₦airaland Forum

Very obvious they invested time together practicing the dance steps and they got it right.

When him neva get another work, why won't he focus. No big deal.

I will be very happy if the roads that lead to Iyana Edu are included too.

Is it for consumption or production of leather belts, bags and shoes

tendingNews:
Some slay queens and other ladies rock waist beads, while some rock them for fashion, some have other reasons for wearing them.

Some have linked waist beads to charms, Juju. How true is the linking of waist beads to charm?

While some guys find waist beads sexy, other guys are scared of them.

Instagram complainer and influencer, Isokoboy in his new video asked if this kind of waist bead is for fashion or charm.

"Are Waist beads fashion or charms? Even if some of them are fashion, certainly not this very one here..." he asked.

What do you think?

Guys, do you like ladies that rock waist beads?

Ladies, why do you rock waist beads?

Watch the video

Source: http://www..com/2019/05/waist-bead-fashion-or-charm-clement.html?m=1

A big turn on for me whenever my woman put it on which i initiated the idea to be wearing. Na who believe in charm, charm go hunt.

Even some bike-men are avoiding Mile 2 to Iyana Iba when it rain like this or they will bill you high. Entering bus? You won't even get to half of your destination before you drop at start marathon walk after you must have paid the conductor. That route is hell on earth.

dumo1:
Which busstop area of the Lagos-Ibadan Express way is this?

Under bridge, very close to trade fair. Still thinking how will i get home today

Kennydoc:
Doctors battled to save an already decomposing body? Bloggers sef! Smh.

How come she lived in the university hostel and nobody knew she was dead till she started decaying? Didn't she have room mates?

Her parents reported to the school security that she was missing, yet they didn't go to her room to look for her. How come it took other students noticing the odour emanating from the room for the security to go and search there?

May her soul rest in peace.

I tire for them ooo, i dey think sey na me no understand english again.

profjustine458:
what if after paying such an amount and the girl refused to give you something

You go home and start crying

xynerise:
I remember ":Can you say La Campagne Tropicana 3 times without blabbing?"

See them....Oldmen

thebosstrevor:
yeah you are right...my mistake.. i still prefer Whispering Palms Resort in badagry but anyway..we are still developing when it comes to beach resort facilities in Nigeria.

What do you think i can budget for a night at Palms Resort ?

ZibahGuy:
Fidelity wey go still charge you for transfer to same fidelity account.... I no fit forget d day I trekked go ATM stand to withdraw my last 1k.. I just got there to realise they've deducted 32 naira from dt 1k.. I no fit cry dt day.. Fidelity bank na wicked bank

Shibaraba:
Crayfish seller catch husband.

Never underestimate these girls. Them dey bring their A game just to hook anyone.
I remember my banking days
This lady dey sell moin moin
Oh my God she get yansh. Well behaved,pretty.
She dey bring moin moin and ogi every morning
Soon punna join the menu
And she sabi wella
Soon my dry cleaner join
Then ugwu seller
And one chemist at the end of our street.
Before I run comot for the area

No blame me,these so called local girls are the bomb!!!!! Ready to give any day anytime. Not like sophisticated hanties wey we dey give 5 days notice before we chook. Some sef go dey give conditions. When these small girls snatch us now them go dey cry.

baddest

7 Abus....Beware of any Abu round you. Same blood runs in their vein.

Imaging a world without Islam

ChangeIsCostant:
A car ran into a Boys’ Brigade procession in Gombe State late on Sunday evening, killing at least 10, according to the Police.

It was gathered that the Boys’ Brigade, from ECWA Church, Bamusa in Barunde and from St Peter’s Anglican Church in were in a procession to Sabon-Layi Area of Gombe metropolis, where they were expected to celebrate Easter on Monday, when a car crashed into them.

A man who reportedly witnessed the incident has narrated what happened. It was claimed that a Civil defence officer popularly known as Adamu Abubakar Ukasha, had a misunderstanding with members of the Boys Brigade, Zone A, while they were on procession during the easter rally at around 12 midnight in their characteristic manner with music and dancing.

The occupants of the car were the civil defence officer, a police officer friend and two ladies. He (Ukasha) was told to use the other lane since the road was occupied. He protested and even threatened to shoot the Boy on duty with his side pistol.

After the ensuing argument he passed, dropped off the girls, and turned around to the lane where the processionists were, turned off his headlights, and in a spiral motion ram into them killing ten people on the spot and injured over 30 persons.

The Civil defense officer and his police friend alighted from the car and tried to escape. They were caught by the mob and beaten to death.

See more; https://www.nationalhelm.co/2019/04/civil-defence-official-kill-many-after-clash-during-boys-brigade-procession-in-gombe.html

The bolded is what i like to hear. No time to handover the terrorists to the police.

He will soon be release and commit same crime for the 4th time. Reason why I'm in support of Saudi laws and jungle justice. Crimes are easily encouraged in Nigeria coz they worship thieves and criminals.

Tweetums:
I give signal on crypto with charges 1 or 3 or 6 to a year...

You give binary option signals too ?

Rubbish....If there is third term, same fools will still vote him so, who are they deceiving

Reason why many still derive joy in jungle justice. Those bastards will soon be free.

Will become glorified molue soon coz of lack of maintenance and dirty users.

chigoziri2403:
where does mother Mary reside

In your village.

Not easy jareh....after a long stressful day and a short night sleep just to avoid traffic and minimize transport cost.

Stanbic alert just drop.

nepapole:
Nothing feels better than using bic biro cover, matchstick to clean my ears. Always like i am cumming. So sweet a feeling. Thanks doctor but i love cleaning my ears myself.

Funny dude....Was thinking i'm the only one guilty of this.

Tweetums:
woow, that's a lot for the break down.... I really appreciate.... I'm going for tb

U're welcome....Is crypto still booming ?

Tweetums:
yes ooooo...
I'm not trading forex again but crypto on point now....
Do you know much about tb?

Treasury Bills are government guaranteed debt instruments issued by CBN on their behalf to finance expenditure. The CBN also uses treasury bills to control money supply in the economy

How are Treasury Bills Sold?

Treasury Bills are sold through a bi-weekly auction conducted by the CBN. Buyers are requested to quote bids following which the average minimum bid is selected.

Where can I buy Treasury Bills?

Treasury Bills can be bought through any official dealer. The easiest will be through your bank

What is the Minimum Amount I can Buy

You can buy for as low as N1,000 and in multiples of N1,000 thereafter. However, Banks typically accept minimum purchases of N100,000 or more

When is it usually sold?

Treasury Bills is sold every other Wednesday (bi-weekly) as announced by the CBN. The CBN announces issuances in their websites and in the pages of the Newspaper. You can also ask your bank account officer to notify you ahead of an issuance.

How Can I Buy Treasury Bills

To buy Treasury Bills you will have to approach your bank requesting for a form. You fill the form with your personal information also indicating the amount you want to buy as well has your bid rate.

What is the bid rate

The bid rate otherwise called your STOP RATE is the likely interest rate that you have indicated ti receive for the principal that you investing in the TB’s. For example you can indicate an interest rate of 10% as your expected rate. Your bid rate will most likely be different from that of other intending buyers of TB’s.

How is the Bid Rate selected

The CBN selects the bids that fall below the accepted marginal rates. The Marginal Rate is the minimum average rate for bids submitted within a bid window. For example if the marginal bid rate for a bid opened Wednesday 4 September is 11% then bids falling below this rate will be accepted and those above rejected.

What if I don’t have a Bid rate

If you do not have a Stop Rate or you are not sure of a rate you can select the option of having the bank choose a rate for you. However, this does not guarantee that the bank rate will be chosen or will be the best.

Can I still buy if my Bid is rejected

You can purchase TB’s from the secondary market Over The Counter (OTC) through a broker. This is also where buyers and sellers of TB’s trade the notes in exchange for cash.

What are the durations (tenor) for the TB’s

Treasury Bills are usually for 91days, 182days and 364 days. As such, you can have the CBN hold your cash for 91days or 182 days or 364 days depending on your choice. However, the CBN can decide they want to sell Treasury Bills for all the tenor available or either of them.

Can I sell before Maturity

Yes you can sell Treasury Bills before maturity. As mentioned above, this can be done through the OTC market. The price at which you sell depends on the forces of demand and supply. For example a N100,000 face value TB maybe selling for less or more depending on the yield expectation of the buyers. If your face value is trading at a higher price, it means you can sell your treasury bills at a profit as such your N100,000 can sell for N101,000 or more. If your face value is trading at a lower price, it means you can sell your treasury bills at a loss as such your N100,000 can sell for N99,000 or less.

When is the interest paid?

The interest element of a treasury bill is paid to you upfront and credited to your bank account. For example, if you purchase a N100,000 TB with an interest rate of 10% the CBN debits your account with N90,000 as such your N10,000 interest is paid upfront. Upon maturity, you are paid the face value N100,000. The upfront payment of your interest makes your true yield actually higher.

What is a True Yield?

True Yield is your actual Return on Investment. (ROI). Using the example above, the initial yield for the N100,000 is 10%. However, because they pay you interest upfront your true yield is actually the N10,000 in interest divided by the N90,000 actually deducted from your account. That is N10,000/N90,000 0r 11.11%. This is thus higher than the 10% coupon. The True Yield is completely earned when you hold to maturity.

Can I roll over my investment

The CBN does not rollover your investment automatically. However, you can give your bank a mandate to rollover the principal on your treasury bill upon maturity. You can also get the benefit of compounding interest by asking your bank to reinvest the interest portion of your TB once it is paid.

Are Treasury Bills Safe

Treasury Bills are one of the safest forms of investment and are backed by the full faith and credit of the Federal Government of Nigeria

Apart from the Interest Rates what are the benefits

A good source of steady stream of income
Treasury Bills are a good investment outlet for your free and disposable cash
Treasury Bills are good investments for people who wish to save
Treasury Bills are also tax free
Treasury Bills are very liquid and can be converted to cash quickly
They can be used as a collateral

Are Treasury Bills Taxable

Interest derivable from Treasury Bills are not taxable.

Still try to read first 10 to 20 pages of this thread and be following every updates.

Tweetums:
I have 15m fixed deposit in Polaris bank but the return is very low every 91 days I receiving #336,575.. Pls, what are the processing to move to treasury bill... Thanks

Are you the same Tunlip Tweetums; the forex guru i met on facebook some years back?

IamD18:
Are you suppose to be having sex when you are not legally married?

What's wrong with these shameless ladies of this generation.

One of the reasons I cherish and value virgin ladies more than these wayward non-virgins parading around with their lagoon pussay.

They would still be proud of something they should be ashamed of.

Gistvic:
woooooow... ... i like dat phone she is using....naa black...

those grasses self dey green wella.....

The phone make senses even at night.

rawitools:
Imagine oo for this strong buhari regime I swear them need kill that guy for hell fire again.

Baba easy naa...

1, 2 & 4 very true.