₦airaland Forum

Give it sometime then make arrangement to bring her back home. D major prob is dt she is selfish n jobless.

Pls dnt slap her again except she slaps or beats u if she nags u too much leave d houz for her or lock urself in d room or wateva works

Make arrangement to set her up in some kinda of biz if white collar job is nt forthcoming

Yawns honestly I want biafra to b created, I thank God we ve another hot blooded ojukwu in nnamdi kalu.


If we ve to go thro another war it shld b well planned ooo we can't afford another defeat


I will gladly close my bank acct for this biafra project

FP lomomike n seun

Fabric lasts longer n does nt absorb heat lik leather

Op someone with 4.0 v6 engine shld b able to buy fuel nw u choose power to economy wen u bought dt ride so u can't eat ur cake n ve it

Jst scan ur ride sha if u r gettin mpg far frm factory recommendation

Is lik u use d ride mostly in city, it shld do beta on mpg on highway

Caracta:
I can tie large deposits in 30 days and get my 10% rather than treasury bills for 91 days and end up with 9%. By the way, how many banks go bust in 30 days? By projection, some banks have going concern. They have the liver to remain for a long time e.g First Bank

Dnt mind TB guys Some banks will never go down gtb, zenith, uba, first bank except d world is coming to an end. TB these days r jst too low to worth all dt goes wit it. If it were d days one can get TB on 18percent n above I will say ok but these days of 9percent on TB hell no.

With interests on FD coming monthly n if one can get 10percent pa n decides to do compound interest d total yield at d end of d year will surely beat d best interest on any TB. D good days of TB is over n useless now and to tink d least tenor is 91days makes it riskier self.

Only dummies do TB nw

Caracta:
I can tie large deposits in 30 days and get my 10% rather than treasury bills for 91 days and end up with 9%. By the way, how many banks go bust in 30 days? By projection, some banks have going concern. They have the liver to remain for a long time e.g First Bank

Dnt mind TB guys Some banks will never go down gtb, zenith, uba, first bank. TB these days r jst too low to worth all dt goes wit it. If it were d days one can get TB on 18percent n above I will say ok but these days of 9percent on TB hell no

Hmmm and d dullard is 73 dts way above d retirement age

TB interests r jst too low with rates generally below 12percent pa and one can get fixed deposits interest of up to 10percent pa n interest paid monthly n everything more flexible. Fixed deposits can be terminated quicker if there is an emergency n u get ur cash, it may take longer with TB.

Fixed deposit is d better choice if u want quicker access to ur fund if there is an emergency

6yrs old thread is d op still in NL jst passing

X2X:
I have a HIDA account. I have operated mine for more than four years now. Yes, the account does as advertised. I think it is one of the best bank accounts offered by any Nigerian bank. The main shortcoming for me is that it doesn't offer a dedicated DEBIT/ATM card linked to the account, otherwise it gives you everything else you get with a normal current/savings account. The big bonus, apart from the high interest rates, is that I have never had any COT charged.

To those comparing HIDA account to treasury bills or other investment products, I think you are comparing apples to oranges. This is a bank account, not an investment product. There are features you get from a bank account that you wont get from regular investment products and vice versa. If you need a bank account and have more than 100k to leave in it, then go for HIDA.

What I did to deal with the lack of ATM/DEBIT card on HIDA was to also open a savings account with Diamond Bank and then I requested for an ATM card on the savings account. I always leave my savings account balance low, but when I want to use an ATM I can transfer (via online banking) from my HIDA to my savings and then withdraw from the ATM. Problem solved.

Good to hear

Can one request for his interest to b paid directly into another bank's bank account monthly

swagloverss:
It was intended to be a simple PM on my BBM but the number of furious replies I got indicated that I had to expand my reach. The said PM was – “Naija men with come to my house, come to my house.” Is there seriously no young man who can advise his fellow men on dating etiquettes? Help us plssssss”

I sincerely felt that I was alone in this predicament till I started getting pings from people who were even more angry about it than I was. And then I realized that this is a general epidemic.

Now, I had different responses from people and I will attempt to put those responses into consideration and not be too streamlined with my views.

Most of the males who responded to my PM agreed with the fact that their brothers are not representing the male folks as well as they should in this area but one of the men made a case for our culture being the reason for this predicament.

According to him, Nigerians do not see the home as a private place and can invite just about anyone into their home. He also talked about the mentality that has been deeply ingrained in us – some men just don’t think that going on dates is necessary, or rather, “we can meet up at my house, there’s no need to go through all that white culture ish” (paraphrased)

As much as I understand where he was coming from and I agree with him that the Nigerian mentality has a lot to bear with this situation. I also think that there are two reasons why the “come to my house issue” is so rampant today.

(1) Some men just don’t think that it’s necessary to go through all that stress in wooing a lady anymore.

A friend of mine actually said that chivalry is dead in response to my PM but I am a positive person, so I refuse to believe that there is no single man on this earth who knows how to take a woman on a date and win her heart slowly – no, there must surely be such men left on earth. (yes, I am rooting for the male folks)

Some Nigerian men just believe that all that “taking a woman to a lovely restaurant and stuff” is for “oyibo people“. I mean, you will be surprised at the number of educated men who would invite you to their house at first meeting.

The man who inspired my PM is a lecturer. Another man who contributed to my cry for help studied law as a first degree. He is involved in media and publicity for a while, and is a called pastor… so you can go figure out the thing about education being a way to raise up people with a modern outlook on things.

(2) 80 % of the men who invite ladies to come to their house at first meeting have no good intentions at heart.

Now, I have to be very careful with how I say this, because I understand like my male friend stated above: that for some men, inviting a lady to their house at first meeting just doesn’t mean anything to them.

They weren’t raised with the mentality that the home is a private place. So even if they just met a lady they are interested in, they can hang out at their house as a first date – with no ulterior motive involved on their part. So yes, I agree that those kind of men exist.

We don’t need to go deep down into stories do we? Or maybe we do. Listen carefully and you will hear stories from the lady who has true stories to tell on how she had to fend off SERIOUS sexual advances just because she believed a man who said he had no ulterior motive for inviting her to his house.

Some of our female friends won’t open up to us but some ladies have been raped because of the “come to my house syndrome”. They cower in shame and guilt, berating their selves that they should have known better than to go to his house. And the society doesn’t make it easy on them too.

Most people would say things like – “Why did you go to his house? That’s a sign that you wanted the sexual act to happen” So the victims keep quiet and bottle up the hurt and shame inside.

What about the guy that tells you to just come into his house while he dresses up so you both can go out and then, under the guise of that excuse starts drawing close for a kiss?

So the “come to my house syndrome” is a serious one. Aside from the serious underlying issues of ladies who have had sad stories of sexual assault and rape to tell, it also begs for a total overhauling of the way some Nigerian men view wooing a lady – an overhauling of faulty dating mentalities.

If the woman was to be a street lady, we might pardon you, but no, you see a decent lady with her worth shining through and you just don’t want to put in an effort into treating her like the jewel that she is.

What would it take for you to take the natural order of the way things should be in cultivating a relationship with her?
Would a time out at a restaurant be too much to ask? It doesn’t even have to be a classy restaurant – just a neutral place where you both can talk that’s not your house.

So I plead again, don’t we have young mighty men of valor who can advise their fellow men on dating etiquettes? Men who can organize classes and teach their fellow men these things – if it comes to that.

Or maybe I should be pleading with our churches too. Almost every church organizes programmes for ladies on how to be virtuous women, how to behave themselves while on a date, etc. Can’t such programmes be held for men too? Women aren’t the only ones who need to be groomed, men need to be groomed too.

So gentlemen, I sincerely still believe that there are a lot of you who are getting it right in the area of what I just talked about.
Please teach your fellow men about these things, we will be absolutely grateful to you all.

Signed,
The community of ladies who are tired of the “come to my house syndrome”

SOURCE

It all depends on hw a man sees a certain woman n wat he wants from her. It is nt every man dt wants a date n nt every woman is worth dating. Get dt into ur thick skull. Some if nt most ladies of today r only good for sex, dts d sad truth. If 90percent of all men dt meet u r inviting u to their houz on first date then u may consider a career in a brothel bc u r a good LovePeddler.

D attitude of most ladies of today towards money is sad u will see dem beggin a man dey ve never met for money to do all manner of things on social network n expect d man to still treat them right

Dnt mind dt jobless I'd.iot she is hoping for an appointment frm APC n won't do shit again

Its jst a test dnt b over excited yet

Go n write n see whether u will pass, dt way u gain some experience

Government owing several months of salary has fast become a norm rather than an exception in recent time. With cetain state governors owing as much as 11months

As a salary earner hw much r u dependent on ur salary in otherwords hw long in months can u live without ur salary. Wat have u done to reduce total dependence on ur salary.

Share ur actions in this regards ie achieving financial freedom even as a salary earner. Efforts in this regard is even most impt as one can lose his job (God forbid) and ultimately one has got to retire down d line.

ehisdan:
There was a mistake pls forgive. Its actually for 90days that is to yield 24k. How they calculate it is what I don't know.

Ok it is beta nw

10percent of 1m pa is 100k ie 12months tenor

For three months tenor = 100k/4 = 25k

Tax n other charges brought it to 24k

Nw u kw hw

Buhari means dullard

140km/h along Enugu okigwe road on my Carina E. I normally dnt go above 100km/h

Criminals I kw dey will object

jaytee01:
Mr Genius, pardon...........but what have YOU achieved recently?

If u see me in real life u will lie down to greet me olodo

tiger28:
all these small kids on Nairaland nowadays. I can surely tell you that maturity or looks has nothing to do with age. I have seen very young girls age badly and older girls age gracefully. By the way, I got married at 24 when my wife was 29 and we have been married for 22 years with a boy and girl both in Uni. Imagine if I had listened to some IDIOTS like you telling me Shishi back then? ??

Aging/looks generally gets bad with age in women esp after child birth. There could b some exceptions but a rule is neva made frm d exceptions except it is to b done by a morbid fool like u. My post didnt talk abt maturity so mixing it with looks shows u lack comprehension ability. Its obvious u can't engage me on this issue morbid fool

Only a govt led by a brainless Daura President will do this nonsense.

Nigerians shld b tot to fish nt given fish. Use d money n give us 24hrs power, good road n security n productive ventures will spring up here n there.

This is misapropriation of tax payers money at its best. Govt shld create enabling environ for citizens to b productive. Only lazy ppl love free money.

To tink d copy n paste prof osibanjo is supporting this smh

Makweembo:
I watched on SABC today when President Buhari addressed the congress at the African union.

His accent is ... terrible! I could barely understand what he said.

Even when the camera showed clips of the other delegates, they looked confused as Buhari was talking. And he had to stop every few minutes to drink water before reading further.

I admire Buhari's record but surely, he should be a figure helping government behind the scenes - and not a leader at the forefront. Most people would even need a translation of what he said to understand - the Hausa accent is so thick!

What do others think?

U will need a course in daura English to understand d brainless Daura President

ehisdan:
I know of first bank Which is 10%. I fixed 1M for 30days only to yield 24k in which they will remove 2kplus for tax. Its only enjoyable when u have huge amount of cash to fix. A Friend of mine fixed 10M for a year and it yield 1.4M interest.

This didn't add up

10percent of 1m pa = 100k

U get 100/12 = 8,333 per month

davide470:
Some Investment Banking house give as high as 7% in 3months (500k - 999k or so) for Fixed Deposit Even Call deposits yield same value.

Nobody takes their money to bank again except you are doing T-Bills!.

Some investment banks like which give eg if u r sure

As far as I kw 7percent in three months is impossible in nigeria. May b u mean per annum. 7 percent in three months translates to 28percent per annum far ahead of TB

damzy88:
It is not oooo. The pay is 60k. But I believe the experience is the most important now.

D pay is low 60k n u work on sat, I hope its nt a contract banking job. Do it for three yrs gain exp n may b u will get sth beta. A job dt pays this low shld b flexible enough to accommadate ur masters prog.

If u ve somebody to sponsor d masters its worth dumping d job for if after 3yrs u can't combine d two. Age is what is on ur side well well (jst 23 most of ur olodo age mates r still in year one in unis) so use it to ur advantage

damzy88:
Hello everyone, I am a fresh graduate and got my first Job 3 months after Nysc. I am 23 years and I am thinking of going back to school for my Masters. Your opinions please?

If d job is payin well dnt ever leave it for anything u r damn lucky to ve one. Find a way to combine it wit d masters. Millions of youths r roaming d streets with masters n no job so d masters can't guarantee any job.

Mbkite:
hmmmm, it's a no no 4 u

As for me I won't marry a woman am nt older than by at least 5yrs. Women age faster coupled with child bearing effects on their body. At 33 After having 4 kids plus d fat her body will naturally accumulate she will b looking like ur mother in 10yrs time ie 43.

This is my opinion, d decision is urs to take after all some men prefer older women.

Biologically women are best before 28 to avoid child bearing issues bc their eggs r numbered.

anangboy:
Nigga what you talking bout? Reeling out chances and even percentages. And if she is financially stable and intelligent it will increase her chances mainly with widowers n older men 55plus? You even reeling out class of suitors and age. Damn bruv, you fvcking cold and deserve to be knocked the fvck out.

Who is this morbid fool

Mbkite:
Cynthia has almost all that Emeka wants in a woman. She(cynthia) scored 9 on a scale of 10 based on the qualities he(Emeka) has outlined for a future wife. She is educated, caring, decent, religious, hardworking, supportive and respectful. The only challenge Emeka is having is Cynthia's age, she is 33 while he is 29. He is just afraid of the unknown and the possible consequences of this age factor. Emeka really wants to settle down with Cynthia.
Matured advice please.

4yrs is nt 4days she is like ur elder sis hw long hv u guys dated is she submissive to u as d man in d rship. Wats her reaction to being older than u by way of her actions n behaviours.

Bear in mind dt a woman will age faster than a man can u cope with dt 10yrs later

Its ur call