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RayRay06677's Posts

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Autos › Re: Total Cost Of Clearing A Vehicle In Nigeria by RayRay06677(m): 8:11am On Aug 08, 2021
oliverjiad:
clarion terminal is at alakija bus stop opposite festac bus stop by lasu badagary express road,currently there's a mad situation there all consignment on the last vessel that berth at timcan was transferred to the bonded terminal unknowingly to either agent or importer

Please u need to breason with your agent as the current situation is annoying

Jaid
Thanks buddie, my car arrived since 6/6/2021, was just worried. Agent even fraudulently asked for demurrage which was accepted but this clarion story started. I will exercise more patience as advise. Thanks again
Autos › Re: Total Cost Of Clearing A Vehicle In Nigeria by RayRay06677(m): 4:50pm On Aug 07, 2021
Please where is clarion terminal located and what's it's current state
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 4:21am On Aug 03, 2021
sentoms:
Mixta Real Estate Plc Commercial Paper

Mixta Real Estate PLC is offering up to N1.7billion Series 42 Commercial Paper under its N20 billion Commercial Paper Issuance Programme. Proceeds from the offer will be used to support short term funding requirements, please find more details below and kindly reach out to me ,if you are interested.

Adeolu - 08080250177

Issuer

Mixta Real Estate PLC Series: 42

Tenor: 270 days

Issuance Size: Up to N1.7bn

Discount Rate/ Upfront interest: 15.4942%
Implied Yield/ Interest@ maturity: 17.5000%

Offer Open Date: Monday, 2 August 2021

Offer Close Date: Tuesday, 10 August 2021

Issuer (Corporate) Rating: “A2” Short term by DataPro

“BBB-” Long term by DataPro

Minimum Subscription: N5 million


Mixta Africa is the real estate subsidiary of ARM Holding Company.

https://mixtafrica.com/

Don't miss this Investment opportunity.

Adeolu - 08080250177
How real is this opportunity
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 9:41am On Jul 31, 2021
Dear Customer,

We are pleased to inform you that we now have dedicated foreign exchange teller points at our branches nationwide for your FX needs, including PTA/BTA, international school fees payments, and more. Simply provide the required documentation and we’ll take care of the rest.

Here’s what you need to know:

1. For travel allowance, you’ll need a duly completed Form A, your International Passport, a valid visa, and a return ticket.

​​​​​​​2. Your PTA/BTA request will only be processed if:

You are 18 years and above, and you have a valid BVN
Your trip has a flight time of 5 hours and above.
You have not received up to $4,000 or its equivalent within the quarter
Your travel date is not more than 14 days from the date you purchase your PTA/BTA
3. For international school fees payments, you will need an official admission letter, school bill, and a duly completed Form A. Post-graduate students must also show their first degree certificate.

Visit any Union Bank branch today for all your FX needs! Click here to find the nearest branch

If you have any questions, please call UnionCare, our 24/7 Contact Centre on 07007007000 or email: customerservice@unionbankng.com.

Union Bank will never ask you for your PIN, Passwords, BVN, or ATM card details via calls or texts. When in doubt, please call 07007007000.
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 3:12pm On Jul 27, 2021
Akin3891:
I had a smooth one with dangote cement last year, though at a poor rate (5%).

Can one buy into this with Fbnquest? Ps. I doubt I can even meet up with the closing day, repatriating funds from Stanbic money market could be time consuming.
I noticed that not all investment houses were used, just check with them, last month fbnquest even floated one. Tomorrow is not late, keep pushing.

Last year, 5% was better than 2%
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 9:12pm On Jul 26, 2021
emmanuelewumi:
The next one is the third Wednesday in August, be prepared
Next big thing will happen in my life by 9th of September @ tbills maturity. Will unavoidably miss it again. The future is open. Thanks a million for carrying poor me along
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 5:15pm On Jul 26, 2021
freeman67:
Thanks, I wanted to more about the issuer and the issuing houses involved to see if there is anyone close enough and open to deal with. I now know it is just Chapel Hill Denham and The Coronation Marchant Bank itself that are handling it. Their rating is not bad. They also seem to be involved in most of the FG Bond and SUKUK these days.

So it's a good one.
Afrinvest sent to me
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 5:14pm On Jul 26, 2021
emmanuelewumi:
Commercial paper is not a gamble as such, very few companies can pass the rigour test of SEC before they can issue commercial papers.

MTN, Dangote Cement, Nigeria Brewery, Flour Mills, Lafarge Cement, makers of indomie noodles etc are credit worthy
I always keep taps on commercial papers as there are always higher than tbills. I always prefer bank related papers.
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 5:10pm On Jul 26, 2021
emmanuelewumi:
I got 13.25% in the last FG bonds auction in the primary market
Notice was too short For me and I didn't have cscs account, I was busy trying to get cscs account when it elapse but I am happy I have it now for future use so didn't regret it in all. That was a good deal from recent history. Thanks for the guidance. We keep moving no matter how small it is, every Kobo counts.
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 3:19pm On Jul 26, 2021
freeman67:
Thanks Chief.

But you can still make it more explicit to the house. The information not complete finish grin grin grin
Got that from investment house, its a commercial paper which is like Tbills but issued by cooperate organisation to raise fund just like govt do with Tbills. Always having tenor of less than 364 days and minimum of 5m, the rate here is 12.3% for 270 days which is awesome compared to recent history. Last week we had one for 11.56%. Basically commercial papers have been saving men since the slump of Tbills only problem it doesn't have a calendar so always keep cash in view for the kill. Apart from the gamble, I like this brand of investment. Company rating is very important though, I can't speak more on that as I lack basic authorization but I strongly believe that the authorities wouldn't let them float if not with potentials of paying back.
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m):
Long we saw this rate, catch up.

Every required info is on the attachment except you have specifics not touched then you can ask, the ogas will do justice to it

Crime › Re: Yahoo Boy Runs Mad In Aba, Fetish Items Found In His Car (Video) by RayRay06677(m): 4:52pm On Jul 25, 2021
If after yahoo plus all he can ride in is that thing I saw there then Yahoo plus is not worth doing. What's wrong with the lambos etc
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 12:40pm On Jul 15, 2021
skydiver01:
Take the info you need from it. I will not post NTB auction results again. The auction results information can be obtained from your bank or broker if you ask nicely. Will delete my post above to affirm my position.
Any reason for the above decision, will love to know how it impacts on your finances? If everyone witholds info at their disposal then we don't need to be here and that's injustice to new entrants.
Crime › Re: Four Women Arrested For Selling Donkey Meat In Edo (Photos) by RayRay06677(m): 8:16am On Jul 15, 2021
Lawyers: which law prohibit sale or eating of donkey and also clarify if that law permits the eating of pig, dog and even snake.
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 2:33am On Jul 15, 2021
Results for 14/7/2021 treasury bills auction? Stanbic got it right
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 5:23pm On Jul 07, 2021
PerfectMatchNG:
No
Can I invest then create account later
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 5:16pm On Jul 07, 2021
FGN savings bond: can I invest without CSCS account.
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 5:11am On Jul 03, 2021
Foodempire:
Bro, were you expecting your capital and didn't get it? Did your bank roll over your investment without notice? Kindly explain
I didn't have maturity due for the week, I got Intel that central bank is rolling over all maturity. If that's true then it calls for worry hence my quest to validate that info so I draft my next line of action.

So once more, did anybody get capital refund on Thursday after maturity?
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 7:02am On Jul 02, 2021
Can we conclude that nobody got capital back yesterday?
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 1:23pm On Jul 01, 2021
1pm, any one gotten capital on maturity?
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 9:33am On Jul 01, 2021
For those expecting maturity today, kindly do us a favour by stating when you get refund.
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 11:37am On Jun 30, 2021
Matured tbills for this year week are automatically rolled over, can we discuss and analyse the implications and reasons for that. Are we finally officially broke and might renegotiate the debt.
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 10:31pm On Jun 21, 2021
emmanuelewumi:
Secondary market. These are the offers sent to me this morning
Good evening sir, if one invest 50m for 2037 bond, how much will be his returns annually?
Thanks
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 9:17am On Jun 21, 2021
They are not telling the cost of refurbishing or maintenance of that house to keep the value at same price less a decayed house will decrease in value.

They are yet to tell you that some tenants can get you a jail term and if you use professional property manager then you will be losing money.

Man know thyself and do thyself no harm
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 1:24am On Jun 19, 2021
Hmmmm, read so many things about helping ladies here and erection versus broke, I use myself as a yard stick and will always state that no two persons are the same, what works for dangote might be your stumbling block.
For helping people, male or female, don't help because you want a thank you, as a matter of fact, help those that can't help you other than that, bargain for your expectations and that can't be termed help. Bid and pay, I dont help people I Bleep and if I help then I wouldn't Bleep, vice versa. For every help I know its a seed provided the help is going from area of higher concentration to lower concentration.
For erection and poverty, I noticed I was more randy when I was poor and restrain this days, reason being I used to do it free of charge then as they knew I had nothing but they expect financial blessings now and I think twice before engaging. Erection has nothing to do with money except its ashi you patronize, there are good girls that will spend on you if you have prospects, tolerate your excesses if you have potentials, are willing to build it with you provided you are promising but in all these, dont loose guide, learn the theory of shadows and keep them within reach, when your shadow stops following you when you turn back then know its never your shadow, move on before the shadow remove you. The future is always better if you plan your steps ahead.
A woman is a woman if only you know how to be a man.

Remember what works for A might never work for B
Man know thyself and choose thy path and stop copying others.
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 11:35am On Jun 17, 2021
May I share a little experience on why i like buying the best cars i can afford, those days when i was hustling on the streets. If you trek to a company or drive a rickety car, bros you will stand by the gate and follow all due processes at the mercy of gateman and even tips on top to allow you pass while your competitor will drive pass you with shouts of "open door for oga". meanwhile he is coming for same thing like you, just because he drives a good car. My very first car was highlander, e get why, to open business doors but people might think what's wrong with that jobless guy driving highlander back then.

If i can afford it, why not own it? if you have an investment to take care of it already, why not own it? i hate living lower than my sweat so therefore, my policy is that for every new (x)m naira i will get a car not more than 25%. Life is too short.

"man know thyself and do thyself no harm" that's for those that bother about security.
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 4:46am On Jun 14, 2021
LagosInter:
Why the furore and hullabaloo over nothing.

When you are asked of rates, you don't include processing and custody fees.

You only cite the surface rate.

Do you know that if you want to do holistic calculation, that true yield should be included as well?
Good morning sir, ok, but where are they getting the charges from?
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 10:10pm On Jun 13, 2021
LagosInter:
Why not also include cost of transport to the bank too?
I initially accept your rights on the subject matter but I wouldn't be doing others still learning like me.
where do the charges come from?

For us that are learning: you bring your capital, bank invest it for you, interest is paid, bank takes their cut called charges and the remaining interest after the charges is paid to your account.

When calculating simple interest, you include the total interest being net interest plus bank charges.

I pray we understand.
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 7:45pm On Jun 12, 2021
LagosInter:
Bank charges aren't added in checking rates.
Ok ooooooo
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 10:11pm On Jun 11, 2021
LagosInter:
It's slightly less than 9%. It's around 8.98%
Add bank charges, thank you
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 6:55pm On Jun 11, 2021
davit:
I just received the bank charges alerts. Was charged around 3,107 naira altogether
If your figure is correct then rate was 9.04%
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 5:18pm On Jun 11, 2021
davit:
Stanbic has debited me and returned the upfront payment. But I'm yet to get the TB Advice Notification email. Did 5m for 365 days and got upfront payment of about 449k. Anyone know what the rate could be with this?
Little above 9%, can't be specific on fraction as you didn't tell us the bank charges

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