Family / Re: How I Survive On A Salary Of 95k As A Married Man by Integrafamoo: 11:17pm On Aug 23, 2022 |
tomtomastom4: I created this thread in response to the post on front page about ladies that date men who earn less than 100k. Below is the link.
https://www.nairaland.com/7292274/ladies-relationship-men-earns-100k
Of a truth, its not easy to manage such amount, but when one is already in such situation, you just have to manage and improvise. Now like the OP of the above thread requested, here is the break down of how we make our expenses.
To start with, I was earning about 130k previously before we got married by March this year, but I changed job and the pay of the new job is 95k. STarted the new job around Feb this year, even though there was a loan I was paying off.. Need I add that my wife was working in a firm where shes paid 45K, but two months after our married, she quit the job due to pregnancy stress. Am sure ladies will understand.
This is our break down. Monthly salary 95k I remove 40k first from the salary and transfer it to 3 different acct. The first acct receives 20k. This acct is not touchable except on extreme emergency. Its our main savings acct. The second acct gets 10k and its for our rent, also non touchable. Rent is 150k per year. Before u say my rent is high compared to my salary, I like my privacy very well. and the cost of rent isnt friendly in my state. The third acct also gets 10k. This one is for semi savings. This acct is touchable when cash at hand have been exhausted before the next month salary.
From the remaining 50k, I send 10k to my family acct. I and my brothers do contribute 10k+ every month and its been used to run expenses WRT our parents and last born. I gv my wife 10k for her monthly up keep. Its small. But its the sacrifice we all have to make for the good of the family. I hold 10k myself for logistics and transport. I must confess, is not enough. But One have to strive. My wrk place isnt far. SO transport is N100 to and fro, thats approximately 3k per month. The remaining money i use it for other logistics. 4k out of this money goes for gas wch last for abt 2 weeks. And when we want to refill and there is no other money left, we fall back to the 3rd acct. The remaining 20k is strictly for food ( On this food issue is where I "duff my hart" cos shes really managing things well and trying. Sometimes, I really feel for her, cos this her pregnancy makes her to crave for things that is not on our food menu, but then when the money is not there, she just surpress the cravings. At times I feel bad.
The remaining 5k, for now is used to pay back a tailor who sewed multiple pregnancy gowns for my wife.
Its good to add that any small money I make like 1k or 2k on side hustle, I directly buy mudu of rice, beans or flour for swallow.
Its not easy at all. But there are families with kids leaving below that.
My wife is abt 5mnths pregnant, we plan to divert the 20k savings to buying baby things in preparation for child birth.
The truth is that the economic situation in this country is bad and so cost of leaving is very high. But then one have to survive. But then in Nigeria now, how many percentage of the population earn above 100k. In fact how many jobs out there pays such as amount.
The only advice I have for ladies is that if you are not working and you parent family is the type need financial help from your husband after marriage, or you are the type of lady that is high class and wont settle for less or manage with your man. Plz kindly wait and take your time to look for a man that is RICH or financially capable of taken care of you and maybe your family. Please dont hide under the cover of you want to marry quick and then accept a struggling man only to start putting pressure on his head. Plz wait and marry a rich man.
Most responsible men wont really appreciate it if you are always demanding for things you knw fully well that he can not afford.
It is also good to note that no condition is permanent, things will definitely get better. A better job might come or my wife might get a job after her maternity which will increase our income.
The bottom line is, as a couple, but of you will have to work things out to improve your finances. How I wish I have enough to gift your wife, she is a good woman with a better understanding. God bless you op |
Food / Re: Take A Look At The Pears I Got For 2k. How Much Is This In Your Area? by Integrafamoo: 9:33pm On Aug 22, 2022 |
gloryhomemaker:
The size you displayed is 3 for 100 naira here. It is too small for 2k based on your assertion. 3 for 100Naira implies 60 for 2k. What he bought is less than 30. |
Politics / Re: Afenifere Endorses Peter Obi, Says It's South East's Turn(video) by Integrafamoo: 4:36am On Aug 16, 2022 |
Throwback: Didn't Afenifere also endorse Jonathan?
Yet olule. Is it Jonathan that lule or Nigeria? |
Education / Re: Should I Abandon My Masters In Nigeria And Start Afresh Abroad? by Integrafamoo: 2:08pm On Aug 05, 2022 |
HustlingHustler: Hi guys, I am currently running my masters degree here in Nigeria with few months to finish before the ASUU strike came. I have plan to use the certificate to boost my Japa plan initially. I have also invested alot of time and resources into the study. With each day passing, I am getting really tired of Nigeria and I feel my time is been wasted. I don't know if I should just start applying to schools abroad to start afresh or wait to finish this course in Nigeria. Yes |
Business / Re: What Is Happening To Nigerian Currency by Integrafamoo: 11:21am On Jul 23, 2022 |
guobe: maybe 10,000 sef.Zimbabwean dollar on my mind Zimbabwean dollar has over taken Naira. It's now equivalent to 1.17naira |
Politics / Re: Families Paid N800m To Secure Release Of 7 Kaduna Train Captives by Integrafamoo: 9:01pm On Jul 11, 2022 |
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Career / Re: Radiography Vs Nursing Which Is Better by Integrafamoo: 5:07pm On Jun 30, 2022 |
Lawrencethegoat: Radiography vs Nursing which is better Both are hot cake. Radiography if the person wants to lecture |
Politics / Re: Tokunbo Afikuyomi Falsified Tinubu’s Academic Credentials To INEC - Campaign Tea by Integrafamoo: 5:01pm On Jun 28, 2022 |
bicoloratrite9: Baba Tinubu . This man carefully masterminded the defeat of a ruling party. That is why Meth addicts hated him like he's the architect of IPOD terrorism. Again, jagaban till eternity Is Nigeria now better? We deserve his apology for being responsible for the calamity that befell Nigerians afterward. 1 Like |
Politics / Re: Passport Of Kidney Donor In Ekweremadu's 'Organ Harvesting” Saga Shows He Is 21 by Integrafamoo: 6:40pm On Jun 24, 2022 |
fourboys: Truth is the boy is not 15... Dude just want to japaa .. but make dem jail that Ike and his wife, Why? |
Politics / Re: Fayemi’s Legacy In Ekiti And The Possibilities For The Nigeria Agenda by Integrafamoo: 10:55pm On Jun 06, 2022 |
Mickykarim: Fayemi provided the following and according to the writer without any sense of value with responsibility.
Free education provision of roads Free medical attention Security.
ALL THE ABOVE MENTIONS ARE THE CONVENTIONAL NORMAL AND THE ESSENTIAL RESPONSIBILITIES OF THE ELCETED EXECUTIVE GOVERNOR OF ANY DEMOCRATIC DISPENSATION ALL OVER THE WORLD WHERE DEMOCRATIC GOVERNANCE OBTAINS.
It is only in Nigeria and the black world that we CELEBRATE what is expected of any public officer and usual normal public office DELIVERIES.
WHAT DID Fayemi CAMPAIGNED TO DO FOR THE PEOPLE IF NOT THE ENUMERATION ABOVE.
Therefore, Fayemi has neither done anything extraordinary, nor perform beyond the expectations. He has actually done what was expected of him in public office which cannot be verified. It is the people of the Ekiti state, not you PAID AGENT that should sing his praise if he actually delivered dividends of the democracy, he promised the electorate.
Mr. WRITER YOU HAVE NOT ONLY EXPOSED Fayemi FOR SAUNDARY PERFORMANCE, RATHER NON-PERFORMANCE AS GOVERNOR OF Ekiti State.
Clearly, you have no understanding of the duties of the office of the executive governor of a state with, what it entails. Including, the functions expected of any governor of a state. They are all lies. Ekiti people are groaning under him. |
TV/Movies / Re: What Is That Movie You Will Watch Over And Over Again?? by Integrafamoo: 4:29pm On Jun 03, 2022 |
Tyranny: What's that movie you had seen 3 times in the past, but you still feel like watching it again and again and again!!
#funTime; #noChildTalk; #noBadVibe; #noBadEnergy; #noAds; #noSpamming; #noDerailing; #TGIF!!!
**How about you Nairalanders? 3 idiots, Apocalypto |
Food / Re: Pictures Of The Monitor Lizard I Killed In My Compound by Integrafamoo: 11:30am On May 18, 2022 |
Nerogaming01: Do you know what you have just done?
Do you know the economic importance of a monitor lizard to the ecological system?
(Shakes head)
I don't know it's importance but I know it must be important. So, fish and cow meat you eat aren't important? 2 Likes |
Science/Technology / Re: See The Crocodile I Killed This Early Morning During The Rainfall by Integrafamoo: 12:13pm On May 07, 2022 |
illicit: U could have caught it alive To do what? To celebrate or worship it? |
Politics / Re: Fayemi Hails Ekiti Workers On May Day by Integrafamoo: 6:28am On May 02, 2022 |
1 Like 1 Share |
Health / Re: Premature Ejaculation Is Severe Dealing With My Relationship by Integrafamoo: 7:12pm On May 01, 2022 |
Seyila6450: Try garlic, ginger, white onions,water melon. Blend this together then extract d mixture, add lemon and original honey. Take dis morning b4 you brush. Like 5am. Then at nyt after dinner. Do dis for 2weeks without having sex. And try some exercise like early morning jogging. Atleast for an hour, do leg exercise and 20 pushup every day. Stop masturbation and porn totally bro. M a living witness. Baba I no hide anything for you, woman go dey run follow. Sorry bro I forget try stay calm when having sex. Peace This is actually true. |
Politics / Re: Adamu Garba Reacts To N100m APC Presidential Nomination Form by Integrafamoo: 7:46pm On Apr 20, 2022 |
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Religion / Re: Anambra Government Marks Odumeje's Church For Demolition (Photos) by Integrafamoo: 6:52pm On Apr 14, 2022 |
Tomek09:
Development comes with a lot of price. Onitsha needs sanitization and outright clean up so every step being taken by Prof Soludo should be commendable. What commendation? Is the building on obstruction? What happens to the houses beside? Maybe the controversial pastor prophesied against his victory |
Politics / Re: Terrorists Attack Gidan Train Station In Kaduna by Integrafamoo: 7:39pm On Mar 29, 2022 |
Igbofam: This is beginning to look like Sabotage and a sponsored terror attack from Quarters wanting to wrest power from this current leadership.
Something is fishy Did you call it sabotage in 2014? |
Foreign Affairs / Re: Ukraine: Ihor Kotvitskyi's Wife Caught Fleeing With $28m, €1.3m In Briefcases by Integrafamoo: 8:41am On Mar 22, 2022 |
WriterNig: #iStandwithPutin #iStandwithRussia
Those of you hypocrites calling President Putin a war criminal, but refusing to call ex-U.S President's Bush, Clinton and Obama war criminals and ruthless killers.
Have a look.... Ukraine is a Nazi Stronghold. You should be ashamed of yourself. Can two wrongs make a right?
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Politics / Re: Mamoth Crowd Turn Out For Yahaya Bello Group In Bauchi (Pictures) by Integrafamoo: 7:21pm On Mar 19, 2022 |
Malory: This man is dumber than I thought How? |
Romance / Re: Am I Not Making A Mistake? by Integrafamoo: 6:42pm On Mar 07, 2022 |
Drsnives: Good morning nairaladers, pls pardon my errors.
I met this girl late last year, she's nice, godly and has most of the qualities i want in a wife. i love her, though her dad is late and her mum should be in her late thirties.
Yesterday we were chatting and she was like her dad didn't do the necessary rites on her mum and hence according to tradition i will have to pay her mum's bride price to her family before i will be allowed to start her own (my babe) marriage rites. I just weak cos have never heard of such. Where i won see the money for double bride price?
Pls nairaladers, have any of you come across such ridiculous tradition or she's making it up herself cos i feel like quiting the whole thing. I just tire. Your opinions are welcomed
Modified: she's from obiaruku in ukuwani local government area of Delta State. Ideally In Yoruba land, her mum bride price must paid before she can legitimately receive on her daughter but I think her husband family should be responsible if she did not marry after his death. |
Career / Re: Wife's Phone Searched & All Contacts Deleted By Her Boss, Can I Sue Or Not? by Integrafamoo: 7:51pm On Mar 06, 2022 |
NewDadTroubles: Good morning Nairaland
I'm going to be as explicit as possible and I need professional legal counsel/inputs to the issue stated below. (Pardon all blunders biko)
My wife recently got fed up with her place of work and decided to tender her resignation letter. She happens to be in the teaching profession and we all know what goes on in the private teaching schools (Most anyways).
On Friday the 4th of March which was supposed to be her final day at the school, the school's HM instructed her phone to put her phone on her desk (HM's) on the pretense that it was an open day and didn't want her distracted. She did exactly that and the day went just fine, after which, she dropped all the school's materials/properties with her and left. On getting home, she went through her phone and discovered that her WhatsApp messages and conversations had been deleted, text messages deleted, all her contacts deleted, and all chats on her phone read. As if that wasn't enough, a few of her contacts called her to tell her they received messages from the school asking what her relationship was with them? Imagine!!!
Moreover, I think it is also good I state the fact that she and the HM haven't been best of friends due to an event that happened sometimes back between both parties. But for her to pick up her phone and go through it, and not just that, but also deleting her chats and wiping off contacts, deleting photos that has to do with the school, that's to the extreme haba!!!
Is there any legal ground to pursue this case or is it me just being emotional hurt that my wife's privacy has been trampled upon and I need to act. What should be my next point of action?
Thanks NewDadTroubles The HM will deny it ever happened |
Politics / Re: 2023: Who Do You Think Would Be Atiku Abubakar's Running Mate? by Integrafamoo: 7:22am On Mar 05, 2022 |
Omicron007: It is no longer news that the former Vice-President of Nigeria and the PDP's Presidential flag bearer in the 2019 Presidential election has once again thrown his hat into the ring by declaring to contest for the Presidential elections next year.
Alhaji Atiku Abubakar is a popular politician from Adamawa State in North-Eastern Nigeria. He is also an astute business man with investments in different parts of the country.
In 2019, he contested alongside Mr.Peter Obi. Obi is a former two-term governor of Anambra State. However, as the race for 2023 thickens, some Nigerians expect Mr.Peter Obi to give the presidency a shot.
Recently, I created a thread concerning who might likely be Tinubu's running mate. https://www.nairaland.com/6942591/2023-think-should-tinubus-running
The question now is this: Who might likely be Atiku's running mate in the 2023 Presidential Elections? Peter Obi or Okonjo Iweala |
NYSC / Re: Corper Obinna Gabriel Fixed Bad Road In Ayegbami, Ilorin (Before & After Photos) by Integrafamoo: 10:09am On Mar 04, 2022 |
jarx: Where did he get the huge funds from ������� |
Romance / Re: I Think My Girlfriend Is Fetish by Integrafamoo: 12:25pm On Mar 03, 2022 |
L1TTLE: I've been dating her for over three months now, first day I saw her I didn't like her or anything, I just did some biz with her, had a short Convo and left, so along the line we got familiar and we exchanged contacts, went on a casual date, then she painted herself as a God fearing girl, who don't want anything with guys, then I asked her how come her relationship status isn't single on fb, she said she put that to deter guys, I was wondering what she's doing with me since I'm also a guy then she gave me a shocker, that immediately she saw me she knew God want us to be a thing.
Honestly I'm not a God guy, I'm not religious at all, but I have good morals, I have been single for long so I decided to give it a go and we started dating.
not long after that she came to my place, and one thing led to the other and we had sex, it was a very foolish mistake I made because we agreed not to indulge, at least for like three months, and barely two weeks into the relationship we had sex, then I started noticing changes, first she became possessive, like she always wants to know what I am doing, who I am with, where I am at, and I hate that, I don't like feeling like someone owns me but she would always throw a tantrum when I point that out.
Things started going bad for me, financially I was failing here and there, it was a clusterfvck, bad luck everywhere, but I didn't think she was the cause because like I said, I'm not religious, I just believed it's just trying times they come and go, but it started shortly after the sex, I'm just stating it because it's significant.
Second, she calls herself a goddess, at first I thought it was this self appraisal thing girls do, I discovered it's not self appraisal at all, her birth name is some kind of deity where she's from, at this point I started wondering what I got myself into like she's all over me, I can't breathe, I sat her down and tried to talk to her that maybe we should breakup, she started crying and guilt tripped me into having sex with her, and since then whenever she comes around it's always sex, like I'm tired of it now, I will resist and she'll do things, touch me in places and I'll be aroused in seconds, for someone who claimed she's not into sex, she's a vixen on bed, I feel like I don't even know her anymore, lastly I have terrible nightmares now, and it's always sexual, that wasn't the case before I met her, right now I can't think of a way to free myself from her shackles, I just want to undo everything, make everybody dey him dey. It might not have anything to do with her being possessed. Sex is spiritual. It breaks immunity if you once maintain good relationship with holy Spirit(for some certain people). Just pray for forgiveness and move on. If you still like her, both of u can pray together. 1 Like 1 Share |
Crime / Re: "I Bought A Human Head For N20,000" - Ritualist Confesses (Photo, Video) by Integrafamoo: 1:28pm On Feb 17, 2022 |
Kingkali: Na human head them they sell like kolanut now.
Chai! Afonjaaaas. A bow of kola nut that is as big as human head cost More than 20k 2 Likes |
Science/Technology / Re: Rusty-Spotted Genet: Checkout The Scary Animal I Killed Last Night (Photos) by Integrafamoo: 4:07am On Feb 10, 2022 |
Sonnobax15: Must we kill every animal that comes our wa in this country........No wonder Zouma was attacked by animal activist over there.. Because our mentalities as blacks no dey rhyme at all with wetin whites dey see as normal Go and sit down. Meat you eat everyday, are they stone? 2 Likes |
Education / Re: Makinde To Rename LAUTECH To LAU by Integrafamoo: 2:00pm On Feb 09, 2022 |
1 Like 1 Share |
TV/Movies / Re: Which One Is Your Favourite Movie Among These 4 by Integrafamoo: 6:09pm On Feb 08, 2022 |
God1000: I don't have to mention their titles, we've all watched them, very interesting movies.
Where is 3idiots? Where is Apocalypto? |
Programming / Re: Please Rate This: My First Data Visualization Project by Integrafamoo: 11:35pm On Feb 07, 2022 |
Ugaboy: Nairalander, please rate my performance
First and completed Data Analytic Visualization Project... coming from zero to here just in two weeks...I would love to xplain everything in details but I think it not necessarily...this an analysis for U.S Passenger Dataset, I cant rate this so good...I want to xplore some more chart that can carry so much detail and prediction.
Though there is no prediction on this visual...but tell the story of the performance.
The dataset contains Date, Country and numbers of passengers.
With the Analysis, you can make prediction months and days U.S are likely to have more passengers traveling or migrating.
You can also tell the exponential growth, why 2020 has the lowest passengers
Though I have some Machine Learning project on Python, Excel and Statistics (I just choose to share this cus I joined a monthly competition on LinkedIn)
Let me stop here, I see how you all rate a new Barber, graphics designer. Come and do this for me...man want to feel encourage Awesome! What package did you use for the graphics? |
Crime / Re: A Police Officer's Phone Is In My Custody, Should I Return It? by Integrafamoo: 7:40pm On Feb 02, 2022 |
hotplay: Good day Nairalanders, I need your advice. I had an encounter with a police officer yesterday along Ibadan-Abeokuta road. I will keep it brief and concise.
I boarded a bus from Ibadan to Abeokuta yesterday afternoon. Somewhere around Odeda, our bus was stopped at a police check point. I was apprehended by the officer who asked me to unlock my phone for him. I did as instructed and next he called me a cyber criminal without any evidence to proof. He immediately demanded I paid him 500k or I will be arrested and detained. I told him I can give him only 5k because I had a very important thing to do and I wouldn't want him to waste any of my precious time. The officer agreed and eventually I gave him cash of 3k because he didn't accept transfer for obvious reasons.
Before he searched my phone, he seized my bag and a nylon containing my shoes and my iPhone usb cord.
I unfortunately missed my bus because of delay, so I needed to board another bus immediately, so the officer helped me to stop a bus. He then handed me my bag and nylon. I was so pissed off and tried to cool off my head with a short nap. On getting to Abeokuta, I checked if the contents of my bag and nylon was intact but to my greatest surprise, I found a big android phone belonging to the police officer inside the nylon instead of my shoe and usb. He had unfortunately giving me a wrong nylon containing his own phone.
I have the phone with me now and I'm sincerely not willing to give it back. He has been calling and I don't know if I should change my mind.
What should I do guys? I'm confused. Get his details and take online loan with the phone. He deserve a negative reward |
Romance / Re: What A Guy Did To Me At Iwo Road Ibadan, A Bitter Experience. by Integrafamoo: 10:17am On Jan 28, 2022 |
maxwelltony: Good morning Nairalanders
There is this particular guy that I met on Facebook about two month ago in Facebook, we have been talking and he calls me almost everytime, he has tried to invite me to his house in osun state on different occasions but due to security issue I had to decline his invitation..
We planned to meet on Wednesday and he told me he was coming from osun state, so I told him to drop at Mr Biggs in Iwo Road Ibadan..
I stay at challenge so I had to #200 cab from there down to Iwo road, I was having about #1300 with me before leaving the house, I was already waiting for him for about 40minute before he showed up, he told me his car has fault and that he had to call his mechanic to fix the car for him, we sat down and talked.
During our discussion, he told me to please give him 1k to get something to drink, that he had forgotten his wallet in the car and his phone is off to make a transfer, I gave him and he ordered for soft drinks and meat pie..
Along the line, he told me he needed to make a call and requested for my phone so that he can direct the mechanic bringing down his car, I heard him calling and was directing the man down to Iwo road, all of a sudden he just went outside and before I could know it this guy has dissapeared with my phone and was just looking at him from afar..
I couldn't shout as I was just looking like a fool because I don't know what's happening, I waited for about 1hr thinking he has gone to pick the mechanic, I tried calling my number but was switched off, he has gone with my phone and I don't know his number off hand. I had use the #100 left with me to buy recharge card and was left with nothing.. It was a bitter experience for me as I had to trek all the way from Iwo road to Olorunsogo, When I couldn't continue with trekking I had to approach a lady to please help me out with #100 after explaining my situation to her and she gave me #500 and wished me well.
I thank God it was not more than this, he only went away with my phone, what if he had used me for ritual?
Please ladies be careful about the kind of guy you hang out with, always take your time to know the person you are moving out with..
I had learnt my lesson, and have handed him over to God . I am happy for you. Only luck can make girls escape such trap. |