₦airaland Forum

;DA very nice topic op; my sis toyota sienna, 2001 model was stolen at gun point last year just as she was about entering her compound. The robbers drove the car while they forced her to go with them.
She was dispossessed of all other belongings except for a starcomm phone dat was under the rug and was on silent mode

They asked her to unlock the security, cos the car has this security stuff that switches the engine off after five minutes if the door has been open

Cutting the story short, they dropped her after covering some kilometers and drove away, she dialled the starcomm number nd it rang, then called the customer care to locate the car; she was told its somewhere around abeokuta ( car was stolen in sango).
We informed the police about it and stated all the necessary yet they were not able to recover it

I would advise a comprehensive insurance for all car owners, cos even with your tracker, police may not be able to help you recover it. I use leadway assurrance, I think they ok; I hope someone there will read my post and pay me for this advert ;DA very nice topic op; my sis toyota sienna, 2001 model was stolen at gun point last year just as she was about entering her compound. The robbers drove the car while they forced her to go with them.
She was dispossessed of all other belongings except for a starcomm phone dat was under the rug and was on silent mode

They asked her to unlock the security, cos the car has this security stuff that switches the engine off after five minutes if the door has been open

Cutting the story short, they dropped her after covering some kilometers and drove away, she dialled the starcomm number nd it rang, then called the customer care to locate the car; she was told its somewhere around abeokuta ( car was stolen in sango).
We informed the police about it and stated all the necessary yet they were not able to recover it

I would advise a comprehensive insurance for all car owners, cos even with your tracker, police may not be able to help you recover it. I use leadway assurrance, I think they ok; I hope someone there will read my post and pay me for this advert

^^^ nice response, kindly show me some other businesses you already into so I know the level you have been, ofcourse you don't expect me to cough out 250k for an innovation have got no idea of, might even be a known concept to me. Hope you understand my drift. You seem to have good stuffs upstairs but your secrecy is a bit on the high side....
NB - Dangote doesn't need an NDA to be the richest naija man, so the ball is in your court. Safe

bodmaxis1: Dear,
Our fees-250k is a professional charges both on the innovative business ideas, research done, potential markets and ready links. It is in two categories both local resource ideas and mostly foreign resource ventures with foreign manufacturers/firms. The investment size on the average is 1million naira, it is transparent and straight forward not shadiness, strictly official.
Explicit nature of business is disclosed under legalized NDA .

Thanks 0.7.0.4.2.1.8.9.7.4.9

What do you mean by legalized NDA? Sir, you need to come out plain for peeps to understand your ideas. Anyhows, wish you the best of luck

chioma134: @Jossy26,as I said in my previous post,the bank does not pay directly to you but to a developer who originally owns the land. The loan is not meant for you to build a house,but it is for you to buy an existing house from the developer. Anything outside that is counted as fraud. So they probably won't approve the loan even with your c of o,unless ther is a house on it that you want to buy. Hope that answers your question.
I commented on GEJ because he approved N200 billion to fund the scheme and make loans available for all interested. He also increased the maximum amount from 5 to 15 million naira,thus making the common man able to afford houses. The 5 million previously approved was not enough to buy houses in places like Abuja. So I'll give him the credit for that.
I'm very sure I'll get the money,not because I know anyone,but because several have done it before me and succeeded. How then do you think civil servants are able to own houses?

You are wrong on this chioma, the loan is not only for buying developed houses, you can use it to erect a building, outright purchase or renovating a building, you can check their website to confirm. Non-salaried workers are even eligible.
Can you please give me a brief on your own application, you seem to be pulling through already.
Thanks

www.fmbn.gov.ng

Sagewood: Does NHF have a website? Where can one get info on these mortgages and the requirements?

www.fmbn.gov.ng

Nice piece chioma, but in a case whereby you have your agreement, survey plan, building plan and the approval and have already apply for the c of o which takes years to come out(mind you not all houses have these) can't they giv the loan with all these documents?

NHF has been existing before GEJ tenure so don't giv him credit on that, what he should do is to lessen the criteria so that serious pple like moi can have access to it

Chizzybenjamin: Bro,
Its near impossible to do anything without the C of O.
The Survey plan plays a gud part as well.
But its faster if u wanna buy the house from the mortgage house if not,kinda takes longer to access that stuff after d 6th mnth

Do you have an idea of how much the mortgage bank charge on their housing loan and the duration; I think NHF is 60 - your present age @6% interest flat rate

Can you give a brief about this business that I need 250k for consultancy?

Ibadiarann: From my experience, i wanted to access N5m from NHF. I approached a mortgage bank and I was told i needed to get the title documents to the property i wanted to buy. Of course i didnt have any, all i wanted was to access the fund and get a land a build a small bungalow. The staff of the mortage bank asked me to give them N5,0000 to get title documents. This I did and up till today since 2006 i have not heard anything.

I just heard on channels TV this morning that the fund is now N2m. I will advise that you approach a commercial bank, or simply save a build at ur own pace. NHF as far as am concernd is fraud.

What I want to know is if its possible to use the lands agreement, survey plan nd building plan and approval in place of c of o, its very difficult getting that piece of paper

Very nice topic op, from the info I have about NHF, apart from the monthly contribution for 6months, you also need to provide the certificate of occupancy of the acquired land that you intend to build on before you can be granted the loan.
It also depend on the mortgage institution you are dealing with cos some of them are not reliable.

Firstly, I hope you not the one we talking about here and did you just type that you /(your friend) slept with someone without knowing his name? Haa nkan mbe........
Anywaz, the guy already got what he wanted so what does she need the name for? I don't think anything concrete will come out of that relationship; my 2cent

nnacent: As a teacher, i would say that most kids need extra lessons. In a typical class, apart from the gifted students(few), u discover that others barely grab what is taught for two major reasons 1. The teacher must complete the syllabus within 12weeks with holidays, and extracurricular activities inclusive. Hence no time to give any student particular attention in class. 2. Wit h a salary of less than 25k, what do u expect? My advice is that parents should take notice of subjects their kids dont do well, then go to ask how much the teacher earns. Finally, never rely on your kid's grades, thats rubbish. I've taught in schools where the only grades that exist is 1st to 8th position.(thats just a way to keep students). So if u have the means, pls employ a home tutor for your kids.

@nnacent, you mean some schools grades is just between 1st to 8th? That's serious oo, then parents must demand for their wards marked script so they can scrutinize as well.

Looking at it from another angle; I also detest extra lessons for kids in primary school, I never had any, but from the economic point of view whereby the extra lessons is made compulsory for the pupils and a parents decides to withdraw his ward, don't you think the teachers will intentionally withdraw some of the lessons they should have taught during normal school hours till the lesson time and as such, the pupils not in the extra lesson class misses.

@OP, I know only Seun, who is Linda abi na Lydia? @OP, I know only Seun, who is Linda abi na Lydia?

Any connection with the name change??

I think MANU sounds better; i.e - Moshood Abiola Nigeria University. That sounds cool right?#lol#

List them oo Mr Acidosis; we are patiently waiting

Hello house, please does anyone knows what's wrong with the GTmobile platform? I have been trying to access it for more than 4days now all to no avail. Already sent a mail to the complaints email address on their website but still no response.

Just a passerby on this thread but an information for you guys against OND. its not as bad as you guys are painting it. So many guys with OND alone are doing very well in them oil companies and FMCG in Naija. Atleast I know not less than 5 companies that employs OND and are paying nothing less than a 100k. So you guys should not discourage her joor.

Ede times Ede Remi ko ni iya, segun elere ball, odabo odabo Kayode, dnt know if anyone remember dat rhyme. Mehn public school was Real fun. I remember d dreaded disciplinarian Mr Olasoji in IHS ikeja, ol boy dat man sabi cane no be small

If a newly wed of just 6months can post all these, I wonder what you will post after two years of marriage. You have got no respect for your hubby bringing up issues that should be sorted within your confines to the public. Am afraid of ur marriage young woman. Marriage is a Sacred institution not for Babies

@keneking; easy now, I actually envy those guys on suits and ties oo,

Source please

Nice one MR Aliko. Apart from govt backing that I personally don't subscribe to, this dude has got it #Brain#. I will like to read his profile and how he takes his decision; don't mind if anyone has it?

Nice topic OP
My own contribution; also graduated from Yabatech 2006, ventured into the wonder bank business or shd I call it 'Kalokalo' I was paid over 200% of my investment after 3wks, I re-invested it, invited my sibling nd friends to invest into it; unfortunately we were all duped big time. Till today, no capital, no profit.
Secondly, I will advise everyone not to go into a business they don't know about; its very risky. Though, I was able to recover my capital after 3years of struggle I won't try that again. It was actually a supply business that I partnered with someone and I was too busy to study the details of the business.
I am into some other business now nd its goin on fine,

Ice block business is cool, but it depends on your area. Its a seasonal business because sales goes low during rainy season. One good advice is to have another business run along with the iced block business. Be specific in your question and I will try as much as I can to answer you.

What if the OP dies on her way to work because most of you have been wishing the husband dead
OP, marriage is a sacred institution, keep it sacred.

vinceobe:
My dear friend, I have these pieces of advice for you.

1.  Do not renew your rent of N300,000. Get into a smaller accommodation, if even it is a one room apartment that will cost something significantly less.

2.  Get a job, however small.  It could be a teaching job in a private school.  Even if the salary is N20k per month. Take it.  You know why?  So we you will
    leave home every morning and not stay in bed or at home distressing.

3.  Go ahead with your marriage ceremony but on a smaller scale. Just do traditional marriage and pend the white wedding until situation improves.

4.  Tell anybody that need to know.  No pretence at all.  God can use anybody to help you.

5.  Pray to God for help.  Life must go on.  Do not despair.  Many have been in your situation before and they pulled through.

    Good luck.

@George, please adhere strictly to this advice. This is best you can get, dnt fall for all dose scammers that will soon come to introduce you to one yeye online/internet bizness I beg in the name of God. That 800K must multiply before d end of the year IJN. Amen