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Education / Re: Mathematicians And Thinkers Can You Solve This by Tinkybabe(f): 6:31am On Jun 08, 2017 |
Kylekent59: You're brilliant and your attention to details is admirable! 1 Like |
Investment / Getting A Mortgage With Little Or Something. by Tinkybabe(f): 5:58am On Jun 08, 2017 |
I did not know exactly where to post this article but decided to post here after much deliberation. Now, this is targeted mostly at people in diaspora, the United Kingdom to be precise as that is where my research is limited to. Have you ever dreamed of owning a home but the mortgage is so ridiculous that there's hardly any chance of getting on that property ladder? Well, good news! You don't have to worry too much as you might just be able to afford that dream house. Gone are the days we have to wait till 40 to own a property. My philosophy is " start early and watch it grow". So for the youths and even the older ones , this is the time to seize this opportunity. I understand that this information is not privy as it is readily accessible but you'll be surprised at how little people know. Ok! Enough of the pep talk, let's get right into this. If you're a first time home buyer, you could actually get a 20% loan from the UK government in a plan known as shared equity mortgage. which reduces your deposit to 5% and mortgage to 75%. The more interesting aspect is that the loan is payable at no interest if it is cleared within 5 years of receipt. So for example, if the property of interest is valued at £200000. As long as you meet the eligibility criteria, you will be able to get a loan of £40000 from the government, your down-payment in this case would be £10000. This leaves you with a mortgage of £150000 to get from the bank /building society. If you are able to repay the government loan within 5 years, you only have to pay the 20 percent of the house value at the point of repayment That in my opinion is a fantastic deal. In addition to this, you can have a help to buy ISA which is savings account that allows you to save towards your first home and you get a 25% bonus on top of your savings at maturity. So for example. If you've been able to save £6000, the government will add 25% to this amount which is £1500. Therefore you end up with £7500 which can go towards your deposit. Although, you can only get a bonus on a maximum of £12000 savings and can save a maximum of £200 in any given month except the first month when you can save up to £1200. So there you have it guys. Note, The Shared Equity Scheme has been on since 2013 and ends in 2021. On a side note, Make your vote count today, go out and vote! For more information visit http://www.moneysupermarket.com/mortgages/hubs/first-time-buyers/shared-equity-schemes/ https://www.moneyadviceservice.org.uk/en/articles/help-to-buy-homebuy-and-other-housing-schemes/amp 1 Like |
Crime / Re: Nigerian Couple In UK Arrested For Slapping Babysitter Over Salary Increment by Tinkybabe(f): 7:43pm On May 09, 2017 |
Mayflowa: Thanks for the lecture! I live in the UK so I'm privy to the laws of the land. A child minder is different from a maid. It's child minders that charge 10 pounds and higher not maids and with child minding, you take your kids to them not the other way round. The reason is that much is because of the certifications and risks that come with childminding. So I say again, quit the gross exaggeration. |
Crime / Re: Nigerian Couple In UK Arrested For Slapping Babysitter Over Salary Increment by Tinkybabe(f): 7:06pm On May 09, 2017 |
Mayflowa: Really? Yet everyone is not working as maids? Mr man, get your facts right before making this sort of gross exaggeration. Inasmuch as I understand the point you're making, you don't have to exaggerate to that extent. 3 Likes |
Crime / Re: 22-year-old Man Gang-rape Girlfriend With Others In Lagos by Tinkybabe(f): 5:02pm On Apr 28, 2017 |
ademide0710: Calm yourself down! I'm talking about your advertisement and not grammar. Someone on a low budget wouldn't spend 100k on Aso Oke. Your target audience should differ from what you have in your advert. 1 Like |
Crime / Re: 22-year-old Man Gang-rape Girlfriend With Others In Lagos by Tinkybabe(f): 1:22am On Apr 28, 2017 |
ademide0710: I think another opening line far from the bolded would do. Such a useless boy @ topic. |
Business / Re: Total Staff Returns N108k To Customer Who Forgot His Money At Ilorin Station by Tinkybabe(f): 7:53pm On Feb 02, 2017 |
Lexzytee: SweetJoystick: Tifemide2017: The staff/attendant is a female That's very good of her. |
Family / Re: Save Me!!!!its The 12th Hour O Lord. by Tinkybabe(f): 8:59am On Jun 19, 2016 |
Congratulations Godzchild! I'm so excited about the birth of your handsome Prince. May God bless and keep him and I pray the lord provides all you need to take care of this bundle of joy. Congrats once again! |
Family / Re: Save Me!!!!its The 12th Hour O Lord. by Tinkybabe(f): 1:03am On May 25, 2016 |
jaybee3: Hi Jaybee, can I still pay into this account for Godzchild? |
Art, Graphics & Video / Re: Let's Draw! A Hand (Lessons on how to draw) by Tinkybabe(f): 5:12pm On May 11, 2016 |
Wow! There are many talented people on this thread. I tried my hands on portrait drawing last year. Not the best but well.. 2 Shares
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Education / Re: Solve This Simple Maths by Tinkybabe(f): 2:57pm On Feb 03, 2016 |
Thanks Paranorman. kobonaire: Legality is indeed questionable but ability is not only possible but happening . How are you? |
Education / Re: Solve This Simple Maths by Tinkybabe(f): 12:12pm On Jan 31, 2016 |
Education / Re: Solve This Simple Maths by Tinkybabe(f): 11:34am On Jan 31, 2016 |
CarlOzeki, Snowland, Tinkybabe, flawlesRebirth, misshoree, seun, Lalasticlala, Mynd44, eroticangel, I'm sorry, just seeing the mention. Ans= 150 Let total work to be completed be X It takes 75 men 10 hours to complete X/4 work in 90days 750 hrs x 90 = X/4 X =270,000 arbitrary unit We have only (150- 90)days left to complete the work at 15 hours per person. If total no of people required to complete the remaining job is R Then 15R x 60 =3/4 X Note X =270,00 R = 225 Men to be added to previous is 225- 75 = 150 men |
Travel / Re: General German Visa Enquiries Part 2 by Tinkybabe(f): 8:39pm On Sep 17, 2015 |
twinkle1: ... Twinkle1 |
Politics / Re: See The 3 Things Nigerians Got Wrong About Oshiomhole’s Wife by Tinkybabe(f): 2:03am On May 18, 2015 |
The lady is very beautiful!I wish them the best in their marriage. |
Romance / Re: Nigerian Women Aren't Gold-diggers, They Are Only Pursuing Happiness. by Tinkybabe(f): 1:51am On May 18, 2015 |
Briareos: Now! I completely agree with this especially the bolded. (with the exception of the gross generalization- "many" may be a better word ) This applies to both gender(beyond money) . People have different source (s) of happiness and the moment your happiness is dependent on another person, you lose your identity, you lose yourself and you become a prisoner to the host. Your need for a partner is to compliment (that means you have built yourself to a reasonable extent such that you are good in every standard and their presence is just the icing on the cake, you being the cake ) Be the boss of your happiness. One of the greatest fulfillments in life is your ability to create your own happiness. 2 Likes 1 Share |
Romance / Re: Approaching A Lady. by Tinkybabe(f): 4:01am On May 16, 2015 |
Confidence! A guy that exudes confidence can leave with his head held up high. Women admire confident guys! When you know your worth and exhibit it, people will respect you! I certainly don't mean being cocky or boastful. Often times though, there is usually something that precipitates confidence (money, charm,fame etc). but all of these are not necessary. Self esteem is a mind thing. |
Family / Re: I'm I being rude to my mother Inlaw. by Tinkybabe(f): 3:46am On May 16, 2015 |
lovaleenny: True! |
Education / Re: Photo: See How A Mathematician Proved 0 Divided By 0 Equals 2 by Tinkybabe(f): 5:15am On May 10, 2015 |
godofOrijin: You are absolutely correct! I don't know how the mathematicians came up with the whole 0/0 = infinitity Cuz simple logic states that any number divided by itself is 1. So why is zero an exception? In any case, we have indeed proven that 0/0 is 1. 2 Likes |
Education / Re: Photo: See How A Mathematician Proved 0 Divided By 0 Equals 2 by Tinkybabe(f): 4:53am On May 10, 2015 |
emekachimek: Your claim is wrong! Expand a2- b2 Lets use normal numbers 16-9 =42 - 32 (4-3)(4+3) = (1)(7) = 7 and indeed 16 - 9 =7 I don't know where you came about your - 100 theory. 12 Likes 1 Share |
Education / Re: Photo: See How A Mathematician Proved 0 Divided By 0 Equals 2 by Tinkybabe(f): 9:47pm On May 09, 2015 |
godofOrijin:True! 10(1+1)/10(1+1) =2/2 = 1 I guess, we can prove and disprove mathematics theories as much as we want which shows that maths is not finite. I admire the guy 's reasoning ability but he flawed when he didn't apply the same mode of expansion to the numerator and the denominator. 1 is a better answer 16 Likes 2 Shares |
Forum Games / Re: How Smart Are You,answer This Question by Tinkybabe(f): 9:23pm On May 09, 2015 |
freecocoa: On a second thought, I don't think there's an heirachy with these two organs. You are right about the brain being pretty much useless without the heart to provide it with blood, likewise, the heart is just as useless without the instruction of the brain. They work hand in hand so there's really no genuine basis for comparison . Each is just as important as the other. This is analogous to the chicken and egg situation. |
Forum Games / Re: How Smart Are You,answer This Question by Tinkybabe(f): 9:05pm On May 09, 2015 |
freecocoa: It's the brain, the brain co-ordinates and controls the activities of the body through the hypothalamus. It's the brain that control the beating of the heart. The brain is the power house of the body. Having said that , both are extremely vital organs, a defect in either could be deadly. |
Poems For Review / I do by Tinkybabe(f): 8:44pm On Feb 24, 2015 |
Grateful we were more than a tad close Glad it was you I chose For with us,everything just flows Cupid must have been fierce with his bow and arrows cuz the hit left us an unending dose Love like water gushing out of a hose To friends it's undeniable and very clear to foes Our love is almost perfect,it feels like we are pros Even in disagreements you never fail to bring me a rose Little wonder our bond still grows And I still feel a tingle when you kiss my nose I have to stop cuz this is already looking like a prose But this isn't our best,God knows There's a coming a day I'll be with you clad in white dress and gold stilettos Saying "I do" before hundreds of souls 3 Likes 1 Share |
Poems For Review / Re: Freestyling - Geeks by Tinkybabe(f): 6:56am On Feb 08, 2015 |
Of course ,you can. Thanks |
Health / Re: I'm A Kidney Patient, 6 Years Post Transplant by Tinkybabe(f): 2:51pm On Jan 28, 2015 |
Thank God for your life Op. In addition to all that's been said, people should try to keep alcohol to the barest minimum or avoid taking it altogether, also have a healthy diet and keep fit. If you have a history of diabetes, hypertension and Kidney disease in your family, you're at a greater risk of having it so ensure you visit your doctor regularly for check- ups. Don't take any symptom with levity, visit your health practitioner with immediate alacrity. Then, knowing Nigerians and their penchant for self medicating coupled with the way antibiotics and NSAIDS are churned out. Please and please, always check with your doctor /pharmacist before popping some pills particularly if you've had a history of kidney disease. Some medicines can worsen it. In conclusion, for all those suffering from chronic kidney disease. Follow your drug regimen religiously and go for constant check up. Health is wealth! |
Poems For Review / Re: All about Life -Reality we Shun by Tinkybabe(f): 2:03am On Jan 28, 2015 |
ecksplizit:Harsh reality of life we shun |
Poems For Review / Freestyling - Geeks by Tinkybabe(f): 12:29am On Jan 25, 2015 |
Geeks ,humans with brains that don't leak Seriously, I have always wondered why they are called geniuses Answer isn't far fetched, else who stays dedicated and serious to a brain work no matter how tedious Your answer is as good as mine,the irunmole otherwise called genius Are they born or made? I want to think born cuz they are never laid To them a competition is a compensation For they are bound to show their worth-success! In maths or science ,they retain the licence- world's best ! Never fail nor falter-- even if they are from the gutter Heck,that does not deter their steadfastness and triumph The identity they represent- champions!!! Dedicated to all geeks 5 Likes 4 Shares |
Poems For Review / Re: My Collection Of Poems by Tinkybabe(f): 12:16am On Jan 25, 2015 |
Nice collections. I can't fathom the last poem . At first, I thought of a dying man then he metamorphosed into a newly born child. What's the message? Your second arrival ? 1 Like |
Family / Re: Recent Trad And White Wedding Of A Nairalander (photos) by Tinkybabe(f): 12:47pm On Dec 14, 2014 |
Beautiful! beautiful!! beautiful!!! Very classy wedding. I absolutely love it! |
Romance / Re: Mr Nairaland [December 2014] Contest Winner - Naijaboiy! by Tinkybabe(f): 11:33am On Nov 22, 2014 |
I vote Kulboy Cc dygeasy 4 Likes 2 Shares |
Family / Re: Fayola Today! by Tinkybabe(f): 1:29am On Nov 19, 2014 |
Op nawa for you o.. You just had to have all the cuties Kidding.. They are so adorable. By the way, are you or your wife mixed race? |
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