₦airaland Forum

For what

Kenneth na smart Igbo boy. Na to shine d congo find him way

Yes, a good strategy to MarchdownBuhari.

Mesut Nwaozil

I still Wonder y some southerners are clamoring for this devil.

No mind the op. Here it is:

20 Easy Steps To Become A Millionaire


Soon you'll be on your way to Bill Gates levels of wealth.
While you may be looking to make your first million off of your business alone, the fact of the matter is that becoming a millionaire does not just come about by raking in profits from your business.

It arises from the decisions that you make in your day-to-day life as well.

There are more millionaires than ever nowadays, and it's not because the financial market is good; in fact, it is pretty common knowledge that the economy has definitely seen better days, and the people able to find success in it know how to act accordingly. To become the next millionaire, you will need to blend business practices with responsible financial decisions in order to both maximize profits and squirrel away some cash for the winter.

Even though this is easier said than done, the things that you have to do to become the next millionaire are theoretically fairly easy.

1. Buy the things you need rather than the things you want.

Even though one of the reasons people strive to become millionaires is to be able to afford the things that they want to do, living in a house far too big for your needs or shelling out on a vehicle more luxurious than you require is going to set you back in your goals.

2. Spend less than you earn.

This is saving money and accruing wealth 101, but even old advice can be good advice, and such is the case with this.

3. Make sure that you can pay off the things that you buy.

And the quicker you can pay them off, the better! This will enable you to search for a job that you love and will therefore be more conducive to putting you closer to your goals.

4. Exercise patience.

It may be really tempting to up your quality of living or your lifestyle expectations as you begin accruing more money and assets to make you into a millionaire, but you will not reach your goal by taking some out of the pot.

5. Utilize automatic paycheck deductions.

You cannot spend what you do not have, so having these set up with your bank is going to help you save money better than many other tactics will.

6. Pay off your credit cards every month.

Having a good credit score is always a strong financial situation to be in, but making sure that you can afford what you are spending is even better when you are trying to become a millionaire.

Use your time wisely — the quicker you start saving, the better.

7. Use time to your advantage.

The quicker you start saving, the better. If you begin saving in your twenties or thirties, you will be able to take advantage of compounding interest and put yourself in a better position without having to do much extra work.

8. Realize that money doesn't buy happiness.

When you are working for a wholesome goal instead of a ploy to satisfy material urges, your goals will come to you faster and easier.

9. Realize that 'life happens.'

Having a bit of money on the side separate from your millionaire fund will keep you on a steady track toward that goal; after all, you never know when a financial emergency will rear its ugly head.

10. Focus on being debt-free.

Even if you have income coming in every month, if you have any sort of debt, you need to be deducting that from your gain — if it comes out negative, you are not financially free, and will not be able to achieve your millionaire dreams yet. In order to be the next millionaire, you have to make sure that your debts are all paid.

11. Work hard and diligently.

If you keep putting in the effort, it will be easier to make amends after a financial mishap.

Get a second job. Not only will you earn more, but you'll have less time to spend money.

12. Get a second job.

Not only will it add to your savings that much faster, but also, if you stay busy, you will have no time to spend the money that you are trying to save.

13. Don't be afraid to have a big vision.

Most modest savings plans do not end up panning out as the people who made them would have liked. Having a vision larger than what you can currently deliver will actually be the best way to ensure that you meet your goal.

14. Have good money management skills.

Keep up to date on what you need to know to manage your money, and realize that without good management, it will never grow or mature into what you would like it to be.

15. Do what you enjoy.

Working in a field you enjoy will be one of the fastest routes to financial freedom and success, as you will spend more time at work and excel at it, putting you in a better position for promotions and pay increases.

16. Pay yourself first.

This will keep you satisfied and will help you achieve financial success with your goals.

There's plenty of opportunities for earning out there — go find them.

17. Go out and find your money.

Simply saving and hoping that it will come to you will never be good enough. You will only receive what you earn.

18. Invest in yourself.

Without furthering your education or professional development, there will be nothing to set you apart from others, and no reason for your employer to aid you in your goals.

19. Invest in property when you do buy assets.

Having property on hand is always going to be a good asset, as there are always buyers for property and property values are beginning to climb again, healing from the collapse in 2008.

20. Realize that there is more than one way to approach a problem.

Being versatile will lead you quickest to the solutions for your problems.

There's certainly no surefire way to becoming a millionaire. After all, if there was, everyone would be making millions. However, if you manage to blend the right business practices with solid personal finance skills, there's no telling where you'll end up. Follow these 20 guidelines, and you, too, can become the next millionaire.

This article originally appeared at Inc.. Copyright 2014

The obvious truth

Abeg make this crowd outside allow me pass go house o.
Friday things on ma mind.

Vote Jonahari.

Right now the oil market is totally focused on finding a bottom for oil prices. However, according to OPEC's Secretary-General Abdulla al-Badri we've already hit bottom. Not only that, but he sees a real possibility that oil prices could explode higher to upwards of $200 per barrel in the future. He's far from the only one that sees a return of triple-digit oil prices.

Finding a bottom

According to the Secretary-General, speaking in London on Jan. 26, the oil market doesn't need to look for oil prices to bottom as the market has already bottomed. Instead, he offered quite bullish comments by saying, "Now the prices are around $45-$55, and I think maybe they [have] reached the bottom and we [will] see some rebound very soon." Now, normally that type of remark would be just another layer of noise, but this is coming from OPEC's Secretary-General so it comes with a lot of weight behind it.

That said, he's not saying that OPEC will come in and rescue the oil market by reversing its previous decision to hold steady on production. Instead, he sees the signs that the oil market is self-correcting as oil companies have made deep cuts to spending, which will eventually lead to lower production growth. Further, the rig count in the U.S. is plunging, which is usually a key to a bottom in oil prices. However, in the midst of cutting back as the industry works through the current oversupply the Secretary-General is now warning that the industry is putting future oil supplies at risk by under investing today.

Underinvestment leads to a shortage

The Secretary-General said that, "if you don't invest in oil and gas, you will see more than $200" when it comes to future oil prices. While he didn't give a timeframe, he did note the correlation between investment and future production. This is because oil production naturally declines and oil companies need to invest in new production to not only replace this decline in production from legacy oil fields but to add new production to meet growing demand. However, oil companies are reluctant to invest in new production as their cash flows decline.

Over time this could become a problem as oil fields around the world naturally decline by an average of about 5% per year. In order to overcome this decline oil companies need to develop about 200 billion barrels of oil supplies over the next decade and a half just to meet demand.

These supplies will require the industry to invest $7-$10 trillion. However, with the big capital budget reductions oil companies have announced this year it could make it harder for the industry to meet future supply needs. In fact, the industry might defer up to $150 billion oil projects this year due to the collapse in crude prices. Many of these investments, however, wouldn't have yielded actual production for a couple of years due to the long lead time of major projects.

As an example, Chevron delivered first oil on two of its Gulf of Mexico projects late last year after beginning construction on the fields in 2011. Meanwhile, another $6 billion project it just sanctioned at the end of last year won't produce any oil until 2018. It's these long lead time projects that are being delayed, which is setting the world up for higher oil prices in the future as an under investment today has the potential to lead to a constriction in future supplies.

Investor takeaway

OPEC's Secretary-General is calling the bottom in oil prices. While he's not the first to call a bottom, he does lead the organization that currently controls the oil market so his comments do have a lot of weight. Further, he's also suggesting that the cuts that oil companies are making could have a dramatic impact on future oil prices as the under investment has the potential to cause oil prices to rocket higher if demand grows faster than future supplies. That, however, would all be part of OPEC's plan as it purposely pushed for lower oil prices now so it could control market share once oil prices surged in the future. It's willing to endure short-term pain for the potential of a big long-term gain.
Source:http://www.usatoday.com/story/money/2015/02/03/opec-sees-oil-prices-exploding-to-200-a-barrel/22800331/

Right now the oil market is totally focused on finding a bottom for oil prices. However, according to OPEC's Secretary-General Abdulla al-Badri we've already hit bottom. Not only that, but he sees a real possibility that oil prices could explode higher to upwards of $200 per barrel in the future. He's far from the only one that sees a return of triple-digit oil prices.

Finding a bottom

According to the Secretary-General, speaking in London on Jan. 26, the oil market doesn't need to look for oil prices to bottom as the market has already bottomed. Instead, he offered quite bullish comments by saying, "Now the prices are around $45-$55, and I think maybe they [have] reached the bottom and we [will] see some rebound very soon." Now, normally that type of remark would be just another layer of noise, but this is coming from OPEC's Secretary-General so it comes with a lot of weight behind it.

That said, he's not saying that OPEC will come in and rescue the oil market by reversing its previous decision to hold steady on production. Instead, he sees the signs that the oil market is self-correcting as oil companies have made deep cuts to spending, which will eventually lead to lower production growth. Further, the rig count in the U.S. is plunging, which is usually a key to a bottom in oil prices. However, in the midst of cutting back as the industry works through the current oversupply the Secretary-General is now warning that the industry is putting future oil supplies at risk by under investing today.

Underinvestment leads to a shortage

The Secretary-General said that, "if you don't invest in oil and gas, you will see more than $200" when it comes to future oil prices. While he didn't give a timeframe, he did note the correlation between investment and future production. This is because oil production naturally declines and oil companies need to invest in new production to not only replace this decline in production from legacy oil fields but to add new production to meet growing demand. However, oil companies are reluctant to invest in new production as their cash flows decline.

Over time this could become a problem as oil fields around the world naturally decline by an average of about 5% per year. In order to overcome this decline oil companies need to develop about 200 billion barrels of oil supplies over the next decade and a half just to meet demand.

These supplies will require the industry to invest $7-$10 trillion. However, with the big capital budget reductions oil companies have announced this year it could make it harder for the industry to meet future supply needs. In fact, the industry might defer up to $150 billion oil projects this year due to the collapse in crude prices. Many of these investments, however, wouldn't have yielded actual production for a couple of years due to the long lead time of major projects.

As an example, Chevron delivered first oil on two of its Gulf of Mexico projects late last year after beginning construction on the fields in 2011. Meanwhile, another $6 billion project it just sanctioned at the end of last year won't produce any oil until 2018. It's these long lead time projects that are being delayed, which is setting the world up for higher oil prices in the future as an under investment today has the potential to lead to a constriction in future supplies.

Investor takeaway

OPEC's Secretary-General is calling the bottom in oil prices. While he's not the first to call a bottom, he does lead the organization that currently controls the oil market so his comments do have a lot of weight. Further, he's also suggesting that the cuts that oil companies are making could have a dramatic impact on future oil prices as the under investment has the potential to cause oil prices to rocket higher if demand grows faster than future supplies. That, however, would all be part of OPEC's plan as it purposely pushed for lower oil prices now so it could control market share once oil prices surged in the future. It's willing to endure short-term pain for the potential of a big long-term gain.
Source:http://www.usatoday.com/story/money/2015/02/03/opec-sees-oil-prices-exploding-to-200-a-barrel/22800331/

joseph1013:
[size=14pt]Flying Eagles grab two Dolphins stars[/size]

https://www.futaa.com//images/670x350_cropped/IMG_1266.JPG

Two players of Dolphins football club, Christian Pyagbara and Victor Alegbe have been 'commandeered' by the coaching crew of the National U20 team.

After an above average showing at the Super 4, both players caught the eyes of the Flying Eagles coaches who requested that they stay back to join their team.

Return

Pyagbara scored one goal for Dolphins at the Super 4, in the 4-1 loss to the Flying Eagles while Victor Alegbe did not get a goal.
Both players have since left the camp of the team, and did not return with them to Port Harcourt after the Super 4 ended in Abuja.

Alegbe played for Dolphins last season from Wikki Tourist while Pyagbara, who was at Sharks last year, is on the verge of joining the CAF Confederation Cup campaigners

This is the same Christian Pyagbara that featured at the last U20s under John Obuh : http://www.fifa.com/u20worldcup/teams/team=1888282/index.html

Well I hope he brings in his wealth of experience into the team.

It was a Guinean player who later replaced their goalie that wore it and nt the Ghanaian goalie

Mubarack44:
the labour of our heroes as never be in vain. I rep change.

Which kind English be this sef

Mishydoo:
[size=17pt]Without natural rescourses they have got no choice but to be industrous...[/size]

Na your papa get all the Oil wells in Imo and Abia abi?

chibike69:
omo see space booking

No b small thing o.

"The Igbos!" -back bones of the entertainment industry

This looks more like the 3rd place final fixture.

Counting your chicks before they are hatched. Mtcheeeww.

What is so special abt d G wagons that dey are so expensive sef

I also noticed the VSC and Check engine lights on for my newly acquired 2007 Toyota 4runner.

Be sincere to ur self. With an SSCE certificate only what category of jobs do u think u are qualified for?

Rip Agbonibasket

Is this still a University of Agriculture?

A bunch of Hypocrites.

Enyimba.

Oga abeg check this VIN for me: JTEBU14R650056572.

GOD BLESS YOU REAL GOOD.

The seats I am seeing here are fabric. Can u post d VIN pls. I am interested.

Thanks man! You have saved my ass! Pheew!

A great job you are doing bro. Please do this VIN Check for me : JTEBU17R258039300.
abeegelee@yahoo.com

Thanks in anticipation.

A good work you are doing here bro. Please do this VIN Check for me: JTEBU17R258039300.

Thank you in anticipation.