Fatima04's Posts
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Ralphlauren:Help to buy equity loan isn't public funds. Its a Loan offered up to 20% maximum by the government which needs to be paid back at the end of the Mortgage term. You don't get interest charges on the loan until after 5yrs which you start paying about a certain amount. The HTB scheme is basically a business making venture for the government because potentially they own 20% of the value of your home not the amount borrowed (ofcourse they make losses to,hence the regional cap). Public funds are free government benefits without returns and the link posted earlier is the only categorisation one needs and it's up to date |
Afmaag123:Yup, some got 1k twice last yr. Not sure if they are still paying it though |
Gorgeousqueen:Strange story, she has experience so not sure why she was shocked and started calling Jesus sha. I hope it wasn't just exaggerated though |
justwise:Agreed, De Montfort was one of the few unis that gave a decent amount like twice to thrice. A school like Coventry opened the portal and gave a deadline, only for them to turn around and say No more funds as it is first come first serve, despite still within the deadline application. My advise, apply ASAP because some schools can be funny |
LagosismyHome:The waka and not getting paid for it. You leave house for 14hrs get paid for 10hrs and not like the hourly rate is good. A lot do not have this information but it could still be a better opportunity for people coming in directly from Nigeria. |
LagosismyHome:It's soo annoying oo and hope it doesn't backfire in the nearest future. I don't trust UKVI for anything. Meanwhile the true shortage exists in domiciliary care and they are the major ones I see offering sponsorship right now. If you claim you are Lewis Hamilton and drive a car, its sponsorship straight up. Regarding the courses, NVQ is health care can help but honestly I feel driving skill tips the application in your favour. |
Pearlyfaze:Buying mattress in this country needs big dictionary ![]() Beware of bonnel spring sha. I do prefer either memory foam (IMO closest feel to naija mattress) or pocket sprung (this maybe a bit pricey). Check FB market place or shpock for good deals but ask for description based on the above types and don't let them scam you into the word orthopaedic ![]() |
ybahrbz91:If you have done the capturing, the old passport would probably be cancelled. Just notify your company of the updated number and they can add it to the sponsor note if COS isn't issued yet |
Is this wickedness or just greed. Trying to cut cost and poison people. Always learning how to spend less money when doing business. We can't even compare Indian restaurants or Bangladeshi sef. https://www.lindaikejisblog.com/2022/1/uk-based-nigerian-restaurateur-fined-for-claiming-that-the-decayed-chicken-he-was-serving-is-a-nigerian-delicacy.html
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HollyMadison:Na wa oo @bolded when it's not oshodi. Are you sure it's not the part of Luton you live? Although I heard Luton is quite rough from someone that lived there and looking to move but not the extent of what you have described here. |
Anitaamich:I believe the general pay scale for nurses would apply. For a new nurse that should be Band 5 with salary between £25 to 32k. You usually get more on the job with additional certifications, shifts etc I am an advocate of Midlands as i believe it is not too expensive and a good balance considering you will be moving from London.However, you can consider up north like Newcastle, Sunderland, Scotland and all. Cost of living is also cheaper over there. You can also request physical interviews for any location for you to get a feel of the place |
@lagosismyhome, I like that first part/paragraph of your main write up ehn regarding the issue, It hits well and it's the reality of a lot |
Aprokodaughter:Like agege bread . Cold gist dey sweet like yesterday beans too |
justwise:The husband is not under any obligation to send money but if he can afford it then he should and depending on their family dynamics. Once they both got married their families were joined together. The fairness statement was referring to if the wife isn't working and the husband completely ignores her family side just because he isn't obligated to. Also, there are things spouses for the husband/in-law family as well asides money which needs to be reciprocated. |
@babajeje, you have got good advise from majority on here. Just stay calm and sort everything out in order of importance, pause travelling plans, let her get a job, sort out your PSW or Tier 2 visa route. Once both of you have good earning capacity discuss with each other on how to get the ball rolling with bringing family over and also involve her in researching and getting things done in the house and your settlement in the UK. Wishing you the very best. |
jesmond3945:So your wife is negotiable? But you sha no fit marry your mama and if you can listen to your mums advise you can do same for your wife |
frank043:No it doesn't apply to dependant. Just the main applicant with the degree certificate |
Ladyzain:Just apply together to save the stress. He doesn't have to stay back once he gets his BRP. It's a cheaper and less stressful option for you. Unless there is another reason he can't apply with you. |
Mamatukwas:The healthcare route is a bit tricky. Doesn't require being registered as far as I have seen. The salary requirements is the major thing and a willing sponsor. For the only person I have seen get it, she is already in the UK and driving. The driving helps your application as the shortages are more common with Domiciliary care jobs. Check "healthcare jobs with Tier 2 sponsorship" on indeed. You will see loads of advert. |
hustla:Thats what happens when they search for schools with cheap deposit and think they can work their way through the rest of the fees. A lot of students are stranded now and even school withdrawing sponsorship. You won't see them on NL sharing their stories. Whether single or married, research and plan your journey properly |
STENON:That was 2018 oo before everyone started applying cos of PSW. A lot has stated rejection from depleted balance etc. Infact you will see refusal letters several pages back. They are now requesting confirmation of exact balance. Ofcourse not all ECO asks. |
STENON:They have requested for it from a couple of acquaintances I know one at Manchester and the other at London. Infact one of them got a court injunction to produce the statement, proof of paying for living expenses etc if depleted. I saw the copy of the injunction nd was really surprised. They can be quite vindictive if they want to. |
jesmond3945:Lol, na naija you want to show something back home . Not even anywhere else. To each his or her own. That Tier 2 you refer to has Risks as well and also similar cost to PSW. Infact the PSW cost is setup in a way where you save on Biometric cost (£19.20), appointment cost (£125 per applicant because its scarce), travelling cost and potential priority fee if you don't want to be out of income (£500 per applicant). Like I said, we all have our reasons for moving and don't think those on it are living like paupers or don't have savings as well. I have seen ongoing case studies that shows hardwork and consistency and not doing falafolo works. Always research whatever opportunity you are on to make the best out of it. |
DFmum:It's quite tough, could be because of the whole consent issues and both parents being in the UK. I believe you can appeal the decision if their is consent from their father included in the application. Hope you find a way out soon |
I see people are more open to cremation than I thought, that's interesting for Nigerians. Advise to people migrating sort out life insurance, critical illness, trust and wills asap. You don't want your family to be distressed if anything happens. |
jesmond3945:So you would rather wait until they turn to illegal citizens? They moved to the UK with a purpose not to buy properties in Nigeria or relocate back. What happens to the single applicant after PSW without a job sponsorship as well. Immigration to the UK is generally expensive, best to accept that on time and strategise properly. Also, do you know how much it takes even the medical professionals to the point of ILR (excluding nurses because employer pays for all) to migrate and stay in the UK? The positive thing about Covid is the IHS scrapped for the healthcare professionals if not it will be the same expensive cost for everybody. And looking forward to when they scrap it for Tier 2 applicant as well |
Raalsalghul:Not at a point, from inception. The UKVI or home office system is set up on making money from both applicant to school sponsor and work sponsor. |
AirBay:Do you mean health insurance? The kids should be entitled to free healthcare once resident in the UK. I wouldn't really get health insurance for kids as they are mostly exempted from paying anyways |
Ticha:No time to be repatriating corpse to Nigeria in this climate . Burial alone in this country sef is expensive, learnt cremation can be the cheapest at almost £3k. This go fund me was setup to cover the hospital bills and funeral (which is even more expensive in canada). Paying hospital bills for ones whole life thats scary. Do this things happen with NHS in the UK because it doesn't seem common. |
For people bringing in older parent or relatives, please ensure you obtain travel insurance for them. AXA mansard is quite cheap and prevent the below situation. I have been seeing too many heartbreaking stories like this on the Canada groups and thought to share. https://www.gofundme.com/f/ryc7q-support-for-the-otaigbes-family?utm_campaign=p_cp+share-sheet&utm_medium=copy_link_all&utm_source=customer |
EmmyKing86:On the other hand, I believe its better moving as a family than single unit especially because of Financial stability and being with your family also helps reduce the mental struggle and challenges of this country. It's all about proper planning, the scenario I will/have advise is, wife comes to study (she may work 20hrs or not) husband works full time. Provided husband is not lazy and his focused, he can make between 2k to 2k5 working with Amazon or doing care jobs for example. (Posotion can be reversed as long as they are both cooperative with each other). If they don't acquire avoidable expense like car, car insurance, eating out etc they start to find their feet within a couple of months. Regarding childcare, there are ways to structure your working pattern to fit each others task, either one works night for certainly days and day for the partner. It's a tough process but doable and the fact you see your kids adapting abd growing well compensate for all the hustle. Last strategy which I will implore people to explore is community or Thrift funding for post study savings. Its just like saving for a mortgage, people come together to combine resources. E.g a family of 4 or 5 needs 8k -10k, find *reliable* group of people including your partner come together and do a contribution of £500 per month and try to structure or ensure the month you are both due payment is close to your PSW application. You would soon have the savings completed with less financial burden. Like I stated, this is about meeting and setting it up with the right people at the right time (especially the last few 4 to 5 months when the partner can work full time). All in all, both student or Tier 2 or any other category of migrant should pace themselves and focus on their goal and eventually it all works out. Approach of thrift would also be useful for Skilled worker application as the cost is in similar range for a family PSW application. |
