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Rubyjade's Posts

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Family › Re: My Cousin Who Got Married Last Year July Is Actually Thinking Of Leaving by Rubyjade: 12:19pm On Mar 13, 2022
dominique:
How come the wife's kidneys are a biological match but none of his family members are? Not even one? None of his family wants to sacrifice their kidneys they now wants to force the wife to do it. Would they allow their own son to surrender one of his kidneys for his wife?
Help me ask them o
Family › Re: My Cousin Who Got Married Last Year July Is Actually Thinking Of Leaving by Rubyjade: 12:11pm On Mar 13, 2022
shocked
kapelvej:
you said it all. People that truly love are most of the time not appreciated. Ioved my spouse with all my heart. Been married for 10 years, she has been treating me like toilet paper. Just waiting for my first child to hit 18. Even my children are tired of their mother
Family › Re: My Cousin Who Got Married Last Year July Is Actually Thinking Of Leaving by Rubyjade: 12:11pm On Mar 13, 2022
MrHyde:
We overate the expectations of marriage, you cannot force your partner to donate or give to you that which they do not want to give for reasons best know to them. She didn't force her husband to partly train her in school. People need to understand that giving without expectation is bliss. The family of the man should try to get him a donor and treat his disease, if he decides to continue with the marriage afterwards, that's fine otherwise he moves on. There is no guarantee that he wouldn't cheat on her or even divorce her in the future if she donates her kidney to him.
Reduce your expectations from your partner and build yourself, that's marriage.
Why get married?
Family › Re: My Cousin Who Got Married Last Year July Is Actually Thinking Of Leaving by Rubyjade: 12:07pm On Mar 13, 2022
Nonexisting:
My brother, those that haven't experienced their wickedness and betrayal first hand will not understand you. I am a living witness to that. I loved a woman to the extent that people around us kept saying that she could be my sister in our previous world but what did I get out of it? She is alive today and still begging me for her evils but I've kept telling her that forgiveness is of God. Nemesis has somehow caught up with her now but I told her it must be from another evil she did elsewhere because I have no grudges against her.
What happened?
Family › Re: My Cousin Who Got Married Last Year July Is Actually Thinking Of Leaving by Rubyjade: 12:06pm On Mar 13, 2022
shocked
guru90:
I was thinking all this leaving after marriage is just film to me....

One man I knew very well married last year .. got separated this January 2022.....

I mad oooh

I pray that I find better wife ....
Marriage scared me
Family › Re: My Cousin Who Got Married Last Year July Is Actually Thinking Of Leaving by Rubyjade: 12:05pm On Mar 13, 2022
Biglittlelois:
His family are not willing to volunteer to donate a kidney why?
Good question, probably they even know he had this issues and supported him in sponsoring the lady in school
Family › Re: My Cousin Who Got Married Last Year July Is Actually Thinking Of Leaving by Rubyjade: 12:03pm On Mar 13, 2022
This is scary
OreoPaschal:
Well, nobody is worth dying for. 12years ago, my elder sister suffered the same faith. Her husband divorced her, and the marriage was nullified. Sadly, she died 2years after. And the husband remarried. This is someone she dated for over 7years before marrying him.
In as much as I am a lover of love and sacrifice, this is a risky venture. I would advise they seek alternative donor, and if they insist she must donate. She should divorce the husband, and move on with her life. The husband's family won't allow the son to donate if the reverse was her case.

Na Mumu, dey die because of love! grin grin grin
Romance › Re: What Occupation Would Make You Not Date Or Marry Someone by Rubyjade(op): 11:56am On Mar 13, 2022
Hamzashaf99:
Pathological liars and thieves. Or you have to learn to be one to survive and excel there.
Not really attractive if you want to be God fearing
true
Romance › Re: If You Earning $200 And You Married, Let's Talk by Rubyjade(op): 11:56am On Mar 13, 2022
cheesy
africonn:
Lie, less than 10% perc of the population actually Smells this monthly. So the rest should go Bleep themselves b4 no money
Phones › Re: What Are Your Top 3 Most Used Apps? by Rubyjade(op): 11:54am On Mar 13, 2022
Jirilistic:
Go to the emulator settings then select controls after that tap "edit control layout "
what's this?
Family › Re: How Do You Manage Energy Consumption At Home? by Rubyjade: 11:50am On Mar 13, 2022
chukwuibuipob:
sad no more BIG MANISM.Once freezer is frozen,switch it off.Buy thermocool inverter/energy saving freezer and experience peace of mind
Almost all my electrical appliances are solar
AC
Fridge
Bulb
Washing machine
Family › Re: How Do You Manage Energy Consumption At Home? by Rubyjade: 11:49am On Mar 13, 2022
The bolded "at all at all na I'm bad pass"
mandate12:
All through yesterday n the day before, there was was power outage and it rained too yest. No sun, power reserve almost depleted caus my solar system didnt get energy from sun. Solar is not 100% reliable but its cool
Power it with your plant for at least 2 hours.
Family › Re: How Do You Manage Energy Consumption At Home? by Rubyjade: 11:48am On Mar 13, 2022
Calmdancer21:
There is no longer a subsidy on power it now sells @56.4 Per KWh is not funny for those who use most of this recent meter bear in mind that the weather is very hot. I have bought light of 26k this March, I am just praying this will last till the end of the month.
The only up side is that we have light up to 20hrs a day.
But since price of electricity keeps going up, I am more and more pushed to think of bypassing because I am looking at an average of 40k per month on electricity.
Another option is solar but I think that will be best if I do it in my own house not rented
You can do it now or are you comfortable paying 40k monthly?
Family › Re: How Do You Manage Energy Consumption At Home? by Rubyjade: 11:46am On Mar 13, 2022
sasview:
Considering this option, I only need a testament that it is viable and reliable alternative, currently I spend average of 40k per month on prepaid with all caution to limit consumption and mostly not at home during the day.
What? If you do 40*12=480k that should get you 2.5kva with at least 2 batteries plus energy saving bulbs.
Family › Re: How Do You Manage Energy Consumption At Home? by Rubyjade: 11:43am On Mar 13, 2022
Solar Energy is the best!!!!
No noise
No abnormal billing
No repairs or maintenance
Family › Re: Domestic Violence Is An Accepted Nigerian Epidemic by Rubyjade: 11:41am On Mar 13, 2022
BluntTheApostle:
For as long as you continue to fixate on physical abuse, domestic violence is going nowhere soon.

Domestic violence includes:

1. Physical (typically used by men)

2. Verbal (typically used by women)

3. Financial (both genders are capable)

4. Emotional (both genders are capable)

5. Psychological (both genders are capable).

You can't reduce domestic violence by fixating on reducing physical abuse.

Emotional abuse is even worse because it is subtle, and the victim may not know that they are being abused.

If you as a woman are a chronic nag who resorts to hurtful words to hurt her husband, if he hits you, do not think he is the only one guilty of domestic violence. You both are guilty.

I have tried to sanitize society the best I could, but seems like you people just want to play a gender blame game, instead of tackling the malaise head-on.
shocked
Family › Re: Domestic Violence Is An Accepted Nigerian Epidemic by Rubyjade: 11:37am On Mar 13, 2022
Aystarz:
Haa make mumu like that just listen to Nigeriainfo's Saturday's edition of 'Relationship360' and hear the story of a man who got more than he bargained for in marriage.

The podcast should be on the radio station.
By Onyinyechi and Barr Olumide
Family › Re: My Cousin Who Got Married Last Year July Is Actually Thinking Of Leaving by Rubyjade: 10:26am On Mar 13, 2022
bobbybrown007:
I have two healthy kidneys giving out one won't be a bad thing, but will give it out at a right price.
Let's talk via DM
Family › Re: Domestic Violence Is An Accepted Nigerian Epidemic by Rubyjade: 7:45am On Mar 13, 2022
Klass99:
Go to hospital and insert what please? Lol grin. QuinModah pls educate me, what should we insert? Sorry about your friend o, I imagine she is doing better now.
Contraceptive na cheesy
Family › Re: Domestic Violence Is An Accepted Nigerian Epidemic by Rubyjade: 7:42am On Mar 13, 2022
Kobojunkie:
I was myself in such a home and my brain is not that way so, I suggest we stick to facts and not supposition. undecided
How long were in the home?
Family › Re: Domestic Violence Is An Accepted Nigerian Epidemic by Rubyjade: 7:41am On Mar 13, 2022
Stockholm syndrome is a condition which causes hostages to develop a psychological alliance with their captors during captivity. These alliances result from a bond formed between captor and captives during intimate time together, but they are generally considered irrational in light of the danger or risk endured by the victims.

This term was first used by the media in 1973 when four hostages were taken during a bank robbery in Stockholm, Sweden. The hostages defended their captors after being released and would not agree to testify in court against them. Stockholm syndrome is paradoxical because the sympathetic sentiments that captives feel towards their captors are the opposite of the fear and disdain which an onlooker might feel towards the captors.

There are four key components that characterize Stockholm syndrome:

-A hostage's development of positive feelings towards the captor
-No previous relationship between hostage and captor
-A refusal by hostages to cooperate with police forces and other government authorities
-A hostage's belief in the humanity of the captor because they cease to perceive the captor as a threat when the victim holds the same values as the aggressor
Stockholm syndrome is a "contested illness" due to doubt about the legitimacy of the condition. It has also come to describe the reactions of some abuse victims beyond the context of kidnappings or hostage-taking. Actions and attitudes similar to those suffering from Stockholm syndrome have also been found in victims of sexual abuse, human trafficking, terror, and political and religious oppression.
VeeVeeMyLuv:
Their parents character pattern or behavior is the only & best thing their brain can think of.

How can a man and a woman feel it is perfect to deck each other to the point of coma? No b juju b that? grin
Abeg no b with clear eye, one damaged Gene must be responsible.
Some women feel if he doesn't hot her, he doesn't love her
Romance › Re: Why I Avoid Single Lady's by Rubyjade: 7:33am On Mar 13, 2022
blackparadise:
what happen.rubyjade you want insult me oya now
.
I ain't got time for that
Romance › Re: Men At The Receiving End By Puritydayo by Rubyjade(op): 7:02am On Mar 13, 2022
undecided
otipoju:
Na men dey cause am. Most Nigerian men will kill other men because of woman. Na so so sex sex full their head.

A reasonable man will take the girl on a date, still sleep with her but will employ the person that will add value to his business.
Nairaland General › Re: Share Your Betrayal Experience by Rubyjade(op): 6:56am On Mar 13, 2022
iamL:
This isn't a case of betrayal. Most of the comments on the thread are not either.

In life don't expect anything from anyone but be nice and good towards all.
Noted
Romance › Re: Why I Avoid Single Lady's by Rubyjade: 6:55am On Mar 13, 2022
wink
blackparadise:
Jah bless you nigga, you have written what is in my mind..truly you said it all, many marriages have broken,some are unhappy with their marriage, even you see couples Smiling they are not Happy with themselves... Compatibility is important in marriage not money, materials things, but those ladies will not listen...fake life
Nairaland General › Re: Which Year Did You Discover Nairaland ? by Rubyjade: 5:20pm On Mar 12, 2022
2022
Romance › Re: There Are Only CLASSMATES, No LIFEMATES by Rubyjade: 5:15pm On Mar 12, 2022
Lovely write up
Career › Re: My Discovery About Salary!!! by Rubyjade: 4:47pm On Mar 12, 2022
grin
zedegit:
There was a time I was earning #30 000. My prayer then was that I should get a job where I would be earning #50 000. Now my monthly earning is nearing #100 000 and I suddenly realized that naira has no value.

I am single and I wonder how married people survive earning minimum wage.

Gone are the days one prays to be a millionaire because 1 million naira itself has no value. It can only get you a second hand car.

Chai! cry
Career › Re: How Is Paye Calculated For Someone Working Overtime by Rubyjade: 4:41pm On Mar 12, 2022
kiss
Osyxcel:
My post a few years ago. In light of the recent amendment, an adjustment needs to be made.

Let me quickly do that.
Career › Re: How Is Paye Calculated For Someone Working Overtime by Rubyjade: 4:32pm On Mar 12, 2022
Personal Income Tax a type of tax that is paid by individuals to the government. It is classified into two: Pay-As-You-Earn (PAYE) - deducted at source for those in paid employment - and Direct Assessment -for self-employed individuals.

Based on Residency rule, the PIT is paid to the state authority in which an individual is deemed to be resident for the period under review.

As a salary Earner, it is important for you to keep tab of your tax deductions and whether your company remits the deducted tax. You are to be issued tax clearance certificates by the tax authority at the end of each year as evidence of tax payments.

How is your PAYE calculated?

In order to understand how your PAYE is calculated, you have to be familiar with the following terms:

1. Gross Annual Income: This is the total amount of income accruing to you at the end of each year. It includes your salary, allowances, bonuses, benefits in kind (accommodation, car, gardeners, cooks etc.) and other employment income.

2. Consolidated relief: This is the tax free portion of your Gross Income. It is calculated as #200,000 (or 1% of Gross Income, whichever is higher) plus 20% of your Gross Income.

3. Allowable deductions: These are the contributions that are allowed under the Act to be deducted in arriving at the taxable income. These contributions are Pension (8% of Basic salary, Housing and Transport), NHF i.e. National Housing Fund (2.5% of Basic salary), Health Insurance Scheme, Life Assurance (Max of 10% of Gross Annual Income), and Gratuities.

4. Taxable Income: This is the portion of your Gross Income that is subject to tax after deducting the consolidated relief and allowable deductions.

5. Tax rate: This is the rate that is applied on your taxable income. It is divided into bands as outlined below:

1st #300,000 - 7%
Next #300,000 - 11%
Next #500,000 - 15%
Next #500,000 - 19%
Next #1,600,000 - 21%
#3,200,000 and above - 24%

6. Minimum tax: This is applicable where the Gross Annual Income of an Individual is below #300,000.

7. Annual tax: This is the total amount of tax you are required to pay on your Gross Annual Income. This amount is then divided by 12 (12 months) to arrive at your monthly tax.

To calculate your PAYE easily, you can make use of the template I created on Google Sheets here: https://docs.google.com/spreadsheets/d/1ufPPkf4yGPq_W0S8VuYTHBvGsIufmn4pmmdp73rtPjg/edit#gid=0
Just fill out the required fields (in red) and get the result in seconds.
cheesy

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