₦airaland Forum

chiagozien:
You see Yorubas rejoicing over Mazi Nnamdi Kanu imprisonment, forgotten their hero awolowo was sent to Calabar prison by Northerners and was later released by Ojukwu.



He later choosseed Northerners over those that released him.


Na still small northern soldiers made him drank rat poison called Otapiapia.

nony43:
Are they Hausas?

Bliss24:




I just love Shetima's blunt disposition

Best Graduating student of Economics in Prestigious University of Ibadan Citadel of learning......

After 30 years of Graduation

Ended up becoming Deputy Branch Manager at a new generation bank like Polaris bank

30 years after graduation that he should be planing retirement he is a Deputy Manager

His total salary may not be up to 200,000 to 500,000 a month


He made this submission at University of Ibadan to remind student the intricacies of life

PS:
IF you know say e no go better for your papa this morning qoute me to say trash

You idiots stay your lane and don't qoute me if Ogun no go perish your families, keep your useless mob mentality and keyboard war to your unproductive self


.

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mighty2:
Elder statesman, Tanko Yakasai, and former Secretary General, Arewa Consultative Forum, ACF, Anthony Sani, have chided Professor of Journalism, Farooq Kperoogi, over his call for the election of a president of Igbo extraction to ensure peaceful co-existence among Nigerians of diverse ethnic nationalities.

Kperoogi had recently advocated the election of a President of Igbo extraction in 2023 as a possible solution to the disunity in the country.

The elder statesmen in a joint statement argued that the Presidency of any country is a product of deep-seated and extensive negotiation, rather than a mere wish by a people or group.

The statement read in part: “There can be no caveat with the significance of the submissions by Farooq Kperoogi, which he considers as needed to bring about the desired unity, harmony and peaceful coexistence that is sine qua non for meaningful socio-economic development of Nigeria. This is because a diverse country as Nigeria, tends to be fissiparous and constantly pulled in different directions by centrifugal forces.

“It is against this backdrop, that Nigeria has instituted many policies like quota system of admissions, and federal character in distribution of access to national employment, projects and major contracts, for the expressed purpose of promoting sense of belonging in the polity. This comes with inclusiveness of the diverse people in the belief that it is very possible to make the most of our God given diversity, thereby ensuring that every segment of the nation is given a true sense of belonging.”

According to them, “similar countries have also attempted to introduce policies with the objective of nation binding. For example, Ethiopia, which has never been colonized, practices ethnic based federalism, yet it has prevalent challenges of nation building.
.“Somalia, a country with only a few ethnic groups and predominantly singular faith, faces the challenges of nation building. Lebanon, on the other hand, has policies for balance of its religious diversity. Where the Christians produce the President, the Sunni would produce the Prime Minister, and the Shi’ite would produce the Speaker. Yet, they have governance challenges. All these go to show that, the tasks of nation building, go beyond mere balancing of public offices as an end in itself.

“All these are also a testimony to the fact that, though politics goes beyond ideals, it also includes who gets what, how and when, because it is driven by group interest, group goal, group coherence, group cohesion and even group conspiracy.

“Good governance is an art of balancing competing demands amongst not only constituents but also among socio-economic sectors; and what unites a nation, as they constitute national ideals and shared values.”

They disagreed with the notion that Igbo people have been marginalized over the years, saying “both the military and democratic governments have given Igbo people fair representations in the federal government and its agencies, such as Vice President, Senate Presidents, Speakers, Secretary to the Government of the Federation, Coordinating Ministers, Service Chiefs, Governors of Central Bank of Nigeria , CBN and chairman of the ruling party.”

[b]The statement continued: “This solid integration of the Igbo people into the Nigeria affairs had enabled them to settle unperturbed in various parts of the country, giving them the unlimited latitude to pursue their business activities, which currently run into substantial net-worth.

“Similarly, there are projects situated by the federal government of Nigeria (in pursuance of policy of Reconstruction) in Igbo land (particularly the construction of the second Niger Bridge) to amplify and demonstrate government’s concern for the South-Eastern region.
Conversely, when the Igbos threaten to leave Nigeria, if an Igbo President does not emerge in 2023; one wonders the wisdom and the basis of this agitation without facts and figures to justify the intuition.

“Igbo people like any other Nigerians, are entitled to contest for the office of the President of the nation under the current multiparty democracy. To that end, they are expected to devise their winning game plans and use that to convince the Nigerian electorates to vote for one of their own.”[/b]


https://www.vanguardngr.com/2022/04/2023-yakasai-sani-fault-kperoogis-call-for-igbo-presidency/

BigCabal:
The 34-year-old engineer in this #NairaLife made a career switch into oil and gas in 2014. Since that time, his basic salary has grown to ₦1.7m/month. Now, he wants to retire in six years with $1m in liquid assets. How does he hope to get there?





What’s your oldest memory of money?

My parents worked in the civil service and most of the people I grew up with were in a similar economic class, so I didn’t think there were rich people or poor people. I went to a government-owned school for my first three years of secondary school before switching to a private school for my senior secondary education in 2001. There, I learnt of my social standing. The first thing I noticed was that my school fees jumped from ₦200 to ₦14k per term.

My allowance was ₦50, which was little compared to what others had. What this meant for me was that I had to save for days to afford things some of my classmates could buy in an afternoon.

There was also some anxiety that came with this discovery. I avoided school parties as much as I could because I didn’t think I had the right clothes or shoes to wear. My three years at the school made it clear I had to make money in the future to bridge the gap.

Did you do anything for money during this time?

No, not really. I may have done one or two things for my family that fetched me money, but that wasn’t my objective and they were also far and in-between.

I left secondary school in 2003 and enrolled for my A-Levels programme, and the tuition was ₦100k. This experience was also a reality check. While there were people who were taking the classes and writing the exam to apply to schools abroad, there was me who knew I was going to a university in Nigeria. I didn’t even finish the programme.

Oh, why not?

I applied for and got into a diploma programme at a university in the southwest before the year ended, so I decided to go for it. It cost ₦210k, and my parents took a loan from their cooperative society to pay for it. A year later, I was offered provisional admission to study electrical engineering at the same university.

How did uni go?

I lived mostly on the allowance I got from my parents. It was ₦5k and came once a month. I also had family friends in the city I was studying in and got some money from them at intervals too. However, I wasn’t saving or keeping money aside because it was barely enough. But I survived university and won’t say I had a tough time with money. I graduated in 2009.

I was mobilised for NYSC in June 2010 and posted to a state in the south-south. I worked in a secondary school owned by the state government. I lived on less than ₦13k/month for the entire year — the federal government paid ₦9,775 and the state government paid ₦3k. Luckily, food was also ridiculously cheap in the village I was posted to. I could make a pot of soup with about ₦320. I wasn’t exactly saving because I wasn’t earning enough, but by the end of my service year, I had about ₦50k in my savings account.

How?

The 2011 election was the game-changer. I worked as an ad-hoc staff for INEC during the voter registration exercise and got about ₦30k from it. I also got about the same amount of money from working during the general election.

This wasn’t the last sum of money I made off NYSC.

I’m listening.

After my service year, the federal government increased the allowance from ₦9775 to ₦19,800. My batch was eligible to receive payment arrears. I think they paid about six months arrears, which was good money to me, especially considering that I was at home and without a job.

Man, how long were you unemployed?

About three months. I got my first job in September 2011, as an engineer in an authorised repair centre for Nokia phones. My salary was ₦45k, which I thought was decent. I spent only four months there though.

Why did you leave?

One of my mum’s friends had a son who worked with a contractor that handled marketing for Nokia phones in Nigeria, and I was encouraged to apply for a job there. I did, and I got the job. Nokia was a flagship phone at the time, so there were lots of roles. I was hired as an in-store experience marketer. I was posted to a phone store to serve as a Nokia representative and market the phones to potential buyers. The job paid ₦90k.

That was twice what you earned as a phone engineer.

Yes, it was. At the end of my first month there, they transferred me to a North-central state, which was a bit of an inconvenience. There were no accommodation arrangements, and I had to figure that out myself. Guess what happened on the first night I got to my new station?

What?

I got a text from a bank I had applied to months earlier, inviting me to come for medicals. Man, I jumped on the first bus the following morning and left the town. I sent in my resignation on the same day.

I had to go to the bank’s training school first. This started in February 2012 and lasted for four months. They paid trainees ₦50k. However, my time at the training school was some of the best of my life. Unfortunately, my time as a confirmed staff of the bank wasn’t half as pleasant.

Why not?

Let me start with the good: I got a raise when I was absorbed into the bank’s workforce and my salary jumped to ₦208k. Subsequently, I was posted to the marketing department and had to find new customers for the bank. My department had an annual target of ₦4bn, and this was a drag on my life. In between finding new customers and retaining existing customers, my quality of life took a dip. At the height of it, my job satisfaction was low but the money was decent. Everything only made sense when my salary came in at the end of the month.

Thankfully, two months after I started work as a full-staff, a consulting company I had applied to months earlier reached out, inviting me to the final round of interviews. I got an offer letter from them in August 2012.

How much?

₦128k. Another pay cut, but I was only too happy to accept it. I was like, “If I’m not going to chase customers, pay me whatever you want.”

Haha. Fair enough.

After my induction, I was posted to management consulting. After my first year, my salary was increased to ₦150k. This was also around the time I delved into my first side hustle.

Tell me about that.

I started saving ₦50k from my salary every month because I wanted to buy a car. I saved ₦400k in eight months. One of my friends had an uncle who did Cotonou runs and shipped cars into Nigeria. We went to Cotonou together, but my ₦400k couldn’t buy me any of the cars I wanted. The best deal I got that was within my budget was a 1993 Toyota Camry, and they were going to sell it for ₦600k.

I eventually bought a 2001 Mazda, and it cost ₦700k. Two of my friends loaned me ₦150k each to buy the car. But the trip opened my eyes to the possibilities of shipping cars in and selling them in the country. The opportunity to act on this came a few months later when a friend wanted to buy a car and I told him I’d handle it. I went to Cotonou myself and brought the car in. On that trip alone, I made ₦75k in profit. For context, I was earning ₦150k per month.

You made half your monthly salary in a day.

Exactly. Omo, I started telling everybody I knew that I was selling cars. When this side business caught on, I was doing an average of two trips per month and making between ₦50k and ₦75k on each trip.

Interesting. How was it going with your day job?

I was now in my second year at the consulting company. One day, a former colleague who had left for an oil company called me and informed me that his company was recruiting. I didn’t put a lot of thought into it, but I applied and went through the entire process. I got an offer to start work in May 2014.

Whoop!

My basic salary was ₦650k, minus allowances. It would take me about six years to hit that number at the consulting company I was with. It was an easy decision.

I was hired as an instrumentation engineer. Basically, we automate the process used in bringing out oil and gas from the sub-surface.

The first payment I received from the company was an accommodation allowance. ₦22k per day for 90 days. And guess what? They paid everything at once. ₦1.98m landed in my account, and I hadn’t even done any work. It was the biggest lump sum payment I had ever received up until that point.

Subsequently, I was put on a trainee programme, moving around different on-shore facilities to work and learn about the job. Mostly, I was working for two weeks and taking the following two weeks off. My basic salary was ₦650k, but there was also some form of allowance payment every month. On average. I was earning up to ₦1m every month as a trainee.

Baller.

I also saw an opportunity for my side business there. I told everyone I could that I sold cars, and the orders came in. They had a higher purchasing power than the guys at my former workplace, so they went for higher-end cars — mostly vehicles around the region of ₦4m – ₦5m. My profit on these deals were about ₦1m.

Interesting.

I graduated from my trainee programme in 2017 and was transferred to my first facility. I got a raise and started earning ₦1.2m. The constant allowance I remember from that time was my accommodation allowance. The facility I was working out of didn’t have great accommodation options, so the company paid me ₦250k every two weeks to make up for that.

And how has your salary evolved since that time?

My salary has increased by at least 5% every year. At the moment, I earn ₦1.7m/month. But there are also a couple of allowances and bonus payments that come in during the course of the year. Everything I earn, including bonuses, stacks up to ₦25m – ₦30m per annum.


On the side, I invest heavily in cryptocurrency.

How did you get into crypto?

I grew out of the car business, so I started looking for something else I could do. I became interested in crypto in the early parts of 2020. I finally took the plunge in July when I bought one bitcoin for ₦4.5m. By the time I sold it, it was ₦4.9m. I made a profit of ₦400k on one trade.

Information is important when dealing with cryptocurrency, so I subscribed to every crypto subreddit I could find. And started doubling on my investments as much as I could. The more I got into crypto, the more I saw the possibilities. It’s been a game-changer, and it’s part of my retirement plan.

What’s your retirement plan?

I want to retire at 40 with $1m in liquid assets. I’ve decided that crypto could get me there, so it’s pretty much my side hustle now. At the height of the bull run earlier this year, I had about $210k in my portfolio. But the dip happened and I held on. The last time I checked, I had $90k, and I’m building it back up.

Man, how do you decide what coins to bet on?

Research. I do a lot of technical and fundamental analysis. With the fundamental analysis, I look at the coin, what problem it solves, and who the backers are. I’m not good at technical analysis, so I follow a lot of people who are. I look at their research and decide whether to invest in a coin or not.

I know cryptocurrency is volatile, so I’m not putting all my hopes on it.

What are your other investments?

I started investing in Eurobonds in 2018. I started with about $20k, and the ROI is 12% per annum. When Covid hit last year, I wanted to put more money in it, so I took a loan of ₦14m from work and topped the account up at ₦440/$1. The total value of my Eurobond investment now is about $60k.

There’s also my company stock. Employees get a 15% employee discount, and I’ve been putting some of the money I get into that too. My stock in the company is currently valued at $30k.

I have some landed properties in two states in the country, but I don’t put a lot of thought into this. I believe landed properties are not the best investment choice in Nigeria — inflation eats at every profit you can ever hope to make. But I have a 3-bedroom project I’ve been working on since 2014 and is valued at ₦40m and another piece of land that’s worth ₦8m.

All of this should bring my total investments across my portfolios to at least $180k.

That’s impressive. Let’s talk about your monthly running costs. What do they look like?

I’m not married, but I have a live-in partner and we have two kids together, hence the housekeeping expenses. I took a loan from work last year to invest in Eurobond, and it’s spread over four years. I’m not mad about it — I’m repaying the loan in naira and earning my ROI in dollars.

I also don’t save or invest in naira anymore. When I get paid at the end of the month, I take out my monthly running costs, convert the rest into dollars and put it into my range of investment.

I really want to know how your perspective about money has changed over the years.

It has largely remained the same — money is a tool to get things. I acknowledge that and also understand that I need to stay hungry to make more.

Also, I don’t feel validation from owning things or splashing money on things I don’t need. I currently drive a 2004 European model car I bought for ₦1.5m. My annual rent is ₦500k. The plan is to keep expenses as low as possible and stack my bag up the best way I can. I’ve learned that money is like working out to grow muscles — you don’t get what you want in a day, so intentionality is key.

Looking at where you are in your career, how much do you feel like you should be earning?

For starters, I don’t feel underpaid. The next role I’m going into in my place of work should see my salary grow to ₦1.8m – ₦2m/month. I feel like I’m right where I should be.

Great. Is there anything you want but can’t afford then?

A Tesla maybe. I don’t think I can’t afford it, but it wouldn’t make sense to buy it when I’m living in Nigeria.

What about something you bought recently that required some planning?

I used my last phone — a OnePlus — for five years. The newest model came out earlier this year and I just decided to go for it. It cost me $1054. It didn’t require a lot of planning; I just had to think about it for a bit before I liquidated some of my investments in crypto.

I’m curious, when was the last time you felt really broke?

I can’t remember. I feel like I’m broke when the money in my account goes below ₦100k, and this hasn’t happened in a hot minute. Also, I know some money is available if I need to access it. I try as much as possible not to do it, but I could liquidate some of my assets if I badly need money. There’s some sense of security that comes with that.

On a scale of 1-10, how would you rate your financial happiness?

8. There’s no great need in front of me that I can’t afford. I’m also excited about my potential earnings and the strategy I’m putting in place to hit them. Life couldn’t be better, really. If I hit my $1m target by 40, this might increase to a 10.

Source: https:///39nGEim

Textra:
Please, bed bug is actually one of my greatest fear growing up. I can't just imagine having it in my room back then due to people experiences... The shame, if it follows me outside. Lo, and behold, I can't really say how it got it into my room. My fear has turn to reality now... I rented a room, clean it bought everything new, and after a year I allowed a friend to stay with me, whether it was from him or I got it somewhere else I don't know, but i am dying inside seeing it, I have tried all that I know... Killing it alone makes me wanna vomit... Please, what should I do, to eradicate this enemy.

aladesuyi:
Register a new email address (adding the error "a" to the new address.

This new email will now be yours strictly for checking updates on this application and you may decide to continue using same in future.

lalasticlala:
As written by Oluwole Dada, a Sales and Marketing Professional, Teacher, Counsellor, Administrator and Preacher.



https://twitter.com/oluwole_dada/status/1393663472446148609

Jones4190:
There is no different between a Bar and Bra, Once the are opened men go crazy.
Imagine a girl called Barbra

crossfm:
The lion's den.

He should have known better. Look before you leap,is an advice that is as old as man.

On a serious note,something needs to be done about the scam going on in computer village.

SmartProf:
To spit fire on NTA is a waste of time. NTA is just a govt propaganda TV. It's so unappealing to
watch except you intend to force yourself to sleep, you may then decide to use the station as lullaby. Rather than improve the station in digital broadcasting, they've been using it as a platform to loot more money, and have advanced their looting using startimes as a cover. Nigerians, including our parents have moved on from NTA..only those who are looting from it have not. Multichoice know how useless NTA is, that's why it's among the free channels you'll get once your subscription expires, cos you wont ever be able to cope with it.

ikorodureporta:
https://thenationonlineng.net/breaking-former-us-ambassador-to-nigeria-walter-carrington-dies-at-90/

presidency:
TOLULOPE AROTILE: TOO EARLY FOR HANGAR IN THE SKY

By Femi Adesina

When a pilot dies, the colleagues say he or she has gone to the hangar in the sky. Hangar is a place where aircraft are housed, but it was way, way too early for Nigeria’s first female helicopter fighter pilot, Tolulope Arotile, to go there. Not a time for parking yet. Not at 23, not when her life and career were just starting.

Tolulope died on Tuesday, curiously not in terra incognita, which the sky is. But rather on terra firma, solid ground. She was involved in an auto crash at the Nigerian Air Force Base, Kaduna, suffered head injuries, from which she never recovered.

What a grief, what a tragedy. I saw Tolulope in February, when the Nigerian Air Force was presenting its newly acquired hardware to President Muhammadu Buhari at the Eagle Square, Abuja. So young, so tender, almost too innocent to be a fighter pilot. Deftly, she explained the features of the new attack helicopter to President Buhari, and that was just about five months after she was winged as the first helicopter fighter pilot in the history of the Air Force.

Too early to house your chopper in the hangar, Tolulope. Why was Heaven so much in a hurry to have you? You were serving nation and humanity, flying several combat missions for Operation GAMA AIKI in the North Central area of the country, particularly Niger State, infested with bandits from the pit of hell. You did your bit in enforcing peace in that area, giving those fiends a black eye. Now, no more. No more thrills, no more rush of adrenaline, as you soar into the azure sky in your nimble machine, a wonder of technology in warfare.

Tolulope lived and died for the sky. Primary education at Air Force school. Secondary, too. Then, enlistment into the Air Force, commissioned an officer, and further training abroad to hone her skills. She was decorated in October last year, with Women Affairs Minister, Dame Pauline Tallen assisting the Chief of Air Staff. It made a lot of Nigerians proud, particularly her parents, Engineer Akin and Mrs Arotile, from Iffe, in Ijumu Local Government Area of Kogi State.

After the decoration exercise, a delighted Mrs Arotile (which parent won’t be over the moon, despite the risky nature of the career) took to her Facebook wall, and posted: “On behalf of my entire family, Engr. Akin and Mrs Arotile, I will like to sincerely appreciate everyone for honoring the invitation to celebrate with Pilot Officer T. Arotile. I am indeed grateful and pray that God will reward you all exceedingly and abundantly above all you would think or ask of Him. Once again, thank you and God bless.”

Most parents would be proud to produce a pilot. I can tell, because I have one. That day, in 2017, when my pilot son flew me in a Boeing 737 from Lagos to Abuja, with me sitting with him in the cockpit, is one one my happiest. Forget the knot of fear and anxiety in the bottom of my belly, as he manipulated the winged bird through the sky, pointing out landmarks to me, and touching down gingerly at our destination about 50 minutes later. It was the experience of a lifetime.

My son first indicated his desire to be a pilot at just four years old. I thought he would outgrow it. But the older he got, the more resolute he became. He went to flying school, got his private pilot’s license, then the commercial license, and then type rated on Boeing 737.

Tolulope must have known no other world, except flying. Like the parents of every pilot, the Arotiles must have had their times of anxiety, but also trusted firmly in God. What can we do without faith in God? Nothing. I say again; nothing.

God, what then happened? How did an auto crash at NAF Base claim such a tender soul, turning her family, the Air Force, the nation, into mourning. President Buhari recalled the young lady that took him round, explaining the features of the fighter helicopters at the Air Show held in Eagle Square. He mourned her deeply, condoling with her family, the Air Force, and the nation at large. God, we should not question you, but what really happened? As mere mortals, we don’t know. But we will surely understand it better by and by.

I recall a story told us in church long ago by my then pastor, Rev Felix Meduoye (now retired General Overseer of the Foursquare Gospel Church in Nigeria). He said his young daughter used to pray: God don’t let us die in our sleep. Don’t let us die when we are awake. Don’t let us die when we are on the road. Don’t let us die when we are flying in a plane. Don’t let us die when we are in our car. Don’t let us die...

My pastor laughed, and said we at least have to die somehow. True. But not like Tolulope did. Too sad.

“There is no armour against Fate;
Death lays its icy hands on kings;
Sceptre and Crown
Must tumble down
And in the dust be equal made
With the poor crooked scythe and spade.”

So wrote James Shirley in his poem, The Glories of Our Blood and State. And death has no shame. It takes the young and the old. The firm and the infirm. The poor and the rich. But I am glad that death itself shall die one day.

John Donne, in his poem titled Death Be Not Proud, declared:

“Death, Be not proud, though some have called thee
Mighty and dreadful, for thou art not so...
One short sleep past, we wake eternally
And death shall be no more; Death, thou shalt die.”

Yes, death shall die. The Holy Bible reinforces it for me. Revelation 20, verses 13 and 14.

“And the sea gave up the dead that were in it; and death and Hades gave up the dead that were in them; and they were judged every man according to their works.
“And death and Hades were cast into the lake of fire. This is the second death, even the lake of fire.”

Death has denied the nation a potential wife, mother, grandmother, accomplished fighter pilot. Her body will soon be interred, and like John Brown’s body, it will “lie a-mouldering in the grave.” But her soul will go marching on.

For now, we mourn with the Arotiles. We weep, we sorrow, but not like those without hope. Our hope is that one day, Tolulope will rise to life eternal. And Death, the enemy of man, shall die.

Death, thou shalt die. It’s not a curse. It’s just your inevitable end.

*Adesina is Special Adviser to President Buhari on Media and Publicity

papiforreal:
https://punchng.com/nigerias-governance-structure-set-up-for-bankruptcy-sanusi/

Righteousness89:
Don't put yourself under Unnecessary Competition!

All that Glitters is not Gold!

You are betterof than many of the people you wish to be like.. they also wish to be like you. They only come on Social Media to get Happiness! Many of them are in unbearable pains and torments due to The way they made their money!

Envy no one

Any man/woman without JESUS can do anything to acquire Wealth.. don't Envy them!

No person is Created to be poor. Connect to GOD ALMIGHTY!Work Honestly and Wait for your time..

AnonPoet:
https://leaders.ng/oil-price-nigeria-and-the-new-reality%ef%bb%bf-by-okestalyf/

KingAzubuike:
They warned you decades ago to stay back in Nigeria and practice your medicine, you refused.


Anyways RIP.