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Jedisco's Posts

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RomanceRe: Nigerian Men Speak On Dating Abroad by jedisco(m):
ednut1:
I see a lot nairalander fantasizing about being hot cake abroad when they haven’t been there. The truth is women there are only interested in 20% of men. If you are not good looking, tall, with good job and swag. Nothing for you o. In Nigeria you could use your 3k or indomie and egg to get babes. But for abroad the babes are equally working so your money has to be long to entice them. 🤣🤣
Hehe...
Reason why I laugh when I hear men who have never left Nigeria abuse Nigerian women to form 'alpha'.
I had to make a thread ( https://www.nairaland.com/6146771/nigerian-men-abroad-coming-home ) on it and like I said there, regarding stuvs, the best place to be a Nigerian man is in Nigeria.

Bottom line is human beings have similar traits world over. For evolutionary reasons female species are drawn to mates who have coverted characteristics in their community. Thats how species get 'better' with time. As a Nigerian man immigrating into the west, what are your qualities that are coveted by your new community?
TravelRe: Living In The UK: Property,Mortgage And Related by jedisco(m): 10:51am On Apr 02, 2024
Gloriouscrown:
Hi Jedisco, do you mean you can bid on a new build that is off plan?
Off plan is a bit different as it should be discounted. You could still negotiate the price + additions but also importantly should know your safeguards. E.g how big is the developer and whats their trackrecord, who's the site manager and what's his/her track record. There are also risk of delays, bankruptcy e.t.c. Your solicitor should be able to giude you on the worst case scenario and what you stand to lose should that occur.


I know a colleague who bought off plan in 19/20. His was one of the first to be built on the site and the devs were keen to get things going. It also helps them with marketing if other customers turn up at a new site and they inform them x number of properties have already been sold.
He went for a choice plot among the options available, they gave a little discount. By the time it was build complete, similar houses were already 20k above what he paid. Covid then happened and the aftermath house boom added another 50k to his property.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 9:36am On Apr 02, 2024
Lexusgs430:
[/b]


The beauty of using both options, wins on all fronts...... I have 3 managed accounts and multiple personally managed funds, consisting of ETF's, CFD's, indices, individual shares, commodities etc etc ........ The best time to be in the market........😜😂

Don't also forget, the fees paid .... Comes from within the profits generated........ Win Win......😀
Hehe... markets seems strong across board. Stocks, commodities (gold) even crypto. Many are already pricing in an interest rate cut later this yr. Even real estate has began to pick up. Next yr seems up only mode. Hopefully no surprises/black swans
TravelRe: Living In The UK: Property,Mortgage And Related by jedisco(m):
Nemie:
Hi all. For everyone who has completed on a new build, can you share what freebies you were able to snatch up. I am aware that developers can be quite generous if you ask, but not everyone is even aware that you can get some extras for free. It would be good if you can share from your experience what was added on top as a reference point for others who may be towing the same path. Sorry if this has been covered before.
There are a number of considerations.

1. Most builders would close their quaterly or annual financial books at certain times in the year. The period before this is when they look to get certain deals over the line to boost numbers they give to their shareholders. They are most ammenable to discounts in good time before this period esp if they've had low sales.

2. A trick I learned from trading. When bidding, I tend to go between whole numbers. I believe most buyers and developers would have a minimum or maximum. If another bids 200 and you bid 201, all things being equal, you're more likely to be accepted. Same also, a dev set not to go below 250 might accept 247 as it doesn't make sense to lose such a sale for 3k

3. Market and individual factors. Certain times (e.g last year) in the market are much better to undercut sellers . With rising rates + doom and gloom, most became desperate. Also, if a property has been fully built and unsold, the devs are itchy to sell as first too many empty houses doesn't look good to other prospective buyers and the devs also pay council tax on uninhabited properties. The caveat is that sometimes the built properties sitting unsold could be due to certain factors e.g garage, driveway e.t.c


I'd give an example with my purchase. Was in the market last year. After looking around, settled for a 3 bed detached and later new build. Surveyed new builds in my area. Many were built in the usual monotonous and clumped up fashion but one stood out. It was by a local dev, smaller site, well built and spaced but came at a good price prenium. Property type I had in mind was on the market for £395k. I wanted certain other essentials e.g flat garden which wasn't north facing e.t.c. and narrowed down on 3. 1st quarter of last yr, all other devs reduced their prices but these folks didn't. The max I could go was 350 and I felt it was worth that (had been searching for over a yr). When I came, it was clear they weren't selling as much as a good number were almost build complete. They soon cut price down to 375k (+ 10k cash deposit contribution). Around same time, BOE raised rates by 0.5 (highest jump over the last hike period) and panic hit the market.
I put a bid of 350k (plus contribution) . They declined offering either 370 with nothing else or 375 with a lower flooring package. Within a week of the reduction, 2 out of 3 houses I had my eye on had been snapped up. I thought of a 355 bid (my max was 360) but due to point 2, decided to make it 358 and requested they add a better flooring plan and garden turf. Made it sound like it was my final offer. It was accepted.
It's worth nothing that after a while, they finally reduced the selling price of other 3 beds to 350k (without contribution i.e 360k) but that was for a few left with some 'issues' e g separate garage, next to HA/Council properties e.t.c. I would have paid the prenium to be in my current place even if I had known.
TravelRe: Living In The UK: Property,Mortgage And Related by jedisco(m): 8:10am On Apr 02, 2024
profemebee:
Signed sealed and delivered....

New build .. 12% deposit.. Barclays..

Thanks to everyoneeeeeeeeeeeee.. especially Lexus, Ticha, justwise, LagosismyHome, Deept, Estroller, Stevepop, Mohtunrahyor, Santa2, Zahra29, Solumtoya, Jedisco, Peerielass, bigtt76, newbie715, etc

I hope i didn't forget anyone...

Rent money isn't dead money tho.... grin grin grin grin grin grin grin grin

Have a blessed day
Big congrats... A major hurdle to cross
TravelRe: Canadian Express Entry/Federal Skilled Worker Program - Connect Here Part 11 by jedisco(m): 7:20am On Apr 02, 2024
Tomitomeroo:
Good day People,

Is it compulsory to Notarize POF, I am in the UK and i am getting a gift deed from Nigeria from a family member.

Also, Does IRCC still accept Upfront Medicals.

Thanks in Advance
Did mine from the UK and submitted my bank statement. Didn't notarize.

There's been some changes with upfront medicals. I waited for an invite
TravelRe: Finally Migrated To Australia At Age 48. This Is My Story So Far by jedisco(m):
Jorussia:
Which security arrangements do you need to travel to Nigeria?I hosted two persons from UK and europe in January and February this year,we never needed security to move around.What accent are your children speaking that is strange? I reside in Benin City and people coming from abroad is not a big deal to us.I only agree with the problem of people wanting financial help due to the current economic situation in the country.

Generally,most Nigerians in the UK are broke.
The UK is overrated and I don't see anything special in that country.If you want enjoy abroad go US or Australia.
When I travel, there is little in Abj or Lag that I'd not see much better of elsewhere hence they do not interest me. I want to experience culture, visit the village move and walk freely.
Sadly it takes alot of calculations to visit, stay in and enjoy village festivities. Even if u wan rough am, it's even your family that'd be warning you against visiting giving good examples of what happened to others.
We know how the KD-Abj road has had issues for a while. How do nothern folks fare- the on and off train or flying to non-existent airports.
You mention Benin- I remember the last time I traversed the Benin-Lokoja road and ended up being robbed.

I agree, the UK is broke. But there are not more than 5 large countries with more wealth per capita than the UK. What's more remarkable is the relatively more equitable way it's wealth is distributed among her citizens
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
ReesheesuKnack:
Is it the much maligned ‘West’ that is responsible for Nigeria using NGN 90,000,000,000:00 to ‘subsidise’ people going on excursion to Saudi Arabia?

Is it the IMF that made the FGN to use billions to buy cars for MPs?

Kontinu speaking grammar & blaming the ‘West’.
Knew this would happen. Deliberately did not put the usual caveat that limits whataboutism.

The focus here is whether the underachievement of Africa is due to an innate genetic inferiority of the black man either as a person or as a group


Macroeconomic drivers do not excuse local mismanagement and corruption. However, manytimes, the later is an end result of the former plus unwarranted International interference.

Do you think the British empire achieved it's wealth and strength (at a time ruling almost half of the world) because they were less corrupt than others?
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 1:06pm On Mar 30, 2024
Just stumbled upon the rumour that King Charles has pancreatic cancer. Hope its not true. But if true, I feel sad about it. My thoughts are with him.

Cancer is a b**ch but pancreatic ca is a different beast. Due to the location of the pancreas its many times only diagnosed late and for same reason, if not caught very early it's mostly not ammenable to active treatment. The dying process is also terrible characterised by intractable pain.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 12:56pm On Mar 30, 2024
Stumbled upon this post elsewhere and thought to share here as I feel might benefit a few.
With the student visa rules, it's quite clear that many masters students with families would have to return after 2 yrs except they source a qualifying job (less likely). For single folks, they'd likely be looking at seeking (or paying) for a care COS while making sure they remain single. Ultimately we need to seek the best and stability for ourselves.

TomatoSauce1:
I first heard about Express Entry in 2015, but i didn't take it serious. I had just finished my masters in the UK and I was back in Naija looking for work (no post work visa then, so I had to go back).

In 2016, a friend who we did masters together, told me he was moving to canada through EE. He did a paid internship for a year and that was the experience he used.
I became interested again because, I had been looking for a job to no avail. I started reading about EE on the Canada website and I did some research. I knew I needed at least 1 year experience, but the worse thing was, I didn't even know I could use NYSC experience (smh).

In 2017, I finally got a Job as an Engineer, then I began to process my WES. I knew I needed only my masters assessed but I just wanted to be done with Uniben in terms of transcript. They had almost frustrated me and prevented me from gaining admissions to some Canadian schools because they couldn't send my transcript. In fact, it was one of the reasons I went to the UK to study instead. They claimed not to find my file, so I had to start sending all my documents to them to create another file and process my transcript. I Don't even want to mention how long it took.

In 2018, I finally got my ECA and I Wrote my IELTS. Every part was okay, but got 6.5 in writing. Then I stumbled on this thread and I became a silent reader, read page 1 and followed the thread back to back. Then you'll read stories of people writting IELTS 5 to 10 times before they got ITA. So I wrote IELTS again and still got 6.5 in writing. Did remarking and it came back 6.5, it was so annoying. At this point I was planning my wedding and i wanted to add my husband post AOR. So you can imagine my frustration and I was also turning 30 in 2019. I got married and kept the Canada Waka on hold for some time. Meanwhile, my sister was on post graduate work visa in Canada.

In 2020, I wanted to write IELTS again, but COVID came. In 2021, I wrote IELTS and I scored 7 in writing. Imagine the jubilation!! I went into the pool straight away. Meanwhile, prior to this time, my husband was working on his ECA with WES. Abraka wan frustrate the guy too with transcript, but God big pass them. He got his ECA and added it to my profile. My score was 446 and the scores receiving ITA then was above 500. My sister in Canada had not gotten her PR yet, so I couldn't even get points for sibling. It was like no hope, but I saw people on this thread learning French and I began to contemplate doing same. However, I never knew what would come next, will eventually help me in the PR journey.

In late 2021, I got an opportunity for a care assistant job in the UK with sponsorship. I did not want to go because, in my mind I was like "a whole me Engineer, with masters cannot do care work". My husband wasn't doing badly and I was fine too.

After much deliberation, we decided to relocate to the UK in 2022. My sister got PR, so I was hoping at least Alberta will send me NOI. I didn't get NOI and my profile became ineligible in January 2023 because I didn't update proof of fund. I almost gave up on this EE and I didn't create a new profile until one fateful day.

A friend called and asked, "you no dey come Canada again?". I was like "I no know, besides I'm settling in the UK" and I was also about to switch jobs too. At this point, we had Canadian visitors visa and we've visited. Then he told me about the category based draws. I went to the Canada website and saw the Healthcare category. Lo and behold there was NOC 33102- Nurse Aide, which was similar to the Healthcare Assistant job I was doing. They had even done 1 or 2 draws at the time and the scores were not high. I quickly created another profile in August 2023 and made NOC 33102 my primary NOC. 2 days after, Alberta sent me NOI, you need to see celebration. However,there was a small problem. My IELTS and ECA were expiring September 2023. The ECA was easy to renew, but I was wondering how to pull off IELTS before September because there was no available test whithin the time frame and i didn't want to be out of the pool.

Then I discovered that IELTS now had CBT and the results are usually out within 3 days or so. Did some research to compare it to the paper based test and I was ready risk it. Did the test end of August and they didnt release my result within the said time frame. I was like, "which kind wahala be this one". They finally released it more than a week after. My husband said I too blast, na em make them hold the result (LOL). I scored 9 9 8 7.5 (LRSW) and quickly updated profile.

In October, I was preparing to submit my Alberta application when I received ITA from Federal, under the Healthcare Occupations category. I Stopped the PNP application immediately and began to gather my documents. I easily got reference from former employer in Nigeria, added my bank statement showing salary paid ( got this from my mobile app). But my former UK employer (where I got the Healthcare experience), refused the give me reference. Did some research on Canadavisa forum and this thread. I got a former colleague of mine to write the letter, signed and attached her ID card. I also attached the email exchange showing their refusal to give me reference and my payslips. Thanks again to @GraciousWords who helped to vet my job description to ensure it matched with the NOC.

From my research, I really wanted to notarize the letter. However, to notarize documents here in the UK is completely different from Nigeria. They would have to witness the person signing the letter, with their identification. The price again was expensive. For same reason I didn't get my gift deed notarized. Also, we were running out of time to submit our application. The total funds we had was in our joint account and the gift we got, was paid into that same account. I got a letter from the bank and bank statements showing the transfer of the gift. I didn't pay the RPRF at the time because we needed all the funds we could get for POF.

I decided to put in the application like that and the rest they say is history. I aslo want to add that, I have some travel history too, I've been to the US and Canada. The only ADR we got was to pay the RPRF fees and got PPR 2 days after we made payment.

If you really would love to relocate to Canada, you have do a lot of research like it's encouraged here, read page 1 and digest it. Keep pushing and it will end in praise. I wish everyone expecting ITA and PPR all the best.
TravelRe: Canadian Express Entry/Federal Skilled Worker Program - Connect Here Part 11 by jedisco(m): 12:51pm On Mar 30, 2024
TomatoSauce1:
I first heard about Express Entry in 2015, but i didn't take it serious. I had just finished my masters in the UK and I was back in Naija looking for work (no post work visa then, so I had to go back).
Big congrats... hope I can share your post elsewhere
TravelRe: Finally Migrated To Australia At Age 48. This Is My Story So Far by jedisco(m):
AmuDimpka:
the people I know for years now that are in Brisbane, Adelaide hasn't even afford to come back to Nigeria for years now...Na the world they wan travel
Afford and not wanting to or seeing the value in are different things.

A trip to Nigeria costs me 1.5k pounds in ticket alone. Not considering money spent when I'm home and the endless number of people needing help. After a while, you just get tired of the whole system. For a family, it's even worse. Kids would standout due to their accent making them targets, you'd need to virtually make plans for every comfort and security your need.

I'd spend far less for a holiday to some of the best destinations in the world and the experience would be much better. Many times, I ask myself why I still return.

AmuDimpka:
I know many business owners here in Nigeria that aren't even politically exposed that have homes abroad
Why are they buying homes abroad? How many British business men resident in the UK have homes is Nigeria?
InvestmentRe: Treasury Bills In Nigeria by jedisco(m): 12:48pm On Mar 30, 2024
.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 12:39pm On Mar 30, 2024
hustla:
As a collective, as a FREAKING collective

How are you deliberately missing the point of this?!!

I will not speak on this matter again. It was the same deliberate missing of point thing Nigerians did on twitter a few months ago when something similar came uo

I no do again abeg

Happy Easter
I saw your initial post and don't agree with it.

You're conflating two things- which is using a snapshot in of human history to make a general statement about a race.
We've seen dynasties and civilisations rise and fall and each power would have made same statement about others. Where were the Europeans when ancient Egyptians built the pyramids, mastared astronomy e.t.c. The Pharaohs would have called europeans eternal savages e.t.c

The only difference today is the rise of the west coincided with a period of human tech and communication advancement that has brought us close together which makes brainwashing and neo-colonialism persist. Ask yourself, why does the average Nigerian chorus the statement that Chinese loans are bad while they worry not about the over 10x more we have taken from western agencies with nothing to show.

Also, I have huge interest in policy and macroeconomics. Many of the drivers of trade today were put in place by the west and serves to perpetuate their feudalism by subverting others. How many nations were there when the decision was made to make the dollar the world reserve currency or the institute the IMF was made. Wouldn't the makeup and outcome of that conference be very different if it held today? The IMF exists to debase and devalue developing nations so western powers have access to cheap resources. How many non-western nations has interraction with the IMF brought longterm gains? Now, its moved from material to human resources.
Today, due to those decisions, the US prints dollars out of thin air, while many African nations have to lend same paper money at rates of over 10%. Rates that even the everyday American wouldn't lend for. How can Djibouti afford to lend money at a higher rate than Germany?

The UK forcefully enforced opium on the Chinese amlost reducing them to savages and oversaw the death of millions of Indians via famine so Britain's food reserves could remain full. The general economic slowdown in the west today is not unconnected to the rise of the Asians esp China. China has shown same can be done on a large scale within a generation. WHEN same occurs in Africa, certain things would give.
TravelRe: Finally Migrated To Australia At Age 48. This Is My Story So Far by jedisco(m):
VAPatrick:
Someone who hasn't travelled outside Nigeria will never understand.


For me, if I am to choose between being a bank manager in Nigeria and forklift operator in Australia, I'll go with the latter. As a forklift operator in Australia, I will live a good life and provide a better future for my children. Even if I decide to return to Nigeria after 25 to 30 years, I'll live very comfortably, far better than I would have, had I been a bank manager.

To reiterate, no basis for comparison, and respect people's decisions. Shalom!
You hit the nail on the head.

Even on this thread, folks who have seen both sides have continued to repeat same thing. They would choose those everyday jobs abroad over 'big man' jobs in Nigeria.
It's pople who have never left or worked abroad that can't fathom this. They are seeing 1m naira as heaven on earth.

If I begin to list, thread go full
TravelRe: Finally Migrated To Australia At Age 48. This Is My Story So Far by jedisco(m): 9:56am On Mar 30, 2024
Usefulsense:
The man who inducted me in the warehouse where I work is 65. He is a made man. He told me he comes around to work because there is no one to stay at home with.

This man has about two houses he receives rent from every week. The rent is enough to pay his bills for life.

As per accounting work, I already rejected one because they wanted me to sign an undertaking that I will never leave before completing one year.

The pay they offered is exactly what I'm earning in the warehouse. I made it clear that if I must sign the undertaking, I will need at least 10Aud on top of my current earnings.

Bros, I will move into accounting before the end of April. Some recruitment firms are already on my case.

However, if I don't get it, I'm already doing better than I was doing while in Nigeria.
My brother you don't need to convince folks. There are things experience teaches.

Folks in Nigeria used to lording it over the many poor would struggle to understand the concept of dignity in labour.

For example, in the UK, the salary of an MP (similar to a senator) is just about 4x that of a full-time minimum wage employee. For Nigeria to come close, that would mean our senators would be paid 120- 140k. Hehe..

Pay out there is largely due to what you bring to the table and if you provide a service others need. A plumber in the west would earn far higher that many folks with masters degree
TravelRe: Finally Migrated To Australia At Age 48. This Is My Story So Far by jedisco(m): 9:50am On Mar 30, 2024
shoodboi2:
The average Nigerian retires at 58 - 65 and is still able to live a decent life almost comparable to when they were working.
What you said is the exact opposite of reality.

Hehe... No insults, have you ever been abroad and seen how retirees live? Their group holds by far the most wealth.

First, what is the average life expectancy in Nigeria?

Virtually every honest civil service director I know lapsed into poverty soon after retirement. Many died wretched.
What is the average pension and when was the last time pensions were increased?
Do you know old people (with significantly more ailments) would need to use that pension to cover their health, pay kids uni fees e.t.c which are costs a pensioner abroad don't factor in.

Now abroad, the state pays every pensioneer who has worked a state pension. This state pension rises every year with at least inflation. (Yes you heard that. To put in perspective, your average Nigerian pension would be increased by 30 % this year to rise with inflation).
This is then in addition to the fat work pension which manytimes matched their final work salaries and has continued to rise.

Reason why I said you have no idea what you are talking about.
TravelRe: Finally Migrated To Australia At Age 48. This Is My Story So Far by jedisco(m):
Treadway:
the crux of what you typed here is that based on emergency care available to the cleaner over there he/she is better off than a Regional manager in Nigeria right? I know you mentioned kidnappings too o, but majorly I have hit the nail on the head as per the weighty component of your point right?
You can't separate emergent, urgent and routine care- its manytimes a continum. There is a reason your presidents have spent months abroad on health grounds. Even with full access to the national chest and every local physician at their call, they still scurried abroad. The average general hospital in the UK is more equipped than all medical centres in many states of our nation.

Secondly, what class of home based Nigerians do you think are buying houses abroad or sending their kids to school abroad? I recently met a high court judge who's who has been frantically looking to relocate his family. There is a reason for that.

Look at the pyramid, why do you think health and safety are level 2?

We've been through this before- point is there is a litany of safetynets and life necessities/enjoyments average westerners see than even the rich in Nigeria only dream of. No need listing them. When I've asked before, take away 'enjoyment' due to rampant poverty around, what else does a rich person in Nigeria enjoy?
InvestmentRe: Treasury Bills In Nigeria by jedisco(m): 12:15am On Mar 30, 2024
awesomeJ:
FPIs brought in over $1.5bn this week.
As one economist described FPIs, they are like hawks seeking liquidity who would flee at the earliest sign of danger.

We've been down this route before and it ultimately led to further devaluation of the naira. I remember folks here praising Emefiele for devaluing the naira to catch out FPIs withdrawing funds in 2019 ish. What happens after a year or two when these FPIs want to move elsewhere en-masse to catch the next shiny thing?

Even foreign investments can manytimes be a fine line except when there is good regulation and buy-in
Ultimately, the longterm solution to earn forex by means of economic output. Any other measure would at vest buy us time.
TravelRe: Finally Migrated To Australia At Age 48. This Is My Story So Far by jedisco(m):
Treadway:
peeps can talk about real issues like low global mobility for Nigerians and the other myriad of challenges without coming up with wack and tenuous, non-intelligent or non-intelligible crap like a cleaner somewhere is better off than a regional manager at Zenith bank. That is idiocy and lunacy combined...and it is rather disappointing to read this from supposed men o, with a phallus between their legs, men that are supposed to build freaking civilizations talking so effing ***""""""""****!

Irks the f outta me everytime
I see your point but certain things ring a bell.
I have always said there are certain things that can't ve imported - health and security.

I have worked in healthcare in both Nigeria and the UK and can say that for all the challenges the NHS faces, a begger in the UK arguably has access to better emergency care than many governors in Nigeria. For routine care it should be different. Many rich Nigerians are one serious ailment away from being bankrupt- something the average citizen in western nations would not pay a penny for. The serial pitiful death of our actors come to mind.

The other is security. Many have been reduced to grass following a kidnap of themselves or close relative- this is not including deaths.

Emotions apart, a cleaner in the west with settled status would have access to certain things that a bank manager in 9ja would struggle for. It's sad, but its the truth
TravelRe: Finally Migrated To Australia At Age 48. This Is My Story So Far by jedisco(m):
AmuDimpka:
no wahala...I wish you luck. At 55 - 60 one should be retired travelling around yhe world. That is my perspective not learning forklifting at 48
Its would be multiple times easier for him to travel the world on his current job than for someone earning 2 million monthly in Nigeria to do same.
TravelRe: Finally Migrated To Australia At Age 48. This Is My Story So Far by jedisco(m): 10:51pm On Mar 29, 2024
Gerrard59:
Not again!!!

Remaining in Australia for the rest of his life erodes whatever AUD to NGN conversion you have there.

His earnings and expenses are in AUD, stick to it. Nothing concerns NGN in Australia.
Not always the case.. the world today is becoming more interconnected and most things bought are a function of one currency against others.
TravelRe: Finally Migrated To Australia At Age 48. This Is My Story So Far by jedisco(m):
AmuDimpka:
At 48yrs that you were at the top of your accounting career earning good morning in Nigeria, you spent millions to travel to Australia only to go and be learning forklifting and mental health and care giving job at 48yrs when you should be planning retirement


I wish you luck sir ....they way it is you will work till your 70s! How do you guys even take such decision
Did you read his post?

He said with what he knows today, if he was 52 and earning double he would still have gone.

Stop, think through that before criticising.
InvestmentRe: Treasury Bills In Nigeria by jedisco(m): 9:08pm On Mar 29, 2024
awesomeJ:
It was obviously fake news at the time, but it may be true by April.

FX turnover that was doing $50m -$80m daily last year, did $859m yesterday. That's almost $1bn in a single day.

Most of us knew supply was the issue, now it looks like we may soon be seeing over supply.
Whats the source of this forex?
InvestmentRe: Crypto Currency Investors Thread by jedisco(m): 1:32pm On Mar 26, 2024
Incognito9:
The bolded.

Is like we're playing with the same strategy 😃 which is great!. Omo it has helped me to avoid those emotional rollercoasters.

Well, I'm enjoying the greens so far.😎
True... I find it much easier being a bit detached from the market.

Even recent altcoin buys I made were moved to a different wallet. I'd reevaluate them when certain conditions are met.

Personally, I'm hoping bitc0in slows down a bit for a few weeks to months so the upcoming rally has a good base to extend and good support for the next bear.
InvestmentRe: Crypto Currency Investors Thread by jedisco(m): 12:21pm On Mar 26, 2024
Incognito9:
Nice one my boss, thanks for the insight.
How are you playing this run?
Looking to avoid all the emotional ups snd downs of the last. This time, I have sat in positions for months.

Just looking to move bitc0in I bought low 20s
InvestmentRe: Crypto Currency Investors Thread by jedisco(m): 12:17pm On Mar 26, 2024
Lastly..

Coins I'm monitoring closely and sometimes allocating to include

INJ
LDO
OPM
APT
AVAX.

Undecided would be BNB, SOL and MATIC

The likes of UNI, LINK, XRP, BCH, ETC are relics I'm looking to offload with good timing
InvestmentRe: Crypto Currency Investors Thread by jedisco(m): 12:04pm On Mar 26, 2024
Second, following from above is eth/betc.

After months of indecision, it looks primed for a breakdown. This could come by reason of a bitc0in pump/dump or extreme volatility.

On a breakdown, I'd be targeting close to the 0.4 level to sell-off my bitc0in into eth. At that point, holding eth makes more sense. Traditionally, after an eth move, smaller alts would go ballistic.

Overall, the market is more matured now with different ways to make money in it. Being on the right side of certain macro moves are important. I'm sure those here who have seen a full cycle unfold would understand.

InvestmentRe: Crypto Currency Investors Thread by jedisco(m): 12:01pm On Mar 26, 2024
Folks have asked... two macro turns I'm looking at..

First is the bitc0in dominance. i.e percentage of crypt0 market cap in botc0in. Simply put, alt season comes on when it starts selling off from a higher range i.e bitc0in money flowing into alts and pumping bags like in 2017 and 2021.

Currently, it's primed for a good pushup (not good news). Many here dont hold bitc0in but the money that moves this marget goes in there first.


Some alts have done exceptionally well but majority are still lagging.

I'm waiting for this to get to 60% to reevaluate. 64% and above would be me going full degen mode into alts

TravelRe: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 4:48am On Mar 26, 2024
heroshark:
Can you please elaborate on the bolded? I have a Canadian visit visa that is valid till 2033
I meant if Canadian Express entry is a pathway one is considering or undecided about, then a visit to Canada can be a good step in getting a direct feel plus also interact with professionals over there before deciding on a move.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m): 4:25pm On Mar 25, 2024
BouharryArtikou:
I couldn’t have captured it more succinctly.
Hehe.. leave landlords alone. You're paying for a service.
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by jedisco(m):
lavida001:
Could labour be any better than Tory’s ?
Not a party man but sounds like stuff to win votes.
Without a feasible ppan to ensure more houses are built, most other interventions inadvertently drive up prices.

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