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Fatima04's Posts

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Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 11:04pm On Jan 30, 2022
Ralphlauren:
I watched the part 1 and the man specifically mentioned they used help to buy.
Help to buy equity loan isn't public funds. Its a Loan offered up to 20% maximum by the government which needs to be paid back at the end of the Mortgage term. You don't get interest charges on the loan until after 5yrs which you start paying about a certain amount.

The HTB scheme is basically a business making venture for the government because potentially they own 20% of the value of your home not the amount borrowed (ofcourse they make losses to,hence the regional cap).

Public funds are free government benefits without returns and the link posted earlier is the only categorisation one needs and it's up to date
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 8:20pm On Jan 21, 2022
Afmaag123:
De Montfort really?
Yup, some got 1k twice last yr. Not sure if they are still paying it though
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 8:18pm On Jan 21, 2022
Gorgeousqueen:
Something I saw online about a Nigerian nurse who had her licence withdrawn because she did not dial 999 but kept shouting Jesus when a baby under her care was having panic attack

http://www.ayoakinfe.com/?q=node/7678
Strange story, she has experience so not sure why she was shocked and started calling Jesus sha. I hope it wasn't just exaggerated though
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 7:54pm On Jan 21, 2022
justwise:
Many universities should do this to help international students struggling
Agreed, De Montfort was one of the few unis that gave a decent amount like twice to thrice. A school like Coventry opened the portal and gave a deadline, only for them to turn around and say No more funds as it is first come first serve, despite still within the deadline application.
My advise, apply ASAP because some schools can be funny
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 12:34am On Jan 21, 2022
LagosismyHome:
That Dom care job, the waka about seems to tedious to me even if the person is driving . I am sure many people would not want to do that hence the shortage
The waka and not getting paid for it. You leave house for 14hrs get paid for 10hrs and not like the hourly rate is good. A lot do not have this information but it could still be a better opportunity for people coming in directly from Nigeria.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 8:46pm On Jan 20, 2022
LagosismyHome:
We many when they find this ...lol. sadly it been turned to serious black market runs. So many of the private sponsors are quietly asking for money. Big money self ... when really there a shortage of labour and should be the one begging you to work. Ms Patel biko sort it

Abeg when you see let me know . I am looking for, my village is plenty
It's soo annoying oo and hope it doesn't backfire in the nearest future. I don't trust UKVI for anything. Meanwhile the true shortage exists in domiciliary care and they are the major ones I see offering sponsorship right now. If you claim you are Lewis Hamilton and drive a car, its sponsorship straight up.
Regarding the courses, NVQ is health care can help but honestly I feel driving skill tips the application in your favour.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 9:47pm On Jan 18, 2022
Pearlyfaze:
Good evening Dear Ancestors, Thank you for all you do for us on this street.

Please which shop/store I fit enter buy foam/mattress from here in Edinburgh. I wan see wetin I Wan buy. This online goods fit break person heart.

Abeg help its urgent.
Buying mattress in this country needs big dictionary grin grin
Beware of bonnel spring sha. I do prefer either memory foam (IMO closest feel to naija mattress) or pocket sprung (this maybe a bit pricey). Check FB market place or shpock for good deals but ask for description based on the above types and don't let them scam you into the word orthopaedic grin
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op):
ybahrbz91:
Good evening House.

I submitted the details of my present passport for issuance of COS. However, my passport is now in the 6 month range of expiry and I have captured for a re-issuance.
How should I go about it when applying for VISA?

Thank you.
If you have done the capturing, the old passport would probably be cancelled. Just notify your company of the updated number and they can add it to the sponsor note if COS isn't issued yet
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 10:18pm On Jan 12, 2022
Is this wickedness or just greed. Trying to cut cost and poison people. Always learning how to spend less money when doing business. We can't even compare Indian restaurants or Bangladeshi sef.

https://www.lindaikejisblog.com/2022/1/uk-based-nigerian-restaurateur-fined-for-claiming-that-the-decayed-chicken-he-was-serving-is-a-nigerian-delicacy.html

Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 10:14pm On Jan 12, 2022
HollyMadison:
Luton is rough, I’m part of the people living here. Lots of drugs, gambling, burglaries. Everywhere is just rough, maybe because I’m comparing to Newcastle oo… but I had to adjust my walk and dressing to avoid talk. [b]The number of Junkies that will walk up to you and ask for money or drugs or smoke sef go shock [/b]you. On new year na so ambulance full everywhere, apparently some people had over partied and overdosed. And it’s dirty, you’ll see different types of vomit, shit, broken glass as you’re walking around.

There are other cities to stay in UK, research can’t give you the full low down on a city/town before you move. You either see it yourself or hear from someone else.
Na wa oo @bolded when it's not oshodi. Are you sure it's not the part of Luton you live? Although I heard Luton is quite rough from someone that lived there and looking to move but not the extent of what you have described here.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 11:42pm On Jan 11, 2022
Anitaamich:
Cc: fatima04
I believe the general pay scale for nurses would apply. For a new nurse that should be Band 5 with salary between £25 to 32k. You usually get more on the job with additional certifications, shifts etc

I am an advocate of Midlands grin grin as i believe it is not too expensive and a good balance considering you will be moving from London.

However, you can consider up north like Newcastle, Sunderland, Scotland and all. Cost of living is also cheaper over there. You can also request physical interviews for any location for you to get a feel of the place
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 10:18pm On Jan 06, 2022
@lagosismyhome, I like that first part/paragraph of your main write up ehn regarding the issue, It hits well and it's the reality of a lot
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 10:16pm On Jan 06, 2022
Aprokodaughter:
Hehe I like gist hot and fresh cheesy
Like agege bread grin grin. Cold gist dey sweet like yesterday beans too
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 4:25pm On Jan 06, 2022
justwise:
The husband is not under any obligation to do that.

Talking about fairness.. is she sending money to her mother or father Inlaw?
The husband is not under any obligation to send money but if he can afford it then he should and depending on their family dynamics.

Once they both got married their families were joined together. The fairness statement was referring to if the wife isn't working and the husband completely ignores her family side just because he isn't obligated to.

Also, there are things spouses for the husband/in-law family as well asides money which needs to be reciprocated.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 12:11am On Jan 06, 2022
@babajeje, you have got good advise from majority on here. Just stay calm and sort everything out in order of importance, pause travelling plans, let her get a job, sort out your PSW or Tier 2 visa route.
Once both of you have good earning capacity discuss with each other on how to get the ball rolling with bringing family over and also involve her in researching and getting things done in the house and your settlement in the UK. Wishing you the very best.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 12:02am On Jan 06, 2022
jesmond3945:
na the same pattern. Dem no gree sit down. Men dey Bleep up to, when you no dey listen to your wife. But you see my mama is not negotiable. Where i for be without am.
So your wife is negotiable? But you sha no fit marry your mama and if you can listen to your mums advise you can do same for your wife
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 9:56pm On Jan 03, 2022
frank043:
Many thanks for your breakdown, fatima04. Please does this also apply to a dependant of a tier4 visa holder negotiating for sponsorship?
No it doesn't apply to dependant. Just the main applicant with the degree certificate
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 9:25pm On Dec 30, 2021
Ladyzain:
I equally know they can apply as dependents but my main concern is as I have a 3 year old and since the father is not applying for Visa now won't they raise a flag in granting the little boy's Visa looking at ability to care for him since he can't start school immediately. Please has anyone applied this way with a toddler and 2 children for skilled worker HAC visa without the spouse and the children including the toddler was granted? I hope they will not raise child care issue as spouse will not apply for Visa now? Need clarification please
Just apply together to save the stress. He doesn't have to stay back once he gets his BRP. It's a cheaper and less stressful option for you. Unless there is another reason he can't apply with you.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 9:21pm On Dec 30, 2021
Mamatukwas:
I asked this a few days back and didn’t get an answer. I’ve gotten information that seems to suggest that being on the HCPC register gives you an edge with getting jobs on this Visa. Still investigating but it might be worth looking into for those considering the route.

Please share your journey if you make progress. Doing all my research for family members who I love but are genuinely anti internet. Ko easy
The healthcare route is a bit tricky. Doesn't require being registered as far as I have seen. The salary requirements is the major thing and a willing sponsor. For the only person I have seen get it, she is already in the UK and driving.

The driving helps your application as the shortages are more common with Domiciliary care jobs.
Check "healthcare jobs with Tier 2 sponsorship" on indeed. You will see loads of advert.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 9:15pm On Dec 30, 2021
hustla:
He's in Uni on a 1 year course and has to pay his school fees
Thats what happens when they search for schools with cheap deposit and think they can work their way through the rest of the fees. A lot of students are stranded now and even school withdrawing sponsorship. You won't see them on NL sharing their stories.

Whether single or married, research and plan your journey properly
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 6 by fatima04: 9:05pm On Dec 30, 2021
STENON:
The truth is they don't check it. I removed my POF 5 days to my Biometrics in 2018, I was scared because of Christmas and New Year holiday, I got my visa then.
This is for my sister and I am planning same for her grin
That was 2018 oo before everyone started applying cos of PSW. A lot has stated rejection from depleted balance etc. Infact you will see refusal letters several pages back. They are now requesting confirmation of exact balance. Ofcourse not all ECO asks.
Travel › Re: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 6 by fatima04: 9:01pm On Dec 30, 2021
STENON:
I wonder too o... let them keep dwelling in the ocean of folktales grin

Na their underwears dem go check very soon cheesy
They have requested for it from a couple of acquaintances I know one at Manchester and the other at London. Infact one of them got a court injunction to produce the statement, proof of paying for living expenses etc if depleted. I saw the copy of the injunction nd was really surprised. They can be quite vindictive if they want to.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 5:52pm On Dec 30, 2021
jesmond3945:
what is the essence of relocating to uk without anything to show back home. People will deride and curse you. For tier 2, I would not mind but not for tier 4. Imagine taking your last card to do psw for you and your family while hoping for the best. I see it as unwise.
Lol, na naija you want to show something back home grin grin. Not even anywhere else. To each his or her own.

That Tier 2 you refer to has Risks as well and also similar cost to PSW. Infact the PSW cost is setup in a way where you save on Biometric cost (£19.20), appointment cost (£125 per applicant because its scarce), travelling cost and potential priority fee if you don't want to be out of income (£500 per applicant).

Like I said, we all have our reasons for moving and don't think those on it are living like paupers or don't have savings as well. I have seen ongoing case studies that shows hardwork and consistency and not doing falafolo works. Always research whatever opportunity you are on to make the best out of it.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 11:58am On Dec 30, 2021
DFmum:
Am not schooling , working here in NHS Trust as a nurse. Just wondering why they gave one child and refused the other.
It's quite tough, could be because of the whole consent issues and both parents being in the UK. I believe you can appeal the decision if their is consent from their father included in the application.

Hope you find a way out soon
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 11:57am On Dec 30, 2021
I see people are more open to cremation than I thought, that's interesting for Nigerians. Advise to people migrating sort out life insurance, critical illness, trust and wills asap. You don't want your family to be distressed if anything happens.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 11:54am On Dec 30, 2021
jesmond3945:
if you do such contribution, you discover you have nothing left at the end of the month. Is it not better that you contribute and buy properties in Naija than staking 10k pounds when there is no guarantee you would recover the money. When you consider cost of living and the tax system. If is ILR I would support such contribution. Psw is good for single and not for families
So you would rather wait until they turn to illegal citizens? They moved to the UK with a purpose not to buy properties in Nigeria or relocate back. What happens to the single applicant after PSW without a job sponsorship as well.

Immigration to the UK is generally expensive, best to accept that on time and strategise properly.

Also, do you know how much it takes even the medical professionals to the point of ILR (excluding nurses because employer pays for all) to migrate and stay in the UK?

The positive thing about Covid is the IHS scrapped for the healthcare professionals if not it will be the same expensive cost for everybody. And looking forward to when they scrap it for Tier 2 applicant as well
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 11:46am On Dec 30, 2021
Raalsalghul:
At a point, most have to accept it's a money making scheme. Those guys are making a killing.
Not at a point, from inception. The UKVI or home office system is set up on making money from both applicant to school sponsor and work sponsor.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 11:45am On Dec 30, 2021
AirBay:
Please do you know a cheap and reliable insurance for children in UK?

Note: the children are on dependant visa but didn't pay IHS fees during visa application because their visa was less than 6months.
Do you mean health insurance? The kids should be entitled to free healthcare once resident in the UK. I wouldn't really get health insurance for kids as they are mostly exempted from paying anyways
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 11:44am On Dec 30, 2021
Ticha:
They need to bury mama there o and then pay the hospital bills by agreeing a payment plan for the rest of their lives. The cost of repatriating a corpse home no get part 2. ,My friend did it for her dad and when the mum followed suit 7 months later, they just buried mama in London.
No time to be repatriating corpse to Nigeria in this climate grin grin. Burial alone in this country sef is expensive, learnt cremation can be the cheapest at almost £3k.

This go fund me was setup to cover the hospital bills and funeral (which is even more expensive in canada). Paying hospital bills for ones whole life thats scary. Do this things happen with NHS in the UK because it doesn't seem common.
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 1:15am On Dec 30, 2021
For people bringing in older parent or relatives, please ensure you obtain travel insurance for them. AXA mansard is quite cheap and prevent the below situation.

I have been seeing too many heartbreaking stories like this on the Canada groups and thought to share.


https://www.gofundme.com/f/ryc7q-support-for-the-otaigbes-family?utm_campaign=p_cp+share-sheet&utm_medium=copy_link_all&utm_source=customer
Travel › Re: Living In The Uk-life Of An Immigrant (part 2) by fatima04(op): 1:11am On Dec 30, 2021
EmmyKing86:
Hello everyone and compliments of the season.

So, I have observed that there has been a huge increase of mature individuals (not only here in Nairaland) with children applying and coming to the UK under the tier 4 students route. There is nothing wrong with searching for greener pastures however, more thought has to be placed prior to making this huge step under certain conditions. For instance, an applicant with his/her significant other with 3+ children coming via tier4 students visa. The applicant is restricted to 20hrs/week for work (can work full-time during holidays), the significant other will most likely get a minimum wage job with long hours, the children would need childcare (very expensive in the UK), accommodation with a family of 5+ living in a 2 bedroom apartment, the cost of living..............etc. Do you see my point?

My whole thing is to think critically before bringing the whole family on a tier4 students visa.

God bless and happy new year in advance.
On the other hand, I believe its better moving as a family than single unit especially because of Financial stability and being with your family also helps reduce the mental struggle and challenges of this country.

It's all about proper planning, the scenario I will/have advise is, wife comes to study (she may work 20hrs or not) husband works full time. Provided husband is not lazy and his focused, he can make between 2k to 2k5 working with Amazon or doing care jobs for example. (Posotion can be reversed as long as they are both cooperative with each other).

If they don't acquire avoidable expense like car, car insurance, eating out etc they start to find their feet within a couple of months.


Regarding childcare, there are ways to structure your working pattern to fit each others task, either one works night for certainly days and day for the partner. It's a tough process but doable and the fact you see your kids adapting abd growing well compensate for all the hustle.

Last strategy which I will implore people to explore is community or Thrift funding for post study savings. Its just like saving for a mortgage, people come together to combine resources.

E.g a family of 4 or 5 needs 8k -10k, find *reliable* group of people including your partner come together and do a contribution of £500 per month and try to structure or ensure the month you are both due payment is close to your PSW application. You would soon have the savings completed with less financial burden.

Like I stated, this is about meeting and setting it up with the right people at the right time (especially the last few 4 to 5 months when the partner can work full time).

All in all, both student or Tier 2 or any other category of migrant should pace themselves and focus on their goal and eventually it all works out.

Approach of thrift would also be useful for Skilled worker application as the cost is in similar range for a family PSW application.

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