₦airaland Forum

Stephsoma23:
Apps that pay you for saving money in Nigeria are:

Piggyvest

With Piggyvest, you can save in Naira or dollars. You can also choose to save daily, weekly or monthly, depending on your preference. You can also save towards a specific target or goal as well as the choice to place a withdrawal restriction on the account.

Cowrywise

This app also allows its users to make automated and manual savings. You can also save using the periodic savings plan which enables you to save daily, weekly and monthly. Your daily returns are credited to your Cowrywise account by 12am each day.

Cowrywise

Interest rates on Cowrywise are very dynamic. The interest rate shown to you when you begin your plan is the one that remains till the plan ends.

You can also pause any of your saving plans on Cowrywise too. You can also set the withdrawal date and the interest you earn at withdrawal. Cowrywise also has an interest-free savings option for individuals who don’t support interest on savings due to either religion or personal reasons.

Kuda bank

Because Kuda is a digital-online bank, all its operations happen through smartphones. Kuda also fits the bill as one of the best saving apps in Nigeria. With a Kuda bank account, there are no monthly fees. you get a free debit card delivered to you. Kuda banks also offer loans to their customers too.
Interest rates for the savings plan on Kuda bank is 15% annually.

V bank

V bank is owned by VFD microfinance bank. You can open a V bank account in 2 minutes with a smartphone. The V app allows its users to track their expenses and income, group budgets, and set spending limits. This digital bank also claims it does not charge any fees for transactions to other V accounts or accounts of other banks. V Bank gives you up to 12% interest on your savings.

SumoTrust

It also has an autosave feature that allows you to save automatically. With this, you can set how much the app should save for you and how or when the saving happens.

SumoTrust doesn’t charge its users for their transactions. So there are no hidden fees with this App.SumoTrust is also a secure app where your money will be safe.

On this savings platform, there are several savings plan to choose from. SumoTrust Offers high-interest rates of up to 15% on its platform.


carbon

Carbon is another digital bank in Nigeria, it offers savings plans to Nigerians that help them earn more on their savings.

With Carbon, you can also create a bank account, create physical debit cards and virtual cards in Nigeria. You can also make payments from the Carbon app, keep track of your credit history with the free carbon credit report and also access loans too.

Sparkle

Sparkle is another digital bank in Nigeria similar to the likes of Kuda bank, Carbon and V bank. Which are some of the most popular saving apps in Nigeria.

Sparkle allows you to save by creating a unique savings plan where you can save daily, weekly, monthly or even randomly. You can also save the esusu (ajo) way by saving with a group of people on Sparkle.

TrueSaver

Truesaver is one of the growing saving apps in Nigeria that helps people save in groups just like the local Ajo or Esusu. With this saving method, you’re forced to save till the end of the savings cycle.

Truesaver offers 10% interest on savings for a user. However, you have to activate the interest option whenever you start a savings plan on Truesaver


Bundle

Bundle Africa is a social payments app for sending and receiving cash and crypto. Asides from being able to trade cryptocurrencies, Bundle allows you to save in dollars (BUSD – the crypto version of the dollar) using its Bundle vault feature.

Bitnob

Bitnob is a fintech app that allows you to buy, save and invest in Bitcoin in Nigeria. You can save daily, weekly or monthly in bitcoin for at least $1 with the Bitnob app.

Sumotrust is not so great, they have withheld customers funds and prevented them from withdrawing for a while now.

deavicky:
My neighbour just move in, we getting to know ourselves. But my mind is telling me I would be the one to be giving him problem.

Make I go find her marry,she go be virgin as she cover her body decently.

Can I cash out the bonus?

Has anybody bought linezolid?

largehead:
Yea I don't get bothered by what I read here. NIGERIANS ARE HYPOCRITES.

I agree with you jare, hypocrites everywhere .

Africans,the deaths of these cats just dey pain me.

betterpikinn:
The thing dey really bother me o

I thought i was the only one experience this.they always want what they cannot have.

euromilion:
Which government are you talking about?
Do you Mean African government?

They know nothing.

Lolz

akinjojo1234:
Men that Book of Enoch bro, I am still in shock

Guy tell me something abt am abeg.i tried reading the book of moses but the contents of that book is full of rituals all u must do in the middle of the night(scary as hell), i needed to speak to Jehovah.

Have u ever thought that there could be a particular kind of language u could use to speak to god and u we'll get his attention immediately?. jst my thought Sha.

voltron14:
Ok.

Look for this photo anywhere you can find it on the internet.

This pic almost gave me the creep.i feel somehow abt unexplainable things like this.

orion7:
if she can give gonorrhea she can give hiv too. both re STDs

better play safe.


get someone to give you broad spectrum antibiotics (ciprofloxacin)


dont let it drag nissera gonorrhea is one of the strongest bacteria known.

Stronger than staphylococcus aureus?

Headlesschicken:
My gal dix my gal that, everyday on this forum and we all wonder why our citizens are so unproductive....

My girl dis my gal that happens everywhere in this world.after u have earn money,eaten food and next thing that follow suit is relationship affairs Wich "my gal dis my gal that happens in it".

SirLiquidGold:
sorry if you feel offended by asking you this question. How did you contact this disease?

Is hard to tell

Fucklove:
And they had bring this useless topic on frontpage with full access to all manner of persons to ridicule the church and men of God while restricting other non muslims from accessing any islamic thread without swearing to a useless oath. Seun, your hypocrisy stinks to the high heavens, both you,the OP and the moderator that pushed this to the frontpage will never go unpunished.

Seun matter tire me o.

Bouncingbabyboy:
Something tells me you are wicked!! I don’t believe this your own side of the story......I need to hear from your neighbors first

Exactly bro,I have same feelings.

flexyebe:
The working conditions

Pls explain hw

DrHoganObi:
Somebody needs new "pls can you do me a favour" crew. You need a Job and new sets of hobbies.

Lol..Asin I dey run from them like disease,any small thing"can u do me a favour"

boiz2men:
True. We should let things go.

I find it difficult to understand these things people do.

A colleague of mine never picks a call if he doesn't have the number but he calls people who may not have his number.

I mean what the fucckkk is wrong with us.

Who do we think we are?

We are nothing but skins and bones and we will all die and return to dust.

There is this deep hatred I feel for people who think they are better than others. Larger than life people. They disgust me.

If I were in the same team with zlatan ibrahimovic... We would never agree

The things people do! I feel u brother.

chenzen:
really

Yeah

Starz825:
What he was actually saying is *what goes around comes around**...
I could recall a time I was living with my uncle back in secondary school...my self and another broda were trying to arrange a room filled with my uncle's books in his apartment..then as we were trying to hand pick some books ..we found his diary...u know those diaries now wey all this old men and women dey write their every day dealings..so we went through it...what we saw was crazy..
How he slept with numerous ladies back in his polytechnic days and how he got them pregnant and refused to let them have the baby but adviced they abort....
Fast forward to the time his daughter got admission to Babcock University..she was in 200l going into her 2nd semester...after leaving the house for school..we couldn't get in touch with her afterwards...the family started running up and down in order to know her where about for abt two months..the school claimed she left with a guy she claimed to be her uncle (though her boyfriend anyway)..went to radio/tv station to announce she's missing..but to no avail...
Somebody just texted my uncle with an unknown number from nowhere that she is dead...she died during abortion because her bleeding during the process was too much..that the family should check her in the mortuary...lo and behold they found her... everybody just dey cry....
There are some girls u don't mess with...u will surely pay back with your daughter...

This story gave me the creeps

nuggarito:
I really don't blame her, I blame you.
The way guys are now loosing their worth ehh.
How can you assist a girl you've not married to the point of helping her make a decision.
Nigerian girls are seen as leeches, the suck your blood and destiny leave you hanging.
Quote me, she will come back but only on one condition which is you assisting her in other things, if you refuse she will play the victim card, that is what Nigerian biches do.

That victim card thing they do drives me nuts

XhosaNostra:
We're going to go grind hips with our fellow women Heard that kind makes you cum faster

frozen70:
If you sincerely wants someone to talk to, just meet in a garden or pack

Once it's an invitation to your house, forget it, you really have an intention

True!

luminouz:
Who is your boy?


What's doing this wan?

U are my boy

luminouz:
I see it as bullshiit.

I call her bluff,send her out...whatever happens to her(with her broke pocket) is not my business. She even requested for takeaway,yet had no plan b in case the date flops eh? I go collect the takeaway as my dinner and kick her ass out.

Then I.will try my luck next time with another girl!

That's my boy

Is funny hw some of us knows she is not that beautiful even without looking at her face.

acidtalk:
Its been long I made a comment here. I will do so because even though you are young, you really sound mature and humble.

Now this is my 20 shillings;

* I totally understand your feelings for your boyfriend, but truth be told, the feelings appears to be so strong because he is the first you ever given a yes to his proposal.

* Your boyfriend is still too young to get so committed to. For crying out loud he is just 23 and just starting life. Aside the issue of settling down which I doubt he won't be ready for in the next 5years, before he can be termed a REAL MAN WITH EXPERIENCE he will need almost 7years or more of "hard knock life", rejection, betrayals, boss/employee politics, businessman/client relationship, family gimmicks and lots more. Being a man isn't all about graduating from school, getting a job, buying a car, living in your own apartment and sexual experiences. Maturity comes with age and time. I still believe your boyfriend hasn't attained that stage.

* Before you can start comparing your boyfriend with this other guy, you need to spend more time with your boyfriend as you do to the other guy. Long distance relationships are always the SWEETEST. But a NIGHTMARE when both parties see themselves regularly. What am I trying to say? You still really don't know your boyfriend as much as you think you do.

* NEVER EVER vouch for anyone, not even your own mother. Saying your boyfriend will never leave you is a bloody lie. You are inexperience, naive and too deep "inlove" to think any man/woman can not dump you at anytime without any explanation.

* This other guy might not love you more but he is likely to be more serious and committed to the relationship due to his age and maturity. And bearing in mind you are young, a graduate and MOST OF ALL a virgin, any right thinking guy will want to grab you fast and marry you while he copes with your immaturity rather than settling for most of the "breathing PUBLIC PITS" we have walking all over the nation right now.

You talk well!


If you aren't ready to marry in the next 5-6years, stick to your boyfriend even though no guarantee he won't dump you before then, otherwise, give the other guy a chance.


Kiah! My fingers dey ache. Come buy my book LOVE TALK BY ACIDTALK if you want further advice. Lol!

All the best.[/quote]U talk well

olaBC007:
Also a victim of this green light shit, na one deeper life girl for my street come visit me , no b say e no dey com b4 cos e be friend with my twin sister but this time around he entered my bedroom, I dey on top bed.she greeted and sleep beside me, with her olumo boobs right b4 me, I was like which kain level be dis...well as well omo boi, we just they chat and the bae was kinda touchy, I no dull am. I start to dey touch too, she even place her head on my chest. And gbam! I tried to touch her boobs, na so she slap my hand away, still dey talk to me as if nothing happened. I snub her till she waka.

The story never end brethren, she go tell my name best niqqa for street say I be ashawo niqqa say I try to rough handle her and touch her boobs to look good cos i notice tgat she get crush for the guy, but trust guys... He told me weytin she said and I tell am how e take happen, we just laugh at it say na her dey look for cheap attention. Like two weeks after, she came back again , meet me on bed and sleep beside me, I just stand up, saying nothing leaving her alone looking like a fool she be

Correct guy

Olutala:
U should know that the green light doesn't stay on forever. If the trigger for the green light wanes be rest assured that rejection is guaranteed if you approach. Make hay while.......

That's true

Unhealthy:
No I haven't tried it

Ok

Unhealthy:
The dude demanded about 30k to treat me

Have u tried the Rocephin injection people recommended ?