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40manlappy's Posts

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Career › Re: That Job Can Cause You Heart Disease by 40manlappy: 2:09pm On Sep 30, 2015
Nice article
Travel › Re: Canadian Express Entry/federal Skilled Workers Program Connect Here by 40manlappy: 1:29pm On Sep 30, 2015
Issydebo:
Is the 3.6m in ur AVC or RSA? I doubt if you can use the RSA as pof (I've assumed u r under 50 years of age) since you can't access the funds until you retire. But again never say never. Let us know if it works for you
@Zandora, JesusDWay, dupyshoo

Can one use RSA as part of proof of fund? shocked

**Modified: I just saw an earlier comment by JesusDWay on RSA. Still, I would still appreciate more clarifications/practical experiences.
Crime › Re: Student Caught At Lagos Airport With 10.255kg Of Drugs Hidden In Garri by 40manlappy: 8:36pm On Sep 24, 2015
Precious91:
angry now this may affect price of garri in the market.just saying
Funny you... grin
Travel › Re: Canadian Federal Skilled Worker Program-timelines Here by 40manlappy: 3:42pm On Sep 24, 2015
JesusDWay:
The reference letter you will get has to be related to the NOC your application is linked to so, you should get the reference letter from the employer where you worked in such related position.

Ask them to do the letter with the title 'To Whom it may Concern'....you won't need to provide address which will open you up wink
Thanks JesusDWay.

Regarding the reference letter (TO WHOM IT MAY CONCERN), please I need clarifications on the following:

1. Is the requirement only for my wife who is the principal applicant or I too need to obtain as well?
2. Should the reference letter be from her current employer ONLY or past employers' letters should be included?
3. We have obtained a reference letter in the past for our UK visa applications which was specifically addressed to the Deputy Consular, UK High Commission. Since CIC is also the body that issues tourist visas to Canada, I guess we can as well get the relevant employer(s) to address the reference letter to CIC, right? Kindly enlighten on this.

BTW, the Saskatchewan PNP has closed! embarassed

Zandora, Tola73, damkollins, solomonwis, Slimmsyyetty, dupyshoo, Tola73, RedCapChief, unibadan, Taiwoabo: Your inputs are also welcome, please.
Travel › Re: Canadian Federal Skilled Worker Program-timelines Here by 40manlappy: 7:55am On Sep 24, 2015
JesusDWay:
Being in the pool doesn't stop you from applying, you can go ahead.

Well...just open your account on their portal and fill the information required. You will need to upload your work reference letter, certificates and transcripts, copy of your birth certificate and the data page of your international passport. Nothing much
Thanks JesusDWay

@the bolded above[b][/b]: You mean my current employer should give me a reference letter? shocked

You know how employers behave when they have information that you are proposing to leave? How feasible is that? Or previous employers?

Your response would be appreciated.
Travel › Re: Canadian Federal Skilled Worker Program-timelines Here by 40manlappy: 4:32pm On Sep 23, 2015
JesusDWay:
You don't have to be in the pool, it's not Express Entry related. In addition, i'll say you complete the application process for this programme first before choosing to enter back into the pool. This is because they usually say one must demonstrate that you are really going to stay in their province and if they ask if you are in the pool and you indicate yes, it may be a risk because they can take it as an indication that you have interests in other provinces as well and as such, your chances of coming to their province is slim. This may make them not take you so, i suggest you apply to them first and see how it comes out before entering the pool. Although, your decision may be a bit compounded if your new IELTS will make you score sufficiently to get an ITA soom, in that instance, YOU ARE THEN ON YOUR OWN grin
My wife and I are already in the pool, does it mean that we are not qualified to apply for the Saskatchewan Nomination Programme? Since you have applied before, practical tips are welcome please.
Travel › Re: General Australian student Visa Enquiries Part 2 by 40manlappy: 3:09pm On Sep 13, 2015
@mrsdee, scrollmeout, bellong

Thanks a great deal for your individual contributions. Will work on your suggestions/recommendation. Thanks and God bless!

May we have good testimonies to share at the end of it all.

A quick one: must the PTE be taken by both of us or the principal applicant?
Travel › Re: General Australian student Visa Enquiries Part 2 by 40manlappy: 8:37am On Sep 13, 2015
mrsdee:
The ielts result needs band 7 in each to obtain the 10 points.
It seems your wife has a better chance of getting positive assessment because she is chartered.

2. Who has better chances of securing Australian PR so that he/she can apply on behalf of the family?
3. How much are we supposed to have as a "proof of fund"? Thank you.

No proof of funds required.

You can read the thread and understand about the process. Also, there is a chartered accountant here that can throw more light about assessment for accountants.

My 2k contribution. All the best.
Thanks Ma'am. I initially missed your response because I was not mentioned. God bless you! I will find to read more comments on the thread today.

On the IELTS scores, do you mean 7 on each area such as Listening, Reading, etc?

Please see our IELTS scores below

Wifey:Listening-6.5, Reading-7, Writing-7, Speaking-7.5. Overall score-7

Me: Listening-8, Reading-8, Writing-7, Speaking-6.5. Overall score-7.5

BTW, what is PTE?

Thanks for your anticipated response

Looping: Justwise, Kunlay11, Bosslady, Bellong, Manweysabi, NNBB2012, alaoeri, lawland, scrollmeout
Travel › Re: General Australian student Visa Enquiries Part 2 by 40manlappy: 8:30am On Sep 13, 2015
40manlappy:
Good evening: Justwise, Kunlay11, Bosslady, Bellong, Manweysabi, NNBB2012, alaoeri, lawland, scrollmeout, other gurus in the house

I just searched for this thread because my wife and I are considering Australia PR as an alternative to the Canadian Express Entry. Thanks for your selfless services.

I would be glad to get your suggestions on the best route to take on our proposed application considering the information below:

I am 36 years old while my spouse is 32. We both have 8 and 6 years of experience in the financial services sector respectively. She is a Chartered Accountant; it would appear that the skilled occupation relevant to her is Accountant (General): 221111.

I have had a few years of experience as a Branch Manager in the banking industry. Though my role has been changed to a "Relationship Manager", I also figured that the most related skilled occupation class (CSOL) is Financial Institution Branch Manager: 149914

My overall IELTS score was 7.5 while that of my wife was 7. My qualifications include BSc, MBA while my wife has BSc and ACA. Our academic qualifications had earlier been assessed by ICAS to be equivalent to the Canadian 4 year Bachelor's degree program.

My wife was the principal applicant when we applied for the Canadian Express Entry because of some perceived advantages (age, occupation). We are a family of 4.

My questions are: 1. With the information that I supplied above, what are our chances under the Australian Migration programme?
2. Who has better chances of securing Australian PR so that he/she can apply on behalf of the family?
3. How much are we supposed to have as a "proof of fund"? Thank you.
Travel › Re: General Australian student Visa Enquiries Part 2 by 40manlappy: 12:50am On Sep 13, 2015
Good evening: Justwise, Kunlay11, Bosslady, Bellong, Manweysabi, NNBB2012, alaoeri, lawland, scrollmeout, other gurus in the house

I just searched for this thread because my wife and I are considering Australia PR as an alternative to the Canadian Express Entry. Thanks for your selfless services.

I would be glad to get your suggestions on the best route to take on our proposed application considering the information below:

I am 36 years old while my spouse is 32. We both have 8 and 6 years of experience in the financial services sector respectively. She is a Chartered Accountant; it would appear that the skilled occupation relevant to her is Accountant (General): 221111.

I have had a few years of experience as a Branch Manager in the banking industry. Though my role has been changed to a "Relationship Manager", I also figured that the most related skilled occupation class (CSOL) is Financial Institution Branch Manager: 149914

My overall IELTS score was 7.5 while that of my wife was 7. My qualifications include BSc, MBA while my wife has BSc and ACA. Our academic qualifications had earlier been assessed by ICAS to be equivalent to the Canadian 4 year Bachelor's degree program.

My wife was the principal applicant when we applied for the Canadian Express Entry because of some perceived advantages (age, occupation). We are a family of 4.

My questions are: 1. With the information that I supplied above, what are our chances under the Australian Migration programme?
2. Who has better chances of securing Australian PR so that he/she can apply on behalf of the family?
3. How much are we supposed to have as a "proof of fund"? Thank you.
Travel › Re: General Australian student Visa Enquiries Part 2 by 40manlappy: 11:34pm On Sep 12, 2015
Manweysabi:
Australia Benefits:-

Right to live and work permanently in Australia

- Right to live and work unrestricted in New Zealand. New Zealand PR holders cannot do so.

- Right to become citizen after four years as a resident.- Right to free Medicare in Government hospital.

- Child care benefit for kids-Means tested anyway .

- Child care rebates for all irrespective of your income- Right to family tax benefit A & B subject to income.

- Children born inside Australia will be Australian citizens

- Having Australia passport enables you to enter more than 168 countries of the world including Canada, USA,UK on visa free or visa on arrival etc. Some of the countries you could work and live for a period of time such as US, Canada, UK etc.- Right to free education in from primary to secondary school in a public school as a PR holder.

- As aa citizen, Government pay your school fees-as loan in the University and you can start paying back when you start to earn up to 53,000AUD per annum.

- Right to sponsor your family members for Permanent residence, subject to fulfilling some criteria.- Right to youth employment benefit.

- Right to social security benefit.-

You can easily own houses through mortgage so long you are earning income. You only need 5% deposit as a first home buyer in some state.

- Right to become anything you want to be. You will be supported by government.

- Great weather. Although there could be flood and storms in some places. Also wildfire is a threat particularly in some regional areas.

In terms of countries GDP, Australia is no 12.Australia

Current unemployment rate is 6.2%Cost of Living compared Indices
Difference Consumer Prices in Canada are 18.36% lower than in Australia Consumer Prices Including Rent in Canada are 22.68% lower than in Australia
Rent Prices in Canada are 32.17% lower than in Australia
Restaurant Prices in Canada are 16.47% lower than in Australia
Groceries Prices in Canada are 9.50% lower than in Australia
Local Purchasing Power in Canada is 4.87% lower than in Australia
Melbourne has been the most liveable city inthe world for some years in a row now. And the 18th most expensive city to live.
Brisbane is 13th most expensive city and Sydney 11th city. No Canadian city in the first 20 most expensive cities to live.

Australia generally is one of the most expensive country to live in the world. This depends largely on where you live. For example, Sydney cost of living is huge. What kills here majorly is the cost of rents. And even at that, it depends on where you live in Sydney.Minimum wage in Australia currently is AUD 16.87/hrMinimum wage in Canada currently is CAD 11/hr


Employment Situation

Regarding employment for prospective overseas Engineers, I would say it depends on your skills and your experience. Some people were employed directly from Nigeria to work here even without PR. I know of a Mechanical Engineer that got job 7 days after he arrived and some 1-month or two etc. However, do spend several months before they get their dream jobs. Anyway, things have changed a bit because market isa bit flooded particularly for Telecom Engineers. Although there is this ‘local experience palaver’ which most Australian employers value so much. It was when I got in that I discovered why they value it so much. Different work ethics is one of the reasons. If you have worked in places like the UK,US etc. You won’t find it difficult as such when looking for jobs. In Nigeria, we are jack of all trades so to say, but here thereis clear delineation of duties. In some cases, you are expected to focus on your area only. Back in Nigeria, I was doing planning, project engineering, support etc. but when I got here,I focus only on designing, less stressful so to say.
Having said that, there are skills and experience in Telecom engineering that are not in demand such RF,CORE and BSS. It willbe easier for someone with transmission (Not Microwave) experience coupled with IT to get something than a RF Engineer or Core Engineer.I know few Nigerians working in Oil and gas, IT, Construction industry and also Telecomms. Generally, the strategy is to have Australia standard CV, relevant certifications and not minding starting afresh or do an internship and possibly volunteering jobs. Taking up a volunteering job will fetch you Australian experience.If you educate me more on your skills and experience, I will be able to advise you. Meanwhile, you could check the two major job websites:www.seek.com.auandwww.indeed.com.au

Courtesy: NNBB2012
Travel › Re: General Australian student Visa Enquiries Part 2 by 40manlappy: 11:33pm On Sep 12, 2015
NNBB2012:
1 Check the SOL/CSOL: Google SOL or CSOL list to see if your occupation is there
•2 Calculate Points. You need either 50,55,60points minimum depending on your visa type.
3. Select the Visa Types: Visa 489-Regional sponsored/Family visa, Visa 190-State sponsored visa and Visa 189-Skilled independent
4. Proof of English Language ability:
•5 Skills Assessment:
•6 Gather the documents
•7 Submitting an Expression of Interest:
8.Wait for the invitation
•9 Lodging Application:
•11 After Lodging:
12. Upload necessary documents such, reference letter,payslips,PCC,Tax certificates, etc
13. Arrange medicals
•14 The Waiting:
•15 The Decision:
Travel › Re: General Australian student Visa Enquiries Part 2 by 40manlappy: 11:29pm On Sep 12, 2015
Education › Any Federal Polytechnic, Offa Student (FEDPOFFA) In The House? by 40manlappy(op): 11:15pm On Sep 12, 2015
Good evening. Any Fedpoffa student in the house?

I graduated from the school in 1999 and I have a copy of the "Outgoing Student Clearance Certificate" with me but I am yet to collect my certificate.

Knowing that the process would have changed now, please, what is the process of collecting certificates now? Any useful tip would be appreciated.

Copying:Cuteyguy, Richiez, olawalebabs, Fynestboi
Business › Union Bank Emerges Top SME Bank by 40manlappy(op): 9:21pm On Sep 12, 2015
Leading retail lender, Union Bank Plc. has been adjudged the ‘best bank to support small, medium scale enterprises (SMEs)’ in the country.

The award was presented to the bank during the annual banking award organised by Business Day Newspapers in Lagos.

Speaking after receiving the award, the Head of Retail Segment – SME, Mr Rabiu Tata said this award is a clear indication that the bank’s transformation they have been working hard at for the last two years is yielding positive results and the bank is on the right path.

“Our goal is to build a simpler, smarter bank, focused on delivering value by providing quality financial solutions to its customers in retail, commercial and corporate banking segments across all industries” he said.

He further explained that the Union Bank has been an avid supporter of small businesses throughout its history and this award shows that the bank would continue to do so. Small and Medium Enterprises are the engine of any economy and when they succeed, we succeed and Nigeria succeeds as a whole.

Speaking also on the award, the banks Head of Corporate Affairs & Communication Ms.Ogochukwu Ekezie-Ekaidem commended all stakeholders for their support and loyalty.

“This SME award is another signal that the Bank’s transformation is on the right course. One of our critical focus areas as a Bank is to significantly improve our customer experience at all touch points, and our product and service offerings is one of the first phase of improvements and this has clearly yielded the desired results with the bagging of the SME award. As we have done with our product and service offerings, Union Bank will continue to work to provide quality banking services and improved customer experience to all our customers and stakeholders across all our touch points,” she concluded.

Union Bank has always been a proud supporter of SME’s. In 2014, the bank was given the CBN’s Best-Support Bank on ACGSF (Agricultural Credit Guarantee Scheme for Farmers) award for the 8th consecutive year.
Lalasticlala
http://www.worldstagegroup.com/worldstagenew/index.php?active=news&newscid=24535&catid=25
Family › Re: They Both Work In Different Banks, Can Their Marriage Work? by 40manlappy: 9:11pm On Sep 10, 2015
Brb
Romance › Re: Exposed: “Why Girls Play Hard To Get & How To Make Them Not Do It Around You" by 40manlappy: 9:07pm On Sep 07, 2015
Ok
Travel › Re: QATAR And UAE GENERAL VISA ENQUIRIES PART 2 by 40manlappy: 12:09pm On Sep 06, 2015
justi4jesu:
Wakanow bookings are mostly cheaper than direct airline booking because they are given discounts already by Emirates/Etihad and they also have last minute deals. So I advice you go with wakanow if its convenient for you and your family. You can get the best booking advice from Wakanow customer service agents, they should know better in that aspect but I also know tickets are less expensive when you book in advance. Qatar is cheaper than Emirates and its cool,
Thank you very much. I have never even thought of Qatar Airways.
Travel › Re: QATAR And UAE GENERAL VISA ENQUIRIES PART 2 by 40manlappy: 7:03am On Sep 06, 2015
@justi4jesu, justwise, other gurus in the house....

I was glancing through the previous thread (part 1) before I came across this one.

My family is planning to go for vacation in Dubai in 2 months time and would like your advice.

We have been visiting Wakanow, Emirates and Etihad websites but here is a dilemma: we were able to "book" for flight tickets, hotel and visa easily on Wakanow but we found it difficult navigating on the websites two aforementioned airlines apart from tickets.

I am of the opinion that booking directly (tickets, hotel and visa) through the airlines could be cheaper but my wife suggests that we stick to Wakanow. What are your practical experiences? How can we successfully book visa and hotel on the airlines' websites apart from tickets?

We are looking at November and would prefer an hotel apartment that would allow us take care of our meals apart from breakfast. Also, is it cheaper to book now? When is the ideal time to book? A friend said that airline tickets are cheaper on Tuesday nights but we are waiting to find out. We are a family of 4.

Would appreciate a quick response. Thank you.
Business › Re: #UnionBank Trending on Social Media Following PMB's Asset Declaration by 40manlappy(op): 9:36pm On Sep 04, 2015
More pictures

Business › #UnionBank Trending on Social Media Following PMB's Asset Declaration by 40manlappy(op):
PMB has unwittingly given Union Bank free publicity. #Union Bank is now trending on Twitter, BBM and other social media.

Along with it are interesting memes. It is unlikely that they were sanctioned by the bank because their payoff line is now "Building a Simpler, Smarter Bank" and no longer "Big, Strong, Reliable".

I am sure that any other Nigerian bank would have maximized this free publicity fully cheesy

Will Union Bank cash in on this publicity?

Copying: lalasticlala, Seun

Christianity Etc › Re: Pastor Tunde Bakare's Daughter Wedding In London Today by 40manlappy: 5:50am On Aug 30, 2015
Sunofgod:
Its like is cheaper to marry in London these days - at least no villagers will turn up for their rice, meat, 'moi moi', shack and transport fare!
cheesy grin
Career › Re: ''Your Job Can Make You Impotent'' by 40manlappy: 11:29am On Aug 25, 2015
lipsrsealed
Romance › Re: 10 Reasons Why Lagos Men Prefer Village Girls by 40manlappy: 11:27am On Aug 25, 2015
Really? lipsrsealed
Travel › Re: Canadian Federal Skilled Worker Program-timelines Here by 40manlappy: 7:08pm On Aug 24, 2015
@JesusDWay, Zandora, superchi

Finally, our Express Entry profile was received and we got the following message in a PDF letter.

"Thank you for submitting your Express Entry profile
You have finished building your online profile. Based on your answers, it looks like you may be eligible to come to Canada as a skilled immigrant."


Thanks very much. The next step is to register for Job Bank. Any suggestions?
Education › Re: Fedpoffa 2015/2016 Admission by 40manlappy: 5:41pm On Aug 23, 2015
abidem1:
FEDPOFFA POST UTME TO KICK STARTS BY AUGUST
Candidates for HND; ND & HND Part-Time and Pre-
ND seeking admission into Federal Polytechnic, Offa
are required to write an online screening
examination from 4th to 18th August, 2015.
For screening test, visit http://portal.fpo.edu.ng,. and
make payment of N2,000 with an ATM card. Fill
required information, take the screening test and
print out the result slip.
Please note that any false data entry during the
online registration will lead to disqualification of the
candidate at any time so discovered.
All candidates are enjoined to visit the Polytechnic’s
Website www.fpo.edu.ng for appropriate entry
requirements for programmes of their choice and
other relevant information.
SIGNED
ALH. ABDULHAMID .O. RAJI
REGISTRAR.
Good evening. Any Fedpoffa student in the house?

I graduated from the school in 1999 and I have the "Outgoing Student Clearance Certificate" but I am yet to collect my certificate.

Knowing that the process would have changed now, please, what is the process of collecting certificates now? Any useful tip would be appreciated.

Cc:Cuteyguy
Travel › Re: Canadian Federal Skilled Worker Program-timelines Here by 40manlappy: 3:55pm On Aug 23, 2015
JesusDWay:
I hope caps have not filled yet....rotfl....that's a joke o! It's strange actually cuz, with all the details you provided, you should be eligible. Anyway, if you live in Lagos and you don't mind, you can try catch up with me at my church tomorrow by 11:30am so we can go through the process together and by God's grace should hopefully make it.
Good afternoon. I just came online now and saw your response; thanks very much for the offer even though I am not resident in Lagos.

Applied again last night as I affirmed in my previous post. We practically did the application together with my in-law who is resident in Canada through BBM Voice and Timeviewer app. He strongly felt that we should be eligible and wanted to find out what went wrong. We increased our POF to 31k. wink

We did this together for nearly 5 hours and submitted the application successfully. I am prayerfully hoping for the best. smiley

Will update you on the outcome. Many thanks!

Cc: Zandora, superchi
Travel › Re: Canadian Federal Skilled Worker Program-timelines Here by 40manlappy:
zandora:
Very strange. Kindly answer the following questions.
How many years did your education come up to? Was it up to 17 years? Yes, Principal Applicant (PA)=17, Me=20
How old is the principal applicant? 32
Did you mean 4 years Bachelor's degree? Yes
What is your IELTS individual band score? PA:Listening-6.5, Reading-7, Writing-7, Speaking-7.5. Overall score-7 Me: Listening-8, Reading-8, Writing-7, Speaking-6.5. Overall score-7.5)
How many years experience do you have and from which NOC? PA=6 NOC 1111, Me=0122
Finally were you able to get through the Come to Canada tool and receive a code? Yes
Travel › Re: Canadian Federal Skilled Worker Program-timelines Here by 40manlappy:
slimmsyyetty:
Have you evaluated your credentials
Yes, only our BSc degrees and SSC though, through ICAS.

It was considered equivalent to a 4 year Bachelor's degree.

Cc: Zandora, JesusDWay
Travel › Re: Canadian Federal Skilled Worker Program-timelines Here by 40manlappy: 2:38pm On Aug 22, 2015
zandora:
Did you add all your education from primary school till date in the education history?
Yes, we did. Thanks for responding
Travel › Re: Canadian Federal Skilled Worker Program-timelines Here by 40manlappy: 6:25am On Aug 22, 2015
superchi:
You cannot edit the not eligible one. Just start with the online tool ''Come to Canada''. Complete it and copy the reference number at the end. Go to your existing ''MyCIC'' profile sign in and start a new EE form. The first thing you will need is the ref.number you copied. Try it.
Thanks very much superchi and also JesusDWay but at this point, I do not know what else to do.

We created another profile and reviewed it very carefully before submission, taking note of superchi's advice but on checking our status this morning, it was disappointing to see "Not eligible for Express Entry" AGAIN on our MyCIC status.

What we saw is the usual generic response in a PDF letter:

Reasons you would not be eligible for Express Entry include:
• not having a valid language test (IELTS)
• language test results that are more than two years old (NOT TRUE-December 2014)
• a language test score that is too low (NOT TRUE-Principal applicant:Listening-6.5, Reading-7, Writing-7, Speaking-7.5. Overall score-7 Me: Listening-8, Reading-8, Writing-7, Speaking-6.5. Overall score-7.5)
• not having enough relevant work experience (NOT LIKELY=Principal applicant:6 years, a chartered accountant; Me-9 years, banker)
• not having the required education level (NOT LIKELY-Principal applicant:Bsc, ACA; Me-Bsc, ACIB, MBA)
• not having enough funds (NOT LIKELY-22,000 CAD)
Kindly proffer suggestions again because I am not giving up easily. I intend to create another profile today.

Looping: Slimmsyyetty, damkollins, solomonwis, dupyshoo, Tola73, RedCapChief, unibadan, Taiwoabo
Travel › Re: Canadian Federal Skilled Worker Program-timelines Here by 40manlappy: 5:01pm On Aug 20, 2015
superchi:
You cannot edit the not eligible one. Just start with the online tool ''Come to Canada''. Complete it and copy the reference number at the end. Go to your existing ''MyCIC'' profile sign in and start a new EE form. The first thing you will need is the ref.number you copied. Try it.
Thank you.

Can my spouse still be the principal applicant?

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