₦airaland Forum

selfemployed:
It appears a good number of young men are still ignorant of the dangers of unprotected sex. Unfortunately, lives, careers, destinies etc are being destroyed by this everyday.

I remember seeing this Gold Circle advert some years back that says "WITH CONDOM,I DEY KAMPE". I think Oliseh was the brand ambassador.I believed the advert to my detriment.

Because I was being barraged by this kind of uncontrollable sexual urge that happen to young men, I decided to ease myself with some sex workers. Definitely with the assurance that condom will protect me.

So, the first night, I approached one of the workers, and asked: "Please,do they sell food here?"
Her reply was: "Food? Them no dey sell food here oo. Na fuock them dey sell."

So, I followed her to her room to buy some.

However, I didn't really get value for my money. The reason is simple- No love. It was just mechanical, and you're being rushed.

Not satisfied from the transaction, I decided to try another seller... and another... and another.

One of the nights, something spectacular happened. After the transaction, I tried removing the condom by myself. And it touched my laps in the process. I noticed an itch on that spot.

A few days later, from the point of the itch, I noticed some movements inside my body. "Ants" moving inside me like they are being circulated by my blood.

The movements were increasing everyday and later developed to bites by the "ants"

When I went to the lab for urine culture, the result showed a growth of Staphylococus aureus. So, I took the recommended antibiotics. It calmed down only to start again after a few months.

After sometime, I got to know about a resistant strain of staph called MRSA.

It wasn't a good experience.

So, when I read recently young men getting into trouble because they went to buy food unprotected, I thought it necessary to warn them that protection does not even protect.

Maybe Naira Marley was right.

What did Naira Marley say?

hidhrhis:
anyone reading this please help me out
I need this loan more than anything

You did not state the amount you need.

You did not state the purpose of the loan

You did not state the duration of the loan

You did not state the interest you're willing to pay.

You need to state all of the above so that you can catch people's interest in your request

iLegendd:
I exercise for 2 — 5 mins every night before I sleep. This is after my mandatory squatting exercise in the bathroom.

When you have a routine, you achieve more than those without one.

The first 3 things all smart people do before they sleep and when they wake.

1. Short prayer or short meditation (5 to 10 min max)
2. Short exercise (2 to 10 min max)
3. Quick cold shower after brushing your mouth (2 to 10 min max)

Bonus: Drink water.

If you can do this for 1 year, there is nothing you can't achieve in life.

So what is the extraordinary thing you have achieved for the past 10 years since you started this routine?

What kind of wickedness is this?

I'm not surprised, i know only a white lady cad do this type of thing.

Fuck1ng psychos!

meetme01:
Is it your money? Can't you do yours? Why plan how someone should spend his/her money. Abolowo se kumo kumo..

I hope you know you're not qualified for any cash giveaways cos your account is less than 6 months old. In fact it's even less than 1 month old!

Prechy08 please take note to exclude this guy!

stagger:
Money no be your own, but you just dey issue instruction upandan!

Na wa!

You have a better chance of being selected if the number of slots is increased by reducing the amount to be given to each person

ObongNizz:
I have being studying this town I moved to for almost five years.
I have observed that thousands of young people cant really find a proper relaxation spot to go to.
It bothers me in particular.
And there's no nearby beach like Lagos.
Weekends are a sore sight as they all end up hanging around bars and drinking themselves silly.

A public swimming pool...
General one, children size and VIP sections.
It will make a killing.
You cant make anything less than N100,000.00 on entry fee on an average sunday.
And thats just one angle to generate income from.
There's land to purchase and recurrent expenditure is almost non existent.
Just maintenance and you keep making a killing for life.

Just my thoughts and I have really researched it but na Naija be this.
Where I wan see the money?
God dey sha.

08085873993
nizzaniekan@gmail.com

So you think N10 million is enough to buy land, build 3 swimming pools and buy furniture for the bar?

How much do you think 10 million is sef?

Balaking:
Hi peeps! I have been working on a loan app for a while and I want to to be able to retrieve my money from a user's bank account automatically on his/her due date. so instead of sending harsh messages to a user's contact i can simply withdraw my full money from the person's account or withdraw bit by bit until the money is complete. Of course a user will have to agree to these terms before collecting the loan and will be notified immediately the money is withdrawn.
Need answers please is this possible.

Were you eventually able to find a solution to this problem?

I didn't know they had up to 53,000 agents in the country

Bestinstinct:
I wish I have the chance to reach out to him. He's a cool headed guy sha, very very simple. I pray he outgrows the hurt.

You betrayed him twice?!

How would you feel if you were on the receiving end?

Prechy08:
Covid 19

we are all in this together. I only need 20 person to give out for 5k each.

to be randomly selected,, drop your phone number and account details.

Instead of giving 20K to 5 people why don't you give 5K to 20 people?

jaybey:
Have u ever thought of what would happen to the money in your bank account if this lockdown is extended with another 14days

let me show u a way to turn ur 1k into 2k
Your 2.5k into 5k

Buzz me on Whatsapp with the number on my signature

Let me show u how it works

Serious minded only

Show us how to double money here in the open not in the 'backyard'

These are not the best of times for most businesses

Before you invest just bear in mind that if it sounds too good to be true , it probably is

Ravon:
Heineken has reported that its beer sales have been significantly impacted by the coronavirus outbreak, with global beer volume sales falling 14% in March.

Heineken, which owns major beer brands including its namesake Heineken brand and Amstel – reported in its first-quarter results that beer volume for the quarter fell 2.1%, largely driven by declines in March across its global units.

Beer volumes fell 14.5% in Africa Middle East & Eastern Europe.

- Beer volume -2.1% organically for the quarter.
- Heineken® volume +5.0% in the quarter.
- March volume significantly impacted by COVID-19.

Jean-François van Boxmeer, Chairman of the Executive Board / CEO, commented:

"During the first quarter of 2020, the COVID-19 outbreak has evolved into a pandemic. By now, most countries where we operate have reacted by taking far-reaching containment measures such as restrictions of movement for populations and outlet closures, sometimes combined with the mandatory lockdown of production facilities. Our performance for the first quarter reflects the initial impact of those measures, and volumes in March were obviously heavily affected.

In these very trying times, our thoughts remain with all those affected by COVID-19 and the people working tirelessly to care for them. In addition to our actions with local communities which are now approaching a value of €5 million, on April 8th we announced our decision to donate €15 million to the International Red Cross and I am pleased to report that the de Carvalho-Heineken family together with their holding company will donate €10 million to eight charities providing support to communities most affected and fragile, to medical health systems and to medical research.

HEINEKEN has entered the crisis with strong brands and a strong balance sheet. In the past few weeks, we have taken necessary measures to reduce our costs, secure additional financing and adapt to the fast changes we see in our markets.

I am proud of the leadership, the commitment and the courage of our teams and I fully trust their talent, creativity and energy to steer HEINEKEN through this unprecedented situation and protect as well as develop our brands and businesses."

FIRST QUARTER VOLUME REVIEW

With the spread of the COVID-19 crisis to all geographies, multiple countries have taken far-reaching containment measures such as restrictions of movement for populations and outlet closures, sometimes combined with the mandatory lockdown of production facilities. This is having a significant impact on HEINEKEN's markets and on its business in 2020 and is already visible in the volume reported for the first quarter. In most cases, these measures were implemented in the last weeks of March. By exception, specific reference is made to the volume performance in March per Region to improve transparency.

Heineken® brand

Heineken® volume grew by 5.0% in the quarter, with a decline of 2.4% in March.
Volume grew double-digit in Brazil, China, Mexico, the UK, Poland, Mozambique, Ivory Coast and South Korea among other markets.
Heineken® 0.0 was introduced in Vietnam in March and is now present in 58 countries.

Africa, Middle East & Eastern Europe

- Beer volume declined organically by 6.9% in the quarter, with a decline of 14.5% in March.

- In Nigeria, beer volume was broadly flat in the quarter and declined high-single digit in March, following a price increase in February and the ban on distribution of alcoholic beverages late March. The alcohol ban is applicable in some states where we continue to sell non-alcoholic malt drinks.

- In South Africa, total consolidated volume declined in the low-twenties in the quarter due to destocking from last year and the ban on sales, production and distribution of alcoholic beverages starting the last week of March. Total consolidated volume declined in the mid-twenties in March.

- In Russia, beer volume declined in the mid-teens due to destocking relative to last year.

- In Ethiopia, beer volume declined in the mid-teens, following a steep price increase in mid-February to offset any increase in excise duties.

- In Egypt, beer volume declined in the low-teens in the quarter and by about one half in March following a drop in tourism.

- In the DRC, beer volume declined by low-single-digit due to a decline in the mid-teens in March.

Americas

- Beer volume declined organically by 2.5% in the quarter, with a decline of 13.8% in March.

- In Brazil, beer volume declined mid-single digit. Our premium and mainstream portfolios grew double-digit, led by Heineken® growing by more than 50%. The economy portfolio declined in the mid-twenties. In March, beer volume declined in the mid-twenties. Non-beer volume declined by one-third due to the de-listing of a low-margin brand in some regions last year.

- In Mexico, beer volume increased low-single digit. Our premium portfolio increased double-digits, led by Heineken® and Amstel Ultra. Following government orders, our breweries have been suspended for the month of April. At that moment we estimate our customers held 2 to 3 weeks of inventory.

- In the USA, beer volume declined mid-single digit, with Heineken® growing low-single-digit driven by Heineken® 0.0. Lagunitas declined high-single-digit. Together with our distributors, we held inventory to supply around two months of our Mexican brands portfolio at the end of March.

Asia Pacific

- Beer volume grew organically by 4.4% despite a decline of 10.6% in March.

- In Vietnam, beer volume grew in the low-teens, underpinned by the continuing expansion of Tiger into secondary cities and rural areas. We launched Heineken® 0.0 and Bia Viet, a new national brand. In March beer volume declined mid-single digit.

- In Indonesia, beer volume declined in the mid-teens due to a drop in tourism in Bali and on-trade restrictions to contain the outbreak.

- In Cambodia, beer volume increased high-single-digit driven by our local brand Anchor.

- In Malaysia, beer volume declined mid-single digit in the quarter and by more than half in March, following the suspension of brewery operations under the government's Movement Control Order.

Europe

- Beer volume declined organically by 1.4% in the quarter, with a decline of 15.3% in March. Third-party volume declined 17.8% in the quarter and 49.2% in March as on-trade outlets closed impacting our wholesale operations.

- In Italy, beer volume declined by low-single-digit in the quarter. Most of the month of March was under lockdown and beer volume declined by one-third, with volume to on-trade customers declining by three-quarters and volume to off-trade customers up low-single digit.

- In Spain, beer volume declined mid-single digit in the quarter. In March, total volume declined around one-quarter, with volume to on-trade customers down by almost half and volume to off-trade customers up in the low-teens.

- In the UK, total consolidated volume was down mid-single digit for the quarter and in March, due to record rains in February and the lockdown in late March. Our pub estate has been closed since the last week of March.

- In France, beer volume was up a low-single-digit. During March, volume declined mid-single digit, as the decline in volume to on-trade customers of close to half was partially offset by the high-single-digit volume growth to off-trade customers.

- In Poland, beer volume was up high-single-digit driven by the mainstream and premium portfolios and a return to normal stock levels at our largest distributor. In March, volume declined high-single-digit.

- In the Netherlands, beer volume was down mid-single-digit, with a decline in the mid-teens in March.

HEALTH AND SAFETY OF EMPLOYEES

During these trying times, HEINEKEN has set as first priority the health and safety of its people. HEINEKEN ensures that employees working in production and distribution follow strict hygiene and social distancing guidelines and receive support to do their jobs safely.

In order to provide security to its employees, HEINEKEN has committed that until the end of 2020, it will not carry out structural layoffs, as a consequence of COVID-19. As a message of solidarity with the company and the employees who are affected by this crisis, the Executive Board and Executive Team have also collectively agreed to reduce their base salary by 20% between May and December 2020.

DONATIONS

In addition to the actions with local communities which are now approaching a value of €5 million, on April 8 HEINEKEN announced a donation of €15 million to support the International Federation of Red Cross and Red Crescent Societies (IFRC) relief efforts for the most vulnerable people affected by COVID-19, in particular in Africa, Asia and Latin America.

Today, HEINEKEN is pleased to report that the de Carvalho-Heineken family together with their holding company have decided to donate €10 million to eight charities supporting the COVID-19 relief efforts, four in the Netherlands and four international. These organisations cover a number of different needs, from support to affected communities to support medical health systems and medical research.

BUSINESS IMPACT AND MITIGATING ACTIONS

The initial impact of the COVID-19 crisis is visible in the volume performance of this quarter and is expected to worsen in the second quarter of 2020. The second half of the year is also expected to be impacted, as lockdowns may be lifted but the impact on the economy is likely to remain. Our results in 2020 will be impacted by lower volumes and other effects, including:

A significant risk of negative transactional and translational currency impacts due to the devaluation of emerging markets currencies versus the US dollar and the Euro.
The increased risks on credit losses from customers, business continuity of small suppliers, impairments and non-effective hedge contracts.

Since the beginning, crisis management teams have been in place at a global, regional and local level, to ensure a coordinated response in regards to the health & safety of our employees, business continuity and the implementation of mitigating actions.

All discretionary expenses are being reduced. In particular, international travel, corporate events and hiring for all positions have been suspended. All non-committed CAPEX has also been suspended, unless absolutely necessary for the immediate business continuity or safety. Projects and technology upgrade programmes are being temporarily paused or scaled-down and will be evaluated. Furthermore, bonuses for 2020 will be cancelled for Senior Managers, including the Executive Board and the Executive Team.

Operating companies are reducing and reallocating marketing expenses and continuously assessing effectiveness under the current environment. Consumer communication is being adapted to support activities that help on-trade customers and reflect social distancing.

Teams are quickly reacting to business changes. Service levels to modern retailers have increased, focusing on key SKUs and shelf replenishment, including outside-store hours service and direct store delivery. Business-to-consumer initiatives are accelerated to capture the growth of e-commerce channels.

The lack of visibility on the end date of the COVID-19 pandemic and the duration of its impact on the economy has led HEINEKEN to withdraw all guidance for 2020.

FINANCING UPDATE

HEINEKEN entered the crisis with a strong balance sheet and an undrawn committed revolving credit facility of €3.5 billion maturing in 2024. There are no financial covenants in the outstanding debt. In recent weeks, HEINEKEN has successfully secured additional financing by issuing new bonds.

On 18 March 2020, Heineken N.V. placed CHF 100 million of 5-year Notes with a coupon of 0.6375% privately.

On 25 March 2020, HEINEKEN placed €600 million of 5-year Notes with a coupon of 1.625% and €800 million of 10-year notes with a coupon of 2.25%. The notes were issued under the Company's Euro Medium Term Note Programme and are listed on the Luxembourg Stock Exchange. The proceeds from the Notes issuance will be used for general corporate purposes. The maturity dates of the Notes are 30 March 2025 and 30 March 2030.

HEINEKEN is well prepared to meet its financial commitments, including the €1 billion bonds maturing on 4 August 2020 and the final dividend for 2019 corresponding to €1.04 per share on 7 May 2020, subject to the approval of the Annual General Meeting on 23 April 2020.

HEINEKEN will deviate from its dividend policy and will not pay an interim dividend following its half-year results in August 2020.

REPORTED NET PROFIT

Reported net profit for the first three months of 2020 was €94 million (2019: €299 million), impacted by the volume drop in March due to COVID-19 and limited benefit from the mitigation actions.

SOURCE: https://brandspurng.com/2020/04/23/heinekens-beer-sales-fall-14-in-march-due-to-covid-19/

All businesses are impacted negatively by Covid 19 not just the brewery industry

Bismark707:
in as much I would like to agree that money is the backbone of love but it's not meant to be so.
Love conquers all. Money is only meant for survival and to take care of our basic Needs and responsibility, it should not be applicable to love.

In Nigeria money is king as far as love is concerned!

OLATUNDE2017:
3000 standard birds capacity.

1 plots of lands of 60feet by 120feet,

2. 4 rooms*2 rooms completed*

3.1 bath.*foundation*

4. 1 toilet*foundation*

5. Well water

6. 100% secured

7. Motorable roads

8.Good Electricity

9. 40 fit high 50 feet long 20 feet wide.

10. strongest bokoharam net

12.well concrate granite German floor

13. best Aluminum zinc pan

14. well ventilated

13.concrete scarfold for water tank.

14.water waste for the bathroom dogged and concreted and covered..

15.feases waste for the toilet dogged concreted and covered.

Closer to major express and major road like oluyole estate,Abeokuta Ibadan express way,akala express way,

at Asabari area elebu junction akala express ibadan.
price #1. 5 MILLION. SLIGHTLY NEGOTIABLE
+10% Agreement.
+5% commission.
+5% Legal.
Documents: Government approved survey plan.
Land sales agreement document legally prepared and signed by both sellers and buyers.
08020917141

No pics?

shoptomydoor:
Good day, our sincere apologies as regards any inconvenience caused or experienced while using our service. Please know that we have a partner courier that deliver items within Nigeria on our behalf and they have been reliable and efficient with delivery on behalf of shoptomydoor. Our transit time still remains 2-3 business days for customers outside Lagos and 24-48 business hours for customers within Lagos. But some times there may be a little bit of delay due to unforeseen logistics issues which rarely occurs (our sincere apologies again). Please kindly forward us with the details of the shipment that was delayed, so we can investigate what went wrong and also do a follow up with you, looking forward to your response, we truly appreciate you.

These are very bad reviews for a relatively new business

It will likely increase

Fortune118005:
Why

Zed

Mskrisx:
DJ play me "Wild" by Rihanna.

Don't quote me o my phone is on lockdown.

Lockdown lifted

khengxlei:
who else received an alert from the federal government on the money that was donated by dangote and Co.
cos I have just received mine 20k

Who told you that the money donated by Dangote and co is to be shared among Nigerians?

NManonymous:
How do you cope with a short tempered woman?

I would not tolerate that kind of shit for whatever reason!

Ancientbeing:
Today went in a blur but something big went down today. This should teach everyone a real lesson that Doing nothing in certain situations is awesome.

I have a saucy lady as my superior in the Industry i work at(check my previous post for details). So today, she went all out on me, insulting and nagging at me in the full glare of my fellow hustlers for nothing in particular. I kept quiet all through, thinking silently of how to f*ck her up. This continued for almost two hours and when i was about shutting her up with a slap, my God intervened.
My oga came around at that point and witnessed all that transpired. He was really angered because he loves my attitude to work. He called her to talk to her privately
Summary: She has been silent since then. I don't know if she has been sacked

Lesson 1: when confused on how to react to a hater, its better to do nothing.
Lesson 2: Do not take the silence of anyone as weakness because silent people are the deadliest
Lesson 3: Always put God First in all you do.





Am Out...

Has you working relationship with her improved now?

oludolars:
From the ability of Chinese to manage the Covid19 better, the interpretation on the picture simply means it is an airborne thing.

Guess the recent emphasis on nose mask everywhere as most countries are getting aware of this.

Reason trump kept saying W.H.O gave wrong information on the medium of transmission. I think the information about only symptomatic people wearing face mask is misleading.

I have always know the thing was airborne

Na small pikin dem full this thread sef

Making a donation is not by force.

People should leave the guy alone