₦airaland Forum

ngegy:
Is it true that you can't transfer more than $10k in a single day? I need to transfer $12k and I want it in a single transaction. Any Ideas?

you can transfer any amount you want. exceeding the $10k daily free limit only means the bank will collect more information about you and your reason for doing the transfer for documentation and reporting if CBN decides to look into their books but they cant prevent you from doing your transfer

babaoo:
please guy help me ooo, i was at gtb to tranfer money to an account in uk, its

bet365.com account.gtb is telling i would pay N2000, as commission as for vax and tax,
i was also told i will have to $25 for and off shore transfer.i thought
it was just 1% of my transfer, i don't seem to understand them, what should i do guys

i havent done a FX transfer with GTB in the last 2 yrs but i do know the charge used to be 1% subject to a minimum of $10 plus 1000naira and vat plus tax and vat on tax

maybe you should call customer service to ask

Kennyblues:
Have you heard of Blue Intercontinental Bank?

We hereby express the desire of our bank partner with your company in assisting staff members towards better financial comfort and affordability. It is our belief that partnering with you will help individual staff members and the company as a whole.

Often times, some employees’ needs are beyond their monthly salaries, as a result, there arises cause to look for help. In situations like this employers are often in dilemma. The question of whether the company should take out of its working capital to assist employees in meeting such needs or to leave such employees with their needs unmet becomes unavoidable.

To avoid this dilemma, our bank has developed various products fashioned after the common needs of typical employees in Nigeria to enable concerned employees meet their respective needs on time while the cash flow of the organisation is not adversely affected, at the same time.

Blue Intercontinental Micro Finance Bank Limited is jointly owned by Intercontinental Bank Plc (with over 20 years of commercial banking experience in Nigeria) and Blue Financial Company (a South African micro finance institution with about a decade experience and presence in twelve African countries).

Personal Term Loan: Loan facilities are granted for various personal needs of staff members. Repayment could be spread over periods ranging from three (3) months to eighteen (18) months depending on the member’s income, the need and other applicable consideration.

Emergency Loan: This loan is available to individual staff members for immediate solution of emergency needs. The beneficiary can quickly access fund and repayment is just once, at the end of the month that the facility is taken. If need be, the repayment could be rolled over to the following month provided the interest accrued is paid.

Cooperative Credit: This loan is available to individual for the cooperative society or staff union (if available) as a body for timely bulk purchase on behalf of the staff society/union. Such items may include but not limited to land, home appliances and other consumable that are generally needed by the members especially a festivity periods as well as other times.

Other Loans: There are possibilities of other loans depending on the need of each member at the point of such needs.

This are the requirement:
* Confirmation letter
* 3 month Bank statements
* 2 month pay slips (recent pay slips)
* Nepa Bill
* 3 passport photographs
* Post dated cheques (if your salary is not with Intercontinental bank) and you will open an account with Blue Intercontinental bank for disbursement the money into it.
* I.D cards (both office and drivers’ license or Int’l passport or national I.D card)
and the maximum is #225,000
* And the tenors of the loans are 3, 6, months.
* Guarantor’s Cheque covering the total debt.


Contact Kenny on 08028616319 and 08096838943

so now that intercontinental bank is now owned by Access? what happens to you guys?

dont think the cost will be much different from what obtains anywhere else in nigeria, the only difference will be the cost of the apartment

the bulk of my online purchase is actually through amazon. and i buy directly from amazon

why pay someone who will buy from amazon when i can buy from amazon myself?

Flaix:
I've sincerely noted all advice, I'm grateful.

be wise which advise you take, not all advise no matter how well intentioned is worth paying attention to

if i was in your shoes, i'll pray but i wont go to any pastor or change church to seek spiritual help. like someone mentioned, what is happening to you is not new under the sun, as a matter of fact, there's no affliction that is peculiar, they are all common among men
i agree with your observation that her statements and texts will sow seeds in the minds of your new family about you. the pitfall is that some things that would have been overlooked in the past will now be read differently by your new family based on some of the things your mother has sowed in their minds. this is another reason for you to pray and keep praying
i hope your husband is wise enough to know that if you didnt sleep around and he met you a virgin, now that you have so much to loose, you have no reason to be unfaithful to him back to point number 2 above, so keep praying and seeking God's divine intervention

even if you change your number, will your MIL and husband change their numbers? you can ignore her calls and sms but since she knows how to copy your MIL and husband in her text messages to you, if you change your number you wont know what damaging info she is sending out so you might want to keep your 'enemy close' by keeping your number

pls also realise that you dont owe her anything, the fact that she's your biological mother doesnt mean you owe her anything. so dont let her blackmail you with that. if she falls into problems and requires help that she cannot get from her current family, help out and leave it at that

Kcwarren:
Help pls
My MTN bb doesn't accept other networks BIS!
Wana do Comonth but nothing is happening!
How do I go about this please

MTN has locked your device to their network, you need to demand they release your BB PIN from their network so you can move away, if they refuse, threaten them with lawsuit, you paid full retail value for the device so they have no right to lock your pin to their network and refuse to release it on demand

donaemeka:
Pls I need your help guys. I use d glo CoMonth plan. Whenever I use the web browser or appworld to download, glo deducts all the credit I have.this is really annoying because I paid for internet services. I really need your help guys, what do I do?

i think the glo complete package is a mix of the other bb social packages.

the social packages do not allow you to download, so when you browse using your bb internet app, it counts as download and you are charged. same thing happens when you go to appworld and try to instal apps

the first social package allows you to chat and view your mails on the go while blocking social networking apps
the second package doesnt allow email but lets your social networking apps (facebook, twitter) to work as well as your IM apps

the complete package allows social networking, IM and 1 email to work

i dont think all that gist about enabling or disabling APN does anything for you

Pukkah:
I think the awareness among the people about the commencement of the limits is low. CBN needs to increase the awareness especially in Lagos where the implementation is just around the corner.

the major problem i see when this kicks off is the amount of unnecessary stress people will be put through and it will only result in more people keeping their money outside the banking system rather than taking it to the banking system

there is still a high level of unreliability in e-banking in nigeria (online transfers and POS).
the amount of paperwork to open an account is at best ridiculous.
banks are always looking for all manners of excuse to charge people who hold account with them

the iPhone 4S has now been released and i can assure you iPhone5 is at least 1yr away

Tunee:
hi, I would like to know whether I can use blackberry internet service plan on a non blackberry phone because of the unlimited data plan for the bis. I'm currently using etisalat 500mb on my HTC desire but I wud like an unlimited data plan for my phone.

BIS doesnt give unlimited data although the data cap is quite good for the average joe, no u cant use BIS for non BB

i'm sure these tariffs are for the social plans

tunde300us:
airtel is wacked ppl, no near am oh

i feel you.stopped using airtel BIS since april 2010, not worth it in my opinion.

i believe there is a code for stopping the service

alternatively, you can switch to another plan, it will stop the old one,

i hope you are on PAYG BIS?

if you are switching networks, just remove the sim

kinglee007:
Hi guys,
please i really am in need of a signal booster for my Blackberry. the network reception is quite low where i stay as i can hardly browse or use my BIS. I have to use different positions to get a reception in some parts of the house. Please guys, help me out.

i'll advise you nt to waste your time with the wire connection advise, there is a gsm signal booster device i have heard of, what it does is to boost weak gsm signals over a small area and that should make it possible for your BB to pick up more bars and hopefully improve your browsing experience

another thing you need to understand is, 3G signal might be weak but 2G (EDGE) could be strong in a particular area so if you go into your mobile network setting and drop your preference from 3G to 2G, you might enjoy a massive signal boost

i doubt if thats what the ad means, unless you're saying they saw into the future and created the ad just as the BIS outage happened

i think it should be up to 1million across the 4 GSM providers in naija

nope i think it'd be a dumb idea

now past tense

t-luv:
Hi Bankole, I dunno if u can help. I upgraded my OS 5 to OS 6 buh since den ma fone has been hanging seriously, to d extent dat I do a hard reset about 7 times everyday, is it possible to downgrade it back or is dere anyting else u can suggest. I use a curve 3, hoping to hear frm u soonest. Tanks plenti

the first thing you have to note about the OS6 and above is that they take up much of the RAM of any BB device with 256MB and below and you will need to use a seriously shrinked version. if you are not tech savvy, i will advise you back up, wipe and reinstall OS5 to continue enjoying a smooth bb experience

another option is to just upgrade your bb and sell the one you have after wiping

linktel:
how do i configure ma fone to watch youtube videos, a bold 4, pls lemme knw d steps to download movies too, thanks

you dont need any configuration to watch youtube, all you need is a strong 3G signal and you know youre getting full BIS coverage when you see 3G+bb icon displayed on ur BB, just so you know, the bb icon displayed means your BIS is up and running and is being provided by your 3G network,

once you have a strong signal as described above, just go to youtube and grab a video to play

well, depends on where you are,

glo BISMONTH has bumped data cap to 3GB, i believe all the other networks are still limited to 1.5GB but if you are not a heavy data user, then it doesnt matter to you

you need to be sure you see 3G+BB icon showing on your bb regularly to confirm the signal around you is very strong and you're getting the best value for your money. another way to confirm how strong your signal is to try and play a video off youtube, if it plays without buffering excessively, then your signal is strong

my advise will be for you to do the 1-day BIS to verify the above before jumping in

is the BIS back, doesnt look like it on glo

can anybody confirm if the bb messenger has worked for them today?

@OP,

what is good for the goose,

so if you have a female best friend, she can also get a male bestfriend

werepeLeri:
Wrong title.

OP - why are you always out to deceive people? Nowhere is dollar exchanging for 200Naira but your title says Naira Drops to 200. where?

Even the content of the story you quoted is not at par with the title you gave it.

OP - change your title to something that is more of the truth. Lies doesnt get us anywhere.

thank you.

has anybody noticed a faster blackberry data regime since the launch of this 3.75G especially for BB users in lagos or PH

ikhideman:
I don't know why some people are so sentimental, just like the NLC! Facts are there, you are employed on contract for a 2-year period, contract has expired, they don't want to renew, that's their right! Even if they want to employ Monkeys on a fresh contract, its within their rights!

I was offered employment by this same CCSNL as a Customer Service Staff on contract in 2009; I didn't take the offer(thank God) after hearing the terms of the contract - even when they said its renewable. I've been working at my current place for the past 3 years now(its a full-time employment), hence when I heard the terms, I immediately declined the offer, because I was working full-time already - 8:30am-5pm.

It seems those who are crying foul don't understand what it means to work on a contract basis & seem not to understand that they weren't employed by Zain, but by consultants who were responsible for their salaries based on the contract with Zain that had end date - September 30, 2011!

For those affected, the truth is you all should have been preparing for the contract end date & looking for alternative employment/starting your own business elsewhere. Since it has come to this, you should believe God for new jobs/ideas for profitable businesses! Cheers

its ok to not be sentimental, if the contract had an expiry and the two companies decide to not renew, they have a right to do so, that said,

if you got the message that was going round, new terms were offered which is much less than the current terms and the two companies are planning to bring in indians to fill slots that will be left by nigerians who cannot take on the new terms, that is where i have a problem

the cost of bringing in indians can never be less than the cost of maintaining the contract at current terms and allowing that type of situation erodes our sovereignity, if the two companies believe they can provide the service cheaper in india, they can move the call center to india and provide the service from there
but to establish a call center in nigeria and fill it up with indians is not cool if that claim is correct

Guys,

he is the president so you dont expect him to personally post 100% of the time, i believe he has someone who manages that profile for him but he is in the know what goes in there.

dont forget he had a youth forum in lag just before the campaign where his communication minister made the blunder of saying he brought facebook to nigeria

so that profile is not fraud

@OP,

i think what you should do is a mix of some of the advise you have been given here.

first let the would-be tenant know he has been duped because you have not received a rent and as such he cannot move into your house
by having the so called agent arrested, you have confirmed point number one above to the would be tenant and even helped him start the process of recovering his money

if the so called agent now fulfills his promise and pays you the rent money he received from the tenant, then by all means let the tenant use the apartment

but going to court will not earn you anything, the lawyer will collect his fees upfront (another loss to your pocket) and your case will be in court for donkey years with nothing to show for it.

chyket:
Don't even think of exporting at all because the conditions you have to meet to be able to export from Nigeria is almost impossible.
I tried to export some locally manufactured goods to Africa but it was impossible,part of the requirement was that I must get a letter from the manufacturer stating that he is authorising me to export the products.This is just one of the numerous conditions,it's very sad because Nigeria industries should have been able to expand their capacities through exports to other African Countries

so why didnt you just meet the manufacturer and get the letter?

the major problem is a lack of transparency and that is what has been encouraging corruption in the LASTMA, those guys despite doing a good job of managing traffic in lagos are feeding fat on the ignorance of the public.

i think a way out for lagos state govt is to harmonize with existing traffic fines and make that information very public so that there will be no debate when a LASTMA official tells you the offence, you already know what the fine is and are clear you are not being cheated

like a poster said, an offence that carries a 3000 naira fine will be called 50000 and you will be encouraged to settle with 20000, by the time you negotiate to 10000naira, you have still lost money and they are smiling to themselves

i believe the people who are shouting and making noise about this law are mostly real estate agents who have been driving the real estate market into chaos prior to now and getting the most money into their pockets

now that the govt is bringing sanity, they are making noise, i hope the lagos state govt stays determined and makes enforcement possible by properly manning and expediting cases that will come initially, hopefully after a year or two tenants and landlords will see the gains and push the agents out of the way