Investment › Re: Nigerian Stock Exchange Market Pick Alerts by Harddiskng(m): 7:14pm On Aug 24, 2025 |
Demolaeby: Good afternoon sir. In response to the questions you raised, find the attached a contract note specimen. (Sorry the name is blocked for privacy matter). For any money you invested you will be issued a contract note. This is in line with the investment and securities act 2007: part vi - section 44(2) - "A client or any person authorised by the client shall be entitled at any time, free of charge either personally or by his agent, to inspect any contract notes and vouchers relating to the said transaction."
In the contract note, you will see all the statutory charges relating to a transaction (I have also attached a summary of the charges from the Nigerian stock exchange). The note help you see how your fund has been invested. My job is to advise you, follow up on your buy or sell instructions and ensure the right shares and bond are in your portfolio for the growth of your investment. Put it in professional term I am your portfolio manager.
In order for me to track your investment and account for all buys and sells, all funds will pass through my bank account.
My reward is my professional fee, which is NGN500,000 (five hundred thousands naira only). This fee shall be reviewed annually. For N500,000 per annual. What is the minimum guaranteed return of my investment and what happens if you fall short? |
Sports › Re: Broke Retired Players Should Be Jailed – Ideye by Harddiskng(m): 1:22pm On Aug 24, 2025 |
Kewtt: But I still wonder why bro jay jay Okocha is hawking betting company as his contribution to humanity Choi |
Romance › Re: I Will Never Understand Why Guys Pay Exorbitant Fee To Knack OS by Harddiskng(m): 1:21pm On Aug 24, 2025 |
Nonexisting1: Their trademark is always to insult your mother. Even here in nairaland, once she insults your mother, na them. See her mouth like 200k for short time. She wants to make almost x4 of monthly minimum wage in just 30minutes. I don’t how how a human can interact with these kinda people. I am already irritated. Plus lacking home training on top, i can’t be in proximity of such a human. |
Business › Re: How Dangote Escaped Multi-billion Naira Fraud, IGP Tells Court by Harddiskng(m): 8:31am On Aug 24, 2025 |
ebics: Forget it, If you have Money in Nigeria, then you're above the law of Land You obviously can’t read. 20 characters needed for my money to complete 3 bilion |
Family › Re: I'm Struggling To Navigate This Phase Of My Life by Harddiskng(m): 11:34pm On Aug 23, 2025 |
Shadowpyper: Hello nairalanders, please I need advice on how to go about this.
I’m 28 years old and recently completed my NYSC service. Honestly, I’m not sure what to do next, I'm just confused . During my service year, I was able to save 800k. I’ve already spent 200k to get an apartment and buying essential items, wnd I'm left with 600k. I’m now considering the best way to make use of it, maybe starting a business or learning a skill, I just confuse. I know the amount may seem small, but I just want to start from somewhere.
I have graphic design skills but I don't earn much from It.
I'm thinking of learning a tech skill but my money won't be enough to enroll for it and still take care of myself while learning
I just confuse, please I will appreciate it I can get useful advice here We have similar life experience, only that i was way much younger when i finished NYSC. The remaining 600k is counting down, your first course of action is to get a job, any job. You need cashflow. Work towards a good corporate job if you have a good degree. The purpose of the job is to meet your immediate needs, it should cover feeding, transportation, other little needs and leave you with atleast a little to save. Then you can use your free time to upgrade your skill. Life takes us, along different paths, be open minded to new experiences, skills, business opportunities, you never know which path would establish you. Lastly, pray pray pray. No be who run fastest dey carry first, you need divine help. Channel all your anxiety into prayers. As you are idling looking for a job, pray as many times a day. Also try the God of David Oyedepo, his God delivers speedily. Join the Living Faith aka Winners Church nearest to you. |
Celebrities › Re: 90 To 99% Of Men Cheat, Embrace Polygamy – Bimbo Akintola Sparks Debate by Harddiskng(m): 2:14pm On Aug 23, 2025 |
This is what promiscuous women say to cover their adulterous ways |
Crime › Re: Anambra Man Believed To Have Traveled Abroad Found Chained In A Hut For 5 Years by Harddiskng(m): 11:51am On Aug 23, 2025 |
CodeTemplarr: Destiny users. That family should be arrested. ASAP. I don’t know what is wrong with Anambra people and why thick evil that will make you shake is prevalent among them, the extent of their evil is so shocking cuz they do it to their own family members. |
Crime › Re: Police Rescue Man From Jungle Justice In Lagos by Harddiskng(m): 10:15pm On Aug 22, 2025 |
See as God saved his life.
Funny enough, this same person just give him time to heal. He will be back to this act! |
Health › Re: Fake Cowbell Milk In Circulation - NAFDAC Raises Alarm by Harddiskng(m): 10:13pm On Aug 22, 2025 |
kings59: People are out there to kill. I
I'm still recovering from fake custard I bought
I took one spoon after making it and it was tasting salty like they added detergent to it.
I turned on my tap to dispose the custard I made and it was foamy.
Humans are just wicked.
I'm recovering, and it's day 3. It is Nigerians producing this products. The problem of Nigeria is an average Nigerian |
Family › Re: Sad Story Of Nigerian Woman Abused By Husband After Relocating To UK For Love by Harddiskng(m): 3:46pm On Aug 22, 2025 |
Lool at moved to UK for love
Abegi she is not a victim, you reap what you sow
Besides she has the option of moving back to NigerIa |
Celebrities › Re: #bbnaijas10: Bright’s Manager Vic Matt Dies Days After He Was Kidnapped In Enug by Harddiskng(m): 11:09am On Aug 21, 2025 |
Nackzy: Nigeria no good for Nigerians again, I wish we can change country easily Is it not the same Nigerians that are doing these Crimes  |
Romance › Re: Lady Shows Up At A Couple's Home Claiming Husband Has Been Dating Her (Video) by Harddiskng(m): 9:06am On Aug 21, 2025*. Modified: 12:12pm On Aug 21, 2025 |
Is his wife stupid. There was no concrete evidence he was involved with her
The woman in question called his number and his phone didn’t ring, instead she got a text while he was filming, how? |
Celebrities › Re: Toke Makinwa's Baby Shower (Video) by Harddiskng(m): 8:34am On Aug 21, 2025 |
cococandy: Marriage is bondage to men. They don’t need it. Why are you advocating for men to stay in the bondage of marriage? It doesn’t benefit them. Can you read? Please read my comment again, I wasn’t advocating for marriage. Don’t drag children into this world to fill your lack of happiness from being single at an advanced age. These children are being affected and that is a fact that is my point. |
Celebrities › Re: Toke Makinwa's Baby Shower (Video) by Harddiskng(m): 4:10am On Aug 21, 2025*. Modified: 8:42am On Aug 21, 2025 |
OfeAchi: Who is the father of the child? You immoral celebrities have gravely desecrated the sanctity of matrimony and childbearing.
That baby needs a father figure. The fact that you chose to mother a child without a father, places you onthe same pedestal as the LGBTV community. Some people would think you are just dashing and hating but it is proven fact that single parenthood is a menace to the society. These children are being affected psychologically, and they have high tendency (fact) towards crime. I get it when middle aged women have no option then to get pregnant but then when we do stop to think of the impact on the children and it corrupts the society at large.
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Crime › Re: 2 Catholic Sisters, Bank MD Tampered With CAC Records To Evade N1.2bn Debt by Harddiskng(m): 9:08am On Aug 20, 2025 |
brunobaba: Imagine...Catholic sisters are expected to be holy. My first FTC in Nairaland after almost 12 years. Ok,so i dedicate this to every hardworking commenter who aims to be FTC in the future. They are Nigerians. The problem of Nigeria is Nigerians. |
Family › Re: Mothers-in-law Destroy Marriages More Than The Couples Themselves: Lawyer Says by Harddiskng(m): 4:51am On Aug 20, 2025 |
If your mother is a single-mother by choice, it very advisable to keep her at bay from your marriage!
Most women subconsciously like to put other woman in their own unhappy situation. “You mean your husband did this!, I can never take such from a man, this is what you should do!”
A word is enough for the wise. |
Crime › Re: Anambra Boy Killed By Kidnappers For Refusing Order To Sexually Violate Sister — by Harddiskng(m): 5:41pm On Aug 16, 2025 |
God forbid.
I don’t think hell is enough, God definitely had the right idea to make an eternal furnace though.
If you check it is people that speak the same language kidnapping their own kinsmen all for “money”.
I hear the unspoken from Anambra these days, money is the underllining factor in all of them. Smh |
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Crime › Re: 56-Year-Old Iranian Woman Kills 11 Husbands Using Drugs & Suffocation by Harddiskng(m): 1:28pm On Aug 15, 2025 |
Seunpapa65: Greed is not a good thing at least she should have stopped but greed got better of her These kind of women are liabilities even to themselves. For them its spend spend spend, nothing would ever be sufficient to a leech that only consumes |
Celebrities › Re: Phyna Cries Over Sister & Dangote Truck Crash (Video) by Harddiskng(m): 8:22pm On Aug 14, 2025 |
If were Dangote I would sue the e-goat and make sure she spends time cooling of one mosquito filled cell.
Imagine make a video shouting “Dangote killed your sister” how? Na Dangote dey drive? Na Dangote himself recruit the driver?
Most Nigerians don’t respect themselves, if you treat them in an animalistic way, people would say you are oppressing cuz you have money |
Celebrities › Re: Omah Lay Accuses Rema Of Stealing Album Concept, Shares Alleged Chat Screenshots by Harddiskng(m): 11:34am On Aug 13, 2025 |
nairalee: When Rema said he's not gonna take it easy on his haters I never knew he meant he'll steal from them Wetin the boy no dey thief. From hin “friend” laptop wey hin thief you’d know he can do anything to get ahead. This kin person fit sacrifice you |
Romance › Re: You Can’t Call Urself A Real Man If U Can’t Forgive Ur Wife For Cheating. by Harddiskng(m): 9:19pm On Aug 12, 2025 |
irumole1975: .
[/b]and let her know you still have her best interests at heart. Marriage is all about forgiveness.
Also, you can try talk to the man she cheated on u with and tell her to stop sleeping with ur wife. Thai way ur wife will know u truly love her and her respect for u will increase.
Nigerian men should learn to swallow their ego An African proverb goes something like “many are mad, only few are roaming”. A woman that cheated well cheat again and again and again till she ka-put the so-called husband |
Jobs/Vacancies › Re: Help, I Mistakenly Deleted And Trashed An Important Email From Keystone Bank by Harddiskng(m): 9:14pm On Aug 10, 2025 |
WINDSOW: Your village people just give you close marking. Lool i no even understand the guy story. The email deleted (okay fine). Then the same mail got deleted from trash again (this one tie wrapper). Did the entire village vow that he won’t make it in life, cuz i no even understand |
Investment › Re: Mutual Funds by Harddiskng(m): 3:17pm On Aug 10, 2025*. Modified: 7:08pm On Aug 10, 2025 |
bassdow: But seriously, this people need be careful so as not to raise blood pressure of some people. You need see the way I was giving one baba assurances like say me know first hand wetin happen. @The Bolden. Az in ehn. I do find it very annoying cuz na always weekends one person dey try raise one issue or the other. I no blame them, money matter no easy but make una relax abeg |
Christianity Etc › Re: Pastor Adeboye’s Bold Request For Billions Sparks Online Buzz by Harddiskng(m): 3:10pm On Aug 10, 2025 |
Validated: Op, have you been to Redemption Camp lately? If not, please go there next time there is a progamme. GO said the infrastructure is now overstretched and creating spillover hold up in traffic. The water system and sewage system can no longer accommodate the surging crowd. Pastor Adoboye, hate him or like him has done extremely well. I do not think he is hungry. If your father, brothers or sisters, uncles and aunts are not among the billionaires donating, how is that your concern? You don’t have to shalaye to anybody. People would always believe anytime they want to believe. Pa Adeboye knew that already, I was fortunate to tune in to the program. When he started talking about water I knew what he was going to ask for. Then immediately I remembered one if his other sermons, about his children tapping into the blessings of God by undertaking one or two. Trust me he didn’t have to announce it but believe he was under specific instructions to announce, cuz he too knows the backlash that comes with such. I as one of his children, would send him money. Anybody e pain should cry  |
Health › Re: I Am 20, HIV Positive, And Scared of What Will Happen When the Pills Run Out. by Harddiskng(m): 11:08pm On Aug 08, 2025 |
RandomFellow: They're trying to recoup their R & D expenses. I mean, this could easily have been more than $2B in the past few years. You are spewing rubbish. If its cost $40 what happened to selling for $100, on top have a patent that can run for decades, they will still cash out. The point is they don’t need to sell that hight to make profit, allowing people to die cause they can’t afford the needed drug is soulless. The organization and its management will be sent to the hottest circle of hell when they die |
Family › Re: How Much Have You Spent On Your Parents In 2025? by Harddiskng(m): 10:06pm On Aug 08, 2025 |
spiceadole: Mom ~~~ £250/month X 8 months now + £500 for her birthday 3 months ago.
I can say I have spent at least 5 million naira on her this year.
Dad...Zero! I don't like the man. We don't talk ,haven't seen for years. He benefits indirectly from mom Reconcile with your dad. There is a limit to how far you can go in life without fatherly blessings (especially if he is alive). Your reconciliation will remove some stumbling blocks you currently have in your life, this i have seen. |
Health › Re: I Am 20, HIV Positive, And Scared of What Will Happen When the Pills Run Out. by Harddiskng(m): 9:15pm On Aug 08, 2025 |
Greed runs the world. Na wa. $40 drug sold for over $28,000 and it is not a crime ?! 
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Crime › Re: Police Officer Tries To Arrest Man In Maraba, Abuja (video & Pictures ) by Harddiskng(m): 7:56pm On Aug 08, 2025 |
columbus007: If you see thieves for corner and you come see this policeman face, which one you go first fear? Brother for Nigeria. You better run toward thieves than Police. Thief will collect all they can, even pray for God to bless you so they can rob you again but Police, God forbid someone goes missing only to find his/her body somewhere months later. Just ask me why they are harassing the young man, no be hin dey drive wey dey go ask am for driver’s license or anything. You can hear the driver saying if they want to search him they should search. Still they wan carry the young man away, why? He was wise to record, carry him away to where? Wasn’t it in the news trending that year how Anambra Police dey involve in kidnapping and organ harvesting. No follow Police go anywhere if no commit any crime, stand and record  |
Politics › Re: Festac: 10 Officers Decorated With New Ranks by Harddiskng(m): 6:19pm On Aug 08, 2025 |
Racoon: Chai! One of the worst set of policemen in Lagos. Don't pray anything join you with NPF Festac division. Witnessed same with the ones in Alimosho area of the state. The endemic rot in the police is pathetic Bruhh! Festac Police ehn! Several ago, Festac Police wey stop me on bike on my way to Amuwo, saw calculator and test slip with details slated for the same day and said I was a yahoo boy?!  As in ehn i don’t understand, yahoo boy wan go write job test I para for the e-diot ehn, baba say make i enter their korope  I no even answer am again. I just jack my phone from hin hand, waka comot, shebi hin dey wave hin gun make hin do hin worst. Thank God for life, I don’t know how Police recruitment is done, cause how the worst humans are being accepted into this black organization beats me |
Travel › Re: Japa: I Sold My Father’s House For ₦45m To Relocate To Canada, I'm jobless by Harddiskng(m): 2:21pm On Aug 07, 2025 |
Sold an “Asset” to go into an uncertain situation.
Thoughtless move |
Career › Re: Working In Offshore But I Can't Swim Pls Advise Me by Harddiskng(m): 6:15pm On Aug 06, 2025*. Modified: 6:37pm On Aug 06, 2025 |
Freshtruth: My salary is 480k per month in an offshore job but I can't swim I need advise
I am thinking of quitting the job God abeg oo. 480k for an offshore is way too low for the risk. When people dey siddon for office (safely on land) dey collect more than times two of that amount. Me wey dey risk my one life go come collect 480k? I dey craze. @OP go and learn how to swim ooo lol. The day kasala go burst, all your swimming lessons go turn practical  Jokes apart being in an hazardous situation in the middle of a water body (sea, lake, river) is a very terrifying experience. No be joke. meobizy: Swimming is an option in such a job. If you’re dropped in the middle of an ocean, where you wan swim go? After forty hours, you will succumb to weakness and eventually drown. If anything, someone who can’t swim will die first without wasting hope. People have survived 3 days lost at sea. When |