₦airaland Forum

I think its time to move some part of funds to Equity Funds.

what do you think?

remember this:
https://nairametrics.com/5-nigerian-mutual-funds-beat-market-2017/


Fund Name: Stanbic IBTC Nigerian Equity Fund
Asset Allocation: Min 75% Equities Max 25% Fixed Income
Guarantee: None
Handling Charges: 2% of redemption proceeds (if investments are redeemed within the first three months)
Investment Horizon: Long-term
Investment Objective: Capital appreciation
Minimum Investment: NGN 50,000.00
Nominal Value: N1,000.00
Redemption: Within 5 working days
Restricted Investment: None
Risk: Investors with High Risk Appetite
Subsequent Investment : NGN 20,000.00

IHelp:
I think FG want more people to embrace the savings bond. This month offer was 2yrs - 10.75% per annum and 3yrs - 11.75% per annum.

Treasury bills is still more favourable than that bond even at 10%.

why?
when you get your interest upfront, you can reinvest for more profits. But the bond pays interest every 3 months which will only be a fraction of what treasury bill holder gets upfront.

the only other option right now is EQUITY FUNDS

For a bank that shares its losses with shareholders but not its profits, i wonder how the ratings were determined.

Cromagnon:
we pay more for chicken than imported one
protection will not allow us to innovate
it will only continue increase price cos there is no competition
who suffers
the consumer

i repeat protectionism is always a bad idea
ua just subsidising mediocrity and failure and making some rich that don't deserve it

hmm..
importation of almost everything was banned in china for many years while they were developing... See them now.

importation of many thing is banned in North Korea.. Now the world is begging them.

LAST christmas, a 3 months old broiler sold for maximum of 1500 in warri!
that's something you cannot go out and buy at 2k easily right now.

You know why?

there were too many sellers!!!

our poultry industry is growing, now price will gradually come down because every one wants to sell their products to avoid losses...

that my oga, is what ban brings to an economy. GROWTH.

I saw one new poultry being built near a suya slaughter house last month...

makashava:
Diamond bank Just de fall my hand na we ooo.

with 33billion Japaul bad loan hanging on their neck ; what do you expect naa?

Some facts ;

dangcem:
PAT 2017 - 204 BILLION
Outstanding shares - 17 billion

nestle :
PAT 2017 - 33 BILLION
Outstanding shares - 750 million

SEPLAT !
PAT 2017 - 81 BILLION
Outstanding shares - 588 million

seplat has more potential price movement and better dividend than the others.. And possibility of bonus in the near future.

in the short term, oando money is tired of cueing at hope and is looking for sure platforms to land.

please conduct proper due dilligence.
happy investing/trading(G)

GeeString:
I won't go into any long sermon on this I'll just speak from personal experience.

No Nigerian woman is worth the trouble ahead. Infidelity is a serious Nigerian girl issue and it won't leave after marriage rather it will only get worse since her lifelong ambition has been fulfilled and she is now at peace.

Nigerian girls are materialistic and selfish. They do not truly understand the term "love".

Every Nigerian girl 25 & above has engaged in prostitution of some sort be it openly or 'coded'. There are corporate oloshos now sef. By prostitution I mean sleeping with a man for financial gain.

They are just not worth it.

I seriously doubt if I'll ever get married to a Nigerian girl. I'll have two kids from 2 different women & that's it.




Quote me & bash me but kindly produce counter-points or disprove my points while you do so. Oh & lest I forget I have no sisters & my mom is late too.
Goodnight.

brutal truth!
my mom and sister are all included!

Morbeta11:
Came to Lagos with 1000k and 300 left after paying for my attachment seat in Akporoka Mercedes Benz Luxurious bus few years but after university education....fast forward. Today an employer of labour and pays salaries of more than 18 basic staffers not to talk of those on commission and contracts. Office in Vgc and modest And reliable Real Estate and Construction Company. Till date I have Never set my eyes on crude oil not to talk of eating one kobo from it.

Buhari!
what class of people work from 7am to 10pm a boutiques and super stores accross Nigeria?

A - Old
B - Youth
C - children

I hope youths will come out and vote this time .. Not come out and do thugery for the agbero leaders

given that:

* STERLNBANK Declares N8.52bn PAT
in 2017 Audited Results; Proposes
2kobo Final Dividend,(SP:N1.70k)

* FCMB Declares N9.41bn Profit in
2017 Audited Results, (SP:N2.38k)

is sterlin likely to play catch-up?

CO1:COM Brent Crude (ICE) USD/bbl. 73.23 -0.55 -0.75%

enochogaga:
..
Is a good one but not up to 3.2kva

my gen produces low current. what could be the problem? (i have been changing AvR and even used a diode over the last 3 years)

feelamong:
@PeterLBrandt
18h18 hours ago

Very unfortunate that a new generation of traders completely misunderstand charting. Charting does not provide predictions. Rather, it can:

1.) suggest possibilities, and;

2.) identify asymmetrical R/r trades.

PERIOD

i remain humble Sir!

Mpeace:
Pls when is Mr. Bull coming. That is all I want to know, not all this gambling argument that does not make any difference. #stopthedistraction

it is not a distraction.

it is a gentle reminder that one should do due dilligence before putting money in the stock market as investment; otherwise S/he will just be TRADING/GAMBLING.
(taking risk with hope: according to Agba's dictionary)

YOUNGELDER1:
I thought TB is from 1M above ?

nope..its from 100k and above. first bank & stanbic ibtc are sure.

Hotzone:
After all these hustle, Bubu will still call u lazy pikin!
Chai, Bubu y?

don't mind that Buhari bloody civilian!
Millions of Nigerian youths are working for even Mtn and are paid 20k and less!

Imagine cleaners earning 8k per month!

And you call youths lazy? Buhari.. You will learn in your crave.

NnamdiN:
this one na the negatives na, we talking about the positives. No woman(romantically involved)has ever done something that awed me.

The club gets lonely at times

I'm "orrite" o, it's always been one-sided for me. I'm either in and she's not or vice versa, if I'm not in, no thrill comes from whatever she does. It'll feel good if we were both in and then she does something that literally makes me blush, you know that tingly feeling

over confidence dey worry me boss I dey alright for every other side except the love side. Love based relationships don't just work with me
I know the problem but the solution is impossible

imaima ayam coming over. Wait for me for plaza

then it's time to marry; then you can date your wife (who is a woman then).

Dating all these girls is the problem. They all want to sell to the highest bidder or the one that scores goal somehow.
Loving girls is a death trap. Care for them til you marry them. Then you can love your wife.

Yayira:
If trading stocks is gambling then everything that involves buying and selling is equally a gamble..


Had to go and dig this out. @RealityShot please read this

A share of common stock is ownership in a company. It entitles the holder to a claim on assets as well as a fraction of the profits that the company generates. Too often, investors think of shares as simply a trading vehicle, and they forget that stock represents the ownership of a company.


In the stock market, investors are constantly trying to assess the profit that will be left over for shareholders. This is why stock prices fluctuate. The outlook for business conditions is always changing, and so are the future earnings of a company.

Assessing the value of a company isn't an easy practice. There are so many variables involved that the short-term price movements appear to be random (academics call this the Random Walk Theory); however, over the long term, a company is supposed to be worth the present value of the profits it will make. In the short term, a company can survive without profits because of the expectations of future earnings, but no company can fool investors forever—eventually, a company's stock price can be expected to show the true value of the firm.

Gambling, on the contrary, is a zero-sum game. It merely takes money from a loser and gives it to a winner. No value is ever created. By investing, we increase the overall wealth of an economy. As companies compete, they increase productivity and develop products that can make our lives better. Don't confuse investing and creating wealth with gambling's zero-sum game.

That is not what I wrote about.

locodemy:
when one is sure of corporate governance,bonus and dividend,it is an investment and if not sure of all these,i will say its gambling.I invested in zenith for returns and invested in japaul for baba ijebu returns.
Note:Gambling stocks gives quick money than the other.

I like this guy!
Confirm!

laudate:
Soft loans? Who did they provide those soft loans, to? Ghosts or aliens??

Northern RICE farmers.. Who are packaging local rice as imported!

No soft loan for cocoa farmers of palm farmers....

Femi Adesina In damage control mode.. Lol..
It's very tough to work for a "not so intelligent" boss.
Sorry femoo.. We will try and end it next year, if you like

NnamdiN:
Nothing o. I've never been lucky with any woman. Poor me

rich you my friend.

When a girl will go and get pregnant for you because of "love", you will know it's better not to be loved!

It gets worse, when a girl will over you and go and sleep with another man and get pregnant and tell you that you should marry her because it's you that she loves:Chai...!

Love of a girl is a stupid thing.

Agbalowomeri:
Even at that it is not gambling. Those who trade with TA have a system. I doubt if gambling has one

OK.
Let's agree to disagree.
Thank you.

Agbalowomeri:
Well you did not highlight TRADING

Hmm...
I dont think I spoke about anything else there.

Calebbold:
I disagree with you bro. If you understand and follow the rules, it could be a gold mine.

oya state the rules in Stock trading.

emmanuelewumi:
Not gambling. Treasury Bills people think stock market is a casino

Kai.. Boss, you too? I comment my reserve because it's you.

kolaish:
With due respect, but it is unfortunate that you have wasted your time reading all these while. You may as well call all investors and those that are managing all the companies/industries in the Nigeria Stock Exchange gamblers or Baba Ijebu. Thereafter you can refer to the New York Stock Exchange and all exchange in the world as Gambling Plaza.

The truth be told, investing in the stock exchange means that you become a shareholder of a holding entity/company. Think of being a shareholder in Nestle, Unilever, Zenith etc. The NSE will remain a gambling site for you if you do not know what you are doing.

Wow!
Great write up.

NOW go back and read my post again: this time please use a dictionary, it will help you.

This thread is better than a novel! Been catching up from page 3443 since morning.
One thing is clear. Stock trading is gambling.

What are they investigating? Court for what?
Cut the guy thing and let him bleed to death on live TV!

Millions of Nigerians will kill to get an immigration job. This one had it with deputy rank and still needs to dupe People... It's in the blood! AWON Warre science student

VeeVeeMyLuv:
Guy can do better than these aboki obioma (tailor) that can collect nearly up-to 1k for Realigning disorganising amending people's clothes.

Business idea.

sewing machine is it free?

neeyeesky:
I dont blame you my brother from d yeast. Ndi ara

So you are a brother to a mad person,
Now I understand!