₦airaland Forum

.

.

.

yvelchstores:
wisdom will help one know the best approach to different cities. Going round shouting is not a good approach in this aspect. One on one will be best and even at that persecution is expected. And glory to God if I face persecution for Christ. Infact, I am coming Berlin. With prayers and supplication, I will affect that city for Jesus. Hallelujah

How about you start with going to Borno? And after that you may try Saudi Arabia or Iraq? Don't you think those places need salvation too?

sonnie10:
Obviously we misunderstood each other on this discussion. Go back and look at all my Nairaland post, as a matter of fact for some personal reasons, I don’t get involved in any discussion that has to do with visas or travels of any sort; whether F1 visa or other categories.

I was having this discussion based solely on facts from the original post; death of the guy, a final year university student who attended high school in US (obviously not an international student) as it relates to his insurance coverage.

Lol, no problem. Either way, we might have exchanged some information that may benefit someone looking to studying in the US in the future. So, it's all good.

sonnie10:
This is where you have it totally wrong. His status as a citizen has a lot to do with health insurance coverage. He has certain privileges in obtaining health care coverage which an international student doesn’t have. He would never pay same premium as international students. Even in terms of private insurance premium, his is solely base on his income or title as a student. Remember he is 25 years and can no longer be under anybody’s coverage but his own.

Lol, it seems like you don't understand that I'm trying to explain that I'm not interested in discussing the case of this young man. The reason I mentioned that he is likely a US citizen is because I'm trying to reiterate that I'm interested in discussing about international students, not US citizens. The reason I mentioned that his case has nothing to do with insurance is because I know that anyone who shows up at an emergency unit - with or without insurance - will not be turned back. So, summary: there's more to his story than we read here, but I'm not interested.

sonnie10:
Moreover, some semesters while in school, I had my private health insurance from a totally different company from that of the school, all I had to do was to show that it had equivalent coverage as the one provided by School and they never had problems accepting it.

Some schools do have this clause where they accept equivalent insurance coverage over theirs. As a matter of fact, many students from Europe don't even buy the school insurance because their countries' insurance is really good, and many universities here are aware of this and aware them (remember Europe has probably free healthcare). Same applies to many Canadian students. This was why I mentioned in the beginning that it all depends on school; every school has their own policy regarding insurance; some would take none other but theirs, some accept equivalents, while some do not require insurance at all. I was only trying to correct your impression in the beginning that every F1 student in the US is required to have insurance. That is not the case; it all depends on school.

sonnie10:
Out of pocket payment means paying fees without having to use credit or student loan.
Actually, schools do not have their own health insurance, there are always provided by private company for students in the school.
Well, the guy wasn’t an international student and as far I know, most student work and attend school at the same time especially those within that age bracket. It is very unlikely that he did not have health insurance either for school or from his job.
Personally I had health insurance through out my years of schooling, maybe because of my course of study. as we needed constant physical and immunization updates.

I never made any comments about the guy; I'm pretty sure he's most likely a US citizen, and I know his case has nothing to do with insurance.

Yes, I do know that a private company provides the insurance, but it is still the University insurance. Let me clarify this with a logical example: several universities use the insurance company Aetna; however, if international students buy their insurance directly from Aetna, it is invalid. They have to buy it directly from the school. I'm talking about schools that do require insurance here. So, even though the private company is Aetna, it is safe to say it is the University insurance since you cannot go directly to buy from Aetna as a substitution. You also don't make your payment to Aetna but the school. The school fixed the charges too. I understand what you're saying and I believe we mean the same thing, but a difference in context.
I'm guessing you studied nursing or something medical? Well, it's still because of your school not your major, because at schools where insurance is not required, no one is mandated to buy one, regardless of major.
Thanks for clarifying what you mean by "out of pocket."

skillmyman:
thanks for these.
she is an engineering students so i guess liberal arts colleges don not offer engineering courses.

will try Arizona. will definitely get across to you.

thank you so much

Please, do not misinterpret the meaning of the phrase "liberal arts." Liberal arts colleges do offer engineering; Harvard University is an example. In fact, this is why studying engineering at a liberal arts college may be the best for your daughter: https://www.liberalartscolleges.com/why-studying-engineering-at-liberal-arts-colleges-can-be-the-best-choice/

sonnie10:
Most likely, you were not s full time student. Also it might have been added to your total cost without you paying attention since fees were not paid out of pocket.
Did you officially waive it?

No, unlike insurance, being a full-time student is what is required of every international student, no matter the school one attends, except in exceptional circumstances which must be authorized by USCIS. Several colleges in the United States have no insurance for their students, one of which I attended in my first two years. In such schools, international students are encouraged to purchase private insurance, but this is not mandatory, neither is it verified or required, just encouraged. Therefore, there's no way it would have been added to tuition, as the school simply does not have it. Schools that require international students to have insurance are mostly schools that do actually have their own insurance, where they simply add it to tuition, one of which I believe you must have attended.

And what do you mean by "fees were not paid out of pocket?"

YungMillionaire:
You can not be an F1 student in America without health insurance. There is no way he doesn't have health insurance.

This is not true. Check my previous answers.

sharpwriter:
You live in America....please educate the people about health insurance in the United States. Do migrants and citizens get treated without insurance or not, OR how does it work?

They do. In some situations, they may not be able to access elective treatments. But nobody shows up at the emergency unit - with or without insurance - and gets turned back. There is a law that prohibits that!

sonnie10:
This is not the case here. Every full time student is mandated to carry a health insurance. In fact you can’t register for classes without one. As you can see, he was a final engineering student in a four year college and must have had one.

This is not true. It depends on the school. Some schools require it, some do not. I never had health insurance in my first two years in the US and no international student in my school did.

Nooil:
It's good you added most because I know for a fact that people without health insurance in the US treat themselves at home.

Lol, what do you know? Go to county hospitals in California, 90% have no insurance. In the US, it is a law: whether you have insurance or not, you must not be turned back at the emergency unit!

Akpaamunsi:
But all international students in USA have mandatory health insurance. So what are u saying?

Lol, no it depends on the school. Some universities require mandatory health insurance, while others don't. Most of those community colleges and public colleges require no health insurance. A lot on international students there have no insurance.

skillmyman:
my daughter got admission into Xavier university with $23,000 a year scholarship. the cost of schooling a yr is $55,000.00. she also got admission into university of Dayton with $26,000.00 scholarship but a total cost of $65,000 a year. please where can I get more scholarship for her to make up the balance of over $30,000 a year. she has a GPA of 4.0/4.0. and SAT score of 1370.
I will not mind applying to other schools for her that will give better scholarship opportunities. She is almost resigning to fate since she score 326 in JAMB but I just want to try my possible best for her to make use of the opportunity.

Any advice will be appreciated

With that GPA and SAT, she would get a scholarship of $30,000 from the University of Arizona out of a tuition of $36,000. If she could get an SAT score of 1420, she would get a full scholarship. If you can pay the $5,000 difference, let her apply to the University of Arizona right away, otherwise, she should give the SAT another shot and aim for 1420. Feel free to contact me for any questions on U of A (Beardown�)
See here: https://admissions.arizona.edu/cost-aid/international/international-tuition-award

If I were you, I'd also have her apply to small, liberal arts colleges such as Pomona College, Boudoing College, Ahrmest, Reed College, Trinity, Bates etc. Those are good schools that may funds. If she takes the SAT and hits 1450, there is no harm targeting ivy league and similarly top schools that offer need-blind admissions with need-based scholarships.

Finally, she should also apply to Miami University, Ohio, The University of Texas at Arlington, and The University of Alabama, and HBCU's like Howard, Clark Atlanta, and the other one near Morehouse. Since she's a girl, she should also include Wellesley College on her list.

She should spread her wings..

neezar:
neurosci I can't access my mail using this account

why did you mail

Seeing your post somewhere else, I assumed you were a doctor. I had a question for a doctor, but I didn't know if that was cool with you. I was going to ask that first, if you responded.

neurosci:
Experienced guys in the US, do you think it is advisable to apply for Employment Authorization Document (EAD) on the basis of financial challenge? Will this not come back to haunt you when you want to renew your visa? I'm thinking that once the visa officer discovers that you applied for EAD on the basis of economic challenge, he or she will conclude that you do not have enough financial resources to support yourself, therefore your visa renewal application may be denied? What do you think, guys? Has anyone here applied for EAD on the basis of financial challenge?

Many thanks to Femi312, lagosismyhome, and sureb0yy, for your contributions on my post above. Very enlightening!!

Differentials1:
I suppose you don't know what EAD is and means. It is given to residence of the US only. You have to be inside the US to apply for. The categories of people who can apply for it include K-1 fiance visa holders, asylees, people with a pending application for adjustment of status (a green card) spouses of various visa holders, people with Temporary Protected Status (TPS) or Deferred Enforced Departure (DED), F-1 students experiencing economic hardship or seeking optional practical training (OPT), and so on.

Are you sure you understand my question at all?

Experienced guys in the US, do you think it is advisable to apply for Employment Authorization Document (EAD) on the basis of financial challenge? Will this not come back to haunt you when you want to renew your visa? I'm thinking that once the visa officer discovers that you applied for EAD on the basis of economic challenge, he or she will conclude that you do not have enough financial resources to support yourself, therefore your visa renewal application may be denied? What do you think, guys? Has anyone here applied for EAD on the basis of financial challenge?

Chapecoense:
Neurosci, send a PM whenever you see this

Heyyy, pls resend.

.

.

LagosismyHome:
Some years ago in the US there was truly a shortage of nurses so fresh nursing graduate got jobs immediately...when i mean immediately. It was almost automatic . Whether u needed h1b or not, it was easy and those who were on h1b got their green card shortly

Now supply and demand has changed it a bit.... it is not like before. Even the american nursing graduate are feeling the competition to get in.how much more those who need h1b .... now most nursing post require at least 1 years of work experience or other things that raises the bar and make it more competitive ....

people still get job . Sure i am not saying that . But word on the street, its not as easy/automatic as before

Okay, thanks.

LagosismyHome:
From bsc computer why move to nursing.... hopefully you are prepared with a good reason .... nursing is not that easy too break through if you need h1b. I think there is a misconception that all nurses in d usa get work immediately

LagosismyHome, I want to know more about this. Please, tell me more by expatiating.

These thread has been moving since Part 1, and so many people have been getting their visas approved ever since. A lot of those who have moved to the US have been coming back here to give back in one way or the other such as helping to pay SEVIS fees, guidance, etc. Many thanks to such people.

There is however one more area I wish some people could come to give back. And this is the "life after school" area. I believe that the majority of those who got their visas approved between the Part 1 and Part 5 of this thread must have graduated from their respective institutions in the US. And we all know that life after school is always a totally different ball game from life before and during school.

Hence, I want to ask, how has it been getting jobs in the US after school and living that American dream that you envisaged when you applied for your student visa? Any tips on how you went about your job applications? Any mistakes you want us to learn from? How about getting the green card? And to those of you who truly fulfilled the oath you took when talking to the VO that you would return to help develop Nigeria upon completion of your studies; how has it been getting a job in Nigeria with a foreign degree?

Please, note that it is not out of place to discuss this issue on this thread, as it would enlighten both those who are on the verge of graduating and those of us who are still making decisions on this academic surjourn. But if a separate thread has already been created for this purpose, pls do not hesitate to refer me there.

I hope that those who have graduated would comment.

anodebeanthony:
I have

lol, we are friends on whatsapp, I'll holla you; did you see my message in the fiverr group?

OGreene:
Good morning.
Please did the bank tell you this? Current account

Good morning, yes the bank did.

LagosismyHome:
On the post click on report and that should hide the post....i think

thanks.

I just sent you message. Thanks.

justwise pls help me delete my post which this person quoted. I told him not to quote my email address but he still did and then deleted his NL account.

raykuf:
Please, how do I check my pm? I just signed in to NL legitimately.

If someone sends you a PM, you'll see the notification above immediately you log into your NL account. Then check your email inbox/spam- the very email linked to your NL account- and reply to it. You will receive a message from NL which you must reply to for the person to be able to write you.

Jesusbabygirl:
Sorry about this...that is actually one of the downsides to booking with travel agents though. If u book with the airline and stuffs like this happen, you can stand your ground that you don't want a refund and insist that they book another flight for you instead. I will advise that people try and book directly with airlines. I booked with Etihad and paid without having to even go to their office on the island.

How much was the ticket with the airline and where was your destination? At times, those airlines require dollars.

.