₦airaland Forum

Babyvet:
No it’s not, How one can work two full time jobs? It depends on your field but in nursing for example, it advised to work one full time job and then have another prn job somewhere else.

I'm saying even in the unlikely extreme that one could, you would STILL be better of with one job and overtime than two. The taxes are not better with two even of you have full time hours at two. And yes, I know two people with two full time jobs.

Dremca:
I even came across an information on this forum that require renters to provide co signer when renting an apartment. Is it applicable everywhere.

Yes, if you have a broken lease or little rental history.

Dremca:
Will a co signer be liable for a liability in the event of delinquency

Yes. That's why they are there.

Dremca:
Can a mortgage bank approve mortgage for more than one property at a time.

Answered previously. Yes, but good luck with that. You need A LOT of income, excellent credit and possibly a co-signer

Dremca:
As a founder or a founder/CEO of a company, I will be entitled to a salary just like every other employee in my company. I want to know how that salary will be taxed pending when dividend will be paid to share holders will include me being the founder/ceo

And this is where you need to hire an accounting firm. You will pay personal income tax as well as company tax if you do what you're planning. If you do what I suggested, you can file for company under your personal income tax and even claim losses and expenses. I never issued shares to anyone else because I didn't want/need to so I can't help you there.

HeavenlyBang:
Urgh, such a hassle. Any car with an air suspension is a hard pass for me, especially in Nigeria.

Funny enough, I've actually seen the balloon things being refilled by normal vulcanizer air pumps.

Whaaa....

GreekDon:
Good Morning Raduautoworks,
Hope the promo is still on. What is the cost of the entire hub assembly for 09 Accord?(Two front) and the shocks too(Front shocks).Seems our market is flooded with fake wheel bearings. You stock wheel hub that have untouched bearings?

Okay! That's a lot of stuff! What are the symptoms making you need all that stuff??

Monroe Ride control OESpectrum front Strut; Low Gas Charged Unit - Slow Strut Rod Extension N54,970 each in stock 1 year warranty. http://weblink.carquest.com/acl/?mfgName=MON&partNumber=72562


Front hub had to be brought in 6-10 day N20,440 each 6 month warranty http://weblink.carquest.com/acl/?mfgName=BRG&partNumber=930-006

Bearing in stock 6 month warranty N31,025 http://weblink.carquest.com/acl/?mfgName=BRG&partNumber=S-510095

Promo is still on till end of the month.

snipesdam:
Finally my Fuel Pump Gave on me yesterday. After getting set for church 6am open the gate drove out, i felt a slight jerk ignored i was already late for mass. Getting close to church i felt it again with loss of power and engine came back on. Shook my head entered church first and parked. After mass started my engine I couldn't drive up to 60km without jerking, I was rolling slow @ 40km. Once i stepped a little hard on the gas pedal power loss and disco lights on my dashboard. SMH

Got home brought out the other pump i had in my boot (though somewhat faulty) and replaced it same issue. i just screwed the cover back dropped the back seat on top it. Today i'll enter ikokwu to buy a new pump.

Just spend the money and buy a proper warrantied fuel pump from me

Precious231:
i bought 2010 liberty jeep after 2 months engine blown off, after replacement of engine no mechanic up till now can start the car. its over 3 months if there is anybody that can start this car in nigeria, i will appreciated it. nairalanders please help locate the right person thanks.here is my contact number.09032659577.

Umm.. what about the mechanic who replaced the engine?

Dremca:
Two or three at a time with one mortgage bank or more than mortgage bank.

All their systems to together so they can all see who you have mortgages with.

Dremca:
But can one still start with an S-Corp which is an LLC and later convert to C-Corp when looking towards expanding and seeking funding from venture capitalists.

IMHO, just just get a basic LLC. I'm a franchise owner and it suits us just fine. Worry about the rest later. I love that you're thinking big but one mistake and it's VERY hard to recover. Start simple and upgrade when you need to. You can do it online by yourself.

timifakay:
Igi ìwé!
Make I copy your Ibadan competition?
Just that he may derail this beautiful thread, but I'll post definitely paste this on any thread he creates.


This is a great thread, stumbled on it and just read through every post, really giving me second thoughts about this Nigeria we call a country...
Following.
Thumbs up to the numerous contributors.

Lol! I think he had enough. Funny thing is they are all in completely disparate fields. My last one was completed in 2013. Was going to add law but my husband and Papa don tire lol

stonemasonn:
Hmnnn I may decide relocating there ooo, I don’t know about jobs and cost of living though.

Houston is one of the few states booming when others struggle. Jobs galore. It's also a huge medical hub. Heads of state come there for treatment. What field are you in.

E.g. you can rent a 3 bed/2.5 bath upstairs/downstairs house in a decent neighborhood for$1,000-1,500 or buy one for under $100k

Good luck with that in Cali.

HeavenlyBang:
No C uses an air suspension AFAIK.

Well that explains why they don't "sit" then! Always wondered about that! Never occurred to look cause never had suspension issues in the C.

Another thing that makes E class more expensive to maintain. Mystery solved. Thanks!

Pic is husband's S doing the infamous "sit" earlier this year. Went through 3 Ladipo replacements at 80k a pop before we were fully set up SMH.

weyreypey:
Gazzuzz what have you been doing here without posting?

World domination

MrBigiman:
. Actually 1997 model C class MB. WDBHA23G5WA575457 Engine changed though to a similar type.

Thanks. It's actually a 1998 just so you know.

I've got Carquest or Delphi for 77k with one year warranties or Bosch for 98k. Delivery will be 6-10 days from Florida warehouse.

http://weblink.carquest.com/acl/?mfgName=FP&partNumber=67968

http://weblink.carquest.com/acl/?mfgName=FP&partNumber=69528

http://weblink.carquest.com/acl/?mfgName=FP&partNumber=E3287946

MrBigiman:
Do u have a guaranteed W202 C class fuel pump?, what's ur cost pls?

Please just tell me year and model or even better VIN. Our database is not fond of engine like Nigerians lol

HeavenlyBang:
Don't do it, bro. The SBC on that year range is shite, and the airmatic on the E500 is completely urgh. Buy a 2007 E350 if possible–though you still have to face balance shaft issues.

If you don't mind buying something other than Mercedes, why not a Lexus GS350?

That reminds me. Mercedes e and s class love to "sit". Something about their air suspensions can really piss you off once they start going wonky. Never had that problem with a C.

benedictgold:
Please What's your opinion.
Cos I want to take cost of maintenance into account.. It's no good if I get e350 2010 then I will start spending more on maintenance, if I can just get c300 2010 instead

As someone who has not been a single year of her life without ownership (even as a baby through my parents) if a Mercedes, an E class is nicer to own but also costs more to maintain. And we've had them all. C,e,s,clk,slk so i can talk and we keep all our cars or give them to family. My husband currently has an S that was my dad's and we also have an E.

stonemasonn:
Houston Has lots of black people I heard.

That's an understatement lol especially if you meet a black person on the sw side,flip a coin,they're probably Nigerian

Kenyag:
Hello,

He wasn't asked about his ties, since it is a fully funded scholarship, he provided the organization's statement of account which the VO requested for and mentioned that it would be verifed. The VO is with the 1-20, statement of account and passport.

Answer remains unchanged.

Kenyag:
Hello,

By set you mean he will be issued a Visa?

With this administration, I don't know what to tell you. If he had financial proof of ability to provide for himself and ties to Nigeria, normally it would be a given.

In case you're wondering where I'm getting my information from, I started on F1 (with no intention of naturalization. Was forced by parents to go to school overseas), worked as a graduate teaching and research assistant while on F1, acquired 5 degrees (three advanced) which I used to move on to H1 in various fields including education, petroleum, Auto and business & finance, progressed to Green card (after some drama and accidentally becoming illegal for a year which should have disqualified me and I had to fight the appeal), during that period owned a sole proprietorship and then an LLC, married an American and had children. So I pick and choose the questions I answer and only answer the ones where I KNOW what I'm talking about.

Been there done most of it lol

rinzaugustine:
How?

Scroll back up in threads. Detail was given

lillaowow:
You can also use [b]self lender [/b]to help build credit.

Your credit history, socre and matters a lot and counts towards your overall success in America.

You need to have credit (be in debt per say), a good one by that to be able to achieve "American dream" easily

When I bought my car, I could have paid fully for it but I got a good deal and a really low interest rate due to my credit.

I used the money for other pending business..

Yup with as low as $25 a month

Backfornow:
NV too bad.
There arent any colleagues that you would consider being friends with outside of work?
The thing with many Americans is that they are reserved and wary of strangers and tend to stick to their inner circle. They will open up to you but you most likely are going to have to make the first move.

GOD I love Texas! NV and CA sound depressing! I only go to CA on our annual family Disney/universal/Sea world trips. Texas has the food, the people, low cost of living. What's not to love?

Dremca:
Will the salary earned by founder/shareholder of a C-Corp be taxed just like is being taxed on S-Corp founder/shareholder's salary.

Depends on whether your pay yourself a salary or do owner equity draws.

Dremca:
Information is power. In the near future, I should be looking towards building a good credit score which I'll use to buy several vacation homes and rent out as an investment vehicle. Is it also possible to apply and get approved for mortgage for more than one vacation home or property maybe up to five at the same time.

Yes, with tip notch credit 800up and more importantly, income to show you can afford the multiple mortgages. Realistically, you'll be lucky to get two or three.

Dremca:
Information is power. In the near future, I should be looking towards building a good credit score which I'll use to buy several vacation homes and rent out as an investment vehicle. Is it also possible to apply and get approved for mortgage for more than one vacation home or property maybe up to five at the same time.

Yes, with tip notch credit 800up and more importantly, income to show you can afford the multiple mortgages.

Backfornow:
Mortgage companies look at 4 things...
1. Credit score- Are you paying bills on time, do you have negative reports filed against you? Debt to income ratio- How much debt do you have in relation to how much money you are bringing in ?
2. Income- Do you have enough income to make the payments?
3. Current Debt- How much? What kind, credit card vs student loan debt? Are you almost at the maximum amount of debt that was given to you?
4. Down payment percentage- How much can you make for a down payment.

https://www.discover.com/home-loans/blog/what-banks-look-at-when-approving-a-home-loan

What he said