₦airaland Forum

myjoy085:
Bros, you try sha! but that na small compare to what I achieved through nse. With NSE I brought shopping mall valued @ 950.1 million naira in Lagos. I am planning to buy whole estate in abuja valued at 2.05 billion naira in maitama from nse proceeds. Remain relentless ,keep making money.

It is well...

Hmmmmm
There is God oh. He is watching you with all these lies.

Happy New Year to you all. This year shall be bullish IJN

A student of the Obafemi Awolowo University, Ile-Ife, Osun State, Bak-Abasi Umoh, who went missing for 10 days in the state, has been found. Her mother told our correspondent over the phone that she returned to Ile-Ife, Osun State on Tuesday, December 22. “She told us she was robbed of her phone and all the money she had,” her mother, Elizabeth, explained. The girl’s mother said she was thankful that no harm had come to her daughter after being incommunicado for 10 days. Saturday PUNCH learnt that when her family in Port Harcourt, Rivers State, could not reach her on the phone, they called her school friends, who said the last time they saw her on campus was on December 12. As of the time our correspondent spoke with Bak-Abasi’s mother on Wednesday, she said her daughter was already on her way back home from Ile-Ife. Her parents have been tight-lipped about the details of what really happened to her and where she was for those 10 days. It would be recalled that when Bak-Abasi, said to be a Law student of OAU, was declared missing a week ago, her pictures circulated on the internet as her classmates and friends pleaded for information that might help in locating her. Meanwhile, the Law students’ association of OAU said it has no evidence that she is a member of the department. According to the President of the Law Student Society, OAU, said in a post on Facebook, “The news about this lost lady has been a subject of concern for Ife Law students as she claimed to be part of us but all evidence shows she is not. “Our concern was only that a Nigerian was lost and needed to be found rather than a Law student. I salute the effort of the entirety of the law students for the love and concern in the search.”
www.punchng.com/missing-oau-law-student-found-after-10-days/

locodemy:
Where are the noise makers of FBN?i am sure that the #5.00 they bought their's will be my own exit price.The economy is totally bad i dont see the reason why people should be rushing FBN.our country depend on oil for survival.Thank God OPEC is planning to bring interventions from 2016.

For FBN I must be among the shareholders the price will favour.Entry at #4.00-4.50 will be the best and that is where i belong to.

Meanwhile, my entry point is #3.

Someone shld pls help, how can I get to Fatai Atere (mushin centre) from Ojota?

All Saints College Ibadan has vacancies in the following positions: Principal, Bursar, Physics Teacher, Food & Nutrition/Home Economics Teacher, Music Teacher, Accounts Officer, and Hostel Matron. How to Apply The application should contain names of 2 tenable Referees and 2 suitable guarantors. Five copies of application with 2 passport size photographs, detailed curriculum vitae and credentials in sealed envelop with stipulated reference and must be addressed to the Chairman, Board of Governors, All Saints College not later than 21 days from the date of this publication and submitted to All Saints Church Office, Jericho, Ibadan.

A Norwegian International School requires the services of outstanding teachers I Pre- School, Primary School and Secondary School. How to Apply Interested candidates should send their CVs and application letter to recruitment@nisng.com by Friday 23rd October 2015.

There is vacancy for the position of Teacher and Account Clerk. Qualified candidates should text immediately: Name, position required, age, and area of residence to 08057985799.

Vacancy exist in a secondary school at Ifako-Ijaye Ogba, Lagos in the following positions: English/Literature teacher for SS 3 students, I.R.S, Driver with valid driver’s license. Interview date is October 9, 2015 at 3/5 Gardol Street, Off Oyemekun Rd. Ifako, Ogba. Contact 08036721541.

LordCY:
Guys. . . . I don read my eyez don almost fall. . . D tin is I want to start this FBN money market. . . And I want to start with 15k. My question is how many % of my initial capital (15k) will I be getting every month. Please anyone with experience on this should give me more light. Thanks

Hmmm. FBN Money Market. Their interest rate is okay. The only problem I av with dem is customer care relationship. Not replying mails, sms and fone calls. I av b trying to divest my funds for the past 3 wks, but notin was done abt it. Don't knw if am d only one experiencing this. I av planned to pay dem a visit shortly to expree my displeasure ova d way dey handle my mails n messages.
Give them a trial, possibly, u may not experience wat I am facing now.

The Securities and Exchange Commission (SEC) is pleased to notify the investing public that enrolment for e-Dividend payments can now be efficiently conducted at Bank and Registrar branches nationwide through the online platform launched on 29th July 2015. This follows the release of a circular on the implementation of e-DMMS portal by the Central Bank of Nigeria (CBN) to all Deposit Money Banks dated Monday 14th September, 2015.
 
The e-Dividend scheme has been a priority initiative for the entire capital market in a bid to curb the growth of unclaimed dividends and improve the overall efficiency of Nigeria’s equities markets.
 
The e-DMMS portal utilizes NIBSS’ robust Document Management System to which completed e-Dividend Mandate Forms filled by the investor could be uploaded. The e-Dividend Form can be obtained and properly filled at bank branches or in the office of a registrar.
 
Where an investor opts to fill this Form at a registrar’s office, the Registrar shall verify details such as the investor’s name, account number and Clearing House Number (CHN). The completed form shall then be uploaded to the e-DMMS portal for immediate access by the investor’s chosen Bank. The Bank is required to validate the investor’s Bank Verification Number (BVN) and other account details.
 
Should an investor choose to complete the e-Dividend Mandate Form at his bank branch, the Bank shall validate his/her BVN and account details before uploading a scanned copy of the Form to the e-DMMS portal. This uploaded Form would immediately be accessible to the investor’s chosen Registrar who is required to validate the investor’s name, shareholder account number and Clearing House Number (CHN).
 
The SEC wishes to commend the CBN and NIBSS for showing strong support for this scheme. Deposit Money Banks have equally shown high commitment to implement the scheme as well. Registrars have been directed to ensure that all their offices are properly equipped to enrol shareholders who would be approaching them for the exercise.
 
All shareholders who are yet to be fully enrolled for e-Dividend payment are enjoined to take immediate steps to fill the Mandate Form at their chosen Bank or Registrar branch.
 
Securities and Exchange Commission,
(Source: SEC)

Opeoluwaadewole:
Please house,does my stock brocker has any right to sell, part of my share without informing me,l just received my cscs alert yesterday,that
some amount of unit have been sold.please what can i do in respect to this.please house i need you .

To the best of my knowledge, the broker has no right. I will advise u call dem, if no positive step was taken, report them to SEC. Kindly tell us the name of the broker.

Xiadnat:
So, you have never had headaches in the past at all?

How is your sleeping habits? It may be due to inadequate or impaired sleep. Do you snore at night? Do you feel tired or fatigued or yawn a lot during the day as if you didn't get adequate rest etc? You feel particularly stressed, anxious or worried or depressed?

Try these techniques first:

Have a consistent time that you got to bed and arise
Get at least 7-8 hours of sleep
Avoid caffeine, nicotine and alcohol or heavy meals before sleep
Avoid or limit television, reading, internet or texting right before sleep
Create a dark, quiet and comfortable sleep place
Can try calming methods like meditating or taking warm bath before sleep- if stressed.
Hydrate more with water.

Try these for at least 4-6 weeks and see if it helps headache. Do limit the use of paracetamol as it can cause rebound headaches from overuse.

Regards.

Thanks

Xiadnat:
yem0350:

I need know more of the headache. So, the headache wakes you up from sleep or that you feel it when you wake up in the morning? How long has this been going on? Does it go away eventually as time progresses? Do you take anything for it, does it help?

I feel it when I wake up.
I have been feeling it for the past 8 days.
It will go like afta 2hrs without taking any drug.
If it takes longer dan 3hrs, I wil take paracetamol, which may go or still last for like an hour

What usually causes awakening headache or feeling of head being too heavy in d morning?

veecovee:
can somebody pls tell me why unitybank is going down than other banks

I tink it is going to its base (car pack)

aresa:
Shut up you shallow insecure idiot. Dulling is a slang and I don't remember saying anything about your father.


Proper home training should have clued you in that you should never introduce parents into any conversation if you don't want to be sent home to your parents who I think did a terrible job raising you since you have no respect for other people's parents.

Dis will b my last reply to you. Get somtin beta doing. Stop attacking pple @ first shot.

aresa:
Shut you idiot. The question was, if you were trained properly at home, why bring other peoples father into online conversation? Obviously, you weren't trained properly or you are just a hard to train wild beast..

U jst display ure insane. Why did u use the word 'dulling' initially? I can c ure a kid. I don't have time to waste here.
Think very well before u comment on pple post.
Since u knw it is an online conversation where u dnt c who n who, den, u shldnt av insulted anyone, because u dnt knw if dey r old enof 2 b ur father. Dat was y I asked initially, if ure talking to ur father. Pple dat av manners will not insult anybody whether visible or not

My brothers n sisters, trade wisely oh. I will join u wen d ASI touched 30000.

aresa:
Idiotic clown. Your parents must have trained you how to bring other people's parents into online discussion.

The reason being that, if ure well brought up frm om, u won't b here insulting pple.

aresa:
No, I meant you and the dogs that conceived gave birth to you...

Very easy to know pple like u r not brought up frm om or u fail to acquire d necessary training

One might think bedwetting is only a preserve for
children, but recent researches have shown that
bedwetting among adults is a top secret that is discussed
in hushed tones or better still, never revealed. Urologists
at the Bladder and Bowel Foundation recently stated that
one in 100 adults will be affected by bedwetting at some
point during their lifetime and that it often runs in
families. It is against this backdrop that SATURDAY
PUNCH asked some Nigerians what they would do if their
spouses bed-wetted on their wedding night

I’d feel highly embarrassed
Adeleke Adeoluwa
It depends on what made her to bed-wet, because I know
that too much of alcohol can make someone to bed-wet.
Also, if one is on anti-inflammatory drugs, one can bed-
wet. If it’s beyond the ordinary, then I will know what to
do. But I’ll definitely look at the antecedent – at least we
must have been together for some time before we went
into wedding. If it happened before the wedding night, I
wouldn’t have married her. But if I discovered on our
wedding night, then I would feel highly embarrassed and
ask her reasons why she did that. All the same, it’s her
problem which I think we can find solution to. I wouldn’t
chase her out.

I’ll make him stop taking water at night
Rosemary Willie
That kind of man will turn one into a drycleaner almost
every day. It is not a funny matter because it is
happening, not to me, though. I cannot imagine this
happening because it will be like a dream to me. But what
will I do? Maybe I will ask him to stop drinking water and
other drinks at night. I hope this helps him.

I wouldn’t know what to do
Olawale Folarin
That is a serious one. I remember that as a child, our
parents would always do all they could to ensure that we
stopped that habit. It is a very bad one and to see that my
spouse, who is an adult, bed-wets on our wedding night,
it is going to make me to be speechless. I don’t want to
even imagine it. Will I scold her or just let her be?
Seriously, I don’t even know.

He should find a solution to his problem
Osuolale Dasola
This is his problem, not mine. And the responsibility of
every man is to find solutions to the problems that
confront him. I hope he will be able to make his own
findings on how he will stop the habit. It doesn’t speak
well of a man at all and it is a shame. I will beg him to
find a solution to that problem.

We may not sleep on same bed again
Samgbayi Dayo
First, if she admits of being guilty of the offence –
because it’s a real offence when an adult bed-wets – we
will sit down together and think of ways to salvage the
situation. It’s not a good thing. Every parent expects that
at a certain age, their children will stop the habit. Now
carrying that into adulthood is a big embarrassment.
However, I will help her to look for ways to stop the
habit, or else we may not sleep on the same bed again.

I’ll carry my cross
Sarah Amax
There are certain things one cannot know until after
wedding. I will just assume this is one of them. It will
come as a shock to me, but there is nothing I can do but
to support him with prayers or looking for means to help
him stop bed-wetting. He too must be highly
embarrassed. All the same, it’s my cross and I will bear it
– while the search for a solution is on.

Her parents are to blame
Umoh Kufre
I’m not going to scold her because she is not a child, but I
believe she must be highly embarrassed of her action.
This is unheard of. Meanwhile, I will blame the parents
for not helping her to stop the habit before she reached
the age of marriage. It must have been that they did not
take it seriously and she too was not willing to help
herself. I will order her to find a lasting solution to her
problem so that I will not feel bad in our marriage.

I will lambast him
Adedeji Larry
This would make me wonder that prior to when he grew
up to that age what he had been doing about the matter.
Was he taking it for granted? Surely, I will lambast him to
make him find a solution to that problem. How could an
adult be bed-wetting? I would be puzzled. After all my
bewilderment, I may overlook it, but if it happens again,
perhaps we will start sleeping on different beds. It’s just
that he will make me wash the bed-sheet always.

No one will know about it
John Adeoluwa
This calls for a certain level of understanding and
maturity to handle the issue. If I am not wise enough, this
little matter can lead to a serious one. In fact, many
couples that are being separated today, it’s because of
this type of issue. They will only come out to say they
separated due to irreconcilable differences, many of
which are reconcilable. If this should happen to me, I will
not even allow anyone to know about it and thank God
it’s not a disease; it’s just a habit that can be stopped. I
will help her do that.

I’ll wake him up every night to pee
Adediwura Akinwande
There are men that take too much of alcohol and this can
happen to them. Some will even vomit on the floor,
which could be embarrassing. Seriously, that’s why as a
woman, I must have asked him questions before the
wedding night on his lifestyle. At least I must have known
some things about him. But assuming this happens, it will
be tough for me. It will break my heart. In fact, it must be
a joke. To help him, I will start waking him up every night
to pee and also caution his drinks intake.

www.punchng.com/feature/adam-eve/if-your-spouse-bed-wets-on-your-wedding-night-what-will-you-do/

aresa:
I thought he did already and also challenged you to meet him in court with your evidence..


You are very very dulling...

Dulling, u mean ur father

Let him first answer the allegation against him

I hope those stocks that gained yesterday will continue today, sodat it won't look like a trap

otokx:
Oando that has refused to release their financial reports. Its like they have forgotten the meaning of annual.

By the time d result is released, it is either is on full bid or full offer

FranklinRich:
Well I think some stocks are overvalued and others are undervalued or rather they will get undervalued as their prices continue to decline.

Afriprud for one is almost touching N2, this is a stock that it's interim dividend yield was more than most blue chip full year dividend yield. I see no reason why I should not buy it at around N2, knowing that at this price, i can still get a full year dividend yield of close to 10%. Add that to its interim dividend and that adds to some okay returns. Capital appreciation might not come now but in the fullness of time, it will.

When you can still buy it below #1.9 next week.

yak:
fellow Nairalanders, I av some money to invest in mutual fund, n av chosen fbn though just for d name. I want to know what my next action shld b. do I go to any first bank? do I need to av an account wit 1st bank? plz I need small information from d gurus

If it is mutual fund, you don't need any auction. Jst fill an account opening form, with ur evidence of payment and scan it to them.
Currently, dey av 3 mutual funds: Money market, fixed income and heritage fund. Jst select d one u wish to invest in, bearing the risk, interest n objective.
It is not compulsory u av an acct wit first bank.

Appointing an electoral umpire in Nigeria is always a sensitive matter. This is hardly surprising because it is integral to shaping the future of the electoral process in the country and deepening the democratic practice as a whole. As the United States President, Barack Obama, said during his visit to South Africa two years ago, “Elections provide a crucial opportunity for citizens to hold their leaders and political parties accountable and to give ordinary citizens a role in determining the future of their nations through peaceful political competition.” So, whatever becomes of democracy in the country will depend largely on the choice President Muhammadu Buhari makes. Understandably, Buhari’s job is made a wee bit challenging because whatever choice he comes up with is going to be a replacement for Attahiru Jega, a man believed to have served with distinction as the chairman of the Independent National Electoral Commission before bowing out at the end of his five-year tenure in June. Ordinarily, the expectation of many Nigerians was that his tenure would be extended so that he could further consolidate the gains the country made and make his legacies more enduring. But Jega had made it clear before his tenure expired that he would serve for just one term. It has been more than two months since Jega left office and it is time the President presented Nigerians with a substantive INEC boss. The next set of elections may seem far away but the Nigerian electoral body has never managed to have enough time to organise elections, which is responsible for the occasional adjustment of dates witnessed before elections. There is therefore the need to make the appointment of the INEC boss a matter of urgency so that the new appointee could settle in quickly and set the ball rolling. In appointing the new INEC helmsman, it will be difficult to ignore the standards set by the immediate past occupant of the office. Jega, by virtue of his performance, has provided the touchstonefor determining credible elections in the country. Not many may agree entirely with his style, especially in areas of logistics and other niggling problems that precipitated the postponement of the last elections. Yet, it will be difficult to dismiss the integrity and sincerity of purpose that he brought to bear in the discharge of his duties, which helped to confer credibility on the electoral outcome. The sanity that pervaded the 2015 polls, given the parody of elections witnessed in the past, can be credited largely to Jega’s innovative inputs. For instance, the permanent voter cards and card readers he introduced made it impossible to witness the bizarre figures usually turned out as election results. The card readers also ensured that cards were not transferred, which used to be the case in the past. Besides, in the face of intimidation and threats, he was able to stand his ground and deliver one of the most credible election results ever witnessed in the country’s political history. Unlike in the past when electoral officials always saw themselves as owing allegiance to those who appointed them – rather than loyalty to the country – Jega kept a safe distance from the government of the day and organised elections that were deemed fairly free and credible even by international observers. It was not by accident, therefore, that for the very first time, an opposition candidate was able to unseat a sitting president in an election in Nigeria. Therefore, in appointing a successor to Jega, nothing short of a personality with the capacity to do even better would be acceptable. The country has a history of appointing professors and legal personalities as the chief electoral officer. It does not necessarily have to be so. What matters is a Nigerian of integrity, whose independent- mindedness would be guaranteed. Not only should he be able to shrug off pressure from the government of the day, he should also be in a position to take Jega’s innovations of integrating high-tech solutions into our electoral process to the next level. Such a person should not shy away from introducing electronic voting into Nigeria’s electoral culture, to eliminate rigging. What should be paramount here is the building of “strong democratic institutions,” as advocated by Obama. Although the success of the last elections has been credited to Jega, Nigeria should be able to grow to a level where even a corrupt person would not be able to corrupt the system because of the robustness of the electoral institution. Emphasis has to shift from personalities to institutions. Already, tongues are wagging as to the factors that should come into play in appointing the next INEC boss. Some have brought in the issues of zoning and ethnicity. Some believe the next INEC boss should not come from the same section of the country as the President. While the craving for balancing is appreciated, it is important to note that religion, ethnicity and geographical background should only play a minimal role in that appointment. If Buhari eventually gets it right in his appointment, Nigeria’s election management agency will be able to enjoy stability, the type that has helped Ghana to produce some of the most transparent elections in Africa. Kwadwo Afari-Gyan, who had supervised all elections in Ghana since the country’s return to democratic governance in 1992, just retired after serving in that position for 23 years and was succeeded in June by Charlotte Osei. Nigeria should, by now, also be thinking along that line, instead of the high turnover experienced in the election management process in the country, which invariably leads to new appointees beginning a learning process all over again.