₦airaland Forum

We just need to face reality. As much as I hate to say this, it's high time the military took over Nigeria. Our democracy is just too expensive and the corruption is so uncontrollable

Iro nla. It's a lie joor. I don't believe that. Anyone will just come online and want to trend. Come back to Nigeria and do what exactly?

Bros. Forget about no written agreement o. At least his money entered Ur account and stayed there for a certain period. It's still a gentleman's agreement. Better you beg him with interest or give am the car jeje.

Pele o, sheeple. I pity you. If to say Ur prophet predict the score join, I for believe am small.

Rip to her. This is really sad.

It's been long that we av been playing nonsense. Just scrapping thru with experience but tonight, Ivory coast made it clear. Chukwueze, Iwobi and even Aina just no suppose play for the match.

FreeStuffsNG:
The 5 CBN circulars that calmed FX market


February 11, 2024

CBN will not pay invalid FX backlog – Cardoso


The Nigerian naira recorded a gain of 4.49 percent against the dollar in seven days of trading driven by the policy measures of the Central Bank of Nigeria (CBN).


The local currency had witnessed persistent depreciation against the US dollar, hitting an all-time low on January 29, 2024, when it traded at N1,348.63 per USD at the official window. Enter the first of five CBN circulars that reversed the tide.

Jan 29 (Circular to Authorised Dealers – Financial Markets Price Transparency)

The CBN’s circular which was released on the 29th of January, led to more transparency and accurate price discovery. This initiative improved transparency of the true level of Naira, depicting unification.

Jan 31 (Letter to Banks – Harmonisation of Reporting Requirements on Foreign Currency Exposures of Banks)

Initiated on the 31st of January, the CBN’s letter to banks provided a level-playing field and improved liquidity and this led to the revision of Net Open Position (NOP) which limits the overall foreign currency assets and liabilities.

The directive has since spurred increased activity in the Nigerian Autonomous Foreign Exchange Market (NAFEM) which saw daily market turnover rise from $134.83 million to as high as $854.53 million.

Jan 31 (Removal of Allowable Limit of Exchange Rate Quoted by the International Money Transfer Operator)

In its bid to resuscitate the naira and the economy, the apex bank issued another circular on the 31st of January, boosting diaspora remittances via official channels to Nigeria.


This initiative gave permission to quote exchange rates for Naira payout to beneficiaries based on the prevailing market rates at NAFEM, removing the previous cap of -2.5% to +2.5% of previous day’s closing rate.

This decision by the Cardoso-led CBN is expected to spur increased remittances via IMTOs, stemming the channelling and exchange of foreign currency through the alternative market.

Jan 31 (Reviewed Guidelines of International Money Transfer Services in Nigeria)

The CBN’s directive on the 31st of January offered ease of doing business for IMTOs. The guidelines for international money transfer services were reviewed to reflect the changes in the market and improved ease of doing business which would in turn endure clarity on permissible activities.

Feb 8 (Removal of the Spread on Foreign Exchange Transactions)

On Friday, the CBN removed the spread on foreign exchange transactions at the interbank market. This was disclosed in a circular to all authorised dealers, dated February 8, 2024 and signed by Duke Omolara Omotunde, director, financial markets department of the CBN.

Removal of the cap on spread in the interbank market and restrictions on the sale of interbank proceeds will lead to efficiency in the market-based price discovery system.

This policy by the apex bank will lead to a truly liberalised FX market. Authorised Dealers are now enabled to make binding two-way quotes in NAFEM. The removal of restrictions will spur market activity and reduce information asymmetry.

The Naira, which appreciated on Monday after the FX policy announcement, lost 3.41% of its value against the dollar for the five trading days in the week at the official market.

The FX market ended with the dollar closing at N1,469.97 on Friday from N1,419.86 quoted on Monday, the first trading day of the week.

https://businessday.ng/business-economy/article/the-5-cbn-circulars-that-calmed-fx-market/
Mynd44 nlfpmod

Calmed u say. Are you for real?

It's just time, he go soon balance. U ll see.

Bad belle op. Haba. This is to allow for the road expansion for the ongoing flyover road project at okefia. Please do Ur finding well before exposing Ur dumbness

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Both of them shud av gone for medical tests to know the issue and there are treatments. So she wud rather birth a bastard? Lailai. Her marriage comes first. Her husband shud now realise who the fault lies with. He shud seek for help. They can start again

Cheating for where?

My only hope is for us to actually see pple prosecuted. We had the likes of Tafa Balogun and SM Afolabi prosecuted during Obasanjo regime. Let's actually see heads roll. It will give the pple more confidence in this govt.

Try and use a warm compress down Ur pelvic area. It helps to reduce the pain and ensure smooth flow. It used to work for my wife prior to marriage.

He's just being happy. Way of expressing himself. Just like me when I caught my daughter picking her nose, chai. Exactly how I used to do when small.

Reno Mockery. Baba sha de find relevance by all means.

If this woman talk to man on phone, person go don love up o until he sees her for real life.

New strategy if true. What people do for Japa.

The truth is you can't get the custody of Ur child unless it's proven she's negligent in taking care of the child. If u can, accept her back. I'm not saying it's easy but for the sake of Ur child. But then, she has to agree to Ur terms and conditions of not involving her family in Ur marriage

If you have the means Japa. By the time u get married on that salary u ll realise it's not much. Unless, u ll get a lady equally working and can augment Ur salary. Factors like Ur present grade level matters too. If u are around 12, u may need to reconsider japa because of Ur prospects.

If the guy comes out to apologise, I think it should calm all worries. But he needed to do that because of the nature of things in this country. The man no wan dull himself o. Dem fit go bring speaker and swear him in. Heaven will not fall so he had to act fast. Tho highly unethical but necessary.
He will still win their primaries no matter what. Those saying APC won't field him are just fooling themselves. All needed is for him to cut a deal with PBAT and that all. APC no dey take power de joke.

It is well.

It's a Nigerian mentality. Independence. It's necessary as it will make one grow up and be respected. That's why no matter how wealthy I become, I won't subscribe to building mansions because at the end of it all, na cobwebs go full am.
Build apartments. U can even give it out to Ur children to live in with their families. Mansions are good for young families having kids but sadly most can't afford it

Well thank God she rode thru Nigeria without any major incident except for the Iseyin Police men. I'm sure she must have chosen her locations carefully and with the help of security else, bandits for use am chop wella. Such journeys are just too risky. Even me sef wey wan travel go Kano by road don do like three days fasting prior. But thank God in the end.

Mindlog:
You started out your "counselling" with allocating the cause to the wife as if a man do not have the capacity to be dysfunctional on his own!.

Fight for a marriage with an addict who have no desire to change, Uncle you seem to live in an alternate universe.

Go to rehabilitation facilities.....many men, don't get visitations from their wives and even their own birth families, it shows they are tired of his shenanigans.

Apologies, I didn't get the msg well. I initially thought the man had his complaints. I just found out it's an addiction problem

Greatmind653:
there's nothing he's complaining. Rather his chosen lifestyle is what is killing the love and affection here.

Apologies I misread the issue. I thought he had his complaints.
You will need to pick urself up again and maybe seek the help of elders who can sit both of you down.
There is nothing prayer too can do. Not just when things go south but even when things are fine.

If it is an addiction that started in the marriage then first learn to check what you have been doing that he complains of and after you can then face him. Issues creep into marriages when there are two masters in the boat. You just need to submit and then pray to God. On the addiction, talk to him, invite older and experienced friends of the family. If you want your marriage to come back, fight for it and don't let events dictate.

The truth is most of them don Japa komot. So no way to do verification.

Skillsmaster:
Good day nairalanders. Please come to my rescue. I will be brief as possible. Please ignore any grammatical or spelling error.
I lost my job (teaching job) two months to my wedding. About 10-15 of us lost our job in this same school, because of the economy of the country. I couldn't get any job after then, so I decided that I will postpone my wedding because of this but everyone except my younger brother kicked against it including my wife. I continued with the wedding plan believing that everything will fall in place soon. This is three months after my wedding, still no job. My wife has tried a lot, she has a shop and she has been very helpful all these while and I use to appreciate her for that. But of recent she started behaving somehow, which shows that she is tired of the situation and I am also tired of the situation. My wife told me that she can no longer continue like this. I was surprised because this is the same woman that was so angry when I told her about my plan to postpone the wedding. To be honest with you people, she has tried, I must commend her.
On my own side, I have searched for job to no avail, both teaching and non teaching. I reside in Abuja, I and one of my friends have trekked on many occasions submitting my own CV. Yet no call for interview. I am a mathematics teacher, before my marriage, I can't submit my CV in three to four schools without getting any invite for interview from two or all of them. But it is the opposite now.
I tried to get capital to even start a poultry farm because I am also good at that, but I couldn't get any. My wife is already "threatening the marriage" asking me to bring money which she knows that I don't have. She told me that she regrets this marriage and just saying all sort of things. She knows that I am not lazy. Even to get labourer work on site is not easy. I will stop here.

I am sorry for bothering you with this long write up. You can say anything you want to say but I will appreciate it if you can help out with a job. I want to have my home back. Thank you.

Note: I studied engineering. I worked as a site engineer for like two years before going into teaching.

So sorry about Ur situation. That's what pressure brings. Women are pressured into marriage because of their age. Infact, men are more sensible when it comes to settling down. That's why majority of women marry wrong.
Most schools are going on Xmas break now cos they have been on session for almost three months. Increase Ur applications this time again. Resend Ur CVS to those u already have contacted. Some teachers will change jobs, some will quit for other desired jobs, some will japa. Just apply. Also try home lessons and all these online classes. Don't give up. As a maths teacher, u shud be hot cake o

Game don de change na. She don wise