₦airaland Forum

if this man is truely OK, what is he waiting for in London, he should come home.

cuedish:
He better not try it .....
Let him remain with those midgets who have or investment; whatsoever.

An igbo Man who has established and built houses in lagos will not clamour for Biafra......
The fear of becoming a foreigner creeps in

5state nation. Jokers of the century.

You think because its 5 states, it won't work or how, a state in the SE can fight for independence, there are more than 10 countries in the world that is less than a state in the SE.

cuedish:
He better not try it .....
Let him remain with those midgets who have or investment; whatsoever.

An igbo Man who has established and built houses in lagos will not clamour for Biafra......
The fear of becoming a foreigner creeps in

5state nation. Jokers of the century.

you think because its 5 states, it won't work or how, a state in the SE can fight for independence, there are more than 10 countries in the world that is less than a state in the SE.

OP, abeg na for church u dey, dey type ur post or what, I dey refer to ur no. 3 point oooo, u say d rain dey shawa, and d tin no wan allow u go Church, but d tin don stop and u dey church, meaning na for church u dey, dey send dis ur post, u for just sidown for house naa, cos I wonder how wetin pastor dey preach go take enter ur head.

It's well with you.

ologbo Iya agba niyen oooo

NwaAmaikpe:


Nice one.

Arrest them all.
Clear the street.

No decent person without criminal Intentions lives in Ikorodu.

Pack all of them.

That include the Obas, Pastors and every peace loving lagosians that reside and earn a living there right?

I leave in Ikorodu, does that make me a criminal?
I don't know why I have to reply you.

Am sure you leave under ur guardians' roof, probably ur parents, that's if you have not killed them with your childishness, you need to grow up and reason like a human.

sorry bother, that's what PDP is facing at the National level, no vex

Because the exchange rate wasn't favourable?, what if it was the other way round, I mean in favour of ETISALAT, won't they repay at the current exchange rate.

Buhari fall on them.

why her body b like her papa own naa?, d thing shrink somehow

children u mean

GawzMan:
first in uk

D1 u were told, so many don do am underground

abeg which church person wan pay tithe to?

me I remove 10% of my earnings and give out to the less privilege on a monthly basis.

that's how I pay my own tithe.

I grew up living with my dads immediate younger sister who happens to be a member of The Apostolic faith Church (a.k.a ijo elekun) back then in ilorin at agbo oba road, with headquarters at Anthony village, lagos.

what a church, I was well groomed with d world of God, very very spiritual that we see other denominations as unbelievers.

We no dey watch tv, no earrings for females, no drugs, no hospital, we no dey dance for church, men no dey keep beards, no offering except tithe, if you dey pray and u no cry join, usher go tap you, (to tell you that you are just playing) up till today, I never sabi dance as d church affect me reach, upon say I don dey attend winners ever since I relocated to lagos at the age of 14, am 33 now.

But I missed their musical concert well well.

Nonsense, this is the reason fanatic Muslims are always after Christians, imagine, pot wey dey call kettle black

snazzy5050:
God we are so far behind... just see as helicopter be like toy

Abeg how u want make the helicopter be, why u dey think with ur anus?

CROWNWEALTH019:
Mr darkness stop speaking grammar and resign if you can't do the work

Na grammar we wan chop

Northerners no get joy

Sango and thunder fall on fashola for bringing darkness to naija



They keep saying fashola is a sound SAN, yet he has not won any major case. I need someone to list the number of major cases he has won as a lawyer.


Cc: sarrki Goke7

Am not sure you are OK, may God heal you, Amen

DIKEnaWAR:
Bad things happening to bad people.
God will give you strength to conquer this and heal you completely.

Are you sure you are OK? so Carl is a bad person?

Abujaexpress:
I just opened a corporate account with Zenith Bank Plc, but when some transfered some money there(150k), I discovered they deducted about 8k from, leaving the account with a 142k balance. I have tried to reach my account officer, she has not been reached.

Pls, is it normal to deduct any money from a corporate account when it is opened?

Yes,

1. legal search fee -ranges from N6000 to N7000,

2. cheque book fee depending on the number of leaves u applied for.

And may be ATM card if its sole signatory

juwoonn:
FIRST BANK is worst.
My wife decided not to use them again because of unnecessary charges. She moved all her funds to another bank and left only their N1000 minimum balance. And guess what? The N1000 minimum balance was debited to remain N390 in 2 months. They kept debiting for SMS alert despite not using the account.
The bank is a first class fraudster. Worst than Evans

guy, why not do your findings very well before coming here to write fabricated stories, most of this charges are backed by CBN, And it applies to all banks, I won't be surprised if your wife's account is a current account, COT (now known as account maintenance fee) applies to all current account, the -N690 difference will likely be COT charges or/and stamp duties.

froz:
A recent public opinion poll by NOIPolls has revealed that most Nigerians (80 percent) are expressing concern over what they refer to as incessant and indiscriminate bank charges levied on their accounts by commercial banks. The poll, which was prompted by recent media reports and commentary on bank charges and deductions from customer accounts without prior communication; also revealed that most Nigerians (71 percent) consider the various charges as simply unfair in relation to the services rendered by the banks.


Similarly, the poll found that 72 percent of respondents say they have been noticing various deductions from their bank accounts; such as SMS charges (49 percent), ATM / Debit Card maintenance (46 percent) and 65 Naira charge after 3 withdrawals per month (38 percent) amongst other charges.

More findings from the poll revealed that about 7 in 10 respondents (76 percent) were of the opinion that the Central Bank of Nigeria (CBN) has not done enough to defend bank customers from the onslaught of incessant bank charges from commercial banks, particularly in this recession when ordinary Nigerians are feeling the pain of the economic downturn. In the same vein, respondents seized the opportunity of the poll to urge the CBN to regulate bank charges (31 percent) and/or compel banks to reduce transaction charges (28 percent); as well as those with extreme views that CBN should scrap bank charges (23 percent). These were some of the key findings from the Bank Charges Poll conducted by NOIPolls in the week commencing June 5th, 2017.

Brief Background

The Central Bank of Nigeria (CBN) in its 2017 Guide on Financial Charges stipulates that, if a new charge is to be introduced, financial institutions should get a prior written approval from the CBN and should be properly communicated to customers before such new charges are introduced and implemented; although, recent media reports revealed that some bank customers in Nigeria expressed concern on unauthorized and unfair charges on their account by their banks.

Similarly, the Central Bank of Nigeria (CBN) recently reviewed the cashless policy and reintroduced charges on cash deposits and withdrawals. However, a cross section of citizens have been lamenting the unfavourable nature of these charges; especially in the light of the current economic climate. The negative implication of the charges on struggling Small to Medium Enterprises (SMEs) have also been highlighted over time. Against this background, NOIPolls conducted a public opinion poll to gauge the perception of Nigerians regarding bank charges they have experienced in recent times.

Survey Findings

The poll was administered to only respondents who have bank accounts. The initial question sought to gauge the frequency of financial transactions carried out by respondents on bank accounts and 40 percent of the respondents revealed that they ‘sometimes’carry out financial transactions via their accounts and the North-West zone had the highest representation (55 percent) in this category. Similarly, while 27 percent said that they ‘often’ carry out transactions on their accounts, 21 percent indicated that they ‘always’ carry out financial transactions on their accounts and those aged 18 – 35 years had the larger share (25 percent) in this regard. It is worth noting that respondents who had never carried out a transaction on their accounts had their interviews terminated at this point.

Of the proportion who has their accounts running, 72 percent indicated that they have noticed some classification of charges or deductions from their bank accounts and residents from the South-East zone accounted for the largest proportion (80 percent) of respondents who asserted to this. On the other hand, 28 percent said that they have not noticed any deductions on their accounts recently and residents from the North-Central zone have the highest representation in this category.



Subsequently, respondents who have noticed some sort of charges on their accounts were further probed to state the kinds of charges they have noticed. Almost half of the respondents (49 percent) mentioned ‘SMS charge’ which is a fee that banks impose on customers for the notifications sent on every activity on their accounts. This is closely followed by 46 percent who stated that they are fully aware that ‘ATM / Debit Card maintenance’ fee is being deducted from their accounts periodically. Also, 38 percent mentioned the ‘65 Naira charge’ that banks charge its customers whenever the customer exceeds the allowed 3 minimum withdrawals from third party banks’ ATMs. Other mentions were ‘Interbank transaction charges’ (14 percent), ‘Monthly maintenance charges’ (9 percent), ‘Mobile banking charges’ (8 percent), among other mentions.

Most Nigerians (80 percent), expressed displeasure that they are rarely notified before new charges deducted from their accounts; and residents of the South-West geo-political zone (82 percent) accounted for the largest proportion in this category. On the contrary, 20 percent of respondents admitted that they often receive notifications from their banks before new charges are applied on their accounts.



Nigerians were also asked to match the services rendered by banks, in relation to the charges levied on their accounts. Interestingly about 7 in 10 respondents (71 percent) were strongly of the opinion that the charges levied on their accounts by the banks were simply unfair. On the contrary, 29 percent opined that the charges are fair.



Furthermore, the poll revealed that the Central Bank of Nigeria (CBN) needs to do more in regulating bank charges as 76 percent of the Nigerians stated that the CBN has not done enough to protect customers by addressing the issue of incessant charges and deductions by commercial banks. However, on the other hand, 24 percent claimed that CBN has done enough in regulating bank charges.



Lastly, the opinions of Nigerians were sought regarding suggestions to address the issue bank charges. As anticipated, 31 percent of respondents stated that the CBN should regulate bank charges, while 28 percent noted that the CBN should compel banks to reduce their transaction charges. Curiously, there were some extreme views expressed by some respondents that the CBN should simply scrap some of the unnecessary charges amongst others.



In conclusion, this report has clearly shown the growing concerns by Nigerians over charges levied on their accounts by commercial banks in the country. This is evidenced by the 71 percent of respondents who consider the incessant bank charges as unfair in relation to the services provided by the banks. Also, 80 percent of Nigerians expressed displeasure that they are rarely notified before new charges are deducted off their accounts. These findings highlight a critical need for the apex bank to step up its regulatory activities on the banks, as the general perception amongst the populace is that the CBN is not doing enough to protect customers from the commercial banks, especially in the light of the current economic recession.

SOURCE: https://brandspurng.com/80-nigerians-express-concern-over-indiscriminate-bank-charges-noipolls/

Most of the charges in the report in my opinion are very reasonable except for the monthly card maintenance.

But I am so surprised nobody (respondents) made mention of stamp duty which the CBN takes the larger share.

It's well.

cloud9usher:
ITS OFFICIAL!!!!!

https://www.arsenal.com/news/alexandre-lacazette-agrees-join-arsenal

Even without champions league we got him!
Best Ligue 1 player 2 seasons ago;
Top League 1 goal scorer 2 seasons ago;
2nd top goal scorer in Ligue 1 last season;
And best French goal scorer in amount of goals scored in the last 3 years

All that and we got him at a fair price. I laugh at Chelsea, Man Utd begging to pay 80 million pounds upwards for the likes of Morata and Lukaku who are not even at his level yet!

Next season prepare to hear this from commentator Peter Drury: "Alex Iwobi outruns Kante and sends a pass to Alex Chamberlain who dribbles Willian and passes it to Alexis, Alexis then sends a through ball to Alex Lacazette who smashes it in the net beyond the reach of Courtois, and its 3-0 at half time again to Arsenal just like they trashed Chelsea last season in the same style"

cele dey deceive you, who tell you say Sanchez dey with you next season and who tell you say Chelsea na team wey u go fit beat next season,

ur problem pass Nigeria own

greatiyk4u:
Yorubas can be sophiscated people but surely not not Yorubas from Ekiti



Too easy to decieve

are u a residence of ekiti? if ur answer is no, then pls keep quite, this man is close to the pole from all indications, tell ur Governor to emulate him.

lofty900:
I won't commend them because they're forced to do it. No Nigerian soldier will do this when civilians are available without being coerced. Did you see smile on their face?

Guy, what they are doing is called "voluntary social responsibility" they won't go as far as printing banner to cover up, I grew up in the barracks too, this is not the first time they organize such outing.

its a number, to qualify amount, position and value, shikena.

[quote author=slawomir post=57814120]Weldone wike. Dissolve anything dissolvable so that you fit restart all over again
How i wish God fit dissolve this world like Governor wike Make we all restart again for this world so that both rich and poor go start all over again. May be this time we the poor fit Carry first and come become rich then the rich before go come carry last this time and become poor so that them go also feel the pain.
Because this my neighbour own don too much. He go just dey form for me unto say he papa get money. Imagine he dey drive he papa venxa this morning, the idiot nor fit carry me when he see me for pz junction for sapele road Benin. Despite say na the same street we dey stay and their house near our own.

your mouth ehnn, lol

over 100k

Congratulations

It seems u don't know where d accident happened, d road is one of the best in d country, d accident was due to over speeding.

Rilwayne001:
Ebuka Orumba, Nnamdi Kalu and Patrick Nwafor, Issorite.

It would have been better had you guys defraud GEJ, hack into his account and steal all the
money he stole, nobody would arrest you guys for doing so. Unfortunately for you three flats, you deemed it fit to defraud our active VP.... chai, you will all rot in kirikiri.

As for Nwafor, God will soon catch you..

Guy...u lack understanding, grow up.

kestolove95:
Make oritsajefor or adeboye no see dat moni o

You are so lost...what has oritsajefor or adebaye got to do with N200k, guy, grow up.

NgeneUkwenu:
Can you shed more light on your assertion?

Hmnnn...

D look b like "u tink say na u wise pass, make we exchange country naa, come abuja make i come dc, dis ur white hair go turn to yellow