₦airaland Forum

koolg:
I immediately went beside my car, told my coworkers with me about the info, asked d amount and I calculated and gave them d figure


This paragraph is not making sense. Sorry to say

Another question is
What if you are the one that connived with the thief by throwing away your phone for him to come and pick and withdraw the money?

Reason why I said that the OP really got no case

maxjax:
but I thought that before an OTP is sent......one must have entered the right password initially

a very valid counter argument. I thought about this too but it seems u can do some careless transactions on the ATM that won't require card and PIN

Chidonc:
bro what they really need is ur sim card connected to your bvn, once that is gotten , they would proceed with the transaction cause OTP would be send to that particular number

now this is possible, reason why I wonder why the op did not block his line as soon as his phone got missing.
If I were the bank, he is a big joker, let's go to court. He will have to hire lawyers, the banks have lawyers and a legal dept on their payroll.
Nonsense.

xule20:
I think this is what they do, after getting ur bvn number through the normal *560...#, remember they have ur sim card right from there they'll be trying different banks code eg gtb *737# and likely complete the transaction with the last four bvn numbers.

there is no ussd service in any bank I know of that will enable u do a transaction above 20k without a PIN. So how did they get ur PIN?

delvinmaya:
Abeg I don't think no one can use your BVN to carry out transactions from your bank . The only plausible explanation is an insider.

my sentiments too. Probably why the bank refunded him

jeron1:
Dec 16th, 2017. A day I can NEVER forget hurriedly in myk life. Got to shoprite Surulere, bought something's and made payment via POS. I didn't get SMS transaction Alert as my phone was stolen two days before.

Drove down to Lawanson (same place my phone was stolen) to make some transaction and found out that some money was missing from my account, . I immediately went beside my car, told my coworkers with me about the info, asked d amount and I calculated and gave them d figure, Three Hundred and Ninety Nine thousand, Four hundred and sixty Naira was missing (399,460).

I called my bank through the Number written on the back of the ATM card and they verified the transaction, I was a Victim of Sim card BVN fraud, first ever of Its kind in Nigeria .

Then I told them to Freeze the account with immediate effect.

I realise many people had also one time or the other gone through this kind of experience but they never got their money back as they didn't know the process to take on how to get their money back from Fraud that occurred on their account either via ATM, Online or any other platform

Here is what I did to get my money back as I it was a transaction I didn't authorised


1. I didn't keep quiet, I told a lot of people about the update. I wasn't ashame, I even posted on my timeline on Facebook. I wasn't looking for pity but to notify people about the new fraud in town and also seek for advice. I knew 90% of people won't even care as they will even laugh but that 10% of people that cared will give me solution and truly it worked.
One of the guys I told gave me the option that started the solution and that option was to write a letter to Central Bank of Nigeria, Lagos office

2. I immediately sent a mail to my bank, telling them about the debit that occurred on my account and it wasn't from me. The bank replied telling me they will investigate, I had to put a lot of pressure on them because these bank people can be very funny, they will tell you they are working on it but that's a lie

3. I wrote a petition/Complain to the "Banking Supervision Department" and "Customer Protection Department" of Central bank of Nigeria, Lagos Branch. The office is at the 11th floor of the building. Most of the workers don't know, some told me 8th floor, some said 5th floor. I had to walk that building up and down more than 6times that day before I could get the right office cos the access cards for the floors are different and I have to come down to take new access card for the different floor



Ps- make sure a copy with you is acknowledged, also provide your Email address and Phone number on the letter as they will reach you through the platform provided and tell you to negotiate with your bank and if no progress after 30 working days then write them again via the e-mail they used in communicating with you. I will provide screen shot of the mail they sent but I am trying as much as possible not to mention the bank. I never knew many Organisation in Nigeria work if I had not gone through it.

I was actually told at CBN that it will take time but I will surely get my money back that the CBN mandated banks to known your Customer (KYC) so since the money was transferred to Access bank then Access bank need to produce their customer

4. I wrote an official letter also to my branch bank Manager, informing him about the fraud on the account and telling him how it has really affected me. I Also made sure that a copy of the letter was acknowledged.

I knew it wasn't going to be an easy fight as the bank would want to put the blame on me but I was ready for them.

I was always sending them mail, calls via the telephones at any bank branch. I gave them heat and after 30 working days I sent a mail back to CBN telling them the bank is frustrating me and they are yet to refund my money and I didn't want to go to court because the matter was before the APEX bank. I didn't receive any reply from them

I went to a branch and also shouted and told them I want to see the branch manager which I saw her and also made my complain and she decided to also send a mail to the fraud unit.

Sorry to say, I received a call from the fraud unit after I wrote a petition to CBN and CBN queried them telling me how my money was transferred and giving me the account number and bank the money was transferred to, they also gave me the address of the person that owns the account but I refused to follow up as I told them that wasn't my work that they should do it.

Lastly, I called them from the bank and told. Them that was the last time I was going to talk to them in the issue that I will get a lawyer, told the Lady that picked the call to tell the management about my development, I actually got a lawyer but before the lawyer could write, I received my money back on Thursday hot afternoon via an alert...

I DONT really KNOW WHY U were REFUNDED, I guess u were lucky. Ur phone was stolen December 14th, a working day and u did not ask for ur account to be immediately blocked, u did not obtain a police report, u just carried on till u lost money abi?
My opinion is that u know someone who used his influence, either in ur bank or in CBN.
Cos this matter is very easy for the banks to go free. U really don't have a tight case.

aybabz101:
In his few months as commander of the federal republic of 9ja, the whole nation witnessed real change. He is d best leader dis nation ever had......with d look of tinz nw, probably will ever have.....jst in 6 months

His only mistake was dat he has a good heart towards his enemies. He retired all those savages who ruined the country @ dat time and banished dat stupid Gowon to exile. these crooks came 2geda and finish him off.

lesson. .......after cutting d head of d snake, burn it and feed it to d pigs coz u neva know.
murtala was God sent to Nigeria but his good heart did not only instigate his demise it also open d door to stupid leaders like OBJ, IBB, Buhari etc. which 9ja is yet to recover from

All u guys saying wonderful things about murtala Mohammed are either poor students of history or horrible liars.
Agreed he probably is quite idealistic. But murtala Mohammed is the murderously bigoted, far worse than buhari, and a killer, especially in the defense of his Islamic faith and his Hausa Fulani tribe.

I am an Igbo man, and Although I must admit that the (mostly) Igbo soldiers were very stupid to stage the first coup of Jan 1966, and were callous in its execution, even up to the extent of allowing all the Igbo politicians (zik, nwafor orizu, michael okpara etc) to live, hence lending the notion that the coup was an Igbo coup, yet that does not justify the mindless and sadistic bloodletting called the counter coup of June 66, which was spearheaded by the demon called murtala Mohammed. Tens of thousands of igbos, ordinary citizens who never gave a damn about who rules Nigeria, whose sole interest is to make a living and dwell peacefully with their neighbors, were slaughtered in cold blood.
What on earth can justify this evil?

General murtala Mohammed, u deserved to die horribly, and u did.

Rot in hell

gabazin080:
am I the only one not seeing any money in the pix above.


u think if that's money, even with heavy mopol presence boys go don full there

bros am not sure u know what u are talking about.
Those mopol have orders to rain bullets if they as much as suspect that u intend to take one step towards the cash.
u have no idea what cash movement protocol looks like in naija

MacZrino:
True, if na money na who get time dey take pictures.

just look too closely at the money and see ur body riddled with bullets by those mopol.
U dont even have to attempt to take one bundle. U don't even need to take a step towards the money. Just look too closely at it and u can die for looking.

On another note, somebody is gonna get fired for that gross security breach. Speaking as a former banker

OboOlora:
Truecaller showed the 2numbers as Omo onile

I am also 99% sure that the land is property of uniport. I.e it is encumbered already by govt acquisition

hisMrs:
20 times?! Ok o

again, 20 shots could mean that 10cops were aiming at him and shot 2 times each.
Now u only deploy that number of cops to apprehend someone with a known history of violence

Follygunners:
I'm not so sure of what happened and, of course, it's very sad. Nevertheless.... I'm NOT trying to be judgmental but, I got this to say...

The thing is very sad indeed BUT I kinda get sick and tired of the way these Akata folks behave for the most part. They're very disrespectful, belligerent, unnecessarily arrogant coupled with a negative behavior/demeanor.

They tend to pass across a negative message and perception. They get unnecessarily defensive and always trying to prove something just to score some stupid points. They never listen to simple instructions.. animals @ best hence, they're regarded as "Akata".

They fail to realize these sometimes trigger-happy cops (sometime over-zealous) have had enough of their colleagues being killed for honorably and innocently performing their daily responsibilities. Other than the Diallo dude killed by a NY cop (listen to the Wyclef song "Diallo"...for those that cares to know) how many other blacks (immigrants) that have fallen prey to this form of violence? Very few!

Just an FYI... These Akata folks are the laziest bunch of humans on the planet! . They're a disgrace to the black race and of course... we blacks aren't good for anything anyways..

R.I.P to the dead!

I agree with u in a way. There must have been a history of prior use of violence by the deceased. That wud have made the cops cautious and extra jittery in the trigger.
Unfortunately the biased reporter would never mention the circumstances that led to the shooting because such info will not serve his intended objective of breeding hate.

Ironlion1:
Read the thread bross. It said black america and not Africa.

and black Americans came from where originally?
Use ur brain please

mekaboy:
Bokoharam does not collect ransom from their members.

The pun is fully noted. Really funny

obiZEAL:
Animals in the west enjoy better health care than average Nigerians.




Calling Nigeria a zoo is an insult to this zoo.

Chai!!!
I have to laugh.
@ the bolded, IPOB and nnamdi KANU pls take note. Naija is not qualified to be a zoo. It is a jungle

GavelSlam:
What kind of goods?

Hope it is not cocaine you guys have refused to mention.

2 threads on the same issue yet no mention of the material in question.

Hehehe.
My thoughts exactly

Okoyeebos:
Rejected by Igbo Governors
Ostracised by Igbo Ezes
Not patronised by Igbo individuals

But purchased by a Yoruba King.

How many Innoson cars do Ekweremadu, Obiano, Ikpeazu, Umahi, Okorocha and others have?

most gov buses and hilux vans in IMO state are the products of innoson.

Think and research before u talk

sarrki:
Those are the mistakes Nigeria made

They should have allowed them to do justice

Both you and your father are mistakes

u see why I say u are an idiot?
So the coup was not a mistake (o yes, mistake and error of judgement by the Igbo officers, fueled by reckless misplaced ambition)??

Rather the fact that a human being, no matter how unpleasant his offspring might seem to u, survived the coup is now the mistake abi?

And u still open ur dirty mouth and call urself a patriot. SMH

SamoaJoe:
Animal.... This worthless piece of shiity hitler that is terrorizing Kogi as we speak now.

Yahaya Bello is an apt example of leadership disaster any aspiring politician shouldn't be in the 21st century. An amoeba of a youth who is better of pounding yam in a restaurant. This is the same worthless nematode that supports Buhari with his blood. Buhari that everybody knows is a certified failure.

Just tell me, Who doesn't know that Buhari is a certified, illiterate, terrorist bastard?

A gworo chewing, nama smelling, child raping, ethnic bigot whose anus should be soldered with the latest acid and bio chemicals to make sure he never uses the toilet again.

My annoyance in all these is that you also have the so called Sophisticated Yorubas who know that these man is a failure but still choose to support him in a bid that he hands power over to them. Why do you think the wedding of the daughter of Kano Governor and the Son of that Yoruba Governor is receiving to much publicity? Its not as if they like each other. They are just trading their children in a bid to gain more political power. But I trust that the Hausa Fulanis have learnt the Yoruba enough and know that they are two edged swords and backstabbing Cobras! E go shele gan gan for their eyes in 2023. Continue supporting Buhari and let him solidify the stronghold of the Fulani after 2019!

The opolo eyed Tinubu is very much aware that Buhari is a war criminal... An animal that should be led to the jungle, stripped naked, shot at 50 times and then buried alive. Buhari is nothing but a worthless mofo who led us into the hunger and starvation we are currently experiencing! And Tinubu is complicit in it. Quote me anywhere, the blood of Benue people is on the hands of Tinubu and Buhari! Tinubu knows that Buhari is a terrorist but because Tinubu is eyeing the presidency, Tinubu sacrificed Yoruba votes to this worthless Fulani man! Ever since then, Nigeria has been on Auto Pilot with nothing to write home about.

In times of old, Buhari deserves to be stripped Unclad, gagged with a pair of thick socks stuffed down his throat, blindfolded, hung up on a tree by the arms and finally have a cynaide-tipped suppository shoved deep down his Daura rectum. He is an embarrassment to Nigeria and to humanity. In the mighty name of Jesus, he will be dead soon... Amen. I hate this man with passion that if you give me opportunity to just slap him and take 1 million dollars or shoot him dead and go with nothing, I will shoot him 50 times, wake him up again and use an axe to divide him!

I want to like ur post but I can't bring myself to click " like "
The hate is too much abeg......
Buhari has failed in many ways (not all)
But I can't hate him. Rather I hate the dynamics that brought him upon us.

HigherEd:
Before anyone comes to tell us the usual story of how we should be building industries and not churches..

Pls note that the aim of the church is to further everything related to the church. People who give to church don't give to church to "improve" Nigeria but the Gospel. So pls channel your frustration to your elected govt officials who are responsible for improving Nigeria.

If you want churches to improve Nigeria, then let's hand over the VAT, Pet Tax, CIT, PayE, Wharf etc to rccg or lfc church because the way it looks as though the churches are managing themselves better than how govt is managing our lives.

pure nonsense from a brainwashed sheeple

PearlFFS:
There is nothing like upward review of tax (PAYE) in the Civil Service because it would cut across board and not only Police personnel. IPPIS staff should explain exactly what happened. Probably, problem occurred during the upload.

Eya, I feel for gallant officers!!!

I really doubt it is an upload problem.
My guess is that the top brass deducted the cash for one bogus scheme or another, very common in finance Dept of paramilitary outfits.
It might also be some kind of backlog on previous tax or other approved deduction computation

Godwin2real:
I see plenty reason to establishment of npc @ least it wil bring more chances to apply 4 job incase if other agency reject ur app n u wil stil have npc to try another scond chance.

wrong logic. I no sure say u follow for the leaders if 2mrw with this ur mediocre mindset

Keneeby:
You are myopic in your reasoning. I think you're a youth still looking for job, you are here spewing trashes.

chai!!!!!
The issue pain u!!!!!
Call a spade a spade. The duty of the govt is not to employ its citizens but to create an enabling environment for business that will employ pple to thrive.
If u can't appreciate this common sense, then please jus go and sleep. Ur case is in synagogue church

Abeyjide:
you too much. when they veto the bill, some people will enter lagoon cos those national assembly guys already took 90% of it.

don't mind them.

In fact, if I was buhari, u would tell NASS that I will accept the bill if only they cut down their salary, wardrobe allowance housing allowance, constituency allowance etc by half. So that I can see the funds to pay the peace corps

pedel:
Let the peace corps people go and join the police, army, navy, civil defence, fire brigades, custom or immigration. There is lasma or equivalent in every States of the federation.
The legislators can empower 1000s of those unemployed youth from their allowance.
We already have bloated civil service. I am with the president on this.

I support buhari on this.
Peace corps is simply a duplication of duties and waste of cash. There are many other ways the govt can empower the youths without throwing cash on them like that.
Being paid a salary does not mean employment is created, especially when such "employed" does not create or add value and also when the employment or job does not solve a given societal problem.
The youths shud be empowered to add value to their society, not jus to wear another khaki style and loaf around the town, conflicting duties with police, civil defense (another mistake) and other paramilitary outfits

kabrud:
I don't have anything to do with yanmiri, how many yanmiri can employ? Please don't just bet with your monthly salary, swear with your life that an Igbo is my employer and if that is not the case, may your life be filled with sorrow. How can yanmiri be superior to any tribe for God's sake?

i am even surprised u have some education cos u are still obviously a low-lifer at the very bottom of the social ladder among ur kinsmen.
That explains ur reasoning and bitterness. I know a lot of elite and even middle class northeners and their thought process is not as twisted and warped as yours.
Peace out bro. I am done wasting time on ur case.

kabrud:
No 5 & 6 though. Which rice dem dey produce? Rice and abiama cement shouldn't be mistaken for same

what is it with u and Igbo bashing?
All these e-rats sef.........I cud bet a month salary that an igbo man is ur boss and pays ur salary. This is just ur way of venting ur frustration about a race that remains ultimately superior to urs.

omololu2020:
you have said it all.

Just imagine,here in Nigeria, you won't use light,yet the electricity company will bring a bill to you,you will pay for the light you didn't use,can such a thing happen in a develop country?

I don't know why the NA can't pass a bill,that will state that,any apartment that does not have a prepared meter,must not pay any nonsense power bill

U are so correct. The solutions to our problems in this country are so simple that u wonder why the problems remain
It is all sabotage from selfish leaders and their cronies.
Do u realize that if such a bill is passed, our power companies will sit up and power supply will increase? Investors will even love to come in because billing transparency will improve hence impacting positively on profitability and it's stewardship reporting

Gggg102:
this doesn't sound right.

immigrants are building another man's house while theirs fall to rubbles.

that reply was 'selfish'. the American was thinking from his American first POV.
let them build our house.

that's why most of them love immigrants; they build America for them but their home country is wasted.

it's not their fault sha. it's the fault of the immigrant's country.

If not that u admitted the bolded, I for don dash u e-slap now

kabrud:
So all the agitation is actually about SS oil? Not as if you have anything to offer the SS? Have you now seen that every state other than SS is actually a parasite? Lol, you want to exclude other states so that your share will increase? See greediness. No wonder the oil issue dey pain you pass the owners. . Continue the oil agitation and stop telling us different craps.

for what it is worth, the SE has oil too.
Me thinks those who agitate for Biafra want the SS too because of access to the seas.

NB: I don't support Biafra.
I rather support the call for equity, justice and fair treatment of the Igbo race by the APC led FG

kabrud:
[s][/s]
You have absolutely nothing in your Biafra and that is the major reason of this biafra rubbish, to get forced with SS because of oil. Otherwise what do you contribute to Nigeria? Absolutely nothing. Keep dreaming of making SS your capital. Fyi, they don't even give a damn about parasites attaching themselves with them. What will they gain from you apart from you drinking their oil? Gerrout.

assuming I support Biafra, I wud say that at least SS will gain the fact that a far lesser number of parasites drink from their oil. And those parasites are the next best thing to blood brother to them.

Compare that to a situation where about 25 states full of greedy demons and terrorist funders are benefiting from that oil.
Me I think it is a big improvement.

After all, what are they presently gaining from allowing the north drink from their oil and even own oil blocks on their land?

NB: I don't support Biafra. Rather I support equity, justice and fair treatment of the Igbo race in Nigeria. The injustice is enough. Truth be told, Hausa's and Yorubas were adequately represented in GEJ Government. There was no predetermined motive to suppress the north. Hell the north ran the country even then, although they were not the president!!!!
Why all the hate against the igbos, simply because they did not support buhari? Does that make them less Nigerian than others? Where then is the democracy?
How do u hope our country can get better with this ur wretched mentality?

kabrud:
Good one, females are not to be sold to their husbands, the dowry is a formal appreciation to the parents of the bride, not the cost of the bride. Though some people will want to build mansions on top of their female children even if the husband is a ritualist or an armed robber.

But Tinubu sha. The way this thing go pain those yisrealis wey dem forget inside erosion

U really don't get it. How do u imagine anyone else can give a f.ck about the children of two thieves who decide to go into a contract of fu,.cking for some time?
As for the bride price in Igbo land, just face front and leave our culture alone.