Dashlys:
Too bad! Dem no want loan me again. I don try tire. Just 200k wey I dey owe na them no want loan me again. Na wa for these people. How I want take chop free money again?

Orobokibo1:

i have tried to download every available loan app i can see online but the highest i can see is just 5000.
i have been worries about some serious issues for now.
can i get a loan app to loan like 150k or 250k

sulorog:


No loan app, will give you 180k for a start. You have to start small and grow that is if you pay your loan on time. Your credit scores is good, your loan will be increase from 5k to 7k or 10k depends on the loan app.

Orobokibo1:
10k no go solve anything, i will just be trapped in the debt chain.i seek around 200 - 350. its for business

Dashlys:
Agent! I have changed my card Pin and the phone number linked to my account. On trial, I paid in 3k into my account yesterday and withdraw it later. Tell this to a kid.

Hed0nist:
I hate debtors with passion but anybody wey refuse to pay these criminal loan apps no be debtor to me. The person is a master in finesse. A freedom fighter and a legend.

I used to borrow money from Lcredit if I’m in urgent need of cash but don’t have access to my cash at the moment. I don’t mind their high interest rates as I’m getting a loan without giving collateral. I’ve been doing so for more than a year now. I hate owing so I always pay back days before I’m due. I vowed never to have anything to do with them when I borrowed 20k But had an issue with my bank and couldn’t access funds by the time I was due. Dem ma suppose know cos my card is linked and they could auto debit if they wanted.

However one day after repayment was due two idiot agents started bombarding my WhatsApp with threats. Insult follow join. That was when I understood why people hate and want to cheat them. Just one day o wey circumstances bin no de my control this bastards copied my profile pic and started threatening to post it with defamatory messages. E pain me gan cos I had more than 10 x that in my account but My acc was in the process of being unfrozen. Come be say dem de add interest on top the threats and insult.

Normal banks give you some time plus reminders and interest penalties before moving on to the next step. These idiots started threatening me after one day. I just paid back as I got my money and uninstalled the app jejely. Since then anybody wey de owe dem de like Superman for my eye.

MrFollowFollow:


Nigerians are terrible people!

danniyal:

Including your father. Don't go and look for work

Dashlys:



I enjoy talking to them now 'cause I know they don't have my contacts.

Dashlys:
The Lawyer was threatening me with how they would call my family and friends and discredit my reputation. Well, if he was an actual lawyer, he would've know that doing that is a crime punishable by law, but an illiterate like him wouldn't know. The id*it disappeared.

My dear, deny them permissions and be free. It's a legit method to get away.

I enjoy talking to them now 'cause I know they don't have my contacts.

Dashlys:
Illiteracy!

You're just another dumb agent.

So, how will they invite me to the Court? Just curious.

Dashlys:
You people think all Nigerians are like you they hire and give the task of breaking the Laws. It doesn't take much to identify a criminal fronting as a Lawyer. The entire existence of this company is built on fraud...no actual lawyer would work with a company that's not registered. Get that into your dumb head.

Jmichael1:


any loan apps that gv 7-14 days repayment period is nt registered.

fairmoney,branch and carbon are the only registered ones,dats y they gv up to 2months repayment date.

Dashlys:
What annoys me is the level of ignorance. They just assume most Nigerians are uneducated so they take advantage of that to send these people that barely finished secondary school to chat customers up. Even Branch that's registered won't send a Lawyer on a defaulter.

Jmichael1:


mine is 180k with 3 loan apps and its 21 days over due..

Dickson178:
The interest is too much! I'm owing them too, but I'll pay them sooner I have the money.

Dashlys:
Well, I told him to go get an Actual Law degree 'cause what the f"ck is this ignorance?

mapist:


Any company registered with CAC is recognised by law. No loan app can go into the business of lending without sufficient licence from CBN. What most coys do is to leverage on the licence of an affiliate or a parent company. If they choose to pursue recovery, they can get their money back with the aid of a law court.

mapist:


Lol. They can issue you a court summon and serve your residence whether you are home or not. Failure to show up is another thing entirely but i strongly believe it will not get to that point.

ademola721gmai:

An illegal company running away from the law can’t charge one to court

ademola721gmai:

You are wrong. Every Tom dick and Harry can register a company from the comfort of your home. You might register with CAC and not have the required license to operate

mapist:


Do you have any evidence of them avoiding the law? Remember, the law court is about evidences.

mapist:


Do you have any evidence of them avoiding the law? Remember, the law court is about evidences.

ademola721gmai:

Try to find out if any loan app is being insured by the NDIC. Palmpay, FairMoney etc evidently boast of this. But the non- regulated ones aren’t

mapist:


NDIC insures deposits and nothing more. Lol. You surely dont understand some key facts but it's okay. No need to argue. Cheers.

mapist:


Lol. They can issue you a court summon and serve your residence whether you are home or not. Failure to show up is another thing entirely but i strongly believe it will not get to that point.

Dashlys:
Well, I told him to go get an Actual Law degree 'cause what the f"ck is this ignorance?

ademola721gmai:

Can you imagine? To yourself, you made sense right? NDIC insures deposits of which financial institutions exactly? And you think some loan apps don’t have depositors?�.
Keep defending these illegal loan sharks that are running away from the law. They don’t even have a face-I.e a functioning office
as stipulated by law. Think about that mr ‘Loan shark’ member of staff

Bros� believe me, it’s a lie from the pit of hell. It was a template they edit and sent out to their debtors. I am typing from experience, they’d also soon text you that your BVN will be blocked and that you’d be reported to ‘Credit Burueau’ but na lie….. They are even on the run from the government authority. Meaning, they are operating outside of the relevant laws.