₦airaland Forum

seanchuks:
that is where she is coming from...the banks don't inform them after d demise except dy come by dia self and claim...because in mose cases you fill the next of kin without inform d person he's ur next of kin

How will the banks know that the account holder is dead? Are they psychic?

Daboomb:
If this is exactly as you wrote it, the bank can be charged to court for Negligence and even contributing to his death, if they can establish that his death was DIRECTLY CAUSED by the Bank refusing to make funds available, his own money, for his treatment.

We Nigerians take things for granted and refuse to TEST the limits of the law on all issues.

The bank cannot be charged with anything. The man did not make his wife a signatory to his account. So the bank was under no obligation, to allow any third party withdraw anything from his account.

Before the man went abroad for treatment, he should just have added his wife or another trusted family member, as a signatory to his account.

1StopRudeness:
Why are u guys talking like the bank has automatic death notification on accounts...people leave money in banks for whateva reasons known to them...
The bank couldn’t have known the account owner is deceased....
so where is this “the bank bank Is keeping quiet about it” is coming from.

Until next or Kins or any other family come forward with solid proof of tie to the deceased there’s nothing the bank will do.....

Just to add:next of kin doesn’t mean anything to banks, it’s just protocol for account opening.
Becos pictures of next of kin are not submitted neither is the biometrics taken at point of opening.. so anyone can go and do valid ID in the name of that next of kin to claim money that’s not theirs.... so weda next of kin or any family member, they will need to proof beyond doubt they are the mans relative either nuclear or extended...

Thank you, o! I have been trying to explain this same thing to some clowns on this board, and they have been trying to insult me...

anpipac:
I SEE THE GLORY OF GOD DEPART FROM THIS SHAMELESS YOUNG MAN SO CALLED DAKOLO. HE SEEMS NOT TO UNDER THE BIBLE. TOUCH NOT MY ANIONTED AND DO MY PROPHET NO HARM. DAKOLO YOU ARE NOT WISE. I PITY YOU. YOU BECAME POPULAR AND SUCCESSFUL BY THE GIFT GOD GAVE TO YOU. TODAY YOU WANT TO BECOME POPULAR BY GREED BY PLAYING GAMES WITH THE INTERGRITY YOU HAVE BUILT IN THE TIME PAST. FOOL!!!

With all due respect, you are quite daft, sir. The same Bible never told us to cover up iniquity, but to flee from it.

The same Bible never told us to turn the other way, when we see injustice or evil being carried out. Even Jesus chased out those who were wrongly buying and selling within the temple, because he saw it as corruption being perpetrated in the house of God.

gman55:
Weeping up sentiment on SM you think is seeking justice?
Let me say this here, maybe it's Timi initially petition he claimed he made, that the police wants him to come and buttress forward as the case is picking up momentum.
Why the drama again. Or is there something Timi is not telling us?

Really? Timi made a petition in Lagos, as he and his wife are resident in Lagos.

All of a sudden the police want him to come to Abuja, to answer questions on a petition he filed in Lagos? And for that they decided to send armed SARS officials all the way from Abuja, in mufti inside a tinted bus? Try to remember that this is not a murder case, or a kidnapping or armed robbery case, o!

Are all the police officers in Lagos on holiday, that they cannot ask Timi further questions on his petition, that was why they had to send armed mopol from Abuja?

Do you really believe the story told by the Abuja police? Or are you just trying to be funny?

babaolofin:
Ordinarily, I would not have replied you because you cannot see beyond your exposure and level of intellect and only the deep can reach unto the deep. I will repeat what I posted earlier not for you but for other people to see since you are now the Inspector General Police and want to teach Police how to do Police Job.

The Police have hierarchy. The duration of investigation and mode of investigation are determined by the intricacy of the crime. Crime cannot be reported on Social Media and judged on Social Media by MISCREANTS. This issue cannot start and end on Social Media. For your information, it is not the day Law Enforcement agency decides to carry out operation that investigation begins.

After Baba Adeboye, CAN president, PFN president, Methodist Prelate, Independent Christian bodies, Churches General Overseers, Local and International NGOs, politicians, Legal experts and students have made pronouncement on this issue, the case is now opened and beyond social media abjugation. The Dakolos should report themselves to the Police. It is their failure to report themselves that may make police to carry out ENFORCEMENT as empowered by the CONSTITUTION.

The Dakolos should report to the Police. The hierarchy of Police that is involved now is higher than the unsubstianted May/June noises you mentioned. Investigative Police Officers and detectives would have done preliminary works which may take time before going into this phase of the operations.

The Dakolos should report to the Police.

You are just recycling the same drivel you posted earlier. The Dakolos had already filed a police report against Fatoyinbo in June, in Lagos. Fact. But a miscreant like you will find that too hard to understand.

If that fact offends you so much, you are free to hug the nearest transformer after cutting and pasting another meaningless epistle.

gman55:
I stand be my assertion, your source is a blog written by an unprofessional social media freak who wants traffic.
Kindly quote any notable media outlet that carried the news please.
Just like he showed his letter of invitation, he should also show his petition.

Punch and Vanguard carried it, and the police never denied that Timi had initially filed a report against Fatoyinbo, in Lagos. Now go and do your research. Google is your friend. I do not have the time to spoon feed rape apologists like you, with any more info.

Duggedised12:
so what if a person is not aware but only suspects their dead relative had money stashed up in the bank? How does a person go about it?

He needs to get a copy of the deceased's cheque book or passbook or any little document showing the deceased had an account with the bank. Then he can request for the account balance in that man's account.

With that info, the relative can approach the probate registry to get letters of administration. At this point, he might need a lawyer to assist with the filing of relevant documents.

The probate registry conduct their checks after the necessary fees have been paid, and then proceed to issue a letter of administration.

It is with this letter, that an application can then be made to the bank, to get funds released from the dead man's account, to either the next of kin or the deceased's beneficiaries, or the administrators of his estate.

PrecisionFx:
Stop spreading ur ignorance online. Once a person dies, his next of kin takes the necessary steps from collecting Death certificate to collecting court affidavit and then they will fill out any necessary bank forms and then they get full access to the money.

No sir, the ignorance on this board is actually oozing from your end. I served as a corper in a bank, and I witnessed a lot of this stuff first hand. Most families do not come to the bank with any court affidavit or court papers, when they come to lay claim to the money in the account of the deceased.

Only very few even come in with the death certificate. And no bank in Nigeria, will release funds from a dead man's account to his next of kin based on just a death certificate and a court affidavit.

Go and check. They still need to bring letters of administration issued by the probate registry, or a duly executed will bearing all the legal stamps.

, I hope the ignorance in your mind will be duly cleared by this short explanation. Now buzz off....

pesinfada:
please don't say what u don't know......next kin mearnt alot

Have you ever worked in a bank? w

Namestack:
Oga from her own confessional, she had cousins, sisters and pastors who intervened then and they all still thought it wise to allow her go back to the church and remain in close contact with the pastor (her alleged rapist).

Infact, by her own confessional still, a couples deliverance was organized for she and the pastor to rid them both of their uncanny lust.

There is more to this story than meets the eye and blind followers hip without careful logic would only continue to compound the dakolo's case.

The pastor slept with her, I am wont to agree, but rape? I disagree and all of these conclusions stems from her own side of the story as we are yet to hear the pastor give full account.

Timi organizing a press conference is only further damaging his defense in the case of criminal conspiracy, defamation and threat to life. He has publicly and on record threatened, defamed and have caused others to do same and do so on record.


Proving a case of conspiracy, threat to life and defamation and the effect of his defamation is fairly easy. The evidence litter the internet but the in case of rape or statutory rape ( if we would argue she was a minor), would be as difficult as a camel passing through the eyes of a needle... Funny, Timi has started to see the hand writing on the wall.

The social media outburst, press conference and several clandestine moves are telling signs of a man clutching at straws, hoping for a miracle.

Oga, my previous response was made in reaction to the person who alleged that Busola and Timi were trying to scam the pastor.

I didn't see any evidence of a scam on the part of the couple, neither did I see why a woman who has much more to lose, would risk all she has by going public with details of the sexual assault she suffered at the hands of the pastor, especially when the danger of stigmatisation is so real.

Secondly, Timi in all his posts on social media has not issued any death threats against the pastor, unless you have probably seen such threats and I haven't.

The only threats he has issued has been the threat to expose the wrong doings of the pastor. Does that qualify as a death threat? I don't think so.

Now as for the charges of conspiracy...it needs to be well defined. Conspiracy to do just what exactly? Tarnish his reputation? But the pastor did so to himself years ago, when he decided to sexually assault an underaged girl.

If the case goes to court, there are chances that the pastor would incriminate himself under cross-examination. And that would shed more light on this case.

I believe strongly that the pastor had unlawful carnal knowledge of Busola, and abused his spiritual position to do so.

He might not end up in jail, but the outcome would serve as a deterrent to randy pastor's out there, who think they can get away with such things.

Ebendo123:
N you thought that #600 was easy to make in those days?

It was not as difficult to make, as it is now. The middle class was more comfortable back then. Civil servants could afford to buy a car on hire purchase, in those days unlike now.

KingOfAmebo:
Do you know if the police have been trying to reach Timi Dakolo but he refused as such he had to be made to acknowledge the letter.

Is Timi Dakolo so hard to find? Did the police at any time tell you they were trying to find him, and they we're not able to see him??

texazzpete:
Why would you assume the family will not approach the courts for legal backing to trace accounts tied to the BVN?

And yes, people do approach the courts in many cases, especially when there's no will. The process could drag on, but it's not unending.

From experience and from other situations I have seen, most families do not approach the courts first when they want to get access to the funds in the account of the deceased. They first go straight to the bank where the deceased had his accounts.

mercyland93:
Who's spreading lies, look at u Mr know all.

It is a pity that some people out of love and hatred finds joy in painting someone bad.
Try to do ur findings nd get ur facts properly b4 castigating my points.
Would u like it if ur ex girlfriend suddenly tell the whole world that ur first love apart from other various fuckings together was a rape committed by you.....
Just know that their relationship is the one that went south and u should believe that Busola is hidden the truth from her husband and the entire world......

Stop this infantile ramblings. Fatoyinbo did not give them 5 million and did not give them a car. The pastor who did their wedding has come out to confirm how they got married in his church. So stop lying, because you did not attend their wedding.

You are not making any sensible point. Fatoyinbo caused all this crap for himself, by having unlawful carnal knowledge with an under-aged girl. He thought he had gotten away with it, but he forgot that there is always a day of reckoning.

Timi and Busola's marriage is their personal affair. Or were you the one who arranged their marriage for them??

KingOfAmebo:
Wonderment, so giving someone a letter of invitation is now police brutality... abeg na were you dey type this your comments from? Hope no be sey na on top woman you dey.

Yes...giving someone a letter of invitation, using armed police officers in mufti as couriers, in an unmarked bus with tinted glass, is not normal.

Are they delivering the letter to a den of robbers, or to drug dealers or armed kidnappers?

Police invitations are delivered by unarmed constables, who arrive using either police motorbikes, or easily identifiable police vehicles. I have never heard of SARS delivering invitation letters, when it is not a robbery case....

Iamgrey5:
it's quite alarming tbh

Armed men of SARS division of the inspector general of police came all the way from Abuja to deliver a letter.

Shouldn't they be questioned in a police station close to them for convinience.

Yet, some insane people think it's normal.

And the sycophant Nwakadibe tries to sway the public opinion by pronouncing his own judgement on social media based on questionable logic, eventhough he claimed he is not in favour of media trial.

Isn't it also strange that he has only been subtly defending Fatoyinbo ever since his sudden reappearance.

In fact ehn.....I am still shocked at the way people reason. The pastor filed a complaint about conspiracy & falsehood against the Dakolos, and armed officers had to come all the way to Lagos, to invite the Dakolos to Abuja, for an interview. What if the charge or the offence was murder? They would have carried out a Gestapo kind of raid on the residence of the Dakolos, not so?

Why is Fatoyinbo influencing the Abuja police to deploy such aggressive tactics? Why is he so jittery? Wait first.....how many hours drive is it from Lagos to Abuja, again?

babaolofin:
Your posting is very illogical and irrational and just one of those social media lazy idle talks. The Police have hierarchy. The duration of investigation and mode of investigation are determined by the intricacy of the crime. Crime cannot be reported on Social Media and judged on Social Media by MISCREANTS. This issue cannot start and end on Social Media. For your information, it is not the day Law Enforcement agency decides to carry out operation that investigation begins.

After Baba Adeboye, CAN president, PFN president, Methodist Prelate, Independent Christian bodies, Churches General Overseers, Local and International NGOs, politicians, Legal experts and students have made pronouncement on this issue, the case is now opened and beyond social media abjugation. The Dakolos should report themselves to the Police. It is their failure to report themselves that may make police to carry out ENFORCEMENT as empowered by the CONSTITUTION.

The Dakolos should report to the Police. The hierarchy of Police that is involved now is higher than the unsubstianted May/June noises you mentioned. Investigative Police Officers and detectives would have done preliminary works which may take time before going into this phase of the operations.

The Dakolos should report to the Police.

You are the lazy, illogical and irrational one. Get off your lazy butt and do some research.

The Dakolos already filed a report concerning the case, with the police since last month in Lagos. And an AIG in the police force, acknowledged receiving their report. They even promised to investigate.

The police had not even done that yet, before Fatoyinbo filed his own complaint with the police in Abuja, against the Dakolos. Within 72 hours, the same police dispatched armed officers in mufti, to go and invite the Dakolos to Abuja.

Now why is that so hard for you to understand? How come the pastor was not invited for an interview in Lagos, when the Dakolo filed their own report? And all of a sudden the pastor now files his own report in Abuja, and armed officers are deployed to invite them for an interview?

Does the case have anything to do with murder, armed robbery or embezzlement of millions from the public treasury, or kidnapping, that would warrant the highest hierarchy of the NPF to deploy armed SARS operatives to invite the Dakolos all the way from Lagos to Abuja?

What dirty hierarchy are you talking about, in a complaint filed by Fatoyinbo that is just dealing with conspiracy & falsehood, and not even a criminal offence? Abeg, swerve....with your nonsense.

oglalasioux:
It's obligatory on the banks to inform next of kin after a certain period the account is dormant. If the banks know for certain that the account holder is dead and fail to inform next of kin, then it's criminal on the part of the bank.

Please do you have a copy of this circular that makes it obligatory for a bank to inform a next of kin, if an account is dormant, as I have never heard of it.

Even when you are still alive, and your account is dormant, no bank in Nigeria calls to inform you of anything.

It is only when they send those their mass market SMS messages to notify you about something irrelevant like their early closure on a public holiday, that you are reminded of the fact, that you have a dormant account with such a bank.

I know the headache I went through, trying to reactivate one of my dormant accounts last year. It took several weeks of going back and forth with all sorts of documents for verification. That is for someone who is alive, o!

oglalasioux:
There is no truth to this story. Every account has a next of kin who can comfortably draw on the account of the deceased and it's obligatory on the banks to inform next of kin if an account remain dormant for a certain period. If this write up is about banks not fulfilling this obligation of informing next of kin then the burden of guilt is on the bank not the account holder.

No sir!! A next of kin is not automatically entitled to draw down on the bank account of a deceased account holder!

And the bank is not obligated to search for any next of kin, of inform them of anything about the deceased's account balance. They can only do so, when they receive letters of administration from the court or probate registry, submitted by the beneficiary or administrators, who may or may not be the next of kin.

texazzpete:
You people can post fables sha!

In these days of BVN, the courts can trace every single account operated by the deceased.

Do the courts have the time, resources or willingness to trace such things? When was the last time you went to the probate registry?

Kwenty:
All this people talking about next of kin surely do not know how the banking system operates. Do not be deceived with next of kin o. It doesn't guarantee automatic transfer of money or account ownership to the person. Due process for estate management must be followed before the account can go to anybody.

Thank you for telling them the truth, o jare. People just like to make comments based on assumptions.

Johnrake69:
Next of kin is different from a beneficiary. Just because you're someone's next of kin doesn't automatically make you the beneficiary.

Exactly! Thanks for spelling it out, my brother. I am amazed at the erroneous information that people are basing their responses upon.

Bafemi:
This is untrue. I say this because I am in the system and I understand how it works. All the family needs is to visit the court probate office. In cases of uncertainty, the court can write the banks to furnish them with any bank details of the deceased in that particular name and more easily these days, BVN.

Mind you, this information is not difficult to come by these days, even details of deceased assets in investment houses other than banks can also be retrieved much more banks.

Oga, you make it sound so easy, when it is not. The court needs to be provided with a list of all the assets of the deceased, including his bank balances in each bank, or his shares with each registrar or stock broker. Then these are valued and a percentage of the total value, is paid to the probate registry. I think Lagos state charges 10% or so.

Afterwards the details of the administrators of the estate of the deceased, are published in the newspapers, while the letters of administration are then issued to them.

It is these letters of administration that can be presented to the bank, before the cash in the accounts of the deceased can be released to his administrators, next of kin or relatives whose names are listed on those court documents.

The whole process varies from one state to another. In a place like Lagos it can take as long as 3 months or more, just to get those documents from the probate registry.

Starke:
Are you familiar with the term "Next of kin"? I think you should read up a little on that before posting this type of erroneous info.

PrecisionFx:
I don't think people are allowed to open a bank account in Nigeria without a next of kin.

Educate me further

Next of kin doesn't mean anything, when it comes to getting access to the funds in the account of a deceased person. The bank does not owe the next of kin anything.

The only time such a next of kin can lay any claim to the bank balance of the deceased, is if he/she has letters of administration issued by the court, in respect of the assets of the deceased.

devlishGINGER:
There is no need to worry depending on who your next of kin is
In the case of the demise of a customer, the next of kin could lay claims to such monies or properties

Not unless such a next of kin has a letter of administration issued by the probate registry or courts, or if the deceased left a properly documented will listing his assets and those entitled to them.

ATTAHDYE:
Cock and Bull story, nothing like that is happening anywhere.

Yes, it is happening. So stop saying what you don't know.

Remimadrid:
This would be a disgrace to d people who pay to the GoFundMe page created by Timi Dakolo and his wife. Would they ask for refund or what.
Shout out to all the Yeyebrities in Nigeria and the Idiots we have on Nairaland, wey insult and condemn Fatoyinbo without SUBSTANTIAL evidence, una all dey craze.
And the last shout out to Timi and wife, it's not easy to come up with a new way to scam ourselves. I Hail oo.

Please can I ask a question? Where did you drop your brains?

So you believe a married woman who is a wife,
as well as someone's daughter, and a mother of little children, will expose herself, her past and her private life, to the public by filing a claim of rape or sexual assaults against a pastor, simply because she wants to commit a scam??

You think she will sacrifice her reputation, her marriage, her family name, her in-laws approval etc., and subject herself to all sorts of stigma, simply to perpetrate a scam? Are you for real? Don't you think there are far less difficult ways of committing a scam?

Scams thrive, when there is adequate secrecy, and not palpable exposure.

You cannot see that the real scammer here is the pastor who abused his spiritual authority, by having unlawful carnal knowledge of an under-aged girl, who was a member of his church,
several years ago?

And yet, you are interested in just insulting the lady who happens to be the victim, and hailing the perpetrator for his disgusting actions. Chai!

What kind of person are you? If Busola Dakolo was your sister, daughter or close relative would you still say this crap?

CANDYDADDY:


Someone is going on a medical bill spree just to hold stand in the next unseen future as one time spendthrift philanthropist

Are you normal? Instead of appreciating the man's efforts, you are ridiculing him and making fun of his actions?

What have you done for humanity in your mediocre little world? If you cannot see and appreciate the good deeds done by a fellow human being, to improve the health of another individual, please abeg you just keep shut! It is not by force to make a comment that will expose the emptiness in your brain.....

omoiyalayi:
What is dakolos afraid of?

Were they not d ones dat is supposed 2 be calling on police 2 invite dem so police could carry out investigation & get justice

Did they jst want d media 2 do all d prosecuting & jailing 4 dem

It seems dey didn't tink it tru

Wat were dey expecting u accused a prominent, celebrity pastor that ve a lot 2 loose of rape a lng tym ago & u expect him 2 nt 2 do anytin considering hw grave d allegation is

Do dey nt no dat he will wnt 2 defend himself even if he's guilty & shld ve gathered dia evidence 4 dat

Instead of running 4rm police dey shld be 1 running 2 police 4 justice

Or did dey jst wnt 2 label him a rapist, destroyed his name & make him loose everytin he had built ova d years ? ?

You should be asking what the pastor is afraid of, that he had to engage the police to use such psychological intimidation, just to deliver a letter.

So you think the Dakolos want to destroy the pastor's name? You don't think the pastor already destroyed his own name years ago, by abusing his spiritual authority, and having unlawful carnal knowledge of an under-aged girl, who was a member of his flock?

gman55:
I am amazed you believe the crap of Timi filingthe case, if really he did file, he will have posted on social media, he is a SM freak

Are you allergic to conducting research on your own? Timi & Busola Dakolo filed the report, with the police. Even the police acknowledged in June, that they had received it. Now almost one month later, you are coming out to dispute that it was filed. Na wa for you, oh!

Tareq1105:
Biodun lack the required wisdom to resolve this issue. His think - tank are misleading him. The Pastor did it but I tell you, if I were him, I will confess and apologize publicly afterall it happened 20yrs ago.

To me, this is better than telling lies. This is not the standard expected of 'a man of God' and I can bet you Biodun will further put himself in bigger troubles.

The use of police operatives will not cover the truth. This is social media era hence nothing is hidden.

Going to court will further put the pastor into disrepute. Therefore, the earlier he allow the sleeping dog to lie the better for him and his ministry.

Thank you! You are the real voice of reason on this thread.

nemynely:
What other evidence are you looking for? The krest bottle? A graphic description of the shape and size of Fatoyinbo's manhood? The blood stained night wear?
Guy, pls cut this lady some slack. There is no smoke without fire. Abi is he the only fineboy preacher? Why we no dey hear konji tales from Adefarasin, kasali, poju, Oyakhilome, okotie etc.

Sexual Controversy follows Pastor Fat like flies....