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PoliticsRe: Buhari Approved Naira Redesign, Tinubu Rejected It, Is All Really Well In APC? by olaeffect(m): 12:31am On Jan 26, 2023
Hendrixky:
After this election we are going to be aware of certain things
1)the problem of Nigeria is tribalism and not all about religion but mostly tribalism
And hausas are not really tribalistic the way we thought
But the yorubas are more tribalistic

Because as at the time Buhari was sick and travelling for medical attention we all was clamouring for him to hand over to a healthy and vibrant Osinbajo. We regretted our action of being stupid to elect a sick old man

But now we have a vibrant and healthy Peter obi contesting but the yorubas because of tribalism wants us to install tinubu again knowing fully well that the world will mock us

The worse part of it is that the pain and memory of the incessant travel for medical check up by Buhari is still very fresh in our mind.not like it happened 20 years ago. It just happened yesterday..

And for all those quoting me. Please am not any of this tribe not igbo, yoruba or hausa. I'm from the South South
Abi ooo.
So painful that when you speak the truth some idiots will start tagging you to a particular tribe or religion.
I was born in the early 70's in Kaduna.
I told all that cared to listen in 2015 that Buhari was not going to deliver shit, because it was Idiagbons glory/achievements that he was running with, without given any accolades to Idiagbon.

Same thing with Tinubu, even an idiot will not fail as Lagos state governor. Yes he did fairly well as Lagos governor, but did Buba Maruwa, Jakande, Ambode, etc not do well and beyond most of their counterparts in others state during their time?

Summary; Lagos is not Nigeria, and Tinubu of more than 30yrs ago is not the same Tinubu of today.

Please and please Nigerians should not make the same mistake twice.
The world economy is going into recession globally, we don't need another lability as Nigerian president at this crucial times.
PoliticsRe: Naira Redesign Policy: CBN Launches Cash Swap Programme In Rural by olaeffect(m): 3:31am On Jan 25, 2023
NwaNimo1:
With 7 days to go......

[img]https://giffiles./216/216404.gif[/img]

C.riminals

B.ankrupting

N.igeria
When I saw render weekly report, I had to scroll back up to check if it was an old post that is just making front page grin
InvestmentRe: CBN Should Direct Banks To Use Digital Money-Counters Which Read Serial Numbers by olaeffect(m): 2:49am On Jan 25, 2023
Misterc:
Our Nigerian banks are years away from civilization.....
Hence kidnapping as a business is booming mostly up North
That is where you guys miss it.
Our banks are actually one of the best in the world compared to the dilapidated infrastructure that is available in Nigeria.
The technology that our banks have cannot even be handled by our CBN and security agency put together.
Ordinary reportable transactions of N5m and N10m that the banks report to CBN and NFIU is not even being fully utilized.
Is it our Nigerian police that does not even have an online real time data base of stolen cars that have been reported in every police station that you will flag bank notes for?
I wonder why Nigerians always think too highly of our government at the detriment of Nigerian banks.

These same banks just spent billions few years back in acquiring BVN machines and did a fantastic job in capturing Nigerians without bribe and tipping (can you say the same for the NIN capturing by FG), now you want them to buy serial number capturing note counting machines, that even most banks in UK, USA, and Canada cannot afford.

You guys just want to destroy banks in Nigeria.
RomanceRe: What Occupation Would Stop You From Dating Or Marrying Someone? by olaeffect(m): 12:24am On Jan 25, 2023
Mortician shocked

You cannot even be my friend talk more of we dating.

I just don't like anything relating to the dead cool
Ahhh!!! Jesus!!!

Ended a relationship codedly with a lady nurse back then, from just a comment she made; "a patient of mine just cracked today, so sad I was the one assigned to park her up" and we were in the car outside her house in the night, I almost fainted cry
BusinessRe: Share Your Experiences Trying To Withdraw New Naira Notes As 31st Deadline Nears by olaeffect(m): 9:36pm On Jan 24, 2023
EKONGKING:
I have seen this entire thing about currency replacement and trust me it is going to be brutal.

Common people will face maximum difficulty.

When Modi of India launched the exact same thing what we are witnessing in Nigeria in the name of demonitisation. Economy of India shrank and many people lost jobs.
For almost 3months people of India queued up infront of ATMs and banks for new currency.
But ends justify the means as majority of India transferred to cashless system .the country has got more revenue and eliminated majorly the source of black money or illegal money in their country language

What iam suprised is why buhari allowed in middle of election cycle unless he wants defeat of tinubu.
Modi of India done this currency change midway through his 5 year term and his popularity plunged from 70plus to 45 percent acceptance .
Many has predicted modi will loose elections ,but the 2 and half years softened the people anger , which along with his military strikes against Pakistan saved the day for him.

I think Buhari wants Atiku to win else no one would put his party in this much danger.
The love I have for people who post with sense knows no bounds.

Kudos.
InvestmentRe: My Brother Is In Trouble Over Failed Online Business Transaction. by olaeffect(m): 9:04pm On Jan 24, 2023
Isabi4lov:
Are people still falling for all these online scam angry ,I feel so sorry for him God will see him through.
Yes ooo.
Sebi there is one new one now AfriqAA or AAafriq or something like that
They nickname it "Ponzi killer" grin

They usually make sure it pays for awhile, till people start having massive confidence, then they do the do grin
InvestmentRe: My Brother Is In Trouble Over Failed Online Business Transaction. by olaeffect(m): 8:59pm On Jan 24, 2023
kennybabs1980:
Thank you Bros, he's a very naughty guy and his wife is not helping matter. Always minding high things. This woman once pushed him to buy a Mercedes-Benz GLK on a long payment plan, they almost lost the car to the dealer when they were not paying regularly until my younger brother in Canada had to help him out. The boy in Canada is not even picking his calls nor replying his messages now. This guy has always been the most problematic member of our family.
Most family do have them grin

He may also be the reason why God is blessing the rest of you.
Just learn to continue to manage him. It shall be well
BusinessRe: Long Queues As Residents Rush For New Naira Notes In Kano (pics) by olaeffect(m): 6:13pm On Jan 24, 2023
Zenzu01:
Nigeria and wahala sha. CBN gave a deadline for us not to use the old naira notes again. Meanwhile ATMs still dispense the old ones 🤦🏼‍♂️🤦🏼‍♂️

Wetin them want make we do gan gan 🤷🏾‍♂️🤷🏾‍♂️
They want us to be using transfer, so that they can be collecting multiple N50.00 electronic fee grin
EducationRe: New Naira Notes Scarcity, See What My Son's School Sent To Us by olaeffect(m): 5:54pm On Jan 24, 2023
Blackdisciple:
Schools wants to use this medium to squeeze the neck of parents, God pass una
How?
Do you pay a lesser amount when you pay school fees by old notes?

Nigerians must sha complain grin
EducationRe: New Naira Notes Scarcity, See What My Son's School Sent To Us by olaeffect(m): 5:51pm On Jan 24, 2023
alizma:
Nice one. There are other options there and that is what the CBN is pushing for. Less of cash transaction and more of electronic means of payment.
Gbam!!!
Simple!
Or is it by force to collect cash?
A school can even decide that going forward only electronic payments or bank tellers would be allowed for fees payment.
BusinessRe: Who Has Tried Out Pillow Fund For Investing In Dollars With Naira? by olaeffect(m): 10:36pm On Jan 23, 2023
BrownShawty:
Please, I have been searching for a suitable dollar investment platform that allows me to convert my naira automatically, and then invests the dollars for me. I have tried a couple of platforms, but recently, I came across these guys: Pillow Fund.

They promise 14% per annum. Has anyone tried them out?

Here’s their website: https://pillow.fund/
My legs are shaking right now.
I have been using them too.
But tried to make withdrawal yesterday and uptill today (24hrs later) still showing "processing ongoing"
I will advise everyone to hold on for awhile ooo.
PoliticsRe: 2023: You’ll Be Able To Go Back To Your Farms If I Am Elected – Tinubu by olaeffect(m): 2:04am On Jan 23, 2023
slivertongue:
What APC couldn't solve Tinubu can't solve it
Still under the same APC grin

I wonder how Tinubu even campaign.
Yesterday he will say he will continue the good work of Buhari, another day he is saying people will soon be able to go back to farm, so he knows that bandits have displaced people from their farms under Buhari.
BusinessRe: Zenith Bank Naira Redesign Policy Questions & Answers. by olaeffect(m): 4:26pm On Jan 22, 2023
nedekid:
The amount of cash in circulation is too much. I think what the cbn is doing a step in the right direction despite all the k legs. The foundation is being recasted. Cash is no longer a serious means of payment as it is expensive to produce and handle. It is untraceable and could be used to finance illegal activities. The most any Nigerian should have in cash is 10k, all other transactions can easily be done electronically, I see a lot of pos and payment machines with NFC although I don't see folks using them. Zenith bank and gt bank cards are often used to make non contactless payments abroad, so why is it not used here?
I am no economist, but I think issues such as inflation, criminal activities, corruption, terrorism will be curtailed through the curbing of cash in circulation.
I agree with you.
But the CBN should be bold and take responsibility, instead of lying and pitching the masses against the banks.

CBN wants us to go cashless, but they themselves in collaboration with the FG keeps bringing out policies that negates cashless policy.
How can you instroduce stamp duty or electronic fee charge when you are about encouraging your citizens to go cashless?
We not supposed to be talking of incentives and cash backs to encourage people to go cashless?

That is why I am of the opinion that most of our leaders don't know shit.

Use a quarter of the money to print new notes to give cash back incentives to people that do cashless transactions below N100k and watch and see how Nigerians will start buying bread and even N200.00 airtime with ATM cards and other alternative cashless channels grin
RomanceRe: How Do I Tell My Lady Neighbour What Her Boyfriend Is Doing by olaeffect(m): 4:16pm On Jan 22, 2023
2dice01:
grin cheesy
Use another sim to text her whenever the niggà bring one of them in

Sis your boyfriend is with another lady in your house right now come and verify with your Koro Koro eyes . Thanks

Remember to remove the sim and change the name from true caller if it was registered with your name wink
Abi ooo.
Before you will tell her now directly and they will later settle and the guy will now make enemity with you cool
RomanceRe: People Mostly Talk Bad About Their Ex, But Tell Us One Good Thing About Your Ex? by olaeffect(m): 4:11pm On Jan 22, 2023
Stephen2324:
People mostly talk bad about their ex, but tell us one good thing about your ex?
Which of them in particular?
People with almost 42 ex's are making one line comment that I am not understanding grin
BusinessRe: Zenith Bank Naira Redesign Policy Questions & Answers. by olaeffect(m): 4:30am On Jan 22, 2023
bonnyhope:
Go cashless
Most people don't know that this is the game CBN is playing.
The CBN just want to use the banks to play a dirty game with Nigerians.

Trillions in cash has been moved to CBN by banks based on deposit by customers.
Most of these customers are not interested in keeping such monies in the banks, they simply just want it exchange.
Whereas CBN from onset don't plan for this monies to go back out in cash, therefore banks are not being given adequate new notes.
Banks too on their part have refused to take all their operational cash to CBN since by law they still have upto 31th January.
And any bank that foolishly move all it's stock in trade (cash) to CBN with guarantee of getting new notes will most definitely loose it's customers to banks that would at least be able to give it's customer cash even if it is old note uptil 31st January grin

Nigerians have not seen drama yet until 31th January. That is when the banks will open up to their customers and Nigerians will know/understand the wahala CBN is cooking for Nigerians.

At least zenith bank has spoken small English that has very deep meaning: i.e banks are note to exchange your old note to new notes, they are to collect your old note and pay you new notes when you make withdraw grin And we all know that the CBN wants to limited use of physical cash, therefore the banks are not obligated by law to meet you cash demands after 31st January because you are supposed to use alternative channels in the first place.

This new notes issue will just be like the border closure issue; well intended but poorly executed by people that do not know shit grin
BusinessRe: Banks To Pay ₦‎1 Million Fine Daily Over Failure To Collect New Naira Notes by olaeffect(m): 4:05am On Jan 22, 2023
Brushstrokes20:
Google is your friend!
And any useless bank that won't comply with govt rules and regulations should be closed down
forthwith! ENOUGH OF NONSENSE.
Me I don't like all this beer parlour level of argument grin asked you a question based on your own comment, you are referring me to Google that you yourself did not check.
With the bolden in your comment, I am not surprised why Nigeria is still backward.

The deputy governor of same CBN, that could not say how much money they have printed so far, the same CBN that still stated just last week that bank should not pay new notes over the counter but only through ATM, is still the same CBN stating this week that all banks in Nigeria have all together refused to collect new notes for no reason.
And some morons that this same government and it's agency have been telling lies after lies to since 2015 still choose to believe this senseless story.

Just imagine saying banks refuse to collect new notes from CBN, even if some of us are stupid, are we all blind?
Is there any single day in this country that you don't see a bank bullion van entering or leaving CBN?

Don't use Google, just ask anybody you know that has an office or shop on any route leading to any CBN in this country.

Sincerely we will always be having bad leaders if we the citizens continue with this our level of mumu mentality.

E dey pain me seriously.
BusinessRe: Banks To Pay ₦‎1 Million Fine Daily Over Failure To Collect New Naira Notes by olaeffect(m): 7:57pm On Jan 21, 2023
Brushstrokes20:
Do yourself a favour and check out the [b]STAGGERING SUMS those CORPORATE CRIMINALS DECLARE quarterly as PROFIT [/b]after tax, they're bloody rippers!

Besides, desperate times calls for desperate measures
Buhari is NOT in charge, hence the shithole is on AUTO PILOT...
Why is he the commander in chief if he can't effectively checkmate SABOTEURS huh
Nig urgently needs a SANE AND SOUND LEADER that is in charge.
Do you state the bolden vis a vis their investment?
Or you just look at their income/profit without any references to their investments?

Please state the so called STAGGERING SUMS you are referring to vis a vis the assets and investments of those banks and let's see what really your point is.

Many Nigerians don't really know shit about banking and its operations, unfortunately many of such Nigerians even include people in government/CBN.
BusinessRe: Banks To Pay ₦‎1 Million Fine Daily Over Failure To Collect New Naira Notes by olaeffect(m): 6:07pm On Jan 21, 2023
Brushstrokes20:
a TOKEN fine of just a million naira huh... Daaaaaaaaamn it undecided
The shithole is indeed a VERY STUPID JOKE

The least amount any defiant bank should be fined is 500 million!
Just kukuma carry gun and shoot the MD's now grin

Hope you know the money in banks belongs to people.

Some people believe bank money is one free money from nowhere grin grin
CelebritiesRe: Rosy Mereur, Yvonne Jegede And Moyo Lawal Twerk And Pole Dance Enticingly In Clu by olaeffect(m): 1:26pm On Jan 21, 2023
grin
Later some women will complain about being sexualized.

But truly, if you remove sexuality from women, what will remain?

Even the sons of God in the book of Genesis came to earth to bleep women cool
So who am I to do otherwise grin
FamilyRe: Woman Who Sent Daughter N7.4M While Abroad, Returns Home To Find The Money Gone by olaeffect(m): 1:08pm On Jan 21, 2023
sisisioge:
She couldn't be sending money into a bank account ba? Trust people with money and be shocked beyond wanton! People become Dracula once money is involved.
Use the word some or most people grin

There are some of us that are not moved by money cool

I still wonder what value or volume of money that can make me betray someone.

The conscience God gave me be like extra 12 people own.
BusinessRe: Banks To Pay ₦‎1 Million Fine Daily Over Failure To Collect New Naira Notes by olaeffect(m): 10:35am On Jan 21, 2023
Something fishy going on!

Do we still have bankers committee in this kwantri?

At least if individual banks are afraid to say something because of the fear of the rascality of officers of this government, the Nigerian bankers committee should not.

Have we all now become totally fearful under this oppressive administration?
BusinessRe: Why Waste Data When U Can Earn $720 Monthly Free by olaeffect(m): 1:43am On Jan 21, 2023
Following.
PoliticsRe: Blind Woman Joins The Campaign Train To Receive Peter Obi In Jos by olaeffect(m): 12:44am On Jan 21, 2023
otega007:
This one touch me
Don't worry, someone straight from the cemetery will attend Tinubu's next rally.

What APC cannot copy and over-do does not exist grin

PoliticsRe: Governor Oyebanji Declares Tuesday Holiday For PVC Collection by olaeffect(m): 12:36am On Jan 21, 2023
AngelGabbyShara:
*GOVERNOR OYEBANJI DECLARES TUESDAY HOLIDAY FOR PVC COLLECTION*


https://m.facebook.com/story.php?story_fbid=pfbid0iFzLe7aqGMdiBWh8CEUi5p2JsRtyKYnoXKCsyvY55At2JvWEPprrAJ86R8hiQifgl&id=100069437032705&mibextid=Nif5oz
Nice one, this governor is ready for politics.

Grew up in the north, I cannot count how many times various governors in the north have declared public holidays for PVC collections.
But our southern governor prefer only market men/women and touts alone to have PVC.
They want only people they can manipulate with N1k to N5k on election days.

I wonder how a state with over 5m population will be having total votes of 300k in a general election.

The north don't have more population than the south in my opinion.

The south is just politically unserious.
PoliticsRe: Peter Obi & Datti Set To Commission LP Campaign Office In Kaduna Tomorrow by olaeffect(m): 9:26pm On Jan 20, 2023
I sure hope the building has valid C of O with up to date tenament rate paid?
Because El-Rufai is good in demolishing buildings belonging to opponents cool

The guy-man can cook up story grin
PoliticsRe: The Moment Datti-Ahmed Arrived Plateau For Presidential Campaign Rally (Video) by olaeffect(m): 4:07pm On Jan 20, 2023
adeola1097:
Urchins !!


E choke, choken’t it ?
E choke, choken’t it ? grin

PoliticsRe: 2023: We’ll Eliminate Corruption If Elected – Tinubu by olaeffect(m): 2:34pm On Jan 20, 2023
inspirator1:
cheesy
Let me double it grin grin

Just like the devil saying he will abolish lies if he is made god grin
PoliticsRe: Drama As Nigerians Hustle For Bread During Election Campaign In Ilorin (video) by olaeffect(m): 2:20pm On Jan 20, 2023
gasparpisciotta:
Hunger apart, Nigerians are generally greedy people.

Over to you, Obi-Datti bread
Confirmed!!!

The politicians are only making the best use of the greed of Nigerians.
An average Nigerian is extremely self-centred and greedy.
That is why he does not care if the kwantri is dying as long as it is someone from his tribe, ethnic group or religion that is incharge.
BusinessRe: Bank ATMs Still Dispensing Old Naira Notes, Despite CBN’s Directive by olaeffect(m): 2:15pm On Jan 20, 2023
43Ronin:
BRo CBN dey lie big time. I worked in Bullion services for a tier one bank, na everyday we dey go beg for cash from CBN, every fúcking day.
Think about it, it's not one bank but all of them. I worked in a bank and I can tell you that towards year end, CBN runs out of cash and supplies banks less. BANKS now source funds from their branches in High fund concentration states like Aba, Kano, Onitsha. Any bank not paying out new notes means they do not have to pay.
I am always in shock when Nigerians believe politicians and their appointees despite several lies in the recent past.

I don't know why any real Nigerian will believe anything that comes out from the mouth of any appointee of this current government.

I am just in disbelief.
Truly Nigerians/Nigeria needs serious deliverance.
BusinessRe: Bank ATMs Still Dispensing Old Naira Notes, Despite CBN’s Directive by olaeffect(m): 2:02pm On Jan 20, 2023
tuoyoojo:
I drove all the way to gt bank to get new notes from their atm

They were still Dispensing old notes as at yesterday

They said they don't have the new notes from CBN

Cbn said they are begging banks to collect the new notes

One of them is obviously lying

Who we go come believe now
Who has always been lying?
The same CBN that confirmed that banks has moved over N1trn old note to them as at December 8, 2022 was still the same CBN that told the national assembly that they do not know the value of the new notes they have printed.

Tell me, why should a bank refuse to pay customer in new notes if the new notes is all they have?

CBN has the report of daily cash holding of all banks as at close of business daily. And every bank in collaboration with CBN and insurance companies have approved and insured these banks to hold such limits.
So you don't expect a bank branch of a bank to move all its cash in holding to CBN and be waiting for only God knows when that CBN will give them new notes.
The problem with this regime is that most of its appointees knows little or nothing about the basic operations of the sector they oversee.

Imagine the nonsense talk that banks should not load their ATMs if they don't have the new notes.
Do they think banks are like CBN that don't have profit and loss in their balance sheet?
Or has the old note ceased to be legal tender yet?

We really have a long way to go in this "kwantri"
And with the kind of crowd still following some presidential candidates you can clearly see that we are truly not ready for drastic development.

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