₦airaland Forum

Welcome, Guest: RegisterLoginWith GoogleTrendingRecentNew

Stats: 3,330,029 members, 8,443,554 topics. Date: Sunday, 12 July 2026 at 01:38 AM

Toggle theme

Kazyhm's Posts

Nairaland ForumKazyhm's ProfileKazyhm's Posts

1 2 3 4 5 6 7 8 ... 60 61 62 63 64 65 66 67 68 (of 68 pages)

NYSCRe: NYSC Saga:pls Can Someone Explain Any Single Reason For This Rough Play! by kazyhm(m): 2:43pm On Mar 21, 2016
maybe budget delay
RomanceRe: When Ur Crush Finally 'toast' U by kazyhm(m): 11:29am On Mar 21, 2016
Cutehector:
dats cool.
but growing into each other is funky
NYSCRe: Change Of Nysc 2016 Batch A Orientation Camp Schedule. by kazyhm(m): 11:20am On Mar 21, 2016
IbXavier:
Its for all corps members but shared By Muslim Corpsers Association of NIgeria.
i checked the official website before quoting you
link to your source will be helpful
NYSCRe: Change Of Nysc 2016 Batch A Orientation Camp Schedule. by kazyhm(m): 9:53am On Mar 19, 2016
I think you should check again
LiteratureRe: Poem: This Is Not The World by kazyhm(m): 9:24am On Mar 19, 2016
.
RomanceRe: Common Misconceptions Most Guys Have About Dating by kazyhm(m): 12:53pm On Mar 17, 2016
4) Taking the role of a husband financially: The dating period is not a time for you start catering for the financial responsibilities of a lady because you neither owe her any duty nor obligation to do that! It doesn't mean you should become mean as Caliban! You should show generosity to the one you are dating but don't make it seem as if you running to get to the finish line and at the same time, trying to carry somebody on your back all along. You sure know what that means wink It is difficult to stop when you have already started; it's better not to start what you cannot end. Never you use money to impress a woman you want to get serious with; instead, let her see the work or essence of the money in your life...then, she would'nt think of 'money' you'd have to spend but the 'success' you have been able to achieve. Don't forget, women love successful men and they are loyal to them and not just a money spender!!!

as far as majority of "girlfriend" expect this your no (4) point from their "boyfriend", all other points are not valid. except otherwise
EducationRe: 6 ways Nigerian Lecturers,frustrate their student. by kazyhm(m): 12:35pm On Mar 17, 2016
Affable0709:
I'm an aspirant though, I want to ask,
is this in every school?
can one take the risk of not sorting lecturers and still pass?
can nothing be done to stop this corrupt practice?
have student still survived it?
A friend was telling me about the sorting stuff and I felt very uncomfortable, what if you don't have the money?
sure
just don't mix emotions with reading
STAY away from GIRLS, "if you're not mature enough to handle them" they will destroy you academically!!!!
RomanceRe: When Ur Crush Finally 'toast' U by kazyhm(m): 12:28pm On Mar 17, 2016
Cutehector:
He made a huge mistake of askin u out! angry
one of my rules is "if I get to know you're crushing on me" I will never ask you out
Foreign AffairsRe: Man Flogs His Wife Over Virginity Issue by kazyhm(m): 8:09pm On Mar 16, 2016
icedbeatz:
after investing money, time and much more to secure a brand new beamer that the dealer couldn't allow you to test drive and later found out that the engine is made by honda, brake is bad, throttle lost tension and the ac blows hot air. A brand new car!? What would you do to the dealer ? :-)
you fit kill pesin pikin, walahi!!
Christianity EtcRe: The Atheists Test by kazyhm(m):
if I join this, it won't end today, not in a thousand years from now.
the problem starts when "they" started painting "GOD" as an emotional entity also as a very bias commander
why is the Israelites rated above the Palestines according to Christians and Palestines above Christians according to the Muslims ?
remember its the same "GOD" that inspired the two books.
PoliticsRe: What Is Prof. Osibanjo Telling Tinubu And Co? (funny Picture) by kazyhm(m):
yemi: buhari do not want to see any old polithiefcian , they are the reason for our present predicament,
besides, we want to leave APC to CPC, APC are known for outrageous campaign promises, CPC are not.
bola: ah! yemi, you're very ungrateful
o
jakande: omo ale jatijati!
bola: we shall see in court
PoliticsRe: Ben-Bruce Shares A Cartoon By The Sun Newspaper by kazyhm(m): 6:54am On Mar 10, 2016
what more can a common sense tell you ? probably, that could be fashola's words
Christianity EtcRe: Who Is God And Where Is He From? by kazyhm(m): 10:02am On Feb 28, 2016
musicwriter:
If you're saying there's no God, you've already made up your mind God doesn't exist, just like someone who say there's God.

First of all, the bible and Koran don't have the complete truth about God, so basing your assumption on them is wrong in the first place. The bible itself isn't complete (14 books of the Apocrypha is missing). Also it was taken from another book the Torah which was taken from traditional African religion. So, as you can see it can't hold all the truth. I don't want to get into all that, but let me try answering your questions.



The beginning we're talking about is the "moment" that consciousness, energy, or whatever you want to call it decided to exhibit itself as MATTER (something you can see or and touch). Same way your father's energy transformed to a human being, YOU.



The nature of God is to "be" to "live" to "exist", just like the nature of water is to be liquid. The nature of fire is to be hot. The nature of movement of water is to flow from high to lower place. So, God could not have been created, he can't even kill himself, even if he wanted. Because, his nature as I said before is to "be" to "live" to "exist". He's the only one real, not like us Animals or plants that can exist or live for awhile.



Forget about Christians or Moslems for now. They only hold a fraction of the truth.



Of course, there's God. I have my own personal experience like getting a toy I needed badly appear to me when I was about 9 years old.

The fact your respiratory system works like a machine means someone made it. GOD.

The fact your digestive system works like a machine means someone made it. GOD.

We all know that machines doesn't manufacture themselves.



Very simple!. Physics.

If you manufacture a car, it is the nature of the car itself that makes it possible for it to have an accident. If you build an airplane, its the nature of the airplane that makes it possible for it to crash and kill people. The only way to avoid accidents and plane crash is not to manufacture cars and airplanes. God isn't responsible for sufferings, accidents. Again, suffering like accidents happen because of the physics of the universe.
you really don't understand what the op is talking about
Christianity EtcRe: What Does The Bible Say About Speaking In Tongues by kazyhm(m): 9:19am On Feb 28, 2016
McCarlito:
The issue of speaking in tongues is misunderstood and misinterpreted in most churches...
If u read ur bibles slowly u will understand what it means
Acts2:1-11 simply explains the act of speaking in tongues...
When the day of Pentecost came they (the disciples) were all together in one place (a room though) after the holy spirit descended on them; they started speaking in other tongues at this sounds the multitudes (Jews from other nations under heaven) came together and they were bewildered because each one heard them speaking in HIS OWN LANGUAGE and they were amazed and wondered saying "are not all these who are speaking Galileans? And how is it that we hear, each of us in his own native language? ............. We hear them telling in our own tongues (language), the Mighty work of GOD".

Speaking in tongues means speaking in another native dialect through the inspiration of the holy spirit and not the circular rants common among church goers and pastors
this is the point
but they still can't comprehend the obvious
contrarily, why the need for special gift of interpretation ?
Forum GamesRe: How Smart Are You ? Is This Murder Or Suicide ? by kazyhm(m): 6:17pm On Feb 25, 2016
its a murder case how would you blow your own head off with cigarette in your hand ?
PoliticsRe: Aregbesola Planning To Replace Striking Doctors With Traditional Healers, Witch by kazyhm(m): 5:49pm On Feb 22, 2016
very innovative idea not only babalawo shall be employ the Alfas and pastor and pastor mrs should prepare to submit their CVs
PoliticsRe: Aregbesola Planning To Replace Striking Doctors With Traditional Healers, Witch by kazyhm(m): 5:49pm On Feb 22, 2016
very innovative idea not only babalawo shall be employ the Alfas and pastor and pastor mrs should prepare to submit their CVs
BusinessRe: Myths About Naira Devaluation - Nonso Obikili by kazyhm(m): 10:58pm On Feb 16, 2016
seunmsg:
The naira issue has been the topic of debate for a while now. Should we devalue or not? Can we cope with the effect of a devaluation? What happens if we don’t? And so on. Over the next few days, I and other colleagues-experts in their fields-will give views on a variety of issues regarding the naira devaluation debate.

To kick things off, it is useful to discard some bad ideas which have been tossed around for a while.

Bigger Number = Stronger Currency?

The first myth to debunk is the false idea that if you exchange a bigger number for a smaller number then the currency with a bigger number is weaker than the currency with a smaller number. You typically hear people say: “Wow, one dollar is exchanging for 16 rand. The rand is weak. The dollar is strong.” That kind of thinking is faulty mostly because it doesn’t take into account the purchasing power behind the currency.

For example, if an individual living in the US earns 300 dollars a month, then that is technically identical to an individual in South Africa earning 4800 rands a month, given that 1 US dollar exchanges for 16 rands. So long as that exchange rate holds then the rand is not weak or strong, it’s just the rand.

In reality, the strength or weakness of a currency has little do with what the actual exchange rate is. So although one Ghanaian cedi exchanges for 30 Japanese yen, you cannot say the cedi is stronger than the yen. Similarly, although one Turkish lira exchanges for six Mexican pesos, you cannot say the lira is strong and the peso is weak. That would be wrong.



In reality, the strength or weakness of a currency has little do with what the actual exchange rate is. So although one Ghanaian cedi exchanges for 30 Japanese yen, you cannot say the cedi is stronger than the yen. Similarly, although one Turkish lira exchanges for six Mexican pesos, you cannot say the lira is strong and the peso is weak. That would be wrong.

What then determines a currency that is “weak” or “strong”?

A weak or strong currency is one that is changing, or that everybody expects to change soon. For example, if the naira changes from 150 to the US dollar to 165 to the US dollar, then during the period the change is taking place the naira is relatively weak and the dollar is relatively strong. The same applies if the currency is expected to change soon. If everyone expects the naira to change from 197 per US dollar to 300 per US dollar, then the naira is weak relative to the dollar. The weakness persists as long as the expectations about the change persist. If the change eventually happens, the naira moves to 300 to a dollar, and everyone believes that is the end of it, then the naira is no longer weak. It is just the naira.

Weak Currency = Bad Economy?

The second myth to dispel is the idea that a country whose currency weakens consistently over time cannot grow. This could not be further from the truth.

The poster child of why weakening currencies do not imply slow growth is South Korea. South Korea grew its GDP per capita from about 1100 US dollars in 1960 to about 24,500 in 2014. What happened to its currency over the period? In 1960 one US dollar exchanged for about 63 won. Today one US dollar exchanges for almost 1200 won. In short, over the period where South Korea has “developed”, its currency has also weakened consistently.

…a currency that loses value over time is not the doom it is made out to be.

Similar patterns can be seen for some of the other fastest growing economies over the period, such as Chile, Vietnam, and Indonesia. The majority have grown relatively quickly even with weakening currencies. In fact, many countries try to weaken their currencies to boost growth. One of goals of Abenomics, a fancy name for policies implemented by the Japanese Prime Minister, was a devaluation of the yen to boost growth. China was accused for years of artificially weakening its currency.

There are many other examples from around the world. The Vietnamese dong trades at 22300 per US dollar today from about one dong per US dollar in 1983 and Vietnam still managed to grow at an average of 6.5% per year over the period. The Indonesian rupah trades at 11,800 per US dollar today from about 600 rupahs per US dollar in 1980 and Indonesia also still managed to grow at an average of 7% per year over the period. Bottom line, a currency that loses value over time is not the doom it is made out to be.

Devaluation = Uncontrollable Inflation?

The third myth is the idea that devaluations lead to runaway inflation, an idea that is not technically true. To be clear, devaluations do lead to inflation but not nearly as much as people think.



For example, the South African rand has devalued by about 40% in the last year yet inflation has ticked up by less than one percentage point to 5.2% from 4.4% a year ago. The Russian rubble has devalued by 126% since the middle of 2014 yet inflation has gone from 8% in mid-July of 2014 to about 13% today, although it peaked at around 16%. A significant increase, but nowhere near catastrophic.

…the reality is, devaluations do cause inflation but not that much… Ironically, according to some studies, the black market premium, i.e. the difference between the official exchange rate and the black market exchange rate is a bigger driver of inflation than devaluations.

Finally, we can look at Nigeria where the naira lost about 20% of its value between October 2014 and March 2015. Despite the devaluation, inflation, which was about 8% then, is still below 10%. If you add the fact that the dollar prices of some of our largest imports, fuel and wheat, have fallen to almost record lows then the inflation worry is minute.

So the reality is, devaluations do cause inflation but not that much. Despite a devaluation, the Central Bank still has lots of tools at its disposal to keep inflation in check. Ironically, according to some studies, the black market premium, i.e. the difference between the official exchange rate and the black market exchange rate is a bigger driver of inflation than devaluations.

Does Nigeria Have An Import Problem?

The final myth to bust is the idea that Nigeria has an import problem. You typically hear statements like “How can we be importing everything from toothpicks to fish. It is unsustainable.” Often left out of such statements is the fact that we have a N90tn economy. And you cannot have a N90tn economy that does not import. Is it odd that a N90tn economy would import N100bn worth of building materials or N26bn worth of shoes? No it’s not.

According to comparable data compiled by the World Bank, Nigeria imported only about 12.5% of GDP in 2014. Of the 160 countries for which the World Bank has data available, Nigeria had the lowest imports to GDP ratio. Côte d’Ivoire imported about 38.9% of GDP in 2014, Ghana imported about 48.9%, Mauritius imported about 63%, Belgium about 83.1% and Ireland about 95.4% of GDP.

Of the 160 countries for which the World Bank has data available, Nigeria had the lowest imports to GDP ratio.



So according to the data, we do not have an import problem. Even if you assume that 50% of our imports go unrecorded, that still leaves us at a healthy 25% of GDP, which is still not a problem.

However, we do have an export problem, highlighted by the fact that crude oil accounts for 90% of our recorded exports and crude oil prices are volatile. Recognising this key difference between an import problem and an export problem is very important because it determines that kinds of policies that should be implemented. Import substitution policies and policies that look to limit imports probably won’t work because they do nothing to tackle the real problem, which is an export one.

Nonso Obikili holds a PhD in economics and works as a researcher and consultant. He has published peer-reviewed articles in various international academic journals and blogs frequently on Nigerian economic issues.


http://blogs.premiumtimesng.com/myths-about-devaluations-by-nonso-obikili/
honestly reality is far different from dreaming and book analysis
1, okonjo was snatched from world bank, yet could not systematically solve Nigeria economic problems
2, you compare our obodo Nigeria with country like Belgium n co. those are countries that had/have visionary leaders not those launching suggestion box like ours, travel all over the world enjoying what other citizen built and crippled every it's citizen effort to do same here
3, you shouldn't have analyze each economic factors individually because one wrongly tackled problem invite others
3, Nigeria have a peculiar problem- our leaders don't see reasons why Nigeria should be great, YES because if they do, we had made enough profit ( that even those countries you mention in your analysis can only dream of )from exportation of crude to better Nigeria but all the do is to take care of their skin and save for their child unborn.

thanks
Jokes EtcRe: Funny Conversation Between An Employer And His Employee by kazyhm(m): 5:34pm On Feb 16, 2016
did mid odumaemae! edumaemae dupator! I like fair boss
Jokes EtcRe: Was This Supposed To Be A Joke?(photo) by kazyhm(m): 5:26pm On Feb 16, 2016
what an irony ? if you're looking for funny head shape
Jokes EtcRe: Caption This Pic by kazyhm(m): 5:11pm On Feb 16, 2016
eheeewooo!!! inalilahi
Jokes EtcRe: Wahala Dey O!!! by kazyhm(m): 5:06pm On Feb 16, 2016
dis one na gobe, original gobe!
Christianity EtcRe: Can God Allow You To Marry Anyone? by kazyhm(m):
spiritualneed:
I mean if I marry this girl that I love and not the girl that God has told me to marry, would He get upset and send me to hell. I try to be open hearted but I just don't want to love this other girl. They both are godly women and are really nice. Just the girl I love seems to be a better choice than this other girl.
I guess you have a PhD in theology
I still can't connect with your grammar, which of the bibles did you used for your thesis ?
#lovechristienity. they get confuse with their punchlines too often
the same "God" that gives you free will, wants to punish you for using it ?
but wait, you mean your "God" works in Hell ?

the good news is, you will be on high table in hell if you divorce her abi ?
Christianity EtcRe: Can God Allow You To Marry Anyone? by kazyhm(m): 8:37am On Feb 06, 2016
spiritualneed:
Oh I wasn't talking about you being rude. Thank you for your offered wisdom. I understand I am young. I don't want to have to run around while I'm older looking for a date. I just wonder would God get upset at me if I tell him that I would not like to marry this girl of his choice and then send me to Hell. Because while I am willing to sacrifice anything physical for her I am not willing to sacrifice my soul for this girl.
spiritualneed:
Oh I wasn't talking about you being rude. Thank you for your offered wisdom. I understand I am young. I don't want to have to run around while I'm older looking for a date. I just wonder would God get upset at me if I tell him that I would not like to marry this girl of his choice and then send me to Hell. Because while I am willing to sacrifice anything physical for her I am not willing to sacrifice my soul for this girl.
spiritualneed:
Oh I wasn't talking about you being rude. Thank you for your offered wisdom. I understand I am young. I don't want to have to run around while I'm older looking for a date. I just wonder would God get upset at me if I tell him that I would not like to marry this girl of his choice and then send me to Hell. Because while I am willing to sacrifice anything physical for her I am not willing to sacrifice my soul for this girl.
honestly speaking, I don't understand what this. " I just wonder would God get upset at me if I tell him that I would not like to marry this girl of his choice and then send me to Hell " mean
Christianity EtcRe: Can God Allow You To Marry Anyone? by kazyhm(m): 8:30am On Feb 06, 2016
tell me its a joke
BusinessRe: What Is Devaluation Of Naira? by kazyhm(m): 10:30pm On Feb 03, 2016
still wondering why "professionals" will be recommending devaluation for Naira, it is very obvious that Nigeria is a supermarket for producing countries.
every well articulated group of countries produce to quench the taste of Africans.
devaluation make developing economy sense but the reality to befall us is its inflation
currently, we can't even model our inflation rate which is why banks lend you money at a crazy interest rate.
we don't know our population, so we can't control our expenditures accurately and plan our growth effectively
the resultant of devaluing Naira at this point is to enslave ourselves into the hand of already producing economy because we import even our brain

it can lead to buying a loajf of bread with a wheelbarrow .fill wit Naira. because inflation is a citizen of Nigeria
salary earner lose
aop about 50% of his/her Moneyi before earning it.
naira lose it purchasing power, senators increase their take home.
standard of living skyrocket.
as if that is not enough, it encourage traveling aboard in search for greener pasture
foreign investors pack their bags and baggage because - no electricity, no motorable roads and no tax break
BusinessRe: What Is Devaluation Of Naira? by kazyhm(m): 10:02pm On Feb 03, 2016
.
Jobs/VacanciesRe: Should He Call The General Manager? by kazyhm(m): 11:29am On Jan 26, 2016
he can call bt I think they are still looking for a qualified person for the position
RomanceRe: Ladies, What Are Your Turn On And Turn Off's In A Guy? by kazyhm(m): 4:21pm On Dec 11, 2015
Maxi112:
you tribalistic bigot.... igbo dnt need yoroooooob dirty punney like urd..... gerrrrahere young girl,
pele na :-
FamilyRe: 7 Advantages Of Marrying A Man Who Can Cook! by kazyhm(m): 10:58am On Dec 11, 2015
Ibelong2God:
There are a lot of advantages for a woman who eventually marries a man who can cook. Some of them are;

1. The woman have truly found a helper who can help out with the cooking especially when she is tired or pregnant.

2. A man who cooks atimes and serves to the wife cultivates a romantic relationship that adds flavor to the marriage.

3. There is a less need for a house help, thereby reducing the chance of having intruders in the home.

4. The husband and wife shares food ideas in the kitchen thereby strengthening the bond between them.

5. The wife can always fall back on the sweet dishes of the husband especially when she seeks for variety. This will help the woman eat more because a lot of women eat more when the food is prepared by someone else.

6. For a man to know how to cook is a sign of strength and the spirit of independence which is indispensable for a man to have control over his family.

7. Add yours!

With these points of mine, I believe I have convinced you that it is of immense advantage that man knows how to cook! cool

cc .Lalasticlala.
what an irony!
who is supposed to be helping who ?
i think, this is a mis-placed priority @ NO 1
NO 3 sounds so hillarious!!!
still thinking about the need for NO4
IslamRe: Why Islam Will No More Grow by kazyhm(m): 3:54pm On Nov 26, 2015
lol

1 2 3 4 5 6 7 8 ... 60 61 62 63 64 65 66 67 68 (of 68 pages)