₦airaland Forum

Currently trending. Do you believe these duo will fix Nigeria come 2019? The stenght of a fearless young legislator and the wisdom of a brainy economic giant. Let's here your opinion
#ShehuSaniOkonjoIweala2FixNig2019.

Emmaoga:
am not in support of freezing someone's account without a valid court order.

but someone should summarise this text book write up(copied like he said) for me.

If you can't read this , I wonder have you read to pass through school and if a graduate , how you read to make progress or update your self in life. Enough!

I have had to write on this issue prior to this time stating my opinion that the EFCC and indeed any other agency of government cannot, I repeat CANNOT put a restriction or cause a bank to put such restriction on a bank customers account without a valid and subsisting court order. This remains my view up till now. Indeed my position has become more entrenched after having explored several legal authorities on this matter both locally and in other climes. What I am about to share should have been a simple postulation that would not lend itself to ambiguity and varied opinions but for the confusion that often stems from the wrong notion that “once it was done one way prior to this time then that becomes the right thing”. Even then, there are already constitutional provisions, statutory authorities and decided cases that deal clearly with the issue of property rights and particularly the banker/customer relationship and the power to place a restriction on a customer’s account. I am writing this more detailed opinion in order to simplify the issues and elaborate more on areas which quite a good number have not quite considered in their analysis. Even after reading the express provisions of the statutes requiring the EFCC to obtain an order of court before placing a restriction on a bank customers account, one cannot fully grasp the jurisprudential basis for the statutory prescriptions without reference to the constitutional guarantee of right to property and banker/customer relationships.

First of all let us examine the constitutional basis of this postulation. Section 44 of the 1999 Constitution (as amended) deals with the fundamental thus inalienable right to ownership of property.
44. (1) No moveable property or any interest in an immovable property shall be taken possession of compulsorily and no right over or interest in any such property shall be acquired compulsorily in any part of Nigeria except in the manner and for the purposes prescribed by a law that, among other things -
(a) requires the prompt payment of compensation therefore and
(b) gives to any person claiming such compensation a right of access for the determination of his interest in the property and the amount of compensation to a court of law or tribunal or body having jurisdiction in that part of Nigeria.
(2) Nothing in subsection (1) of this section shall be construed as affecting any general law.
(a) for the imposition or enforcement of any tax, rate or duty;
(b) for the imposition of penalties or forfeiture for breach of any law, whether under civil process or after conviction for an offence;
(c) relating to leases, tenancies, mortgages, charges, bills of sale or any other rights or obligations arising out of contracts.
(d) relating to the vesting and administration of property of persons adjudged or otherwise declared bankrupt or insolvent, of persons of unsound mind or deceased persons, and of corporate or unincorporate bodies in the course of being wound-up;
(e) relating to the execution of judgements or orders of court;
(f) providing for the taking of possession of property that is in a dangerous state or is injurious to the health of human beings, plants or animals;
(g) relating to enemy property;
(h) relating to trusts and trustees;
(i) relating to limitation of actions;
(j) relating to property vested in bodies corporate directly established by any law in force in Nigeria;
(k) relating to the temporary taking of possession of property for the purpose of any examination, investigation or enquiry;
(l) providing for the carrying out of work on land for the purpose of soil-conservation; or
(m) subject to prompt payment of compensation for damage to buildings, economic trees or crops, providing for any authority or person to enter, survey or dig any land, or to lay, install or erect poles, cables, wires, pipes, or other conductors or structures on any land, in order to provide or maintain the supply or distribution of energy, fuel, water, sewage, telecommunication services or other public facilities or public utilities.

Please note that the section specifically mentions MOVABLE and IMMOVABLE property. The money in a bank account comes under movable property. These rights are guaranteed. The right to property is the social-political principle that human beings may not be prohibited or prevented by anyone from acquiring, holding and trading (with willing parties) valued items not already owned by others. Such a right is, thus, inalienable and, if in fact justified, is supposed to enjoy respect and legal protection in a just human community.

Of particular reference is also Section 36(5) dealing with the right to presumption of innocence. Unless done via a court order, a restriction placed on the account of a bank customer on the basis of unproven allegations would amount to a derogation of the right to a presumption of innocence.

The Constitution being the supreme law of the land (see Sections 1(1) and 1(3) of the 1999 Constitution) has made clear provisions on inalienable proprietary rights and the presumption of innocence. Though these rights are not absolute, the restriction of an account of a customer without the order of court does not feature in the exceptions, not even as provided in Section 45 of the 1999 Nigerian Constitution.

Even in the sphere of international treaties the right to property is well entrenched
Article 17 of United Nations Declaration of Human Rights provides:
"(1) Everyone has the right to own property alone as well as in association with others.
(2) No one shall be arbitrarily deprived of his property"
Article 14 of the African Charter of Human and Peoples Rights provides:
"The right to property shall be guaranteed. It may only be encroached upon in the interest of public need or in the general interest of the community and in accordance with the provisions of appropriate laws."
Now let us examine the Banker/Customer relationship and understand why not only the law enforcement agency but even the bank that complied with such illegal order will be held liable for a breach of the customers rights. What nature does the relationship of the customer and the banker take?
The relationship between banker and customer is basically that of a debtor and creditor. When a customer opens an account with a bank and if the account has a credit balance, then the relationship is that of debtor (banker) and creditor (customer) his is because the banker owes money to the customer. The customer has the right to demand back his money whenever he wants it from the banker, and the banker must repay the balance to the customer. A customer remains a creditor until there is credit balance in his account with the banker. The customer's status is that of an unsecured creditor of the banker. A customer (creditor) does not get any charge over the assets of the banker (debtor). This changes in case of loan or advance by the bank, the banker is the creditor, and the customer is the debtor because the customer owes money to the banker.
The banker and the customer also share other relationships. These are:
Agent and Principal relationship – where the bank acts as agent of the customer
Trustee and Beneficiary – the bank holds customers property in trust
Bailor and Bailee - Bailment is a contract for delivering goods by one party to another to be held in trust for a specific period and returned when the purpose is ended. The banker is the bailee.
Licensor and Licensee
Advisor and Client
Hypothecator and Hypothecatee.
The relationship of debtor creditor is also the basis of the banks obligation to honour cheques. As a debtor, the bank has no right to act upon the request of a third party to default in its obligation to pay the debt owed the creditor-customer, except upon a court order. If you owe me money, the EFCC, police or any other third party has no right to tell you not to pay me the money you owe me because they allege I am a criminal. They may charge me to court if they have a case against me but they cannot tell you to hold unto my money. That would be the height of absurdity!!
Again other important incidents of the banker/customer relationship worthy of mention are the Trustee relationship, where the bank is a trustee of the customers funds; the Agency relationship where the Banker may act as agent of the customer; and the Bailment relationship where the Bank acts as Bailee. These further explain how entrenched the right of the customer is.
In FIDELITY BANK PLC vs. BAYUJA VENTURES LIMITED & BASHIR JIMOH [2012] All FWLR [PART 646] C.A 456; 2011/CA (12) LEDLR-1 The Court Appeal, sitting in Lagos ruled that banks have no right to freeze their customers account without a proper order of court. The court further ruled that there is no law that confers power on banks to freeze a customer's account. Justice Sidi Dauda Bage of the appellate court delivered the judgment, upholding the judgment of Justice Iyabo Kasali of Lagos High Court who had delivered the same judgment at the lower court on September 29, 2005. In concurring with the lead judgment, Justice Ogunwumiju said: It amounts to nothing more than a resort to self help which is unacceptable, and which amounts to lawlessness and brigandage for the appellant to unilaterally freeze the account of the respondents.
Then why do banks refuse to pay a customer when his signature is irregular, or account is dormant or he has no BVN?
This is one question that its wrong answer has tended to confuse even some of the acclaimed legal minds in Nigeria.
A bank/banker has the obligation to pay the proper customer and not a wrong person.In ascertaining the proper customer the bank is required to do what is reasonably and legally necessary in order to ensure that the right person is paid. Where it is not sure of the right person or the law in ascertaining that has not been complied with, the bank can withhold payment but once they ascertain that within reasonable limits and the customer has credit standing in his favour, the bank must pay the customer.
Where a customer is owing a bank and fails to pay, the bank may also have a lien on the customers money within its possession if it is clearly shown to be owned by the customer solely and not with another person. Thus when Mr. A has two accounts with Crush Bank and owes the bank on one, the bank has a lien on the money in the second account. But it must be shown clearly to be owned by Mr A, and again Mr A doesn’t own the money jointly with another person. The extent of the lien is limited to the amount of the debt. The bank also has to give the customer prior notice. This lies in the realm of civil law rather than criminal law.
This is entirely different from placing a restriction on an account based on a transaction of the customer with a third party or the complaint of such third party. In such a case a court order must be obtained to restrict the account because the third party is not a party to the banker/customer relationship which exists between the bank and its customer. Again in criminal allegations, because of the presumption of innocence the person or authority seeking to restrict a customers account must go a step further by obtaining an order of court to do so.
Now to the power of the EFCC to place or order a restriction on a bank account. Specifically, Section 34 (1) of the EFCC Act with the heading: "Freezing order on banks or other, other financial institutions", provides as follows:
"Notwithstanding anything contained in any other enactment or law, the Chairman of the Commission or any officer authorised by him may, if satisfied that the money in the account of a person is made through the commission of an offence under this Act and or any of the enactments specified under section 7 (2) (a)-(f) of this Act, apply to the Court ex-parte for power to issue an order as specified in Form B of the Schedule to this Act, addressed to the manager of the bank or any person in control of the financial institution or designated non-financial institution where the account is or believed by him to be or the head office of the bank, other financial institution or designated non-financial institution to freeze the account."
Please note that the use of “may” in the above provision relates to the choice on whether to seek to place the account in question under restriction and not the choice of whether or not to go to court to achieve that. Thus EFCC may decide not to seek a restriction on an account but cannot seek to bypass the court to achieve that.
Note also that such order is “exparte” which means it is without notice to the other party and can only last for 7 (seven) days, subject to a renewal for another 7 (seven) days i.e. total of 14 days. I think this is fair in that it allows the investigation to flow seamlessly while also giving an opportunity for the order to be lapse or be set aside on the application of the person said to be under investigation. In this way fair hearing is balanced with the power to investigate.

#Copied.
Found this elucidating piece and decided to share it here. We all learn everyday.

My dad has always been a big time farmer and he makes his cool money from it. More than a decade ago he decided to upgrade his plantations and exstablished a palm oil mill which is doing exceptionally well.
Recently I when to see him after years apart and he told me of how some big suppliers from the east comes with trucks to buy palm kernel worth millions and asked if I was interested in having it as a side business.
Having had of the low risk factor and the cost of venturing into the business which I can afford, I need a link or a partner on how we can tap into this cool millions of naira.
All you need do is provide ideals on how we can market it , I mean big industries we can supply to or if possible export it.
I have already submitted proposals to some multi nationals both home and abroad. If you are serious let's make money. Thanks

Let's talk on whatsapp. 08050718913. Guess that will be easier as I am always on the go.

My dad has always been a big time farmer and he makes his cool money from it. More than a decade ago he decided to upgrade his plantations and exstablished a palm oil mill which is doing exceptionally well.
Recently I when to see him after years apart and he told me of how some big suppliers from the east comes with trucks to buy palm kernel worth millions and asked if I was interested in having it as a side business.
Having had of the low risk factor and the cost of venturing into the business which I can afford, I need a link or a partner on how we can tap into this cool millions of naira.
All you need do is provide ideals on how we can market it , I mean big industries we can supply to or if possible export it.
I have already submitted proposals to some multi nationals both home and abroad. If you are serious let's make money. Thanks

SAMBARRY:
haaa mama tobi.how's ijebu. Hope you no see rain?

To the matter
You can see 10naira onions if you walk very well inside the market into the place habokees are just coming from the farm but it will be very small

You can also see 50 naira Palm oil which is the size of liquid peak milk tin

A tin of peak milk is above 100naira the last time I checked and the 10naira onions, the second name na sorry. Cos na peels and back of onions u go get for 10 naira . Not were three manageable size or four tafia size goes for 50naira. U go hold them for hand. Kpomo 100 naira na joke.since no fish or meat small Cray fish to at least dey to make am taste . So u nor go end up cooking soup wen u nor go fit chop. When prisoners or boarding school soup go better pass. Then if na soup, where garri , semi, wheat or amala go show from.Abi we go borrow am. And if na stew were rice go show from.
At best 800 fit make stew, small rice , then okra or ewedu 100naira and garri 150. Small derica of rice making every like 1500 and above to cook manageable meal.
Well thank God we can even discuss 500. I learnt some persons now go days without food and I just wonder how we got to this point. In all we thank the Lord. He alone knows better. I rise.

No escapism; Buhari/Apc must take responsibility for the hardships meted on Nigerians.
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The change must begin with Buhari @ No certificate!
The change must begin with Saraki @ Asset forgery
The change must begin with Dogara @Budget padding!
The change must begin with Efcc boss @ Dubai scandal!
The change must begin with Amechi @ N485B scandal!
The change must begin with Fayemi @N100M SUBEB scandal!
The change must begin with Fasola @N130M website upgrade scandal!
The change must start with TSA@ N68B fraud!
The change must begin with Apc @ N9B ondo primary fund.
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Hmmmm and someone was saying lekki 1 is the most secured neighbourhood in Lagos. I laff in Zulu. Anyway sorry for your loss bro. Thank God for life, money can always replace stolen stuffs.

1) Jonathan sends Anyaoku to beg Buhari on his behalf
2) Jonathan emptied the treasury
3) Buhari sells of 9 Presidential jets
4) Buhari refuses $400 million Rolls Royce
5) Dieziani Madueke bought First Class ticket to plead with Buhari not to probe her.
6) One Minister stole $6billion under GEJ. US senator told me that a minister stole $6billion under Jonathan.
7) Buhari orders arrest of his wife’s younger brother….No nonsense man.
Obasanjo returned $200 million to National Treasury because of the fear of Buhari.
9) GEJ demand N2Trillion election campaign funds to be returned.
10) Buhari’s achievement in 3 weeks is more than Jonathan’s 6 years achievement.
11) GEJ loots $40billion, $20billion, $10billion and $30billion.
12) GEJ travelled to see Obama with 545 delegates but Buhari went with just 33.
13) Within 1 month, Buhari revamp the Refineries.
14) GEJ is the 6th Richest African President.
15) GEJ invented Boko Haram to reduce Northern population.
16) GEJ is the highest criminal, OLE, THIEF, GBEWIRI, CORRUPT President Nigeria every had,
17) We found nothing criminal in GEJ but….Oshiomole
18) Nigeria power has improved ever since Buhari took over, thanks to Buhari’s body language.
19) Nigeria is Polio free, thanks to Buhari
20) GEJ is the reason Buhari could not assemble his cabinet for 6 months.
21)(a) GEJ did not buy a single weapon to fight Boko Haram
(b) GEJ bought substandard and outdated weapons
22) Dont forget Buhari built all the 4 refineries in the Nigeria today.
23) GEJ seeking asylum in Ivory Coast.
24) 10billion dollars in Labaran Maku’s farm
25) EFCC finds over N2.5billion in account of Stella Oduah’s maid
26) Jonathan is responsible for the Nigeria’s economy that is on a recession.
27) Jonathan, Tompolo, Akpabio, Dokpesi etc sponsoring NigerDelta Avengers.
28) Jonathan most bring back our girls .
29). Fuel subsidy payment is a scam and it never existed . APC in 2012-2015.

I have actually lost count of these lies. Please help add the ones you remember and like if you at one time believed them to be true only to discover the falsehood.
Click share if you still believe them to be true.
#Copied

Cmeo:
Mr. Bayo Onanuga is very right.

Can anyone swear they bought 5 piece of small tomatoes at 600 naira as it was been circulated on the internet during the Ebola tomatoes time?

The reality is that this propagated lies as made some traders to be very rich because most time, you go to the market to buy stuff with these grapevine information on circulation and the traders capitalise on this to make abnormal profits.

Also, I have not met anyone being surrounded becos he stole food stuff and begged everyone that he never eat for days or anyone stole food on the cooker as been carried about by people and press. If anyone here knows someone in real life like, please provide video evidence of even a poor quality image from the cheapest camera phone (after all people recorded aluu 4 and many other scene even when camera phone was not this common)

Hmmmm ! Just a quick qwesion . What of the pregnant abuja woman who stole 300naira so she could feed cos she was dying of starvation? The husstle is real. Prior to my car having accident last year, I used to feel and think the same way you do. Good car, nice apartment, good job and it was all good until I resigned from my job, no new job, car badly damaged, house bills due and no cash to spend any more. That was when it became real what the poor, disadvantaged and unemployed goes thru. Thank God things are way better now. My point if you have been down there bro. U go understand. Inflation is killing in a period of recession which is abnormal. How much dey fill your fuel tank now? How much dey fill am now? Your salary increase to make up for the difference? Do you still galivant and enjoy your weekend like before if your earnings are strictly on naira? You can only afford that now if your earnings are on hard notes. Thanks.

Maybe it's his bachelors eve. I used to critise stuffs like these until my friends planned me and finished me on my bachelor's eve. My head nearly knock engine. How I was able to attend the wedding cum reception is still a miracle. The positive side was with the highness in me, all form of shyness disappeared and I danced in church and reception like never before and even the after party na the following weekend body tell me . While some of my goons ended in hospital from having too much H2o in their system.

Smiles

Hillarious pictures depicting morning devotions in typical Nigerian homes.

[quote author=RZArecta post=49090668]Kogi State Government To Buy 12 Million Dollars Worth Of Cars (pic)


The Kogi state government is set to acquire 12 million dollars ($12,000,000) worth of cars for itself to celebrate faaji, poverty and recession in their land. The cars are also to be used to mock civil servants and pensioners who haven't been paid since time immemorial and who also can't afford such luxury. The purchase shall boe financed by a bank loan with fixed interest of 8% for three years.

Sai Baba

Sai APC

Sai Zombies



And the one owned by a Nigerian is dying unnatural death due to lack of forex. Grow the naria indeed. Oya military over to you.

https://mobile.twitter.com/adeyanjudeji/status/772720261644816384[/quote

And the one owned by a Nigeria coy is dying unnatural death due to lack of forex. Grow the naria indeed. Oya military ati zombies , over to you

yudee233:
Very nice write up. Unfortunately there is no snake killing so it wouldn't make front page

Smiles @lalasticklala

The news last Monday that the Niger-Delta Avengers had finally announced what seemed like a definitive cease-fire must have come as a relief to many of us for different reasons—although it cannot be disputed that there would be many who would have benefited enormously from the carnation and chaos and therefore would not be too happy by the cessation of hostilities and this new resolve to give peace a chance.



Many an innocent soul in the region had lost lives, properties and livelihood. Even those who might not have been directly deprived would have been worried stiff at the enveloping uncertainty and brutality.

To the rest of us outside the region, the sigh of relief is no less palpable. It means oil might be able to flow again. It means the pressure on the naira would be reduced and we might be able to go back to our indulgences—foreign travels, foreign clothes and accessories and even foreign raw materials.

So dependent are we on oil that the euphoria which greeted the news early in the year that Lagos State had discovered oil in commercial quantities simply meant for us, that we would be less dependent on the Niger-Delta oil—not on oil itself. It seems that despite all the talk about economic diversification which has been going on for at least three decades, all we are really waiting for is the next oil well that would be discovered by foreign multi-nationals using foreign technology, using foreign labour.

We seem, even for the sake of national pride, to be unable and unwilling to diversify or even to add value to what God and nature had given us since 1958. This unfortunately, also seems to be my reading of President Buhari’s directive to NNPC to intensify oil exploration in the Chad and Benue regions. The lesson from the shut-in of oil by the Avengers is not to look for another oil well somewhere else. It is to diversify our economy and look for different sources of revenue from all over Nigeria. In doing so, we really don’t have to re-invent the wheel. We have a viable template in the United States of America whose presidential system we copied.

I want to believe that the late Head of State, General Murtala Mohammed was looking with a third eye when he opted for the US type of presidential democracy. He saw what might not be easily discernible; that Nigeria could be as great as America if we followed their template. A close scrutiny will reveal that a lot of what makes America great is also present in Nigeria.

There is the population—we are a quarter of the black race; there is the abundant natural resources—we are also God’s own country in that regard; there is the varied vegetation—from desert to mangrove swamp which can accommodate different kinds of agriculture; there is the diverse culture—which can be used for good or ill; then there is the more than ample human resource—at home and in the diaspora- to turn the fortune of the country round. Yet where the US is in the first three positions in every index of human development, we are usually to be found in the last three. The fault is not in our stars but in our system.

The one thing that makes the US great despite its many imperfections, is that it is a land of opportunities. It is that phantom, intangible thing called ‘the American dream’. When the blacks swamped the track and field in athletics there was no quota system to stop them; when the blacks moved into basketball, there was no legislation; when they found their groove in music and developed a natural inclination for showbiz, there were no laws to hold them back; when the likes of Jesse Jackson started the race in the political arena and the likes of Barak Obama took the baton with his audacity of hope, it turned out the seemingly formidable barrier was made of glass after all.

When the Latinos came in they also found their opportunities and fortunes. The message is clear; you can be anything you want in America if you apply your God given talents and your luck holds. And because of this, a lot of Nigerians who would have been stifled in their own country are thriving in the US.

Compared to America and indeed any of the developed world, Nigeria is over regulated and over centralised. The power at the centre is enormous and its uses and patronages are a disincentive to growth. President Buhari at his first coming as Head of State made what became a famous statement when he said: ‘We have no other country but Nigeria and we must salvage it together’. Yet it was General Babangida who released the stranglehold on the economy then by abolishing the import license system which only enriched the rent seeking elite.

If President Buhari loves Nigeria as much as he says, then he must release her. Too many barriers, too many regulations are holding Nigeria and her development prostrate. Restructure the states and make them viable. Let the Niger-Delta region do that it wants with its oil; let the regions that have gold, tin, nickel, coal, bauxite etc have control over what is on their soil and in their soil as long as they all pay the necessary taxes. Let the local economy along with education, infrastructure and security be the preserve of the respective regions. Just as it is done in the US.

The idea of states coming to Abuja for monthly allocation has to stop. It is anti-creativity and growth. With time, we will find that the richest states are not the ones with oil; just as California is far richer than Texas. A state once lobbied against having a film village sited in its domain without thinking about the economic consequences of its action.

Would it have done that if it didn’t have Abuja to run to? Especially if it realises that Hollywood nets over 500billion dollars for California. The same thing with a state that bans the consumption of alcohol and yet benefits from the V.A.T on alcohol from other states. It is an anomaly. Just as it is unfair to take an oil bloc from somebody’s backyard and allocate it to someone from another region in the name of one Nigeria.

A restructured economy is one that is free of distortions—be it import license, oil block license, fuel subsidy, forex subsidy, duty waiver, political and ethnic patronage etc. it is one that is inclusive. It is one that allows states to look inwards and compete healthily against each other. It is one that allows intellectual properties to thrive.

Release the energy of Nigeria and release the entrepreneurial spirit of your people. Then sit back and watch Nigeria become the destination of choice for foreign and local investors. Any leader who can rise above parochial sentiments by restructuring Nigeria using the US template properly would probably become the father of modern day Nigeria. Will our President rise to the occasion?

Source : http://www.vanguardngr.com/2016/09/buhari-truly-loves-nigeria/

Exponental:
This post is over 3years. Why is it just seen? Mods should learn to put educative topics at front page rather that snakes, tonto dike and the likes...

You can ask qwesion for Africa. When every where was soft people just bought fuel and simply didn't concern them selves with these stuffs and even if the engine showed signs they could easily afford to fix it without bordering much on what went wrong . But these days when you buy fuel and it does not achieve the desired result you investigate . and when you engine starts giving wahala like an unruly girlfriend you wish to go online and find out what agwan cos no money to give your mechs in bulk. So you wanna know specifics.
Mod car worry am , so e do investigation.

naijaboiy:
[color=#1980BC]Of course bro!

The player has the right to sue the club for the damages he will experience due to their making his HIV status public. A very private information between them and him.

That's a very bad thing for the club to do.[/color]

The player should be dancing azonto cos that club is about to get sued for every penny . Smiles

Mr. John Kerry, the American Secretary of State, President Barack Obama’s confidante and Mrs. Hilary Clinton’s successor in office, came to Nigeria the other day.

The first meeting that he had was with the Sultan of Sokoto, who is the supreme leader of the Fulani Caliphate, the spiritual leader of all the Muslims of the north and the man who said, only last week, that “Christians commit wicked acts and crimes against humanity” and that “the wearing of the hijab is the right of every Muslim”.

The second was with the 19 northern governors, 16 of whom are Muslims.

The third was our Muslim-fanatic and Sharia-loving President who has refused to call his kinsmen, the Fulani herdsmen and militants, to order or to arrest and prosecute even one of them for mass murder and genocide.

On the very same day that all this was happening the Islamic Development Bank visited the President and opened their first office in Nigeria.

The government has also quietly put two separate pieces of legislation before the National Assembly for consideration which, if passed, would on the one hand legalise criminal sharia law and on the other give grazing land to the Fulani herdsmen in the Middle Belt and the south.

The Christians of Nigeria should make of all this what they will.

I wonder whether they still “love and trust” the “liberal” Hilary Clinton and Barack Obama?

I wonder if they still believe that Clinton and Obama love ALL Nigerians and not just those that they helped to get into power last year?

Think hard and think deep Christian before it is too late and you are overwhelmed.

Consider the religious war that took place in Lebanon years ago and that is taking place in Syria today.

No-one wants a war because war is the ultimate evil yet the bitter truth must be told.

And that bitter truth is as follows: if the radical salafist and wahhabist Muslim fundamentalists of the core north, with their powerful friends in Saudi Arabia, Bahrain, Qatar and Obama’s America push us over the edge and such a war ever happens here, it will be 100 times worse than those two put together. Worse still it will go on from generation to generation.

Do those that wish to Islamise us and wipe out our faith think it would be worth all that?

Are they prepared to pay such a terrible price by trying? The truth is that they are playing with fire.

They are playing Russian roulette with a loaded gun and the single bullet that is in the barrel is about to go off in their faces.

The Bible says that knowledge is power. How many Nigerians know that Egypt and Turkey were once nations which were 100 per cent Christian until they were islamised through the back door?

It took hundreds of years but, slowly and surely and as a consequence of the total acquisition of political power by the Muslims in both of those countries coupled with the continous display of complacency, ignorance, weakness, indolence, fear and cowardice on the part of successive Church leaders and leading members of the Christian community, they were totally and completely islamised.

Today the Christians in both Egypt and Turkey constitute a pitiful and tiny minority: 10 per cent in Egypt and 0.4 per cent in Turkey.

I hope that the new leadership of the Christian Association of Nigeria (CAN), as they prepare for their first meeting in Maiduguri, Borno state on the 26th of August, are taking note of all this.

May God forbid that we should ever allow it to happen in Nigeria.

Yet one thing remains clear: the Christians of Nigeria are not like their counterparts that once constituted a majority in Turkey and Egypt. They are much more resilient and they are much stronger. They are also much more capable of defending themselves when pushed to the wall.

Despite consistently turning the other cheek and constantly striving to keep the peace, they are not ignorant, weak, cowardly, complacent, fearful or indolent.

When push comes to shove, unlike the Christians of Egypt and Turkey, they will not go down without a fight.

A word is enough for the wise.

As a graphic reflection of the anger that is slowly building up amongst Christians in the land, Mr. Kingsly Okah, a public commentator, wrote the following on Facebook. He wrote:

“John Kerry came for the Sultan of Sokoto’s birthday and not a state visit. He came to perfect the western seed of discord foisted on us by the ouster of President Goodluck Jonathan. He came to lay credence to the American support of an Islamic agenda in Nigeria. He came to endorse genocide being commited by some reprobate Muslims whose foot soldiers are Fulani herdsnen and their grand patron Buhari”.

To butress the point Mr. Aboki Galadima of the Christian Information Network, which is a powerful and fast-rising Christian platform on the social media, went further by writing the following to it’s members. He wrote:

“This is such a significant event that minority nationalities and Christians all over the country  MUST digest and act.

1. John Kerry has just confirmed that spiritually, Nigeria is now an lslamic State.

2. His inspiring attacks on corruption, bad governance and all that stuff are thrilling but only a facade. He and the government of the United States of America are here to divert attention from the real thing.

3.They are pushing the absurd narrative that we should blame past governments, who they claim did not tackle poverty etc., for the rise of lslamic terrorism in the north and that the Sokoto Caliphate has always been the region which provides Nigeria with decent human resources for good governance.

Haba!! Please somebody advise me to halt for now. These diversions should be rejected and resisted. The legality of using lslam to kill and destroy in Nigeria must be challenged. This Network should keep this fight alive and on the front banner of national discourse”.

Both Mr. Okah and Mr. Galadima  have spoken the minds of many in the Christian community. It would be most unwise for those that are now in power and their misguided friends and suporters to ignore them, attempt to silence them or to dismiss their concerns with the usual, insults, arrogance and contempt.

I say this because there can be little doubt that Mr. John Kerry spoke nothing but unadulterated garbage.

Permit me to end this contribution with the following.

Mr. Jude Chijoke Ndukwe, a writer, a public affairs analyst and one of the most courageous and formidable intellectuals of the new generation of Nigerian leaders captured the mood rather well when he wrote the following in a powerful contribution a few days ago. He wrote:

“A man named his dog ‘Buhari’, he was promptly arrested and prosecuted. 8 people are killed in Zamfara by Islamic fundamentalists, as usual no single arrest is made.

Unless leaders of the Hausa-Fulani core north change their ways and mentality about religion, education, girl-child and women’s rights etc, their region will remain Nigeria’s most impoverished, most illiterate, most diseased, most malnourished and most backward even if Barack Obama, Angela Merkel, Vladimir Putin, Theresa May, John Kerry, Donald Trump, Hilary Clinton et al visit the Sultan on a daily basis”.

Mr. Ndukwe has spoken the gospel truth. Let he  who has ears hear what the Spirit of the Lord is saying. Shalom.

He should take a vacation, enjoy himself, reminisce, go back to the drawing board and decide to take a look at the angle of going global. Nigerians import Italian leather chairs, we are like a big bro to other African countries. We can make em do same. Will be willing to work with him on this if he is available free of charge. Let's see what we can do. That's when he comes back from vacation. Take a second look, from a better angle.It sucks to be a CEO many a times. Whether you are making progress or not you must pay bills, you try to package, you must pay bills. You try to fake it till you make it in other to be able to sell your self and your brand, you run into debts. Ain't easy bro. I feel you pain. Hope to see you smile someday when the gains start a rolling mill.

kahal29:
BlackSeptember I have been following your comments, seems to me you're just having fun cos I feel you should know better.. ... the real cause of our economic problems now. The problem is not Buhari’s fault nor Jonathan but it accumulated over the years however while it seems that some blame Jonathan is because we made so much money during his Era but unfortunately we didn't get much out it. Having said that I think we should move on and make the best out this bad situation we ve found ourselves.

This is why I support this present initiative of the government to spend our way out of recession. This is keyenesian economics. The present inflationary threat is not a monetary phenomenon (ie what we call demand pull inflation in economics) and so their is little or nothing monetary policy by extension the CBN can do for us now. The current inflation is cost push in nature, fueled by external shocks (fall in oil prices) which is as a result of the import dependent nature of our economy and the scarcity of foreign exchange to meet our huge import demand Thus, we need fiscal policy stimulus which involves massive government expenditure and interventions in the critical sectors of the economy so as to stimulate Aggregate Demand and Lubricate the economy hence every bureaucratic bottleneck should be removed to fastrack the process.

So I plead with you to support the initiative and not play politics with it. However when the time for politics come you can play it to the fullest. I rest my case.

Thanks for this info, though not a student of economics, I had to go back and read from source because I knew it was very long you couldn't have possibly pasted everythig here.
Develeoped countries we all envy today applied this model or theory during the great depression of 1926-1939, during the second world war and during the post world war economic expansion which lasted till the 1970s and more recently during the global economic melt down of 07-08 espeicially USA and Europe.
Also a mentor whose books have impacted greatly on me as a lawyer cum business man was strongly against as it lead to creating floating money. Money not backed by assets or better still paper money and sometimes ends in borrowing again . And if you don't borrow or create equivalent asset to back up the paper money on the long run we might end up like Somali and Zimbabwe. Meaning the naira will become worthless.
On the issue of selling key government assets, such as the refineries , steel companies, etc, I am for it as this will make them more efficient and functional and will also create jobs. But my fear is this, the same old politicians might end up buying them on government arrangee basis and make a mess of them.
Lastly on the Executive Orders/fiat , I am not too down with it, considering Mr. President's aticident. He might abuse it and over abuse it to make people suffer the more or kinda introduce a subtle military regime with it , since this will enable him bypass the extant regulating laws and even the checks by the Legislative arm will be grately reduced. Giving his precedent as the king of the north I am quite concerned.
But it all, it's the major and one of the quickest ways to jump start the economy. Good ideal if there is sincerity of purpose.

@ the person I quoted, just wondering on a lighter note if I can be your mentee. Learnt some new stuffs from your post this morning as I was prompted to do more readings pursuant to your postulations and came across the word stagflation. Never heard of it before now in all honesty. I will be honoured to learn from you sir. Thanks a lot. God bless.

CrazyQuinn:
you're funny, can you summarize the story for me please, I would be very greatful

Summer wetin? You nor read comprehension and passages for primary and secondary school ni. Cos I know you ain't no college product. Biko go back ,read and save your unborn kids, your future children, yourself , your friends and acquaintances, your village, state, Nigeria and indeed Africa the embarrassment. Chai! A fatal disgrace. People from other countries and continent are reading comments. Abeg help your self.thanks

Bluehawk:
then you shouldnt have mentioned me back..niggalette

Just my take! If you Bleep your man right, there is a high chance he will never cheat on you. Be innovative and adventurous, then above all learn to discuss your sexuality with your partner.
Men needs only 3things from his lady, cook good meals for him, threat his dick right and take care of his ego and spirutal life. QED.

Either way it will hurt. I was in your shoe recently. Had a lady I have been dating for a while and then relocated to lag , met this cutie and we started as friends due to boredom since I was new to lag. Never planned just happened we did it and started dating. She turned out to be a extremely good girl i would love to be with anytime or day. She loves football more than I do, she gives me my space never disturbs and never goes thru my phones or stuffs which I kinda liked. Then she needed to go even though the tort of hurting her was killing. Invited her over gave her hints and ended it. She hates me for it, I miss her but that's life. You can't have it all.

Well

Chuksxp:
Hello, you mean you want it delivered to Dopemu?

I mean a gym where I can reg to gym any time I want to.

Lawyer: Some ever busy lawyers are so busy they pea tically live their life in the office, plane, hotels, meetings and court rooms trying to beat deadlines, do legal research , attend meetings and write briefs.Especially the young ones who marry early, work in a busy firm or their own firms and have to make ends meet in other to satisfy their clients, improve their knowledge based and provide for their family. So nerdy young lawyers move their office to their house in other to satisfy their boss and produce results and their principal partner is somewhere enjoying himself. For he has also paid his dues.

dokunbam:
Nigeria Offered $6bn Chinese Loan, Agrees Currency Swap to Shore up Naira


127
•President orders establishment of technical c’ttees on joint projects
•Dangote signs $2bn loan for cement plants, local firm closes granite mining deal

Tobi Soniyi in Abuja and Zacheaus Somorin in Lagos with agency reports

China has offered Nigeria a $6 billion loan to fund infrastructure projects, the Minister of Foreign Affairs, Mr. Geoffrey Onyema, said yesterday in Beijing the Chinese capital.



“It is a credit that is on the table as soon as we identify the projects,” he told reporters travelling with President Muhammadu Buhari to China.

“It won’t need an agreement to be signed; it is just to identify the projects and we access it,” he said.
The confirmation by Onyema coincided with an agreement reached between Nigeria and China yesterday on a currency swap deal, as it looks for ways to shore up the naira and fund a record budget deficit, possibly by issuing yuan-denominated bonds in China, reported Reuters.

Nigeria is facing its worst economic crisis in decades as sinking oil prices eat into its foreign reserves and the naira weakens against other currencies.


http://www.thisdaylive.com/index.php/2016/04/13/nigeria-offered-6bn-chinese-loan-agrees-currency-swap-to-shore-up-naira/

I won't have dignified you with a response, but I will like to clear you doubt if you did this without prejudice. This explanation came up few days after it leaked that the deal will go bad that Nigeria will be getting yuan instead of the dollar she had expected and bulk of the money will be in a PPP format to supply labour and raw material needed. Okay? Good nite.