Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 7:50am On Jun 08, 2021 |
emmanuelewumi: Very possible to get 13% yield in the secondary market for FG bonds Which is bid and which is offer, which will be multiplied with my capital, thanks |
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 5:57am On May 30, 2021 |
yazga: Boss man, I wouldn't tell you to relocate but make friends with them.
I was once living is a very crazy place where you had streets fights almost on a daily basis, police raid the street almost every blessed day, you have boys with no joy. I didn't have the money to move out but I was hoping I would one day, we had boys always lurking around the side of the compound smoking, drinking, gambling etc
One day, I was passing by and greeted them but the response I got was, you no dey see us for here, abi!, na so continue now, knowing the kind of person they are and the atrocities they have and could probably commit. I approach them and introduced myself and I requested what they had like to take, I spent 5k on the spot, the money was a pain in my pocket but I did it, do you know that money was like a protection money for myself and the entire compund.
I recall, one very cool Saturday evening, almost close to my house about 5mins walk, my bag was snatched from me. I headed straight to them and inform them about what happened, they said, "You will get it back for you". I headed home straight and felt disappointed.
After about 45mins I heard a neighbor rushing to me saying what have I done for those boys to be looking for me that they request they wanted to see me, I went to meet them, lo and behold! I was handed my bag and ask to confirm if the items are complete. Everything was COMPLETE, nothing missing, I made it a point of duty to make sure atleast a bottle of hot goes to the leader and if I am bouyant I make them feel real good.
After several years, I later met one of them at a market and he told me, it was because of your kind gesture towards us, your house was not robbed, none of your visitors were harrased, we made sure nothing happened to occupant of the house.
I went for a seminar where the flying Doctor was giving us a talk some years back and she said, "you see those boys in your area, you need them and they need you, help them form time to time" and she explained how they stole her phone and those boys in the area was able to get back her phone & brought it to her office.
I also could recall an Uncle who always buy drinks for the boys in the area anytime he decides to drink in the area, then, he would say, " it's protection drink, they cannot steal or touch any of my kids because of this single act am doing, nobody can or would want to harras my kids even within & outside this area". Always a good thing to do but "man know thyself" and always understand that "wisdom is knowing where to stop". Sometimes, that gift might make you vulnerable. |
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 3:04pm On May 28, 2021 |
emmanuelewumi: How many bank accounts, do you have?
Just trying to change the topic of discussion.
I have just 2
A personal accounts and a corporate account I have two(savings and current/salary) in zenith, one in union(savings, account popsy handed over to me) one in UBA(savings opened for scholarship fund from school days), one in stanbic(savings for Tbills) and three in first bank(savings, current and dorm) also have 6 joint accounts I have 100% control at first bank. Joint accounts are for my wife, kids and adopted sons/scholars. Please that doesn't mean I have millions in all of them oooo before I hear shout of audio, apart from children account the rest are not holding account but just transit points for investment. |
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 11:56am On May 04, 2021 |
maishai: The guy that pays #5000 for Heineken @ transcorp Hilton and the guy that pays #300 for the same Heineken @ a local bar are all getting their worth in the amount of money they spent...........it all depends on what's in all our minds initially....
If it were only the beer enjoyment one is after u can as well grow the grain and ferment the beer @ home yourself that way you won't spend a dine
Better still you can drive down to the factory and buy at ex-gate price take home and enjoy.......
This brings up something if u are a producer, u better know what u are selling as it may not be the product manufactured u are selling, it's probably concepts like convenience, prestige or utility u might be selling......
The richer one gets, the more he is ready to pay to enjoy concepts like speed , convenience, durability
Back to the discussion, yes someone earning 50k can definitely build, but u will never hear stuffs like stone coated roofs, premium interlocking pavement, marbled floors, weather resistant paint........... A utilitarian will be like what da Bleep is this dude talking about Understudy the 'law of contentment' and practice it, our lives will be much easier |
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 11:44am On May 04, 2021 |
Catfishing: Boss I'm currently in lag, decided to quit my civil servant job due to certain issue....please, I need your mentorship.. I'm in my early 20s, won't mind doing anything to be successful. Just don't compete with anybody, make money, any amount, spend less than u make, learn the law of contentment, save/invest the balance from your expenditure and grow your funds over a period of time. |
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 11:26pm On May 03, 2021 |
SeaTrade: Everyone's lifestyle is not the same, Reason why majority of you cant believe it is because of your unsupportive lifestyles that your rat race income can never meet up,so you end up blowing almost everything, have little savings,etc... So when you hear someone earning a tenth of what you earn yet achieving what you can't achieve,you freak out and become naively defensive. Make I give you breakdown on how una money take dey finish all you city boys. You get a 500k/month job(6m/yr), of course you have to keep up with the Jones as ahiboilandgas will say. You will now move from Surulere to Island as a bigger boy na,of course 1.5m of that income don go. You start toasting big women to Bleep bigman toto,each date costs you 50k cos you have to impress her na (maybe you buy champagne join),80k gone. Every weekend you and your happening guys go go club na and na whiskey (18yrs) una go drink ,another 60k goes.. Of course you'll buy car weh pass you na,as a bigger boy and na for company you dey service am,just to open book for your head cost 10k or 15k sometimes, Of course you love to attend weddings and owambe so you are a regular davidwej customer for suit or mai Atafo or seyivodi for native,na so that money dey deplete small small. You dey load card 4k weekly and buy 200gb data to use video call your big babe make e show you wetin e dey cook for you and sometimes show you her pussy and breast sometimes so that make your prick charge,you can imagine how much you spend on that. Truth beach club sabi you,unto big man weh you be na,all untop 500k ooo. How can I forget,you no longer eat bucks nor cook,all the kilimanjaro and jevenik branch for your city know you say you dey always cone chop 3k lunch and when going home you also buy dinner or eat shawarma,as a bigger boy,so it costs like 6k to feed your bone head daily,okay ooo  And before another salary comes,that 500k remain 40k and yet you want follow build house ooo and of course na that same standard you dey rent for lekki you go like build oo,when you check the least apartment na N20m,and your home and away savings na 3m after working for 5yrs on 500k salary, So of course I will argue too when I hear that 50k people are building houses  Be careful,be prudent if you want to make something out of your life,I don tell una. If you invite me for wedding,be rest assured I am coming in a Tshirt and jean with sneakers,and I didn't come to spray you money or join your sweet boy train,na free woman weh dey find marriage weh I come find to fùck,nothing else.And I look for these kind of women so that I no go spend  I use to live luxuriously,I know what it did to me so I correct myself very early.I drive very basic cars,all easy to maintain japanese cars,I don leave german for una big ballers  Just today I took my pickup truck for servicing,na 20k I spend and I come dey para die upon say na work motor weh go still yield that money tomorrow,yet I dey vex.Then imagine what a balling car that brings no income will take.  I see 2016 C300 for 3.5m(very clean!) like a month ago,I no gree buy ooo.It had a 500k fault,the owner no get 500k to fix am,that should tell you a lot about the fast lifestyle ooo brethren! I like my hilux jeje(I hardly drive the other one again sef) ,and funny enough all these girls weh dey find marriage upandan actually prefer guys with hilux cos they believe you are a productive man,So more free pussy for you my guys,and if you want milk these guys sef it's very easy because them go think say na for business you want put am,of course she go bleed for you so that make you use am dey build una future wealth 
What am I saying?It is possible to build a house of 8m on 50k salary overtime ,you just don't believe it cos of your lifestyle that always leaves you almost penniless at the end of the month upon your big income. He who has ears,better listen and adjust now that there is still time.  According to Pa Emma, rule number two, never exceed your income, never. 300 Heineken and 2000 Heineken na same alcoholic content. G wagon and Camry go reach V.I. from mainland almost same time except you are competing but for me, I only compete with my self. I set targets and pamper myself only when I cross a benchmark for "selah" the next phase. Just like 2019 and this year. I wasn't working when I built house from gifts and scalar hustling. Principle was saving 50% of whatever came my way blow the rest in a manner that kills the cravings so I can bullshit the cravings if it rear its head again. When I started building, I had less than 2m but before I finished, I had excess because people were impressed I even thought of building rather than buying the popular Benz 190 back then. Same way I am supporting two of my civil servant friends that are currently building, one is moving in next month.
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Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 8:25pm On May 03, 2021 |
afroxyz: Abeg leave all these people. They all know someone who has done it but havent done it themselves. Some are giving scenarios saying the wife's income would supplement, and even draw budget on monthly expenses as if those factors are cast in stone. That is how the richest woman in Africa would be going around churches giving motivational speech on how God opened her way and gave her oil wells, meanwhile those with their ears to the ground know how far.
Dont mistake the size of the entrace to a wasp's house for lack of depth. I said I did it when I was jobless, same thing that happened to me is what happens to low income earners that proves they are responsible |
Investment › Re: Mba Trading And Capital Investment Limited Is A Scam by RayRay06677(m): 8:26am On May 03, 2021 |
Petyprince: In bolded the guy love leading people to financial destruction.
You know you and i have being in battle regards to these types of investment!! Its called charisma, unsolicited followership and there is absolutely nothing I can do about it except suicide which is never an option where I reside. Next option is you the admirer and follower of my charismatic prowess to engage yourself in something productive as that will leave you with less time to be following me all over social media. Thanks and get engage this Monday morning, I am in my office right now trying to set a weeklong target, no distraction please. |
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 2:57pm On Apr 30, 2021 |
So many Nigerians are living better with the 50k and as a matter of fact some are even living with scalar source of income (street). So many are living poorly with 1m naira income monthly, seen them all. 2 of my close associates are civil servants on salary less than 150k per month but are currently building and some of my colleagues are earning minimum of 30m annually but still renting houses after 15yrs of service.
In summary, man know thyself and fit thyself, no straight rule. Testimony time, I built my first house when I was earning no known salary, infact I rejected some jobs because I knew I was better off on the streets picking than allowing people assume I am working. The same beer you drink at 2k a bottle, we drink at 300 naira a bottle and even justify why palmy is better than moet. life na choice, choose wisely. The more money you have, the more problem you accept. I drive a car that immediately I drive into workshop, I pay 15k consultation/inspection fee on top any other fee I will pay, changing of oil runs to over 75k and so on, my civil servant friend changes his oil with less than 10k. las las I may end up poorer. what matters is not what comes or goes out but what is retained and invested.
Income of 1m with expenditure of 950k versus income of 300k with expenditure of 150k, at retirement, Mr 300k will be richer and wiser. |
Investment › Re: MBA Forex Investors Protest In Port Harcourt by RayRay06677(m): 12:18pm On Apr 29, 2021 |
jabolo: You should sell it and distribute the proceeds to those naive ones you deceived into the Ponzi scheme either by your insincerity, or by your attacks on those telling the truth.
Else, karma will always follow you as you cruise this metal guilt-wagon. my poor brother, proceed might not mean I got more money from them, it simply meant I learnt lessons that is enabling me buy a car even when it wasn't in my plans for the year, it means what I played with is still what I can comfortable over look which is what I advised from onset. it means no regret and balling at my pace which the chief criers cant, if they think, lets see the car you are driving as at 2021. why are you guys expecting "dangote" to cry when he loses 5m naira, you can cry blood when you lose 500 naira but don't use that poverty stricken mentality to rate others. as long as nobody is crying to your hearing or if they do, address them, as I stated clearly that you play with what you can let go. In summary, I am afloat so cry your cry alone. I so meuvee Hire people to work for you as traders and gain percentage. How they do it, I don't know but I trust them. But recently I was told they delved into crypto to boost profit, all I care is interest at the end of every month, it might not be huge but enough to give the traders something to go home with. Your employees gain percentage from profits. |
Investment › Re: MBA Forex Investors Protest In Port Harcourt by RayRay06677(m): 5:56am On Apr 29, 2021 |
Whiteshield: After Maxwell taught you a bitter lesson, you have become a philosopher.  Shebi I told you that you were going to lose your money, but greed and gullibility did not allow you hear word. Always put a foot forward at a time, thanks for your concerns but I know poverty will make you want to cry more than the bereaved. We invested what we can comfortably let go and still didn't regret the attempt, like you said, I learnt multiple lessons that are beneficial to me going forward. Thanks and think more of yourself, I am always covered. Proceed of the ponzi, still being ferried. ETA on onne port is june. My brother, speak for yourself. Thanks
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Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 7:57pm On Apr 28, 2021 |
Adegokenath: go and buy land or house in ur home town stop investing in treasury bills or bond Nigeria will soon collapse and for those of you that have dollar account go and withdraw and invest in real estates, only God can save this country from collapsing This same assumption deprived me of attending NDA in the 90's. |
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 7:54pm On Apr 28, 2021 |
emmanuelewumi: 500k for old houses of 40 years, newly built houses are 800k and above 1990 TO 2020 IS 30YRS, LIFE IS TOO SHORT. GOOD FOR THE YOUNG STARS, EXCEPT YOU WANT TO KEEP THOSE STUFFS FOR YOUR KIDS. GOOD LUCK THOUGH |
Investment › Re: MBA Forex Investors Protest In Port Harcourt by RayRay06677(m): 7:50pm On Apr 28, 2021 |
Whiteshield: Let me help you call them
DrAkpa, Coolangel54, Captainking, Aremso, meshzhi dhappyking firstworld TheWatchDog sholey4love RayRay06677
RosyIsBlessed, come and dance for us. 
Tope777 the disgraced backslider was their prayer warrior then.
The only person I salute is airsaylongcom AKA airsaylongcome. He gathered the empty heads of the greedy, gullible thieves together and helped Maxwell in swindling them very well.  THE WORLD IS WAR |
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 2:59pm On Apr 28, 2021 |
emmanuelewumi: Income generating assets will always be repriced. Some Investments are currently giving income that are 400% higher than what they gave me 12 years ago.
House rent of N5000 per annum in some parts of Lagos in 1990 is now N500,000 per annum
Always good to save and invest.
We save for the raining days and invest for the stormy years In some cases, tell us that the original investor is not the one benefitting and the amount sunk into maintaining and remodeling to meet up today's concept and all the down time associated with that building since inception. |
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 4:32pm On Apr 11, 2021 |
Lazyyouth4u: My oga na banter we just dey banter that yesterday. Na some people wey get ulterior motives carry the whole matter for their head .
I no really like or understand why you enter that forex scam but I actually agree with a lot of things you say here.
Happy Sunday! Went to learn which I did and still learning but in all I have been lucky and very promising. |
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 9:21am On Apr 11, 2021 |
Lazy and ahib, I no happy at all. One person must display maturing and avoid and ignore the other. No tangible price in sight and will never be. You guys didn't notice how I muted my forex scam ànd we moved. |
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 12:31pm On Apr 07, 2021 |
A man that gets roi on his bonds and other financial investment and does nothing afterwards, is he an employee or entrepreneur? |
Politics › Re: Ibom Deep Sea Port, $1.4bn Fertilizer Plant To Change Akwa Ibom’s Status by RayRay06677(m): 11:43am On Apr 06, 2021 |
Ilaumoh: correction : Ibaka not Ibom deep seaport .. These two as different location and management Same project, just change in location into the propose industrial zone hence the name change |
Politics › Re: DHQ Reacts To Report Of Soldiers Arrested By Sunday Igboho by RayRay06677(m): 7:01am On Mar 21, 2021 |
air force personnel working together with a renowned impostor, to what end. with the lies DHQ dished out during endsars tribunal. why are we bothered about their capabilities. |
Autos › Re: Unlimited Free Carfax Autocheck Vehicle History Report by RayRay06677(m): 8:19am On Mar 18, 2021 |
good initiative |
Investment › Re: Bara Finance. Legit Or Scam? Share Experiences by RayRay06677(m): 7:58pm On Mar 15, 2021 |
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Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 12:03pm On Mar 15, 2021 |
Biafran4life: Since you have used it.I have not. I will like to find out something from you 1.How many panel and size are you using 2What appliances is this capacity covering for you 3what duration does it last or supply power 4.What is the total cost both for installation and gadgets 5How long have you been using it. 6What is the maintenance cost Please this is just to know whether to switch from generator. I started using it in 2015, cost was 900k. 3.5kva. 8panels but can't be specific on size, 4 200AH batteries. TV and accessories, deep freezer 10hrs daily from 7am to 5pm. fans and lights. it supports 24/7. on maintenance, I changed the charge controller, bought a new board for inverter after thunder burst the original, fortified the earthing after that event and it has never repeat. I bought surge controller. no other expenditure/cost |
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 9:46am On Mar 15, 2021*. Modified: 10:06am On Mar 15, 2021 |
Some banks are on solar now, FCMB Eket branch in the long run, solar usage is very profitable economically. like that bank that max during the day and minimal usage at night, if properly managed will be more profitable than public power source. over 6years I have used solar and I wish to share the good news, its better than any other source in Nigeria, before then I spent 14k monthly for NEPA plus gen but now with my meter, I spent less than 1k in a month and only uses gen to pump water. you can help me calculate the six years cost then compare with the cost of solar system.
years to come, fuel will phase out. the electric car will start having tokumbo and we will switch lanes. |
Investment › Re: Bara Finance. Legit Or Scam? Share Experiences by RayRay06677(m): 9:04am On Mar 15, 2021 |
Actually insane how some people wish to be lord over their superior. You sat at your palace and order people to divulge sensitive information to you, abeg as what again. Just because you created a WhatsApp group. I was removed long ago because I refused to send my investment details to him, now that he is going haywire on this scheme I just pray its not with ulterior motive as this is still our belove Nigeria.
Please some other person should create a Democratic WhatsApp group were we can share solution to our plight. Adminship is now a source of arrogance and is not welcome. The betanurse guy should come down from the high horse of adminship. If at all that must be done he should set the tone by displaying his own on the group and not asking for sensitive information. |
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 5:33pm On Mar 09, 2021 |
emmasoft: Always safer to go with the bank's rate Good thing to do but what if the bank doesn't trade? Let him stay between 5%-7% |
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 3:39pm On Feb 20, 2021 |
emmanuelewumi: Please what is the difference between a rich man and a wealthy man? A rich man is a man with great fortunes and great problems to solve while a wealthy man is a man with great fortune and less problem to solve |
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 5:27pm On Feb 18, 2021 |
emmanuelewumi: If you have good money, 10% and above is very possible. Sir, how much is good money? |
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 5:20pm On Feb 18, 2021 |
ahiboilandgas: Man Commits Suicide After Investing Sister's N50 Million In MBA Forex If true, he deserves to die. you can only take risk with your money and not more than 20% of your foundation capital in which you can comfortably over look in cases of unforeseen circumstances that can occur in any other biz. Investing someone's money is criminal. Why did the sister leave such an amount with someone that doesn't have such an amount, tempt not the lord thy god. if you have billions then you can joke with 50m and the person wouldn't go as far as committing suicide in an event of any miscarriage. |
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 12:38pm On Feb 17, 2021 |
me and my wife cant work same time, she worked and I was a house husband, I found a better job, she resigned and became a house wife, few years I will retire then she starts any business of her choice while I return to house husband.
if my wife sees a paying job that pays more than what I make today, I will resign so she works. I do enjoy staying at home and control the ATM especially now that I have what to fall back to. My kids has never attended school lessons, dot 2pm the car is at the gate for pick up. I pity kids who stay till 5pm just because the parents are both working. I asked the proprietor what they teach after school that they cant teach during school hours and he told me parents demand for it because of their job. Do we ever think of the impact on kids and their future, I CANT LEAVE MY KIDS FOR STRANGER. |
Investment › Re: Treasury Bills In Nigeria by RayRay06677(m): 10:42am On Feb 17, 2021*. Modified: 11:47am On Feb 17, 2021 |
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Crime › Re: Obinwanne Okeke (Invictus Obi) Sentenced To 10 Years In Prison by RayRay06677(m): 4:27am On Feb 17, 2021 |
Fair deal, he is 33 plus 10, at 43 he is still a young man with left overs to start with. He can comfortably come to Nigeria and contest for senatorial seat like his colleagues are in our national assembly and executive arm of govt. |