₦airaland Forum

We4all:
I am not confusing myself at all. You are the one not getting the point here. The first statement I made was out of sarcasm. You likened an older single woman to a product nobody wants, and I responded accordingly.

If a product is of no use to the people that want it but cannot afford it, more people will continue to show interest until that person who can afford it will eventually buy it. Peradventure you can afford it, but it doesn't interest you, then just walk away and allow others who want it to work hard for it.

Lol now i get it.

Sorry for your pain ma lol

We4all:
How is it even possible that nobody can afford a good? If you cannot afford a good, there is someone out there who can. So, what you should do is to work hard, brush up, and level up so you can afford it.

You are now confusing yourself.

I was talking to your comment (screenshot below).

If the people that want it cannot afford it (nobody - means none of the people thats show interest can afford it). What use is it?

Again what use is a product that i can afford but doesn’t interest me in a way?

It is useless, completely useless.

This is exactly what we need in Nigeria!

We4all:
As good as those luxury products that is above the reach of the common man.

Yes “Common man” but there are people that can afford it. Their patronage keeps the manufacturer afloat.

When nobody can afford it, what use is it?

We4all:
Or maybe the people that want it cannot afford it.

What good is a product, if nobody can afford it?

Please what is “religious habits”?

Truth be told, any organization would have dismissed her. Imagine exposing your place of work on social media. It doesn’t make it right but it is what it is.

I am asking myself was there no better way for her to handle it then come on social media to put a stain on her religious body, (I am not even catholic)

Laalasticla:
Then there was no point for Christ coming to die going by this...
It means he didn't come to do anything....

Please read again. He came to set an example for a sin-free life and empower you with the Holy Spirit to achieve this.

There is something i learn and come to believe.

When you see a good/product stay in the market for a very time.

There could many reasons for this, but it boils down to one fact: Nobody has seen any value in it to own, nobody wants it!

Laalasticla:
What is Sin?
Answer- It's simply the breaking of the law..

Yet Christ has redeemed us from the curse of the Law...I'm not bound by the law but I'm saved by Grace...I say again , if we could keep the law (i.e do without sin), Christ wouldn't have come to die..
But remember all sins have consequences that doesn't mean you're not saved...My take

Lol can you still be saved and be in sin?

Omo we should be careful of falling in error, emitting from our liberty.

You can do without sin! Christ came to set that example and empower you with the Gift of the holy Spirit to achieve this. One blot of sin and you won’t enter heaven! 1 Corinthians 6:9 - Do you not know that the unrighteous will not inherit or have any share in the kingdom of God? Do not be deceived; neither the sexually immoral, nor idolaters, nor adulterers, nor (perversely) effeminate, nor homosexuals,

Christ redeemed is from the curse of the law, did he redeem us from having to follow “the law”?

At your bolded, you just said (example). If you commit fornication, it has consequences but it doesn’t mean you are not saved (that your name is still not in the Book of Life) lol. Brother you don’t want to find out, anybody that has been saved once and continues in sin, would go to hell for free!

femi4:
10k yearly house rent? You dey share the room ni

10/12 = N833 per month

Room ke.

Which room would you see for 10k a year

If this is true, it has to be a tent deep in the forest

kelechi50:
If there's another adjective to qualify the evil, let's say demons infected money. any child you use it to train, will end up useless.

Brother ehn. In this life nobody can escape “harvest”. Whether you sow good or evil, harvest must come.

Nothing good every comes out of such money, you buy car: it will crash and may take precious lives with it, you train children with it; they will eventually turn to error, house built with it: turns to ashes etc

There are monies that i avoid with all of my soul, money from doing evil, money that is not mine (if i can’t talk my way out of the responsibility of keeping it, i would open excel and track it even to the nearest kobo).

Last last, may we not miss eternal home in Heaven cuz of something as trivial and temporary as money.

It is time for Israel to end the war genocide in gaza.

Fighting terrorism is never easy, fighting a faceless and hidden enemy can be very tiring and difficult but the rate innocent children are being killed is a cause for concern.

Plus Israel doesn’t seem to understand they are in fact raising a new generation of terrorists that would afflict them, these Palestine children might not fully understand what is going on but they can see; when they grow up i can’t imagine what would be on their agenda for Israel. It is a lose-lose situation.

InfoGuru118:
Jimmy, a manager with a clearing and forwarding company in Port Harcourt, had innocently offered the soldier a lift from Trailer Park in Onne.

At Oboro Junction, Ikot Abasi, Iweh shot him before escaping with the vehicle and valuables.


https://news360ng.com/soldier-sentenced-to-death-by-hanging-for-murder-armed-robbery-in-akwa-ibom/

Na wa.

If is man just minded his business and didn’t offer free ride, he would still be alive

Orlandoo:
This is a watershed ruling but will the rogue officers comply with the judgement?

The question is who exactly go pay lol

.

Orlandoo:
It seems it is only America that still supports Israel. I think Israel have every right to defend herself from enemies.

Yes, defend yourself.

Not massacre innocent people.

Predictor3:
See the girl this one dey beg. Men will never learn. My cousin's wife was sponsored in school by a fridge repairer. She met my cousin who had a master's degree from UI and had a good job. Na den she know say fridge repairer no go school and that they're not compatible.
Na then the mama remember say she don dey see her daughter for dream for England just because my cousin dangled UK travel in front of the girl's eyes. Chai, women. Some men can be so stupid

I don’t even know how men marry women by promising them heaven and earth, like why?

The thought of a woman being with me solely cuz of what i have no dey make my john-bosco energize i won’t even enjoy her company talk less of marry her.

Chidimercy:
Just got one that is 1 year now, others are still on their way by Gods grace. How do I invest in stocks for them?

You need to open Stockbroking account (take your pick from Stanbic Stockbrokers, MorganCapital etc).

You would also need to broaden your knowledge on stocks, read easy books like “stock investing for dummies” etc.

You are in for the long haul you don’t really need expert knowledge, you approach it as a regular market you go to buy chicken; your foremost concern is getting value for money. Meaning you want to buy the best quality chicken at the best possible price.

“In my opinion” (it is my opinion o lol. Experts can chip in). I noticed that good NSE stock do atleast 400% at all at all in that 10 years time horizon. Some even do 1000% upwards. If you don’t believe run excel of all the stocks as at today and then compare with their price as at 10 years ago.

Even N50,000 per month is sufficient for this endeavor, “once a month just walk into the market and pick the best brand of chicken at the best price” - no matter the company. no sentiment or no being stuck up on one company. Then never liquidate them, no matter what.

yinkus6750:
What else was she expecting ?
If you arriving late for an appointment,due to unforeseen circumstances,courtesy demand you communicate and apologize ahead of expected time.
Been punctual means you value and take the appointment serious, hence you must be ahead of the appointed time.
Let's value time and use it wisely.

Of course it would be a black woman. We blacks are lacking so much value..

Thank God from basic training i got in my GT years. Same attitude to work in like to instill in my younglings at work by example.

Once it’s 8am and I am not at the entrance of my place of work. I send a running late text. Once i am not in by 8am, they know already that it’s either i step in within 1 minute or they get a text. They see the way i conduct myself and they follow without me telling them.

How can you be late, you still don’t have the common sense to communicate. I avoid people with low standards, i shows in the smallest of their dealings

Chidimercy:
Please ,I know this is unrelated to this thread but I have seen that people here have good financial knowledge, I want an account I can open in trust for my children, where it could accumulate just like mutual fund and their can access the money when their are 18. Please any suggestion?

How old are they now. Money market is not bad but If their 18 years of age is far away (10 years from now), I would advise you do 100% stocks on their behalf. Or you split between MM and Stocks based on your risk appetite.

ezebunafo:
Lol my company sacked everybody that went on strike that was induced by the union body,and told everyone they are free to reapply,but have to write an undertaking that that they will not be joining the union again,that's how the union died a natural death.

This is rubbish.

If i own a company, I believe staff have a right to unionize. If i have nothing to hide, what am i afraid of.

In my opinion, Dangote is not a good company to work for. Yes my opinion. From what i have heard, Dangote’s pay is usually sub par compared to the industry’s pay.

megawealth01:
1. The cost of fund at 27% vs capital gains tax

If you take an asset-backed loan at 27% interest, that means you’re paying ₦27 annually for every ₦100 borrowed.

Capital Gains Tax (CGT) in Nigeria is 10% on the profit when you sell an asset.

On the surface, 27% financing cost looks much more expensive than 10% tax.

At the bolded, it is not “looks much more expensive”. it is for a fact much more expensive.

Where what you are mentioning works effectively are 1st world countries where interest rates are so low (US - 4.25%, UK - 4%….). I would never advise anybody to take loan and buy stocks in “Nigeria”. For business where your RoI is more than 27%? Its between “Maybe” and “Yes” cuz you are slaving for your creditor.

It is good to be vast in knowledge but sometimes we forget the purpose of this enlightenment, it is not just to follow blindly.

I would advise, for the Nigerian environment ehn, be very knowledgeable then write your own playbook to fit the environment. Cuz if Adam Smith was born in Nigeria, half of what he wrote would have never seen light of the day. Nigeria’s economy would invalidate them

Final bullet: don’t forget the “rule of 72” 72/27 = 2.67 years. Meaning what ever amount you take as loan at 27%, would double in 2.67 years (ie 50 million becomes 100 million in just 2.67 years). That is not a small burden if you ask me.

LeoThaGreat:
This is why many oil companies chose Lagos as their headquarters, and barely anywhere in the South South.

I can't even imagine Badagry youths terrorizing oil workers at Folawiyo's company. The whole Badagry will stand up against it.

People really need to learn how treat investors then watch as more investment stream in. Human resources trumps natural resources always

Treat investors well you say?

Have you visited any of these communities, the level of poverty is visible to the blind. You can even stay there, cuz even from your moniker I don’t think you can sleep comfortably there.

Omo i just tire. The rich shouldn’t expect to live comfortably when it is poverty all around them.

God help us

owobokiri:
Bandits have taken over Kwara State and have sacked most of the indigenous people living in the villages.
As at today, Kwara State is the epicentre of herdsmen displays in Nigeria.
Meanwhile the folks from there are all fixated at the SE. Busy celebrating the capture of Gentle while fulani herdsmen create a new Emirate in Kwara.

Thread will end at most in page 2 or 3..

This is serious and cause for major concern.

If you are reading this and don’t understand the gravity, there are just two states seperating Kwara from the the center of excellence of Nigeria (Lagos state)

Just two states away from Lagos, bandits are having a field day.

There is a rule i always apply; if something is happening to others around you, never think it can’t happen to you.

***********************************

The smart move for Governor SanwoOlu is to start lending neighboring states resources to fight insecurity.

Read your bible, when a conqueror is coming: waging war against a country that is two/three borders away. Do you think Kings of old just fold their arms and say it doesn’t concern them? No! They lend resources. Cuz when countries are conquered, they are next!

Beerbeer:
Please know what you're saying. I have always been grateful to her for everything she has done. This is the first time I have ever messed up.

Grateful as how? Gratitude is in action, when it was time for action you showed your true colors.

Oga continue to hustle for yourself, nobody owes you anything especially when no be them born you.

Sonnobax15:

Nigerian politics is,the more you look,the less you gon see ....And it's not for the spiritually weak people..

If you no get body, no put body!

armadeo:
Truth and facts. Who's renting to them.

In hose days dem no born you well to come home even with t shirt when you no fit explain the source. Now pikin go build house for the papa the man go dey dance.

Shame on the nation. We're blinded by greed nothing else.

The extreme poverty is also a big factor.

Poverty is not an excuse, people were even poor in the 70s 80s, talk-less of now the quality of life has improved. I watch a clip of an interview with Warren Buffet, I can’t reallyy remember the context but he was talking about something that bothered him; he said something about how greed was increasing. He made mention of the Great Depression; people were poor but contented, that he beats him that now quality of life has greatly improved, people are so dissatisfied.

T-shirt ke? You are going too far. Extra “Pencil” that is not yours? You go explain tire.

At the bolded, I don’t understand some parents of nowadays. These failures we see in morality and craze for money are from the home.

Recently, I told my mum. Landlord wahala is too much for me, that i would buy a house soon (me prophesying to myself). You need to see how this woman start grilling; with which money? Apart from your regular job are you doing something I don’t know about? “Please don’t run faster than your legs, don’t get into something illegal”.

This is me with a full time job, talkless of a man his 22 year old daughter in University sending him money and he is happy about it. Tufiakwa!

brain54:
When madam vex na where she dey even go...?


Na wah o. Me sef short of words and advice!

Most people see these red flags at relationship stage and ignore it to the extent that you even marry her.

Babe wey small argument, she go comot. Hang out with friends all day, no return your text/call. Na hin you go wife lol. OYO