₦airaland Forum

ifyalways:
It do feel good to hear 9ja music outside the shores of Nigeria.

I was in a mall @ Seychelles Island and Tiwas music was blasting. I couldn't help but smile while swaying my old hip bones to the beat.

Same here. I was at the Apple store, in the mall and they were playing Mr. Eazi over the speakers. The other day too, it was Wizkid at the NYX store

Hotstepper:
Thisbis also my concern that alot of ppl who used to go to the US now coming to Canada will spoil everythibg now. Please use a dr nd not midwives. if u have no more to foot ur bills, remain in naija than spoiling things for other ppl now or in the future

I swear! It was so annoying the things Nigerians did to birth in the US. And if you say something, they’ll say you’re hating. A lot of the stunts people pull in the US and Canada, if people from other countries did it in Nigeria, WWIII will start.

Just because these countries allow you to birth freely and get citizenship doesn’t excuse some of the behaviors a lot of us exhibit. And like I always say, a visa is a privilege not a right. Thanks for all you do on this thread though, you’re an MVP! Lord knows it takes a lot of selflessness, patience and dedication

Lolade30:
Hello everyone!
Mizgene
Hotstepper

Please has anyone used a midwife? Maybe considered a home birth? (Trying to cut cost)

I've contacted a few and the price out of hospital is 3500 with all pre natal and post appointment plus birth which two midwives would attend. Is it worth being out of the hospital cos you eliminate that cost.

Of course if any complications show up, they move you to a hospital.

Anyone with this experience or any advice is welcome.

Merci beaucoup!

They move you to the hospital and you end up being treated as an emergency case. The cost you’re trying to cut will now become double if not triple. Not worth it, IMO

Why travel thousands of miles just to go and receive services from a midwife? This thread will soon turn into the US thread, pretty soon

Jenncamp:
Health Insurance Has Failed America, Self-Pay Patient Sites are the Answer

Self-pay patient sites take back billions from insurance company profits to provide better patient care

The cost of healthcare has risen so high that millions of insured people avoid the detection of a serious illness because they have no money to see a doctor. In fact, 44% Americans didn’t go see a physician last year when they were sick or injured according to a new West Health Institute/NORC at the University of Chicago national poll. Forty percent say they skipped a recommended medical test or treatment in the last 12 months due to cost.
Three quarters of Americans say that our country doesn’t get good value for what we spend on healthcare and the situation is becoming tragic.

The common belief is insurance is healthcare… It is not. In fact, it keeps millions of people from catching chronic life-threatening illnesses like cancer and diabetes early.

After paying most of their disposable income on health insurance, over half of Americans say they received a medical bill they thought was covered by insurance or where the amount they owed was higher than expected, and more than a quarter say they had a medical bill turned over to a collection agency in the past 12 months.

Fifty-three percent of respondents say they have had a least one of the following situations occur because of healthcare costs in the last year:

36 percent report depleting their savings
32 percent say they racked up credit card debt
30 percent believe they had to decide between paying medical bills and basic necessities
41 percent report they couldn’t save any money because of their spending on healthcare.

Dr. Pedram Hendizadeh, founder of UMA Health, said, “As a practicing doctor, I found many patients in my office were being hurt by insurance.” He continued, “Self-pay patient sites are the answer to a system where billions of dollars are diverted from healthcare to insurance company profits.”

Yinmu. Keep deceiving yourself and looking for unnecessary excuses.

Jenncamp:
Miss innocent
You term it lies because i disagree with u please potray ur argument with backup evidence not nigeria govt and stop making excuse ..yoyo!!

Yes! She’s right! Stop spewing lies. I work for a health insurance company and no, self paid patients are not better off for the hospitals. I’ve said it before, the delay in payment for hospitals when they see patients with insurance is because most of these hospitals do not submit claims on time. They usually just collate the claims for like a month or two and send it in bulk.

Where I work, most of these claims are not even touched by a claims examiner. It goes through an automated system and payout is almost instant. It’s the really complicated ones that get rejected by the auto system and has to be examined by a claims examiner.

.

Jenncamp:
Miss innocent=)

The current trend of discount trick by usa embassy in nigeria to refuse visa na new things ..comment?

Miss Dubious

Who said it’s a trick anyway? How can someone claim to pay $2500 as hospital fees as an international self pay patient and you as a VO who is American know that even people with insurance pay as much as that? I applaud people who go the extra length to find these discounts, but at the same time, some hospitals are just shady and pass the rest of the payment onto the government.

A visa is a privilege, not a right. They can decide what to do and what not to do with it. You’re not entitled to it. And in case you don’t know sef. American passport holders also find it difficult to get a Nigerian visa.

abiscomama:
Thanks for your response.my hosts sentiment exactly.my intention was to be back March latest but my host is saying what if u return and you aren’t allowed,what happens.truly 6 months is a whole lot.i might as well write a change of intent and let’s see.a friend wrote in November and her visa wasn’t cancelled.hopefully I get lucky.thanks

A lot of us who live in the US have the faintest inkling what goes on in the US embassy in Nigeria and what tricks they’ve been pulling on people to deny them visa. Someone told me you can come here and have your baby without paying and she said “I know so so and so person who did it without wahala”. Is that kind of host informed?

Personally, I don’t see why I will remain in the US for 6 months. Doing what exactly? What if God forbid, complications arise and you overstay your visa stamp? Anywho, seems you’ve already made up your mind. I can only wish you good luck.

Jenncamp:
Stay back and have your baby, you have a b1/b2 visa and you are allowed to stay for 6 month and why the stress ,even you stay for 2 days and pay your bills..nobody can guranteee your usa visa renewal after childbirth..that the fact for now and you can see based on many Dubicious and unprofessional reasons of discount for refuser by the usa embassy in nigeria recently ..i wish you safe delivery

You are part of the people causing issues for innocent people who genuinely wanna get their visas and mind their genuine business. How would you advise her to stay in the US for 6 months after she declared she was gonna stay for two weeks? Isn’t that dubious?
FYI: whatever you say at the POE is documented. Staying for 6months is the same as lying and I doubt if the VOs will look kindly at her during renewal.
What do I know sef?

Reine22:
I respectfully disagree with you. He’s not wrong. Course can be used in this context. Anything can be ‘supported’ If he had used the phrase ‘support a course of action’ or ‘support a plan’ it would have been correct.

But he didn’t put it that way. We all know it’s “Support a cause”. And in this case, Professor ITK was wrong.

Beautyaddy:
I want to believe she's talking about the flight fares coming from the west coast.

Even tickets from the west coast isn’t that expensive, if you buy it on time.

shawlar:
There is also the time-value of money.... I don’t think those insurance companies pay the hospitals immediately so I am sure the hospitals would add inflation costs (interest) to their billing. It simple..

I work for an health insurance company (although not in the claims department) but how fast they pay providers depends on different criterias like how the claim got submitted, what kind of service was rendered, the facility the service was rendered at, how the claim was submitted (paper or electronically) and how fast the providers submit the claims

Oftentimes the payments are within a day or two and most times the delays in payment are because the providers didn’t submit the payment until after a week or two or even a month after the service has been rendered. We can’t pay for a service we never got a claim for neither can we pay until we get the claim from the provider.

Vlesparza:
If you paid upon arrival and your insurance reimbursed you, then you received the self-pay price from the hospital and doctor and your insurance merely paid you based on the amount you were charged, which was the price for self paying patients. I understand you self-paid and received the self-pay price because international insurances refund your payment according to your medical expenses, in other words, you have to pay out of pocket before being compensated for your expenses. We are only talking about insurance for US Citizens where they do not pay in advance and are reimbursed by insurance. The amount where the insurance is billed 15-25k but only end up paying about $2000 in the end.

I wasn’t an international patient.... I live in the United States and no, I wasn’t reimbursed by the insurance, what I paid was my deductible and coninsurance which is $500 + 10% of all fees. Most people don’t even have insurances that cover 100% except they are on Medi-Cal or work for the government (in this case their monthly insurance premiums are significantly higher than people with private or workplace insurance)

veleta:
On this discount ish,most of these VO's don't seem to understand how these things works.First off,those of them saying they paid 30k or thereabouts failed to mention that their insurance companies took care of that and most times,these insurance companies negotiate these fees to the barest minimum and most times times,it takes time for them to pay.Its common sense that these hospitals would prefer self pay patients as they get their money immediately.These same discounts they give to self pay patient is what insurance companies end up paying after quoting outrageous bills.

My advice will be when requesting cost of delivery from hospital,insist that it should be included that whatever fee they are charging is for self pay and that you reject any form of medical assistance.Also make sure you sign it,with that your argument when going for visa renewal will hold water.

It depends on how much you paid or didn’t pay. While I absolutely hate what the VOs are doing (I they’re just looking for any excuse to deny people) some people’s bills on here is also really low. I’ve seen people saying they paid $2,000 - $3,500 for hospital bills and between $1,500 to $2,500 for doctor’s bills and I’m left wondering how No be this same America we dey born so?

I had a baby in 2016, and I had/have what is considered very very good insurance (Anthem BCBS). My deductible was $500 and I had to pay that before insurance will even pay anything. My insurance covered 90% of my services and I paid the remaining 10%. I ended up paying around $2300 thereabouts out of pocket (OB, Anesthesia, Hospital and my $500 deductible) and that is excluding pediatrician. If I can pay that much out of pocket as my co-pay and deductible, guess how much my insurance paid? So no, insurance companies don’t pay that little.

Ruthina000:
It's okay if you want it at a birth centre....
You can go on with it, no fears....
Yes, most atimes, only birth centres do the water birth thingy and it's fun.....

This is bad advise. If you’ve been on this thread for long, you’ll know that people have been denied visas or renewal based on the use or potential use of birthing centers.

If I remember correctly, one person was asked why she wanted to travel thousands of miles, just to go and use a birthing center? And if things go south (which it oftentimes does)you’ll end up at the hospital you were avoiding anyways, with higher bills cos of complications. So what’s the point?

omotfavy:
I need advice about my mom,she went to stay with my sis who just had a baby on visiting visa and during the process her hubby who is in the military got deployed so mom has to stay for another 6months ,they have already filed for extension of stay till next year May but the problem is that her visa expires in January,how can she apply for visa renewal?.

This might be an unpopular opinion, but I’m not comfortable with the extension of visa thing. Is your sister sick or incapacitated? Why does your mom has to stay with her for a whole year? To help her take care of her newborn?

I think the extension of stay thing might cost your mom her visa during renewal. Except your sister has a life threatening illness that makes her incapable of taking care of her child, her husband’s deployment is not enough reason for an extension of your mom’s visa. That’s just my opinion thought, and I might be wrong. Just putting this out there.

Fyorgyn:
Yes! Adults are very eligible to use the VOA option. A few friends of mine have used it successfully.

I don't have definite answers to your other questions

Thanks a lot Fyorgyn. Appreciate the response.

drakeli:
https://www.nbcnews.com/politics/immigration/trump-admin-rule-would-deny-visas-green-cards-immigrants-who-n910791

Not just this source. I washed Trump saying it. He said if you used it before.

It’s not a rule or law yet. The wording says “Might deny visas, green cards or citizenship”. Keyword, might. And no, I’m in support of gaming the system and getting those benefits, just letting you know this is not a law in place yet.

Brandagencies:
It is their boarder. Even in your visa , your entrance is at disgression of the CBP. You don’t have a RIGHT in another country.�

Lmao. And who told you it’s not my country too? Or that I need a visa to get in the country? I was talking on behalf of the people who had been sent back unjustly and what can and cannot happen. Calm down and read what we were talking about.

ifyalways:
Yes an adult cañ use it too.however they won't reply you or do anything until 48 hours to the flight(excluding weekends and holidays). I presume you have the right email and format.

You can also call them 3 days to flight departure with your details, they will send your approval asap.

Thanks a lot! This was exactly what I needed to hear. Appreciate it.

seyewest:
Will an immigration officer refuse a baby entry (with a Nigerian mom)

Never mind. You seem not to be getting my point. An infant needs a passport or visa to get into it exit the country irrespective of their parents nationality. Or is an infant not a person? We already applied, I’ll give an update with the response that we get.

seyewest:
You will need to apply for a business visa to be eligible for visa on arrival.

You sure about that? People who come here to birth here use it to take the kids back to Nigeria. I just haven’t seen an adult use it before. That’s why I put it here. The website says you can use it if you’re unable to get a visa. We will see Sha. We already put in the request.

Abeg, I’ve asked this question on the give birth thread since they’re the ones who do this most. But I figured out, why not here as well?

Anybody ever used the visa on arrival option to Nigeria for an adult before? Nigerian passport is expired and to go to DC or NYC for a new one is a hassle. To get a Nigerian visa here is also proving to be an headache and I thought “why not, visa on arrival?”

I’ve seen it used for babies born here but can an adult use it too? Travel date is mid-December. Thanks.

Hey everybody, quick question. Are adults eligible to use the visa on arrival option for a Nigerian visa? And after sending the email and all the works, how long does it take to get a response? I think I read it somewhere here that they give a response of “Received” after you send the email. Lastly, do we have to make the payment before getting the approval or after approval?

Thanks a lot.

Sparkle1515:
Tons of people you mean illegal immigrant,those who overstay their visa..there is a whole lot of angle to this issue..is he talking about those who birth and go or those who overstay their visa ,birth their babies and enjoy everything a citizen enjoys...at the end of the day all na jus soli..oga trump has a lot of work to do not just this usual mouthing antics of his

Yes. Illegal immigrants, overstayers, even people who come on a visa, birth and leave without payment. It’s a lot of people like I said. I know a couple of Nigerians who had their babies here and didn’t pay. I’ve not seen them back since they had their babies so maybe they were denied renewal. But truth it, tons and tons do not pay. Especially Mexicans. I know a couple of doctors here in California that work in cities close to the CA-MEX border and they tell us stories.

What I’m thinking is he might put a clause on this thing. Like having some kind of residency requirement or citizenship requirements on the parents before the kids can acquire citizenship.

I hate what he’s doing, but this guy is as narcissistic as they come. We thought the travel ban was all bark and no bite. Nobody thought the travel ban will stand, but look at where we are now. And with the upcoming midterm elections, he will do anything to appeal to his crazy fan-base. And Congress is conservative leaning right now, those old geezers will do anything to keep their seats. Not that this affects me or my kids in anyway but it’s just not right.

Sparkle1515:
What about the billion of dollars birth tourism brings to the USA..people are quIck to mention those who don’t pay bills then abscond..I hope he doesn’t send America in to a Great Depression..it’s about time China takes over anyways

Billions? Not quite. Tons of people actually don’t pay. And if they stop birth tourism, the economy isn’t gonna crash. Trust me. Insurance premium might go up though. Keyword—Might

Beautyaddy:
Huh? I'm not aware of that part.

I want to believe that the US immigration officers are already aware that most people will still lie on their visiting visa applications or conceal their pregnancies and when granted will end up having their babies once they get to the US already knowing the baby will still acquire the US citizenship by just soil.

What I meant was that, if there is no legal justification or constitutional backing as to why a CBP officer sends a woman back to her country and does so simply out of spite because she’s come to give birth, some people might/can sue and could possibly win. People sue the government here and win. You know that. Nothing is impossible in the court of law. And you I believe the CBP officers are also bound by law to be fair and just in what they do.

Beautyaddy:
Yes, I know he can end birth tourism even today. It is not even a law that was passed by congress. How did it come about?

Now to end birthright citizenship by just soil...hmmm, if some Democrats are for it to end then getting to end it through congress wouldn't be a fight.

Yea. I guess it came by due to the fact that there was no clause in the constitution banning or stopping north tourism. So, no law to stand on if you’re denying entry to a person seeking to birth for citizenship. People can/will sue and can/will win.

This citizenship issue has been a touchy issue for several years. It’s been a subject of contention for so long. And remember, some Democrats can have some conservative views and lean conservative on some issues. Heck, even a lot of Nigerians here are in support. I guess it’s because of the sharp rise in birth tourism these past few years.

Remember, the travel ban is still in effect, albeit revised but still effective.

Beautyaddy:
That's a 50/50.

One of the Conservative judges might lean moderate.

Not on these issues. A lot of American are against birthright citizenship. Even democrats. I’m thinking he might end birth tourism or stifle it at best. Maybe put a clause that one of the parents has to be a US citizen or maybe some residency requirements before citizenship can be established.

This ogbeni is crazy as they come. Smh.

Obernix:
First of all, what was the reason for the visa denial? There should be a reason for that judging by the blue paper... And you wont just say you coming back - when you didn't show evidence, You need to have shown something in this regard.

One of these my girlfriends who just left told me her ordeal, when they denied her visa and she asked the V.O what and why, they told her she didnt show a proof of ties to the home country, when she went with her projects , Like certificates to show she has an awarded contract etc, the second time, she was granted the visa.

Yes you can appeal at this point. God speed.

Like someone said earlier. You can NOT appeal a US visa application. You can only reapply. And pay a new fee.

abnot:
I never had to invite any relative as my siblings and parents got visas based on their individual ties and reason to visit. They never relied on their son/daughter or brother/sister’s possession of a F1/H1B to secure a VO’s approval. Be tolerant of opinions rather tagging comments as half-truths simply because they aren’t in agreement with your views or your interpretation of facts.

Lmao. You just keep dancing around the point. Fact is, everybody qualifies based on their own personal merit. The question I asked you is if you being on an F visa at one time or the others affected your relatives chances of a visa. Where did I mention anybody relying on their relatives F or H visa to secure a visa? I only corrected your notion of whether or not an F visa and subsequent AOS affects their relatives chances of a visa, because they switched from a non-immigrant visa to an immigrant visa —which you mentioned in the first post I quoted. My relatives got visas based on their own individual ties, but me having being on an F visa at one point and being a subsequent immigrant never hindered my relatives’ chances at a visa. Likewise people that I know that followed the same route. That’s what I am trying to tell you.

abnot:
I can see you like to write but I’m not the VO or neither can I do anything about the mum’s situation. I’ve been on F2 before and had to renew it in Abuja during the summer of 2010 . No matter how tedious the change of status process is many will go through it either to buy time or for immigration intent . My speculation is based of what observed while I resided in the east coast and what I’ve read here.

Yes, I like to write. Cos I hate when people peddle untruths or half-truths. I have also been on an F-1 visa before, your point is? Did your F visa affect your relatives visas? Cos it didn’t affect mine and all of my friends who were on it at one point or the other.