₦airaland Forum

andrecamcam:
I was travelling few days ago when I overheard a man talking about starting a 10000 hectares pepper farm. He is a first timer but he has the money, he is planning on exporting the pepper as dry pepper.

I need your opinion nairalanders

He will be bankrupted. In farming, practice and theory are as different as night and day.

Acme45:
can't I get Nigerian food or cook on my own? Because how do one survives on bread alone for six weeks

Guy, you have to switch your tastes oo.

Acme45:
pls anyone with current info on cost of living for now in Senegal?

My brother, I have stayed in Almadies for a few weeks so I can tell you plainly: cost of living in Senegal is much higher than in Nigeria. Everything is denominated in Euros and charged in CFA accordingly.

The first shocker was being asked to pay $10 by an immigration officer whom I engaged with to tell me where to wait as we got in there by 2.30am.

Second shocker was when I paid 25,000 CFA to go from the Blaise Diagne airport into town (N17,250) at the time. N17,000 for airport taxi? Hmm.

To stay in hotel, you pay a tourist's tax of 1,000 CFA per day. Everything is just on the upside: food, drinks, transport, etc. Plenty of Europeans in the country and that is what is driving up costs. Moreover, if you do not speak French or Wolof, sorry for you.

On the flip side, the people are nice. The place is safe: you hardly see AK-47 totting police on the road. Plenty of tourist spots. Plenty of Igbo guys too: very noisy and loud in their ways.

There is Ecobank there. My Payoneer MasterCard worked very well. You can pull out equivalent of 100,000CFA at once so it saves you on fees.

But if you do not have money or you are not going there for business, forget that place.

Gentlemanforyou:
thanks but I think an older friend of mine is about getting scammed because he is in contact with an agent who is charging them 800k for visa and accommodation in Canada. Is he being scammed ?

Abeg, tell your older friend to donate the money to my NGO. That way, he would have rendered help to humanity instead of going to throw money away.

How many times do we have to tell you this? There is no such thing as visa and accommodation. Besides, where is he going to get a house in Canada for less than $2,000, except maybe in Manitoba province?

Love4God:
IN HIS WORDS HE STATED: "I was a committed member of the Deygbam Confranternity which I later denounced and joined the OPM Rehabilitation home before I left for Salvation ministries who refused to give me an accommodation."

If David Ibiyeomie led salvation ministries had given him an accommodation possibly he would have not commited all these crimes because he confessed to have done it out of his frustration of being homeless.
That is why i still believe that church schools should be free and they should also assist members that have needs even as the early christians did.
Acts 2:43-47
43. And fear came upon every soul: and many wonders and signs were done by the apostles.
44. And all that believed were together, and had all things common;
****45. And sold their possessions and goods, and parted them to all men, as every man had need.****
46.And they, continuing daily with one accord in the temple, and breaking bread from house to house, did eat their meat with gladness and singleness of heart,
47. Praising God, and having favour with all the people. And the Lord added to the church daily such as should be saved.
If you say it will reduce the standard to that of government schools ,is it not the so called public schools that Enoch Adeboye,David Oyedepo even Goodluck Jonathan e.t.c all attended.
Their bewitched followers would still come to their defense.

Are you mad? A grown up man is supposed to pay for his own housing. Any fool should know this.

The person wey write this garbage dey craze.

My best food ever for life?

zhad:
No, It's not a country, its your father's village.. Oloribu omo ale.. Do you know its your father territory. Stupid boy

Oloriburiku imbec.ile. Can u even afford to pay for yellow fever vaccine certificate, talk less of the new passport or even my one week rent here in Europe?

Idiota! Tu es in singe attarde! Je deteste vraiment les idiots comme toi!

All the money stolen by Diezani Allison Madueke can fix that road 10 times all over. This is not Buhari's problem. This is purely a PDP affair, from GEJ to Ibori, Uduaghan and Okowa!

A shame!

zhad:
What a silly human being!!! Omo arindi.. We know your type.. You don't leave your village. North Cyp.. Use Turkish Lira.. Stupid fellow

You are the idiot. Talking of TRNC as if it is a country. Imbec.ile!

airsaylongcon:
Actually the turkish Republic of northern Cyprus uses Lira!

Is TRNC a recognized country by EU and the United Nations? South Cyprus is the only recognized state by UN and EU and uses the Euro. 99% if Nairalanders do not even know the difference, which is why they get jobbed by these education agents.

Is Chechnya recognized?
How many countries recognized Biafra?
Is there a UN recognized Palestinian state?

When we are talking we talk of countries that are recognized globally. Not a mushroom state created by am army of occupation.

Go and read the OP's question again. He was talking of South Cyprus and not the kangaroo state called TRNC which has no statehood, no international passport and no global relevance.

nonny1212:
Reminds me of how I lost 60k to Argentina vs Iceland, worldcup wey dem play 1-1. I took Argentina to win. I almost committed suicide as that was my whole savings that time. Chai, I hated anything bet from that day. Moral lesson, learning the hard way is the best teacher. Bro chill, Las Las, u go dey alright.

Hold Lionel Messi responsible. He missed a penalty...remember?

E be like say our government don dey wake up.

We need to start dealing with these foreign companies very well. That is where respect for our citizens will start.

zhad:
North Or South Cyprus , Don't try any of the two. You cant get a good work here and even the Schools here are ready to exploit u and dry your skin. This Country is only recognised by Turkey and they only survive through trade , education and tourism. Believe me, Turkish people are dubious , They have nothing to offer u. One of my brother here said , These people are just white Africans. Try any other European country. However if you have a good business that can always pay your tuition fee and other expenses , Its not a bad place to live , its fun and the security level is great, good road, electricity and internet. You just can't come here and expect to make some Lira. OYO!!

This is the most ignorant of all the posts I have ever seen here. Hahahahaha! What an ignoramus!

Republic of Cyprus using Lira...hahahahahaha!

TruthProphet:
I lived in Cyprus for four years before moving to Germany. My brother, save your money and go to a better country: Canada, Australia, U.S, Germany or any other country in western Europe with lots of job opportunities; even U.K has started allowing foreign students to stay back and look for a job after graduating, so you can look there as well.

I would never advice my enemy to go to Cyprus; total waste of funds. No jobs after you graduate except you want to carry cement on your head from 8-5pm and that place is the headquarters of capitalism. Absolutely nothing is free, no scholarship or stipends. Plus its like a prison, once you get in, to leave for a better place could take you years.

Think well my brother, like so many stuck on the island of Cyprus, you may never have this chance again.

Did you try working in the financial services sector in Cyprus?

This thread is filled with people who do not even know the road to NAIA or MMIA. They just talk rubbish.

faridasr:
All they say is profit sharing ratio crap depending on how much one invests. It was very frustrating for me too. I had to ask if they could give me an idea of what investors earned previously, but all you hear is "its difficult to say what the profit would be". I find that kind of dishonest. Why can't they give examples?

I think they were very honest with that response. How can you project what a business will make as profit? As a human being, do you control future factors?

This is why people enter into investment with false hopes and get disappointed.

Officialgarri:
Well, I know nothing about the bank except that the owner is a father to a terrorist who got so close to bombing a plane

The same father reported his son to the authorities when his terrorist tendencies started showing. How many fathers would do this?

Stop trying to slander an honourable man.

Siralgebra04:
It's non-interest bank.
In d meantime, I have a brief analysis here. If u burn #2,145 (15litres) fuel, say, every 3 days, then, in a year you would have expended # 260,975 fuel + #20,000 for maintenance. In 2 years u would av spent over 560k. That's too massive.
Embrace Solar Energy. At Medas Innovations, we will be willing to mount ur Solar System.
Check my signature for contact.

I spent 600,000 on fuel in 2018. I have become wiser.

There is ZERO evidence she was scammed by anyone, let alone a Nigerian. She needs to pay her debts off and not use Naija scamming as an excuse.

GavelSlam:
Stagger you of all people should keep quiet.

The blockchain is simply the mechanism through which cryptocurrencies work.

The blockchain's benefit is not limited to cryptocurrencies.

I have asked any of you to explain its benefit but you can't.

All you know is that youngsters buy, keep and sell when it appreciates.

Perhaps you can use it in the black market perhaps a few transparent businesses would accept it but I can count on my fingers those that might.

Stop following the crowd.

Stop being parochial.

As the less educated but criminally minded realise they can commit crimes using cryptocurrency as the payment regime, you would begin to see it affect you directly.

In the late noughties, when kidnapping of expatriates was in vogue many of the likes I see here, who cannot think on their own were praising the kidnappers.

I could see how it would evolve to local inhabitants being kidnapped.

Many of you are jumping at the sound of money not realising this us the very thing that would destroy you.

I have written several articles on the blockchain and Bitcoin since 2011. I can even forward to you personally one article I wrote for a Czech website as contribution to that country's debate on whether or not cryptocurrencies should be regulated. Can I add I was paid $500 for that piece by those who commissioned me for it?

A whole stack of work I have done on this subject for years. I am highly knowledgeable about the subject and it does not require me living 300 days or years in any foreign country to achieve this.

Again, you can request for my work in this area and I will gladly forward same to you.

GavelSlam:
I'm an itsekiri man with advanced degrees in the physical sciences.

Live more than 200 days in a year in Europe and the States.

What do you know?

Where have you been?

What is the standard of your education?

And lastly, of what benefit is cryptocurrency to the local Nigerian economy?

You are a bush man. What is the difference between cryptocurrency and the blockchain? Do you even know the function of cryptocurrency, which was not even designed as an alternative payment system?

naijadrivablog:
This is a new twist. No trace..

May God save us.

No, most exchanges require KYC to move that amount in BTC.

ogb5:
I will overlook your comment on internet farmer this time.

From the OP writeup he has calculated the logistic cost to the factory. by his calculation, he will spend 250,000 naira to harvest and transport 30 tons of cassava to the factory and he will sell at 450,000 naira for the 30 tons which will give him a balance of 200,000 naira per 30 ton trip.

I assume that by his writeup, the cassava is already 18 months old, from 12 months the starch content of the cassava starts to drop.

The OP said he has sold cassava at 80,000 naira per ton previously?
Have you seen anybody who sold fresh cassava at even 50,000 naira per ton before?
Maybe he was hoping to sell to a government company that runs on subvention from the govt.



You already have the factory, the workers and the experience to turn cassava into the garri and elubo, the OP does not have the factory setup yet, his cassava is overdue for harvest. Do you think he really have the time now for factory setup and going through the learning curve of cassava processing?

The best option for him is to sell the cassava to the factory or move it to an existing factory for processing into finish product. If he wanted to process cassava he should have had his factory built long before the cassava was ready for harvest and should have been doing some form of processing before now.

In some situations, half bread is better than none.




Cassava doesn't spoil if not harvested? have you planted cassava before?

Go and grow cassava and leave it for 2 years before harvest and come back to tell us the yield you will get on a dry weight basis and compare it to the yield others will get if they harvest within 12-15 months.

Forgive my "internet farmer" comment. I withdraw it and apologize.

But I will still disagree on the selling fresh tubers option. Whoever he wants to sell to will never give him a fair deal. The moment they find out he has harvested, they will stretch him for as long as he can hold out before offering him the most ridiculous prices ever.

Let him at least process by local means into gari. Even if he does not sell immediately, he can store until seasonal variation causes prices to go up slightly before selling.

This Igbo woman should stop this display of ignorance. It is all a trick.

Donexy16:
So you never chewd the legendary banana bubble gum..

Bazooka bubble gum was the ish back then.

ogb5:
I dont think that you have learnt the real lessons. The way forward you are proposing is still a mistake.

In cassava cultivation, you make your profit if you calculate with a realistic sales price.

You seem like you are a victim of sweet talking Internet farm consultants. How will someone tell you that cassava will sell for 70,000 naira per ton? It will never happen and has never happened.

Turning large scale cassava farm into garri is the next mistake that you are about to make. Garri making is a slow process, it is capital intensive also, you will spend up to 40% of the garri sales revenue on paying the workers who process the garri.

The bad part is that garri processing is slow. So your 100 acres of cassava will take months to process. The cassava in the farm will go bad within the months that your are processing.

After spending months to process the garri, you will find that it is difficult to get the bulk money from the garri sales.

[b]Take the cassava to the factory and collect the 200,000 naira profit per trip. [/b]Use this method to try to recover your expenses on the farm before the cassava goes bad in the ground.

You sound like one of the internet farmers. If a factory is not within 10 km radius of his farm, not only will his logistics cost make any profits he will make of no consequence, he risks the cassava load getting spoilt if the truck or vehicle breaks down on our bad roads. Have you ever taken a trip to a farm on a real bad road? I have been there. Trust me: it is not something you want to even try.

Thank God he has already answered the question by posting his road transport experience with his cassava.

ORIENTATION101:
Very Good Nigeria is not doing Big Brother again. You neighboring countries have been milking us since.

The importers in your countries pays billions of dollars annually to ur respective government on rice duties. then smuggle the rice freely to Nigeria to sell and still make money without paying tax. What nonsense.

Buhari please cut of Benin,ghana,Togo,niger lights their debts is too much. Nigeria cannot be giving light freely when we citizens re paying high fees to enjoy power.

No more economic Big Brother again period

These countries will simply dam off your River Niger and you can wave goodbye to Kainji dam and all your dams in the North.

presleYzzi:



Na fish this people never chop before?

Any animal other than the usual domestic animals we have around that we see ends up dying.


What kinda savagery is this for Christ sakes?

Nobody wants to know if it's an endangered specie!

In the white man's land, the sharks injuries will be tended to and it will be let free afterwards!


But here everyone behaves like the characters portrayed in "the gods must be crazy"

Who endangered the sharks? Was it not the white man?
Which black men have killed whales and sharks in the kind of alarming numbers that endangered many of our species on earth as much as the white men did for centuries?

Here, we only kill them once they wash ashore, which is to me, not a problem. Such sporadic and accidental finds and kills DO NOT ENDANGER ANY SPECIES.

Let us cure ourselves of this enslavement mentality that makes us think that the white man is better than us. They are the evil of this earth and many of the environmental problems we have today (such as global warming) was actively caused by the West.

Young man, receive sense!

OP,
Well, you have just learnt some lessons that people like me have been preaching here for a long time, and others too.

a) Prices of crops in Nigeria have seasonal variation. Cassava, palm oil, maize, etc are examples. Nigeria has no commodity boards that buy from farmers at guaranteed prices the way it is done in the West. They became cesspools of corruption and were scrapped by either PMB or IBB in the 80s(one of them. Dunno who). Since then farmers have been on their own.

b) Cassava has a peculiar situation. Once harvested, it rots in 72 hours. So the cassava farmer is at the mercy of the companies and their middlemen. Even if u sign an agreement to supply at a specific price, a company can renege and u will bankrupt your little savings feeding lawyers, court registrars and the police trying to get justice.

Some middlemen and processors actually wait until u have harvested. After day 2 and u are in dire straits, they show up and offer ridiculous prices. You then have 24 hours to take it or lose everything. Time decay becomes an issue to contend with.

This is why I always say: never plant cassava without a processing plan. You should either setup your own gari or fufu processing factory, or arrange with a processor to use their facility to do it. Partner with other farmers, pool funds together and setup your own facilities. Must be no more than 10km radius from your farms.

The act of even drying cassava into cassava cakes will prolong the shelf life. You can then process the cakes further.

If you know what gari is sold for in West African countries, you will be shocked.

You have learnt your lesson. Sorry about the disappointments.

WAY FORWARD
If you still have unharvested cassava, please arrange for local women to process it all into gari for you. The emphasis now is on capital preservation, not profit making. Then sell you gari when prices pick up a little. Red gari can stay up to a year under proper storage.

Do this and live to fight another day.

DonBenny77:
Useless country useless flag

Then get the hell out!

Tukman1:
Guy it is not my fault. How much do u want me to buy when the current selling price in nassarawa state is 8000. If u supply good oil to me in lafia, i will buy 100 rubs all filled in kings keg, then i will pay 7,100 cash on delivery. If it is ok then call me on 09092554141. Im real

So a seller should take 100% risk to bring to Lafia with 0% commitment on your part. When u fail to fulfill, the seller is stuck. Who does business like this?

Sunofgod:
Tight arrse charlatan!......20 one way tickets?

Cheap publicity stunt!

How many have u airlifted? Have u tried to gift even one of yesterday's returnees N10,000 for feeding?