clemsajayi07:

why is NATO and his allies not in Bahrain,Syria,Yemen,etc? Why is Lybia's case so special to them?who will pay for the innocent lives being waisted every day? They should stop the air strikes and go to a round table with gadaffi and the rebles,

Oga, if NATO comes to syria, you will still complain. If nato does not, you will still complain.
Syria and indeed every other middle east conflict is different and cannot be viewed from the same brush. There is every liklihood that if Syria is attacked, she will take the revenge to Israel and we would have another grenade mudslinging over the persian gulf.

USA unlike Nigeria does not intend to become the world police, they are simply protecting their interests. Libya is not syria or yemen!

cap28:

I want the day of reckoning to come for america very soon because all these atrocities that they are committing around the world must be accounted for, these tornadoes hitting america are just the beginning, the coming economic collapse of their economy is jus the tip of the iceberg for them, i want them to feel the same pain that they have inflicted on libya and its people because it is run by a satanic cabal who have no regard for human life.

Barack Hussein Obama is an abomination and a complete disgrace to the black race, any black person who still thinks this man is worthy of respect or admiration needs their head examined, how would he feel if his wife and two daughters were killed by a group of murderous terrorists,  Obama its not too late for you to do the right thing and refuse to carry on with this madness, dont forget that John and Robert Kennedy refused to bow to the american military industrial complex, they stood up for the truth, Obama now is the time for you to stop acting like a fu.king paid up political pros.titute and instrument of the murderous zionist murderers who control you and STOP THIS MADNESS IN LIBYA ONCE AND FOR ALL.

You are a buffoon! NATO is an alliance of North America and Europe, with France, UK playing very prominent roles in this Libyan Nato alliance.
Yet, an uneducated you, blames America as if america single handedly bombed Ghadaffi and killed his sons.
Besides America did not want to get involved in this operation and has very little economic interests in Libya. America does not even depend on Libyan oil, Europe  (especially the UK) does.

Crackhead, when Ghadaffi was using mercenaries to kill nigerians, fools like you kept quiet. Apart from ranting on the internet, let me tell you there is nothing you can do. Your puerile words, and asinine comments, hastily typed on the internet does not carry any depth.

Go and find something useful to do, thats if you even can.

Ignorance personified.

Poster,
a dude proposes and you run to nairaland for advise.
did you tell him to wait for you to get an answer from nairaland before you accept or reject his proposal?
In other words, what did you say when he proposed? Because I think you may already have accepted the proposal. If so why this post? But if you have not yet accepted, here is one thought for you:
1. People say love is blind, No! Use your head! Always use your head. Am glad you are using your head cos if you weren't you wouldn't post this here.

2. Is he a northern Muslim? If yes please keep away. After hearing the bau hi governor dismiss corners death as destiny, I came to the conclusion that life means nothing to them.
3. If he is southern muslim, you may go ahead. If seen very educated and liberal Yoruba Muslim men in a fantastic relationship with Christian women. And your kids most likely wouldbe Muslims.
4. Always use hour head to make decidions. I use mine and havensver regretted it.
5. Goodluck with the decision you make infuture

@ Muami &Joxiri,

Thanks

Thanks justwise.

I have allready advised her to go ahead with it. The response from VFS was not even specific. They just referred me to teh UKBA website.
I asked weather it is Ok to use a foreigh statement to apply for the post study and they referred em to the UKBA website. They did not say yes or no.

I forwarded the same email to my girlfriend. Since there are no specifics, I will assume it is ok to use any statement provided it is verifyable and has the accepted balace going by recent exchange rates. Abi oh?

She will be coming down to nigeria third week of may and will make the application immediately. hopefully it should be approved within a week for us to make our travel plans xxxxx

Thanks everyone. Justwise thanks a great deal

Tonytux,

My sentiments exactly! But in Nigeria strange things carry the day and you would even be surprised at what goes on at the VFS office in Lagos.
I have thralled through the UKBA requirements with her to verify why such a thing should happen in Lagos. Maybe as justwise said, they use nigerian statements to verify authenticity as I have no other explanation for something like this.

I have advised her to go ahead with her lloyds statement. Lets see what happens afterwards.

Kind regards,
Igbogolo

Thanks Justwise.

She will be using the originals for her application. I have also told her to get a letter from LLoyds in addition to make assurance doubly sure.
Lets cross our fingers and see.

I apreciate!

igbogolo

Hi Justwise,

I just received a mail from vfs where they just referred me to their website and to the UKBA website.

The UKBA website only wants evidence of 2800GBP as maintenance funds and nowhere did it require that the funds must be denominated in the country's currency. I would be safe to assume they want an equivalent of 2800GBP going by current exchange rates.

If the account was legally opened when she was admitted to study and is even denominated in UK's currency. then I really doubt the rationale behind VFS refusing to accept UK bank account statements for this purpose. I have told her to go ahead and travel with her documents to Nigeria.

If anything happens ( I doubt it though), I will write it here for others to learn.

Thanks for everything.


Kind regards,
Igbogolo

Thanks justwise.

I have emailed the VFS already. I will get a call card and call their contact center hoping that someone will even answer me.

Thanks a lot

Thanks Justwise.

The problem is that I heard from my former colleagues who said that a friend was not allowed to use his UK account at the VFS office in Lagos.

My girlfriend is the one applying for this post study visa, and if for instance she has to use her nigerian account, then she would have to wait for 3 months in nigeria after depositing the funds to use the nigerian account. We are supposed to travel together in June so I am afraid that her visa would not be ready by then.

She has emailed the UK embassy to enquire and has not gotten any reply for 2 weeks now.

she would be coming back next month and would be applying in nigeria when she gets there. so she has not really been in nigeria long. her last travel was in November last year where she stayed just 19 days.

She has been in the UK for a year and a half and has not really been using her nigerian account and infact there is no money in her GTB account for now. But she has enough funds to apply with her UK account.

Hey people,

I have no experience with this. Please is it acceptable for UK graduates to apply for a post study visa in Nigeria with a UK bank account?

Please anyone with similar experience can please reply.

Siena,

diesel sells for N145! Thats N9860 to till my tank with 68 litres. For Petrol I would spend only N4420. Thats about N5000 difference a week (I fill every week), and about N18000 a month. I service every three months and my car, a honda accord 2004 model is VERY reliable! In Lagos its not about the distance travelled, its more about the time spent stationary on traffic with your AC at full blast. Diesel giving more miles per gallon may not be a very useful metric here.

Also, like someone mentioned, that ridiculous tractor sound and those black exhaust fumes itch me! Although I have driven an A8 diesel and I did not know until I asked the owner, ( it was very quiet). but then its an A8, you give me money for A8?

I also agree that there is a lot ob bias with mechanics for petrol cars over diesel, but one important thing after buying a car in naija is maintenance. If there is no after sales service that is cheap and convenient, bros forget am or else na tarpaulin you go use cover the vehicle after 6 months. After all they were trained on vehicles they are familiar with, abi you wan make mechanic use my new diesel car engine learn work?

So bros, diesel good i know especially if you are driving a 1.6 vauxhall on a £1200pm salary in UK, but here in naija, follow the trend.
PETROL RULES!

wow!

how time flies. Well I have had very good experiences with arik air initially. but so much water has passed under the bridge from the time they started foreign routes till now.

I have heard a lot of complaints about arik air of late, i must honestly say i wont take them on foreign routes.

so, we all have to decide with our pockets and feet which is most important to us. Arik of late has really been disappointing i must say,

of course she is hiding something from you.
The funny thing is that you know it yourself
there is nothing in that phone that a woman would be so concerned about that she does not want you to see
except that she is having something with someone else

if there is nothing incriminating on that phone, she would not make it an issue for you to see
you know it, so stop being naive here

confront her for the sake of the 4 years u have spent with her
and FIRMLY lay your terms. if you dont do it now, she will take you for mugu on many future occassions
Never allow a woman take you for a ride, never do that for the sake of your pride as a man

i know u know what's up with the sudden censorship, so the ball is in your court
continue whining about it or do something about it
what ever way, the choice remains yours!

Most muslims I know are hypocrites!

The evil muslim fellows that carried out 9/11 watched porn movies the night before. God knows what other 'fleshly' desires they so satisfied, before killing people in thousands the following day. Yet they would want people to believe that are carrying out a divine call, stupid hypocrites!

No other religion screams 'allah akbar' while hacking off heads of pregnant women, children and defense less men all in the name of justice. No other religion places a bomb in a church on christmas day.

Someone on this thread is trying to connect christian bombing in the south south to whats happening in Abuja and Jos. I find it so stupid and mischievous that a such puerile connection was even attempted. We all know what gave birth to the agitation in the south south, aided and abetted by our muslim charlatans in power. What happened in Jos is a typical manifestation of muslim inferiority complex, they feel threatened by the minutest things, next, carry machetes and surprise innocent victims.

Abeg, these people should have their own country.
I am so sick and tired of these muslim bastards.

One word

'RUN'!

LOL!

Well the last time I checked, British Airways was British and Not nigerian. If dimeji bankole feels so strongly, he should fly arik air, where such stupid exemptions would be granted him.

SO is he also exempt from searching at the immigration in London? Useless ugly man

Hmmm,

Me i never buy land not to talk of building and am already having a headache reading this.
Na wa oh!

so who says nolly wood need to act in ghana and pay obnoxious fees when they can act free in America. Useless ghanaians
Nollywood abeg carry go jooo

I doubt if making money was the original purpose for the article assuming you were the one that wrote it.
The article was informative as I have been battling this tithe thing for sometime now.
I am not against tithe but i think the way its being administered and demanded in Nigeria is quite different, and i dare not say wrong.
here in australia, there isnt this buzz about tithe. i will whole heartedly support Gods work in very numerous ways not limited to pure cash at every instance.

and thanks for the article. we need positive discussions like this to get educated.

regards

“And my people shall know the truth and the truth shall set them free” “Will a man rob God? Yet ye have robbed me. But ye say wherein have we robbed thee? In tithes and offerings. Ye are cursed with a curse for ye have robbed me even this whole nation. Bring ye all the tithes into the store house and prove me now herewith saith the lord of hosts if I will not open the windows of heaven and pour out a blessing, that there would not be room enough to receive it.” Malachi 3 : 8 -10

The above quoted scripture is probably one of the most quoted in the bible.
Unfortunately, it is being quoted out of context and used as a weapon of mass intimidation, manipulation, extortion, oppression, cajolery and outright lies and deceit by some church leaders to collect 10 per cent of the gross income of their church members who have been hoodwinked into believing that they are doing God’s will.
Before I go into the details of this discourse, I want to state categorically that I am a God-loving, bible-believing Christian who has the fear of God in his heart. I am also not writing this article to undermine any church or pastor, but to let people realize the truth about tithes and remove the yoke placed by some pastors upon them. I also want to state categorically that I strongly believe in giving to the church for the sole purpose of propagating God’s work and the Christian ministry. I will continue to encourage all Christians to give their all to God as exemplified by the widow’s mite which Jesus Christ himself referred to in the bible.
Now, back to Malachi 3:8-10, the first question one should ask is who was this message directed at? The answer lies in the book of Numbers 18:25-28 which states that “The Lord commanded Moses to say to the Levites, when you receive from the Israelites the tithe that the Lord gives you as your possession, you must present a tenth of it as a special contribution to the Lord. This special contribution will be considered as the equivalent of the offering which the farmer makes of new grain and wine. In this way you would also present the special contribution which belongs to the Lord from all the tithes which you receive from the Israelites. You are to give this special contribution for the Lord to Aaron the priest.”
From the above, it is clear that it was the Levites that were directed to pay a tithe they collected from the Israelites to the priest who represents God and not the people of Israel. It was these Levites that were being referred to in the book of Malachi as those who rob God. A thorough study of the book of Malachi would reveal that in those days the Levites were collecting the tithe from the people of Israel and not remitting a tithe of it to the house of God, hence Malachi’s statement which is now being quoted out of context.
To understand what tithe really means one would have to understand the social reasons and cultural/religious setting within which it was situated. This concept of tithes was properly explained in the bible as stated in the laws of the tithe which can be found in the books of Leviticus 27:30-34, Numbers 18:25-31 and Deuteronomy 14:22-29. Upon reading these passages one would understand what tithes really mean, but unfortunately most pastors prefer to neglect these passages that tell us the true meaning of tithes and emphasize on Malachi 3:8-10 which was directed to the Levites of that time to remit the priest’s share of the tithes they collected to him. It is worthy of note that Malachi does not even define what tithe is and how it should be paid.
The definition of tithes, as practised today, was manufactured by modern day pastors to suit their purpose as it is completely in contrast with what is in the bible and it only seeks to manipulate Christians to believe that God requests 10 per cent of their gross income from them.
So what is tithe and why did God request that it be paid to the Levities? The answer can be found in the following passages: Leviticus 27:30-32 which states that “one tenth of the produce of the land, whether grain or fruit belongs to the Lord. If a man wishes to buy back any of it he must pay the standard price plus an additional 20 per cent. One in every ten domestic animal belongs to the Lord. When the animals are counted, every tenth one belongs to the Lord.” And Deuteronomy 26:12 which states that “every third year give the tithe, a tenth of your crops to the Levites, the foreigners, the orphans and the widows, so that in every community they will have all they need to eat.”
The above quoted passages clearly tell us what tithe is and the reason why God directed the people of Israel to pay tithes. It is very evident that it was a social arrangement for the less privileged in the Jewish society of that time. It was also meant to take care of the Levites because they had no land or property of their own (today, pastors are amongst the wealthiest property owners in Nigeria). This social arrangement is obviously not relevant to us today. It also states that every third year is the year of tithing, not the weekly/monthly tithes being extorted from church members today.
Another passage illustrates the true meaning of tithes properly and also states clearly that tithe is not money. Deuteronomy 14:22-29 says: “Set aside as tithe a tenth of all that your fields produce each year then go to the one place where the Lord your God has chosen to be worshiped and there in his presence eat the tithes of your grain, wine and olive oil and first born of your cattle and sheep. Do this so that you may learn to have reverence for the Lord your God always. If the place of worship is too far from your home for you to carry there the tithe of the produce that the Lord has blessed you with, then sell your produce and take the money with you to the one place of worship, spend it on whatever you want ,beef, lamb, wine, beer and there in the presence of the lord you and your family are to eat and enjoy yourselves. Do not neglect the Levites who live in your towns for they have no property of their own. At the end of every third year, bring the tithe of all your crops and store it in your towns. This is food for the Levites since they own no property and for the orphans, foreigners and widows who live in your towns. Do this and the lord your God would bless you in everything you do.”
From the above passage, it is very clear that tithe is not money and it is not the exclusive preserve of the Levites (church). It was a religious practice in those days to give reverence to God and to celebrate God in his place of worship. The Levites were only included for the main reason that they had no land of their own and that reason is not relevant in today’s society. Yet some pastors would tell you that you are cursed and would not go to heaven if you don’t give them 10 per cent of your gross income. All this hypocrisy would not have bothered me if all the money being collected was being used to propagate God’s work. But the truth as we all know today is that this money is being used to finance lavish, flamboyant and exotic lifestyle that is unbecoming of a man who truly claims to serve God, as a pastor who is expected to be meek and humble like our Lord Jesus Christ was.
As a concluding part to this article, I would want to refer us to the book of Hebrews, which was written to the early Christians. This provides irrefutable proof that Christians are not meant to pay tithes as the priesthood of our Lord Jesus Christ does not require it.
Hebrews 7:5, says: “And those descendants of Levites who are priests are commanded by the law to collect one tenth from the people of Israel, that is from their own countrymen even though their countrymen are also descendants of Abraham.”
From this verse, we can jump to verses 11-13 which say: “It was on the basis of the Levitical priesthood that the law was given to the people of Israel. Now, if the work of the Levitical priests had been perfect there would be no need for a different kind of priest to appear, one who is in the priestly order of Melchizedek not of Aaron. For when the priesthood is changed, there also has to be a change in the law. And our Lord of whom these things are said belonged to a different tribe of Judah and Moses did not mention his tribe when he spoke of priests.”
The above passage is self-explanatory and it states clearly that the practice of tithing has no place under the priestly order of our Lord Jesus Christ. In fact, the passage suggests that the collection of tithes is belittling of the priestly order of our Lord Jesus Christ. It states that it is wrong for us as Christians to receive or pay tithes and is not relevant to us as Christians because we belong to a superior priestly order.
Once again, I would like to state that this article is not meant for us as Christians to revolt against the church or our pastors. It is just meant to establish the biblical truth about tithes and remove the yoke from people who labour to pay tithes–not required of them by God–while their pastors are living luxuriously. Today, many pastors see the church as their personal business and even fraudulent people are opening up churches so that they can have access to people’s tithes and use it for their personal comfort. I encourage all of us as Christians to remain vigilant and continue to serve God in truth and in faith to the glory of his holy name. Amen.
Another point of note is: how come out of the 613 biblical laws of Moses which were handed out to the people of Israel, it is only an adulterated version of the law of tithe that is still being practiced today, apart from the Ten Commandments? How come we are no longer required to offer burnt sacrifices? How come we no longer stone people to death for sinning? The truth is that only tithing was dug out of the laws of Moses because it presents material benefits to the collectors of tithes. Given that most Christians do not study their bibles and depend on their priests to guide them through, it was easy for pastors to pick a passage in the bible (Malachi 3 : 8-10), quote it out of context and use it to manipulate the flock into parting with 10 per cent of their income. Furthermore, it is worthy of note that neither Jesus Christ nor any of the apostles ever preached about or collected tithe. In fact, in the bible, Jesus Christ only spoke about tithes in Luke 11:42 which states that: “But woe unto you Pharisees! For ye tithe mint and rue all manner of herbs, and pass over judgment and the love of God: these ought ye to have done, and not to leave the other undone.” Here we can see that Jesus Christ is rebuking the Pharisees for laying emphasis on tithes instead of the more important things of the spirit, like our pastors are doing today.
In Acts 15, we find outlined what the apostles all agreed was necessary for the newly converted Gentiles to practise, and by inspiration of the Holy Spirit of God, tithing is conspicuously missing. Yet, what is one of the very first legislated duties taught to Gentile converts by the Church today? It is that they must tithe their annual salaries to the Church. Where did this unscriptural law of Christian tithing come from?
Notice this telling bit of history from the Encyclopaedia Britannica (1963, volume 22, page 253, ‘TITHES’). “Tithes in Christendom—The earliest authentic example of anything like a law of the State enforcing payment appears to occur in the capitularies [Ecclesiastes] of Charlemagne at the end of the 8th or beginning of the 9th century. Tithes were, by that enactment, to be applied to the maintenance of the bishop, clergy, the poor, and the fabric of the church. In the course of time the principle of payment of tithes was extended far beyond its original intention. Thus, they became transferable to laymen and saleable like ordinary property, despite the injunctions of the third Lateran Council; and they became payable out of sources of income [not just farming and herding, but other trades and occupations and salaries paid in the form of money] not originally tithable.”
The Catholic Church knows its own history. Here is how tithing got back into the Church after being absent for nearly five centuries:
“As the Church expanded and various institutions arose, it became necessary to make laws which would insure the proper and permanent support of the clergy. The payment of tithes was adopted from the Old Law… The earliest positive legislation on the subject seems to be contained in the letter of the bishops assembled at Tours in 567 and the [canons] of the Council of Macon in 585.”—The Catholic Encyclopaedia.
They “extended” their base of tithe collecting to eventually include all forms of income. All Christian scholars know that although money was in wide use in ancient Israel, it was never a titheable commodity. But modern pastors don’t want tithes of goats or oil or corn, they want money–cold, hard cash! God has a word to the “shepherds of the sheep”, and it is the very same message that He had for the Levites in the book of Malachi. And it is this:
“My people have been lost sheep, their shepherds have caused them to go astray” (Jer. 50:6).
Were Israelites aware that they were being led astray by their spiritual leaders? Not most, and neither are Christians today aware that they are being led astray by their spiritual leaders.

http://pointblanknews.com/Special_Reports/os3635.html

The only thing i like about the camry is the quietness. It has a very quiet ride and the a/c fans are perfect. Apart from that nothing else.

A honda accord handles better than a camry. And that whats i go for when i buy a car. This latest camry is just an overrated one. It just screams and remains motionless. Kai thats a very bad product.

For me, i will first look at what honda has before considering toyotas

dpgz:

you can get a 6months visit or tourist visa to canada. Within 1 to 3month after your arrival in canada, you can apply for study in canada and an admission into a university will be the basis for extending your visa in the foreign affairs ministry in canada. If you want any help in obtaining a 100% guaranteed visa to canada within 4weeks, call MR.DAVIDSON 08039234405; 018812097.

This is the most ignorant lie I have ever had the misfortune of reading!

If you are coming to nigeria, i do not think its a problem. but to be on the safe side, buy the chocolate from the duty free ie when u must have already checked in your luggage and keep your receipt.

I dont understand

the person saw a refusal stamp or a 'refusal visa' for him to come and check if its real?

Abu-Safwan:

Yes amina islam is the only true religion and others are ridiculous. Look at how christianity ridicules divinity, making god 3 in number and yet believing it as one. One god among d 3 has even died 4 their sins. God dies? Ridiculous! I heard somone there calling d quran a mythical book, forgetting dat quran has confirmed many scientific truths dat are practically established 2day, since 1400 yrs ago b4 even the comin of modern scientist. As a result many christian scientists accepted islam.

Mr Abu Safwan

It doesn't matter what u think. Fact that christianity won! There are more christians in the world than muslims. The most powerful nation on earth is a christian state. the most powerful nations on earth are all christian. its a christian world, a christian space and a christian economy. The same christians build everything that you useless muslims cannot do without.
Just see what the useless muslim north has done to nigeria. anywhere they are its all about hypocrisy. damned stupid hypocrites. today its pedophile Yerima, tomorrow its clueless and useless Yaradua!

thanks presido

i have called four times, been to the branch thrice and written twice. so far I have gotten silence from the bank
Last time i walked in, i met some guy sneering at me through the glass.
Lloyds tire me!

I will transfer my salary account to another bank. I will just write them a nice letter, attach my cheque and close the account.

Thanks Osama.

The issue is that i have a substantial amount in the same bank but in my saving and cash isa accounts. The other day that i oversubscribed my ISA, the bank moved the money from my ISA to my current account and sent me a letter informing me.

When I asked the bank why they would rather put me in debt so that they can charge me instead of taking their money from my savings or ISA, they told me that 'they dont do that'. when i provided the letter the bank sent to me when they moved my funds from the ISA, the woman kept mute.

LLoyds bank could have just loaned me my own money and charged me interest on top. thats fraud! My ISA with 3k pounds only yielded 23pounds in a year. meanwhile a 27 pounds overdraft( a mistake) yields 60 pounds in 3 days!

I was obviously a mistake and the bank knows it.

People,

I mistakenly overdrew my current account by 27 pounds and received a 60 pounds fine!

whats the best way to deal with lloyds bank on this issue?

Ideas anyone?

Ruq:

It happened to me today i was so hungry i forgot to take water by my side.As i was munching the yam suddenly i felt a blockage i couldn't tell if it was my heart or my throat that got blocked. I wasn't my self,my eyes became red instantly,before i got to the fridge it was like i was about to die! I finally got water and drank it till i was fed i couldn't eat the food again. Pls don't try it.

you were simply eating too quickly. next time slow down. take small quantities and chew slowly.
drinking water during eating is not the best for digestion. it can even lead to heart burn and constipation.