₦airaland Forum

FzanyAjibs:
I have Med insurance and same applies to thousands that work for big firms.

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Thanks for the info.

Ytea:
Despise not the day of little beginning, for it shall keep getting bigger and better.

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Little beginning? Really?

Femi Otedola is the son of late Sir Michael Otedola, the governor of Lagos State(1992-1993).

Tomorrow you will put up the same quotation for Tinubu's son.

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Let me guess. These ones are guaranteed:

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Dementia, Chronic anemia, hyperlipidemia, Hypertension,

G.I hemorrhage, Rheumatoid Arthritis, tinnitus, deafness,

...etc
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No big deal. Imagine what the chap will do with access to the internet.

There are many of them on NL.

Don't let the anonymity f00l you.

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Common sense tells that Davido cannot afford Challenger 605.

Artists need hype to sell albums. But anyone is free to believe anything he/she wants.

He isn't the first or the last to claim to have bought non-existent private jet.

People are still waiting for the private jet that Soulja boy claimed to have bought for $55m since 2011.

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dammy13:
​The federal government of Nigerian has pledged to provide affordable houses by mortgage that people can pay for throughout their working life.

The Minister of Works, Power and Housing, Babatunde Fashola, who stated this on Wednesday, said part of the change agenda of the ruling All Progressive Congress is that, “Nigerians would no longer have to buy a house like fish in the market. That is not how it works in other societies.

“The payment period will be spread over a period of time, usually your working life. That is really affordability. Housing is not just about building; it is also providing access to funding through the Federal Mortgage Bank.”

Fashola stated this in Jigawa State where he is on a supervision tour of federal road and housing projects.

According to the minister, “Workers who are contributing to the National Housing Fund have something now to look forward to. We are going to create a line of supply houses and access to credit and allow you to choose what your income can afford.”

“That is the journey of change President Buhari has been talking about. We will experience something new. The change will not be only on the new houses but also how to pay for the houses in a manner that makes it convenient for you,” he stated.

On electricity, the minister said people were now free to set up independent power generation companies “without necessarily requesting for license.”

He said the federal government is encouraging the private sector to invest in generation and selling of power to the public.

“Any interested individual or company can set up power generation from two megawatts downwards and sell it to public without requesting for any licence.

“We are encouraging people to set up small power generation and sell it according to their capacity, not necessarily going for big projects that require huge amount of money and expertise”, he said.

http://kikiotolu.com/nigerians-will-no-longer-buy-houses-like-fish-in-market-fashola/

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How can one qualify for mortgage loans with minimum wage at N18k /month?

Let's assume they get interest free loans with monthly payment of N9k (half of their pre-tax salaries). In 30 years, that comes up to 9x12x30 which is N3.2m. This is impossible and unsustainable.

Emotion aside. How plausible is what Fashola is saying? Or is it another one of N1==$1 campaign promise? Fashola is just pandering to the workers to get their votes for Buhari in 2019. Nigerians should be wise by now.
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The IGP should not honour the invitation.

Nothing is more rewarding than shoving their uselessness in their faces.

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Some people type IVM but in their minds they are thinking Igbo.

Even if Innoson builds a ferrari, it will never be good enough.

Some of them have never hitched a ride in IVM vehicles before but are quick to write them off.

It is not about the vehicles' performance fellas. Hate is the only driving force.

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How do you deal with people (Nigerians in diaspora) who on hearing the words "business" and "Nigeria" used in the same sentence, will go out of their ways to dissuade one from venturing into Nigeria? Folks have a bible list of everything that could wrong.

I feel like a lone voice in the wilderness.

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Nigerians will definitely drink it.

Just introduce it at Quilox.

After all, they believe that the more expensive, the better.

A true measure of a "big boy" or "big girl" is how much money one can waste, only in the Nigerians' minds.

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Closed Caption in English:

Issafela:
Two Young herdsmen Sarrki and Omenkalives were spotted sucking cow Buhari's breast today, along Karu road, Gidan, Mangoro, Abuja.

Source:
http://www.nairaplus.com/2018/05/two-young-herdsmen-seen-sucking-cow.html

OboOlora:
Thought as much, Sandra Okoli is nafdac and nafdac is Sandra Okoli...

You mean Stella?

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The only winner here is the man that challenged Ngige.

He has paid his dues.

His appointment is guaranteed.

Nigeria Politics 101.

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Good move by Evans.

Now the whole world will be delighted that he is being maltreated by the prison officials.

Meanwhile he goes back to prison and continue living like a king after bribing the same officials.

Whoever wrote the script they played in court has a criminal mind.

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A firm can be a one room business entity with personnel packaged as seasoned consultants.

Just saying...

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5 whitemen: 1 blackman.

In a country of 200m black heads. What exactly are they studying in all the universities?


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psychologist:
Hello house, please the building am staying in the village is leaking water from the slab what measures can I take ASAP.

The house has been built for a while and just left decking level, but over time it started dripping water from the slab, I know it's a building deffect from onset, but I need advise on What to do about it

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Use Line x coating


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Ofuzo:
YES. When you come to new Carrollton MD, all the houses you see there was built by one REAL ESTATE company which is why they all look the same. There might be some small variations, but even a dummy will know that everything looks the same. When you go to northeast Washington DC, YES, almost all the houses you see in certain neighborhoods look exactly the same. THERE ARE ABSOLUTELY NO LAND FOR SALE IN ANY AMERICAN CITIES AND SUBURBS. I've lived for more than thirty years, both on the east coast and west coast, so I know what I'm talking about. Now, when you see a sign saying land for sale, it's not for sale to INDIVIDUALS, but to REAL ESTATE COMPANIES. REAL ESTATE companies build the houses and then sale to individuals. [b]There are NO single plot of land selling going on in the US and most developed countries. [/b]This is not even supposed to be in doubt because they did EXACTLY the same thing in abuja. Abuja from all practical purposes was and is still being built by REAL ESTATE companies. The igbos don't even have to COPY what the developed countries are doing. Let them just copy what they are doing in abuja. WE SHOULD ALWAYS ASPIRE TO DO THINGS THE RIGHT WAY. RIGHT NOW, WE ARE PRACTICALLY DOING THINGS, ALMOST EVERY SINGLE THING THE WRONG WAY IN IGBOLAND.

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No land(s) for sale in US?

You are a joke. I don't see the relationship between how many years you live in US and misinformation.

Go to https://www.zillow.com/ca/land/ and choose land/lot for sale.

Eg. The one plot at 1 W Garrett Ave, Fresno, CA 93706 is for sale by the owner for $47k == N17m
(less than some plots of land in Nigeria). I have seen a few empty secured plots in some cities for sale
with local numbers to call for interested buyers.

It is not a law that only real estate companies can buy land(s). Many individuals cannot because of
the factors I outlined earlier.

They have many listings.

One can live in US and still be grossly ignorant.

No! Abuja is being built by real estate developers and private contractors including DIYers.
Real estate developing companies and private builders have always and will always work in developing cities.

Keep living in your fantasy world

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diordaves:
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Our major problem here is earthquake. The houses are built with that in mind.

Will I apply the same level of reinforcement in Nigeria to prove that I have "arrived"?

I don't think anyone has any concerns with the way we build houses in Nigeria. The major concerns
are lack of oversight and inspections, lacklustre finishing and non-uniform applicable building codes. The worst so
far has been lack of serious input from the government in terms of supporting infrastructure.

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Problem Group 2 defeats Problem Group 1.

In all, it will still be a Problem Group in charge of Imo State.

It is not yet uhuru.

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bixton:
Is bamboo not a local product?

Building construction is not all about just technology but aesthetics too. If it were only to be technological then most buildings will have to be like T-800.

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If that's what you get from my statements, so be it.

Grasses are local products too. Why don't you use them for pillars instead of iron rods?

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Ofuzo:
Tackling corruption is the job of elected politicians. Electing politicians is the job of citizens. Citizens should elect those that can only do their bidding. If citizens vote in politicians who refuse to do their biddings, then citizens should continuously vote them out until they find the ones that can.
Now, you're right that there are millions of homes in the US built by private citizens, but you're wrong about prerequisite to build. The US is slightly bigger than west africa with thousands of rural districts. So, just like we have villages in nigeria, they also have villages in the US, even if they don't call it that. Most of the people that live in these rural part of the US are farmers that are farming on large hectares of land. Yes, these rural farmers and the small businesses that support these rural towns do build their own houses and their own shops. They can build whatever they like, even shacks, and don't need to be licensed as you suggested.
Well, that's not what I'm talking about. I'm talking about the more than 100 BIG CITIES IN THE US AND THEIR SUBURBS where 90% of americans live. Those cities and their suburbs were exclusively built by REAL ESTATE COMPANIES. Private individuals don't buy land anywhere near these places to build anything at all. If you lived in some of these developed countries, you'll know this, because when you come to an area of their town and suburbs, you'll notice the uniformity of everything like every single houses looking the same. The front yard covered with green houses all looking the same. The sidewalks that traverse the neighborhood all looking the same. The trees that lined the streets all planted in unison, that it looks like a tree was planted at every ten foot intervals. In short, everything is built SO WELL in such an ORGANIZED way that you'll know that one real estate company built it. Now, multiply this scenario I just described thousands of times in hundreds of their cities and tens of thousands of their neighborhood to imagine what I'm really talking about.
Unfortunately for us in nigeria, we never followed any best practices of anything. TRUST ME ON THIS, you nigerians do practically everything the wrong way. I just told someone about the exultations to people not to REINVENT THE WHEEL. Most things in the world, have already been invented that you can't be jumping up and down for reinventing the same thing that others have already invented. Somebody from say, enugu, cannot be shouting for joy because he was able build a car in his garage because that's have already been done more than 100 years ago. But, it's ok to copy. For best practices, visit places that have already done things to know how they are done. You can improve upon their inventions if you want to make further advances.
So yes, you have to uproot most of JUNK we built when we didn't have the knowledge and resources to do things the right way. If not, your towns and cities will be looking like shitholes forever. That's EXACTLY why I'm jumping for joy with okorocha's URBAN RENEWAL PROJECTS IN OWERRI. You don't seem to think that it's doable, but it is. The chinese have already accomplished this FEAT, and like I said, that's what Okorocha is doing in owerri. Okorocha's own, MIGHT be mediocre but at least he's doing, better than doing absolutely nothing, hoping against hope for something to happen. Nothing will happen. The government of every state/country have to have the imagination to make BOLD changes, dragging his people screaming and kicking in the process. They might curse and abuse him for not paying compensation, or disrupting people's livelihood, but in the end, they will appreciate him for lifting their CIVILIZATION AND SENSE OF WORTH/PRIDE to high level.
If you are an american, and went to school with igbos, you'll think that they must be the most intelligent people in the world. If the same Americans were to board a flight to the heart of igboland, Enugu, when they disembark and enter the terminal, they will go huuuuh. By the time they drive through abakpa nike with thousands of hawkers, with thousands of street traders, people selling things in the median strip and shoulders of our roads, they will begin to doubt their judgement on igbos. By the time the same Americans reach aba, they will run for their lives.

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A little nudge and you are beginning to make exceptions and clarifications unlike your previous post where you said real estate developers built all developed nations.

I talked about cities not farms in USA.

No! All the houses do not look the same.

You need to move around different cities in USA to know.

I am using So.Cal as an example with emphasis in Los Angeles area.

There are lands for sale. But people don't follow that route because 1). It is expensive 2). They don't understand the process 3). The stress of dealing with city inspectors, etc.
4). They don't have the money to build (no kobokobo project).

Most houses are financed by mortgage lenders and they push borrowers towards finished houses because they are easily recoverable.
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Just take a closer look at the base of the billboard.

I am surprised that it lasted this long.

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Ofuzo:
Ok, so, the reason you don't want to give land to real estate developers is because they'll cut corners and use inferior materials? That's actually not a good reason. There are about 100 big cities in the US that are ten times better than Lagos, and they were all constructed by real estate developers. All the buildings in these 100 cities were constructed with BRICKS AND TILES, as opposed to BLOCK and CEMENT whose paints start to peel off after five years. Same goes for all the major cities in the world. There are no cities in civilized countries where individuals are allowed to buy a plot of land to build anything. There are no selling and buying land in developed countries like you have in igboland. That is 100% why our cities look like shitholes. You guys are fond of posting all these humongous imposing mansions with giant pillars in igboland, but that's all crap because the houses have absolutely no infrastructure. Block and cement houses with no running water, no gas piped through a central system, some of them have no roads and are surrounded by opotopoto, no electricity, most of them surrounded by high walls that make them look like prison, human waste dispossessed off in the backyard. All that is RUBBISH. Also, when you go to any country in the world and ask them to show you the skyline of their cities, they don't show you imposing Mansions were people live, but rather the skyline of the commercial business districts. So, all that huge mansions you guys show off here all the time is not what counts when the yardstick of any city is measured.

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You are stating the obvious but you failed to tackle the problem I mentioned--corruption. Have you ever tried getting a building permit in US? By the way, there are millions of houses not built by real estate developers in US. Let's get that one out of the way. The only requirement is that the builder must be "licensed". And to be a licensed builder, there are requirements and prerequisites. This is how the cities exert control over its landscape. There are cities' codes that builders must abide by. There are inspectors that come to the sites at different stages of construction to make sure the builder is adhering to the specifications outlined.

In Nigeria, let's use Awka as an example. It started off as a sleepy town in Anambra state. Then it became elevated to the capital city of the new state. Should the whole city be razed and reduced to rubble in order to create a perfect city that you envision? Human beings will always be humans. Laws and regulations are put in place to check the excesses of humans. In a society like Nigeria where the gatekeepers can easily be compromised without repercussions, one gets the chaos that is the skylines that we have. Therein lies the problem.

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nairavsdollars:
Temidayo Akinsuyi, Lagos



Read more https://independent.ng/people-commit-impunity-in-good-health-but-pretend-to-be-sick-during-trial-sagay/

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All these professors with no experience.

In a sane society, a suspect is charged to court based on some evidence, prosecuted and if convicted, will be sentenced whether sick/ill or not.

Bill Cosby "claimed" to be blind. Yet he was prosecuted with the evidence therein presented in court. No sentiment. A useless and rudderless government will continue to make excuses for inaction or tacit support of crime.

Buhari is useless.
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There are 2 types of education:
1) Informal
2) Formal.

The latter is structured towards training corporate monkeys which is why you constantly hear statements like "a graduate that cannot get a job" and "employment/unemployment" associated with folks with formal education. The primary purpose of formal education is to train people to work for the MAN.

Of course, there will always be exceptions but such outliers do not negate the rule.
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Cjrane2:
Truth is that a poorly educated brick layer can build a mansion with Cement, but it requires a higher skill set to do same with wood. Besides, Sheetrock isn't available in Nigeria, so how do you finish the walls? Not to mention that we don't have enough wood to go round in Nigeria.
Did i mention the problem of termites? in our country where we can't even control mosquitoes, is it termites we can control like oyinbo is able to do ? Imagine if you built a wooden house in the village and by the next Christmas, the whole thing collapse to the ground due to termite activity.

On too many levels, it is not even desirable to think of wooden houses in Nigeria. It's just not practicable for our environment.

One thing i think we can do to bring down construction cost is to begin local manufacture of sinks, wash-hand basins, bath-tubs and toilets with reinforced plastics. I know many countries are already doing this. This will help reduce the cost of these inputs.

Only caveat is that the plastic bath is usually supported on all sides with a short wall as in the picture. But that is a small price to pay for using our own home made building materials. I'm sure Oga spyder can always make up such short walls to support the bath tub and tile it neatly as in the picture.

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Termites, security, harmattan (fire insurance?), temperature.

All of these are major concerns.

There are reasons why majority of countries do not build wooden houses.

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Ofuzo:
It was a collosal mistake of monumental proportion to allow individuals to buy land and build whatever they want as opposed to leasing or selling the land wholesale to BIG real estate developers, something that's been going on since Independence. The antidote here is to reverse this trend and do the opposite. This is exactly why I'm applauding okorocha's urban renewal projects even though it's MEDIOCRE AND HALF BAKED. It's still better than nothing.

I beg to differ. It boils down to lack of oversight by the gatekeepers. They approve any plan and anything. Giving lands to estate developers will create more problems because they cut corners and use inferior materials to maximize profit. Have you visited some estates in Nigeria? Sure the buildings are decent but the lack of landscapping finesse is still the same. What is the Ministry of Lands for? What are the duties and responsibilities of Urban and Regional planners?

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Evablizin:
[s]That's why Nairaland rule 21 says,please spell words correctly when you post,and try to use perfect grammar and punctuation. [/s]

Respect to oga seun.

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You failed Rule 21.

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Angelanest:
A Nigerian soldier has shared pictures from the battlefield while fighting Boko Haram insurgents at Maiuguri, Borno state capital. According to the soldier identified as Mbaeru Chucks, people think all is well whenever they see him posting pictures to celebrate their victory without actually knowing what they pass through.

Below is what he shared online;

Some people will not no what I pass through before now most especially when they see me posting my pictures on line flexing enjoying my victory before now, I find it so difficult to dress on civil clothes not that I don't have it but no time no where to go to, I give God all the glory Maiduguri is nothing to write home about.

Source; https://www.nationalhelm.co/2018/05/nigerian-solider-shares-photos-of-what-they-pass-through-in-maiduguri.html

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Big deal!

He wasn't drafted. He chose the military and he is being paid to do what he is doing. If they were drafted or are volunteers, then I will be concerned.


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