₦airaland Forum

It's their personal life and personal business. But if everybody was a gay, they wouldn't get kids to adopt.




Perfect Money/Payeer/Epay/Neteller/Skrill: Itu Global

It's a vicious circle. They think they'll eventually give birth to someone who will lift the entire family generation out of poverty (without having any plan to help the kid).

What is the best business in world?


Yesterday morning I was with two other ex-Morgan Stanley guys. One now works as a partner of a distressed-debt fund. The other runs a courier business.

Both have done incredibly well for themselves.

Over breakfast, we discussed the global economy, the impact of technology, Brexit, Morgan Stanley, and many other things.

In everything we discussed there was some disagreement. Except for one thing. All of us were in complete agreement that Alphabet (Google) is the best business in the world. By far.

We all agreed that if we could only own one asset, it wouldn't be gold or silver, or property in London, or US Treasury Bonds. It’d be Alphabet stock.

Its management thinks so long-term, executes so damn well, and gets in all the right spaces. It is just awesome…


Source: https://www.quora.com/What-is-the-best-business-in-world



Perfect Money/Payeer/Epay/Neteller/Skrill: Itu Global

They have a lot of criminal energy.



Perfect Money/Payeer/Epay/Neteller/Skrill: ItuGlobal

These contributions are interesting....

The man doesn't have time for women.





Perfect Money/Payeer/Epay/Neteller/Skrill: ItuGlobal

Some Christians don’t celebrate birthdays and some do. The only two recorded birthdays in the Bible were celebrated by unbelievers and marked by bloodsheds.

When David said “Teach us how to count our days” he meant we should be taught how to think about our days and years and life, to apply wisdom, to make adjustments and to stop doing what would translate to a wasted life when we draw our last breaths. He didn’t mean we should be taught how to party, drink, boost our ego and do foolish things (that are rampant nowadays).

There are more than 7.5 billion people on earth. You may think something is special about you, but you are wrong. Billions of other people think the same – each person think they’re special.

Over 300,000 people were born on March 9, 2018. Let’s say on March 2045, most of them would still be alive and celebrate their birthdays.

Assuming about 400,000 people were born on March 9, every year. In 20 years, that would be 8 million people.

I celebrate birthdays for my loved ones. But I don’t do that for myself and I don’t want people to do that for me. Why?

People are selfish and self-centered. They want others to care about them, but they don’t care about others. Imagine celebrating someone every year, who has never asked you about your own date of birth.

Most other jobless people try to fill this vacuum by announcing their own birthdays on social media platforms like Facebook, then many of those who don’t really care about you would come online to like and comment. Fake love online.

If I celebrated my birthday on a certain day in June or April or October, I should bear it in mind that millions of other people are doing the same on that particular day. So there’s nothing special about me. Why should I be egocentric?

Happy birthday to the best or the most wonderful wife, dad, hubby, mom, brother, etc. in the world! YOU’RE WRONG!

That person may be the best in your family or village, but not in the world. Another example of illogical flattery.

People are now insane with “birthdays” while they neglect other aspects of life that matter. You may go into debt or do something crazy, to desperately catch attention or inflate your egotistic self. But this is also vanity and running after the wind.

Companies that cheat you or don’t care about you can send automated birthday greetings to you. Remember, it’s automated – it’s impersonal.

I’ve struggled and I’ve risen by my own effort and sweat. No-one came to my aid, save the divine Providence. I don’t want anyone to greet me on my birthday. I don’t want distractions. I got important and productive things to do.

This doesn’t matter, whether I celebrate my birthday or not, it doesn’t add any value to me or my bank accounts (neither does it subtract any value from me or my bank accounts).

To me, every day is unique and I take it as it comes. I don’t have any special days – my date of birth is not an exception.

If you’re successful people will come around you. If you’re not, people will distance themselves from you.

This is my opinion. I know certain readers out there could be parochial in views. I don’t care.




Perfect Money/Payeer/Epay/Neteller/Skrill: Itu Global

When you have assholes as students.....



Perfect Money/Payeer/Epay/Neteller/Skrill: ItuGlobal

Another authoritarian rule.




Perfect Money/Payeer/Epay/Neteller/Skrill: ItuGlobal

Why Only Sorbonne-Educated, Literature Ph.D.s Should Cut Your Hair


You get a haircut every few weeks. Everyone does. Men, women, children. Even balding men need a trim occasionally (as I’m finding out, sadly).

But what if I told you that you’ve been doing this all wrong?

What if I told you that your barber, or hairdresser, is terribly under-qualified. That you have been risking your hair — which is just a few centimeters from your brain, after all — to an under-educated, under-trained amateur.



What if I insisted you were making a huge mistake in your barber choice. Instead of your current choice, you should choose another kind of haircutter. A better one. This one should be qualified. He (or she) should be properly educated. He should hold a Ph.D.

In Comparative Literature.

From the Sorbonne.

If I told you that, what would you say?

You’d say I was crazy.

Because having a Comparative Literature degree from a French university has absolutely nothing to do with how you perform at cutting hair. Of course.

But wait a second. Such “crazy” advice is given to us every day. Very smart people, with net worths of millions of dollars… even billions of dollars… regularly follow similar advice.

I’m speaking about the hedge-fund industry. This is an industry that manages almost a trillion dollars of civilization’s wealth. The role of the hedge fund is to produce “alpha” — a fancy way to say that it is asked to produce “market-beating returns.” If you are a wealthy person who, over her lifetime has earned ten million dollars, you prefer not to leave all your cash sitting in a bank, earning negative interest rates, after inflation. You want your wealth to earn a return. And so you give a portion of it to a hedge fund.

Thus the “hedge fund industry” plays an important role in the financial world.

You would think, wouldn’t you, that the people who run hedge funds would want to hire the most talented traders and analysts to work at their firm. You would think that hedge-fund customers would insist upon such a thing. You would think that hedge-fund hiring departments would scour the world, looking for smart people who have creative and interesting ideas about how to manage money — how to create those market-beating returns while controlling risk.

Except… none of this is true.

In fact, the world of hedge funds is bizarrely insular. If you do not live in New York, if you do not live in London, if you did not win the birth lottery by being born in an English-speaking country, if you did not go to Harvard, if you did not get a job at Goldman… well, then, good luck getting a job at a hedge fund. I suppose you can apply, but… don’t let the door hit you on the way out.

Which is strange, when you think about it, because all those qualities: where you live, what language you speak, what name is on your diploma, whether you held a job at Goldman Sachs — all of those things are entirely unrelated to how you will perform as a trader or investor.

In other words, the hedge-fund industry operates as if it thinks all hair-cutters must hold Literature Ph.D.’s from the Sorbonne.

Everyone in the industry knows this is absurd — that the performance of any new hire is orthogonal to where a person went to school, or even if he did; or to where a person held her last job.

I’ll take this a step further. Really smart hedge-fund operators ought to know that hiring one more me-too Harvard ex-Goldman prop trader will generate, at best, me-too performance. Every Goldman clone will have similar “ideas,” will look in the same places for financial opportunities, will pile into the same lame trades, will follow the same stampeding herd.

Here’s an idea. What if we hired hair-cutters who were actually good at… cutting hair?

My company, Collective2, has a mission. It’s a simple one. We are going to destroy the entire hedge-fund industry. We are going to tear it down, burn it to ash, plow salt into its earth.

We think that anyone can generate alpha.

No, not that everyone can… simply that anyone might:

That guy in India, who didn’t win the lottery by being born near Manhattan, but who can code algos to predict market movements.

That doctor in Boston, who has a full time job helping humans live longer, and who has utterly no desire to work at a hedge fund, thank you very much; …but who notices that one particular pharma company’s sales reps seem to be applying high-pressure sales tactics, and who therefore decides to short its stock.

That Chicago-School economist, whose ten years of research have shown him that cartels inevitably collapse, and who therefore shorts oil futures, knowing that OPEC’s latest “production quota” announcement is just a bunch of hot air.

Here’s the thing about trading performance. It’s the one job in the world where it’s obvious who’s good at it, and who’s not. You simply look at the person’s track record. Nothing else matters. Not where a person lives. Not which company he worked at five years ago. The performance matters. That’s it. Period. Full stop.


Please read more here: https://trade.collective2.com/french-barbers



Source: Collective2.com



Perfect Money/Payeer/Epay/Neteller/Skrill: Itu Global

If a house is divided against itself, will it stand?



Perfect Money/Payeer/Epay/Neteller/Skrill: ItuGlobal

I don't believe in that so much - but no one wants to be named after fiendish villains. E.g. Judas.

Is that VAL enjoyment?



Perfect Money/Payeer/Epay/Neteller/Skrill: ItuGlobal

I’m actually blown away that most people end up having kids. I look at having children as a burden onto my ridiculously free lifestyle.

I have no obligations or responsibilities except to myself. I will end up saving millions of dollars. I will save hours and hours of time to do more exciting things like travel around the world and watch really cool old movies. I will be able to fulfill my life’s purpose of helping people form better relationships with each other.

And yes, I understand that I don’t realize the wild, unconditional love I could feel for having a kid.

I don’t want to have to feel such love for my kids in the same way that I don’t want to feel such addiction to heroin. I’m sure it feels amazing to watch my offspring run around, but I’d rather just avoid the whole situation altogether and do stuff that I want to do.

And yes, I understand that kids will take care of me when I’m old. But guess what? I’m going to be really rich when I’m old, so I won’t need a kid to take care of me. Plus, I would love to relieve them of that obligation in the first place.

I am simply too selfish to have kids.

Plus, my little sister is going to have kids, and I’m going to be coolest, most loving uncle anyone’s ever met! And then, after I’ve played with my little nieces and nephews, I can go home and do whatever the hell I want—alone!

Lastly, I just don’t feel strongly enough about wanting to carry-on my lineage. I’ll be dead by then, so I don’t give a shit. It doesn’t matter to me. When I die, that’s the end of the world for me. It’s the end of my narrative. And carrying-on my lineage is not a big enough sell if I can’t actually watch it happen for eternity.

As you ask me why I don’t want any kids, I think the more interesting question is why do you actually want kids?

Source: https://www.quora.com/Why-dont-you-want-any-kids


Perfect Money/Payeer/Epay/Neteller/Skrill: ItuGlobal

Hmmmmm... Nigerian police - a necessary evil.



Perfect Money/Payeer/Epay/Neteller/Skrill:

So he was buried quickly - Muslim rites.






Perfect Money/Payeer/Epay/Neteller/Skrill: www[.]tuglobalfx[.]com[.]ng

Yes, nothing really belongs to us.

“To give our gift to others we first must find it and develop it.

Definition of hell: on your last day on earth you meet the person you could have become.

Regrets that people have include:

Not spending enough time with loved ones.

Not taking time to learn something new.

Not taking time to travel.

Not taking care of own health.

Not taking time to do things they really like to do.

Listening to others who tell them they are not good enough.

Giving up on something they really deserved doing.

Do you agree?” - Oleg Vishnepolsky




To see our current rates, please visit www..com.ng

She dey look for connection again?



Perfect Money/Payeer/Epay/Neteller/Skrill: .com.ng

That's just it. Neteller accepts voter's card.

The same way he condemned Boko Haram.




Perfect Money/Payeer/Epay/Neteller/Skrill: .com.ng

If Saudi Arabia and Israel went to war, who would win?



Israel, beyond a doubt.

Having worked with many Saudi military personnel over the course of my professional career, I can assure you that a fair percentage of their officer candidates are incompetent, unqualified, undisciplined, and totally dependent on the skills of the vast army of expatriate technicians and Western advisers to operate and maintain their most basic equipment. Some of the individual enlisted personnel take their jobs seriously, but that’s all most of them look at it as: a job. Back when I worked in Saudi the actual operational readiness and size of individual units fluctuated because they were dependent on who showed up for work on any given morning(!)

There is no pressure for the officer candidates to perform well in their technical examinations due to the fact most are guaranteed their positions anyway due to nepotism. The day the Saudis actually hold their officer corps to a reasonable standard of professional competence is the day they will finally have a chance at beating the IDF. It didn’t matter if an officer candidate failed all the tests I gave him, he would still pass the course with nary a word. Nobody took their coursework seriously and this reflected the lax standards of the Saudi military on the whole. They’re terribly complacent.

It doesn’t matter how motivated the enlisted men are, without good leadership the Saudi military is doomed in any conflict it attempts to pursue.

With regards to the overdependence on Western expatriate advisers, generally speaking their training does little good because like I said, many of the Saudi officers fail to take it seriously. The overdependence on Western technicians to maintain all the tanks, radar equipment, missile batteries, etc is also problematic because the first time the Saudis have to go to war without them they’ll be completely clueless. Case in point are the number of Saudi military vehicles abandoned in the Yemen war with easily rectifiable technical problems. The Saudis are inadequately trained in conducting field repairs or recovery efforts, so they simply abandon the vehicle and move on. This will result in greater attrition and eventually cripple their war effort against a foe with similar conventional capabilities and a better grasp of logistics, like the IDF.

Don’t get me wrong, the Saudis have some cutting-edge military equipment, the best oil money can buy. Some of their weapons are most likely more sophisticated than anything the IDF can put into the field. But superiority in equipment means nothing if the Saudis lack skilled personnel or leadership adept at deploying, operating, and maintaining it effectively. As it is the leadership are likely to misuse their excellent equipment and the operators are likely to handle it incompetently.

The Saudi Air Force - which is the branch of the armed forces where one assumes technical competence is taken seriously - was a joke among expat workers when I lived down there.

A few incidents which have been mentioned here on Quora before include the one where the fighter pilot pulled the ejector lever while still in the hangar, killing himself, and the fighter pilot that crashed in the desert after refusing to refuel from a female USAF crew. Most incidents involving Saudi Air Force crashes are due to pilot error, but the Saudi government usually blames the aircraft instead and cites mechanical problems (unlikely, given how well-maintained the aircraft are due to the efforts of the most competent US, British, and French technicians oil money can buy). This has made the Saudis blind to the fact that their pilots are the problem, and need to be held to a higher standard. The IDF does not have this problem and Israeli fighter pilots have a reputation for being some of best in the Middle East.

These are issues that can be corrected with time, but the fact remains that the Saudi military is in need of major reforms before it would have a prayer of engaging and defeating the IDF.


Source: https://www.quora.com/If-Saudi-Arabia-and-Israel-went-to-war-who-would-win


Perfect Money/Payeer/Epay/Neteller/Skrill: www..com.ng

The question is: Can he ever win such a case?




Perfect Money/Payeer/Epay/Neteller/Skrill: .com.ng

I can even say the reasons are more than 5.

An eye-revealing article.




Perfect Money/Payeer/Epay/Neteller/Skrill: .com.ng

Are certificates from Udemy, edX, and Coursera of any worth?

For me, they were all useless in terms of advancing a career.

All recruiters I went to and showed my CV with those certificates didn’t even bother with them, even though they were relevant.

They just made my CV look nicer and bloated but did not in anyway help me in a job search or career advancement.

Good for hobby learning on your own time.

Source: https://www.quora.com/Are-certificates-from-Udemy-edX-and-Coursera-of-any-worth



Perfect Money/Payeer/Epay/Neteller: www..com.ng

That state is in a serious financial mess. Honestly. This is beyond the control on Aregbesola.




Perfect Money/Payeer/Epay/Neteller/Skrill: .com.ng

Buying NETELLER @N355/$! This is a bargain you can't see anywhere in the country.

So this has become a big deal enough to make the front page?




Perfect Money/Payeer/Epay/Neteller/Skrill: .com.ng