₦airaland Forum

Mrschiago:
There was no collateral, the only security used was insurance bond, and other banks cheque (which was presented and bounced back)

How about written documents of his guarantor?

You completed loan appraisal

Loan passed through approval authority
Check if the customer left next-of-kin contacts

Check if he had any collateral, guarantors, or BVN-linked phones

Notify your bank’s credit recovery team to escalate to:

BVN watchlisting

Inter-bank blacklist

CBN Credit Risk Bureau flag

For cross-border issues, some banks work with international skip-trace services

Customer was verified with BVN, address, business doc

You attempted recovery via phone, SMS, and known contacts

Customer abandoned business and absconded

You even attempted to reach the embassy

This protects you from any claim of negligence.

A borrower who intentionally absconds has committed fraud.
But you have not.

This situation is recoverable, and there are structured ways to protect yourself so your career and finances don’t collapse because of one customer’s actions.

Junior Account Officer Needed Urgently

We are seeking a Junior Account Officer to join our team immediately.

Requirements:

AAT qualification is mandatory

Experience working in a manufacturing organization is an added advantage

Must reside within the Egbeda area


How to Apply:
Qualified candidates should send their CV to Olumide at +234 702 539 9330.

Junior Account Officer Needed Urgently

We are seeking a Junior Account Officer to join our team immediately.

Requirements:

AAT qualification is mandatory

Experience working in a manufacturing organization is an added advantage

Must reside within the Egbeda area


How to Apply:
Qualified candidates should send their CV to Olumide at +234 702 539 9330.

Remote Immigration Assistant

Location: Remote
Job Type: Independent Contractor / Freelance
Experience Level: Minumum of 2 years post - call experience

About the Role
We are a reputable Canadian immigration law firm seeking a highly skilled legal professional to join our remote team as an Independent Contractor. This role requires strong legal reasoning, exceptional attention to detail, and the ability to master new procedural systems. Prior Canadian immigration experience is not required — full training will be provided.

Key Responsibilities
* Interpret and apply immigration regulations using strong legal analysis
* Draft, review, and organize legal documents and client correspondence
* Communicate professionally with clients, explaining processes and requirements
* Maintain accurate client files and manage procedural deadlines
* Ensure full compliance with Canadian immigration application procedures
* Conduct thorough quality checks on application packages

Mandatory Qualifications
* LL.B degree and Call to Bar certificate
* Minimum of 2 years post-call experience practising law in Nigeria
* Strong analytical and research skills
* Excellent English communication (written and verbal)
* High computer literacy and ability to learn new software quickly

What We Offer
* Comprehensive training in Canadian immigration procedures
* Opportunity to build expertise in a growing legal field
* Flexible remote work with competitive compensation
* Long-term contract potential after a satisfactory probationary period
* All payments made in Naira (₦)

Contract Information
* Type: Independent Contractor
* Compensation: Competitive Naira-based remuneration
* Training: Provided during onboarding
* Hours: Canadian (EST) hours
* Note: All work is supervised by licensed Canadian immigration professionals; no immigration legal advice will be provided by the contractor.

How to Apply

Please click the link : https:///gsawCLN9RJ3oLVnu8

abi na as remote work is the way forward now

Hardeybohwarley:
Try to take it, if not for anything it will allow you to take another remote job.

Good afternoon,
I’m currently in a dilemma and need your advice.I recently received two job offers:

1. A remote role paying 150k
2. An onsite manufacturing role paying 250k, but transportation costs are 3k daily
Net Salary for both jobs

I’m considering either finding someone trustworthy to help me run the remote job so we can split the salary, or trying to manage both roles myself.

Kindly advise on the best approach.

Thank you.

📢 JOB VACANCIES AVAILABLE

A reputable hospitality establishment in Lagos is seeking qualified and experienced professionals to join our growing team. We are hiring for the following positions:

1. Bar Man
Salary: ₦100,000
Minimum Experience: 4 years
Job Description:

Prepare and serve alcoholic and non-alcoholic beverages

Maintain bar inventory and supplies

Ensure cleanliness and compliance with health standards

Provide excellent customer service


2. F&B Manager (Food & Beverage Manager)
Salary: ₦250,000
Minimum Experience: 5 years
Job Description:

Oversee daily food and beverage operations

Manage staff scheduling, training, and performance

Ensure high-quality service and customer satisfaction

Monitor inventory and control costs


3. Housekeeper
Salary: ₦100,000
Minimum Experience: 3 years
Job Description:

Maintain cleanliness of rooms and public areas

Ensure laundry and linens are efficiently managed

Report maintenance issues promptly

Uphold hygiene and sanitation standards

4. Receptionist
Salary: ₦250,000
Minimum Experience: 5 years
Job Description:

Manage front desk operations

Check-in/check-out guests professionally

Handle reservations and customer inquiries

Maintain guest records and billing accuracy

5. Maintenance Officer
Salary: ₦300,000
Minimum Experience: 7 years
Job Description:

Perform routine facility maintenance and repairs

Inspect equipment and systems regularly

Respond promptly to maintenance requests

Ensure safety and compliance with standards

6. Accountant
Salary: ₦350,000
Minimum Experience: 4 years
Job Description:

Manage financial records and bookkeeping

Prepare budgets, reports, and reconciliations

Handle accounts payable/receivable

Ensure compliance with financial regulations


7. Hotel Manager
Salary: ₦450,000
Minimum Experience: 8 years
Job Description:

Oversee daily hotel operations

Manage staff and ensure top-quality service

Develop strategies to improve revenue and guest satisfaction

Ensure compliance with hotel policies and standards

*MINIMUM QUALIFICATIONS FOR ALL POSITION IS Bsc in any discipline except for Hotel Manager which must be in hospitality and Accountant must be in finance*

📨 HOW TO APPLY
Qualified candidates should send their CVs to:
📧 okundaremanaseh@gmail.com
Accommodation available

With the Nigeria Tax Act 2025 taking full effect from 1 January 2026, many SMEs and professionals are still unsure about what actually qualifies as:

1. A taxable supply
2. A deductible business expense
3. A withholding tax (WHT) transaction
4. A digital taxable activity
5. Proper use of fiscalised e-invoicing (MBS)

And because of these grey areas, businesses continue to make avoidable mistakes—leading to penalties, audits, delayed refunds, compliance issues, and unnecessary disputes.

So here’s a question for you:

From your experience, what is the most common tax mistake Nigerian businesses are making today?

Is it:

- Misclassifying income streams?
- Failing to deduct or remit WHT correctly?
- Not issuing valid VAT-compliant invoices?
- Using POS/sales systems without proper fiscalisation?
- Mixing personal and business expenses?
- Or something else entirely?

Share your perspective.
Let’s learn from one another and help businesses get ahead of the 2026 compliance curve.

I am currently recruiting a Junior apfficer for Audit department. Do you have cvs for Audit Officer you can refer.

The person will work in your department with you. ACA a must

Lagos

The grade is MT - EA pay range 5-6M

send you CV to rufus_n2002@yahoo.com

I’d really appreciate your guidance on a career decision I’m currently trying to make.

I interviewed with an organization back in June 2025, but I only received feedback from them in November 2025. They have now given me an offer with the following details:

Net salary: ₦170,000 (Pension and HMO)

Gross salary: ₦200,000

Additional stipend: ₦5,000 monthly for data

Work structure: Fully remote, but requires five in-person visits per month to the client’s location I currently work remotely

I’m a bit unsure about the long delay between the interview and the offer, and I’m also wondering whether the compensation package is fair for the workload and hybrid arrangement.

Based on this information, do you think I should accept the offer, or is it better to keep searching for something more suitable?

Any advice or insight would be greatly appreciated.

Thank you.

Wadoh:
In Nigeria today you CANNOT guide with ONE job.

True

1. Financial Comparison
Let’s calculate the effective monthly income after transport where applicable:

Option A — ₦170,000 (On-site, Mon–Fri)
Transport: ₦1,000/day → ₦1,000 × 22 working days ≈ ₦22,000
Effective pay: ₦170,000 – ₦22,000 = ₦148,000


Option B — ₦250,000 (On-site, Net Pay)
Transport: ₦2,000/day → ≈ ₦44,000
Effective take-home after transport: ₦250,000 – ₦44,000 = ₦206,000


Option C — Remote, ₦300,000
No transport, no commute.
Effective pay: ₦300,000


Option D — Your current remote job: $200
Assuming ₦1,800/$ → $200 = ₦360,000 gross.
No transport.
Effective pay: ₦360,000


From a financial perspective:
🔹 Current remote job ($200) = highest actual income
🔹 Remote ₦300k = second highest
🔹 ₦250k on-site = decent but costlier
🔹 ₦170k = lowest and least attractive financially


2. Career Growth & Stability

Ask yourself:

A. Which role aligns best with your long-term goals?

Which job helps you grow in the direction you want—skills, portfolio, exposure?

Remote roles (especially international/tech-related) often offer better future salary jumps.


B. Stability

The company that ghosted you from September to now and then suddenly resurfaced with a December resumption is a red flag for HR coordination and reliability.

Long silence after interviews often means you were not a priority.


C. Remote roles often give:

- Flexibility
- Less stress
- Room to take side projects
- Higher pay ceiling over time



3. Work–Life Balance

On-site jobs mean:

- Wake early, long commute
- Transport stress
- Higher daily expenses
Less time for personal projects or a second stream of income


Remote jobs mean:

- Zero commute
- More productivity
- More rest
- Greater flexibility
- Ability to upskill

If happiness, peace, and flexibility matter to you, remote is the winner.


4. Putting It All Together

Least advisable option:

1. ₦170,000 with poor communication and lower pay. The long silence and low salary make this the least attractive option.

Second least advisable:
₦250,000 on-site

Better pay than ₦170k but still lower than your current $200 and the ₦300k remote role (after transport), and it reduces flexibility.

Two best options to compare:
Your current $200 remote job (≈₦360k)
New ₦300,000 remote offer

These two clearly stand above the others.

My two cents

Based on your situation:

If the current $200 remote job is stable and there is no sign it will end soon → STAY.

It pays the highest and gives you maximum freedom.

If the ₦300,000 remote offer offers better career growth, more stability, or a stronger brand → TAKE THE ₦300k remote role.

It’s still the second-best financially, and it may grow into something even bigger.

But definitely DO NOT leave a remote ₦360k ($200) job for a stressful ₦170k or ₦250k job.

Simple Decision Guide

Highest income Current $200 remote job
Highest growth Depends, but likely the ₦300k remote role

You cannot guide with one job in this current Nigeria

A Life-Changing Lesson

At exactly 4:00 PM on Saturday, I received an unexpected call from our secondary school alumni group. One of our classmates had been languishing in prison since October of last year—over 9 months—due to what should have been a minor traffic offence. Sadly, the case involved a highly influential individual whose car was hit, and the situation was blown far out of proportion.

This morning, I joined a few of our old schoolmates in court, resolved to do whatever we could to secure his release. What I saw broke my heart. Our classmate was a shadow of himself—frail, gaunt, and clearly crushed by the long, lonely months in detention.

We moved quickly: hired a lawyer, made some key calls, and by God’s grace, he was finally released today.

But the real lesson here is far deeper than the legal victory.

What This Taught Me:

1. Don’t Walk Alone in Life
Our classmate lived in complete isolation. No church, no pastor, no active friendships—he had even cut himself off from our alumni group. The last time many of us saw or heard from him was in 1991. When he got arrested, his wife had no one to call. It wasn’t until one of us randomly contacted her that we even learned of his situation.

2. You Were Not Designed to Do Life Alone
From the moment we’re born to the time we leave this world, we need people. Parents, nurses, friends, teachers, colleagues, neighbors—even those who carry our casket. God created us for community, not solitude. Independence is good, but isolation is dangerous.

3. Don’t Push Everyone Away
Some people cut ties with others under the belief that “everyone is bad” or “people can't be trusted.” While caution is wise, total withdrawal is self-sabotage. Not everyone is perfect—but not everyone is harmful. Many are God-sent helpers waiting to show up for you, if only you’d let them in.

4. Community Is a Lifeline
When you live in isolation, even the smallest challenge can become a life-threatening crisis. But when you live in a community, even the biggest problems become manageable. Our classmate’s seven-month ordeal could have been resolved in days—if only he had stayed connected.

5. Relationships Are an Investment
Like a bank account, if you don’t make deposits, you can’t make withdrawals. Nurture your relationships. Check in. Be present. Show up for others—and you’ll find that, in your own time of need, people will show up for you too.

To my classmates who showed up at court today —thank you for reminding us that real friendship does not expire. Your presence, prayers, and actions made all the difference. Let’s keep standing by one another.

Please share this message. You might just reach someone silently suffering in isolation.

Remind them:
You need people. You always will. Don’t do life alone.

PEOPLE COVER US MORE THAN CLOTHES

That's the truth!

 COPIED!

[quote author=kiddaz post=136747784][/quote]A Life-Changing Lesson

At exactly 4:00 PM on Saturday, I received an unexpected call from our secondary school alumni group. One of our classmates had been languishing in prison since October of last year—over 9 months—due to what should have been a minor traffic offence. Sadly, the case involved a highly influential individual whose car was hit, and the situation was blown far out of proportion.

This morning, I joined a few of our old schoolmates in court, resolved to do whatever we could to secure his release. What I saw broke my heart. Our classmate was a shadow of himself—frail, gaunt, and clearly crushed by the long, lonely months in detention.

We moved quickly: hired a lawyer, made some key calls, and by God’s grace, he was finally released today.

But the real lesson here is far deeper than the legal victory.

What This Taught Me:

1. Don’t Walk Alone in Life
Our classmate lived in complete isolation. No church, no pastor, no active friendships—he had even cut himself off from our alumni group. The last time many of us saw or heard from him was in 1991. When he got arrested, his wife had no one to call. It wasn’t until one of us randomly contacted her that we even learned of his situation.

2. You Were Not Designed to Do Life Alone
From the moment we’re born to the time we leave this world, we need people. Parents, nurses, friends, teachers, colleagues, neighbors—even those who carry our casket. God created us for community, not solitude. Independence is good, but isolation is dangerous.

3. Don’t Push Everyone Away
Some people cut ties with others under the belief that “everyone is bad” or “people can't be trusted.” While caution is wise, total withdrawal is self-sabotage. Not everyone is perfect—but not everyone is harmful. Many are God-sent helpers waiting to show up for you, if only you’d let them in.

4. Community Is a Lifeline
When you live in isolation, even the smallest challenge can become a life-threatening crisis. But when you live in a community, even the biggest problems become manageable. Our classmate’s seven-month ordeal could have been resolved in days—if only he had stayed connected.

5. Relationships Are an Investment
Like a bank account, if you don’t make deposits, you can’t make withdrawals. Nurture your relationships. Check in. Be present. Show up for others—and you’ll find that, in your own time of need, people will show up for you too.

To my classmates who showed up at court today —thank you for reminding us that real friendship does not expire. Your presence, prayers, and actions made all the difference. Let’s keep standing by one another.

Please share this message. You might just reach someone silently suffering in isolation.

Remind them:
You need people. You always will. Don’t do life alone.

PEOPLE COVER US MORE THAN CLOTHES

That's the truth!

 COPIED!

Job Opportunity: Accountant Needed 📊

A skincare brand in Ikate Elegushi, Lekki is looking for a reliable Accountant.
📍 Mostly onsite role.

If interested, kindly send a DM to +234 901 516 9309

ediko5:
It's no news that the ultimate game plan of a street girl is to retire to the church if the streets doesn't remunerate her with a money miss road finished man as a husband.

But older single ladies and single mothers are not just retiring from the streets to the church, over the years they are now GOs or Co-GOs of prayer houses in the name of Prophetess.

Some have used this fake prophetess title to lure innocent younger men into marriage while they continue their OS lifestyle. Some have used their prophetess title to break people's marriages.

So be careful out there when you see one old cargo parade herself as a prophetess.

Not every woman who turns to the church is doing it as an escape route or out of failed plans. Many genuinely find faith, healing, and a new direction in life after mistakes or challenges.

Yes, there are people—both men and women—who exploit religion for selfish gains. But it’s unfair to generalize all older single ladies, single mothers, or prophetesses as being manipulative or fake.

Some of these women have gone through deep struggles and have found strength in God. Others are sincerely helping lives, not breaking homes.

So instead of assuming every "prophetess" is a fraud, the wiser approach is to test people by their fruits—their actions, integrity, and impact. That way, we won’t dismiss the genuine ones because of the bad eggs.

Honestly it no longer funny. This are getting tougher and harder daily.

Honestly, these parents aren’t asking for too much. Mrs. Adeyemi’s point is simple—why should families be forced to buy new uniforms when the old ones are still perfectly fine? It only adds unnecessary pressure to parents already battling rising costs.

And Ismail’s frustration is very valid. Spending nearly ₦2 million per term just to give his children decent education is not sustainable for most households. Education should not feel like a luxury that only the wealthy can afford. If public schools were properly funded and given back their lost glory, many families wouldn’t need to overstretch themselves or even compromise their values just to pay fees.

It’s true—if government officials themselves enrolled their children in public schools, there would be more accountability. After all, no parent wants to see their own child struggling in substandard conditions. Education is a right, not a privilege, and the government has the responsibility to make sure quality learning is accessible to every Nigerian child.

Honestly, this offer isn’t worth it. You’re already earning over $200 in your current remote Manager role, and they’re offering just $66 with even more responsibilities. That’s a huge step down, not just in pay but in value recognition.

With your accounting background and years of experience, you should be positioning yourself for higher-paying, specialized roles—not settling for less. Unless there’s a clear long-term benefit (like global exposure, networking, or a direct path to something bigger), I’d advise you to reject it politely and keep your focus where your worth is properly appreciated.

In short: Don’t downgrade yourself. Protect your value.

We Are Hiring!!!

*Job Title: Assistant Client Manager*

Location: Hybrid

Salary: 200,000 gross

Job Type: Full-time

Availability: Immediate resumption

Job Description:

We are seeking an experienced Assistant Client Manager to join our digital media agency. The successful candidate will have a background in account management or customer service, with a minimum of 2 years of experience. As an Assistant Client Manager, you will be responsible for supporting our client management team, building strong relationships with clients, and ensuring seamless project delivery.

Responsibilities:

- Support client management team with day-to-day client interactions
- Develop and maintain strong relationships with clients
- Ensure timely project delivery and meet client expectations
- Collaborate with internal teams to deliver client projects
- Provide exceptional customer service and resolve client issues

Requirements:

- 3+ years of experience in account management or customer service
- Proven track record of building strong client relationships
- Excellent communication and interpersonal skills
- Ability to work in a fast-paced environment and meet deadlines
- Immediate availability for resumption

Interested candidates should apply to recruitment@amyconsulting.com.ng.

spiceadole:
Sex is ALWAYS a trophy for men..
And not for women.

Society shames women for having sex while praising men for the same thing.

A lot of women can do without sex
Men cannot.
They want to stick their preeks in every towtow

You have been conditionrd to believe so.

straighttalk:
Woman has been reason for Man's undoing since time immemorial.

Read the scriptures if you doubt what I am saying

Eve led Adam out of Eden. Women are necessary evil.

RollinTNDA:
No wonder my boss hire only ugly women
Now I fully understand my boss

Most boss in Nigeria would even be dating a staff self.

Nobody is giving you greenlight

Kajaard:
Problem is the sidechick wanted to become the main chick (wife). Happens everywhere even here in Nigeria.

Guys avoid office romance for your own good. I know the amount of ladies in my workplace giving me the green light but I don't shit where I eat.

An Aluminium & Glazing company is seeking to hire a Tele-Sales Representative for immediate employment.

Position: Tele-Sales Representative
Type: Full-Time (Remote – Lagos)
Gender: FEMALE only
Salary: ₦100,000/month (Base)

Requirements:
- Minimum of 1+ years proven experience in Tele-sales or Outbound Customer Service.
- Excellent verbal communication and sales skills.
- Strong phone etiquette and ability to handle rejection.
- Hands-on experience with CRM tools.

Key Responsibilities:
- Promote and sell company products/services.
- Maintain accurate CRM records.
- Handle objections and follow up on warm leads.


How to Apply:

1. Fill out the form here 👉 https://docs.google.com/forms/d/e/1FAIpQLSeSpfWLYo3VNbhRi7VB1ufm5XOlAskBK9mxOXiJJc7_gVtKHw/viewform?usp=headerApplication Form

2. Send your CV to tobaadept.ops@gmail.com with the subject line: TELESALES REPRESENTATIVE – SWL
Application Deadline: September 25, 2025

Now Hiring: Remote Project Manager

Are you a born-again Christian graduate with a passion for excellence, strong communication skills, and the ability to lead projects from start to finish? We want you on our team!

Requirements:

Must be a born-again Christian

A graduate with strong written and verbal communication skills

Tech-savvy and able to use modern PM tools such as Jira, ClickUp, Google Workspace, Slack, and Notion

A team player who can oversee projects from planning to execution

Organized, reliable, honest, and trustworthy

Able to multi-task and manage deadlines effectively


✨ Why Join Us?

100% Remote – work from anywhere

Be part of a faith-driven, values-based team

Opportunities for growth and meaningful impact


📩 How to Apply:
Send your CV and a brief cover letter to etinpullen21@gmail.com
Use the subject line: Application – Project Manager

NB: All applicants would be tested to ascertain their competence.

Honestly, Tacha isn’t far from the truth. Many young women rush into relationships too quickly, putting all their hopes, emotions, and even future in the hands of one man—only to end up hurt or stuck. What she’s really saying is that women should give themselves room to breathe, to explore, to learn, and to know their worth before tying themselves down.

Having “three boyfriends” doesn’t have to mean being intimate with all of them—it simply means keeping your options open until you know who truly values you. Men do this all the time without shame, but when a woman even tries to weigh her choices, society criticizes her. That double standard is real.

Her advice to stay “single until marriage” is also about protecting yourself emotionally and mentally. Why act like a wife to someone who hasn’t married you yet? Why close doors when your actual husband might still be out there? It’s wisdom, not waywardness.

And about life abroad, she’s spot on—many Nigerians glamorize “japa” stories, but the reality is often full of struggles, isolation, and hustling just to survive. At home in Nigeria, even with the challenges, there’s a sense of community—you can lean on people, laugh with neighbors, and still find joy in the little things. That human connection is priceless.

At the end of the day, Tacha’s message is about women being smart, intentional, and unafraid to put themselves first—while also appreciating what we still have here and channeling our energy into building the Nigeria we dream of.