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Rubyventures's Posts

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FamilyRe: Appearances Are Deceptive: Meeting Old Classmate By Ademola Henry Adigun by Rubyventures: 10:41am On Oct 30, 2019
post=83580362:
We had not seen each other for about 30 years. The Lord has been kind to me. When I saw him again - this time at a hotel lobby - he was looking simple. He wore simple Ankara attire. I felt touched. He walked up to me and was glad to see me again. But deep within me I was not impressed with his status compared to mine and poor me, I couldn't hide it. We exchanged contact details and I could see the joy in him as he collected mine.

I told him I will drop him home in my brand new Range Rover and I pointed it to him. He declined and said he had already called for his car. It looked old, a 2001 Honda Accord.

I invited him the next day for lunch at my house. A part of me wanted to impress him - To show off my success and affluence to him, while another was to discuss opportunities and possibly help him.

He drove to Parkview where I lived. He looked impressed with my home. I had taken a heavy mortgage. In fact I was heavily in debt. We had lunch. He told me he was into small business and particularly real estate. I brought up more business discussions, but he didn't sound too interested. I asked him how I could help him. He said he was fine. I even told him if he was interested, I could help him secure some loans... He looked at me and smiled.

He told me he would invite me over soon to his place. His old car came for him. I was grateful to God for what I had. “Fingers are not all equal”, I thought to myself...I was lucky. I worked in a good place.

Two weeks later, we went to see him in Ikeja. My wife and I. She was reluctant to go because she was not impressed with the man's status as to warrant our visiting him in his house. I was able to convince her that we were close friends in college. We saw the Estate. *Wuraola Estate.* We asked for directions to his home. Those leading us spoke his name with deference.

It was a simple but lovely home. A 4 bedroom bungalow. I saw 4 cars parked in front. We entered his home. It was simply elegant with a touch of class inside. He welcomed us warmly.

Lunch was well served. His wife called him Baba Wuraola

During lunch, he asked about my MD. He said they were friends. I saw a company gift on one of his tables nearby. That company owned about 38% shares where I worked. I enquired from him about it. He smiled. He told me he owned the company. He also owned the estate.

I did not know when I called him sir... I was in awe of him too.

I had learnt a lesson in humility - A big one. Appearances are deceptive. He noticed my discomfort.

Driving back home, I was very quiet. My wife was humbled and extremely calm. I could perceive the thoughts in her mind. I looked at myself. Living on loans, heavy loans and showing off while someone who pays my salary is quite modest and living a simple life!
Indeed Deeper Rivers Flow In Majestic Silence!
Very good write up, OP well done.
This story is very typical of the average Nigerian, the need to show off, if they could wear and eat their money they would. The same reason the girls go into prostitution and the guys go into all kinds of fraud . just to belong or be accepted and treated like a human being. You judge people based on their personality, not if they are wearing Gucci head to toes. This same mentality is carried abroad and they make an idiot of themselves without even knowing it. CEO's of large companies are riding bikes even PMs, but to the average Nigerian it means suffer head. Thank God the new generation think differently.
FashionRe: Leather Craft Work For Beginners by Rubyventures: 1:08pm On Oct 29, 2019
Are you still using the recycled leather?
FashionRe: Leather Craft Work For Beginners by Rubyventures: 5:16pm On Oct 28, 2019
TravelRe: Police Found 39 Frozen Bodies Inside A Refrigerated Trailer In The U.K.(Photos) by Rubyventures: 9:50am On Oct 24, 2019
If this were to be in Nigeria, there will be the pictures of all the dead bodies plastered all over the media, crowds contaminating the forensic evidence etc
CelebritiesRe: Chioma Hails Davido For Sleeping By Her Side In Labour Room by Rubyventures: 3:13pm On Oct 21, 2019
generationz:
It is obvious David has been looking for who to do all these stuff with for years and now that Chioma is here he has found his one true love.


Nothing like meeting and marrying your soul mate. You will just be smiling daily for no reason.
You are a true romantic at heart grin grin grin.. cool cool
Christianity EtcRe: Two Cats 'Mysteriously Disappear' In Front Of Traders' Shop (Video) by Rubyventures: 3:08pm On Oct 21, 2019
Bloooody:
Suen call your illiterate mods to caution!
This is clearly an edited video or poor working camera, this is very common but your foolish mods will push anything push able.
If the video were real we'd see the time frame.
I wonder what the main criteria for selecting mods on this forum is? Stupidity seems to be one, these illiterate mods are turning this forum into a laughing stock.
Foreign AffairsRe: EU, UK Agree On Brexit Deal (Photos) by Rubyventures: 3:52pm On Oct 17, 2019
What kind of headline is this,? nothing has been agreed. DUP have rejected the deal and so will the lib dems
BusinessRe: Nigeria Third Richest Country In Africa by Rubyventures(op): 3:08pm On Oct 15, 2019
MASTERCHIEF0847:
Third richest in Africa, with the highest number of poor people on the face of the earth. Meanwhile numbers 4, 5, 6, 7, 8 and 9 their citizens are enjoying better living standards while we keep kidding ourselves with numbers.
Nigeria.
This compilation is based on wealth on the continent. in terms of standard of living, Nigeria is worst than all the countries listed.
BusinessNigeria Third Richest Country In Africa by Rubyventures(op): 2:49pm On Oct 15, 2019
The 2019 Wealth Report which is compiled by AfriAsai Bank has ranked African countries according to their wealth on the continent.
On the ranking, South Africa tops the list with its total High Net Worth Individuals (HNWI) where 39,200 people are holding most of the country’s wealth at $649 billion.
Egypt follows with 303 billion and 16,700 holding the country’s wealth. Nigeria follows in the third position with 225 billion with 9,900 wealthy individuals.

Below is the full list, according to the report:
1 South Africa – $649 billion
2 Egypt – $303 billion
3 Nigeria – $225 billion
4 Morocco $114 billion
5 Kenya $93 billion
6 Angola $69 billion
7 Ghana $59 billion
8 Ethiopia $57 billion
9 Tanzania $57 billion

Nigeria secures the third position with $225 billion and 9,900 holding the countries wealth A breakdown of what the wealthiest among them, the Waltons, makes is mind-boggling: $70,000 per minute, $4 million per hour, $100 million per day.
The Waltons are the family behind Walmart Inc, an American multinational retail corporation that operates a chain of hypermarkets, discount department stores, and grocery stores, headquartered in Bentonville, Arkansas.

The Walton fortune has swelled by $39 billion to $191 billion, since topping the June 2018 ranking of the world’s richest families.
Other American dynasties are close behind in terms of the assets they’ve accrued. The Mars family, of candy fame, added $37 billion, bringing its fortune to $127 billion.

The Kochs, the industrialists-political-power-players, tacked on $26 billion, to $125 billion.
TravelRe: Living In The Uk/life As A UK Immigrant by Rubyventures: 9:38am On Oct 15, 2019
Mamatukwas:
Please I need advice on doing business In this UK. That’s my passion and I want to face it squarely... but so far I’ve been adviced not to register a company etc just be trading till I grow..

Issue is, I think I need some from of legitimacy for the next level of my dreams. If there is anyone who thoroughly understands coy registration/taxes etc and won’t mind putting me through Pls hola. I’ve been reading up but I’m still unsure. Thank you.
You can start as a sole trader, all you will have to do is your tax returns.

If you open a company, you will have to register it, do your company tax returns, do your annual returns (called Confirmation Statement now) and still do your personal tax return as a director.

As a sole trader you will pay only your personal tax and VAT (depending on your turnover)

As a company, you will pay company tax (corporation tax), VAT(depending on your turnover), filling fee ( annual return), then your personal tax. There may be other costs like accounting and professional fees. (PAYE, penson costs, employers NI- only if you empoly staff) etc

You have got to weigh the pros and cons and make up your mind. My personal opinion is that you start as an individual and see how the business grows before setting up a company. The admin work involved in a company is more.
EducationRe: Photographer Calls Out Lecturer That Took 200K To Give Him Fake Admission In OAU by Rubyventures: 12:40pm On Oct 09, 2019
Why didn't he go through the right process to get admission? He too is guilty of corruption.
FoodRe: Cook In Your Kitchen, Take Pictures And Post It Here. SIMPLE! by Rubyventures: 2:23pm On Sep 30, 2019
rebella:
No oh, we also have powdered pap.
I've never used it , so I don't know.
FoodRe: Cook In Your Kitchen, Take Pictures And Post It Here. SIMPLE! by Rubyventures: 2:06pm On Sep 30, 2019
rebella:
I use this store-bought powdered pap.
Do you mean custard powder?
FoodRe: Cook In Your Kitchen, Take Pictures And Post It Here. SIMPLE! by Rubyventures: 1:31pm On Sep 30, 2019
Mariangeles:
Post one .
I've been looking forward to yours since time....
I will leave it to the experts for now, grin grin
FoodRe: Cook In Your Kitchen, Take Pictures And Post It Here. SIMPLE! by Rubyventures: 1:17pm On Sep 30, 2019
rebella:
I do that all the time, still comes out watery. to salvage it, i just put it back on heat.
How do you store your pap?
FoodRe: Cook In Your Kitchen, Take Pictures And Post It Here. SIMPLE! by Rubyventures: 11:41am On Sep 30, 2019
rebella:
Coco's post reminded me that it had been ages that I had made crispy chicken, so I decided to make it again.
Abeg who knows how to make pap here oh, mine is always too watery.
Use lukewarm water to mix it first ,before pouring in hot boiling water.
FoodRe: Cook In Your Kitchen, Take Pictures And Post It Here. SIMPLE! by Rubyventures: 11:40am On Sep 30, 2019
I came here looking for food pictures ………… Its almost lunch time huh huh undecided lipsrsealed embarassed
TravelRe: Living In The Uk/life As A UK Immigrant by Rubyventures: 9:42am On Sep 30, 2019
"God fearing" to some people means they should be able to take advantage of you, but you cant complain because you are a Christian. huh grin
RomanceRe: What Is The Most Painful Word Someone Ever Told You? by Rubyventures: 12:07pm On Sep 26, 2019
Guest007:
My sister told me: "You can do whatever you like now that your mother is dead" She meant that I wished for our mother's death. I began questioning myself and fell into depression.

I didn't speak to her for 10+ years after that.

We cool now but that's the worst thing anyone ever said to me...
It must have been the grieve talking, people grieve in different ways and sometimes they lash out to those closest to them.
FoodRe: Cook In Your Kitchen, Take Pictures And Post It Here. SIMPLE! by Rubyventures: 3:56pm On Sep 23, 2019
ornicus:
Unless you are an oga in a closed office.that is why corporate offices have cafeterias. In addition, you will be constituting a nuisance to your colleagues with the smell of food.

Food improperly disposed of or spilled will also lead to vermin issues. In a lot of offices eating cooked food is actually a disciplinary issue.
Did you mean to say smelly food? If not all the workers will be eating raw food. grin
FoodRe: Cook In Your Kitchen, Take Pictures And Post It Here. SIMPLE! by Rubyventures: 4:38pm On Sep 19, 2019
BlueRayDick:
Something light for the weather: Catfish pepper soup.

The pepper inside na normal Yoruba standard cool
You consumed this at work? All your work mates will be running except you don't share an office with anyone.
TravelRe: Living In The Uk/life As A UK Immigrant by Rubyventures: 4:34pm On Sep 19, 2019
famzynet:
3.2 is second class lower. Nigeria uses 5point grading.
4.5 to 5 is first class
3.5 to 4.4 is second class upper
2.5 to 3.4 is second class lower
1.5 to 2.4 is 3rd class
Below 1.5 is pass.

Not to sure about the last two.
Everyday you learn. Thanks for this. Almost like quoting G.P.A. during my time at Uni.
TravelRe: Living In The Uk/life As A UK Immigrant by Rubyventures: 12:58pm On Sep 19, 2019
jaeybee98:
Its second class lower (2:2). Its obvious you've been out of our kantry for a very long time grin
Please explainhuh so university grading has changed in Nigeria? Now I'm curious huh huh
FoodRe: Cook In Your Kitchen, Take Pictures And Post It Here. SIMPLE! by Rubyventures: 9:39am On Sep 19, 2019
cococandy:
Enjoyed some chocolate covered liquor for dessert.
This is the most generous chocolate liquor I’ve seen. There’s a healthy serving in each mini bottle. Not those sniff of alcohol that you can’t even taste.
And the variety is superb
Please where did you buy this from?
TravelRe: Living In The Uk/life As A UK Immigrant by Rubyventures: 9:32am On Sep 19, 2019
famzynet:
Please , a relation of mine studied Management Education in the university and graduated with 3.2. She is planning on relocating to the UK with her husband who is in the medical Field by next year. Can she get a good job in the UK with such degree? Does she need to acquire any more studies to get a job like teaching when she gets there?
Which one is 3.2? Third class lower? huh huh
TravelRe: Living In The Uk/life As A UK Immigrant by Rubyventures: 4:49pm On Sep 18, 2019
I just changed for 452 today grin grin grin
TravelRe: Guy Insults Canada, Girl Defends With Posts That Got Over 1M Likes And Retweets by Rubyventures: 3:27pm On Sep 18, 2019
Hadampson:
The girl finished him off grin
Go girl smiley

To be honest, Canada is better than America in many aspects. The only part where America has an edge over Canada is more job opportunities and salary difference.


That being said, my Germany is better than the two smiley
Isn't the German economy on the brink of a recession at the moment huh huh I'm only asking ooh
FoodRe: Red Velvet Cake by Rubyventures: 11:29am On Sep 16, 2019
marylandcakes:
Is your tongue made of fire? grin
Ha ha ha very funny cheesy cheesy
FoodRe: Red Velvet Cake by Rubyventures: 1:51pm On Aug 29, 2019
marylandcakes:

https://www.youtube.com/watch?v=HODTGpXAE_4


Mix dry ingredients together then mix butter milk and colour together

Cream butter and sugar together add in eggs

Alternate wet and dry ingredients
Best cake so far, it melts in your mouth.
TravelRe: Living In The Uk/life As A UK Immigrant by Rubyventures: 12:48pm On Aug 29, 2019
Lexusgs430:
It's true nah.... Fairness is the keyword..... I know fairness is also a subjective term....... cheesy
grin grin grin
TravelRe: Living In The Uk/life As A UK Immigrant by Rubyventures: 12:14pm On Aug 29, 2019
Lexusgs430:
What's your expected forex rate?.... huh
Better than any rate out there.

I feel like I'm in a job interview …"What's your salary expectation?"
CrimeRe: Woman Who Conspired With Former In-laws To Kill New Husband In Kebbi Arrested by Rubyventures: 11:05am On Aug 29, 2019
"Present" husband don turn "President" husband huh huh huh huh Blogging is not by force. "Current" go turn to "Currency" husband. Misleading headlines due to illiterate blogger. sad

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