Sports › Re: Kaka: Romelu Lukaku Is The No 1 Striker In The World by Lekan239(m): 6:37am On Sep 16, 2021 |
Gabkosh: Yet, bayern keep smashing all of you in the EPL. Competitive indeed. and they are winning the champions League every year abi. Wat do u expect when their league is very less competitive and they enjoy themselve in every matches. They are probably well rested and reserve before any champions League games. You want to compare that with a premier League team who played wolves/Everton the previous Sunday before champions League night, and the next Saturday after champions League night they will face Tottenham/Aston villa |
Sports › Re: Kaka: Romelu Lukaku Is The No 1 Striker In The World by Lekan239(m): 6:36am On Sep 16, 2021 |
Gabkosh: Yet, bayern keep smashing all of you in the EPL. Competitive indeed. and they are winning the champions League every year. Wat do u expect when their league is very less competitive and they enjoy themselve in every matches. They are probably well rested and reserve before any champions League games. You want to compare that with a premier League team who played wolves/Everton the previous Sunday before champions League night, and the next Saturday after champions League night they will face Tottenham/Aston villa |
Sports › Re: Kaka: Romelu Lukaku Is The No 1 Striker In The World by Lekan239(m): 6:30am On Sep 16, 2021 |
yrex01: when did timo dominated bundesliga? Bros lukaku good but he no reach lewandoski, Harland, benzema and Kane benzema and kane yes, but that halaand and lewa na scam. Lawandoski is good sha, but every striker is good in bundusliga |
Romance › Re: Help Me Please This Masturbation Is Changing My Life by Lekan239(m): 8:17pm On Sep 12, 2021 |
Xenry: Stop admiring women, no matter how attractive or sexy they dressed . . . Look only at their faces. And also stop anything pornography. this could also turn u to a millionaire |
European Football (EPL, UEFA, La Liga) › Re: Chelsea Vs Aston Villa (3 - 0) On 11th September 2021 by Lekan239(m): 9:01pm On Sep 11, 2021 |
Felabrity: 3 goals in 3 appearance
Ronaldo: 2 goals in 1 appearance 
Anyway The race is on, featuring Anthonio, Greenwood etc greenwhat |
Nairaland General › Re: What Tremendous Change Have You Experienced In Your Life Lately??? by Lekan239(m): 11:26pm On Sep 09, 2021 |
Early last year, I was so depressed, I almost left school because of my fees if not for the covid 19 pandemic which pave way for some good Samaritan here on nairaland who cleared my fees Now this year everything just seems like a magic to me, I'm pretty okay now, I already sent a good amount of money to mother to start a business for the family, expecting a child from my fiancee who will be my wife very soon living in a comfortable apartment, I got all this without being into fraud.
Mr oyebanji told me, "do not thank me, I also was once helped in the past, I'm only paying it forward. You too pay it forward When you are in the position to do so". I will never forget those words. I have helped countless of people, I also told them that statement up there. Today I also paid all school fees of a course mate(final year) who is depressed because exam is starting on Monday and he has no hope of paying his school fees.
Thank you nairaland for changing my life Thank you MR ADEBANJO Thank you LAGOS ISMYHOME Thank you LEBANONCEDERS |
Phones › Re: Cost Of Data In Nigeria Is Very High. Not Cheap by Lekan239(m): 4:22pm On Sep 09, 2021 |
historyles: Things cannot be very cheap and life very hard at the same time. Have you ever heard of the term, oxymoron?
One of the main reasons why life is hard is because things are expensive. With the kind of stuff some of you post, one has to question the educational system of Nigeria do not forget you are comparing the sale of data between the USA and Nigeria which is cheaper. Life is easy in USA but that comes with a fee you have to pay. Life is quite hard in Nigeria, but things are cheaper in Nigeria than in USA. What if data is sold in Nigeria same price as it is in the USA. I wonder what education you guys received in the USA |
Car Talk › Re: 2014 Honda Accord SE Vs 2014 Toyota Camry SE by Lekan239(m): 4:08pm On Sep 09, 2021 |
phatriqk: Honda it is then, I prefer fuel efficiency to speed in Nigerian roads, as for the leg issues that's no biggie, thanks for the review price of the cars pls |
Phones › Re: Cost Of Data In Nigeria Is Very High. Not Cheap by Lekan239(m): 3:58pm On Sep 09, 2021 |
historyles: Someone did a thread showing the cost of data around the world in Dollars and some concluded from the thread that Data is cheap in Nigeria. This is not true at all. Data in Nigeria, like many other things, e.g. fuel. food stuff, is not cheap, but expensive. Very expensive!
Those who make these comparisons are only pushing out a false narrative based on false comparisons. What makes a product cheap or expensive is not the price tag on the product but the purchasing power of the buyers. Let's take a simple example.
In the USA, cost of 1GB of data is, according to the data available, $8.00, while in Nigeria, cost of 1Gb of data is around $2.3. Nigeria looks cheaper right? Wrong!
Someone looks at this as then says data is cheaper in Nigeria. But that is a wrong conclusion from a false comparison. The simple way to know which is cheaper is to bring in the buying power of the buyers.
In the USA, the average wage per month is $2730, while in Nigeria, the average wage is N30000 = $58. So without looking too far, a Nigerian who collects his wage will be able to purchase with his full salary, 58 / 2.3 = 25GB, while an American who collects his wage will be able to purchase, with his full salary, 2730 / 8.00 = 341GB
So how is it cheaper for the Nigerian? In fact, A Nigerian who collects minimum wage will spent it all on one bag of rice and transport home while an American who collects his minimum wage can buy 20 bags of rice and still have lots of change left.
I can go on and on and on, comparing products and services but the point is clear. Don't let anyone fool you that anything is cheap in Nigeria. Things are astronomically expensive in Nigeria right now u r just looking for invalid proof to buttres ur point. Things are very cheap in Nigeria compared to other countries, but life is hard here in Nigeria. Are u not surprised that someone earning that 30,000 or less in Nigeria will feed them self and their family, live averagely well. But someone earning that ur USA 2watever might not be able to sustain with that after govt nack them with various outrageous bill |
Romance › Re: Seriously In Need Of Advise/Help. At a critical situation (photo) by Lekan239(m): 7:24am On Sep 09, 2021 |
Schoolboy877:
 there is one thing about betting, even if you had won the game, u would still come back to stake with another's person money. You already lose that money the moment you staked with it, not when France drew |
Career › Re: The Nairalife Of A Family Man Who’s Content At ₦1.3m/month by Lekan239(m): 6:37pm On Sep 08, 2021 |
BigCabal: Every week, Zikoko seeks to understand how people move the Naira in and out of their lives. Some stories will be struggle-ish, others will be bougie. All the time, it’ll be revealing.
What’s your oldest memory of money?
When I was 13 years old, my dad came home with a bag. When he called me into a room and opened the bag, I saw a lot of ₦5, ₦10, and ₦20 notes inside. We counted the money together and everything was about ₦120k. This was in the mid-90s. My dad worked in a government-owned tertiary institution, and the money was his students’ payment for an exam. He brought it home because they couldn’t take it to the bank that day.
We kept the money at home for a night, but it was such a scary experience.
Why?
I watched my dad struggle to raise me and my two siblings on his civil service salary. Let me put that into perspective: we ate rice and bread during holidays, but we drank pap every day. The first place I saw a colour TV and a VHS player was at a neighbour’s.
So, I was at a loss when my dad brought the money home. It was the biggest amount of money I’d seen at that point. I was pretty sure we were going to get robbed before daybreak.
Where was your mum in all of this?
My parents had a misunderstanding they couldn’t get past when I was younger, so my mum left.
Ah, I see. Anyway, my view of money at the time was that only big people could have it. I didn’t understand how money worked, but it felt like you had to be born rich to make money. This perspective shifted when I made money for the first time.
Tell me how it happened.
When I was in SS 2, a lady in my compound pitched the idea of selling fruits to me. I didn’t have a full grasp of what she meant but I dropped a small capital and followed her to the market. We brought ₦20 worth of oranges and added our own markup. By the end of the day, we made about ₦50. I think this was my first lesson in the economics of money. Now, I knew I could make it if I worked hard enough.
Nice. What happened after?
Nothing significant until I finished secondary school. But before that happened, my dad became the head of his department, and things improved a bit at home. We could finally afford some things we had thought were luxuries. A memorable purchase was a VCD player because it meant that we didn’t have to go to our neighbours to watch TV anymore.
But there was still a lot to aspire to, and I had started thinking of what my life would look like after secondary school.
When I finished secondary school in 2001, I applied to a university in my state but didn’t get in. I had to wait until the following year to try again. During my gap year, I worked on an aunt’s poultry farm. She wasn’t paying me a salary, but I made some money for myself from selling cracked eggs. It wasn’t a lot but it was enough to hold myself together.
How long did you spend on the farm?
About eight months. In 2002, I got into a pre-degree program at the same university. I left home with some foodstuff and ₦1500. Not sure I would have been able to afford accommodation if a friend from secondary school didn’t house me.
Subsequently, my monthly allowance remained ₦1500. But things took a turn for the worse in my second year.
What happened?
The government restructured my dad’s place of work, and it affected him. He tried as much as he could to make sure I got something every month, but sometimes the money came late or didn’t come at all. I knew I had to find a way to survive.
What did you decide to do?
I can only speak about this now because so much time has passed. I was good at science subjects, so I started writing external exams for people. On average, I charged ₦1500 per paper. The exams were seasonal, so the money wasn’t even constant.
I was almost caught once, and it put things in perspective for me. The decision was easy: I quit.
I didn’t do anything for money until 2005, during the trial census. Someone I knew helped me get on the census team. The whole thing lasted for three weeks, and at the end of it, I got paid ₦13,500. This was the biggest lump sum payment I’d received at that point.
Do you remember what you did with it?
Haha, I bought a phone. The GSM buzz had hit and I felt inferior because I couldn’t afford one. When the money came in, it seemed like an important purchase. I went for an Alcatel phone, which cost ₦9900 and bought a sim card for ₦3500. Like that, the money was gone.
But hey, you had a phone. See, I know it seemed like an important purchase at the time but looking back now, I don’t think it was. The money could have gone into other things I needed.
Ah, the power of hindsight. When did you leave uni?
October 2006. I was mobilised for NYSC in February 2007 and posted to a state in the south-south. My dad gave me ₦8k when I was leaving — and he struggled to get that money.
I spent about ₦4k on travelling to my state of deployment and had ₦4k left when I got to camp. The three weeks that followed were all about figuring out how to save the money I had left — I ate from the camp kitchen and didn’t visit mammy market once.
The federal government paid the first allawee at the end of the third week — it was ₦8500 at first, but it increased to ₦9775 before I finished my service year. I was posted to a secondary school in a small village on the outskirts of the state, and that was where I spent the rest of my service year.
The thing about the village was that there were no banks or ATMs. Every month, the corps members in the community would gather their ATM cards together and send someone to go to the state capital to withdraw money. If you finished your money before the end of the month, you had to go to the capital by yourself, and that was expensive.
Sounds hectic. It was. Fast forward to 2008, I finished NYSC and started making moves to get a job. I would buy the Tuesday edition of a Nigerian newspaper and go through the published job opportunities. I don’t know how many companies I applied to, but one of them invited me for an interview, and I got the job.
Yay. What did the company do?
They distributed healthcare products, and I was hired as a marketer. My salary was ₦30k. My quality of life took a hit while at the job though. For starters, I was spending up to ₦8k monthly on transportation expenses. I knew I wasn’t going to be there for long. Luckily, I got another job at a bank six months later.
I had applied to a bank, written their tests, and attended an interview months earlier but I didn’t hear from them, so I moved on. Next thing, the bank called me to come in for my medicals. I resumed at as a graduate trainee in October 2008.
What was remuneration like?
I was earning ₦107k when I joined. The highest amount to hit my bank account prior to this was ₦50k, and now I hit the ₦100k mark. It felt like a breakthrough. When I got my first salary, I bought a Nokia phone for ₦77k. The following month, I bought a laptop.
Balling!
Haha. At the end of my trainee programme, I was posted to the internal control department. Three years and three branches later, I was transferred to the head office. That changed my career forever.
How?
The transfer came with a role change, and I started working in the regulatory compliance department. After a few months, I decided that’s what I wanted to do for the rest of my career. What remained was mapping my trajectory and I got started. But first, I had to leave the bank although my salary had increased to ₦200k.
Why did you leave?
It was time. I realised that the best way to grow in the industry was through job hopping.
I started interviewing for a new job in 2013 but I didn’t get the offer until 2014, which worked for me. When I finally resigned, they paid me my gratuity — about ₦1.7m — because I’d spent up to five years at the bank. I started my new job in February 2014.
How did that go?
My gross salary was ₦4.5m per year when I started working there, but my monthly net was ₦250k. At the end of my first year, I got a 30% raise.
In 2016, it felt like it was time to leave again. But before I quit, I started looking at certifications that would give me an edge — the industry is big on those too. I found one that was in hot demand and went for it. It cost $1500 and I was broke for three months after I wrote the exam.
After I got the certification, doors began to open. Someone recommended me to a payment company looking to set up a functional compliance unit, and they brought me on to head the department. The offer was ₦10.4m gross per year. My monthly take-home pay was ₦450k, excluding the bonuses.
Lit. A couple of life events had happened by this time. I got married in 2013 and by February 2015, I had two kids already. So, I was doing a lot more long term thinking. Getting a property ranked high on the things I wanted, but I didn’t have enough money to buy a house. It was cheaper to build from the ground up. I started saving a minimum of ₦50k every month towards the project in 2015. As my salary increased, I put more money into it. Also, a portion of my bonuses and other lump-sum payments went into the account.
Back to my job. I spent less than a year at the payment company because I got an offer to head the regulatory compliance unit of a bank, and it was a senior role. So I resigned from the payment company and joined the bank. My gross annual pay was ₦14m per year, excluding bonuses and other lump-sum payments. And my monthly salary was ₦660k. I spent two years there before I moved again.
Where did you move to this time?
A telecommunications company. When I saw the job advert, I thought it might be a refreshing change for me. I applied, and I was hired as a manager in their risk and compliance department. I accepted their offer and my monthly salary grew from ₦660k to ₦1.1m. Between the time I started working there and now, I’ve gotten a few raises which has increased my monthly gross salary to ₦1.8m and my net salary to ₦1.3m. This doesn’t include the bonuses and other benefits. With benefits and bonuses, the number rises to about ₦30m per year.
Bonuses: ~₦4m
13th-month salary: ₦1.2m
Leave allowance: ₦1.3m
HMO: ₦600K
You’ve come a long way in the past 13 years, how do you move money around now?
Well, I’m a family man with three kids now — two of whom have started going to school — so my recurrent expenses have grown over the past five years or so. Let’s start with the monthly running costs, which is ₦400k.
Can we break it down, please?
About the salaries: I hired an after-school teacher for my kids, and I pay them ₦20k. There’s also someone who comes in to teach them Arabic and whom I pay ₦20k.
I have two domestic staff on my payroll: a gateman and a lady who helps my wife, and they earn ₦25k and ₦15k respectively.
Got it. Where does the remaining ₦900k go?
I divide it into two parts: ₦400k goes into things like my kids’ school fees and other small projects I’d like to take care of. The remaining ₦500k is for my savings and investments. Thankfully, I don’t pay rent anymore. I completed my building project last year. Do you want me to talk about it?
Yes, please. I started saving for it in 2015, but I didn’t really act on it until 2018 when I bought a plot of land, which cost ₦550k. But I didn’t like the area it was in. Then I started having ownership issues, so I sold the land for ₦900k.
I had been putting the money I was saving towards the project in my mutual funds account and by 2018, it had accumulated to ₦8m. Later that year, I bought a half plot of land in another part of the city for ₦6m. Now, I had ₦2.9m to start the project — a four-bedroom duplex. Between the time I laid the foundation and the time we moved in, I’d spent more than ₦30m.
Whoa. Let’s break it down. I’m still not sure how I did it, but let’s attempt to break it down.
I laid the foundation in March 2019, and the first phase of the project gulped about ₦5m. That bit was easy because I’d raised about ₦8m, thanks to my savings and a huge bonus I got at work. After we raised the building to the lintel level, I took a three months break to raise more money. In August 2019, I returned to the project and spent about ₦7.8m to raise it to the decking and roof level, then took another six months break.
I went back to it in February 2020. A month later, Covid struck, so it was suspended for a while. But I really wanted to complete it last year, so I asked the contractor to give me an estimate of how much I’d need to finish the house. The number they gave me was ₦15m, which I didn’t have.
How did you eventually raise it?
I approached my bank for a ₦10m loan, and they approved it. I gathered every other resource I could find to raise the remaining ₦5m. My wife and I agreed to cut down on non-essential expenses, so we could save more. I even sold one of my cars to hit the ₦5m target. Inflation affected the price of things, and I had to borrow an extra ₦2.9m from close associates to pump into the site. That was mostly it.
It took a bit of work and perseverance but we moved into our home in August last year.
Yay! Well done. Thank you. Now, I have a bank loan to repay. The tenure is for four years, but I’m not a big fan of taking loans unless I absolutely have to. So I’ve been paying it off as fast as I can. I got a bonus at work at the end of last year and most of it went into servicing the loan. Right now, I still have a balance of ₦5m to pay. The plan is to clear it all by the middle of next year.
Man. You talked about savings and investments earlier. What do they look like at the moment? It’s mostly investments, really. I also do a bit of mutual funds. The ROI is not as attractive as it was a few years ago anymore, but it’s a low-risk investment. I have about ₦4m in my mutual funds account at the moment, and that’s about it.
So how much do you think you should be earning?
I think my earnings are fair. I try not to live in a bubble, so I know it could be a lot worse. Millions of people in the country are not earning as much, and that puts things in perspective for me. I mean, I want more but I’m also content with what I currently earn.
This is a good place to ask how your experiences have shaped your perspective about money. First, I believe the value of money is in how you use it. Second, growing your income is mostly about how you decide to take on and leverage opportunities. I grew up with nothing and worked my way up here. I won’t deny that I’ve had a lot of help and support, but I also did the work and knew when it was time to move away from a job. Privilege and luck are great, but they don’t work in isolation.
Is there anything you want but can’t afford?
I’m looking to get Canadian or Australian citizenship for my kids but I don’t want to do it via the migration route — it’s too stressful. Citizenship by investment is more straightforward although it’s more expensive. I’d really like that right now, but I can’t afford it.
Fair. What about something you spent money on recently that improved the quality of your life?
My house. The quality of my life has gone up in many ways since my family moved in. The peace of mind I have now is unbeatable.
That makes sense. How would you rate your financial happiness on a scale of 0-10 then?
7. I have all the things I wanted to have at this age — a family and a home to house them. Also, we can afford to do anything we want, which is a departure from my childhood. Canadian or Australian citizenship will shoot this number to a 9. But even if it doesn’t happen, I’m in a good place already.
Source: https://www.zikoko.com/money/naira-life/the-nairalife-of-a-family-man-whos-content-at-1-3m-month/ wow. Where I want to be in a few years time |
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Phones › Re: Infinix Note 10 Pro Full Review & Camera Comparison With Infinix Zero 8 (photos) by Lekan239(m): 10:18pm On Sep 04, 2021 |
ForG: Hi, Lekan, does your s11 allow you play WhatsApp voice notes?
Have you updated since you purchased? yes sure |
Romance › Re: Broke Up With My Fiance Today, She Was Raped By A Man Old To Be Her Father by Lekan239(m): 6:24am On Aug 28, 2021 |
Ruke1989: I found out now Mirabel centre contacted her and she turned down their request to support her. She is just more angry about our broken relationship than about getting help. She is not interested in seeking justice. She feels she is alone while blocking the channels I tried to open up to enable her get Justice she was not raped, infact she was bleep very well by the man and she was moaning during the seex. She is just remorseful afterwards. She knows this that is why she don't want to push charges to harm an innocent man |
Sports › Re: Jorginho wins 2020/21 UEFA Player of the Year award by Lekan239(m): 12:37am On Aug 27, 2021 |
hybridblood07: So, Jorginho played better than Kante throughout last season? to answer you question, yes, gorginho played well than kante last season. Gorginho was even ranked the second best player in the world for the first quarter of this year, he was behind Messi who was the best play of the first quarter of this year |
Sports › Re: Jorginho wins 2020/21 UEFA Player of the Year award by Lekan239(m): 12:32am On Aug 27, 2021 |
Vipro: The winner doesn't.
When the award hasn't lost it's credibility,someone like jorginho was just like Or not even up to the 2012 Mikel Obi.
Mikel Obi should have won it also Mikel obi would win an award over the likes of Didier drogba (legend) and Frank lampard(legend) in 2012, even John Terry deserves the award in 2012 over your acclaimed obi Mikel. U must surely be high on Oshogbo weed for making that statement |
Sports › Re: Jorginho wins 2020/21 UEFA Player of the Year award by Lekan239(m): 12:25am On Aug 27, 2021 |
spirul77: ndidi is better than kante but sentiment won't allow people state the fact. wow. U are probably the one being sentimental here |
Sports › Re: Jorginho wins 2020/21 UEFA Player of the Year award by Lekan239(m): 12:24am On Aug 27, 2021 |
hybridblood07: I don't like Jorginho style of game at all. He doesn't score except penalty or assist. Kante will defend well and also run attack. that's because you obviously knows nothing about football and you have refused to learn. In football everybody has his roles, gorginho won the award because he is good in his roles more than any other Chelsea players in their own roles. He obviously won it over kante because of his Euros heroics. Why do you think each and every new Chelsea coaches always prefer to use gorginho as standing 4 over kante |
Sports › Re: Jorginho wins 2020/21 UEFA Player of the Year award by Lekan239(m): 12:17am On Aug 27, 2021*. Modified: 10:10am On Aug 27, 2021 |
Vipro: Just lucky.
His effort in the field wasn't even ¼ of lingard's. did you know in every Chelsea games, gorginho always have the highest touches of the ball. I looked pass the traditional hatred Chelsea fans had for gorginho, then I realized how great a player he is. Only few players could control the ball, balance the tempo and pass the ball amidst four opponents players like gorginho would. I think this award proves me right |
Sports › Re: Jorginho wins 2020/21 UEFA Player of the Year award by Lekan239(m): 12:02am On Aug 27, 2021 |
Soulvein: Same Jorginho that passes the ball sideways and backwards? Slows down the tempo of the game and appears clueless when his teammates expect the ball in the final third of the opponents. I learnt Thomas Tuchel has helped him to be a better player and he now passes forward and into the final third more often than he used to. Congrats to him anyways. I am not being a hater, just pointing out what most football fans already know about the young man as far as English Premier league is concerned. Kante should have gotten the award instead. that's why he didn't win the award before Thomas tuchel helped him become a better player, rather, he won it afterwards. Leave it or take it, jorginho has been in his best form and one of the best player since the beginning of this year. Kanye on the other hand is also one of the best player in the world, but he wasn't really at his best last season, injuries and the outcome at the euros is one of the outcomes to consider. He rearly features at the group stage matches of the champions League last season, only started playing at his best from the quarters. Also he recorded the least match min in premier League last season. Kante is good no doubt, but last season, gorginho was exceptional. |
Properties › Re: Can 4 Million Naira Build A House? by Lekan239(m): 12:01pm On Aug 25, 2021 |
Happinessjosh: What type of house can it build?
Is it advisable to go for it?
Edited
There is land available
In a small town in Delta
The soil is strong. I know of someone who uses 400,000naira to take his 3bedroom apartment to linted level |
Foreign Affairs › Re: Taliban ‘Victory Force’ Parade With US Tanks & Guns( Pix) by Lekan239(m): 11:17am On Aug 25, 2021 |
Righteousness2: There is more to all these than we see.
There are Delebrate actions and Decisions in all these specifically done for specific Purposes. The Hands of the Man of Lawlessness is very Visible in all these events.
RAPTURE is Imminent! War is Imminent ! Put an Eye on Isreal. Put an Eye on the Middle East! Put an Eye on Gog and Magog Collation of Nations Coming against Israel.
These are the Last of last Moments! Don't live life anyhow. Live teady! Live Prepared! JESUS is Coming!
tell ur Israel to go and deliver Afghanistan from the hands of the Taliban, since you said israel is more powerful than all the nations combine |
Jobs/Vacancies › Re: Lagos Or Abuja, Which Is More Lucrative For Bolt Or Uber by Lekan239(m): 3:21pm On Aug 12, 2021 |
FalseOracle50: Really don't know, it was sent from one of his siblings in the USA. oh okay. Thanks |
Jobs/Vacancies › Re: Lagos Or Abuja, Which Is More Lucrative For Bolt Or Uber by Lekan239(m): 3:14pm On Aug 12, 2021 |
FalseOracle50: Pls asking for a friend who just got a 2007 Corolla and want to venture into e-hailing business. Pls share your opinion with analysis for better understanding. Thank you. the two option is good, how much did he get the car |
Sports › Re: Chelsea Players Celebrate UEFA Super Cup Win In Dressing Room (Photos) by Lekan239(m): 9:57am On Aug 12, 2021 |
BigBelleControl: This is the first time Chelsea would win the European Super Cup after four attempts. Once Lukaku joins, Chelsea already have the EPL in the bag.
Modified: For those quoting me on how many times Chelsea has won the the Super Cup, I don't want to see it comprehension issue my point is based on emphasis.
Chelsea have played 5 Super Cups 1998 vs Madrid (Won 1-0) 2012 vs Athletico (Lost 1-4) 2013 vs Bayern (Lost 5-4 on penalties) 2019 vs Liverpool (Lost 5-4 on penalties) 2021 vs Villarreal (Won 5-4 on penalties)
This means after Chelsea won in 1998, they've played three others they didn't win until the fourth attempt. That makes it first time in several attempts. they quoted you because of your English, you said Chelsea won the super cup for the first time after four attempt. How does that English sound with respect to the explanation you gave above |
Business › Re: If You Are Uber Partner In Lagos, Please Share Your Experience Here by Lekan239(m): 10:41pm On Aug 11, 2021 |
Felicity0001: Well, its a good thing you're already thinking and mapping out plans on what to do with your life after graduation and its also applauding you're already an undergraduate enterprenuer, i must say I fancy your courage, enthusiasm and mentality especially in this country Nigeria where there're limited opportunities.
To be honest it not easy getting a job after school even if you're lucky to have one most of them the pay is nothing to write home about, parents are dying in silent after spending their youthful life and money training their children only for them to graduate without a reasonable job... It very sad. Many graduates and undergraduates because of that have resorted to go into internet scam and other unthinkingable and unimaginable crimes like kidnapping, car hijacking among others. A few that were lucky get laid off may be after a few months due to bad government policies, contract jobs, companies folding up and the likes. This and Many more reasons are why most of us are found doing the uber driving job not that we enjoy it, no! But we have to make ends meet and then hope that things gets better with the state of the country for our children growing up even if not for us again because our own parents didn't suffer all of these we are currently being faced.
Yes of a truth you'll make money driving with uber/bolt but another truth is you'll have to put in several hours of your time driving morning till mid night, 5-6days and most time 7days a week. You'll be expose to both good and toxic humans, many will be ungodly while few will be pleasant, among all of these things you'll try to be calm for the sake of your account getting blocked because you wouldn't want to loose your source of earning. Even with the hundreds of thousands you pay as commission to uber/bolt you're still at their mercy because they have thousands of drivers paying even higher commission than you to them. You'll loose interest trying to apply for jobs because you'll have the thinking, how much can an employer pay you? After all I'm grossing 980k monthly driving. You'll loose weight, you won't have time to hang out with friends and family neither would you want to go on holidays because the surge are tempting so you want to be online at all time. You'll start having sight problem after some time because of flashes of light and your eyes being focus all the time...you'll start feeling your legs shake while walking or sitting down due to long hours driving, some will start having pot belle due to late night eat so constipation is inevitable, many will develope hemorrhoid popularly known as pile, late night eating, indigestion and long hours sitting down to drive can cause this this problem... The unfortunate drivers get robbed, get involve in an accident some their cars taken away and sadly a few once lost their lives to either sickness, accident or to car hijackers, never to be found again unless with God's intervention. Yes something must kill a man but people die in their sleep in their old age so why would a man die while on duty or to diagnosed sickness? Sad!
So my dear friend(s)[newbies] these are most of the truths celebrity driver aka cheerfulgiver and many others with little or no knowledge about the hustle won't tell you, know it now b4 making that decision to join the hustle.
Me i go speak my mind, I stand with and not just by the truth. I will die for it! I've lost a lot for this same truth oh but I've gain more than I've lost.
So like I initially advised "the bolt/uber shop is another man's idea" you are already an entrepreneur so think something bigger so you can stand among CEOs and not among celebrity drivers with unrealistic dashboards.
A word is enough for the wise. just seeing this now sir, thank you for taking your precious time to map this out sir. I'm grateful. |
Business › Re: If You Are Uber Partner In Lagos, Please Share Your Experience Here by Lekan239(m): 12:21am On Aug 11, 2021 |
tojahh: Bro... If you choose ehailing believe it, it will surely pay. The people advising against it has been doing it in over 2 years and them no resign. Yet they claim its not an honorable job. Just know what drives you, and remember, no one hear will feed you if you fail.
Adios thumb up sir |
Sports › Re: Saleh To Messi: You Are Greedy, Shedding Crocodile Tears by Lekan239(m): 10:58pm On Aug 10, 2021 |
obembet: Not only greedy. Messi is selfish and wicked. Imagine club that has stand with him for many years left when they are in financial trouble.
Useless and greedy guy. Barca only gave Messi 10-20% of what they make off Messi. U think DStv started showing Italian matches for free |
Business › Re: If You Are Uber Partner In Lagos, Please Share Your Experience Here by Lekan239(m): 10:25pm On Aug 10, 2021 |
Gentlelife50: His case is different, yet to graduate next year and is already thinking of Uber. well some graduate use the money earned during service to start up POS. Some go into vocational studies, some use the little money to start a photocopy business, some where employed in a job paying less than 600,000/annum, some became Uber partners/driver. I haven't made up my mind yet, but Its still an option to chose amongst others. "I have a friend who is a shoe maker in my department and planning to expand after school" I am currently reading about ehailing in Nigeria, if I found it favourable and confirm that it will be able to sustain me, then I will do it. |
Business › Re: If You Are Uber Partner In Lagos, Please Share Your Experience Here by Lekan239(m): 10:10pm On Aug 10, 2021 |
[quote author=Cineinfo post=104653723][/quote]six month is a lot of time, a lot can happen |
Business › Re: If You Are Uber Partner In Lagos, Please Share Your Experience Here by Lekan239(m): 9:05pm On Aug 10, 2021 |
radautoworks: this is a terrible idea open to other ideas more better |
Business › Re: If You Are Uber Partner In Lagos, Please Share Your Experience Here by Lekan239(m): 6:37am On Aug 10, 2021 |
YeyeGbami: Hi, Save more money, buy toks corolla 06 dey use am hustle on ehailing. as for nysc arrange ur posting come lagos and dey run your service and continue ehailing. As you dey uber you go still dey find work, uber na side hustle.
with 2.5 or 6 you suppose fit get good toks corolla and if you like honda , civic no bad. finally. Thanks. That means I need like 3m on the average |