₦airaland Forum

Backfornow:
I believe what she is referring to is hourly employees (not salary) who work more than their normal 40 hours a week are considered overtime. Overtime pay is 1.5x your regular pay. Because of this, you are now placed in a higher tax bracket.

Dremca:
Shed more light on C-Corporation and S-Corporation. From the information I got, S-Corp enjoy more tax privileges and its only open to PR/Citizens.

Kenyag:
Hello Friends,

My brother got a fellowship which is accompained with a fully funded scholarship for a master's programme.

After series of discussions, the VO mentioned that the 1-20 carried personal funds, which he clarifed that the organization would be responsible for paying that to the school and handed the Organization's Statement of account to the VO, who gave him a white paper placing his status on Administrative Processing.

What should he do as school resumes on the 26th? He mentioned that the VO also said school resumed on the 26th hence he will hear from them.

Any advice friends?

EgunMogaji:
It's okay. These things happen.

I once owned a lovely Mazda Miata that I loved. I was shattered when one of my automotive friends that I respected asked why I am driving "Hair Dresser" car.

I promptly sold the car.

Jakumo:
I know I must have mis-read the words of Egun Agba that I copied above.

Oga OP apologies for the digression, but as you know, to conform with the Nairaland Car Forum Unofficial Regulations, due homage MUST be paid to Egun Agba at all times, even when he has innocently offended Ogun the God of Iron, by wantonly DISSING my car live and before a global audience, committing a grievous misdemeanor which I am determined to forgive as early as the year 2020.

dancok:
yeah me too, i want to change my engine to 2.0, it came with 1.6,they have two strong engine which is 2.0 and 1.6,don't go for 1.8 engine, though i may be wrong sha.

Chelseafan1:
Yeah, factory fitted but the compressor that came with the car got spoilt at some point, so I replaced it which also got knocked last week, I also replaced Drier, replaced Evaporator then.

Chelseafan1:
Usage of AC is a must for me and whenever I engage the AC, It's too much load on the engine, the car will start vibrating seriously or the engine goes off completely

Chelseafan1:
Hopefully I'll be in Lagos next week. Thanks again.

mustydeen:
I have got one o.

She is a service Advisor, at an Autoshop where I work. Motomedics Aba


You will like her.

Babyvet:
If you an hourly employee, don't work too many hours at one job because uncle Sam will chop your check through taxes.

hammed71:
OK guys, students visa,h1b or eb3 which is best to migrate with to the us?

Babyvet:
Just leave it alone, I know what worked FOR ME , and are you telling me that bank does not what they are talking about?

Dremca:
At what point in time can one ask for a credit limit to be increased by the or is it automatically done by the bank

Dremca:
What minimum interest rate can be gotten by minting a high credit score.

Dremca:
Does the use of draft speed up credit score or is it only credit are that's needed.

Babyvet:
of course not, I have never had that happen. I don't use checks anyways and I have never overdrafted my account.

Dremca:
Its obvious operate on debt. Even when one has 20k in the account, he/she won't be eligle for a credit card. Can one whose source of income is business have millions in his/her account be eligble to have a credit card with a good credit at the same.

Dremca:
How about a new immigrants who wants to access/acquire these utilities, how can he/she access/acquire them without credit score.

Babyvet:
That part is incorrect , you mean secured credit cards.

Babyvet:
thats your opinion, I'm going with what my bank told me thats all. Took me only 6 months to get my first card with them , only had been with them for 6 months , most of my money went into my savings account.

GAZZUZZ:
We already escaped this prayer in the venza

Babyvet:
Yes it certainly did in MY CASE ,not all companies do this . I bank with boa. I called them because I was shocked, at the time I did not have another credit opened and they confirmed it to me .

Chelseafan1:
Radautoworks

I have owned this car for 6 years and it has really served me well over the years but the engine is weak, started emitting smoke, so sometimes in March, I had it ringed, I'm still not comfortable with the job done.

I'm ready to change the car to Tokumbo grade again. I have actually started and I've spent more than 400k on the car from March till now already.

It looks very good already but u want it scanned and get a new Toks engine that would make me enjoy the car till I can afford a new one.

I'm bringing it to Lagos, I don't wanna be scammed or given bad products, who can help me out, I was advised not to go to Ladipo or Itire on my own, I need a VW specialist who can handle my car and bring it back to life.

Dremca:
if I got you correctly, one has to use less than 30% of the credit limit given. Please list out the uses of this credit score. Someone said is used for getting a banking job, what are their other uses.

Dremca:
Please help educate us aspiring immigrant on how secured and unsecured credit and credit score work in lay man language.

Dremca:
Please help educate us aspiring immigrant on how secured and unsecured credit and credit score work in lay man language.

Babyvet:
Like I said credit history is very important, length of history also matters. You can still get denied even with high credit score if you don’t have a enough credit history. Build your credit but also your savings as well. I got my first credit card ( unsecured by the way) by having money in my saving account. I kept applying and they rejected multiplyed times and then one day they finally approved me. Some things help your credit more than others like paying off a credit card helped my credit better than paying off my car early.

Predstan:
I have a Question please. I actually got an admit to study Electrical Engineering MSc for Spring 2019 but I don't have any form of financial aid yet. I just would like to know if student Visa is also a good way to travel to the US and maybe blend into the system within few years.

What is it like to study in the US without financial aid. Is it possible to work and pay $4000 in Georgia by working if at all I get the out of state tuition I am pushing for?

Dremca:
Yea, you're right. I believe is less competitive in Nigeria but with the emergence of ecomerce store like jumia,
foreign influence played a big role in establishing the company. From workforce to funding, I really doubt if a company like jumia got their startup funding from a Nigerian bank. We all know the beaurocracy and the corrupt process of accessing a startup loan even with a collateral not talk of the epileptic power supply in the country.
All these deficiencies and more makes Nigeria unfavourable for startup to operate.