₦airaland Forum

Livefreeordieha:
MY WORRY IS THAT...NONE OF ALL THIS FUNDS WILL BE ACCOUNTED FOR..AND THIS NEXT YEAR YOU WILL EXPERIENCE ANOTHER INCREMENT AND IN BTW THE FISCAL YEAR THERE WILL BE EMERGENCY INTERVENTION BAIL OUT FUNDS BECAUSE OF BLABLA BENCHMARK ETC...

how do you expect them to account for the 2017 budget when they couldn't account for the 2016 budget? didn't you see the thread where the minister of finance couldn't account for the 2.2 trillion borrowed by them, she even said " THEY used it for whatever thing they needed using money for" the word "THEY" showing that she's not even aware talkless of approving what the borrowed money was used for. now they want to borrow another 9.6 trillion which is more than our foreign reserves. most of this money was borrowed internally which is probably why our banks are suffering from a cash crunch.

EgunMogaji:
OP, be careful.

There are some people coming out on this thread that are not fit to build an outhouse.

chairman tuale.did you know that your favourite architect Frank Lloyd Wright have the same problem with the builder hired to build the falling waters? i think you would be interested to know.

JohnIfie:
I'm looking to build a 3 bedroom, four flat apartment in Ibadan. I already have the Architectural and Structural Drawing, but there has been no progress yet regarding the physical building. This is the first time I'm building, and I don't really know much beyond the little things. I've also read a lot NL threads, so I guess I got some ideas from there.

The problem I'm facing now is with starting the construction and the supervision of the process. It's not something I'm up for since I have no basic knowledge of it, and I want a properly built house (it's going to be rented out). The architect that drew the plan told me he also did supervision work (with the Structural Engineer's assistance) and took me to some of his previously supervised work, and one he's currently working on.

Although, I know it isn't really an Architect's work to Supervise a construction process, the fact that he's shown me he can handle it, coupled with the fact that I'm finding it hard to find an 'experienced', certified builder who will not overcharge me and also help build to taste was making my mind up (leaning the architect's way). I became even more confused, though when I decided to start with the fence. The architect asked the bricklayer to dig 2 ft deep, and that the blinding be 200 or 150 mm (was jargon to me then so I didn't interfere), the bricklayer however said that's not how it's done, touting his experience and old age. He said his standard metric was 1.5ft - depth, and 100mm blinding, which didn't work so well with A.

After the incidence, I tried asking around to see which of them was wrong, most saying 1.5 is standard (i.e, A is being too theoretical, thus being wasteful). I got more stories about architects being bad supervisors and over using materials trying to go by the book (tbh, I want something solid, but if the consequences of a minor 'not by the book' change is negligible, I need someone who'll consider it).

Afterwards, I tried searching for new builders, but none of them were certified or studied for it, so I felt they were no better than the architect in that case. I also believe since the architect drew the plan, he'd be an even better choice with the options I have now.

If you have any opinion or advice on how to proceed or any question to determine what to say, then shoot.

Disclaimer: I have a really thick skin. I'm happy to admit when and that I don't know something, even if it's just too obvious to you.

Bless Y'all and Merry Xmas in Advance.

bros,what you're experiencing now is what i foursth experienced in the field and it might get worse as the building progresses to decking level as concrete mix ratios start flying around but i would advise you to stick with the architect, he would surely use/waste more materials but it's likely only him can build that house exactly as designed. even if you get another architect, opinions might still vary.i would also advise you to upload clear copies of both the architectural and structural drawings. you would also have difference of opinions on iron reinforcements.

the type of irrelevant topics that make the front-page these days.

2.4billion can end homelessness in all the major cities in Nigeria within one year if used judiciously, the rate of increment in this year budget is alarming,the same way last year increment over the 2015 budget was also alarming. buhari is inflating our national budget without anything to show for it,take a look at the 2016 budget which was by far the largest in the history of our nation without anything to show for it.

mfm04622:
Your money is fine! Your bank is very capable of paying your money. No bank is presently in distress.
However, if we keep shouting about banks having problems, then surely trust in our banks will reduce and there will be be run on our banks and we will all suffer

thanks for the assurance but i have deposited most of my life savings in a bank while saving up for a crusial visit to the north next year to buy grains in bulk and suddenly i keep reading negative news about the safety of the banks, it first started with sahara reporters, then dg NDIC and finally people can't withdraw more than 10k,even the cbn have stopped withdrawal of more than $10,000 a day from domiciliary accounts that were even debited by the owners by cash, the fg borrowing massively in internal debts and sanusi accusing the cbn of breaking the law by over borrowing to the fg.honestly, if i survive this one, i would never deposit much money in a Nigerian bank again.

mfm04622:
People like you should be invited to spend the holiday with DSS! Am sure your aim is to incite the public!

I work in the banking industry. There is shortage of cash. This is due to the fact that demand for cash is very high this time. The CBN also can't supply cash as banks have not been taking cash to CBN. The CBN act as bank to banks.

Did the CBN or others announced their is limit , the amount of money you have withdraw? No!

Guy, i paid cash to the bank and they don't even have a fraction of the cash for me to withdraw? thanks for telling us that most banks are in financial distress, i remembered that the head of the national deposit insurance commission said earlier this week that banks would need to capitalise to survive the recession. but who would buy bank shares when those that bought last time were badly burnt? Nigerian economy would crash starting from the banks, it's inevitable.

Flyingngel:
Ok we knew that it is bad to elect a graduate of primary school as President.

have you seen his certificate? the guy doesn't have any.but this news get as e be o.

living001:
Good day Nairaland. just have to start work, No neeed for formalities now, need a break down costs of design, totally cost and estimate of material and labour in stages, considering current cost, and cost of supervision maybe in levels or as you prefer for a 3 bedroom twin bungalow in owerri and the ground is level, standard plot. thanks.

you have to specify the level of finishing you want, but a basic bare bone two units of three bedroom bungalow would cost three million naira.I'm talking from experience and the stated cost is for basic finishing with aluzinc roofing.or coloured nigerlite roofing sheets, for a classic finish, budget about 8~9 million.

ALMUSTAQIM:
THIS IS A REASONABLE AMOUNT COMPARED TO PREVIOUS ADMINISTRATION THAT BUDGETS OVER 10BN ANNUALLY

haba why the lies? gej budgeted 500million for feeding in 2015, buhari budgeted 1.75 billion for the same item in 2016 and this year own would be likely more, please don't support corruption. the money for maintaining security quarters is plain outrageous given the description of the quarters given.

if it was a guy,they would have burnt him alive.

story for the gods.

simple o level economics says that in times of inflation, business people and debtors prosper and since business owners constitute atleast 99% of the population in onitsha,they're likely to be less affected by the recession, secondly, almost every family in onitsha have relations abroad and the current exchange rate hike of dollar means the residents would have more money to spend.

LorDBolton:
Where is it produced?

i think kebbi state, i really don't understand the rational of state governments selling rice, we're going back to the infamous essential commodity era of buhari's first regime.

i bought anambra rice at the price of 14k at ifite ogwari,the bags are very full.

Toks2008:
we are exactly on the same page.

This thread was created to explain some vital points to a certain moniker by name fortuneTeller who from no where came out strong on me accusing me of a "possible" scam marriage just because I considered an option of marrying a foreigner and till this moment I still can't wrap my head around the fact that some people can be so myopic to ever think that way.

In this present day,guys scam people of good money while some ladies see a green card as a reason for scam..then I ask her.."are there not Nigerians who are still keeping their marital vow to a foreign lady even years after getting their green card through the lady they married?"

There is something fundamentally wrong with the psyche of many people and they are always quick to read baseless sinister meaning to seemingly innocuous moves.

Why do foreign ladies mostly marry black guys? OF COURSE FOR GOOD SX and does that not sound selfish to see a man as a potential intimacy gadget? then the guy marries the lady for nationality but along the line they could get on well and decide to grow old together but it does not change the fact that the condition that brought them together in the first place was selfish....this is the case with 9 out of 10 marital unions.

true words but I'm afraid of you o.

Toks2008:
I honestly love your sincerity.

Now do you know that those selfish reasons you mentioned are actually mutually beneficial for both of you?

Do you know that in addition to those conditions if her character was cool by you there won't be any need to leave her and both of you will be happy together despite the selfish reasons?

this is the summary of my write up....

i guess you're right, but if her character was cool by me,then it would have been a case of loving for the sake of love which would have proved you wrong, i really loved her with or without her money but i couldn't take the daily quarrelling any more.

solasoulmusic:
Well some of us do actually care about trust, honor and a good name. Character is another thing we all really have to look out for. A lot of the men will tell you it's a woman that guided him places yet sometimes you will see men gather and bash the same woman for entertainment.

When I think of Marraige scam is far from my mind it's not a fairytale but it's not just a label as well. You can't misrepresent yourself and the truth not come out one day.

Won't rush it...but if I am tying my name to yours forever you have got to be someone who sees better days ahead

Scams are elaborate but the eye clears one day and the brunt of the trauma gets deflected to the children if there are any.

Trust ....a 5 letter word but a risk if God didn't ordain that Marraige

I agree the best things in life are free.

life have taught me that Nigerians with the sweetest words like you are often the worst in character. average Nigerians don't care about trust and good name.

RealityShot:
I keep trying make people understand this
But it seems people don't care about that..
As long as they get what they want..

Selfish generations.. Smh

the modern generation don't care about trust, honour, good name etc all they care about is wealth and the funny thing is that most good things in life are free or very affordable to the hustler on the street, you don't need a 16million naira handbag,8million naira wrist watch or 1.2 million naira t~shirt to be happy but this generation don't want to hear that sermon.

the selfish reasons os why modern marriages are failing because you're supposed to love whom you're compatible with, love flows because you share the same ideals not because she's beautiful or rich. i almost married an older working class lady but as time was passing, i realised when co~habiting with her that we're not compatible but are only getting married for selfish reasons, she's desperate to marry due to her old age and I'm willing to marry her because she's gainfully employed unlike many present day ladies that don't seem to have a direction in their lives, apart from that, we're both unhappy with each other since we have different ideas about life. so i walked away from the relationship, i don't want to spend the rest of my life with a wealthy woman i really hate her character.

LoveDecay:
@seun.... ban any thread with IPOD in it.... nairaland is turning into a propaganda machine

how many biafrans jump into Yoruba or igbo threads? why can't some of you just read and move on?

southern kaduna should enjoy the change they voted for, el rufai ana ekwugheri.

somebody should just help me leave this country for Sweden, I'm not seeing any hope in this country with the lots of babachir,kyari,Aisha, buhari,amechi etc in power.

anybody that bothered to study buhari's history can easily predict these things.

and yet pensioners are dying of hunger in imo state. what about the workers sef?he spent billions on a useless carnival, bought expensive cars for already rich politicians, would soon claim over 600million for a Christmas tree, ndi imo ntooooooor.

LoveDecay:
Rubish.... thats a rebagging plant... when did anambra start farming rice. Coscharis farms are productive...

How did the rice win that award ... best african product.

Willie is working ....

funny guy.

she's just doing her job,what about kyari?

psalmsjob:
Was southern Cameroon asking to become an independent nation? Was it after or before Nigeria got her independence?

My point on unity is on the survival of Biafra as a single nation and not on the aspect of leaving Nigeria or not. Can you please state the current states of Nigeria that will in your view form the propose state of Biafra if it ever can come to reality.

Biafra is a lost cause that some Ibo (leaders) people want to bring up everytime to gain cheap popularity and score political relevance when their chips are down.

I feel ashamed that Ibos are so fanatically behind GEJ as though he is an Ibo man when they should be more preoccupied with having the chance to lead Nigeria as a democratic President.

The fact that a southern an Ijaw man got there before them speaks alot about their unity and their ability to submit to leadership under a single person or platform.

you clearly lack knowledge of Nigeria's history going by your questions, southern Cameroon sought secession, what they did afterwards was not Nigeria's business, Nigeria sought independence based on the African charter of right of self determination by indigenous people and southern Cameroon seceded on the same charter, biafrans are standing on the same charter but northern oligarchs like buhari are opposing it because of oil plain and simple. and please stop talking of igbo Unity because it's none of your business,, what we do thereafter in our new nation is covered by the same charter just as Britain can't recolonise Nigeria because Nigeria has failed abysmally in self government because of the same charter. please don't mention me again since you're neither involved as a biafran nor approaching the issue with an open mind.happy Christmas to you regardless of the fact that you're likely a Muslim.

psalmsjob:
You prefer to use a country in Asia to compare an African situation because it's convenient for you due to the success of that country but the question is is the level of unity amongst the people of that nation obtainable amongst the Ibos and/or the states that will form a never possible Biafra state. Massob and IPOB are not even seeing eye to eye to start with not to talk of ordinary ibo man to another ibo man.

i used it because it's a more appropriate example giving our similarity of religion and tribal differences. questioning unity is unnecessary, when southern Cameroon asked for a referendum to secede from Nigeria, nobody asked them such questions.

wait till the so called lake rice make it to the market, no quality local rice would sell for anything less than 15k,buharia and his family should lead by example by eating local rice henceforth.

i only pity the parents, sometimes you wonder if marriage and child bearing is still worth it?

takenadoh:
the number of Bereau de change is a problem,
this crisis didn't start today how can you regulate that guy at the street corner that isn't registered?

The CBN too is lying to themselves, wester Union is transferring for 375 -$ , Black market 490-$ , official rate is 300 smth

ha ha, a nation with five different exchange rates.maybe i should start saving my money in the form of bags of food stuffs, commercial vehicles etc.