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Justwise's Posts

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TravelRe: Kemi Badenoch Wants Asylum Seekers Caught Working Illegally To Be Deported by justwise(mod): 7:40am On Aug 08, 2025
Akwamkpuruamu:
Yorubas like pulling down the ladder others used to climb to success especially in foreign lands. It was still a Yoruba boy that made UK to know that students come with their dependents under student visa before then stop am. Very wicked set of people


Stop lying.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod):
Newbie2024:
Working and the large deposit was not captured on the statement of account
Excluding the large deposit when printing the statement is not a clever idea as some here think,

It’s always a good idea to print out the account history including the large deposit, now that they are requesting for the source of the money, send them the account where you transferred the money from and your payslips.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 5:35am On Aug 08, 2025
Newbie2024:
UKVI is requesting evidence of how the funds for POF were accumulated. Has anyone had a similar experience? Which documents did you presented to them and what was the outcome?
1 Do you work or run a business?

2, Did you deposit the whole money into your account at once?
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by justwise(mod): 11:04pm On Aug 07, 2025
lawrenzoh:
Thanks Zahra29. Any chance how I can get to the agent?
They have agents in different cities, they are listed in NIN website, google it and pick agent closer to you
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 10:20am On Aug 05, 2025
Kaykaychizzy:
Good morning everyone.
Please this question is directed to those in the UK 🙏.
I was about sending accommodation fees to a landlord in the UK, but my bank requires his IBAN number which the landlord said he doesn't have or rather, they don't use it in the UK. Now, I'm skeptical of sending him the money through a naira account he wants to give me for the payment.
I told him that I'm ready to pay for 2-3 months rent upfront when I arrive. He didn't agree at first but just today, he said no problem on my request.
I have never met him before and I wanted to ask those already living in the UK if they believe or think this is real or am I falling into the wrong hands?
Please someone knowledgeable with such should kindly assist me to understand this situation and if I have nothing to worry about.

Thanks ✌️
This does not sound good, you are likely to get scammed. Never a good idea to do what you are about to do. Wait until you get to the UK and view the accommodation before making payment.
TravelRe: I Want To Visit SOUTH Africa? by justwise(mod): 7:33pm On Aug 03, 2025
hunee:
@justwise
TravelRe: Nigerians Abroad Will Start Running Home Very Soon - Journalist Jimi Disu by justwise(mod): 8:55pm On Aug 02, 2025
CoronaVirusPro:
The country has its lapses I am not saying it does not not. Is security not an issue anywhere else where?

Please tune in to NBC now. Someone just walked into a bar in the US and shot four people dead. Those things are not peculiar to Nigeria only. It’s everywhere.

Your brother is at peace of mind. For someone saying in Maitama, he is not worried about mortgage or food. He is at is own peace. Do you know how many people abroad wants to be worried by only security? Many!
Yes security issues are everywhere but Nigeria case is normal. its a source of income for kidnappers, its not the same with USA.

USA security prob is self made and very peculiar to America because of their useless gun law.
TravelRe: Nigerians Abroad Will Start Running Home Very Soon - Journalist Jimi Disu by justwise(mod): 8:45pm On Aug 02, 2025
Pascal9:
ok naive man, here you are talking from both sides of the mouth, you said that over there, government provide those amenities, while you provide it for yourself here, soo is it for free over there, someone as you said provide it and you pay or you provide for yourself . what is the difference.ok you think they don't have problems over there. Naive man
I guess your problem is that you can not read and understand jack, no where in my previous post did i say that govt provide those amenities, in fact i said the opposite.

So its difficult to engage you when you are struggling to understand my post.
TravelRe: Nigerians Abroad Will Start Running Home Very Soon - Journalist Jimi Disu by justwise(mod): 8:34pm On Aug 02, 2025
CoronaVirusPro:
Change your circle.

Go to the rooftop lounge on Fourpoint on Friday and see working class and business men seated. Is it not in this same country people are building houses across?

Don’t fall for that narrative. Same applies everywhere on Earth. If you don’t find a niche to exploit and make money, you will be left out.

The country is not doing fine but trust me, it easy to attain peace of mind in Nigeria. I mean worry free with sound sleep.
Dude while in Nigeria i was living in Maitama with my brother and went to school there, my brother is still living in that area, there is no peace of mind unless you have your own security, your generator or solar panel.

How many ordinary Nigerians can afford the life style you are talking about? Can you afford to be jobless in Nigeria and still get free medical treatment, your rent paid for, your kids education taken care off? That is possible in many developed nations abroad and that is what i called peace of mind.

Peace of mind in Nigeria where kidnappers are having free rein? Bokoharam over running many northern states?
TravelRe: Nigerians Abroad Will Start Running Home Very Soon - Journalist Jimi Disu by justwise(mod): 8:09pm On Aug 02, 2025
CoronaVirusPro:
I was only implying that you are more at peace having a house of your own in Nigeria than someone on a 15-40 year mortgage rat race.

People have outright peace of mind in Nigeria. It’s easily attainable in Nigeria unlike abroad. You get so soaked in debt that you can’t even break of.

I know that system to well. I saw it, not hearsay.

People staying in places I cannot even stay in Nigeria. Doing works I can never settle for with no life of their own
You are outrightly lying to yourself here, peace of mind in Nigeria? How? For security? Constant power supply? Free or affordable health care? Good road? Living wages or available jobs after graduation? Please explain that peace of mind for me.
TravelRe: Nigerians Abroad Will Start Running Home Very Soon - Journalist Jimi Disu by justwise(mod): 7:24pm On Aug 02, 2025
Pascal9:
do you pay tax for those amenities, you provide for yourself without tax, or government provide for you and tax you to the bone. Guy it's still the same system.
What tax are you talking about? No govt tax citizens for amenities..they are provided by private companies, you only pay for what you used.
TravelRe: Nigerians Abroad Will Start Running Home Very Soon - Journalist Jimi Disu by justwise(mod): 6:54pm On Aug 02, 2025
CoronaVirusPro:
That is the point. They are planning to return. That’s how relocation starts. Get something running before you finally move.

Ask same people how many properties they OUTRIGHTLY own abroad and see if you will find 1 in 20.

When you find classes of Nigerians who have started investing back home, the reality already hitting them. They only planning for now.
Nobody with basic financial education will pay outrightly for a house abroad, it makes no financial sense and building a house in Nigeria is a waste of resources unless you are going to make at least 50% use of that house or you are building it for your parents.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 6:49pm On Aug 02, 2025
osmic4love:
Pleasant evening, esteemed gurus in the house.

Please, I need urgent guidance on what to do next. I received an NSF email from UKVI requesting additional documents, which I submitted over two weeks ago. Since then, I’ve received no acknowledgment — no confirmation, no update — and I’ve resent the email multiple times without any response.

I’m genuinely worried and don’t know if I should escalate this.

If making a paid call or sending a paid email to UKVI is the best next step, could anyone kindly guide me through the process — how to go about it, the correct channel, payment method, and what to expect?

I’m honestly very anxious right now. I don’t feel like myself anymore — this situation is really taking a toll. Please, any advice or experience shared would mean a lot to me.

Thank you so much in advance. 🙏
What additional info did they ask for?
TravelRe: Nigerians Abroad Will Start Running Home Very Soon - Journalist Jimi Disu by justwise(mod): 6:27pm On Aug 02, 2025
Kobojunkie:
When did it ever apply to Nigeria? undecided
...before colonization
TravelRe: Nigerians Abroad Will Start Running Home Very Soon - Journalist Jimi Disu by justwise(mod): 6:26pm On Aug 02, 2025
CoronaVirusPro:
The county is not working if you say, but in that same country, millionaires are being made yearly. People are outrightly building and OWNING houses.

You will never appreciate Nigeria till you live out of it for an average of 10 years. Remember this day I told you.

You will miss the life, the community spirit, the low to non existent taxes, the food e.t.c. You won’t appreciate those things now.
I have done that and still think that Nigeria is a dangerous place and its not getting any better.

A millionaire and living in danger? You are just one sickness away from poverty.

You think a lot of Nigerians abroad can not outrightly build and own houses in Nigeria?
TravelRe: Nigerians Abroad Will Start Running Home Very Soon - Journalist Jimi Disu by justwise(mod): 6:19pm On Aug 02, 2025
Tareq1105:
All that you listed above are not issues of concern. You can get your borehole for water. I have mine and I have solar lights which costs me #3.2m. this wouldn't be an issue to any returnee even though I agree that government has not done enough, government needs to do more.
So in a country where i have to provide my own water, electricity and security is better than a country where those amenities readily available?
TravelRe: Nigerians Abroad Will Start Running Home Very Soon - Journalist Jimi Disu by justwise(mod): 6:12pm On Aug 02, 2025
CoronaVirusPro:
Not delusion. He is telling you reality.

Many people abroad are tired of the life. They just trying to save enough and return.

The modern day abroad is overhyped. Things are tough over there now.
Tell me one sector in Nigeria that is working better than any other developed countries?
TravelRe: Nigerians Abroad Will Start Running Home Very Soon - Journalist Jimi Disu by justwise(mod): 6:05pm On Aug 02, 2025
stealmatic:
Ur flat head like the plasma TV in ur name,whats so bad in someone stating the obvious, go and verify like our oga use to say,no rest of mind for foreigners abroad,there is no place like home


There is.. that saying does not apply to modern Nigeria
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 2:54pm On Jul 31, 2025
marshallkowope:
hello
I have a friend who is applying for school through an agent
the agent is saying the applicant can use government letter as proof of funds

has anybody every used this? thank you
Federal government, state or local government?

And is that scholarship?
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 10:20am On Jul 27, 2025
mbanolady:
Justwise please help with this question, I will like to know how best to pay these fees with my naira account or any other way you know that is best please explain?
I really don't know as i have never used any but i'm pretty sure that many here will be able to help
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 6:21am On Jul 27, 2025
mankind5050:
I need guidance on this.

Money for tuition balance +maintenance has been in the bank account for 30 Days.

If I go ahead to print the banks statement now, but part of the money is removed later. I need help with this question.

When UKVI agent is verifying the bank statement, do they also confirm if the total amount? Or just the transaction and amount as at when the bank statement is printed?

Application will be submitted within 10 days time.

Thank you for your kind response.
What you are planning to do is not new and it’s called misrepresentation which carries 10yrs ban if caught.

If the embassy contacted your bank for verification they will be asking to confirm the current account balance or you will be asked to resubmit current bank statement.

Don’t do it.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 10:44am On Jul 25, 2025
ganie:
Don't declare to the school irrespective of the reason for denial but declare it when you are to apply for Visa.
Many schools will deny you admission if you ever had a refusal in any other country
What happens if he declares to the embassy and got refused? What happens to his deposit with the school?
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 9:48pm On Jul 23, 2025
Daragate:
Good afternoon everyone,
Please I need advice on what to do and the documents to submit. I want to do application for UK Student visa for I and my two children, as a widow what documents should I include since my late hubby is no more.
Some say his death certificate and letter of sole custody & responsibility, others are saying, no need.

@justwise, everyone please help.
Yes you will need to submit your late husband's death certificate and your kids birth certificate. I don't think that you need to submit any sole custody paper as your husband is late.
CelebritiesRe: Verydarkman Records Diss Track For Portable Amidst Ongoing Feud (Photos/Video) by justwise(m): 1:53pm On Jul 23, 2025
Myrepublic:
See this one..

Senior Advocate Ozuor grin
He is acting childish simple.. days ago he accused his lawyer of something,but this rubbish he is doing now is even worse than what he accused Ade of.
I know your type sha. Axelickiki

Even if you defend the rubbish he does till you kpai. He no go still rate you,and he doesn't even know ur fada, talk less of you..

I have every right to be a fan of anyone,and I can choose to pull out at anytime.

Are we good now?
He did not accuse his lawyer of anything.

Did you actually watch the video or you did not understand what you watched?
CelebritiesRe: Verydarkman Records Diss Track For Portable Amidst Ongoing Feud (Photos/Video) by justwise(m): 1:42pm On Jul 23, 2025
Giftedhand47:
Did vdm have evidence against portable
Let him tender evidence first
Yes he has and he tendered the evidence on that video.

Did you watch the video?
CelebritiesRe: Verydarkman Records Diss Track For Portable Amidst Ongoing Feud (Photos/Video) by justwise(m): 10:17am On Jul 23, 2025
Giftedhand47:
Vee Dee ERM
Has lost it
I knew he lost it the moment he begged burna boy behind the camera

He came on camera lambasting the 'YE' crooner
Then went offline begging and rolling with same person he called out
Do you have any evidence of him begging behind the camera?
TravelRe: Malta Work And Study by justwise(mod): 5:05pm On Jul 22, 2025
Please lets this be an open discussion, no dropping of contact details for private dealing.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 9:52pm On Jul 21, 2025
Damdad:
Yes we were living together before travelling
Then the answer is Yes
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 8:32pm On Jul 21, 2025
spacelink23:
Good evening house.

Please I would like to seek your opinion about my application for study Visa to the UK.

In your opinion, do you think paying full tuition increases one's chance of visa approval? We paid the entire £14,700 tuition at once.

My wife is the MA and we are a family of three.

Aside from the marriage certificate and family pictures that we uploaded, we also uploaded document to a land with the approved survey plan and the deed to the land. We also uploaded a 30 days statement of account.

Please, what are our odds?
Paying the tuition fees in full is an added advantage if you got every other requirements right.

Landed documents are not needed but adding it will not harm your application.

Student visa is a point based system, so if you tick all the boxes of requirements then your chances are higher.
TravelRe: Uk Student Visa/tier 4 Pbs - Your Questions Answered Part 9 by justwise(mod): 8:28pm On Jul 21, 2025
Damdad:
Good day all , I need help . I travelled to Uk with my husband for masters in 2023 but had to travel back during my 5 months break from school and I wasn’t able to go back to school on time due to some personal circumstances, so my visa was curtailed . I have applied for another study visa now and it’s been approved. My husband want to apply as my dependant now and there is a part that says if we have lived together for the past 2 years. Should it be yes or no ? . He was in Uk during my school break at the time . It was when my visa got curtailed he travelled back to meet me . We have been living together since then till now (A year plus ). Should it be yes or no to if we have been living together for the past 2 years ?
Were you living together as husband and wife before traveling to the UK in 2023?
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by justwise(mod): 8:22pm On Jul 21, 2025
Goodenoch:
Do you mean PiggyVest?

If so, it’s very reliable. They’ve been around a while and are regulated by the CBN (they acquired a MicroFinance Bank) and SEC so reasonably assured.
Yes that one , thanks for your feedback.

Wanted to give them a try
TravelRe: Living In The Uk-life Of An Immigrant (part 3) by justwise(mod): 7:53pm On Jul 21, 2025
Who know anything about this investment app: PiggyBank? Is the app genuine ?

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