₦airaland Forum

pintogen:
We are not posting training offers here just because we want to train you nut and brat, i will never post topics in here which never exist.

I beat my chest and tell you that seeing is believing why dont you come and enroll for the training and see if you learn all we have listed here or not.

we are not here for joke or to collect moeny or lie to people as all those Big IT firms do, they promise you all sought of things and you pay lots of money and yet you get nothing out of the training

I am an ACCP BTEC(Holder) student of Aptech backup with BSC in Computer Science and with 3 years experience,  i have worked in various ICT organisations which as given me much experience

I will not post any sample projects in here nor will i give you sample websites which as been done, i get this knowledge not for free i spend time and money to get all i have learned today, so if you feel you are interested in doing so too, dont hesitate to spend your resources for it

You are free to check on us in our office on weekends, just do the course and see what you achieve from it, is not about bosting i have trained lots of graduates who have comp science and they have never regreat one day learning from Treasure communications

Hope to see your post soon

So, to know whether you are teaching these things or not I should come and enroll? Sorry, no time for that.

@topic,

What exactly did Iwu say about Wole Soyinka because the AC statement was focusing on Iwu's accusation against Nnamani rather than Soyinka that the title refered to?

Phony200:
@Afam
you seem to be the most experienced poster. Not everyone has to agree with you. It's a sign of immaturity when you can't let go. I beg you. Stoop to conquer. Share your experience and move on.

I am not interested in anyone agreeing with me. I have not stated anything here to show that I am not happy when people disagree with me so I wonder where you are getting this idea from.

This is an open forum and we are all free to air our opinions. Whether people agree with our positions or not is another matter entirely.

What we owe the readers here is to provide information and back them up if necessary. Every single reader has the capacity to make up his/her mind based on what he/she reads on this forum.

You may want to realize that those who are bent on forcing their views on others are usually the first to resort to personal attacks when their positions are challenged even if for good reasons.

I don't know what you mean by letting go. I just responded to a false allegation that I am making it look like stock trading is an orchestrated scam and I pointed out that I never stated so and your response is what you put down above? What do you want? What is your motive because you don't come across as an objective person on this issue.

Goodness07:
I would rather u stick to the purpose of this thread and stop making investing look like some orchestrated scam.

Orchestrated scam? Where did you get that from? Is gambling scam? Do not twist my comments into something else abeg.

@poster,

Have you used these tools yourself? If yes, why don't you have a website or a proper email address tied to your domain name instead of the free email account you are using?

Seun:
Yes, but now we have NairaList, which is almost completely spam free. You can also try to extablish yourself as an authority here and people will try to contact you directly if they need your expertise.

Good initiative but again truth be told unless it is organized and has logical navigation people would not like to use it.

This forum is used by many because of the layout, navigation and other tools that make using the forum easy. It is not because we like Seun though he did very well in creating categories and sub categories that users appreciate.

One would expect to see something better than nairaland or more user friendly considering where the owner is coming from.

NB: This is not an advice before you say you didn't ask for any.

Pennywise:
@tkb, Goodness and afam
I appeal to you all to sheath the sword.Lets not forget the essence of this thread which is how you have been affected by the downturn certainly not who is right or wrong abt investment principle. A German billionaire committed suicide a few days ago on account of the global financial meltdown.This is supposed to be a healing thread and not a destructive one.

@Pennywise,

Thanks for your post.

I don't believe in focusing on individuals, I focus on issues all the time unless I am responding to a direct insult by a forum member.

It is a fact that many people resort to personal attacks when they disagree with other peoples' positions and it is wrong.

I have come to understand that the best way to remedy this situation is to respond in kind to those who cannot finish a sentence without insulting others especially when they cannot defend positions they stick to for whatever reasons.

Check my initial post on this and you will see that I never made reference to anyone.

So, it would be proper to advice those who resort to personal attacks to stop doing that. Asking me to stop will mean denying me my fundamental human right to defend myself whenever I am attacked and I owe no one any apology on this line of thought.

Many thanks once again for your comments.

josyisback:
@martins,i cant give u now just to avoid seeing my neighbors playing d game i havent released yet. @poske,can you drop your email so that i contact you to get the info u have 4 me? Thanks

How do you know for sure that the market will like the game? Have you tested this game with a select group of people or are you ok with you (as the developer) tested on your own?

You can make a copy available (even if with limited functionality) since you are doing this for the first time. Even trusted companies with many years in the business do allow for trials and demo versions because games are things you get to feel and enjoy before committing funds to it.

See the above as sincere comments geared towards making you get the best from your product.

Goodness07:
@ Afam
Mister if u want expert advice. U pay for it. The true value of a company has nothing to do with the daily fluctuation of its share price. The share price is just d reflection of investor mood.The true value of a company has to do with the long term growth/survival  of the company. So investing has to do with the long term. Now wat do u call somebody that bought the shares of companies like Livestock feeds, Ellah lakes, Lennards and the likes. These companies had either been moribund and their share prices weren't move or were loss making ventures for a long time and yet their equities price moved astronomical during the stock market boom and compare that with someone that invested in the equities of a company like Ashakacem and u now tell me both of them are gamblers rite. Who is more at risk of losing money? If most of u had entered the market with a long term view u would nave seen the current meltdown as an opportunity to buy really sound companies at give away prices. See Companies like, UBA, 1st Bank. Union Bank Ashakaccem, WAPCO, Guinness, Flourmills and the likes. My broda everybody is entitlted to his or her opinion. U don't expect me to accept ur opinion becos u got burnt gambling. i was in the market den, i am in the market now and i will still be in the market for as long as i live.

Content in bold refers, I do not want expert advice and certainly not from you.

Since you stated that if I wanted expert advice that I needed to pay for it would it then be ok to conclude that the rubbish you put down above is just what it is - rubbish since no one has paid you for it?

Content in blue refers, sorry I don't do stocks, I have never done stocks and never will. I will allow people like you who claim to be experts and yet you are losing money to be doing it.

I am glad that a lot of Nigerians are beginning to see stocks as gambling and that is the point I am making. There are Nigerians that borrowed heavily to make profits based on nonsense people like you spread everywhere and the reality on ground now is teaching them real lessons.


@tkb417,

With every new reply you give you come across as a complete inconsistent poster so I will not be wasting time on some of these inconsistencies that you have surprisingly not noticed even though you are the one making this contradictory statements.

tkb417 (m)
Lagos, Nigeria
Posts: 4496

Online

Re: NSE Market Downturn: How Have You Been Affected?
« #11 on: January 12, 2009, 12:57 PM »
presently, I'm down like 56.7%

wetin i go do? na to dey watch and pray.
starcomms, Oceanic, Linkage, Aiico, Costain, IEI and Skye don mess me up

even CICO has failed me and ive now changed tactics to holding till maybe 2020.
at least by then, the monumental losses go don reduce or varnish patapata

in a bid to wrtie off these debts in another way, i don join the ever growing legion of importers aside my 7-7 day job. As for now, I'm on holiday in the stockmarket. ill be back making buys maybe 2012.
for now, babu

how on earth did that happen? satan at work i guess(lol)

The post above was made by the same person that made the one below in a bid to lis his way out of the embarrassing situation he has found himself.

tkb417:
too bad!!! u guys are the people that rushed to the market when some had cleaned the market.
when astute traders on this blog were teaching people how to CICO, RIRO and stuffs like dat to make money around september 2006 to april 2008, where were u? some coys grew like no mans no tmr and people like me cleaned up big time!!
costain, oando, almost all the insurance, AP, etherna oil, alumaco et al. That was the time to borrow to trade. I did it, made money, bailed out when the market became turbulent.  the only stock i have left are the good ones that will not go under even if NSE will be no more
some of those coys didnt even have a visible biz. and thats kalo kalo. imagine alumaco, big treat and co growing exponentially with no figures to back it

U be da judge!

Kaestro:
In my opinion gambling and investing are two parallel words that can be compared depending on the scenario.By definition gambling is staking funds or chances into an event in the hope of winning more money while understanding the risk of losing.People who gamble are well aware of their chances of loosing but still go ahead to stake perhaps due to their perception about the game/event or practice or sometimes do it just for the fun.
Investing on the other hand is participating by putting money or resources in a business or enterprise that offers the possiblity of profits,simply put -hoping to get a return or benefit from the outcome whilst at the same time understanding the risk.Relatively, investors usually undertake a research and get proper insight before proceeding to stake their resources on a business.As such one can unconvincingly say investing may be as good as gambling because both action requires you to study the terrain on which you intend to sow your seeds.
So a man that gambles without knowledge of the game does so at his risk=ignorant person that buys stocks without good info on companies.
The intense at which one looses now falls on one's intelligence and hunger (greed).Those that borrowed money to invest are the biggest fools in my books.Its like borrowing money to fund a stake on Nigeria achieveing the 7-point agenda.Baban'la foul.

@Goodness07
Even first bank and other reputable companies loose as much as they gain so me think it's fundamental to experience both occurences at some point in one's life.No big deal.

Thanks for your response. I guess it means I don't have to waste my time explaining the meaning of gambling to the goodness07 guy.

Even going by his own post he has admitted that both gambling and investment are based on risks while hoping to make positive returns.

May be we need to think through issues before attempting to offer "expert" advice.

One would wrongly believe that First bank shares kept increasing inspite of the problems other companies were facing.

Olaolufred:
Afam and Nuzo,

Hope you are not eating from Iwuruwuru's table.

Typical response from an idiot that cannot handle what he/she does not agree with. In line with your thought process maybe it would be right to wonder if you are Nnamani's house boy to be certain that he did not do what Iwu is accusing him of.

bluespice:
the issue at hand here is the three clowns Morales, Castro and Chavez!!!
please don't deviate!

The funny thing here is that George Bush is a much bigger clown if any of these leaders that are bold enough to condemn the killing of innocent people is a clown.

olanajim:
@nuzo,
let me explain it this way. Nnamani may not have ask to be interim president. It is very, very unlikely because Iwu was practically avoiding everyone that was against Obj, and making enemies for himself as a result of the way he handled the pre-election nomination.

Since you might have forgotten, Iwu worked relentlessly with PDP to ensure that some of those who won nomination at party primary are not listed as the party flag-bearer. You can take a brief introspection of what happened in Rivers as a case study.

Now, before the election, everyone is wondering whether Obj will go or hold tight to power. The anxiety was high. Obj was also scheming after losing the third term bid. There were suggestions that Iwu was incapable of conducting free and fair election since he was seen as partial. You know how he tried to restrict number of political parties, and how he battled Atiku until supreme court intervened.

I can remember that many of the civil right activists actually called for postponement of the poll. They suggested that obj must go and hand over power to the senate president who will then head interim government and conduct election. Everyone obj to go whether he conduct election or not.

Nuzo, I strongly believe that since Iwu and Nnamani are not close at that time, it is impossible for Nnamani to have approach him and asked to be Interim President when he know that Iwu has no power to appoint him. Iwu was only trying to say that had he postpone the election, Nnamani would have been the beneficiary by virtur of his office. What Iwu is doing is like trying to mock Nnamani which is a foolish act from someone who is a profesor.

Nnamani don't need to defend himself when everyone know that the call for Interim govt did not originate from him. Iwu believes that his election is the best thing that ever happen to Nigeria. That is why he is making noise.

I will implore you not to stick your head out for anyone. You cannot vouch for anyone.

What if the allegation is 100% correct?

You talk about problems between Iwu and Nnamani. Do you know why they parted ways and when they parted ways.

Unless you are a magician and a mind reader put together you cannot state for sure what transpired between the two of them.

4 Play:
There is no way you can walk into a bank in the West and tell them you need a loan so you can buy shares and the loan will be approved. People can always deceive the bank for any purpose but that is besides the point. In Nigeria, people are not only telling the banks but the banks gladly participate and accept those stocks as collateral.

If I take out a £2000 overdraft so I can invest in the stock market, the banks haven't got a clue what I'm doing it with it. In Nigeria, people are telling bankers that they want to borrow millions of naira to invest in stocks and the loans were approved.

The content in bold refers, it is even more than that. Some banks were actively promoting a scheme where they agree to fund up to 40% of the total amount you want to invest in shares. That 40% is given to you as loan. This is a fact.

For those that have tried to divert attention from the core issue raised in my first post on this topic I will summarize my position.

1. Shares don't come with any guarantees hence it is gambling

2. You do not have any control over the performance of the company you are buying into

3. Companies you buy into do not owe you anything. Put differently you are willingly dashing the money to the company and hoping that the company makes money and provide some to you as dividends

The statements above I believe are simple to understand and basic common sense should help here.

RichyBlacK:
The fact is that you're blinded by your zombiesque support of Western subjugation.

There is no democracy in Saudi Arabia, yet your mentors (Bush, Cheney, etc.) were willing to kill more than half a million Iraqis to entrench democracy in Iraq! How about trying to bring democracy to Saudi Arabia?

Hosni Mubarak has been president of Egypt for 28 years! Leaders of all opposition groups in Egypt have been jailed, exiled or killed! Is that the democracy your mentors in Washington DC are trying to sell to the Iraqis?

The truth is that America is not interested in democracy in the middle-east, but in resource control and using Israel as her attack-dog in the region. The toddlers in Washington DC know that democracy in the middle-east will result in governments willing to challenge Western hypocrisy in the region. Hence, they support all the dictators that slavishly bow to their demands!

Even a neophyte in political matters should know these things.

GBAM!!!!

My only problem with you RichyBlack is that over and over again this clown TayoD that uses multiple usernames writes like a complete idiot and you keep trying to explain things to him.

Have you not heard that even if you take a pig to the US it still remains a pig, well maybe a bigger pig.

What if Iwu is telling the truth? What if?

How can we be so sure of what we are not aware of or are we just ok believing that the man is lying even if he is not?

Joshcoli:
Hello Mr Afam, you are the person who introduced me to a mutual fund at Ilupeju (I don't want to mention name) before you now got another Job with Diamond Bank (Oh i know you too much) you mean all those stuff you told me then were all lies so you knew stocks was a kalo kalo stuff and you still adviced me to buy into it, afam you no try at all

What brand of kai kai have you been taking? I have never touched anything close to mutual fund and I have never worked in any bank not to talk of Diamond bank or Gold bank.

The name Afam is short form of Afamefuna and it is a common name in Igboland so do not hold me responsible for what a certain Afam did to you abeg.


[quote author=Tayo-D link=topic=198197.msg3335279#msg3335279 date=1231858446]Keep your hypocritical shamefulness to yourself.  This guy is talking about innocent people and has the guts to trefer to members of my family he knows nothing about? I tell you, your reign as nairaland idiot will  know no end.[/quote]afam4eva is innocent because you are accusing him of being the same person as afam (my own ID). Having pity on your son and your wife is not the same thing as insulting them because it beats my imagination silly to understand how they will feel having a dubious character as a father and husband. It is not fair to them and there is nothing wrong in showing empathy.

[quote author=Tayo-D link=topic=198197.msg3335279#msg3335279 date=1231858446]The word in bold should be concerned. Again we have to teach you english.  I've always known that you are a self-loathing fool.  Unlike you, I love what I see in the mirror everyday.  What concerns me with your estimation of me? You think I need people to massage my ego to maintain a healthy self-esteem as you do? Go figure![/quote]Thanks for the correction. In fact teaching me english is a good thing and I will learn but don't try to teach me things like using multiple IDs, scamming people, accusing innocent people falsely etc because I will not learn them at all.

[quote author=Tayo-D link=topic=198197.msg3332337#msg3332337 date=1231798673]@afam/afam4eva,
You cannot use multiple IDs on this forum and yet you attempted to steal the identity of an entire football team?! Please spare us the bullshit.[/quote]He that is down need fear no fall but it is still very shameful for you to drag an innocent forum member (afam4eva) into this your gross stupidity.

It shows that you are ready to even hurt innocent people in your desperation and for someone who is both a husband and a father I now really have pity for your wife and child because you are very bad influence.

Anyone that lies for any reason as far as I am concern is lesser than a pig and that is how I see you today.

[quote author=Tayo-D link=topic=198197.msg3332148#msg3332148 date=1231793925]@afam or is it afam4eva?[/quote]Do not allow desperation make you accuse an innocent man. I use just one username/ID on this forum and that is afam. I can never descend so low as to use multiple IDs on this forum (like you) especially when you are either banned or when you want to defraud people.

I may be wrong or right on an issue but I can never become a criminal that uses multiple usernames on this forum and at least you have never denied the fact that you use multiple usernames.

[quote author=Tayo-D link=topic=198197.msg3331916#msg3331916 date=1231790103]@tkb417,
U know what? I have advised that guy called Afam to do the same thing several times. Infact, I have offered him free classes online, but he is so allergic to education.  You can try if you want, but I doubt you'll make a difference.  If you insist on going ahead with your free classes, I will advise you to tread very softly because the guy might end up abusing your parents in the process.  That is not surprising however.  Afterall, what more can you expect from the village cu m nairaland idiot.[/quote]So, even scammers that use multiple IDs on this forum are even advising people on stocks? Wonders shall never end.

[quote author=Tayo-D link=topic=198197.msg3331980#msg3331980 date=1231791343]A good friend in Nigeria manages one of the new generation banks in Abuja.  He told me one of his colleagues was sacked because of a situation like the above.  He managed an account for an individual who obtained a loan for about N200m with a collateral of N300m in stocks.  Unfortunately, the stocks are worth less than N100m today and the guy aint paying back.  So the Bank is left with a shortfall and the borrower reasoned that he will rather keep the money (possibly invested elsewhere) than pay back the N300m with interest.  That was purely a fianancial decision on the part of the borrower.[/quote]The content in bold refers, forum users run for your life, this scammer has started again, this is how he defrauds people dropping names and making claims that are never substantiated while using different usernames on this forum. Once the admin finds out and bans him he quickly registers another.

Beware, there are a lot of faceless criminals on this forum with fake identities and this is one of them.

tkb417:
advice anyone anyone to buy stocks?
show me where i did? ure just an illiterate

chapehill, BGL, Vetiva, UBA Global Assets, Rencap, Afriinvest, Wachovia, Lehman Brothers, NYSC, NSE and co don't have any wiseman like you in their fold shey? because they all lost substanstially to what is going on presently.

If losing money on investments during a recession is foolishness, what do u call making money during a boom?
go to adult classes. (Open UNi)

is it only stocks people lose money? what about the real estate fiasco in the UK, what about the dwindling oil fortunes all over the world, what about the skyrocketing commodity prices all over the world?
i wonder for some educated illiterates o

With this your latest reply it is obvious we are not on the same page. You seem not to understand the core issue I raised, sorry for expecting too much from you, my mistake.

tkb417:
false!!!

u sound like someone who doesnt know anything. prior to when the boom was "fantastic", i only invested money in fundamentally sound stocks like UBA, First Bank and co. I can go to bed with those kind of stocks because the numbers they churn out quarterly are too fantastic.
Downturn or no downturn, some coys are sound and they can never be beaten!!

Considering the post above one would imagine how smart the poster is but his earlier post reproduced below tells the whole story.

tkb417:
presently, I'm down like 56.7%

wetin i go do? na to dey watch and pray.
starcomms, Oceanic, Linkage, Aiico, Costain, IEI and Skye don mess me up

even CICO has failed me and ive now changed tactics to holding till maybe 2020.
at least by then, the monumental losses go don reduce or varnish patapata

in a bid to wrtie off these debts in another way, i don join the ever growing legion of importers aside my 7-7 day job. As for now, I'm on holiday in the stockmarket. ill be back making buys maybe 2012.
for now, babu

Based on this poster's comments about his losses I wonder why he qualifies to advice anyone on stocks.

Kc9ja:
Afam you are very funny. It seems you are not very exposed. Do you know that some people trained their children through school with dividends. Please do not condemn something simply because you do not understand it.

I know that some people trained their children through school with dividends. Obviously you don't understand the meaning of kalokalo otherwise you would have realized that in gambling some people make money while other lose, it is common sense, it is a fact even though people like who claim to be very exposed cannot understand such fundamental issue.

A lot of Nigerians have gotten themselves into a lot of problems due to this same stock, many are owing millions based on transactions they do not have control over and yet we still have people talking trash about stocks.

logica:
create a script that runs after the db is installed. u can usually do this by exporting the db schema. the script usually has a ".SQL" extension.

The content in bold refers, @poster do you intend to install databases on clients?

Or are you looking at creating tables on computers with the databases already installed?

Stock exchange is simply a kalakalo with legal backing.

How can you invest your money in companies you do not even understand how they operate?

To those that have lost money take heart.

To those that are being advised to even buy more do not listen to such crazy advice from people who call themselves experts and maintained that Nigeria would be insulated from the problems that started and spread the world over.

Any money spent in shares is free money for the company and the company can indeed squander the money and there is absolutely nothing you can do about it.

With a population of over 140 million Nigerians there are so many businesses we can go into from services to even product based businesses.

Good luck.

[quote author=sleek_p link=topic=215223.msg3321303#msg3321303 date=1231518737]The man has lost all credibility.[/quote]Credibility ke? Who dash monkey banana?

He never had any credibility, he has remained a dedicated liar and spreads all sorts of hatred.

You should be able to give an idea of the financial implication when you expect serious people to send CVs to your company.

Personally, you should be ready to part with N700,000.00 per month to be able to land someone that knows everything you put down otherwise the person would be better off running his own business and managing his own clients.

Good enough Nigerians are now realizing the many benefits of having fully functional websites or applications as against the graphics laden elephant greeting home pages that decorate a lot of websites in Nigeria.

davidylan is beyond shame, he is the most stupid liar on this forum, second only to TayoD his main backer and defender (birds of the same feather).

The guy is probably cursed even though he doesn't realize it.

dayokanu:
United states attacked Afghanistan because it housed Al Qaeda who carried out the 9-11 bombing.

Wait a minute, US attacked Afghanistan because it housed Al Qaeda. Is it the same Al Qaeda that Bush gave a warm reception when he was still the governor of Texas? Is it the same Al Qaeda that was transformed from mujahadeens that fought Russia with the support of the US in terms of arms and funds?

But the US could not attack Saudi Arabia even though 14 out of the 19 suspected hijackers were from Saudi Arabia?

dayokanu:
India moved troops towards the Pakistan but both parties are being restrained because they are nuclear powers.
You think there has been peace and India is smiling about it?

The content in bold above is the only reasonable input from you this year. Exactly why countries want to acquire nuclear weapons.

Same reason why Israel will not dare step foot into Palestine to kill innocent men, women and children if Palestine becomes a country and begins to negotiate for arms deals with other countries without having to depend on the likes of Hamas who get smuggled arms.

Thanks for pointing out that important information.

dayokanu:
when you house terrorist, You would be held accountable

Considering the number of innocent people killed and the destruction of infrastructure including UN buildings and schools who do you really consider a terrorist? Hamas or Israel?

I hope the admin starts banning people on this forum based on excessive display of ignorance on issues they delve into.

@yawa-ti-de,

Thanks for those honest comments.

For now, I will display a notice for visitors to turn on javascript on their browsers if they are really turned off.

As a business man I have realized that one must choose his customers just as companies choose their employees, you cannot be everything to everyone.

Many thanks for your time.

A lot has been said on the need to gracefully degrade a website that may not have javascript enabled on the browser.

Now, just like any software that will have system requirements why do we need to attempt to please everybody when indeed one solution can effortlessly appeal to the vast majority?

I gave a lot of thought to ajax based web pages and choose to implement ajax on the product page of Just Alternative power at www.justalternativepower.com/products.php.

Works well with javascript enabled browsers but don't work on browsers with javascript turned off.

My point now is this, anyone that turns javascript off knows what he/she is doing and as such if the need arises he/she can turn it on.

So, why not display a notice on the page that requires javascript to work well rather than trying to please everyone, a task that really don't make sense in a lot of situations?

A lot has been said on the need to gracefully degrade a website that may not have javascript enabled on the browser.

Now, just like any software that will have system requirements why do we need to attempt to please everybody when indeed one solution can effortlessly appeal to the vast majority?

I gave a lot of thought to ajax based web pages and choose to implement ajax on the product page of Just Alternative power at www.justalternativepower.com/products.php.

Works well with javascript enabled browsers but don't work on browsers with javascript turned off.

My point now is this, anyone that turns javascript off knows what he/she is doing and as such if the need arises he/she can turn it on.

So, why not display a notice on the page that requires javascript to work well rather than trying to please everyone, a task that really don't make sense in a lot of situations?