Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 3:58am On Oct 09, 2022 |
mechanics: Are you into building? Kinda of. I know a thing or two about building. |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 3:53am On Oct 09, 2022 |
The NHF Act states that NHF contributions can only be refunded to a contributor that has attained 60 Years of Age or has put in 35 years in service. Meaning you can withdraw from the scheme after 35yrs mechanics: What I know is that one is eligible to own a house if one has been remitting to them, but am not sure if one can withdraw from the scheme? |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 3:50am On Oct 09, 2022 |
Gratefulheart2: never heard of this, is the loan accessible to civil servants? Yes ma, Yes, I know of colleagues in other unit that have access to an application to produce statement of account for Federal Workers and can only obtain an NHF loan facility once in a lifetime. |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 3:42am On Oct 09, 2022 |
faithfull18: Is this open to anybody? State or Federal workers? Or which? Yes and private sectors as long as the NHS is deducted from your basic pay. With an NHF loan you can buy a home with only 5% payment. How can a low income earner get collateral for the loan? The only collateral is the property to secure the loan for. No other collateral is needed for the loan |
Romance › Re: Why Are Men Scared Of Approaching Women In Armed Forces? by QuinModah(op): 3:37am On Oct 09, 2022 |
 pinkyruledworld: You don't respond to DMs and you are not on whatsapp. Fix that |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 7:26pm On Oct 08, 2022 |
ceeceeuwa: The cost of building materials now is crazy! As in outrageous |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 7:25pm On Oct 08, 2022 |
ceeceeuwa: Please can you paste a link kindly call the number on my profile |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 7:24pm On Oct 08, 2022 |
oliverwrites: I swear down. I have spent about 20m and we are only at roofing stage and with my taste I will definitely need another 20m to complete a 5 bedroom duplex.
To think my wife warned me to let us do a 3 bedroom bungalow first.
Once I finish this house and finally japa if any yeye tenant ( another foolish move I intend japaing and should not have started the project at all ) dare uses nail not to talk of hammer we go go court. Oga! Input in your agreement otherwise you go go court tire and lawyer go use you chop. |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 7:14pm On Oct 08, 2022 |
ravensckar: Then you need to add panadol join that paracetamol wey you dey use o. I've been building for about 2 years now and its giving me sleepless nights. Building a house no be moi-moi o. It's time, energy and money consuming.
But God go make am easy for all of us sha.  What stage are you at? It's tough building in Nigeria those artisans will reap you off but once you are in the builder thread on NL questioning every quotes they would sit up, but one thing I learn very fast is once it's a bad job, fire the person ASAP. Be ready to go to the market yourself with the artisan and price, haggle everything. E no easy |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 7:11pm On Oct 08, 2022 |
A mini Flat in Ijegun Ikotun 200k annual rent. Total Package 300k Zero eight one five 13 four 6 five 7 nine somehow: Nice one Be prepared to be available during the period, else the typical Nigerian builder will drain you.
Adverts:
600sqm Residential estate land available (Medorf Luxury Estate) at Ketu, Epe for ₦3.8m (On the Express Road)
600sqm Commercial estate land (The Wealthy place) available on the same road with Dangote Refinery (Opposite Ibeju-Lekki International trade center) for ₦25m (Opened to negotiation).
500sqm Residential estate land available besides Dangote proposed staff quarters (Treasure Gardens Estate), Ibeju-Lekki for ₦10.3m total package. (Opened to negotiation).
Call +2349025481130 for more details.
All lands are with good titles. |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 7:05pm On Oct 08, 2022 |
smi2021: Thanks �.. well it depends on your budget.. as you already know the prices are determined by the location n it's utilities, but look into between 800k and 5m for the outskirt of Lagos/ogun tates.. Outskirts is 10m and above depending on location |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 7:01pm On Oct 08, 2022 |
OkoAnike: Please kindly give details of how we can access this opportunity... Thanks Kindly contact cutehector he has spoken to the person that would help him process it or check my profile |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 6:36pm On Oct 08, 2022 |
Cutehector: i know about it Modah. I said i need someone to help process. Shey u get. Okay! I can recommend someone but cannot drop the details here. Drop ypur email it check my signature |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 6:35pm On Oct 08, 2022 |
smasher1: I have remitted in the past eleven years. Please how do I access this facility? Google FMBN |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 6:34pm On Oct 08, 2022 |
Just do a little Google research would Cutehector: i just need someone who can run it for me, thats all. Sometimes i can be so busy to pursue these things. |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 6:28pm On Oct 08, 2022 |
PAQ: Pls can a professional builder enlighten us on the pros and cons of using this kind of short roof against the humongous roofs used these days. it basically pocket friendly but not good during raining season. |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 6:25pm On Oct 08, 2022 |
Cutehector: do you know who can process this for me? If it's deducted from your salary, you can do it yourself and you have a the choose from any location. Firstly, find out if it's deducted from your salary then Google FMBN and download the form fill it and wait patiently for the next step. I am surprised you don't know about this. |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 6:21pm On Oct 08, 2022 |
Gratefulheart2: please will 3 coaches round a lintel be too high? It will be too much |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 6:19pm On Oct 08, 2022 |
As long as you have remitted in the first 6 months you registered you can access the fund, maximum fund is 7-15 million naira. pat077: how much must one contribute to be eligible to access such fund? The deduction is 2.5% from your BASIC PAY which is remitted to Federal Mortgage Bank of Nigeria (FMBN) called National Housing Scheme in your payslip. You could read about them online. |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 6:16pm On Oct 08, 2022 |
What's the bonds used for? gwanggaeto: We can supply you Bond and Paints to be used for your building project..
We are manufacturer of Bright Weather paints and Novo Multi purpose Glue |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 6:14pm On Oct 08, 2022 |
As long as you have remitted in the first 6 months you registered you can access the fund, maximum fund is 7-15 million naira. pat077: how much must one contribute to be eligible to access such fund? The deduction is 2.5% from your BASIC PAY which is remitted to Federal Mortgage Bank of Nigeria (FMBN) called National Housing Scheme in your payslip. You could read about them online. |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 6:07pm On Oct 08, 2022 |
Babaflenjor: Good luck bro, almost finish my own 3 bdr pictures?! |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 6:05pm On Oct 08, 2022 |
Stanislause94: hit me up for a contemporary house plan and construction Drop your mail? |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 6:05pm On Oct 08, 2022 |
NwokoloOwa: Hope the building plan has been approved. It's very very important-oo Another angle poo people miss when building |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 6:03pm On Oct 08, 2022 |
ravensckar: See as this thread dey sweet my belle. Na this kind thread we supposed dey see for front page not BB NAIJA rubbish. 
#Dodges_Slap. How are you doing? Have you heard from Bisola? |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 6:02pm On Oct 08, 2022 |
Olojuobinrin: Will keep following, maybe I should drop my estimations too , though I already completed the house it’s a 3bed will be moving in by December! please do so we can learn from you. |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 6:01pm On Oct 08, 2022 |
Borntosmoke: Boss can 10 miilion finish aam?? I have a friend having a project like this in mind too Yes but make it a 3 bedroom apartment ininstead |
Properties › Re: Journey To Building My Two Bedroom Apartment by QuinModah(f): 5:59pm On Oct 08, 2022 |
Caseywilliams: Following this thread bumber to number coz as God may have it.... I would love to start up our own family house if money enter...house rent this days dey give person hbp
Meanwhile ours is almost half plot... Four bedroom flat fit enter am according to survey plan. with National Housing Scheme, if you have remitted in the last 6 months you have access to 7-15 million max and payable in 30yrs. Kindly consult your HR for detailed information. |
Family › Re: Should I Leave Or Stay? by QuinModah(op): 5:56pm On Oct 08, 2022 |
culf: how much are you paying me for that? lol... 20k |
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Career › Should I Take Acca Or Cfa? by QuinModah(op): 3:52pm On Oct 03, 2022 |
SHOULD I TAKE ACCA OR CFA?
This is arguably the most asked career question this decade especially for people in finance, and as simple as the answer is, most people still end up jumping on the wrong professional course that is not exactly applicable to their career path.
LETS ANSWER IT: Whilst, both are globally recognized qualifications ,ACCA is geared more towards accountancy, Auditing, Tax consulting and Book keeping while CFA is more or less all about portfolio management and the processes surrounding it (equity research, fixed income research, economics etc).
1-OBJECTIVES:Someone who is interested in Accounting, Auditing, Tax consulting, Book keeping should go for ACCA. Someone who is interested in investment banking, portfolio management, equity research should go for CFA.
2- RECOGNITION: For those "japaing' it is important to check if the country you are migrating to recognize the certification you want to start. CFA is recognised in all 206 countries as it is one of the best finance courses in the world. ACCA is one of the oldest and best accounting course with recognition in 170+ countries ( as they claim on their website) it comes with certain limitations which are due to varying accounting and tax laws in different countries. Also ACCA is not accepted in USA. CFA is accepted in UK.
3- SCOPE: As mentioned above ACCA work profile include jobs related to mostly accounting and auditing, in the coming years with advanced technology and automation the accounting jobs are at risk and same is the case for some of the auditing jobs. CFA on the other hand gives you the ability to take better investment decisions both for the business and for an individual investor, even with automation or any upcoming technology, humans will be needed to take the final call.
4-SALARY: Backward looking jobs (accounting/ bookkeeping) pay the least, Forward looking jobs pay higher where you tend to work directly with the ( General manager/CEO/MD/ Investment advisor) . Average Salary of a new CFA graduate in Nigeria is N6M/annum, average Salary of new ACCA graduate is 3.5M/annum.
PS: My salary data is collated from 10 of my network with either ACCA or CFA.
On a side note, CFA is tougher than ACCA and would require much more commitment from your end. Hope this helps! |
Sports › Re: Bruno Lage Sacked As Wolves Head Coach by QuinModah(f): 10:08am On Oct 03, 2022 |
PSVITA: Why not snap the Pictures of the room!!! Let's see. You cam call the number or go there to inspect the apartment. Happy independence |