to Gabon for so many years..we all thought he was doing great only for him to return last year with nothing much..no wife no children and he's older than me by 3years ..now he's learning a trade in ogbete main market enugu..make japa no carry us to where we will suffer more which china are you talking about Which china economy is doing better than USA, china that have been too! Have you stay long in China? Please don't open your mouth to talk rubbish 1 Like 1 Share |
Business / Re: Job Losses, Factory Closures Loom As Unsold Goods Pile Up — MAN by Entanglement: 4:49pm On Feb 26 |
BABAawoo47: You want him to run at loss? Farmers will just rather stop producing the eggs. And you'll be back to 1980 ok let me ask you this constructive question ⁉️ 💀 If you have a perishable product at it's near it expires date, won't you sell it as discount or allow it to spoil completely? |
Business / Re: Job Losses, Factory Closures Loom As Unsold Goods Pile Up — MAN by Entanglement: 3:04pm On Feb 26 |
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Foreign Affairs / Re: Mahjoub Mahjoubi: France Deports Tunisian Imam Accused Of Hate Speech. by Entanglement: 8:06pm On Feb 25 |
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Politics / Re: TCN Announces Seven-hour Blackout In Abuja by Entanglement: 1:06pm On Feb 24 |
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Health / Re: Rebecca Sekidika: Rivers First Class Graduate Dies A Week To Her UK Travel by Entanglement: 1:00pm On Feb 24 |
miracle4: The family of Rebecca Sekidika, a 24-year-old first-class graduate of Benson Idahosa University, who died on February 2 after a routine checkup at Paragon Clinics and Imaging Diagnostics in Port Harcourt suspects medical negligent after an overdose of spinal anesthesia led to her untimely death.
Sources: thenation, punchng, and bnnbreaking
there are trying to steal her kidney, hence the failed operation. Never trust those hospitals. You will go for small sickness, next thing them will dose you with sleeping gas and after you wake up you will see some small tear in your right side of your stomach Kidney is about 30milion in market value now! 5 Likes |
Education / Re: Brain Drain Of Teachers In Private Schools: What's The Way Forward? by Entanglement: 1:18pm On Feb 22 |
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Crime / Re: Female Unizik Student Baths Colleague With Hot Water Over Hostel Cleaning Graphi by Entanglement: 6:35pm On Feb 18 |
Fear Igbo women, especially the one bearing chioma!
Every aggressive set of female species 1 Like |
Crime / Re: Man Knocked Down While Escaping With Woman’s Foodstuffs In FCT by Entanglement: 10:50am On Feb 16 |
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Sports / Re: Almost 2 Billion People Watched AFCON 2023 - BBC News by Entanglement: 12:49pm On Feb 14 |
If for say them comot Nigeria during the beginning for this afcon, I for no even know say afcon dey exist self Na because of Nigerians make that view go up 2 Likes |
Sports / Re: Nigeria Vs Ivory Coast AFCON 2023 Finals (1 - 2) On 11th February 2024 by Entanglement: 10:49pm On Feb 11 |
Second position is not too bad? 1 Like |
Sports / Re: Nigeria Vs South Africa AFCON 2023 Semi-Finals (4 - 2)pens On 7 Feb 2024 by Entanglement: 8:56pm On Feb 07 |
Naija people in south Africa start reinforcing your House and properties. The xeno is coming for you 5 Likes |
Sports / Re: Nigeria Vs South Africa AFCON 2023 Semi-Finals (4 - 2)pens On 7 Feb 2024 by Entanglement: 8:49pm On Feb 07 |
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Sports / Re: Nigeria Vs South Africa AFCON 2023 Semi-Finals (4 - 2)pens On 7 Feb 2024 by Entanglement: 8:48pm On Feb 07 |
South Africa is getting ready their knife and kerosine bottle on innocent Nigeria. 20 Likes 1 Share |
Sports / Re: Nigeria Vs South Africa AFCON 2023 Semi-Finals (4 - 2)pens On 7 Feb 2024 by Entanglement: 8:19pm On Feb 07 |
Aliveandhealthy:
Sent you 1k mumu still dey this country Why you dey dash scammers money na 1 Like 1 Share |
Sports / Re: Nigeria Vs Angola: AFCON 2023 Quarter Finals. (1 - 0) On 2nd February 2024 by Entanglement: 7:34pm On Feb 02 |
Goalllllllllllllllll. Osimel 2 Likes |
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Crime / Re: Total War Against Name Checkers On Nairaland by Entanglement: 12:50pm On Jan 07 |
en0uwem: This is currently the best decision that has ever been taken in this forum this year. even if you remove name, but by their heads you shall know them 1 Like |
Career / Re: I Relocated To US To Start My Career Again - Vincent Adeoba by Entanglement: 10:34am On Jan 05 |
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Technology Market / Re: This Thread Is Only For Aliexpress Shopper by Entanglement: 10:17am On Jan 05 |
legendarygeo: Good morning everyone, Happy New Year! I am so happy to be here because this issue has been bothering me for about 3 weeks now. I want to purchase a drone (Dji mini 3; it was even with a free 128 GB memory card 😭 ), I placed the order but I couldn't make payment because I didn't know the master card wouldn't work and the money was in my sister's account because I don't have an ATM card. She had a little issue with her bank also because she exceeded her daily limit, so my transaction was pending. She rectified the issue, but something funny 😄 happened. I placed the order Dec12, the price was $512 and #407,000... For people who use Aliiexpress very well, you are aware there is a 20-day span to make payment. I had about 4 days for the order to expire, and then; I noticed that when I placed the order, the dollar was around 790 and then it was 904 when I was trying to make payment, so it was still $512 but changed to #460,000. That's a lot of increment, yeah? Now, that particular store doesn't have that product anymore, another store has it but it's still approximately $512 and #460,000. Then, I noticed that there is $80 off if one is using a Gtbank or Uba dollar master card. So my point is I'll keep saving till I get 460k because I have 420 at the moment but everything I am hearing about this shipping and delivery is scary because this is all my money 💵 oh..lol... And then, do you think that $80 dollars off is feasible? Please, just advise me, the prices of drones in Nigeria are too high. If there is a WhatsApp group, I don't mind being added 09017278285 Thank you. custom will confiscated your drone and you will be visiting one police station to another station to acquire drone permit Why not buy it here in Nigeria. There are lots of salers who have those drone. 2 Likes |
Crime / Re: US Charges Nigerian Businessman, Dozy Mmobuosi Who Tried To Buy Sheffied by Entanglement: 9:01pm On Jan 04 |
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Business / Re: Top 10 Richest Men In Africa At The Start Of 2024 by Entanglement: 12:19pm On Jan 04 |
psychologist: When Dangote refinery becomes fully functional, He will be contending with top 20 in the world shallow minded! El rufari, Buhari, formal cbn ediot with some government all got hands or rather investments in that refinery in cover up as dangote refinery. |
Business / Re: Top 10 Richest Men In Africa At The Start Of 2024 by Entanglement: 12:15pm On Jan 04 |
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Nairaland / General / Re: In Nigeria, 5 Habits That Can Make You Go Broke by Entanglement: 9:00pm On Jan 01 |
TruthsFM: In Nigeria, 5 Habits That Can Make You Go Broke
In the intricate dance of personal finance, individuals often find themselves grappling with habits that, unwittingly, lead them down the precarious path of financial instability. The choices we make in our daily lives, particularly concerning money, play a pivotal role in shaping our financial futures.
This exploration centers on a critical aspect of financial well-being — the five habits that, if left unchecked, can pave the way to financial hardship. Understanding and dissecting these habits is not merely an exercise in financial literacy; it is a proactive step towards cultivating a resilient and secure financial foundation.
Impulse Spending: Impulse spending is a pervasive habit that can significantly contribute to financial instability. This behavior involves making unplanned purchases without careful consideration of the consequences. Whether it’s succumbing to the allure of sales, purchasing items just because they are trendy, or engaging in retail therapy, the financial impact of impulse spending can be profound.
Many people find themselves swayed by the momentary satisfaction of acquiring something new, only to face buyer’s remorse later. This habit can erode savings, increase credit card debt, and hinder progress towards long-term financial goals.
To combat impulse spending, individuals need to cultivate self-discipline and create a realistic budget. Tracking expenses, prioritizing needs over wants, and implementing a waiting period before making significant purchases are effective strategies. Developing a mindful approach to spending can help break the cycle of impulsive financial decisions.
Living Beyond Means: Living beyond one’s means is a habit that involves spending more money than one earns, often leading to a reliance on credit cards, loans, or other forms of debt. This can create a precarious financial situation with long-term consequences. Maintaining a lifestyle that exceeds financial capabilities not only depletes current resources but also jeopardizes future financial security.
Individuals living beyond their means may struggle with debt repayment, incur high-interest charges, and find it challenging to save for essential goals such as homeownership or retirement.
To address this habit, individuals must conduct a thorough assessment of their income, expenses, and financial goals. Creating a budget that reflects a sustainable lifestyle is crucial. This involves distinguishing between necessary and discretionary expenses, cutting back on non-essential spending, and developing a savings plan. Living within one’s means requires a shift in mindset, emphasizing financial responsibility and long-term stability over immediate gratification.
Lack of Emergency Fund Failing to establish and maintain an emergency fund is a habit that can leave you vulnerable to financial crises. Unexpected expenses, such as medical bills or car repairs, can arise at any time, and without a financial safety net, individuals may resort to borrowing money or accumulating debt. Building an emergency fund that covers three to six months’ worth of living expenses provides a financial cushion and helps prevent going broke during unforeseen circumstances.
Ignoring Budgeting: Ignoring budgeting is a perilous habit that can set the stage for financial turmoil. Budgeting serves as the financial roadmap, guiding individuals toward their financial goals by providing a clear understanding of income, expenses, and savings.
When this essential tool is neglected, individuals lose control over their spending patterns, making it difficult to allocate funds effectively. Without a budget, it becomes challenging to distinguish between necessary and discretionary expenses, leading to a potential overspending trap.
The consequences of ignoring budgeting extend beyond the immediate impact on one’s spending habits. Without a well-defined budget, individuals may overlook opportunities to save for future goals, whether it be an emergency fund, a down payment for a home, or retirement. The absence of financial planning can leave individuals vulnerable to unexpected expenses, pushing them into a cycle of reactive financial decision-making, often resorting to credit cards or loans to cover immediate needs. Over time, this can result in mounting debt and a compromised financial future.
Furthermore, the habit of ignoring budgeting can hinder the development of financial discipline and awareness. A budget not only provides a snapshot of one’s financial health but also encourages thoughtful consideration of spending priorities. Without this tool, individuals may find it challenging to make informed choices about their money, leading to a lack of accountability and a higher likelihood of succumbing to impulsive spending behaviors. Embracing budgeting is not just about managing money; it is a foundational step toward building financial resilience and achieving long-term financial success.
High-Risk Investments: Engaging in high-risk investments is a financial habit that, if not approached with caution, can lead individuals down a path of significant financial loss. High-risk investments typically involve the potential for high returns but come with an equally elevated level of uncertainty and volatility. This habit often manifests as a desire for quick and substantial gains without due consideration for the associated risks. Investing without a clear understanding of the market, risk tolerance, and diversification strategies can expose individuals to the possibility of losing a substantial portion, or even all, of their invested capital.
The allure of high-risk investments is often fueled by the prospect of rapid wealth accumulation. However, the reality is that the markets are inherently unpredictable, and high-risk ventures can be subject to extreme fluctuations. Without a comprehensive understanding of the specific investment and market conditions, individuals may find themselves susceptible to emotional decision-making, such as panic selling during market downturns. This emotional response can exacerbate financial losses and, in extreme cases, lead to financial ruin.
To mitigate the risk associated with high-risk investments, individuals should prioritize financial education and seek professional advice. Diversifying one’s investment portfolio and aligning investment choices with a realistic assessment of risk tolerance and financial goals can provide a more balanced and resilient approach to wealth accumulation. The key lies in informed decision-making, strategic planning, and a long-term perspective that considers the potential for both gains and losses in the dynamic landscape of financial markets.
https://www.osundefender.com/5-habits-that-can-make-you-go-broke/ two sure odds 4 Likes 2 Shares |
Politics / Re: More Hardship Looms For Nigerians As Discos Set To Increase Electricity Tariff by Entanglement: 8:40pm On Jan 01 |
TruthsFM: More Hardship Looms For Nigerians As DisCos Set To Increase Electricity Tariff On Jan 1
While the pains of fuel subsidy removal still linger, the confusion surrounding a planned electricity tariff increment starting from January 1, 2024 has compounded the worries.
It was gathered that the officials of the Nigeria’s Electricity Distribution Companies (DisCos) held a virtual emergency meeting recently to formalise and perfect the planned tariff increase.
A source in one of the DisCos, who claimed anonymity, confirmed the development to Daily Trust on Sunday.
The source said: “All has been perfected for the new tariff to take effect from the first of January, 2024.
It is now left for various electricity distribution companies to enlighten their customers on new developments.”
The source said the National Electricity Regulatory Commission (NERC) had already invited distribution companies for a meeting on the development. He expressed fear that while it is mandatory for electricity distribution companies to regularly evaluate tariffs every six months, the recent increase would meet customers’ dissatisfaction.
“In fact, we were perturbed by the short notice and how we would reach out to our customers about the increase,” he said. Asked how much the increase would be, the source said, “No idea so far, but the uncertainty has put us in a difficult situation.”
Recall that in November 2023, President Bola Ahmed Tinubu stopped the implementation of the electricity tariff, insisting on a power sector subsidy.
Speaking on Tinubu’s directive on electricity tariff hikes, the Minister of Power, Adebayo Adelabu, said, “The power sector is an industry that is very sensitive to any leader.
“You cannot jump overnight and implement the cost-reflective tariff. I can tell you that till today, the government still subsidises power”.
https://www.osundefender.com/more-hardship-looms-for-nigerians-as-discos-set-to-increase-electricity-tariff-on-jan-1/ Yoruba nation how market |
Family / Re: Moment Lady Calls Her Dad Before Accepting Her Fiance’s Marriage Proposal (vid) by Entanglement: 7:38pm On Dec 31, 2023 |
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Family / Re: Moment Lady Calls Her Dad Before Accepting Her Fiance’s Marriage Proposal (vid) by Entanglement: 7:34pm On Dec 31, 2023 |
Nackzy: Daddy's child, this is really a bad sign, but the guy isn't smart enough to decipher the meaning, the dad will practically dictates everything that happens in that marriage, my guess though we know a female when them open their mouths to talk Men especially fathers don't do what you just said! Is only mother in-law do such nonsense! We men don't Reason like you fish minded creature! 21 Likes |